Advertise on podcast: Denver Investment Real Estate

Denver’s transaction volume just hit 2008 levels while prices barely budged. The September 2026 Denver real estate market tells a strange story. For investors paying attention, it’s creating specific openings most people are missing. Host Chris Lopez sits down with Troy Howell of Nova Home Loans and Brandon Scholten of Keyrenter Denver. Together they unpack what the September 2026 Denver real estate market numbers actually mean. Troy brings years of lending experience across investor and owner-occupant clients. Brandon runs one of Denver’s go-to property management shops. They cover residential, commercial, lending, and ground-level sentiment from real buyers and sellers. The crew gets into why DSCR loans are now pricing better than conventional 30-year fixed (yes, really). They break down the “Great Standoff” keeping buyers and sellers frozen. They also explain why the K-shaped recovery means high-end homes move fast while B and C class condos sit. Plus, they dig into whether banks are quietly hiding distressed commercial loans from regulators. You’ll also hear about the Eagle Trace Golf Course losing its water rights and a $500 million gondola proposal for downtown Denver. In This Episode We Cover: Why the September 2026 Denver real estate market stays stubbornly flat while transaction volume craters How DSCR loans now beat conventional pricing by 3/8 to 1/2 point The real story behind condos hitting a clear buyer’s market Why 2-1 buydowns didn’t save anyone (and what happened instead) How K-shaped recovery is splitting the Denver buyer pool What the commercial debt wall could mean for early 2027 opportunities The fourth quarter is historically the best buying window of the year, and this one has more moving parts than usual. Whether you’re a house hacker eyeing your first property or a seasoned investor repositioning your portfolio, this episode gives you the data and context to make smarter moves heading into 2027. Watch the Youtube Video Timestamps 00:00 – Welcome & Panel Introductions 00:29 – Rates in the 7s & Q4 Headwinds 02:25– Denver Median Price Flat at $635K 05:19– The Great Standoff Between Buyers & Sellers 07:10 – Are Banks Hiding Distressed Loans from Regulators? 09:38 – Denver Hits 2008 Transaction Volume Levels 10:36 – 4.5 Months of Inventory Explained 14:06 – The 2-1 Buydown Reality Check 18:12– Builders Buying Rates Down to 4.875% 21:50 – K-Shaped Recovery in Denver Housing 24:00 – Condos Hit 7.1 Months Inventory 25:06 – HOA Management Horror Stories 29:22– Vail Condo Developer Lawsuit 33:15 – Eagle Trace Golf Course Loses Water Rights 36:08 – DSCR Loans Beat Conventional Pricing 40:29– Downtown Denver Gondola Proposal 42:51 – Closing Thoughts & Q4 Opportunities Links in Podcast Troy Howell:[email protected] LinkedIn: Troy Howell Website: https://www.novahomeloans.com/loan-officer/troy-howell/ Brandon Scholten: [email protected] Website: https://keyrenterdenver.com/ Denver Post – DMAR September Real Estate Voices (7.1 Months Condo Inventory) BusinessDen – Eagle Trace Golf Course Water Rights Shutdown Denver Business Journal – Downtown Denver Gondola Proposal Who is Keyrenter? Keyrenter Property Management Denver provides rental solutions for homeowners and real estate investors in the metro area who are interested in transforming their properties into passive income. It offers various services, from property marketing and thorough applicant screening to tenant placement and 24/7 maintenance services. Keyrenter Denver’s team of experts can take the clients’ burden of managing their rental off their hands so they can get back to what matters to them. Who is Nova Home Loans? For over 40 years, we’ve been focused on helping homeowners find the perfect loan to fit their financial needs and personal goals. Working with NOVA is a personalized experience from initial application to final loan closing and beyond. We will be with you every step of the way toward successful homeownership. Start working with NOVA & Troy Howell today! NOVA FINANCIAL & INVESTMENT CORPORATION, DBA NOVA HOME LOANS NMLS 3087/ EQUAL HOUSING OPPORTUNITY/8055 EAST TUFTS AVENUE, SUITE 101/DENVER, CO

A Capitol Hill studio apartment just rented for under $700 in 2026. That’s roughly 2015 pricing in a neighborhood where the same unit went for $1,100 three years ago. Welcome to the Denver rental market in 2026. Chris Lopez sits down with Brandon Scholten and Shawn Riley from Keyrenter Denver to unpack what the data actually says. Occupancy rebounded from a 16-year low of 92.9% at the end of 2025 to 94.4% by Q2 2026. Absorption finally beat new deliveries. But effective rents are closer to 15% off once you count the $169 average monthly concession, and 1960s and 70s condos are taking the biggest hit. Then they walk through three real Keyrenter properties. One sat 23 days before the owner dropped $200. One took 33 days of steady adjustments. One leased in 13 days because the owner priced it right from day one. If your rental has been sitting without tours, the market’s already giving you feedback. Shawn Riley at Keyrenter Denver will help you read it. He’ll pull comps, audit your current listing, and lay out where to price and when to adjust, with no strings attached. In This Episode We Cover What 34,000 vacant apartments did to concessions and effective rents The 3 day rule Keyrenter uses to decide when to drop asking rent Why holding out for your target rent costs more than taking the lower number Which property vintages and bedroom counts are protected from the apartment flood How to spot a tenant who will stay 4 years instead of 12 months Why small multifamily might be the real buying opportunity this winter Keyrenter Denver is offering a free personalized rental strategy. Shawn will pull comps, audit your listing, and build you a vacancy management plan. Watch the YouTube Video https://youtu.be/5Ufhtbu1_44?si=Ev-5piq2dFY0YNs0 Timestamps 00:00 Chris sets up today’s Denver rental market 01:15 Occupancy swings from 94.6 to 92.9 to 94.4 03:59 34,000 vacant apartments and the $169 concession wave 11:12 Why 1960s and 70s condos are getting hit hardest 15:57 Uptown studios back to effective $600s 17:20 The real math on holding out for your target rent 20:07 Case study 1 Raleigh Street and the 23 day correction 24:20 Case study 2 Quincy 1/1 that took 33 days 27:50 Case study 3 Fraser Court Aurora leased in 13 days 32:35 Why 5.1 weeks is the new vacancy reality 38:00 Which upgrades actually move rent 42:27 Small multifamily opening up as a buying opportunity 49:58 How Keyrenter is renting 80% of properties in 30 days Links in Episode Yardi Matrix — https://www.yardimatrix.com CBRE Research — https://www.cbre.com/insights DMAR (Denver Metro Association of Realtors) Market Trends — https://www.dmarealtors.com/market-trends Zillow Rentals — https://www.zillow.com/rental-manager Keyrenter Denver personalized rental strategy Denver Landlord’s Digest signup Keyrenter Denver: https://keyrenterdenver.com Who is Keyrenter? Keyrenter Property Management Denver provides rental solutions for homeowners and real estate investors in the metro area who are interested in transforming their properties into passive income. It offers various services, from property marketing and thorough applicant screening to tenant placement and 24/7 maintenance services. Keyrenter Denver’s team of experts can take the clients’ burden of managing their rental off their hands so they can get back to what matters to them.

Fix and flip margins in Denver got cut in half, and some investors are rethinking the whole model. One recent condo project targeted $300K in profit. Instead, it delivered closer to $130K. Another one got sold off to a different developer, who then took a loss on the resale. So this week’s guest walked away from flips entirely. Today, he’s a Denver luxury home builder putting up ground-up spec homes in three of the city’s most desirable neighborhoods. All-in costs land around $2.5M. Sale prices run between $2.8M and $3.2M. The reason this works right now has less to do with building better houses. Instead, it comes down to who’s actually transacting at today’s interest rates. In this episode, Chris Lopez sits down with the team behind Modern Traditions Denver, a Denver luxury home builder running a 4-partner development business. Together, they target 3 to 5 luxury spec homes per year. The arc started with a $30K condo flip in Aurora 8 years ago. Furthermore, the team built the whole thing part time, while the guest held a full-time career and raised a family. The structural choices behind that story are worth paying attention to. The conversation covers why this Denver luxury home builder zeroed in on Bonnie Brae, Observatory Park, and South Park Hill. Next, it breaks down how they underwrite deals using an 80% LTC construction loan from a local credit union at 8.5%. Then it explains why building anything above $4M quickly becomes harder water to swim through. Finally, the team gets honest about the lessons they had to pay tuition for. For example, a busy-street mistake cost them their target margin on a $2.8M sale. In another case, a neighbor parked their car in the alley and blocked a cement truck mid-pour. If you’ve been watching the Denver fix and flip space tighten up and wondering what’s next, this one gives you a grounded look at how a Denver luxury home builder actually makes the math work right now. Watch the YouTube Video Timestamps 00:00 Intro and welcome to the team behind Modern Traditions Denver 01:38 California to Denver, starting with fix and flips in Aurora 03:18 Meeting GC Todd and the pivot into new builds 05:22 Why 2022 pushed them out of condos 06:44 Clay Street condo math, $300K target vs $130K reality 08:52 Why $2M to $4M buyers still transact at today’s rates 09:44 The 4-partner team and 3 target neighborhoods 10:58 Deal math, 80% LTC credit union loan at 8.5% 17:12 Full build breakdown, $500K partner equity per project 18:56 3 to 5 builds per year, 18 to 24 month window 20:29 The busy-street lesson and neighbor horror stories 24:00 How 4 partners communicate without standing meetings 26:33 Why putting the GC on equity changed everything 29:35 Five-year vision, sticking with spec over custom Links in Episode Connect with Modern Traditions Denver: Website: moderntraditionsdenver.com Email: [email protected] Phone: 720-436-8402

Pivoting into real estate is harder in 2026 than it was a decade ago, but the opportunity is still there for anyone willing to be honest about their skills and their market. In this episode, host Chris Lopez sits down with Tripp Gordon, who recently walked away from nearly a decade in software and venture-backed tech. Tripp owns two long-term rentals and is now trying to build a real estate career that pays the bills today while funding a longer-term portfolio. He came in with sharp questions, and Chris answered them from the seat of someone who has already lived through the same pivot. Chris walks through the four things that need to line up before starting any new venture: market conditions, your actual skill set, your genuine desire, and your available capital. Skip any one of them and the odds get worse. He explains why liquidity separated the investors who kept going from the ones who got washed out, why Denver is in a slower phase while other metros run, and where that gap creates opportunity for patient buyers. Chris also shares a friend’s west-side six-unit flip that returned roughly 3x in nine months, makes the case that multifamily is bottoming, and pushes back on the “never sell, never pay taxes” mindset that leaves so much wealth creation on the table. In this episode we cover: Why pivoting into real estate needs market, skill, desire, and capital working together How to tell burnout from the normal grind of building something What actually happened to multifamily syndications and why the setup looks different now A friend’s west-side Denver six-unit flip that returned roughly 3x in nine months Whether the real estate agent path is still worth pursuing in 2026 Day jobs inside real estate that give you a knowledge edge, from fund accounting to asset management Why “never sell, never pay taxes” deserves a harder look Chris’s mother-in-law suite conversion and house hacking at every life stage Watch the Youtube Video Timestamps 01:30 – Meet Tripp Gordon, pivoting from tech into real estate 05:09 – Chris’s four-part framework for any pivot 09:25 – How to tell “I hate this” from “this is just the hard part” 13:10 – Who survived the end of the easy era 18:44 – Multifamily distress and where opportunity is now 26:30 – Is the real estate agent path still worth it? 32:01– Day jobs that give you a real estate knowledge edge 41:56– Why “never sell” is worth rethinking Links in Podcast Contact Tripp Gordon: [email protected] Property Llama Capital: https://capital.propertyllama.com/

The August 2026 Denver real estate market is telling two very different stories at once. Nearly 12% of every home listed for sale in Colorado is now priced below what the owner originally paid. In Denver County, that number climbs to 19%. As a result, buyers, sellers, and investors are rethinking how they approach the rest of the year. Chris Lopez sits down with Troy Howell of Nova Home Loans and Brandon Scholten of Keyrenter Denver to break down the August DMAR numbers. Closings across all residential dropped 17% year over year. Meanwhile, attached sales fell 23.5% while detached held closer to flat. Prices tell a K-shaped story. On one side, detached average is up 1.7%. On the other, attached slid 4.3%. In addition, inventory is moving in opposite directions depending on property type. Next, Brandon walks through the softening rental picture. Robinwood Section 8 rents fell from roughly $2,800 down to $1,900 after housing authorities tightened reasonableness adjustments. He also flags a real uptick in small multifamily buyer inquiries. For example, an Uptown studio is renting for $685 with a free month, effectively 2016 pricing. On the lending side, Troy shares that he has closed more second mortgages this year than in the prior five combined. Most are 20-year fixed products in the 7s. As a result, clients can keep their COVID-era first at 3% and still tap equity. Finally, the conversation closes on a duplex Jeff White just helped a first-time house hacker close. The purchase price came in at $660,000 with an FHA loan, down payment assistance, and an $11,500 seller credit. All-in cash came in under $10,000. On top of that, the property appraised $5,000 over. In This Episode We Cover: Why detached and attached are behaving like two different markets The Section 8 rent reset hitting Class C condo investors hardest How second mortgages are letting COVID-rate owners tap equity without a refi Why buyer sentiment is soft even as opportunities open up The $10K all-in duplex deal that closed in August Why almost nobody is submitting lowball offers despite 40+ day market times Whether you own attached inventory, are hunting for your next deal, or want a clear read on where the Denver real estate market is headed into fall, this episode gives you the data and the on-the-ground perspective to move forward. Watch the Youtube Video https://youtu.be/NsyHr5zqT04 Timestamps 00:00 Intro and panelist welcome 01:27 August DMAR stats, closings down 17% year over year  03:57 Detached vs attached, the K-shaped split 05:25 Buyer sentiment and who’s still pulling the trigger 08:34  Small multifamily activity picking up  14:20 Condo Inventory Builds 17:32 Robinwood Section 8 rents drop from $2,800 to $1,900 25:04 Uptown studios renting at 2016 prices 28:13 11.8% of Colorado listings underwater, 19% in Denver County 30:04 Second mortgage surge, Troy’s biggest year for HELOC seconds 36:56 Why nobody’s putting in lowball offers 38:52 Jeff’s $660K duplex closed for $10K all-in  Links in Podcast Troy Howell:[email protected] LinkedIn: Troy Howell Website: https://www.novahomeloans.com/loan-officer/troy-howell/ Brandon Scholten: [email protected] Website: https://keyrenterdenver.com/ Uptown studio under $700: Apartment CEO renting Denver units at 2016 prices Jason Lewris on X Who is Keyrenter? Keyrenter Property Management Denver provides rental solutions for homeowners and real estate investors in the metro area who are interested in transforming their properties into passive income. It offers various services, from property marketing and thorough applicant screening to tenant placement and 24/7 maintenance services. Keyrenter Denver’s team of experts can take the clients’ burden of managing their rental off their hands so they can get back to what matters to them. Who is Nova Home Loans? For over 40 years, we’ve been focused on helping homeowners find the perfect loan to fit their financial needs and personal goals. Working with NOVA is a personalized experience from initial application to final loan closing and beyond. We will be with you every step of the way toward successful homeownership. Start working with NOVA & Troy Howell today! NOVA FINANCIAL & INVESTMENT CORPORATION, DBA NOVA HOME LOANS NMLS 3087/ EQUAL HOUSING OPPORTUNITY/8055 EAST TUFTS AVENUE, SUITE 101/DENVER, CO

Derek Evans managed a $6 billion REIT lending portfolio at Wells Fargo and structured a $3.5 billion bridge loan before joining Realberry as CFO. Now he’s helping guide the Realberry investment strategy through a move from $300 million to over $1 billion in annual deals. Chris Lopez sits down with Derek in studio to unpack how one of Colorado’s most established real estate firms actually decides what to build, what to buy, and what to walk away from. Derek spent 22 years at Wells Fargo before Chad McWhinney recruited him during COVID. His job now is to institutionalize the firm behind Union Station, Dairy Block, and Centerra without losing what made it work in the first place. The Realberry investment strategy is built on conservative leverage and a layered capital stack. Each investor tier fits a different kind of deal, and the firm is opening up a new digital channel to reach accredited investors for the first time. Derek walks through how those pieces fit together. From there, the conversation turns to the investment committee that decides what moves forward. Eight members, one meeting a week, and a voting rule that has ended more Denver metro deals than most investors would guess. Water rights, business climate, and market fundamentals across Colorado, Austin, and Phoenix all shape what gets a green light. Derek closes with where he sees capital moving next: luxury hospitality driven by K-shaped wealth trends, mixed-use in Loveland and Baseline, the firm’s first 55+ for-rent community, and a downtown Denver thesis that still hinges on getting employees back in office seats. In This Episode We Cover: Why Realberry targets 60 to 65% leverage and puts in 5 to 10% GP capital How ultra-high net worth, family office, and institutional capital each fit different deals The two no vote rule that kills any deal at investment committee Why the firm is actively bidding on multifamily in Colorado, Austin, and Phoenix What Derek looks for in luxury hospitality and 55+ for-rent product Why water rights have killed multiple Denver metro deals in the last five years The Realberry investment strategy behind downtown Denver, office-to-resi, and hotel conversions This episode wraps our three-part Realberry series. If you missed the earlier conversations with Chad McWhinney and Taylor Hazlett, go back and start there for the full picture of how the firm thinks about capital, deals, and Colorado. Watch the Youtube Video https://youtu.be/DvQ4uDlSv5Y Timestamps 00:00 Welcome and guest introduction 01:41 Managing a $6 billion REIT lending portfolio at Wells Fargo 04:49 Unsecured vs secured real estate lending (at a larger level*)  06:17 Why Derek left Wells Fargo for Realberry during COVID 08:06 Growing Realberry from $300M to $1B in annual deals 11:55 The Realberry capital stack and conservative leverage 14:45 Ultra-high net worth, family office, and accredited investor tiers 15:55 Institutional capital and the control rights tradeoff 22:19 Inside the Realberry investment committee 37:30 How two no votes kill any deal 28:47 Why Realberry is bidding on multifamily right now 31:54 Colorado, Austin, Phoenix, and Nashville fundamentals 32:25 Legislation, affordability, and Colorado’s business climate 37:11 Placing capital in Colorado 40:47 Water rights and the deals Realberry has killed 44:12 Luxury hospitality and the K-shaped wealth trend 45:29 Downtown Denver and office-to-resi conversions Links in Podcast Realberry Website: https://www.realberry.com Portfolio: https://www.realberry.com/portfolio LinkedIn: https://www.linkedin.com/company/realberryinvest Instagram: https://www.instagram.com/realberryinvest Investor inquiries: [email protected] Derek Evans LinkedIn: https://www.linkedin.com/in/derek-evans-051b80a5/ This is the third and final episode in our three-part series with Realberry. If you haven’t caught the first two, start here. Episode 1 — Chad McWhinney, Co-Founder and CEO. Chad walks through the origin story, from a berry stand in Loveland to Union Station and Centerra. He covers 35 years of building in Colorado, how the firm thinks about long-hold capital, and the vision behind the rebrand to Realberry. Episode 2 — Taylor Hazlett, Senior Director of Private Capital. Taylor breaks down how Realberry filters 100 deals to close 2 or 3. He covers the firm’s multifamily underwriting in today’s market, the gap between replacement cost and acquisition pricing, and early signs of recovery across the Front Range. Together, the three episodes give you the founder’s vision, the deal team’s discipline, and the CFO’s capital architecture. That’s the full picture of how Realberry works. Who is Realberry? Realberry, formerly McWhinney, is a Denver-based real estate investment, development, and management firm founded in 1991 by brothers Chad and Troy McWhinney. For nearly 35 years, the firm has focused on creating places people love, with a portfolio spanning master-planned communities, multifamily, hospitality, industrial, and mixed-use developments. Its work includes Denver Union Station, Dairy Block, the Crawford Hotel, and Centerra, and has earned ULI Awards of Excellence, Michelin Keys, and U.S. News Best Hotels recognition. Realberry is family-founded, community-centered, and future-focused.

Most landlords buy and buy and buy, then never look under the hood. A traditional investor sits down with a financial advisor once a year to rebalance a portfolio against their goals. Real estate investors almost never run the same rental portfolio review on their properties, and that gap is where returns quietly erode. Chris Lopez walks through the keep it, refi it, or sell it framework he has used for nearly a decade across his own portfolio and hundreds of client rentals. Using the Property Llama software, Chris runs a real anonymized example of a paid-off $550K single-family rental and shows exactly how to pressure test whether a property still deserves a spot in your portfolio. The math surprises most investors. A paid-off rental generating $21K in annual cash flow and a $44K gross return looks great on paper, until you calculate the return on equity against the $550K sitting in that piggy bank. That works out to an 8% gross return, below the historical S&P 500 average of roughly 10%. The cash flow return alone lands at 3.8%, roughly what T-bills and bonds are paying with none of the tenant headaches or liability exposure. The refi scenario doubles return on equity to 16%, but current rates push the underlying property into negative cash flow. The 1031 exchange path only marginally improves the numbers. And the option most investors refuse to consider, selling and paying the taxes, 4x’s cash flow from $21K to $75K when the proceeds move into a private lending fund. This rental portfolio review breaks down when each path actually makes sense. In This Episode We Cover: The anti-lifestyle goal setting exercise that clarifies what to cut from your portfolio Why return on equity matters more than return on investment for existing rentals How to benchmark your rentals against the S&P 500 and T-bills The return on hassle filter every landlord should apply Why a refinance can double your return on paper and destroy your cash flow When a 1031 exchange is just a lateral move The scenario where paying capital gains actually beats swap-till-you-drop And So Much More! Whether you own one property or a dozen, this annual rental portfolio review is the check-up your rentals need. Create a free Property Llama account to run these scenarios on your own portfolio, and subscribe to the Denver Real Estate Investing Podcast for more frameworks like this one. Watch the Youtube Video https://youtu.be/7IYMv6WNTj8 Timestamps 00:00 — Introduction 03:07 — Goal setting and the anti-lifestyle list 05:55 — Return on investment vs return on equity 07:50 — The 8% return breakdown on a $550K rental 10:58 — Benchmarking against the S&P 500 and bonds 14:49 — Keep it and optimize 18:25 — Refinance math and why cash flow can collapse 21:36— 1031 exchange scenario 24:54— Selling, paying taxes, and 4x cash flow 27:54 — Running your own numbers in Property Llama Links in Podcast Property Llama: https://propertylama.com Property Llama investor relations: [email protected]

Denver multifamily market values are down 20 to 30% from the peak, and cap rates in some submarkets have climbed into the 8s. For the first time in years, the spread between interest rates and cap rates is back, and cash flow no longer depends on a speculative rent growth story. Host Chris Lopez sits down with Connor Knutson, Vice President at Pinnacle Real Estate Advisors, who has closed $720 million in career transaction volume across the Denver multifamily market. Connor works primarily in the 20 to 100 unit private capital space, and he brings ground-level data on what’s actually trading, where values have reset, and which submarkets have held up through the correction. Where the pain is concentrated. North Aurora rents have corrected 35 to 40%. Golden Triangle new construction is giving 12 weeks of free rent, effectively 25% off asking. One brand new Class A asset there recently traded off-market for $30 million after previously selling for $63 million, or roughly $170,000 per door. Where the value is holding. Wheat Ridge, Golden, and pockets of Arvada have stayed resilient. Rents are steady, vacancy is low, and pricing has softened far less than the metro average. Why buyers are showing up now. Out-of-state 1031 money from Southern California and Wisconsin is landing in the Denver multifamily market at what these investors see as a 30% discount. Colorado owners scaling out of single-family into their first 5 to 10 unit building are also active. Meanwhile, longtime Denver owners in their 70s are exiting the state entirely, citing Colorado’s tenant-friendly legislative shift. In This Episode We Cover: Why the Denver multifamily market values are down 20 to 30% and where the correction has been sharpest The $63 million to $30 million Golden Triangle trade and what it signals for Class A pricing How insurance premiums doubled since 2019 and how some owners are now saving 50% by reshopping Why cap rates in the 8s and interest rates around 6.5% have restored positive leverage The 20 unit Lakewood deal that just closed at $100,000 per door What out-of-state buyers see in Colorado that local investors sometimes miss Why Yardi Matrix is calling for rent growth to return by the end of 2028 The Denver multifamily market has spent two years compressing, and Connor lays out exactly where the numbers now pencil for buyers with capital and patience. If you’re weighing a Denver multifamily entry or watching the cycle for the right moment, this conversation gives you the current pricing, the current terms, and the current sentiment from someone closing deals every month. Watch the Youtube Video https://youtu.be/_a37k7sifBw Timestamps 00:00 — Are we at the bottom of Denver multifamily? 01:22 — Connor’s background and path into commercial brokerage 08:26 — Career tips for young brokers 10:30 — Connor’s niche: Denver metro, 20 to 100 unit deals, $720M closed 12:40 — Oversupply, concessions, and the rate reset 15:06 — NOI compression across the market 15:49 — Insurance doubled since 2019, now softening 17:28— 2026 tax reassessments 19:03 — Aurora hit hardest, Golden Triangle rents off 25% 20:45 — $63M building sold for $30M 21:38 — Wheat Ridge, Golden, and Arvada holding value 22:13 — Who’s buying now 25:10 — Why local investors are sitting on cash 28:16— Syndicator activity today 30:05 — Legislation pushing 70-year-old landlords out 33:14— Why coastal capital still sees Colorado as friendly 37:00— Where we are in the cycle 39:15— Foreclosures, lenders, and receivership 43:34— Cap rates in the 8s and positive leverage returns 46:00 — Lakewood 20-unit at $100K per door 48:11— How to reach Connor Links in Podcast Connor Knutson at Pinnacle Real Estate Advisors: [email protected] Connor’s cell: 303-217-3601 Pinnacle Real Estate Advisors Yardi Matrix

Realberry looks at 100 deals to close 2 or 3. That funnel discipline is at the core of Realberry’s multifamily strategy. It’s also how a $3.4 billion firm has stayed sharp through a housing recession most Colorado investors are still living through. Taylor Hazlett, Senior Director of Private Capital, joins Chris Lopez to walk through the firm’s process. Together, they cover how Realberry filters opportunities, underwrites in today’s market, and finds the rare deal worth chasing. Chris hosts the Denver Real Estate Investing Podcast for Colorado investors who want more than surface-level takes. Before moving to the capital side, Taylor spent 7 years at Realberry. He started as a civil engineer at Clemson and later built a couple thousand lots at Century Communities. Today, his team has built close to 400 BTR units through a joint venture with American Housing Ventures out of Texas. He now also helps lead fundraising for the firm’s private capital efforts. From the capital seat, he sees exactly how the firm’s deal discipline plays out. The conversation covers why Realberry walks away from bidding wars. It also covers how the team underwrites base, downside, and upside scenarios, and why discipline matters more in a soft market than in a strong one. The read on Colorado then starts with a hard truth for developers. Existing multifamily is trading at roughly 20 to 30% below what it would cost to build new. For example, a building you could buy for $300,000 per unit costs $400,000 per unit to build from scratch. As a result, capital is walking away from ground-up projects and chasing acquisitions instead. Water tap fees running $30,000 to $50,000 per unit and impact fees adding another $15,000 per home in some municipalities are only widening the gap. The recent 60-unit Castle Rock townhome acquisition is a case in point. It’s a mark-to-market opportunity that fit the buy box precisely because building new did not pencil. Taylor also points to early signs of recovery. Rent concessions on a Realberry-operated Broomfield townhome community dropped from 8 weeks free to 2 weeks in just 3 months. Meanwhile, insurance carriers are sharpening pencils, and construction costs have stayed flat for 3 to 4 years. Taken together, these signals suggest the market is starting to firm, even if rents have not caught up yet. In This Episode We Cover: Inside Realberry’s multifamily deal funnel and the Monday investment committee Why Colorado has fewer than 40 active BTR deals while Texas has hundreds The $2.40 to $2.45 per square foot rent threshold for suburban multifamily to pencil Why rent concessions dropped from 8 weeks to 2 weeks on a Broomfield townhome deal in 3 months How the firm underwrites with base, downside, and upside scenarios to survive market swings The Castle Rock 60-unit mark-to-market deal and why it fit the buy box What the 21st Century Road to Housing Act could mean for BTR investors Stay tuned for upcoming episodes featuring Realberry’s leadership team and behind-the-scenes property walks through some of Denver’s most recognizable developments. Watch the Youtube Video Timestamps 00:00 Introduction 01:13 Realberry background and $3.5B AUM 02:13 Taylor’s path into real estate 05:06 Building 400 BTR units with American Housing Ventures 06:25 Why Colorado has so few build-to-rent deals 08:07 Water tap fees and impact fees 10:02 The 100 to 2 deal funnel 13:17 Inside the Realberry investment committee 20:07 Where deal flow comes from 23:12 How Realberry underwrites in today’s market 35:22 Concessions burning off in Broomfield 37:20 Construction costs, insurance, and tax appeals 40:07 The Castle Rock mark-to-market deal 44:51 Class A vs Class C dynamics 47:43 Colorado water rights 50:17 The federal housing bill and BTR Links in Podcast Realberry Website: https://www.realberry.com Portfolio: https://www.realberry.com/portfolio LinkedIn: https://www.linkedin.com/company/realberryinvest Instagram: https://www.instagram.com/realberryinvest Investor inquiries: [email protected] Taylor Hazlett LinkedIn: https://www.linkedin.com/in/taylor-hazlett-6a62a725 Who is Realberry? Realberry, formerly McWhinney, is a Denver-based real estate investment, development, and management firm founded in 1991 by brothers Chad and Troy McWhinney. For nearly 35 years, the firm has focused on creating places people love, with a portfolio spanning master-planned communities, multifamily, hospitality, industrial, and mixed-use developments. Its work includes Denver Union Station, Dairy Block, the Crawford Hotel, and Centerra, and has earned ULI Awards of Excellence, Michelin Keys, and U.S. News Best Hotels recognition. Realberry is family-founded, community-centered, and future-focused.

Denver inventory dropped year over year for the second month straight, and the split between detached and attached is reshaping where the real deals are. This July 2026 Denver real estate market update breaks down 13,115 active listings compared to 13,995 last July, with detached homes still holding value while condos and small multifamily take the hit. For patient investors, that divide is creating some of the best entry points we’ve seen in years. Host Chris Lopez sits down with Troy Howell of Nova Home Loans, Jeff White of Envision Advisors, and Brandon Scholten of Keyrenter Denver to walk through the numbers. The panel covers a 32% value decline across 30 distressed Colorado multifamily properties, a Douglas County office building sold at a 53% discount, and a West Denver fourplex that just dropped $75,000 on ask. The group also digs into why detached properties are up nearly 5% year over year on average while attached median prices are down 2.5%. Condo financing is getting harder, HOA bankruptcies are killing deals, and Class C rents have fallen from $1,380 to the $900s in some pockets. On the rental side, metro apartment vacancy hit a 16-year high at the end of 2025, but Q2 absorption of 6,550 units against just 2,314 new deliveries is pointing to a slow recovery. In This Episode We Cover: Why Denver inventory is falling year over year again in 2026 The detached vs attached divergence and what it means for buyers How 30 Colorado multifamily properties ended up in distress Why banks are extending the pretend on bad commercial debt A West Denver fourplex with Section 8 tenants sitting well below market How to house hack past the 10 loan cap using primary financing Why fourplex house hacks still pencil in 2026 Whether you’re hunting your first house hack or looking to reposition capital into distressed multifamily, this Denver real estate market update gives you the ground-level data to make your next move in Colorado. Watch the Youtube Video https://youtu.be/IjdMdbnZBtw Timestamps 00:00 Welcome and July Market Update Intro 01:10 Denver Inventory Drops Year Over Year Again 04:35 Life Events Driving Today’s Transactions 06:03 Detached vs Attached Market Split 08:12 Condo Financing and HOA Bankruptcy Story 10:10 Condo Foreclosures Running 2 to 3x Average 13:22 30 Distressed Colorado Multifamily Properties 15:10 Banks Extending the Pretend on Bad Debt 18:26 Metro Apartment Vacancy Hits 16-Year High 20:05 Occupancy Climbs Back to 94.4% 24:20 Douglas County Buys Office at 53% Off 26:56 West Denver Fourplex Drops $75K 28:30 Section 8 Rents Sitting Below Market 34:20 House Hacking Past the 10 Loan Cap Links in Podcast Troy Howell: [email protected] LinkedIn: Troy Howell Website: https://www.novahomeloans.com/loan-officer/troy-howell/ Brandon Scholten: [email protected] Website: https://keyrenterdenver.com/ Jeff White: [email protected] Keyrenter Denver Mid-Year Rental Market Review 2026 Douglas County School District Buys Meridian One at 53% Discount (BusinessDen) Denver Apartments Sell at 36% Discount, 180 Flats Deal (BusinessDen) Apartment Conversions in the Denver Tech Center (CPR) Who is Keyrenter? Keyrenter Property Management Denver provides rental solutions for homeowners and real estate investors in the metro area who are interested in transforming their properties into passive income. It offers various services, from property marketing and thorough applicant screening to tenant placement and 24/7 maintenance services. Keyrenter Denver’s team of experts can take the clients’ burden of managing their rental off their hands so they can get back to what matters to them. Who is Nova Home Loans? For over 40 years, we’ve been focused on helping homeowners find the perfect loan to fit their financial needs and personal goals. Working with NOVA is a personalized experience from initial application to final loan closing and beyond. We will be with you every step of the way toward successful homeownership. Start working with NOVA & Troy Howell today! NOVA FINANCIAL & INVESTMENT CORPORATION, DBA NOVA HOME LOANS NMLS 3087/ EQUAL HOUSING OPPORTUNITY/8055 EAST TUFTS AVENUE, SUITE 101/DENVER, CO

Two Colorado eviction bills came dangerously close to reshaping how rental property owners operate across the state in 2026. One would have capped evictions at 5 cases per county per month. The other would have required landlords to attach 60-to-80-page leases to every notice served. Both were defeated, but the same ideas are already being redrafted for 2027. Host Chris Lopez sits down with Vic Sulzer and Jonathan Carlson from TSM Law, and Matt La Crue and Ellie Reynolds from Purple Label Government Solutions, the bipartisan lobbying team representing the Colorado Workforce Housing Coalition at the Capitol. Together they break down how the last session played out, why 10 moderate Democrats termed out changes everything, and what a Phil Weiser governorship likely means for housing providers. The group walks through HB 1047, which would have permanently suppressed eviction records and let tenants deny prior evictions on rental applications. They also cover HB 1106, which proposed blocking eviction service during any period below 32°F, above 90°F, or with substantial snow or rain accumulation, leaving roughly 4 months a year when landlords could actually file. The conversation gets into the state’s $1.5 billion budget deficit, the migration patterns that shifted Colorado’s political makeup, why small owners (who make up roughly 50% of the market) are quietly exiting the rental pool, and what rent control could look like under a governor who has already said he’s going after corporate landlords. In This Episode We Cover: Why HB 1047 would have produced the equivalent of two Empire State Buildings of printed leases every year The 4-month window when evictions could actually be filed under HB 1106 How Colorado Poverty Law drafts and markets tenant legislation Why Colorado’s political makeup shifted after COVID migration What a supermajority in both chambers would mean for housing bills in 2027 How the Attorney General’s Office adds another layer of risk for housing providers Why joining the coalition matters more before a session than after If you own rental property in Colorado (or are thinking about it), this is one of the more important conversations you’ll hear this year. Subscribe for weekly Colorado real estate investing content, and check out the resources below to get involved with the coalition. Watch the Youtube Video https://youtu.be/Kw3yP5xxZ-0 Timestamps 00:00 Welcome and Guest Introduction 01:36– What the Colorado Workforce Housing Coalition Does 02:49 – 100 Years of Stable Landlord Law Before COVID 04:25  – Why the Coalition Formed and Who It Represents 06:59 – 2026 Session Recap and Political Dynamics 09:18 – $1.5 Billion State Budget Deficit Drives the Agenda 13:03 – How Migration Patterns Shifted Colorado Left 17:18 – Phil Weiser’s Track Record on Landlords and Towing 21:33 – Moderate Democrats Losing Primary Races 22:27– What a 2027 Supermajority Would Mean for Housing 25:24– HB 1047 Breakdown (Lease Attachments and Suppressed Records) 31:21– How HB 1047 Died in Committee by a Narrow Margin 39:26– HB 1106 Eviction Caps and Weather Restrictions Explained 43:30– Small Owners Exiting the Rental Pool 46:00- Rent Control Expected to Return in 2027 51:52 – Jenna Griswold and the Attorney General Race 55:15 – How to Join the Coalition and Get Involved Links in Podcast Colorado Workforce Housing Coalition-become a member and help fight future housing legislation Purple Label Government Solutions-Matt La Crue and Ellie Reynolds Tschetter Sulzer Muccio (TSM Law)– Vic Sulzer and Jonathan Carlson HB26-1047 (Protections for Residential Tenants) HB26-1106 (Eviction Protections for Tenants) Colorado Poverty Law Project – the tenant advocacy group referenced as drafting housing legislation Colorado General Assembly – track future bills and legislative sessions

Chad McWhinney has been building in Colorado for more than three decades. As co-founder and CEO of Realberry, formerly McWhinney, Chad has helped shape some of the state’s most recognizable places. In fact, his portfolio includes Denver Union Station, Dairy Block, the Crawford Hotel, and Centerra in Northern Colorado. In this conversation with Chris Lopez, Chad walks through his origin story, the philosophy behind the firm, and the vision guiding Realberry’s next chapter. Chad and his brother Troy co-founded what is now Realberry after Chad moved from Southern California to Loveland at age 19. From there, the conversation traces the story behind Centerra. Specifically, it covers putting options on Loveland farmland in the early 1990s and closing on 3,300 acres through Farm Credit Services in 1997. Next, it moves through the eleventh-hour partnership that brought the McWhinney family into Denver Union Station. Along the way, Chad also explains how the firm thinks about asset allocation and why long-hold, aligned capital produces better real estate outcomes than short-term institutional capital. Today, Realberry is one of Colorado’s most established privately-held real estate platforms. For example, the firm has earned ULI Awards of Excellence at both Denver Union Station and Dairy Block, and Michelin Keys recognition at the Crawford. In addition, the firm is backed by roughly 300 long-term investors, many of whom have been with the firm for over 30 years. Notably, Realberry also locked approximately $1.7 billion in long-duration debt at near-zero rates before COVID, protecting investor capital through the current rate cycle. Overall, the recent rebrand from McWhinney to Realberry reflects the firm’s move to broaden investor access. Beyond that, Chad shares his read on Colorado’s evolving legislative environment. Ultimately, he closes with his view that tokenization will eventually give individual investors direct access to institutional-grade real estate. In This Episode We Cover: The origin story behind Realberry and how Chad ended up in Colorado Assembling 3,300 acres in Loveland through a patient land-option strategy The public-private partnership behind Centerra How Realberry became part of the Denver Union Station and Dairy Block redevelopments Chad’s read on Colorado’s multifamily supply cycle and the current market Where growth is concentrated in Northern Colorado The Realberry rebrand and the firm’s long-view capital thesis Why family capital builds better real estate than institutional capital Stay tuned for upcoming episodes featuring Realberry’s leadership team and behind-the-scenes property walks through some of Denver’s most recognizable developments. Watch the Youtube Video https://youtu.be/z3y_DqgDKdY Timestamps 00:00 Welcome and Guest Introduction 01:10 From Southern California to Colorado 05:21 Assembling 3,300 Acres in Loveland 09:50 Building Centerra 14:12 The Denver Union Station Partnership 25:54 Portfolio Approach Across Asset Classes 27:50 Colorado Multifamily Outlook 32:03 Colorado Legislative Environment and Capital Sentiment 36:11 Northern Colorado Growth 38:50 The Realberry Rebrand 41:41 Tokenization and Investor Access 47:12 Long-Hold Capital and Placemaking 51:49 Closing and Upcoming Episodes Links in Podcast Realberry Website: https://www.realberry.com Portfolio: https://www.realberry.com/portfolio LinkedIn: https://www.linkedin.com/company/realberryinvest Instagram: https://www.instagram.com/realberryinvest Investor inquiries: [email protected] Chad McWhinney LinkedIn: https://www.linkedin.com/in/mcwhinneychad/ Books referenced in the episode The Warren Buffett Way by Robert G. Hagstrom Rich Dad Poor Dad by Robert Kiyosaki Who is Realberry? Realberry, formerly McWhinney, is a Denver-based real estate investment, development, and management firm founded in 1991 by brothers Chad and Troy McWhinney. For nearly 35 years, the firm has focused on creating places people love, with a portfolio spanning master-planned communities, multifamily, hospitality, industrial, and mixed-use developments. Its work includes Denver Union Station, Dairy Block, the Crawford Hotel, and Centerra, and has earned ULI Awards of Excellence, Michelin Keys, and U.S. News Best Hotels recognition. Realberry is family-founded, community-centered, and future-focused.

In Q2 2026, 5 of 6 Denver detached home segments posted negative price growth. Only homes above 2,991 square feet were positive, up 1.6%. That’s the kind of detail that gets averaged out when you only look at metro-level numbers, and it’s the reason this Q2 2026 Denver real estate recap goes segment by segment through Your Castle Real Estate’s quarterly trends packet. Chris Lopez walks through Your Castle’s Q2 2026 Denver Metro Trends packet in this solo episode. This isn’t a monthly market snapshot. It’s a quarterly deep dive that goes underneath the metro average to show where the real Q2 price action was happening. When you break the detached market into six size buckets, the smaller homes were down 2 to 3% while only the largest segment held positive ground. On the condo side, units under 750 square feet were down 12% while the largest condos held flat. That’s why flippers Chris talks to shifted toward $800,000 and million-dollar-plus homes through the first half of 2026 rather than hunting the entry-level market. Chris also walks through the 50-year log-scale view of Denver home prices, comparing today’s slow correction to the harder resets of the GFC and the 1980s, and closes with a pricing lesson from Q2 transaction data. In This Episode We Cover: Why this Q2 recap is a quarterly deep dive rather than a monthly panel update The six detached home segments where 5 of 6 were negative in Q2 Why the only positive detached segment was homes above 2,991 square feet The condo breakdown where units under 750 square feet fell 12% Why flippers shifted toward $800K and million-dollar homes Where Denver home prices sat on a 50-year log scale after Q2 How today’s correction compares to the GFC and 1980s resets Why priced-right homes sold in 12 days and mispriced ones took 68 The Q2 2026 Denver real estate recap from Your Castle’s data shows a segmented market where the pressure sat almost entirely on smaller detached homes and small condos, while the largest homes held or gained. Whether you’re a buyer, seller, or holder, this recap gives you the segment-level read on what actually happened in Q2 and where the openings showed up. Watch the Youtube Video https://youtu.be/ounSxyjILOE Timestamps 00:00 Intro 02:11 – The Denver inventory surprise that caught Chris off guard 04:22 – Why the metro average is hiding the real Q2 story 05:11– The only home size that gained value last quarter 07:05 – Why flippers moved into luxury homes in Q2 08:27 – Where Denver condo prices took the biggest hit 09:26– Denver home prices on a 50-year view 14:11 – The pricing rule that separates 12-day sales from 68 Links in Podcast Your Castle Real Estate Q2 2026 Denver Metro Trends packet Email Chris: [email protected]

Denver active listings ended June at 12,744, down roughly 9% from the same month last year, catching the panel off guard in this June 2026 Denver real estate market update. Most expected inventory to keep climbing through the summer. Instead, the Denver metro is heading into the back half of the year with less supply than it had a year ago, while median prices remain locked near $600,000 for the fourth straight year. Colorado Springs looks even flatter, with June closing at a $499,900 median and almost no movement month over month or year over year. Host Chris Lopez sits down with the full panel of Jenny Bayless of Colorado Springs, Jeff White of Envision Advisors, Troy Howell of Nova Home Loans, and Brandon Scholten of Keyrenter Denver. Together they walk through the June DMAR and Colorado Springs data, then move into two closed deals and the shifting picture in commercial multifamily debt. You get the ground-level view from the brokers, lenders, and property managers actually working these deals. The conversation also covers a Lakewood condo that finally sold for $150,000 after being listed at $270,000 and briefly dropped to $1 as a test. On the multifamily side, Chris shares a 100-unit Colorado Springs deal his fund closed near $11 million after the previous owner ran out of money at a roughly $17 million basis. Meanwhile, a Loveland fourplex traded at $685,000 with $27,000 in seller credits, bought down to a rate near 6.8% on a 5% down owner-occupied loan. From there, the June 2026 Denver real estate market update digs into the federal 21st Century Road to Housing Act and its 350-home institutional threshold, plus the extend and pretend cycle in commercial multifamily lending. Denver Business Journal quotes Mark Bell of Stinson describing extensions, negotiated ownership changes, and new equity infusions as the tools being used today. Chris shares his read after a night with Pinnacle Commercial brokers on why 2026 and 2027 could finally break the cycle. In This Episode We Cover: Why Denver inventory dropped 9% year over year when everyone expected a climb How Denver median prices have stayed near $600,000 for four straight years The Lakewood condo that listed at $270,000 and finally sold for $150,000 A Colorado Springs duplex that closed at list price for a first-time house hacker How a Loveland fourplex closed with $27,000 in seller credits and a rate near 6.8% What the 21st Century Road to Housing Act actually does at the 350-home threshold Why the extend and pretend cycle in commercial multifamily is finally starting to break The 100-unit Colorado Springs deal that traded roughly 35% below its previous basis And so much more! Whether you are house hacking your first duplex or holding a mid-size multifamily, Denver’s June 2026 real estate market update gives you the specific numbers and local context to make your next move. Watch the Youtube Video https://youtu.be/FrBw_y-kyi0 Timestamps 00:00 Welcome and Full Panel Introductions 01:37 Colorado Springs June Stats and Flat Median Prices 05:05 Denver Inventory Drops 9% Year Over Year 09:44 Why Denver Median Prices Stayed Flat for Four Years 12:55 Sellers Renting Instead of Cutting Prices 14:25 Class C Condo Market and the One Dollar Listing Story 17:46 Colorado Springs Duplex Sale Closes at List 23:46 Loveland Fourplex House Hack with $27K Seller Credits 26:54 Underwriting Path From Single Family to Fourplex 28:40 21st Century Road to Housing Act Breakdown 34:54 Extend and Pretend Commercial Lending Shift 40:52 Fund Deal on 100-Unit Colorado Springs Multifamily 46:00 Rate Outlook and the New Fed Chair 48:42 Closing Thoughts and How to Reach the Team Links in Podcast Commercial real estate workouts gain traction as loans come due in Denver Metro Denver home prices continue to hold at mid-2022 levels Stinson Law Firm Pinnacle Commercial Real Estate Troy Howell: [email protected] LinkedIn: Troy Howell Website: https://www.novahomeloans.com/loan-officer/troy-howell/ Brandon Scholten: [email protected] Website: https://keyrenterdenver.com/ Jeff White: [email protected] Jenny Bayless: [email protected] Who is Keyrenter? Keyrenter Property Management Denver provides rental solutions for homeowners and real estate investors in the metro area who are interested in transforming their properties into passive income. It offers various services, from property marketing and thorough applicant screening to tenant placement and 24/7 maintenance services. Keyrenter Denver’s team of experts can take the clients’ burden of managing their rental off their hands so they can get back to what matters to them. Who is Nova Home Loans? For over 40 years, we’ve been focused on helping homeowners find the perfect loan to fit their financial needs and personal goals. Working with NOVA is a personalized experience from initial application to final loan closing and beyond. We will be with you every step of the way toward successful homeownership. Start working with NOVA & Troy Howell today! NOVA FINANCIAL & INVESTMENT CORPORATION, DBA NOVA HOME LOANS NMLS 3087/ EQUAL HOUSING OPPORTUNITY/8055 EAST TUFTS AVENUE, SUITE 101/DENVER, CO

Denver’s rental market is telling two very different stories right now. Single-family homes are holding their rent levels year over year, but condos and older multifamily units are getting hit hard. Eric Ross of CRT Management walked through three Denver submarkets that show the split clearly, and the numbers are sobering for anyone holding condo or small multi inventory. Chris Lopez sits down with Eric, who manages 950 doors across the Denver metro and has spent 18 years in local property management. Eric pulled real Zillow data from Aurora North, the 225 and Chambers corridor, and the Wheat Ridge and Lakewood submarket. In one Aurora zip code, there are 48 single-family rentals available compared to 590 condo and multifamily units competing for the same tenants. One-bedroom rents in that pocket have dropped to $745 a month, levels he hasn’t seen in over a decade. Robinwood tells the story even more sharply. Two years ago, Eric was getting nearly $2,700 for a three-bedroom through the Housing Choice Voucher program. Today, those same units are renting closer to $1,895, pricing that takes the complex back to 2018 and 2019 levels. Eric also breaks down why Denver County logged 15,953 eviction filings in 2025, which is up roughly 72% from pre-pandemic levels, and what Colorado’s recent legislation around income requirements, credit checks, and habitability has done to landlord operations. In This Episode We Cover: Why single-family rents are holding while condos and older multi keep softening The Aurora submarket with 590 competing condo and multi listings How the Robinwood rent drop from $2,700 to $1,895 reflects the broader condo market Why HUD did a mid-year Fair Market Rent adjustment in late 2025 How the 2x rent income mandate is driving evictions higher Eviction timelines now running 50 to 90 days depending on notice type A risk mitigation partnership giving landlords up to $10,000 per tenancy in protection Eric also shares his outlook for mid-2027 rents and what he thinks needs to happen for the market to stabilize. Whether you own a single-family rental, a condo, or a small multi in the Denver metro, this conversation gives you the ground-level data you need to make smart decisions through the rest of this cycle. Subscribe to the Denver Real Estate Investing Podcast for new episodes every Tuesday. Watch the Youtube Video https://youtu.be/qiAhYZAzw0s Timestamps 00:00 – Welcome and Eric Ross introduction 02:15 – 2025 vs 2026 rent comparison across unit types 06:08 – Aurora North submarket, 48 single-family vs 590 condos and multi 11:03- Comparing today’s cycle to 2008 12:48 – 225 and Chambers submarket and the Robinwood case study 17:12 – HUD’s mid-year Fair Market Rent adjustment 22:45 – Wheat Ridge and Lakewood submarket breakdown 25:04 – Denver eviction filings up 72% from pre-pandemic 26:35 – How the 2x rent income mandate is driving evictions 30:14- Eviction timelines and the 10-day vs 30-day CARES Act split 34:00 – Violence Against Women Act protections and compliance cases 36:30- The House Bill 1090 utility billback fix 40:03 – Risk mitigation through private and public housing partnerships 47:27 – Rent forecast for mid-2027 Links in Podcast CRT Management Website: CRTManage.com CRT Management Email: [email protected] Eric Ross on LinkedIn: https://www.linkedin.com/in/ericrossindnever/ Workforce Housing Coalition AAMD Colorado Coalition for the Homeless Rocky Mountain Human Services