Advertise on podcast: The Your Life! Your Terms! Show

Most people think they need to do more to get ahead… but that’s exactly what’s holding them back. In this episode, we break down why focus, not hustle, is the real advantage. If you feel stuck or scattered, this will change how you approach everything. Check out Dre Baldwin: www.dreallday.com

AI is changing how fast ideas can turn into real businesses, but most people are still using it wrong.  In this episode, we break down how AI is actually being used to build, launch, and grow something from scratch. And more importantly, why community, health, and real-world connection are becoming the true advantage. Check out the Bronte Harbour Classic 5k: www.bronteharbourclassic.com

Tom and Nick dig into Ontario’s HST shift, growing global tensions, and the reality behind Canada’s housing market.  They explain how policy decisions are shaping outcomes, why prices aren’t correcting, and the widening gap between generations.  If you’re trying to understand where this is heading and what it means for investors, you'll enjoy this chat!

The rental market has shifted and what worked before isn’t working the same way anymore. In this episode, Hart breaks down what’s actually happening in Ontario and what separates struggling landlords from the ones still winning. If you want to stay ahead in 2026, this is the playbook to follow!

Matt Cole, CEO of Strive, is on the show to break down the “Bitcoin credit” strategy.  We dive into how their preferred stock ($SATA) generates yield, the capital structure behind it, and the role Bitcoin plays behind the scenes. We’ve been curious about these products for months, and this chat answers many of our questions. It’s a fascinating new way of combining Bitcoin and traditional finance.

Canada’s GDP is growing, but many Canadians don't feel the benefit. In this episode, Richard Dias breaks down the real drivers behind Canada’s economic slowdown, the growing generational divide, and how AI is disrupting the job market.  The good news is that those who understand the forces shaping the economy can still find opportunities ahead!

Harold, a fertility specialist and embryologist, shares his journey from delivering babies to exploring the science of longevity and age reversal. Alongside Diane, she explains how real estate investing became a strategy to protect wealth, reduce taxes, and fund a longer, healthier life.Harlod and Diane's Recommended Books: - Lifespan – Why We Age and Why We Don’t Have To by David Sinclair, PhD- Life Force by Anthony Robbins- Longevity Guidebook by Peter Diamandis, MD- One Pot Meals (The Blue Zones Kitchen) 100 recipes to live to 100 by Dan Buettner- Successful Aging by Daniel J. Levitin (Author of This is Your Brain on Music)- The Science and Technology of Growing Young by Sergey Young

In this episode, Tom and Nick Karadza break down why the Canadian real estate market feels "stuck", the latest economic data, and where cash flow is returning to single-family homes. They also discuss how A.I. is disrupting software, jobs, and the broader system faster than most people realize.

In this episode, Scott Dedels breaks down why the traditional 60/40 portfolio may not survive the decade, why pensions won't save you, and why you must be thinking long term. We also explore how A.I. and Bitcoin together could force a complete rethink of money, markets, and the future of investing.

What if the Canadian Dream isn’t owning the house you live in… but owning your time? In this episode, we sit down with Kristy Shen and Bryce Leung, the couple behind Millennial Revolution and authors of Quit Like a Millionaire. They retired at 32 with a seven-figure portfolio, without owning their own home, and built a life centered on freedom, flexibility, and intentional investing. We dive into how they saved aggressively, why they chose not to buy in Toronto, how their investment strategy actually works, and what changed after becoming parents. Most importantly, they share practical advice for Canadians who want more control over their money and their future. This conversation isn’t just about early retirement. It’s about designing a life on your terms.

In this episode, we sit down with Eric Yakes to break down his 2026 Bitcoin Ecosystem Report and what it says about where money, banking, and the global economy are headed next.We talk about why Bitcoin is moving beyond speculation and into financial infrastructure, why the old four-year cycle may be dead, and how Bitcoin could start showing up as bank collateral sooner than most people expect.We also dig into gold, stablecoins, real estate, and what a wild 2026 economy means for investors trying to stay ahead.Find Eric on X: https://x.com/ericyakes

Every year, people jump back into the gym with good intentions and end up frustrated, stalled, or hurt.  In this episode, Dan and Mike break down why most plans backfire, what actually causes nagging pain and injuries, and why “working harder” is usually the wrong move. If you want results this year, you'll love this conversation!

Marc Lafleur is back on the show, and this time he has a surprise announcement. He breaks down how a small-town Canadian founder sold a company for millions, ended up becoming a Dragon on Dragons’ Den, and what he’s seeing right now in AI, business, and the future of work.

Canada is going through a quiet reset, and most people feel it before they understand it. Alex McFadyen is on the show to break down mortgage renewals, rising costs, and shifting lifestyles, forcing Canadians to rethink where they live and how they plan for the future. Follow Alex on Instagram @themortgagepug  Check out his work: getflowmortgage.ca

Tom and Nick break down what really matters heading into 2026, from interest rates and Canadian real estate to gold, AI, and Bitcoin. They talk through why holding cash feels worse than ever, how assets behave when governments keep spending, and why technology is changing the value of work faster than most people expect.