
Advertise on podcast: The Your Life! Your Terms! Show
Rating
4.6from
This podcast has
620 episodes
Language
EnglishExplicit
Yes
Date created
2018/01/24
Latest episode
2026/10/22
Average duration
65 min.
Release period
8 days
Description
Tired of the 9–5 grind? This show is for Canadians who want more income, freedom, and control through real estate, entrepreneurship, and investing. Hosted by Tom & Nick Karadza, founders of Rock Star Real Estate, and Anthony Molinaro, it features real-world strategies, economic insights, and unfiltered convos on real estate, business, the economy, bitcoin, health, and more. Through the Rock Star Inner Circle, the Rock Star team has helped Canadians invest in $3B+ of income properties and build freedom. Join thousands living life on their terms & start your journey at RockStarInnerCircle.com
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Podcast episodes
Check latest episodes from The Your Life! Your Terms! Show podcast
How to SURVIVE the AI-Driven Financial RESET | Jeff Booth
2026/10/22
Jeff Booth is back to discuss how AI is changing the financial system faster than most people realize. They dive into Bitcoin, real estate, Canada, and why the next few years could look very different from anything we've experienced before. Jeff also shares how he's using AI himself and what investors and business owners can do to prepare.
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🤔 Investing in Real Estate? Let's Chat! https://form.jotform.com/242254043973254
📧 Subscribe to our Weekly Newsletter - https://rockstarinnercircle.com/newsletter/
🎥 Watch our Real Estate Videos - https://www.youtube.com/@rockstarinnercircle
WHERE TO FOLLOW US:
→ INSTAGRAM ► https://www.instagram.com/rockstarinnercircle/
→ TWITTER ► https://x.com/rockstar_re
Is Canada’s Real Estate Market Finally BROKEN? | Tom & Nick Karadza
2026/10/05
Tom and Nick break down why some of the assumptions Canadians have relied on about real estate, investing and retirement may be starting to change.
They dive into housing, rates, AI, taxes, demographics, and what could reshape the next 5 to 10 years.
⭐ Take Control of Your Money, Real Estate, and Future at the Your Life. Your Terms. Event on Saturday, Oct 17th - https://yourlifeyourtermsevent.com
---
📧 Subscribe to our Weekly Newsletter - https://rockstarinnercircle.com/newsletter/
🎥 Watch our Real Estate Videos - https://www.youtube.com/@rockstarinnercircle
WHERE TO FOLLOW US:
→ INSTAGRAM ► https://www.instagram.com/rockstarinnercircle/
→ TWITTER ► https://x.com/rockstar_re
Canada's Next Mortgage Rate Shock May Be Starting NOW | Tom & Nick Karadza
2026/09/28
Canada’s population surged, the bond market is moving, and mortgage rates may have other plans. Tom and Nick break down what it could mean for Canadian real estate, inflation and the economy.⭐ Take Control of Your Money, Real Estate, and Future at the Your Life. Your Terms. Event on Saturday, Oct 17th - https://yourlifeyourtermsevent.com---📧 Subscribe to our Weekly Newsletter - https://rockstarinnercircle.com/newsletter/🎥 Watch our Real Estate Videos - https://www.youtube.com/@rockstarinnercircleWHERE TO FOLLOW US:→ INSTAGRAM ► https://www.instagram.com/rockstarinnercircle/→ TWITTER ► https://x.com/rockstar_re
Canada’s Next 10 Years Will Look NOTHING Like the Last 10 | Tom & Nick Karadza
2026/09/23
Canada’s economy is changing fast, and the next 10 years could look very different from the last.
Tom and Nick break down interest rates, Ontario real estate, the recent AI "doomerism", and how to prepare for what’s coming next.
⭐ Join 1,000+ Investors Creating Freedom and Wealth for Themselves - https://yourlifeyourtermsevent.com
Podcast on Spotify - https://open.spotify.com/show/7KFRaPaOduWLUmSW2tbyBs?si=8e432c4d191b4511
Podcast on Apple - https://podcasts.apple.com/ca/podcast/the-your-life-your-terms-show/id1339768663
---
📧 Subscribe to our Weekly Newsletter - https://rockstarinnercircle.com/newsletter/
🎥 Watch our Real Estate Videos - https://www.youtube.com/@rockstarinnercircle
WHERE TO FOLLOW US:
→ INSTAGRAM ► https://www.instagram.com/rockstarinnercircle/
→ TWITTER ► https://x.com/rockstar_re
The Real Reason Your Taxes Rise & Nothing Ever Improves | Patrick Carroll
2026/08/19
Patrick Carroll explains why housing is so expensive in Canada — and why he blames zoning and government policy, not investors.
The conversation widens into government spending, inflation as a hidden tax, and why waste is built into the system.
It ends on what you can actually control: your own choices, your character, and your community.
Read his Substack: https://againsttheleft.substack.com/
---
🤔 Investing in Real Estate? Let's Chat! https://form.jotform.com/242254043973254
📧 Subscribe to our Weekly Newsletter - https://rockstarinnercircle.com/newsletter/
🎥 Watch our Real Estate Videos - https://www.youtube.com/@rockstarinnercircle
WHERE TO FOLLOW US:
→ INSTAGRAM ► https://www.instagram.com/rockstarinnercircle/
→ TWITTER ► https://x.com/rockstar_re
From Their Last $5 to Building a Real Estate Portfolio in Two Countries | Marco & Sara Costa
2026/08/12
Marco and Sara Costa once had just $5 left to their name in Portugal.
Today, they own multiple properties in Canada and Portugal.
In this episode, they share how they started over in Canada, worked multiple jobs, learned how to invest and began building their real estate portfolio.
It’s an incredible story about resilience, real estate and what can happen when you just keep moving forward.
🌟 Join the Rock Star Inner Circle - https://rockstarinnercircle.com/membership/
---
🤔 Investing in Real Estate? Let's Chat! https://form.jotform.com/242254043973254
📧 Subscribe to our Weekly Newsletter - https://rockstarinnercircle.com/newsletter/
🎥 Watch our Real Estate Videos - https://www.youtube.com/@rockstarinnercircle
WHERE TO FOLLOW US:
→ INSTAGRAM ► https://www.instagram.com/rockstarinnercircle/
→ TWITTER ► https://x.com/rockstar_re
Why Most Canadian Families Are Dangerously Uninsured | Todd O'Donnell
2026/08/07
What happens when a tree crashes into your house, your sump pump dies, or thieves come for your truck?
Tom sits down with long-time friend Todd O'Donnell to find out what's really covered, and what Canadian families should have in place. And of course, there was Blue Jays heartbreak talk!
---
🤔 Investing in Real Estate? Let's Chat! https://form.jotform.com/242254043973254
📧 Subscribe to our Weekly Newsletter - https://rockstarinnercircle.com/newsletter/
🎥 Watch our Real Estate Videos - https://www.youtube.com/@rockstarinnercircle
WHERE TO FOLLOW US:
→ INSTAGRAM ► https://www.instagram.com/rockstarinnercircle/
→ TWITTER ► https://x.com/rockstar_re
How He Flew To 40 Countries For FREE Using Credit Card Points | Rashaad Ishmail
2026/08/04
At 25, Rashad has been to nearly 40 countries, and he's barely paid cash for any of it.
In this episode, he breaks down how credit card points actually work, how he turned that same optimizer mindset into a 7-bedroom student rental pulling $5,000 a month, and how he and his girlfriend cut their housing costs in half with a duplex house hack on the Hamilton Mountain.
See the full numbers and check out how Rashaad implemented this strategy: https://youtu.be/kZu15BI6GYw
❗📰 Get Your FREE Report and Learn How You Can Buy Your Home For Half the Cost: https://rockstarinnercircle.com/freereport/
---
🤔 Investing in Real Estate? Let's Chat! https://form.jotform.com/242254043973254
📧 Subscribe to our Weekly Newsletter - https://rockstarinnercircle.com/newsletter/
🎥 Watch our Real Estate Videos - https://www.youtube.com/@rockstarinnercircle
WHERE TO FOLLOW US:
→ INSTAGRAM ► https://www.instagram.com/rockstarinnercircle/
→ TWITTER ► https://x.com/rockstar_re
A Cross-Border Accountant Explains US Taxes for Canadians | Brian Cohen
2026/07/31
Brian Cohen breaks down what Canadians need to know before investing in US real estate or starting a US business.
He explains the costly LLC double-tax trap, how the right structure (like a C-Corp "blocker") can fix it, and how US estate tax and Canada's departure tax come into play.
Whether you own one rental or plan to move, this is the clear, no-jargon tax guide to doing it right from day one.
Email Brian: [email protected]
Visit Brian's Website: www.grewalguyatt.ca/brian-cohen/
Why Young Canadians CAN'T Afford a Home | Nick, Anthony, Amy & Aidan
2026/07/27
Nick sits down with Anthony, Amy, and Aidan for an honest conversation about what it's really like to get ahead today. They dig into housing affordability, government spending, careers, and whether their generation was handed a worse deal or just a different one.
📰 Grab a copy of our FREE 'How to Buy a Home For HALF the Cost' report: https://rockstarinnercircle.com/freereport/
The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want | Noha Abou-Hashima
2026/07/24
We're NOT affiliated with, but highly recommend this app: YNAB - Click this referral link for a 1 Month Free Trial: https://ynab.com/referral/?ref=ugYq1QXN1lgETsUg&sponsor_name=Noha&utm_source=customer_referral
Nothing has changed Noha & Anthony's finances more than YNAB (You Need A Budget). In this episode, they break down how giving every dollar a job helped them finally see where their money goes, stop living paycheck to paycheck, and feel "mentally rich" on the same income.
---
🤔 Investing in Real Estate? Let's Chat! https://form.jotform.com/242254043973254
📧 Subscribe to our Weekly Newsletter - https://rockstarinnercircle.com/newsletter/
🎥 Watch our Real Estate Videos - https://www.youtube.com/@rockstarinnercircle
WHERE TO FOLLOW US:
→ INSTAGRAM ► https://www.instagram.com/rockstarinnercircle/
→ TWITTER ► https://x.com/rockstar_re
Canada's Real Estate Bottom, Interest Rate Predictions & The Robot Economy | Tom & Nick Karadza
2026/07/20
Tom and Nick Karadza break down the latest in Canada's real estate market, why interest rates aren't rising despite the predictions, and the emerging AI economy.
🤔 Investing in Real Estate? Let's Chat! https://form.jotform.com/242254043973254
📧 Subscribe to our Weekly Newsletter - https://rockstarinnercircle.com/newsletter/
🎥 Watch our Real Estate Videos - https://www.youtube.com/@rockstarinnercircle
How Canadian Millennials Are BEATING The Housing Crisis | Rock Star VIPs
2026/07/15
Anthony sits down with Connor, Chinthu, and Robin (all Rock Star VIP members) to break down how they're turning their own homes into income.
Between the three of them, these everyday spaces are generating anywhere from $10K to $25K a year, mostly on autopilot.
They also get into the platforms they use, what changes when kids arrive, and why the old housing playbook no longer works.
Grab a copy of our FREE 'How to Buy a Home For HALF the Cost' report: https://rockstarinnercircle.com/freereport/
Check out the Rock Star membership: https://rockstarinnercircle.com/Membership/
Is A.I. Making Us Lazier, Dumber & Easier To Hack? | Zvon Petric
2026/07/10
Zvon is a cybersecurity expert who is back to break down what A.I. is really doing with your data... and why letting it access your information could unravel your entire digital life.
He shares how hackers are using A.I. to perfect scams, hijack accounts, and exploit businesses through shadow IT.
Plus, why YOU are the product on free A.I. tiers.
Check out Campfire at: https://www.campfire.ca/
Reach out to Zvon at: [email protected]
Podcast on Spotify - https://open.spotify.com/show/7KFRaPaOduWLUmSW2tbyBs?si=8e432c4d191b4511
Podcast on Apple - https://podcasts.apple.com/ca/podcast/the-your-life-your-terms-show/id1339768663
---
🤔 Investing in Real Estate? Let's Chat! https://form.jotform.com/242254043973254
📧 Subscribe to our Weekly Newsletter - https://rockstarinnercircle.com/newsletter/
🎥 Watch our Real Estate Videos - https://www.youtube.com/@rockstarinnercircle
WHERE TO FOLLOW US:
→ INSTAGRAM ► https://www.instagram.com/rockstarinnercircle/
→ TWITTER ► https://x.com/rockstar_re
Canada's Energy U-Turn: Carney Finally Admits They Were WRONG | Tom & Nick Karadza
2026/07/06
Canada's losing its best people... and most Canadians have no idea why. Tom and Nick break down the data behind the exodus, the currency debasement silently destroying your purchasing power, and Carney's surprise energy pivot.
Podcast on Spotify - https://open.spotify.com/show/7KFRaPaOduWLUmSW2tbyBs?si=8e432c4d191b4511
Podcast on Apple - https://podcasts.apple.com/ca/podcast/the-your-life-your-terms-show/id1339768663
---
🤔 Investing in Real Estate? Let's Chat! https://form.jotform.com/242254043973254
📧 Subscribe to our Weekly Newsletter - https://rockstarinnercircle.com/newsletter/
🎥 Watch our Real Estate Videos - https://www.youtube.com/@rockstarinnercircle
WHERE TO FOLLOW US:
→ INSTAGRAM ► https://www.instagram.com/rockstarinnercircle/
→ TWITTER ► https://x.com/rockstar_re
Podcast reviews
Read The Your Life! Your Terms! Show podcast reviews
Poonces 2025/03/20
Tom and Nick - two great guys…but their Podcast is even better!
I’ve known Tom and Nick for well over 15 years and am never disappointed by their rational, reasonable, thought-provoking takes on all things Real Est...
Bradchandlerlove73 2023/08/18
Hooked from the very beginning
I'm hooked on this podcast. Their ability to break down complex topics into understandable discussions is truly commendable.
CJThomas6 2020/11/23
Awesome show!
Great show for anyone in real estate! Love their topics.
RWlistens 2020/11/23
Excellent Show
Great hosts, great actionable information!
tommye w-c 2020/11/23
Awesome
Great content and message.
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