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Retirement accounts are among the most complicated types of inherited assets because the rules vary based on the recipient, and they are frequently targeted for reform. Nathan discusses the unique rules around BDA IRAs, and related tax strategies. Also on our MoneyTalk, part 2 of our retrospective on the US banking system prior to the Federal Reserve. Host: Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 10/28/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Anthropic recently secured the largest artificial intelligence infrastructure financing deal to date, the latest gamble among a trend of circular financing arrangements propping up the AI tech giants. Nathan highlighted the immense risk companies are taking on to meet the capacity needs of the frontier AI labs, and whether we should be concerned. Also on MoneyTalk, the surge in buy now/pay later loans, and Stock Trivia: Battle of the Sowas. Host: Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 10/27/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

That 10 year stretch of time leading up to retirement is a critical period when your strategic retirement plan gets accelerated to get you to your goal, and how you choose to focus your efforts and resources will make all the difference. Donna runs through 10 questions you should be asking yourself when planning for your final approach to retirement. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 10/26/2026; Original Air Date: 9/23/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

The traditional 60/40 portfolio has been disrupted over recent years by the increased correlation between stocks and bonds, driving investors to asset classes like commodities for diversification. Nathan speaks with Dan Cole, Principal at Quantix Commodities, to dig into how futures contracts function, how different types of commodities respond to inflation, and how they can fit into your portfolio. Host: Nathan Beauvais CFP®, CIMA®, CPWA®; Special Guest: Dan Cole, Quantix Commodities; Air Date: 10/23/2026; Original Air Date: 7/31/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Bank runs, financial panics, and battles over who controls the nation’s money—this was the status quo for the American banking system before the Federal Reserve. On this edition of our MoneyTalk Moment in Financial History, we explore the crises and controversies that shaped our financial system and ultimately led to the Fed’s creation in 1913. Also on MoneyTalk, understanding the different credentials and licenses that advisors carry, and why they matter. Host: Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 10/21/2026 Original Air Date: 6/9/2023 & 1/11/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Government programs are often complicated, and social security is a prime example. Donna and Nathan discuss some advanced social security questions, including whether claiming your social security benefit disqualifies you from claiming your spousal or survivors benefit, how claiming a divorced spouse’s benefit impacts your ability to claim another spousal benefit down the road, and more. Also on MoneyTalk, a deep dive into the world of behavioral finance. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 10/20/2026; Original Air Date: 9/23/2025 & 1/27/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

The F.I.R.E. movement (Financially Independent, Retiring Early) is a growing lifestyle trend which emphasizes making extreme financial sacrifices today to set yourself up for an early retirement. Donna discusses some of the strategies used by F.I.R.E. movement followers to maximize their savings and current income while minimizing their expenses. Also on MoneyTalk, longevity planning in retirement, and financial considerations for re-entering the workforce. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 10/19/2026; Original Air Dates: 7/21/2026, 1/5/2026 & 6/3/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Life is full of issues that are important, but not urgent, and one way to stop yourself from kicking the can down the road is through a well developed financial plan. Nathan discusses some of the key components of a financial plan, and how to decide what should be included in yours. Also on MoneyTalk, financial scams to avoid, and what to look for when researching mutual funds. Host: Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 10/16/2026 Original Air Date: 2/18/2026 & 8/8/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Since the passing of the SECURE Act 2.0, the IRS age trigger for required minimum distributions has been raised to 73, but having a little extra time to grow your assets doesn’t necessarily mean there will be more money left when you pass. Donna and Nathan discuss RMD planning, and how to use the rules to your maximum benefit. Also on MoneyTalk, Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 10/15/2026; Original Air Date: 10/15/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

For this emerging generation of first-time homebuyers, it is becoming more common to see parents offering their kids a financial boost to even the playing field. Donna and Nathan discuss the pros and cons of gifting some of your child’s inheritance early to help with buying a home. Also on MoneyTalk, big mistakes made by big investors, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 10/13/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Buying a second home is on the retirement bucket list for many of us, but what looks good on paper doesn’t always pan out in reality. Donna discusses some considerations for those looking to purchase a second home in retirement. Also on MoneyTalk, what to do with your 401(k) at retirement, order of distribution in retirement, and Stock Trivia: Battle of the Sowas. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 10/12/2026; Original Air Dates: 4/29/2024, 8/26/2024 & 7/24/2023. Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

If you are one of the millions of Americans who doesn’t have a will, trust, or other estate planning tool in place, your assets are left at the mercy of the laws of the state in which you live, which can lead to unintended costs, headaches, and conflicts for your loved ones. On this Best of MoneyTalk episode, we revisit a conversation with estate planning attorney and long time friend of the show, Paul Brule, to discuss some of the most common estate planning mistakes and how to avoid them. Hosts: Nathan Beauvais CFP®, CIMA® & Steven Beauvais; Guest: Paul Brule; Air Date: 10/9/2026; Original Air Date: 3/24/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Mortgage rates have crept back up to three-year highs, and the pressure that has plagued home buyers is now catching up to the other side of the transaction. Donna and Nathan discuss how home sellers are having to make concessions to balance out the conditions of an untenable housing market. Also on MoneyTalk, how to know if you’re ok with your finances, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 10/8/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

There are a variety of investment vehicles at your disposal, and knowing how and when to use one vs. another requires a good understanding of their mechanics. Nathan breaks down the common investment vehicles, how they differ, and how they can serve different needs within your portfolio. Also, on our MoneyTalk Moment in Financial History, Nathan covers the critical role of tariffs and taxes throughout US history. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 10/7/2026; Original Air Dates: 8/15/2024 & 5/31/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

It’s no secret that the Social Security program is in need of major reform, but surveys show that Americans feel extremely conflicted about the proposed solutions. Donna and Nathan discuss the various options being debated on how to reform Social Security, and the challenge that the next administration will be faced with in getting it right. Also on MoneyTalk, jobs were seniors are still in demand, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 10/6/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.