Advertise on podcast: The Mortgage Update with Dan Frio Podcast

Mortgage rates today held steady after a blowout 165,000-job report, and now it's inflation week. CPI comes out Tuesday and PPI on Friday. I break down why mortgage rates didn't rise after the jobs number, what the MBS market is telling us, how oil is driving inflation, and whether the Fed hikes again in December.Watch the full video: https://www.youtube.com/watch?v=UGaNdn_Qa54Book a call: https://www.therateupdate.com/book-a-callDan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender · 524 Main St, Hazard, KY 41701. Mortgage products are originated by PBT Bancorp, NMLS #257781.

Mortgage rates today after a surprise jobs report: the U.S. added 165,000 jobs in October (vs. about 59,000 expected) and the unemployment rate dropped to 4.1%. Here's what the jobs report means for mortgage rates, your monthly payment, and the Fed's December meeting. CHAPTERS0:00 Jobs report: unemployment drops to 4.1%0:36 This week: elections, record stocks, jobs report1:05 Why mortgage rates fell half a percent1:54 Democrats sweep House & Senate, stocks reverse2:16 10-year Treasury jumps on jobs report2:40 How to read the mortgage bond (MBS)3:07 What the Fed watches: inflation, jobs, GDP4:33 Week in review: PMI, JOLTS, ADP, jobless claims5:53 Jobs report: 165,000 jobs, unemployment 4.1%7:28 Fed rate hike odds for December8:56 Watch oil: the inflation driver10:52 Homeowners: Rate Watch & TRU Test12:39 Bond market today & weekend forecast13:22 Next week: CPI & PPI inflation Updated for Friday, November 6 — The October jobs report came in far stronger than expected, and the unemployment rate slipped from 4.2% to 4.1%. A strong labor market is good for the economy, but it puts the focus back on inflation and oil, and that is what decides where mortgage rates go next. I break down the week day by day, show you the mortgage bond I watch every morning, and explain what the CME FedWatch odds now say about a December rate hike. NEXT STEPS→ Watch the full video with charts: https://youtu.be/9yKuPsSZZYY→ Read today's blog post with the charts: https://www.therateupdate.com/blog/mortgage-rates-today-165k-jobs-report→ Book a free call with Dan: https://www.therateupdate.com/book-a-call→ Free VantageScore mortgage credit check: https://creditscoresandmore.com/vantagescore-mortgage-score-free/→ Rate Watch (we track your rate and payment for you): https://www.therateupdate.com→ TRU Test — put your Loan Estimate to the test: https://www.therateupdate.com/loan-estimate-review WORK WITH MEOne application. One credit pull. We compare 30+ lenders. FOLLOWInstagram: @themortgageupdateNew shows every Monday (week ahead) and Friday (week in review). #mortgagerates #jobsreport #mortgageratestoday #housingmarket #unemploymentrate Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender | 524 Main St, Hazard, KY 41701. Mortgage products are originated by PBT Bancorp, NMLS #257781.This video is for educational purposes only and is not a commitment to lend. Rates, programs and terms are subject to change and borrower qualification.

Mortgage rates today after Democrats won control of the House and the Senate: what the midterm results mean for mortgage rates, home prices and your monthly payment.In this special report: the Senate and House results, Wall Street's reaction, the bond market, the Fed's December hike odds, and what a Democratic Congress has proposed on housing. CHAPTERS0:00 Special report: Democrats sweep Congress0:58 Senate results: 7 seats flip1:57 Alaska and Mississippi still counting2:20 House results3:00 Governors3:17 What voters said3:40 Trump and congressional leaders react4:27 Wall Street reacts: Dow up 1,1004:49 Homebuilders surge6:00 Bonds rally: the 10-year6:36 Debt ceiling risk6:53 Oil and Iran7:37 Mortgage rates today8:49 The Fed and December hike odds9:22 Jobs: ADP and Friday9:41 Housing market update11:57 What Democrats proposed on housing12:39 ROAD to Housing Act, Fannie and Freddie13:20 What happens next14:02 What it means for buyers14:20 Your payment and lock strategy Updated for Wednesday, November 4, 2026 - CBS News and Decision Desk HQ project Democrats win control of both the House and the Senate. Per Ballotpedia (9:05 AM ET, unofficial), Democrats won 20 of 35 Senate races and Republicans 13, with Alaska and Mississippi uncalled; seven seats flipped to Democrats (TX, KS, OH, IA, NC, SC, ME). Shortly after the open the Dow was up 1,103 points (+2.13%), homebuilders Lennar, D.R. Horton and PulteGroup rose 7-8%, and the 10-year Treasury yield eased to about 4.92% (Yahoo Finance/Cboe). Brent crude fell about 3.2% to near $100. Mortgage rates start the day at 7.30% for a 30-year conventional, 6.95% FHA and 6.97% VA (Tuesday's close, TRU Mortgage Command Center); Freddie Mac's weekly average was 7.24%. CME FedWatch shows 78.9% odds of a December hike. ADP says private employers added 86,000 jobs in October; the government jobs report is Friday at 8:30 AM ET. On a $400,000 loan, today's starting rate is about $85 a month less than the October 5 high of 7.61% (Mortgage News Daily). NEXT STEPS📅 Book a free call with Dan: https://www.therateupdate.com/book-a-call✅ Apply now: https://257781.my1003app.com/246527/register📈 Today's rates: https://command.therateupdate.com🔔 Join Rate Watch FREE: https://rw2.therateupdate.com/💳 Free mortgage credit score: https://creditscoresandmore.com/vantagescore-mortgage-score-free/🌐 Website: https://therateupdate.com▶️ 60-second updates: Mortgage Rates Today – The Rate Update https://www.youtube.com/channel/UCddlv9S67SDWMMju7t2K0TA📸 Instagram: @themortgageupdate The Fed's policy rate is not the same as mortgage rates. Educational content only, not a commitment to lend. Rates and forecasts are conditional and can change. Not all borrowers will qualify.🎬 Watch the video version: https://youtu.be/rFVguQRdB5U Narration uses an AI-generated clone of Dan Frio's voice (ElevenLabs). Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender | 524 Main St, Hazard, KY 41701. Mortgage products are originated by PBT Bancorp, NMLS #257781. #MortgageRates #MortgageRatesToday #HousingMarket #ElectionResults #TheRateUpdate

Mortgage rates today start Election Day at 7.27% for a 30-year conventional loan (Monday's close, TRU Mortgage Command Center, 10:10 AM ET). Here's what the midterms, the Fed's December odds and Friday's jobs report could mean for mortgage rates and your monthly payment. Updated for Tuesday, November 3, 2026: Brent crude slipped about 1.3% to $103.37 (futures, 9:50 AM ET) on talk of a U.S.-Iran deal after the Wall Street Journal reported a U.S. strike on Iran's Qeshm Island, citing U.S. officials. The 10-year Treasury yield rose to about 4.93% from Monday's 4.89% close (Cboe, 9:45 AM ET). FHA is 6.91% and VA 6.92% (Monday's close). CME FedWatch shows 76.9% odds of a December hike, up from 74.6% Monday. On a $400,000 loan, today's starting rate is about $87 a month less than the October high. Midterm results come in tonight, and the October jobs report is Friday at 8:30 AM ET. NEXT STEPSWebsite: therateupdate.comToday's mortgage rates (TRU Mortgage Command Center): command.therateupdate.comApply Now: 257781.my1003app.com/246527/registerJoin Rate Watch FREE: rw2.therateupdate.com WATCH ON YOUTUBEThe Rate Update with Dan Frio (full shows): youtube.com/@TheRateUpdatewithDanFrioMortgage Rates Today – The Rate Update (60-second updates): youtube.com/channel/UCddlv9S67SDWMMju7t2K0TA The Fed's policy rate is not the same as mortgage rates. Educational content only, not a commitment to lend. Rates and forecasts are conditional and can change. Not all borrowers will qualify.Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender | 524 Main St, Hazard, KY 41701Dan Frio is a federally registered mortgage loan officer with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781.Narration uses an AI voice model of Dan Frio created from his own recordings.

Mortgage rates today: what the midterm election results could mean for mortgage rates, your house payment and home affordability, plus the economic reports that move rates this week. ▶ WATCH ON YOUTUBE: https://youtu.be/1EVWoD-k7Zg📰 READ TODAY'S BLOG (charts + election scenarios): https://www.therateupdate.com/blog/election-results-mortgage-rates 🗞️ AS FEATURED ON YAHOO FINANCE, NEWSNATION & HOMES.COM: therateupdate.com/in-the-news📺 SUBSCRIBE ON YOUTUBE: youtube.com/@TheRateUpdatewithDanFrioWill the midterm elections push mortgage rates up or bring relief? Dan Frio walks through what a Democratic Congress, a Republican Congress or a split Congress could mean for stocks, bonds and mortgage rates, why the Fed hiked and mortgage rates still fell, and why oil keeps rates high (as featured on Homes.com). Then he goes day by day through this week's reports and tells clients under contract whether to lock or float. CHAPTERS0:00 Mortgage rates and the midterm election results1:02 Democrats vs Republicans: what each outcome means for mortgage rates2:27 The Fed hiked, but mortgage rates still fell4:20 What the Federal Reserve watches: PCE inflation, jobs, GDP5:17 New show schedule: Monday and Friday5:56 This week's economic calendar7:18 Why oil prices keep mortgage rates high9:06 Stocks, Bitcoin and oil this morning10:08 Flight to safety: why mortgage rates dropped last week11:17 Fed rate hike odds for December12:12 Lock or float? What Dan is telling clients12:37 Free tools: Rate Watch, the TRU Test and a free VantageScore14:34 Mortgage rate outlook for this week15:44 New episodes every Monday and Friday As featured on Homes.com: Mortgage rates climb to another three-year high NEXT STEPS→ Book a call with Dan: https://www.therateupdate.com/book-a-call→ Free VantageScore check: https://creditscoresandmore.com/vantagescore-mortgage-score-free/→ Rate Watch, TRU Test and more tools: https://www.therateupdate.com→ Subscribe on YouTube: youtube.com/@TheRateUpdatewithDanFrio→ Instagram: @themortgageupdate New episodes every MONDAY (the week ahead) and FRIDAY (what happened and what it means). Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender | 524 Main St, Hazard, KY 41701. Mortgage products are originated by PBT Bancorp, NMLS #257781. Payment examples are for illustration only and are not a quote.

Mortgage rates today: the Fed did nothing this week, yet mortgage rates have fallen from about 7.7% at the start of October to around 7.2%. Dan explains why money fleeing AI stocks is flowing into bonds, what this week's PCE inflation, GDP, home price and consumer confidence data showed, and why he's telling clients under contract to lock. ▶ WATCH THIS EPISODE ON YOUTUBE: https://youtu.be/-_3tvSSVh1c📰 READ THE LATEST MARKET UPDATE BLOG: https://www.therateupdate.com/blog🗞️ AS FEATURED ON YAHOO FINANCE, NEWSNATION & HOMES.COM: therateupdate.com/in-the-news📺 SUBSCRIBE ON YOUTUBE: youtube.com/@TheRateUpdatewithDanFrio Mortgage rates, housing market news and Federal Reserve analysis, explained in plain English by Dan Frio, a mortgage loan originator with 38 years in the business. No hype. Just real data and practical next steps. NEXT STEPS→ Apply once, compare 30+ lenders (one credit pull): https://257781.my1003app.com/246527/register→ Book a free call with Dan: https://www.therateupdate.com/book-a-call→ Free Loan Estimate review (the TRU Test): https://www.therateupdate.com/loan-estimate-review→ Rate Watch, free rate alerts: https://rw2.therateupdate.com/→ Free VantageScore check: https://creditscoresandmore.com/vantagescore-mortgage-score-free/→ Mortgage calculators: https://www.therateupdate.com/mortgage-calculators FOLLOW THE RATE UPDATEInstagram: @themortgageupdateTikTok: @therateupdateNew episodes every Monday (the week ahead) and Friday (what happened and what it means). Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender | 524 Main St, Hazard, KY 41701. Mortgage products are originated by PBT Bancorp, NMLS #257781. For education and commentary only; not an offer to lend or a rate quote. Rates, terms and programs are subject to change and borrower qualification.

Mortgage rates today: the Fed paused and the next decision isn't until December. PCE inflation hit 3.6%, GDP came in at 3.4% and markets are pricing a possible December hike. What does the wait mean for mortgage rates, and should home buyers buy before December or wait? ▶ WATCH THIS EPISODE ON YOUTUBE: https://youtu.be/mDEKEX5tN9k📰 READ THE BLOG (charts + numbers): https://www.therateupdate.com/blog/fed-paused-why-wait-until-december-will-home-buyers-pay-more🗞️ AS FEATURED ON YAHOO FINANCE, NEWSNATION & HOMES.COM: therateupdate.com/in-the-news📺 SUBSCRIBE ON YOUTUBE: youtube.com/@TheRateUpdatewithDanFrio Mortgage rates, housing market news and Federal Reserve analysis, explained in plain English by Dan Frio, a mortgage loan originator with 38 years in the business. No hype. Just real data and practical next steps. NEXT STEPS→ Apply once, compare 30+ lenders (one credit pull): https://257781.my1003app.com/246527/register→ Book a free call with Dan: https://www.therateupdate.com/book-a-call→ Free Loan Estimate review (the TRU Test): https://www.therateupdate.com/loan-estimate-review→ Rate Watch, free rate alerts: https://rw2.therateupdate.com/→ Free VantageScore check: https://creditscoresandmore.com/vantagescore-mortgage-score-free/→ Mortgage calculators: https://www.therateupdate.com/mortgage-calculators FOLLOW THE RATE UPDATEInstagram: @themortgageupdateTikTok: @therateupdateNew episodes every Monday (the week ahead) and Friday (what happened and what it means). Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender | 524 Main St, Hazard, KY 41701. Mortgage products are originated by PBT Bancorp, NMLS #257781. For education and commentary only; not an offer to lend or a rate quote. Rates, terms and programs are subject to change and borrower qualification.

The U.S. Midterm election is just around the corner. How does it effect the interest rates, the econony, and the outlook of 2027 financial decisions? Want to discover lending options with us? https://solvitmortgage.com Want us to watch the rates for you? https://solvitmortgage.com/rate-watch Dan's YouTube Channel: https://www.youtube.com/@TheRateUpdatewithDanFrio Sam's YouTube Channel: https://www.youtube.com/@TheKwakBrothers Sam Kwak NMLS# 2753203 and Dan Frio NMLS#246527

Mortgage rates today: mortgage rates fell heading into the Fed meeting and the PCE inflation report. Dan walks through what each could do to your house payment, and whether buyers should lock now or float and hope for more relief. ▶ WATCH THIS EPISODE ON YOUTUBE: https://youtu.be/FTvAvww6Adg📰 READ THE BLOG (charts + numbers): https://www.therateupdate.com/blog/mortgage-rates-week-ahead-fed-pce-oct-26-2026🗞️ AS FEATURED ON YAHOO FINANCE, NEWSNATION & HOMES.COM: therateupdate.com/in-the-news📺 SUBSCRIBE ON YOUTUBE: youtube.com/@TheRateUpdatewithDanFrio Mortgage rates, housing market news and Federal Reserve analysis, explained in plain English by Dan Frio, a mortgage loan originator with 38 years in the business. No hype. Just real data and practical next steps. NEXT STEPS→ Apply once, compare 30+ lenders (one credit pull): https://257781.my1003app.com/246527/register→ Book a free call with Dan: https://www.therateupdate.com/book-a-call→ Free Loan Estimate review (the TRU Test): https://www.therateupdate.com/loan-estimate-review→ Rate Watch, free rate alerts: https://rw2.therateupdate.com/→ Free VantageScore check: https://creditscoresandmore.com/vantagescore-mortgage-score-free/→ Mortgage calculators: https://www.therateupdate.com/mortgage-calculators FOLLOW THE RATE UPDATEInstagram: @themortgageupdateTikTok: @therateupdateNew episodes every Monday (the week ahead) and Friday (what happened and what it means). Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender | 524 Main St, Hazard, KY 41701. Mortgage products are originated by PBT Bancorp, NMLS #257781. For education and commentary only; not an offer to lend or a rate quote. Rates, terms and programs are subject to change and borrower qualification.

Mortgage rates today: mortgage rates dropped even as oil prices surged and the 10-year Treasury touched 4.99% before the Fed. Why are investors fleeing to bonds, and what does it mean for your mortgage payment? ▶ WATCH THIS EPISODE ON YOUTUBE: https://youtu.be/NppqviSBggg📰 READ THE BLOG (charts + numbers): https://www.therateupdate.com/blog/10-year-treasury-hits-4-99-before-the-fed-mortgage-rates🗞️ AS FEATURED ON YAHOO FINANCE, NEWSNATION & HOMES.COM: therateupdate.com/in-the-news📺 SUBSCRIBE ON YOUTUBE: youtube.com/@TheRateUpdatewithDanFrio Mortgage rates, housing market news and Federal Reserve analysis, explained in plain English by Dan Frio, a mortgage loan originator with 38 years in the business. No hype. Just real data and practical next steps. NEXT STEPS→ Apply once, compare 30+ lenders (one credit pull): https://257781.my1003app.com/246527/register→ Book a free call with Dan: https://www.therateupdate.com/book-a-call→ Free Loan Estimate review (the TRU Test): https://www.therateupdate.com/loan-estimate-review→ Rate Watch, free rate alerts: https://rw2.therateupdate.com/→ Free VantageScore check: https://creditscoresandmore.com/vantagescore-mortgage-score-free/→ Mortgage calculators: https://www.therateupdate.com/mortgage-calculators FOLLOW THE RATE UPDATEInstagram: @themortgageupdateTikTok: @therateupdateNew episodes every Monday (the week ahead) and Friday (what happened and what it means). Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender | 524 Main St, Hazard, KY 41701. Mortgage products are originated by PBT Bancorp, NMLS #257781. For education and commentary only; not an offer to lend or a rate quote. Rates, terms and programs are subject to change and borrower qualification.

Mortgage rates today: mortgage rates fell from about 7.7% toward 7.35% in a week as investors pulled out of AI stocks, even with inflation near 3.4%. On a $400,000 loan, that's about $96 a month less. Is this the opening home buyers have been waiting for? ▶ WATCH THIS EPISODE ON YOUTUBE: https://youtu.be/Yag3dc6UQ3U📰 READ THE BLOG (charts + numbers): https://www.therateupdate.com/blog/flee-to-safety-bond-rally-lower-mortgage-rates🗞️ AS FEATURED ON YAHOO FINANCE, NEWSNATION & HOMES.COM: therateupdate.com/in-the-news📺 SUBSCRIBE ON YOUTUBE: youtube.com/@TheRateUpdatewithDanFrio Mortgage rates, housing market news and Federal Reserve analysis, explained in plain English by Dan Frio, a mortgage loan originator with 38 years in the business. No hype. Just real data and practical next steps. NEXT STEPS→ Apply once, compare 30+ lenders (one credit pull): https://257781.my1003app.com/246527/register→ Book a free call with Dan: https://www.therateupdate.com/book-a-call→ Free Loan Estimate review (the TRU Test): https://www.therateupdate.com/loan-estimate-review→ Rate Watch, free rate alerts: https://rw2.therateupdate.com/→ Free VantageScore check: https://creditscoresandmore.com/vantagescore-mortgage-score-free/→ Mortgage calculators: https://www.therateupdate.com/mortgage-calculators FOLLOW THE RATE UPDATEInstagram: @themortgageupdateTikTok: @therateupdateNew episodes every Monday (the week ahead) and Friday (what happened and what it means). Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender | 524 Main St, Hazard, KY 41701. Mortgage products are originated by PBT Bancorp, NMLS #257781. For education and commentary only; not an offer to lend or a rate quote. Rates, terms and programs are subject to change and borrower qualification.

Mortgage rates today: pending home sales dropped 7.3%. What does that mean for mortgage rates and home prices, is a housing crash finally here, and should buyers move now or wait? ▶ WATCH THIS EPISODE ON YOUTUBE: https://youtu.be/JPDFIoO2yc0📰 READ THE BLOG (charts + numbers): https://www.therateupdate.com/blog/home-buyers-what-if-waiting-doesnt-lower-your-payment🗞️ AS FEATURED ON YAHOO FINANCE, NEWSNATION & HOMES.COM: therateupdate.com/in-the-news📺 SUBSCRIBE ON YOUTUBE: youtube.com/@TheRateUpdatewithDanFrio Mortgage rates, housing market news and Federal Reserve analysis, explained in plain English by Dan Frio, a mortgage loan originator with 38 years in the business. No hype. Just real data and practical next steps. NEXT STEPS→ Apply once, compare 30+ lenders (one credit pull): https://257781.my1003app.com/246527/register→ Book a free call with Dan: https://www.therateupdate.com/book-a-call→ Free Loan Estimate review (the TRU Test): https://www.therateupdate.com/loan-estimate-review→ Rate Watch, free rate alerts: https://rw2.therateupdate.com/→ Free VantageScore check: https://creditscoresandmore.com/vantagescore-mortgage-score-free/→ Mortgage calculators: https://www.therateupdate.com/mortgage-calculators FOLLOW THE RATE UPDATEInstagram: @themortgageupdateTikTok: @therateupdateNew episodes every Monday (the week ahead) and Friday (what happened and what it means). Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender | 524 Main St, Hazard, KY 41701. Mortgage products are originated by PBT Bancorp, NMLS #257781. For education and commentary only; not an offer to lend or a rate quote. Rates, terms and programs are subject to change and borrower qualification.

Join Sam Kwak NMLS# 2753203 and Dan Frio NMLS#246527 as discuss the future of interest rates, what to do if you are a buyer waiting for the right rates, and how to manage the growing credit card debt. Want to discover lending options with us? https://solvitmortgage.com Want us to watch the rates for you? https://solvitmortgage.com/rate-watch Dan's YouTube Channel: https://www.youtube.com/@TheRateUpdatewithDanFrio Sam's YouTube Channel: https://www.youtube.com/@TheKwakBrothers

Mortgage rates today: mortgage rates are falling while oil prices climb. What is behind the split, how long can lower rates last, and should you buy a house now? ▶ WATCH THIS EPISODE ON YOUTUBE: https://youtu.be/EhNy8RFsu3M📰 READ THE BLOG (charts + numbers): https://www.therateupdate.com/blog/mortgage-rates-falling-oil-rising🗞️ AS FEATURED ON YAHOO FINANCE, NEWSNATION & HOMES.COM: therateupdate.com/in-the-news📺 SUBSCRIBE ON YOUTUBE: youtube.com/@TheRateUpdatewithDanFrio Mortgage rates, housing market news and Federal Reserve analysis, explained in plain English by Dan Frio, a mortgage loan originator with 38 years in the business. No hype. Just real data and practical next steps. NEXT STEPS→ Apply once, compare 30+ lenders (one credit pull): https://257781.my1003app.com/246527/register→ Book a free call with Dan: https://www.therateupdate.com/book-a-call→ Free Loan Estimate review (the TRU Test): https://www.therateupdate.com/loan-estimate-review→ Rate Watch, free rate alerts: https://rw2.therateupdate.com/→ Free VantageScore check: https://creditscoresandmore.com/vantagescore-mortgage-score-free/→ Mortgage calculators: https://www.therateupdate.com/mortgage-calculators FOLLOW THE RATE UPDATEInstagram: @themortgageupdateTikTok: @therateupdateNew episodes every Monday (the week ahead) and Friday (what happened and what it means). Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender | 524 Main St, Hazard, KY 41701. Mortgage products are originated by PBT Bancorp, NMLS #257781. For education and commentary only; not an offer to lend or a rate quote. Rates, terms and programs are subject to change and borrower qualification.

Mortgage rates today: mortgage rates are near 7.4% with oil, inflation and a Fed decision nine days out. Could Russia ease the pressure on rates, and can you buy a house now and refinance later? Dan looks at what "marry the house, date the rate" has actually looked like since 2022. ▶ WATCH THIS EPISODE ON YOUTUBE: https://youtu.be/rvUXXXh1PMo📰 READ THE BLOG (charts + numbers): https://www.therateupdate.com/blog/mortgage-rates-russia-to-the-rescue-oil-fed🗞️ AS FEATURED ON YAHOO FINANCE, NEWSNATION & HOMES.COM: therateupdate.com/in-the-news📺 SUBSCRIBE ON YOUTUBE: youtube.com/@TheRateUpdatewithDanFrio Mortgage rates, housing market news and Federal Reserve analysis, explained in plain English by Dan Frio, a mortgage loan originator with 38 years in the business. No hype. Just real data and practical next steps. NEXT STEPS→ Apply once, compare 30+ lenders (one credit pull): https://257781.my1003app.com/246527/register→ Book a free call with Dan: https://www.therateupdate.com/book-a-call→ Free Loan Estimate review (the TRU Test): https://www.therateupdate.com/loan-estimate-review→ Rate Watch, free rate alerts: https://rw2.therateupdate.com/→ Free VantageScore check: https://creditscoresandmore.com/vantagescore-mortgage-score-free/→ Mortgage calculators: https://www.therateupdate.com/mortgage-calculators FOLLOW THE RATE UPDATEInstagram: @themortgageupdateTikTok: @therateupdateNew episodes every Monday (the week ahead) and Friday (what happened and what it means). Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender | 524 Main St, Hazard, KY 41701. Mortgage products are originated by PBT Bancorp, NMLS #257781. For education and commentary only; not an offer to lend or a rate quote. Rates, terms and programs are subject to change and borrower qualification.