Advertise on podcast: American Riviera Bank Regional Pulse

What does it take to keep a family farm alive on California's Central Coast in 2026? In this episode of Central Coast Pulse, we go behind the numbers to meet the people doing exactly that. Brian Donovan, ARB's Regional Commercial Relationship Manager, talks with Hank Laubacher Jr. of Laubacher Farms in Oxnard, a fourth-generation strawberry farmer navigating rising water costs, shrinking market windows. Heidi Cummings, ARB's First Vice President and Regional Manager, sits down with Daniel Sinton of Sinton & Sons Ranch, a sixth-generation cattle rancher whose family has worked the hills east of San Luis Obispo since 1875. And Ann Hansen, ARB's Vice President and Chief Agricultural Lender, gets the industry-wide view from Paul Clark, Executive Director of the SLO Farm Bureau. Together they paint an honest picture of an industry under pressure, and the deep roots that keep it standing.

There's a reason why they call California's Central Coast the American Riviera. It's natural beauty is breathtaking. But living in this paradise comes at a high price. The Central Coast is facing a workforce housing crisis. Join ARB's Brian Donovan for a conversation with Linda Braunschweiger, CEO of the Housing Trust Fund of Ventura County, Danielle Borja, President and CEO of the Greater Conejo Valley Chamber of Commerce, and Gagan Pawar, MD, MBA, CEO of Clinicas del Camino Real, for a conversation about the impact of the the workforce housing crisis on the wellbeing of our community.

At American Riviera Bank, we're committed to providing our community with valuable financial insights that go beyond traditional banking. In our latest Regional Pulse podcast episode, we delve into a topic that's crucial for every Central Coast resident: insurance preparedness. Hosted by our Chief Financial Officer, Michelle Martinich, this episode features local insurance experts Kait Hamilton and Kelly Wiser. Their combined experience and deep roots in our community make them ideal guides for navigating the complex world of insurance in our unique coastal region.

In our latest podcast episode, we had an enlightening conversation with Rob Fredericks, CEO of the Santa Barbara Housing Authority. Rob shared innovative approaches to affordable housing, including adaptive reuse and employer-sponsored housing. Learn how these initiatives are making a difference on the Central Coast.

Join Laurel Sykes, Chief Risk Officer for the bank, and Paul Abramson, Chief Technology Officer, as they delve into the recent CrowdStrike incident that caused system outages and significant impacts across industries and the globe. Discover the lessons learned, the impact on different organizations, and the strategies to prevent similar problems in the future.

Listen as we delve into the heart of our local community's most significant issues: housing development and affordable housing. We will discuss the challenges and triumphs, the untold stories behind revitalizing downtown buildings, strategic partnerships, and the incredible work Scott Collins and team from Housing Authority of San Luis Obispo are doing to preserve and create low-income housing opportunities in our communities. This critical discussion also highlights the middle-income down payment assistance program now available; click here for more information and to see if you qualify for this $50,000 grant.

In the 30th episode of the Regional Pulse podcast, the discussion with Phil Carpenter, Chief Marketing Officer at Alice Technologies, shed light on the transformative power of AI in various industries on the Central Coast.

Join us for an in-depth exploration of the transformative impact of Artificial Intelligence on businesses and industries with our guest Max Drucker, CEO of Carpe Data of Santa Barbara. Discover how AI is influencing the future of work, particularly in the insurance sector, and gain insights into the evolving landscape where data science and regulatory environments intersect.

In the second installment of our two-part series on Technology on the Central Coast, our Chief Risk Officer, Laurel Sykes, engages in a conversation with Randy Berg from Transphorm and Paul Abramson, our Chief Technology Officer. They delve into the challenges faced by the industry and explore innovative solutions to tackle the pressing issue of workforce development. Additionally, they uncover exciting prospects for individuals seeking a career in technology on the Central Coast.

In this episode, we invite you to listen and learn more about the thriving technology industry on the Central Coast of California. Our Chief Risk Officer, Laurel Sykes, sits down with Randy Berg of Transphorm to discuss this unique network of innovation in our own backyard and how our community's younger population could benefit from programs and new job titles that are now available.   Stay tuned next month for Part 2 in the series, where we will also discuss industry challenges, including some creative new ideas to address the critical need for workforce development.

Lori Murray, Senior Vice President and Residential Lending Manager at American Riviera Bank, discusses the workforce housing situation on the Central Coast with Jon Standring of the Coastal Housing Coalition, including the "Missing Middle," accessory dwelling units (ADU), and the roadblocks they are facing. As president at Beachside Partners, Jon Standring focuses on acquisitions, development and disposition of commercial and residential real estate throughout the South Coast.  Since 2008, he has successfully negotiated and closed hundreds of real estate transactions and completed more than $300 million in real estate sales throughout California over the last decade.  Jon is an active member in the Santa Barbara community, currently serving as President of the Santa Barbara Young Professionals Club Foundation and President for the Coastal Housing Coalition.

In the second episode of this two-part series, Michelle Martinich, Executive Vice President and Chief Financial Officer at American Riviera Bank continues the conversation of how individuals and businesses can make small changes for big impacts on the Central Coast. She is joined by Joe Campanelli of Campanelli & Associates Corporation and Dennis Allen of Allen Construction. Joe Campanelli has been a member of the Santa Barbara Contractors Association since 1974. He received the California Energy Commission’s “Flex Your Power Award” from Governor Schwarzenegger and was awarded the Builder of the Year “Members Choice Award” for best Santa Barbara Contractor in 2008. He is a founding member of the Santa Barbara Green Building Alliance and helped to create the “Built Green” checklist for home owners and the city. Dennis Allen has served as a consultant on the County of Santa Barbara’s Smart Build Santa Barbara Committee for the past 14 years, encouraging energy efficiency and sustainable practices in building projects within the County. Allen Construction is a general contracting firm, specializing in environmentally friendly, custom residential and commercial building. Dennis also serves as Chair of the Bren Graduate School Dean’s Council at the University of California, Santa Barbara, where he is heavily involved in efforts to infuse sustainability into graduate curriculum and campus buildings.

In the first episode of this two-part series, Michelle Martinich, Executive Vice President and Chief Financial Officer at American Riviera Bank, sits down with Joe Campanelli of Campanelli & Associates Corporation to discuss how individuals and businesses can make small changes for big impacts on the Central Coast.  Joe Campanelli has been a member of the Santa Barbara Contractors Association since 1974. He received the California Energy Commission’s “Flex Your Power Award” from Governor Schwarzenegger and was awarded the Builder of the Year “Members Choice Award” for best Santa Barbara Contractor in 2008. He is a founding member of the Santa Barbara Green Building Alliance and helped to create the “Built Green” checklist for home owners and the city.

Laurel Sykes, Executive Vice President and Chief Risk Officer at American Riviera Bank, continues her discussion with Vicki Johnson, Deputy District Attorney from the Santa Barbara County District Attorney's office in part two of the series recorded as part of American Riviera Bank's National Elder Abuse Awareness month efforts. Episode Two focuses on chronic victimization and methods of intervention, and includes a personal testimony by Sandra Gallo, Senior Product Manager for the Bank, who recently had the misfortune of watching a loved one suffer the consequences of fraud.

Laurel Sykes, Executive Vice President and Chief Risk Officer at American Riviera Bank, talks with Vicki Johnson, Deputy District Attorney from the Santa Barbara County District Attorney's office as part of a two part series for National Elder Abuse Awareness month. Episode One focuses on highlighting scams as well as how and where to report scams.