Advertise on podcast: Insights Into Wealth

Today, Randy Gunn, BULLWEALTH's VP and Portfolio Manager, concludes his three-part podcast series on Artificial Intelligence with Jason Shim, a technology strategist, not-for-profit innovation leader, and Chief Digital Officer at the Canadian Centre for Nonprofit Digital Resilience (CCNDR). In this episode, Randy and Jason explore how artificial intelligence is being adopted across Canada's not-for-profit sector and why many organizations see AI as an opportunity to strengthen their impact, improve efficiency, and better serve their communities. Together, they discuss the current state of AI adoption, the opportunities and challenges organizations face as they integrate new technologies, and the importance of governance, training, and responsible implementation. Their conversation also examines how AI capabilities continue to evolve, what the future may hold for not-for-profit organizations, and why keeping people, purpose, and mission at the centre of decision-making remains critical as AI becomes increasingly embedded in everyday work.

Today, Randy Gunn, BULLWEALTH’s VP and Portfolio Manager, continues his podcast series on Artificial Intelligence with Michael Page, Senior Director of Data Science & Advanced Analytics at Unity Health Canada, one of Canada’s largest Catholic healthcare networks serving patients, residents, and clients spanning St. Michael’s Hospital, Providence Healthcare, and St. Joseph’s Health Centre. Michael joins Randy to discuss how artificial intelligence is already being used in healthcare settings and where it may have the greatest impact in the years ahead. Together, they explore how AI can help relieve pressure on an increasingly strained healthcare system by reducing administrative burden, improving efficiency, and allowing clinicians to focus more on patient care. Their conversation also examines why healthcare organizations must be thoughtful about how AI tools are selected, trained, and governed, the importance of keeping human judgment firmly at the centre of decision-making, and how the best uses of AI can make healthcare more human, rather than less. Overall, they offer a practical and timely discussion on how Canada can use AI to strengthen healthcare delivery, support healthcare professionals, and help build a more effective and responsive system.

Today, Randy Gunn, BULLWEALTH’s VP and Portfolio Manager, launches the first episode in a new podcast series on Artificial Intelligence with Nabil Beitinjaneh, Faculty Lecturer at McGill University’s School of Continuing Studies and Coordinator of its Data Science and Data Analytics programs. With more than 25 years of experience in systems and process engineering across both corporate and entrepreneurial settings, Nabil joins Randy for his first podcast discussion on this topic. Together, they explore how AI is not replacing professionals but reshaping how professional work is performed by increasing speed, processing power, and reach, while leaving accountability, judgment, and responsibility firmly in human hands. Their conversation also examines why human judgment becomes even more valuable in an AI-enabled world, how polished AI output can still be wrong, the risks to junior-level training and apprenticeship, the importance of governance and human oversight in high-stakes decisions, and why trust will continue to depend on context, empathy, and human understanding rather than speed alone. Overall, they offer a thoughtful and practical discussion on how AI can improve productivity and support better work when used with care, discipline, and sound judgment.

Today, Kevin Van Dyk, BULLWEALTH’s Managing Director is joined by Paul Chin, Chief Investment Officer of Centurion Real Estate. Paul joined Centurion roughly 14 months ago following Chairman and Founder Greg Romundt’s decision to step back from day-to-day operations and focus more on the firm’s strategic direction. In their discussion, Kevin and Paul review other recent leadership changes, including the appointments of John McKinley as CEO and Carl Gomez as Chief Economist, while noting that Centurion’s core suburban and exurban multi-residential strategy remains unchanged. Paul also highlights Centurion’s vertically integrated model, spanning asset management and property management, which supports stronger net operating income, faster rental pricing decisions and greater leasing efficiency, as well as Centurion’s regional diversification outside of Canada’s major centres such as Toronto, Vancouver, and Montreal. Paul also notes that the real estate market has undergone a repricing and is likely to remain challenging over the next 12 months. We hope today’s podcast provides further insight into one of the investment strategies our clients have held for some time and that has delivered long-term outperformance.

Today, Randy Gunn, BULLWEALTH’s VP and Portfolio Manager, is joined by Savva Cherdantsev, BULLWEALTH’s Managing Director, Research & Investments, to discuss our approach to oversight and due diligence of your investment managers. Due diligence has been a cornerstone of BULLWEALTH’s investment process for over 25 years, and while our approach continues to evolve, it remains grounded in a disciplined quarterly review of each investment manager’s performance, including the key drivers and attributes behind these results. In today’s discussion, Randy and Savva outline our due diligence framework, the insights generated from our ongoing oversight, and the enhanced sell discipline we have developed over the past year to better determine when a manager should be replaced. We hope today’s podcast provides greater insight into how we oversee your investment managers and enhances your transparency of your investment portfolio.

Today, Randy Gunn, BULLWEALTH’s VP and Portfolio Manager, sits down with Mike Werbowecki, Senior Vice President at NFP Canada, who brings more than 35 years of experience in the insurance industry, primarily within group pension plans at firms such as Clarica, Equitable Life, and Manulife. Their discussion focuses on employer-sponsored pension plans in Canada, with particular attention to Defined Benefit and Defined Contribution plans, including the current state of these plans, their limitations, the responsibilities of plan sponsors, and best practices for achieving strong outcomes for plan members. Mike also highlights the challenges both plan sponsors and members are likely to face in the years ahead, particularly as the shift from Defined Benefit to Defined Contribution plans continues. Together, Randy and Mike offer a thoughtful and insightful conversation that provides practical guidance for navigating employer-sponsored pension plans.

Today, BULLWEALTH brings together its portfolio management team, along with Savva Cherdantsev, Managing Director of Research & Investments, for our second annual Lessons Learned podcast. Following the strong reception to last year’s inaugural episode, where we discussed key challenges and successes from 2024, we have reconvened to reflect on the lessons learned throughout 2025. These insights span a wide range of topics, including whether market breadth is broadening or remains concentrated among mega-cap technology companies, how to construct portfolios amid strong global capital markets and slowing economic fundamentals, what clients can expect from BULLWEALTH’s enhanced Watch List process for evaluating and changing investment managers, and how we manage portfolio liquidity when certain securities cannot be readily sold. We hope this wide-ranging discussion provides useful perspective and helps inform decision-making for your portfolio in 2026 and beyond.

Today, Randy Gunn, BULLWEALTH’s VP & Portfolio Manager, speaks with Michael Kulbak of Kulbak Trust Solutions about terminal tax returns—often the single largest tax liability an individual will face—and why proactive planning and expert guidance are essential. Their discussion covers what terminal returns are, how deemed disposition works, and the use of optional returns, marginal tax rates, and available credits to minimize taxes and maximize benefits for heirs. A key message is the importance of working with professionals experienced in these filings, as many accountants may miss valuable elections or nuances. They also outline common executor pitfalls, including managing estate liquidity, meeting filing deadlines, canceling benefits, reporting registered accounts correctly, and obtaining CRA clearance certificates before distributing assets. Since estate distribution is the moment when a client’s lifelong wealth is ultimately allocated, thoughtful guidance during this stage is critical.

In today’s podcast, Kevin Van Dyk, Managing Director at BULLWEALTH, speaks with Adam Burns, Vice President of Investments at Fulcra Asset Management, to explore the firm’s distinctive approach to fixed income investing. Adam explains how Fulcra, founded in 2009, applies a bottom-up process that evaluates companies across the capital structure—from senior secured loans to subordinated debt. He highlights how Fulcra differentiates itself from traditional fixed income managers by avoiding index constraints, instead targeting mispriced securities in small to mid-sized North American companies. Adam also discusses Fulcra’s barbell strategy, combining government and investment-grade securities with tactical and special situation opportunities to enhance yield, while managing risk. Finally, Adam outlines how the investment team leverages due diligence, credit rating arbitrage, and event-driven strategies such as merger arbitrage to identify value and drive both income and capital appreciation for investors.

Today, Randy Gunn, BULLWEALTH’s VP & Portfolio Manager, speaks with Dr. Maureen Dunne, a cognitive scientist, and international expert and author on neurodiversity, to explore what neurodivergence means and why recognizing it is vital in today’s workplace. Their conversation begins with defining neurodiversity as the broad range of ways our brains can work—encompassing strengths, challenges, and neurological differences such as autism, ADHD, and dyslexia—and why these differences should be viewed as strengths. They discuss how embracing neurodivergence drives fresh perspectives, innovative problem-solving, and helps teams avoid groupthink, ultimately boosting creativity and performance. Maureen also explains how neurodivergent individuals can bring unique skills that makes them valuable contributors in an evolving world shaped by AI. Randy and Maureen’s conversation is inspiring, highlighting how leveraging cognitive diversity can uncover hidden talent and create stronger, more innovative teams.

Today, Tammy Huitema, Managing Director at BULLWEALTH, introduces listeners to BULLWEALTH’s newest partner, Leanne Rodrigo. Leanne brings a wealth of experience from her years in the tax field, having worked at firms such as Grant Thornton and Cadesky Tax, where she advised families on a wide range of tax-related decisions. In this engaging conversation, Tammy and Leanne cover a variety of topics—from Leanne’s path to becoming an accountant, to the areas she focuses on in her daily work, to her personal life, including her two daughters and their activities.

Today, Randy Gunn BULLWEALTH’s VP & Portfolio Managers sits down with Nimali Gamage, Managing Partner at the law firm Goddard Gamage LLP to discuss the key issues that parents with disabled children should consider when building out their estate plan. Most parents want to protect and support their children while also enhancing their autonomy and independence. When the child is an adult disabled child, the legal issues around balancing protection and autonomy are numerous and complex. This podcast touches on some of the issues that arise regarding legal issues for disabled adults, such as estate planning tools, Henson trusts, guardianship, powers of attorney, ODSP issues, and the use of a RDSP account.

In today’s podcast, Kevin Van Dyk, Managing Director at BULLWEALTH, speaks with Brian Kersmanc, one of GQG’s three Portfolio Managers on its Global Equity Portfolio, for an insightful discussion on their distinctive investment philosophy, process, and strategy. Brian explains that GQG evaluates each holding on a five-year basis and emphasizes the firm’s perspective advantage—rather than an information advantage—when identifying new investment opportunities, illustrated through his analogy of viewing an apple from multiple angles. He further elaborates that GQG does not adhere strictly to a value or growth investment style; instead, they view quality as dynamic, allowing the portfolio to shift across sectors and regions as opportunities evolve. In addition, Brian highlights how GQG combines traditional analysis with input from non-traditional investigative journalists to uncover unique investment ideas and proactively adjust the portfolio in anticipation of potential risks.

Today, Randy Gunn, BULLWEALTH’s VP & Portfolio Manager, sits down with Corina Weigl, Partner and Co-Lead of Fasken’s Private Client Service Group, to delve into the evolving world of trusts and the critical responsibilities trustees hold. With the fiduciary environment becoming more complex, the role of a trustee has never been more important—or more demanding. While our last podcast explored the various types of trusts and the opportunities they present for families, today’s discussion focuses to what it truly means to be a trustee. Corina outlines the key duties trustees are expected to fulfill, the qualities that define an effective trustee, and the best practices that can help trustees meet their legal and ethical obligations to beneficiaries. As trusts become a more common planning tool among Canadian families—and with many of our clients having a trust—this episode is especially relevant. Randy and Corina’s conversation is both thoughtful and insightful, offering practical guidance for those navigating the responsibilities and challenges of trust and estate planning.

Today, Randy Gunn, BULLWEALTH’s VP & Portfolio Manager, speaks with Nathan Wright, Managing Partner at Spectrum Tax & Estate Planning. Their discussion begins with an overview of what a trust is and the various types of trusts available. Then they explore the tax savings and tax deferral opportunities, which depend on when the trust is established and the individual's proximity to the assets. Finally, Nathan dives into the tax implications of transferring assets into or out of a trust. As you can imagine, Randy and Nathan’s conversation is both thoughtful and insightful, offering valuable guidance for those navigating trust and estate planning decisions.