
Advertise on podcast: The Scottish Property Podcast
Rating
5from
This podcast has
326 episodes
Language
EnglishPublisher
Nick Ponty and Steven ClarkExplicit
No
Date created
2019/12/27
Latest episode
2026/04/20
Average duration
63 min.
Release period
7 days
Description
A weekly podcast focused on keeping property investors informed and educated on the Scottish property market. Co-hosts Nick Ponty and Steven Clark share their own experiences, answer questions and talk to experts in the industry.
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Check latest episodes from The Scottish Property Podcast podcast
Turning £20K Amazon Side Hustle into a £250K Business... Then Purchasing 13 Properties
2026/04/20
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Adam Boyd — entrepreneur, Amazon FBA operator, and property investor. Adam shares his journey from experimenting with multiple failed business ideas to building and selling an Amazon business for a life-changing sum, before scaling into a portfolio of e-commerce brands and property investments.
From selling hand sanitiser during lockdown to spotting an opportunity in simple spray bottles, Adam’s story highlights the power of taking action, learning through failure, and recognising opportunities at the right time. He also opens up about transitioning into property, completing multiple flips, and acquiring a 13-property portfolio with minimal money left in the deal.
🎙️ Episode Highlights
🌟 Early Entrepreneurial Mindset• Started young, constantly testing business ideas from his bedroom• Tried multiple ventures including eBay selling and early Amazon attempts• Learned through failure rather than formal education• Strong drive to avoid a “normal” career and pursue business full-time
📦 Amazon Journey & First Breakthrough• Initially failed with several Amazon product launches• Took advantage of lockdown demand by selling hand sanitiser• Pivoted quickly when restrictions hit and moved into cleaning products• Identified a key opportunity in high-demand spray bottles during COVID
🚀 Scaling a Simple Product into a Real Business• Invested £20k (bounce back loan) into bulk spray bottle stock• Solved supply issues by going direct to the manufacturer• Shifted to Amazon FBA to automate fulfilment and scale• Grew sales rapidly, reaching consistent monthly revenue
💰 Selling the Business & Building Wealth• Built the business in under a year before listing it for sale• Sold for approximately £250,000 — a life-changing moment• Retained equity and continued running the business post-sale• Became part of a larger group acquiring multiple Amazon businesses
🌍 Scaling Through Acquisitions• Transitioned from seller to buyer of online businesses• Helped acquire and operate multiple e-commerce brands globally• Portfolio now generating millions in annual revenue• Focus shifted to systems, scalability, and long-term growth
🏡 Entering Property & First Flip• Used business profits to enter property investing• Completed first flip in East Kilbride with ~£30k profit• Learned key lessons around costs, margins, and project timelines• Built confidence to scale further in property
📈 Scaling Property & Portfolio Deal• Completed multiple flips generating consistent profits• Took on a 13-property portfolio worth £1.3M• Negotiated purchase at £862k — significant discount• Used bridging finance and refinancing strategy• Left only ~£1,000 in the deal after refinancing
⚠️ Lessons, Mistakes & Realities• Made early mistakes (no insurance, unnecessary certificates, compliance gaps)• Learned importance of systems, due diligence, and planning• Highlighted true costs of portfolio deals (fees, finance, legal)• Emphasised that failures and mistakes are part of growth
✅ Key Takeaways✔️ Taking action and learning through failure is key to success✔️ Simple products can become highly profitable with the right timing✔️ Amazon FBA allows scalability through automation and systems✔️ Selling a business doesn’t always mean exiting — equity can multiply returns✔️ Property flips require significant margins to be worthwhile✔️ Portfolio deals can be powerful but come with high upfront costs✔️ Bridging finance can unlock bigger opportunities when used correctly✔️ Systems and outsourcing are essential for scaling both business and property✔️ Long-term wealth comes from leveraging opportunities, not just saving money
The Reality of Dubai Real Estate (No One Talks About This)
2026/04/13
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Emily Henaghen — estate agent, entrepreneur and social media personality — to unpack her journey from university and early property exposure, to building a personal brand, launching her own estate agency career, and taking a bold leap to Dubai. Emily shares the realities behind social media success, the challenges of working in Dubai’s high-pressure property market, and the lessons she’s learned about resilience, confidence, and carving your own path in business.
This episode offers a raw and honest look at what it really takes to succeed as a young agent — from overcoming imposter syndrome to building a brand that attracts clients before you even walk through the door.
🎙️ Episode Highlights
🏡 Getting Started in Property• Grew up around property through family investment projects• Started as a viewing agent while studying at university• Left university early during COVID to pursue business opportunities• Built early experience through lettings, admin and exposure to deals
📱 Building a Personal Brand & Winning Business• Leveraged social media to stand out as a young agent• Clients often came pre-sold after following her online• Focus on authenticity and connection rather than hard selling• Personal brand helped generate leads and long-term referrals
💬 Confidence, Imposter Syndrome & Dealing with Clients• Faced imposter syndrome at just 20–21 years old in valuations• Built trust by being honest, transparent and relatable• Focused on conversations and relationships over “selling”• Learned that people buy into the person, not just the service
🌍 Moving to Dubai — Opportunity vs Reality• Moved to Dubai for experience, not just money• Faced intense pressure in a commission-only environment• Long hours, high competition and constant performance expectations• Reality far tougher than what’s shown on social media
⚠️ Challenges, Setbacks & Personal Safety• Experienced a serious stalking incident that impacted confidence• Highlighted risks of personal branding and online visibility• Took a step back from real estate temporarily after the incident• Reinforced importance of awareness and boundaries online
🔄 Career Pivot, Growth & Returning Home• Transitioned into recruitment within the Dubai property space• Helped others relocate and set expectations realistically• Eventually chose to return to Scotland after two years• Decision driven by lifestyle, family and long-term fulfillment
✅ Key Takeaways• Personal brand can generate opportunities before you even pitch• Confidence comes from experience — not age• Saying yes to opportunities creates long-term growth• Dubai offers opportunity but demands relentless work ethic• Social media success comes with both upside and risk• Setbacks can lead to new directions and better clarity• Relationships and authenticity remain the biggest advantages in business• It’s okay to pivot — success doesn’t follow one straight path
Is the Iran War About to Crash the Property Market?
2026/04/06
In this episode of the Scottish Property Podcast, Nick and Steven return for a market update, diving into one of the most uncertain global backdrops in recent years. From rising geopolitical tensions in the Middle East to mortgage rate volatility, inflation risks, and shifting investor sentiment, this episode breaks down what’s actually happening — and what it could mean for the UK and Scottish property market.
Alongside global events, the discussion also covers rental trends 📊, property price resilience 🏡, EPC regulation changes ⚠️, and the growing impact of AI on jobs and the wider economy. As always, the focus is on cutting through headlines and understanding what investors should actually pay attention to.
🎙️ Episode Highlights
🌍 Global Conflict & Its Impact on Property
• Rising tensions involving Iran, the US and global oil supply chains
• Potential disruption to 20% of global oil and gas supply via the Strait of Hormuz
• Oil prices rising sharply, increasing inflationary pressure
• Market uncertainty leading to hesitation from buyers and investors
📉 Mortgage Rates, Inflation & Market Sentiment
• Swap rates jumped from ~3.4% to 4.1% within weeks
• Over 600 mortgage products were pulled from the market
• Average mortgage rates now around 5.5%, a 19-month high
• Higher energy costs likely to push inflation back up
• Potential pause or reversal of interest rate cuts
🏡 Property Market Resilience vs Risk
• Scottish market remains strong with ongoing demand
• Average time to secure a buyer around 39 days
• Limited housing supply continues to support prices
• Main risk remains reduced lending and affordability
• Market may slow or stagnate rather than crash
📊 Rental Market Trends
• Rent growth slowing to ~1.8%–1.9% annually
• Average rent in Scotland around £878 per month
• Glasgow seeing stronger growth compared to other cities
• Affordability ceilings starting to limit further increases
• Strong demand remains due to housing shortage
🤖 AI, Economy & Future Risks
• AI rapidly replacing roles across multiple industries
• Businesses cutting costs by reducing staff through automation
• Rising unemployment seen as a bigger long-term risk than war
• Potential for stock market correction due to overvalued AI companies
• Economic shifts could impact property longer term
⚠️ EPC Changes & Government Policy Uncertainty
• EPC reform plans pushed back to at least 2027
• Proposed requirement for EPC band C still targeted for 2028
• Concerns over feasibility for older properties (tenements, sandstone buildings)
• Ongoing uncertainty makes it difficult for landlords to plan
• Investors advised not to make knee-jerk decisions
✅ Key Takeaways
• Global events can impact property indirectly through inflation and lending
• Mortgage rates can shift quickly based on market sentiment
• Scottish property market remains resilient due to lack of supply
• Rental growth is slowing but demand remains strong
• AI and unemployment may pose bigger long-term risks than geopolitics
• Interest rates are the key driver to watch for market movement
• EPC regulations remain uncertain — avoid reacting too early
• Opportunities can arise during short-term market slowdowns
• Strong fundamentals still support long-term property investing
From New Mum to 27 Properties in One Year
2026/03/30
In this episode of the Scottish Property Podcast, Nick and Steven are joined by Emma Thomson, a property investor who went from zero to building a 27-property portfolio within her first year — all while navigating maternity leave, redundancy, and a complete career pivot.Emma shares how she transitioned from a high-paying tech sales career into full-time property investing, using a mix of education, calculated risk-taking, and investor funding to scale بسرعة. The episode dives into mindset, resilience, and the realities behind rapid portfolio growth — including the pressure, cash flow challenges, and personal sacrifices along the way.This is a powerful, honest conversation about building a property business quickly — and what it really takes behind the scenes.🎙️ Episode Highlights:🚀 Starting Young — And Thinking Differently Early On -Emma reflects on always knowing she didn’t want a traditional 9–5 career, even from a young age. -Growing up in a hardworking household shaped her mindset, but she quickly realised she wanted more control over her time, unlimited earning potential, a path outside conventional employment💼 From Business Owner to Tech Sales Career -Before property, Emma had already stepped into entrepreneurship — running a deli franchise at just 20 years old. -She later moved into tech sales, where she built a strong income through commission and bonuses, developed key skills in sales and communication, progressed into leadership roles managing teams👶 Motherhood as the Turning Point -A major shift came after the birth of her daughter. -Following a difficult experience and time in hospital, Emma made a clear decision; she didn’t want to return to full-time employment, wanted full control of her time, she was determined not to miss key moments again -This became the emotional driver behind going all-in on property.🎧 Learning Through the Scottish Property Podcast -Instead of traditional property education routes, Emma took a different approach. -She listened to every episode of the podcast from start to finish, learned from real investor experiences, built knowledge through consistent exposure. -This self-education phase helped her gain clarity before taking action.📈 Scaling to 27 Properties in One Year -The most striking part of Emma’s journey is how quickly she scaled. -Within less than a year, she acquired 27 properties, transitioned from single lets to portfolio deals, completed larger acquisitions, including multi-unit buildings -Her growth was driven by taking action quickly, leveraging education and mentorship, building confidence with each deal
15 Years in Property — Lessons From Starting at 19 with Jordan Robb
2026/03/23
In this episode of the Scottish Property Podcast, Nick is joined by Jordan Rob, a long-term property investor who built his portfolio from the age of 19 and has spent over 15 years growing, refining, and diversifying his investments.Jordan shares how he started with a small pot of capital and scaled into a substantial buy-to-let portfolio, while also exploring flips, HMOs, and alternative investments.
The conversation dives into risk management, long-term thinking, and how his strategy has evolved from aggressive growth to capital preservation and diversification.This episode is a powerful insight into building wealth through property over the long term — without hype, but through consistency, smart decision-making, and adapting as life and markets change.
🎙️ Episode Highlights
🧑💼 Starting at 19 — Building a Portfolio From Scratch
-Jordan began investing in property at just 19 years old, using a relatively small amount of capital to get started.
-With no traditional job and limited borrowing power, he had to be creative — including using joint mortgages and focusing on lower-value properties to enter the market.
-His early strategy was simple: buy below market value, generate cash flow, recycle capital where possible. This foundation allowed him to build momentum quickly in the early years.
🏠 Buy-to-Let as the Core Strategy
-The backbone of Jordan’s portfolio has always been buy-to-let property.
-He focused heavily on: lower-value flats, strong rental demand areas, consistent cash flow over speculation. This approach allowed him to scale steadily, without overexposing himself to risk.
🧠 The Importance of Sticking to Your Strategy
-A key theme in the episode is decision-making discipline. External noise influenced decisions, he sold properties he originally intended to keep, emotions or short-term thinking impacted outcomes
-His biggest lesson is to stick to your strategy and avoid being swayed by outside opinions or short-term issues.
📈 From Volume to Quality
-In the early years, growth was focused on acquiring as many properties as possible.
-But over time, the strategy shifted toward higher-quality assets, better locations, stronger long-term value
-Jordan now focuses less on the number of properties and more on asset quality, income strength, long-term sustainability
How to Start and Grow a Short-Term Let Management Business with Gillian Green
2026/03/16
In this episode of the Scottish Property Podcast, Nick and Steven are joined by Gillian Green, a property investor and short-term rental operator who has expanded from traditional buy-to-lets into serviced accommodation, commercial property, and an apart-hotel project.Gillian shares how her journey evolved from building a personal property portfolio to running a growing short-term rental management company with around 50 units under management. The conversation explores the realities of operating in the short-term rental space, why it’s more hospitality than property investing, and the operational challenges that most investors underestimate.This episode offers a practical look at scaling a short-term let management business — from sourcing deals and managing guests to handling cleaners, maintenance, and fluctuating seasonal demand.🎙️ Episode Highlights
🏨 Why Short-Term Rentals Are Really a Hospitality BusinessGillian explains that many investors enter serviced accommodation thinking it’s simply another property strategy — but the reality is much closer to running a hospitality business.Guest experience, fast response times, and operational systems become just as important as the property itself.Managing guest expectations, handling issues quickly, and maintaining high standards across multiple units are key to building a sustainable short-term rental operation.📈 From Property Investor to Managing 50+ UnitsWhat began as a personal property investment journey gradually evolved into a full short-term rental management business.Gillian shares how the company now manages around 50 properties across several locations, working with property owners to maximise returns while handling the day-to-day operations.The episode explores how the business grew organically through partnerships, networking, and identifying demand in local markets.🏢 Diversifying Into Commercial PropertyAlongside short-term rentals, Gillian and her husband have invested in commercial property — including a multi-occupancy commercial building that houses several small businesses.The deal highlights the benefits of diversification within a property portfolio, particularly when it comes to spreading risk across multiple income streams.With several tenants occupying individual units, vacancy risk becomes far more manageable compared to relying on a single tenant property.🛠️ The Operational Reality of Running Short-Term LetsRunning serviced accommodation involves constant operational oversight.Gillian discusses the practical challenges that come with managing multiple units — including heating issues, maintenance problems, cleaning coordination, and guest communication.These operational responsibilities often surprise investors who expect short-term rentals to be more passive than they really are.🧹 The Importance of Cleaners and Reliable SystemsOne of the most important factors in a successful short-term rental business is having a reliable cleaning team.Cleaners play a critical role in maintaining standards, preparing properties for new guests, and ensuring positive reviews.Gillian explains that building strong relationships with cleaning teams and maintenance contractors is essential when scaling a hospitality-style property business.📊 Understanding Demand, Seasonality & Booking ChannelsThe conversation also explores the reality of demand cycles within the short-term rental market.While summer months and holiday periods can generate strong revenue, winter seasons often see reduced bookings in certain areas.Platforms like Airbnb and Booking.com provide valuable exposure, but Gillian also discusses the importance of developing direct booking channels and contractor relationships to stabilise occupancy levels..
How £40K Became a £60M Surf Resort in Scotland with Andy Hadden
2026/03/09
In this episode of the Scottish Property Podcast, the hosts sit down with Andy Haddon, founder of Lost Shore Surf Resort, the £60M surf park development just outside Edinburgh.What started as a bold idea after a visit to a secret surf technology test facility in Spain became one of the most ambitious leisure developments in Scotland.
Today, Lost Shore has been voted Best Surf Park in the World for Customer Experience and Most Innovative Surf Park, competing against nearly 40 surf parks globally.Andy shares the full story behind the project — from early career setbacks and raising the first £40,000, to securing institutional investment and navigating the enormous challenges of building something that had never been done in Scotland before.
This episode is packed with lessons on entrepreneurship, persistence, fundraising, and how a passion project can evolve into a global-scale business.
⭐ Episode Highlights
🌊 From Surf Trip to £60M Development
The idea for Lost Shore started in 2012 when Andy came across an internal email about a surf park feasibility study while working as a surveyor. Curious, he travelled to Spain to see the Wavegarden technology firsthand and realised the concept could work as a commercial surf resort.
📈 Turning £40K into a Multi-Million Pound Project
Andy’s uncle loaned him £40,000 to pay early consultants and feasibility studies. That initial capital eventually helped secure land, planning permission, and early investors — forming the foundation of a £60M development.
🏗 The Power of Property Strategy
Instead of launching straight into development, Andy focused on land strategy first. After securing planning permission, the land’s value increased dramatically — helping attract investors and reduce risk.
💰 Raising Millions from Angel Investors
Andy raised around £3M from 52 angel investors, which funded early planning, engineering, and ground studies. These investors bought into the long-term vision of the project and the potential upside of the land value.
🏦 The Breakthrough Investment
The turning point came in 2021, when Andy secured institutional investment from a Goldman Sachs–managed pension fund through a sale-and-leaseback agreement. This deal unlocked development finance and made the project viable at scale.
⚙️ How the Surf Park Works
Lost Shore uses Wavegarden technology — a lagoon roughly the size of three football pitches powered by 52 engines, capable of producing around 1,000 waves per hour.
Mortgage Rates Are Falling Again… Is Now the Time to Buy? with Fraser Kelly
2026/03/02
In this episode of the Scottish Property Podcast, Fraser Kelly, founder of Kelly Residential, returns to break down the current state of the UK and Scottish property market in early 2026.
The conversation dives into falling mortgage rates, shifting buyer demand, rental market normalisation, and how AI is beginning to reshape property search and estate agency. Fraser also shares key insights on Making Tax Digital and what it means for landlords moving forward.
📊 Economic & Mortgage Market Update
UK inflation has fallen to 3%, signalling easing economic pressure
Unemployment has risen to 5.2%, increasing the likelihood of rate cuts
Strong expectation of a base rate drop from 3.75% to 3.5%
SONIA swap rates are falling, with sub-4% mortgage deals returning
Lenders are becoming more competitive, with lower fees and better products emerging
🏡 Scottish Property Market Performance
Scotland annual price growth: +4.9% (vs UK 2.4%)
Average property price: £191,000
Scotland currently outperforming the UK by more than 2x
Top performing areas:
South Lanarkshire: +10.3%
North Lanarkshire: +9.4%
High-demand locations include:
Motherwell
Glasgow
Paisley
Falkirk
Kirkcaldy
➡️ Demand is shifting toward commuter towns and more affordable areas
👀 Buyer Demand & Market Behaviour
Properties receiving 30–40+ enquiries per listing
First-time buyers are returning but still facing affordability challenges
Offers of 20%+ over Home Report still common in hotspots
Example: A Battlefield flat sold 24% over Home Report
🏠 Rental Market Trends
Average rent in Scotland: £1,021/month
Rental growth slowed to +2.6% (down from 11.7% peak in 2023)
Why demand is cooling:
Fewer international students
Increase in purpose-built student accommodation
More renters transitioning into homeownership
➡️ Key takeaway: The market is normalising, not crashing
🧾 Making Tax Digital (Landlords)
Starts: April 6, 2026
Applies to landlords earning £50,000+ gross rental income
New requirements:
Quarterly reporting to HMRC
Digital accounting software required
Full digital record keeping
⚠️ Likely impact:
Increased costs for smaller landlords
Potential exit of accidental landlords
Further tightening of rental supply
🤖 AI & The Future of Property Search
AI-powered search tools are being integrated into property platforms
Buyers can search using natural language queries
Image recognition and digital staging tools becoming more common
However:
96% of enquiries still come from traditional portals
AI adoption expected to be gradual
💡 Key insight:
Personal branding and trust will become even more important as AI levels the playing field
💡
£120K Flats Now Worth £50K… Aberdeen’s Property Reality with Brian Smith
2026/02/24
🔍 Episode Highlights
🛢️ Aberdeen: The Oil Capital Effect
Aberdeen’s rapid growth in the 70s–80s was driven by oil wealth and international investmentThe city became known as the “Oil Capital of Europe”Property prices have always been closely tied to oil jobs, investment, and global markets📉 The Reality of Market Cycles
The 1983 crash saw oil fall to $16/barrelHomeowners were forced to hand keys back to banks during mass job lossesSimilar downturns have occurred roughly every decadePost-2014 crash:◦£120K flats dropping to £40–50K
◦Thousands of job losses and outward migration
🏠 Brian’s Early Property Wins
Bought a semi-detached house for £42,000 in 1987Sold 3 years later for £61,500 (~50% uplift)Built his own home in Cults:◦Total cost: £135,000
◦Revalued at £175,000 on completion
🧱 Building a Portfolio Later in Life
Began serious investing around 2020 (age ~60)Now owns:◦17 properties
◦15 Buy-to-Lets
◦2 Serviced Accommodation units
Recently acquired a 6-unit portfolio block⚖️ Buy-to-Let vs Serviced Accommodation
Selling 2 SA units could release ~£40K equityThat could fund 4–5 Buy-to-LetsEstimated returns:◦BTL: ~£250/month each → ~£15K/year
◦SA: ~£18K/year but less stable
Key insight: “If your SA is empty, it’s empty. Five BTLs — most are still paying.”🎯 Investing for the Long Term
Original goal: replace income and preserve pensionNow focused on:◦Building generational wealth
◦Passing assets to his son
◦Using a company structure for tax efficiency
He Lost £30,000 at 22... Then Owned 13 Properties by 26 with Adam Newlands
2026/02/17
In this episode of the Scottish Property Podcast, we’re joined by Adam Newlands, a 26-year-old accountant who rebuilt his finances and went on to build a 13-property portfolio after losing £30,000 in his early 20s.Adam shares a brutally honest account of how chasing “rent-to-rent” opportunities in England — influenced by online algorithms and high-profile property education — led to financial losses, compliance issues and hard lessons. But instead of quitting, he regrouped, refocused on Aberdeen, and built a sustainable business through deal sourcing and disciplined investing.This is a powerful conversation about resilience, accountability and why local knowledge always beats hype.
🔑 Key Highlights
💼 From Apprenticeship to Investor
Completed a modern apprenticeship with a large chartered accountancy firm in Elgin.
Qualified as an accountant before seriously pursuing property.
Took a different route from the common offshore career path in his hometown.
💸 The £30,000 Lesson
Invested in rent-to-rent service accommodation in Margate and Bath.
Projected £200 nightly rates turned into £90 realities.
Faced significant monthly losses and compliance issues.
Lost approximately £30,000 of personal savings by age 22.
Learned the dangers of relying on online “guru” projections without local knowledge.
🔄 The Pivot
Sought local, in-person education in Aberdeen.
Prioritised community and accountability over remote training.
Switched focus to deal sourcing to generate upfront capital.
🏘️ Aberdeen Opportunity
Identified strong opportunities in the Aberdeen flat market.
Secured their first profitable deal on Jasmine Terrace for a £1,500 fee.
Built momentum by finding credible deals first — then matching them with clients.
🚀 Portfolio Growth
Reinvested profits strategically.
Built to 13 properties by age 26.
Used early failure as fuel rather than an excuse to quit.
£130k at 27 — Why He Still Walked Away From Purplebricks with Scott Miller
2026/02/09
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Scott Miller, founder of Miller Estate Agents, for a no-holds-barred conversation about the reality of the estate agency industry, how it’s changing, and what sellers and buyers should actually be paying attention to.
Scott shares his journey from dropping out of university, to cutting his teeth in a corporate agency environment, becoming a top performer at Purplebricks, and eventually walking away from six-figure earnings to launch his own independent agency built around trust, service, and transparency.
This episode pulls back the curtain on the parts of estate agency most people never see — from upsells and awards, to commission pressure, portals, and the growing role of AI.
Scott explains how he entered the industry after leaving university, starting out at a family law firm–linked estate agency.Over four years, he learned prospecting, valuations, and negotiation in a highly corporate environment — gaining volume experience but also seeing the limitations of the model.
🎙️ Episode Highlights:
🚪 Breaking Into Estate Agency
Joining Purplebricks in 2017, Scott arrived during its peak as a major industry disruptor.
At just 27 years old, he was earning over £130,000 per year, handling extreme volume:
70–80 valuations per month
50–60 live sales
Supported by a wider team
However, the business model shifted — moving from a self-employed, high-reward structure to a salaried employed model with reduced earning potential, prompting Scott to reassess his future.
🚀 The Purplebricks Years
Scott made the leap to start Miller Estate Agents on just two weeks’ notice.
His approach was intentionally different:
A personal agency model
Only 6–10 clients per month
Direct contact with Scott from valuation to completion
🏗️ Launching Miller Estate Agents
The goal was simple: deliver a better service by avoiding volume overload.
Scott lifts the lid on industry practices many sellers aren’t aware of:
Some corporate firms make more profit from mortgage referrals than from selling homes
This can create conflicts of interest when advising buyers and sellers
Commission pressure can lead to overpricing just to win instructions
⚠️ The Shadier Side of Corporate Estate Agency
Scott is openly critical of industry awards where agents must pay thousands for tables and sponsorship to “win”.
He describes them as:
Misleading marketing
A racket that doesn’t reflect real service quality
Designed to impress consumers who don’t know how they work
Scott argues the industry needs stronger regulation:
To stop underqualified people entering estate agency
To prevent agents racing to the bottom on fees
To protect consumers from poor advice and service
🤖 The Future of Property & AI
Looking ahead, Scott discusses how AI could reshape property search, potentially allowing buyers to search across all agent websites using detailed criteria — reducing reliance on portals like Rightmove.
That said, he’s clear: agents still need to be where the buyers are, and for now, that means the major portals — with social media acting as a powerful supporting tool, not a replacement.
Is the Scottish Rental Market Flatlining in 2026? (with Mark Shanta)
2026/02/02
Episode OverviewIn this episode of the Scottish Property Podcast, we’re joined by Mark Shanta, property expert, letting agent, and returning guest, for a deep dive into the Scottish property market at the start of 2026.Together, we unpack what’s really happening across sales, rentals, tax policy, and regulation — cutting through the noise to give landlords, investors, and property professionals a clear, on-the-ground view of where the market stands and what’s coming next.From flatlining rents and budget uncertainty, to Aberdeen’s standout performance and the rise of alternative investments like paddle courts, this episode is packed with insight you can actually use.
🔍 Episode Highlights
🏘️ Market Sentiment Across Scotland
Glasgow sales market remains steady but not buoyant Standard stock continues to sell, while standout properties still attract closing dates and multiple offers City-centre flats face more resistance compared to well-located suburban homes
💷 Rental Market Update
Scottish rents have largely levelled off, signalling the end of the post-COVID surge Glasgow rents increased by just 0.6%, while Dundee saw a correction, with rents falling Rising supply, affordability ceilings, and wage pressure are now capping rental growth
🧾 Scottish Budget & Tax Updates
Additional Dwelling Supplement (ADS) remains at 8%, despite rumours of a rise to 10% New Council Tax Bands I & J (for £1m+ and £2m+ properties) set to begin in April 2028 Ongoing uncertainty around a potential 2% landlord income tax increase in 2027/28
📊 Smart Tax & Pension Planning
Mark shares how SASS pensions can be used to offset corporation tax Directors can invest up to £60,000 per year, retaining profits within the business A powerful strategy for long-term planning when used correctly
📈 Investment Opportunities to Watch
Paddle courts emerging as a fast-growing niche, especially in Glasgow — but roof height is critical Aberdeen highlighted as one of the strongest investment locations in the UK, offering high yields and early signs of capital recovery
⚖️ New Regulations: Awaab’s Law
New landlord obligations around damp and mould, with stricter investigation and repair timelines Emphasis on documentation, response times, and proactive property management A major shift landlords need to prepare for ahead of expected implementation in late 2026
4 Proven Ways to Profit from Property Auctions in 2026 (with Prime Property Auctions
2026/01/26
In this episode of the Scottish Property Podcast, Nick and Steven are joined by John and Luis from Prime Property Auctions to break down how their business has scaled rapidly, why auctions are becoming the go-to exit strategy for many landlords, and what really drives seller decisions in today’s market.
They reflect on a standout year for the business, discuss the realities behind auction volumes and growth, and lift the lid on the marketing, sales psychology, and lead-tracking systems that underpin their success. This episode offers a practical, behind-the-scenes look at how a modern auction house operates — and how investors can plug into it.
🎙️ Episode Highlights:
📈 2025 Performance & Business Growth
John and Luis recap a strong year for Prime Property Auctions, with the business doubling in size and revenue compared to 2024.While monthly sales volumes naturally fluctuated, they achieved a record 38 completed sales in a single month, highlighting both demand and operational capacity.
📺 Why Prime Property Auctions Went Big on Marketing
A major theme of the episode is their deliberately aggressive marketing strategy.The team explains why they invested in STV television advertising, alongside Facebook and online ads, to build brand credibility and trust with sellers at scale — particularly landlords who may not respond to traditional investor outreach.
📊 Tracking Leads From First Click to Sale
John and Luis outline how they use QR codes, attribution tools, and tracking software such as Hyros to understand exactly where leads originate.This allows them to confidently measure ROI across TV and digital channels and double down on what actually converts into completed sales.
🧠 Founder-Led Trust & the Power of Personal Brand
Luis explains that as AI and automation level the playing field, service delivery alone is no longer enough.People want to deal with real people they trust, especially when selling a property under pressure — making personal brand and visibility increasingly important.
📞 Sales Psychology: Speed Beats Negotiation
The team stress that conversion isn’t about haggling on price — it’s about solving the seller’s problem.Speed is critical: Prime Property Auctions aim to contact new leads within one minute, dramatically increasing conversion rates.
🧲 Lead Generation for Investors With Time, Not Money
John shares a practical tactic for beginners.A low-cost way to learn the market and generate income.
The Truth About Commercial-to-Residential Conversions with Fraser Walsh
2026/01/19
In this episode of the Scottish Property Podcast, Steven is joined by Fraser Walsh, an architect with over 20 years’ experience and co-founder of W9 Architects, to explore what really happens when investors move beyond buy-to-let and into commercial property and complex conversions.
Fraser shares a behind-the-scenes look at commercial-to-residential projects, planning risk, listed buildings, and why even seasoned investors can get caught out when scaling up. Drawing on his experience working with major housebuilders, Scottish Government, and his own property investments, Fraser explains how projects can be de-risked, phased, and structured to stack up financially.
This episode is packed with practical insight for investors looking to move into commercial conversions, apart-hotels, guest houses, and mixed-use projects — and avoid expensive mistakes along the way.
Episode Highlights:
Why commercial conversions are a completely different challenge from buy-to-let
The biggest risks investors underestimate when scaling up
How to buy property subject to planning to reduce exposure
Planning vs building warrant: what really causes delays and cost overruns
Fire safety, sprinklers, sound insulation, and compliance costs explained
How to assess whether a commercial building is viable — or a deal-breaker
The importance of phasing developments to create early cash flow
Lessons from large housebuilders that property investors can apply
How networking accelerates learning and unlocks unexpected opportunities
Inside A Rapidly Scaling Property Business with Kyle Black
2026/01/12
In this episode of the Scottish Property Podcast, Kyle Black returns one year after his last appearance to share what has been a transformational 12 months for his property business, BLK. Kyle breaks down how he scaled rapidly, built an integrated “one-stop shop” model for investors, and why accountability, transparency, and long-term relationships sit at the core of everything he does.
This episode is a deep dive into real portfolio growth, business structure, and what it actually takes to scale sustainably in today’s market.
🚀 Rapid Portfolio Growth in Just 12 Months
-Kyle reveals that he and his business partner, Mark, acquired 21 properties in a single year, taking their total portfolio to 29 units.
-Major acquisitions include a £2.2 million HMO portfolio in Glasgow’s West End and a block of nine flats in Helensburgh.
-Kyle explains the operational challenges that come with scaling at speed and why systems become non-negotiable.
🏢 Building BLK as a One-Stop Shop for Investors
-BLK has evolved from a sourcing business into a fully integrated group offering property sourcing, lettings, and a traditional estate agency.
-The aim is to support investors end-to-end — from acquisition to management to refinance.
-Kyle also shares plans to eventually add a mortgage brokerage to complete the full investor journey.
🔁 Focusing on Long-Term Investor Relationships
-Rather than selling one-off deals, BLK works with investors looking to scale large portfolios.
-Kyle explains how sourcing, letting, and refinancing under one brand creates alignment and long-term trust.
-This approach allows BLK to grow alongside its clients.
📋 Accountability Through Lettings
-Launching a letting agency was a deliberate move to increase accountability.
-By managing the properties he sources, Kyle ensures that rental figures and valuations quoted upfront are realistic and achievable.
-This removes the temptation to oversell deals just to win business.
🤝 Clear Roles Within the Business Partnership
-Kyle positions himself as the face of the brand and lead generator, focusing on relationships and growth.
-His partner, Mark — an accountant by trade — handles the financial modelling, numbers, and operational detail.
-The clarity of roles has been key to scaling efficiently.
🏠 Innovative Staging Partnership
-Kyle recently partnered with Ellie Black to offer a flexible staging solution for developers.
-Staging and estate agency fees can be deferred until the property sells, easing cash flow during refurbishments.
-The goal is to maximise sale prices without increasing upfront pressure.
🤖 AI, Technology & the Future of Property
-Kyle discusses the role of AI in modern property businesses, including AI receptionists to handle high volumes of tenant calls.
-He also touches on virtual staging tools like “nano banana”, while explaining why physical staging still wins during viewings.
🔍 Radical Transparency in Property Management
-BLK’s letting agency operates with full transparency, using an online maintenance portal.
-Landlords can view videos of reported issues and see actual contractor invoices, not estimates.
-Kyle believes transparency is essential for trust at scale.
🧠 Modest Living & Reinvesting for Growth
-Despite rapid success, Kyle avoids lifestyle inflation.
-He continues to live in a one-bedroom flat, reinvesting profits back into the business.
-Luxury cars and flashy offices are avoided in favour of sustainable, long-term growth.
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