Advertise on podcast: The Whole Wealth Journey

We would love to hear what you have to say about this episode. Please send us a text. Reflecting back to a certain Christmas Eve five years ago, a journey began that reshaped the approach to finances by aligning them with life's true purpose. That pivotal moment, intertwined with unexpected connections and encounters, taught us the value of authenticity and vulnerability, transparency and truth. With stories rich in serendipity and meaningful coincidences, we celebrate the unpredictability of life and the profound impact of embracing it with gratitude. As we continue to navigate the aftermath of global events, effects from the pandemic like supply chain disruptions and the memorable toilet paper shortages, we've unearthed profound lessons in gratitude and resilience. These challenges have been catalysts for personal growth and have altered societal relationships, pushing us towards self-reliance and away from codependency. Our discussions mirror a hero's journey, emphasizing the strength developed through trials and the determination to face future uncertainties with confidence, amidst political and economic anxieties. Finally, we close with a festive reimagining of a reading by Matthew of his interpretation of "Twas the Night Before Christmas," reflecting the Gebhardt Group's unique approach to to your whole wealth journey. As we embrace the joy and gratitude of the holiday season, let's celebrate the power of partnership and our shared mission to help you achieve your dreams and leave you with a greeting for a very merry Christmas holiday and the happiest of healthy and prosperous new years.  Chapter Highlights (00:00) The Whole Wealth Journey Gratitude for connections made on our financial journey, reflections on health challenges, and embracing life's unpredictability. (14:40) Lessons of Gratitude and Resilience Past global events have shaped behaviors and relationships, fostering personal growth and resilience amidst uncertainties. (26:51) The Wealth Journey Festive Celebration How about that night before Christmas? (33:36) Investment Advice Disclaimer Learn more about The Whole Wealth Journey and get periodic updates or helpful content by getting on our email list HERE. Entrepreneurs, exit strategies and personal financial planning before the sale are topics you can count on every episode.  You can follow us on Instagram @thewholewealthjourney.

We would love to hear what you have to say about this episode. Please send us a text. In this episode the guys, Jim and Matthew, put a bow on their financial planning framework and talk about what really happens once the plan is “done” and you’re launched into Life 3.0 — the season where you finally get to live your why. They explore what most people actually do the moment they exit a business or retire (hint: it usually starts with a passport), why the first 10 “go-go” years can be the most expensive years of your life, and how that clashes with the industry myth that you’ll only need 70–80% of your working income in retirement. Through real client stories, hear how the best-laid blueprints often change: from restoring a historic Victorian to suddenly moving across the country, or from corporate burnout to a fully expressed creative life. You’ll hear how a thoughtful plan gives you permission to pivot without panic. Most importantly, they unpack the real value of an advisor once the portfolio is built and the wealth gap is closed. It’s not about chasing returns—it’s about having a “family CFO” who walks with you through best times or your worst or final hour. If you’ve created significant wealth and are now asking “What’s next?” this conversation will help you reframe the question you ask your advisor from “How much can you make me?” to “How will you be there for me and my family when it matters most?” Chapter Summaries: (00:00)  Importance of building a supportive team and focusing on "who, not how" in navigating life's challenges with trusted professionals and individuals. (09:37) Launching Into Life 3.0 Retirees transition into new phase of life, living their "why" with higher spending and difficulty making office visits. (16:55) Living Your Why Retirees like Hank and Jill often live vibrant lives, embracing their unique abilities and finding fulfillment in creative pursuits. (29:23) Navigating Life's Financial Challenges Having a trusted financial advisor is crucial for navigating life's challenges, similar to the security provided by insurance. Learn more about The Whole Wealth Journey and get periodic updates or helpful content by getting on our email list HERE. Entrepreneurs, exit strategies and personal financial planning before the sale are topics you can count on every episode.  You can follow us on Instagram @thewholewealthjourney.

We would love to hear what you have to say about this episode. Please send us a text. This episode continues the financial planning of the entrepreneur as Jim and Matthew pick up in Stage 3 of their four-part process: Shaping Your Story. WIth Jim fresh off an Alice Cooper/Judas Priest concert and Matthew a Vermont fall-foliage wedding, the guys explore how clarity meets action when entrepreneurs begin planning what’s next — their Life 3.0. They challenge the old idea of “What’s your number?” and instead walk through a more nuanced, risk-aware way to structure your assets using their money barrels framework: Now, Soon, Later, and Never. If you’ve ever wondered, “Do I really have enough?” — whether you’re sitting on a couple million or a couple hundred million — this conversation will help you see life after the exit as a strategy. It's not an end point but the next chapter of your whole wealth story. In this episode, you’ll learn: Why gratitude, curiosity, and “firsts” in your 50s (and beyond) matter when planning what’s nextHow Stage 3: Shaping Your Story fits into the Whole Wealth Journey processThe difference between defining your story and actually building Life 3.0Why the old “What’s your number?” commercials and the classic 4% rule can create a false sense of arrivalHow entrepreneurs’ vision of “retirement” differs from traditional work-and-stop modelsThe money barrels approach: separating your wealth into Now, Soon, Later, and Never bucketsWhy Jim and Matthew are passionate risk-managers, not just asset managers — and why cash is an asset classHow to align your investments with when you’ll actually need the money, not just how much you haveChapter Summaries (00:00) Gratitude and Family Celebrations Managing risk through cash reserves, gratitude for a heavy metal concert, and family connections in Vermont. (07:06) Shaping Your Financial Story Integrating personal and financial planning, gaining clarity on desired lifestyle, guiding clients towards fulfilling Life 3.0. (17:15) Retirement Planning and Life 3.0 ING's memorable commercial featuring a tangible retirement "number" sparks discussion on oversimplification, personalized planning, and varied perspectives. (31:25) Planning for Future Wealth Success Financial planning is like managing "money barrels" for risk and growth, adjusting for timeframes and aligning with personal goals. Learn more about The Whole Wealth Journey and get periodic updates or helpful content by getting on our email list HERE. Entrepreneurs, exit strategies and personal financial planning before the sale are topics you can count on every episode.  You can follow us on Instagram @thewholewealthjourney.

We would love to hear what you have to say about this episode. Please send us a text. This episode, your hosts, Jim Gebhardt and Matthew Grishman explore the intertwining of financial planning with personal growth, emphasizing the impactful role gratitude plays in their process. They'll discuss the efficiency of the clarity compass, their approach to client financial and personal planning, and share their personal experiences and philosophies on balancing life and work. They also highlight the importance of saying 'no' and how it contributes to a richer, more focused life. Join the guys as they unpack and define both personal and financial stories to help entrepreneurs navigate their wealth own personal journey. 00:00 Introduction to The Whole Wealth Journey 00:52 The Importance of Gratitude 05:02 The Ryder Cup Experience 07:57 Blending Financial and Personal Planning 16:24 Defining Your Future 20:15 The Essence of St. Francis 20:27 A Quick Quack Encounter 21:11 The Importance of Being Interested 21:49 Personal Planning and Assessments 22:30 The Clarity Compass: Secret Sauce 25:22 Memory Dividends and Die With Zero 28:02 The Power of Saying No 36:43 Upcoming Episodes and Conclusion Learn more about The Whole Wealth Journey and get periodic updates or helpful content by getting on our email list HERE. Entrepreneurs, exit strategies and personal financial planning before the sale are topics you can count on every episode.  You can follow us on Instagram @thewholewealthjourney.

We would love to hear what you have to say about this episode. Please send us a text. Hear what happens when host, Jim Gebhardt invites his daughter to comment on her perception of the content of the show, some of her lived experiences as a family member during some very challenging financial times, what her outlook is as the daughter of a holistic financial specialist, and what it would look like to feel financially secure at 22 years old.  Learn more about The Whole Wealth Journey and get periodic updates or helpful content by getting on our email list HERE. Entrepreneurs, exit strategies and personal financial planning before the sale are topics you can count on every episode.  You can follow us on Instagram @thewholewealthjourney.

We would love to hear what you have to say about this episode. Please send us a text. This episode, hosts Jim Gebhardt and Matthew Grishman dive into the concept of work-life balance and reflect on their own journeys towards financial confidence. They discuss the importance of gratitude, building meaningful relationships, and finding clarity in financial decisions. The guys elaborate on their experiences with financial confidence, the significance of understanding clients' personal values, and how intentionality with money can lead to greater fulfillment and empowerment in financial decision-making one faces as an entrepreneur. Chapter Breaks 00:00 Introduction to Work-Life Balance 00:34 Meet the Hosts: Jim and Matthew 00:50 Gratitude Moments 02:35 Special Guest: Daughter Grace in the Studio 04:54 Deep Dive: Financial Conversations 14:29 Understanding Financial Confidence 21:51 The Importance of Intentionality with Money 22:22 Managing Joint and Separate Bank Accounts 23:50 The Power of Visualization in Financial Planning 24:59 Overcoming Financial Anxiety 26:15 The Journey from Scarcity to Abundance 26:36 The Role of Debt in Financial Confidence 28:29 Finding Purpose Beyond Financial Success 31:09 The Importance of Authenticity in Personal and Professional Life 37:14 Defining Financial Confidence and Personal Investment 40:43 Conclusion and Final Thoughts Learn more about The Whole Wealth Journey and get periodic updates or helpful content by getting on our email list HERE. Entrepreneurs, exit strategies and personal financial planning before the sale are topics you can count on every episode.  You can follow us on Instagram @thewholewealthjourney.

We would love to hear what you have to say about this episode. Please send us a text. What if the relentless pursuit of wealth is actually keeping you from enjoying it? Join, us, Matthew Grishman and and Jim Gebhardt as we navigate the delicate art of balancing financial success with life’s simple pleasures. We'll explore the transformative concept of "investing in fun" and how it can act as a catalyst for not just joy, but also as a new form of wealth in your life. We open the floor to the emotional journey of becoming empty nesters, which brings newfound financial freedom and the chance to redefine life's goals.  On a more poignant note, we share the heartfelt story of Stevie's unexpected passing, Jim's brother, which served as a stark reminder of life’s fragile nature and the importance of reevaluating priorities. From the shocking late-night call to honoring Stevie's last wishes, this narrative is both raw and revealing. We also take a moment to challenge the work-centric mindset many of us grew up with—illustrated by my a family’s alarm code—and advocate for a balanced approach where fun is a vital ingredient in building experiential wealth. We'll explain our structured process to examine your own money stories and embark on a path toward a future filled not just with financial prosperity, but also well-being and happiness. In so many cases, as we've learned from experience, money is not necessarily what brings one joy. Our F-O-R-M journey we'll take you on, explains it all.  Learn more about The Whole Wealth Journey and get periodic updates or helpful content by getting on our email list HERE. Entrepreneurs, exit strategies and personal financial planning before the sale are topics you can count on every episode.  You can follow us on Instagram @thewholewealthjourney.

We would love to hear what you have to say about this episode. Please send us a text. This episode, your hosts, Jim Gebhardt and Matthew Grishman really get their arms around the entrepreneur's journey as they wrap up the series for entrepreneur's personal planning. This is perfect for that time when the business gets sold or there's an exit and the next steps become mandatory as to what to do. They'll dive into the intersection of personal and financial planning for entrepreneurs teeing up the next steps post exit as well as the next series of episodes. They recap the recent series by by discussing the importance of time management and resistance in daily routines. The episode reflects on the core aspects of personal planning, including health, relationships, values, and experiences. Jim and Matthew emphasize the need for a holistic approach that integrates financial, personal, and business planning to achieve long-term success and fulfillment. They also summarize their four-part financial planning process: unpacking your story, defining your story, shaping your story, and ultimately living your 'why.' With a segment from Guy Raz's "How I Built This", Don Vultaggio from Arizona Iced Tea shares the concerns he has about next steps as he shares what he was told by the owners of Snapple when they sold their business. Poor personal preparation post business sale or exit, is not a healthy process. Practical advice and real-life examples make this episode a comprehensive guide for entrepreneurs looking to balance wealth and well-being as they enter into the next chapter of their lives. Jim mentioned the book, "The Untethered Soul" by Michael Singer. You can find it on Amazon HERE.  00:00 Introduction to The Whole Wealth Journey Podcast 00:46 Gratitude for Resistance 03:45 Health Coaching and Personal Progress 06:39 Recap of Personal Planning Episodes 08:20 The Importance of Personal Planning in Business Transitions 20:38 The Who, Not How Concept 25:06 The Power of the Who, Not How Mindset 26:06 Clarity, Confidence, and Capability 28:32 The Importance of Personal Planning Teams 33:38 Understanding Whole Wealth 34:17 The Seven Asset Classes 45:32 The Financial Planning Process 50:34 Conclusion and Next Steps Learn more about The Whole Wealth Journey and get periodic updates or helpful content by getting on our email list HERE. Entrepreneurs, exit strategies and personal financial planning before the sale are topics you can count on every episode.  You can follow us on Instagram @thewholewealthjourney.

We would love to hear what you have to say about this episode. Please send us a text. This episode, the guys dive deep into the concept of 'Life 3.0,' an era post-business exit where entrepreneurs can create meaningful, fulfilling lives into what some may call retirement. They discuss the importance of personal planning alongside business and financial planning, offering a comprehensive roadmap to better wealth and well-being. Key topics include the importance of time as a finite resource, the concept of 'who not how,' forming a robust personal planning team, and practical steps for life optimization through various asset classes such as health, relationships, superpowers, and values. The episode also underscores the significance of experiences and provides actionable steps to kickstart the journey towards a fulfilling life post liquidation event or sale of the company. To learn more about some of the programs recommend for self assessment, here are the various links. "Print" can only be performed through certified professionals.  Clifton Strengths KOLBE Index Working Genius Chapter Timestamps 00:00 Introduction: The Finite Nature of Time 00:36 Welcome to the Wealth Journey Podcast 01:01 Gratitude and the Concept of 'Who, Not How' 01:22 The Exit Planning Conference Experience 02:25 Collaborating with Cultivate 04:56 The Importance of Small Steps 07:46 The Personal Planning Process 09:24 Building Your Personal Planning Team 13:34 Understanding Yourself Through Assessments 31:24 Exploring Natural Strengths and Working Genius 33:13 The Power of the Clarity Compass 34:41 Identifying and Leveraging Your Superpower 39:14 Optimizing Time and Health Assets 42:34 Building and Auditing Your Health Team 46:38 Enhancing Relationship and Values Assets 53:44 Experience Asset Planning 56:40 Integrating Money and Whole Wealth 58:47 Immediate Action Steps for Life 3.0 01:01:46 Conclusion and Final Thoughts Learn more about The Whole Wealth Journey and get periodic updates or helpful content by getting on our email list HERE. Entrepreneurs, exit strategies and personal financial planning before the sale are topics you can count on every episode.  You can follow us on Instagram @thewholewealthjourney.

We would love to hear what you have to say about this episode. Please send us a text. Emphasizing a departure from the traditional concept of retirement, Jim Gebhardt and Matthew Grishman dive into the paradox of entrepreneurs' disdain for conventional retirement and the need for holistic personal planning. They highlight the importance of clarity, confidence, and capability in preparing for life after selling a business. They share personal anecdotes, insights from their experiences, and actionable advice for business owners to envision a future rich in meaning and impact, beyond just financial wealth. To get the book mentioned in the program, "The Majesty of Calmness", you can find it on Amazon HERE. Key segements 00:00 Introduction to Retirement Concepts 00:53 Introducing the Wealth Journey Podcast 01:18 Gratitude and Family Moments 05:24 Personal Planning and Health 09:04 The Three-Legged Stool of Business Transition 10:51 The Importance of Personal Planning 14:31 Clarity, Confidence, and Capability 22:13 The Importance of Clarity in Personal Planning 24:01 The Confidence Boost from Personal Planning 25:02 Overcoming Quadrant One Addiction 25:58 The Role of Personal Planning in Business Exits 29:48 Protecting Your Confidence at All Costs 33:12 Redefining Treats and Building Sustainable Confidence 34:33 The Power of Capability in Personal Planning 43:07 The Concept of No Arrivals in Business 44:23 The Importance of Personal Planning for a Bigger Future 45:21 Wrapping Up and Next Steps Learn more about The Whole Wealth Journey and get periodic updates or helpful content by getting on our email list HERE. Entrepreneurs, exit strategies and personal financial planning before the sale are topics you can count on every episode.  You can follow us on Instagram @thewholewealthjourney.

We would love to hear what you have to say about this episode. Please send us a text. Can adveristy be a catalyst to growth? Ever wondered how personal planning can reshape your world? This episode, Matthew Grishman and Jim Gebhardt take you on a journey through personal health challenges that sparked a profound shift in mindset. We explore how seeing challenges as opportunities rather than obstacles can empower you, transforming everyday interactions, like driving, from stress-inducing to empowering experiences.  Do you fear losing your identity post-retirement? We dissect the emotional hurdles faced during major life transitions, diving into the fears and identity crises many experience when stepping away from their professional lives. By embracing self-awareness and planning, you can sculpt a new identity beyond your job title and find fulfillment in the next chapter of life. We share personal stories and strategies to navigate these transitions smoothly, shedding light on how to redefine your purpose when the traditional work title is no longer in the picture. The four barriers that are keeping us stuck will be identified and clarified in detail. Entrepreneurs, it's time to rethink your approach to time management and planning for the future. We discuss the critical importance of shifting from a "how" to a "who" mindset, emphasizing collaboration over isolation. By recognizing your blind spots and seeking guidance, you can focus on strategic, non-urgent tasks that drive long-term success. Track your time and evaluate your priorities, empowering you to overcome the barriers of diminishing intent. Join us as we guide you through designing your personal and professional future with intention, ensuring that the next chapter of your life is both purposeful and rewarding. Request Matthew's White Paper on the three phases of retirement by typing "3 Phases" in the subject line of this email...  [email protected] Chapter Summaries (00:00) Gratitude and Personal Planning Gratitude and personal growth through adversity, shifting mindset from victim to opportunity, and gratitude for health and well-being. (11:21) Facing Fear and Identity Crisis Retirement can bring fear and identity crisis, but self-awareness and planning can help build a fulfilling future. (24:31) Time Management for Entrepreneurs Entrepreneurs face time management challenges in urgent and important tasks, but should prioritize proactive, non-urgent tasks for long-term success. (38:51) Transition and Psychological Impact in Entrepreneurship Former presidents like President Carter plan for personal identity and relationships post-retirement, while also addressing potential emotional challenges. (44:31) Who, Not How Entrepreneurs must shift from "how" to "who" mindset, seek help, and plan for personal growth after business. (52:33) Planning for Entrepreneurial Success Overcoming barriers and seeking help from others is crucial for entrepreneurs to achieve whole wealth. Learn more about The Whole Wealth Journey and get periodic updates or helpful content by getting on our email list HERE. Entrepreneurs, exit strategies and personal financial planning before the sale are topics you can count on every episode.  You can follow us on Instagram @thewholewealthjourney.

We would love to hear what you have to say about this episode. Please send us a text. In this first of a four part series, we'll examine why it is that 75% of the business owners regret their business sale after the first year, a statistic that challenges conventional success measures. What if the key to a fulfilling post-business life isn't as much in your financial metrics, but in your personal values? Join us, Matthew Grishman and Jim Gebhardt, on the Whole Wealth Journey Podcast as we explore the profound connection between personal planning and meaningful entrepreneurship. Inspired by the lessons from our fathers, we dive into the world of crafting a life beyond work. From our experience with entrepreneurs in transition post sale of their companies, we emphasize the role of personal planning in shaping a fulfilling journey once life in the business is gone. Amidst the noise of financial success, have we forgotten the human element? We'll spotlight the often hidden pitfalls of entrepreneurship.a statistic that challenges conventional success measures. We invite you to rethink these metrics by integrating personal fulfillment and future identity into your financial planning. We illuminate the importance of knowing who you want to become after the sale, beyond just maximizing business value, to prevent post-sale regret and nurture a more holistic definition of success. Fear of losing identity—could this be the silent saboteur in business transitions? As we gear up for our four-part series on personal planning for entrepreneurs, we confront this overlooked barrier. Entrepreneurs often struggle to envision life beyond their current roles, yet it's crucial for a successful transition. We look deep into the dynamics between builders and sustainers in business partnerships and the unsettling prospect of retirement for those who thrive on creation. Through our candid reflections, we offer a roadmap to prepare for the journey beyond entrepreneurship, ensuring clarity and a purpose-driven future. As mentioned in the episode, you can find the Amazon link to the book "Who Not How" HERE Learn more about The Whole Wealth Journey and get periodic updates or helpful content by getting on our email list HERE. Entrepreneurs, exit strategies and personal financial planning before the sale are topics you can count on every episode.  You can follow us on Instagram @thewholewealthjourney.

We would love to hear what you have to say about this episode. Please send us a text. Transitioning from work to the later stages of life doesn't have to be daunting. Discover how focusing on "who" can be far more effective than getting lost in the "how." Your hosts, Jim Gebhardt and Matthew Grishman discuss how embracing your unique abilities and outsourcing tasks can transform potential roadblocks into opportunities, with real-life examples like planning a memorable family vacation and adapting to technological shifts. In the world of entrepreneurship, we also tackle the identity crisis many face when stepping out of ownership roles, emphasizing the importance of planning and finding fulfillment beyond business. Building a strong financial foundation is crucial for navigating business transitions successfully. We underscore the need for comprehensive financial planning and the role of a dedicated wealth management team in achieving clarity after a business exit. As entrepreneurs, it's vital to seek specialized advice rather than relying on familiar but less qualified acquaintances. Explore the complexities of financial planning for business owners and learn how bridging the wealth gap can be tackled with expert support. Our conversation is enriched with personal experiences, illustrating the balance needed in both business and personal life to ensure a prosperous future. Properly utilizing the multiple legs of the stool analogy leads to comprehensive success. To learn more about the "Who Not How" process, you can find the book in this LINK. CHAPTER SUMMARIES (00:00) Whole Wealth Journey Podcast Discussion Gratitude and vulnerability are explored through personal experiences, highlighting the unexpected lessons and support from family. (08:34) Unlocking Wealth Shift mindset to focus on unique abilities, outsource tasks, and find the right people for success in life and business. (17:58) Preparing Business Owners for the Future Entrepreneurs face identity crisis when transitioning out of ownership, seeking guidance and support for business exit and personal fulfillment. (28:26) Financial and Business Team Building Personal financial planning is crucial for entrepreneurs, who often overlook it until a significant event like an ESOP necessitates a shift in focus. (39:55) Navigating Business Wealth With Who's Understanding the value of one's business and the importance of a supportive team for financial planning. (52:12) Financial Advisory Disclaimer Statement Jim Gebhardt and Matthew Grishman are financial advisors, not affiliated with each other, providing historical market references for informational purposes. Learn more about The Whole Wealth Journey and get periodic updates or helpful content by getting on our email list HERE. Entrepreneurs, exit strategies and personal financial planning before the sale are topics you can count on every episode.  You can follow us on Instagram @thewholewealthjourney.

We would love to hear what you have to say about this episode. Please send us a text. This is an encore episode of the introduction to the Whole Wealth Journey process that released previously in August, 2024. It's a good refresher or introduction to your hosts, Matthew Grishman and Jim Gebhardt. Enjoy... Gratitude is a big part of the Whole Wealth Journey and it’s the staple Jim and Matthew use to kick off each show. But this episode is a bit different. Yes, you'll hear gratitude for a family visit to New York and a bucket-list golf trip to Ireland, but the true purpose of sharing gratitude is revealed … hint … it has nothing to do with money yet everything to do with wealth! As the conversation continues, Jim can't ignore a recent investment he made in something that left Matthew shocked and (almost) speechless. Next the fellas dive into the first few elements of The Whole Wealth Journey through the lens of Jim and his wife, Beth, and Matthew and his wife, Amie. The guys reveal what financial security means to them, and what keeps them up at night about money. Their unique perspectives might really surprise you!  Jim’s and Matthew’s unique stories serve as a gateway to a broader discussion on how childhood experiences shape financial habits and money dynamics within personal and professional partnerships.  What does financial security look like for you? What keeps you up at night about money?  To learn more about the Gebhardt Group, visit: https://gebhardtgroupinc.com/ Chapter Summaries (00:00) Gratitude for Trips and Visits Gratitude, family, and personal growth are discussed as we share our recent experiences and journeys, including a trip to Ireland and revisiting a ferry after 30 years. (11:31) Exploring Autonomous Vehicles and Gratitude Tesla ownership offers economic benefits, minimal maintenance, tax incentives, and potential for autonomous driving, with reflections on gratitude and staying present. (22:49) Financial Security Jim and Beth's differing views on financial security as business owners and how it evolves over time. (36:45) Uncovering Money Histories for Financial Security Financial security for business owners requires understanding personal relationships with money, influenced by childhood experiences and impacting couples' spending and decision-making. (46:42) Financial Security Concerns Understanding financial fears and obstacles can lead to effective solutions for achieving financial security and peace of mind. Learn more about The Whole Wealth Journey and get periodic updates or helpful content by getting on our email list HERE. Entrepreneurs, exit strategies and personal financial planning before the sale are topics you can count on every episode.  You can follow us on Instagram @thewholewealthjourney.

We would love to hear what you have to say about this episode. Please send us a text. Transitioning from business ownership brings its own set of challenges, particularly when one's identity is closely tied to their professional life. Join us, Jim Gebhardt and Matthew Grishman as we dive into the complexities of the "wealth gap," where post-sale lifestyle expectations often clash with prior business earnings. By examining generational differences in exit strategies and the desire for purpose beyond professional success, we'll unpack the identity struggles entrepreneurs face. The discussion highlights the importance of creating passive income and managing risk, an essential step for those looking to shift from high-stakes ventures to more stable investments. Building a self-sustaining cash flow machine is key, allowing individuals to focus on various investments or philanthropy without external financial reliance. We'll discuss the strategic relationship between risk management and wealth creation, illustrating how excess capacity can enrich one's legacy. Drawing insights from thought leaders like Dan Sullivan and Dr. Benjamin Hardy, we emphasize the importance of intentionality and accountability in closing the wealth gap. Discover how adopting the right strategies can unlock exponential growth and the true potential of any business venture and the subsequent value it represents to the individual owner/s beyond the money alone. Learn more about The Whole Wealth Journey and get periodic updates or helpful content by getting on our email list HERE. Entrepreneurs, exit strategies and personal financial planning before the sale are topics you can count on every episode.  You can follow us on Instagram @thewholewealthjourney.