Advertise on podcast: My Cash Flow Academy's Investors Corner

Can real estate investing help you retire earlier, build passive income, and create the lifestyle you've always wanted? In this episode, host Athena Paquette interviews Mike Weatherford, a seasoned real estate investor who shares how he transformed his retirement plans by investing in East Tennessee. After years of living and investing in Southern California, Mike discovered that Knoxville offered the affordability, cash-flow opportunities, and quality of life he had been searching for. Mike explains how his "Rent-to-Retire" strategy allowed him to purchase investment properties before relocating, creating passive income while preparing for retirement. He also discusses why East Tennessee has become a destination for investors seeking strong rental demand, lower costs, and long-term appreciation. Whether you're planning for retirement, looking for your first investment property, or exploring ways to generate passive income through real estate, this conversation provides practical strategies and real-world experience. In this episode you'll learn: Why Mike chose Knoxville, Tennessee for investing and retirementHow the "Rent-to-Retire" strategy worksBuilding passive income with rental propertiesWhat makes East Tennessee attractive for real estate investorsHow affordability impacts long-term wealth buildingCommon mistakes new investors should avoidTips for evaluating investment propertiesWhy planning years ahead can accelerate retirement goalsCurrent opportunities in the Tennessee real estate marketHow to transition from working full-time to financial independenceIf you're interested in real estate investing, passive income, retirement planning, cash flow, rental property investing, financial freedom, East Tennessee real estate, or wealth building, this episode is packed with practical advice you can apply today. Connect with Mike Weatherford 📞 Phone: (865) 233-8609 (Knoxville, Tennesse [email protected], 310-218-6588 If you enjoyed this episode, be sure to subscribe, leave a review, and share it with someone interested in real estate investing and creating financial freedom through rental properties. #RealEstateInvesting #PassiveIncome #RetirementPlanning #FinancialFreedom #RentalProperties #CashFlow #KnoxvilleRealEstate #EastTennessee #RealEstateInvestor #WealthBuilding #RentToRetire #InvestmentProperty #RealEstatePodcast #AthenaPaquette #MikeWeatherford Disclaimer: Athena Paquette offers educational information so you can make an informed investment decision. We do not endorse any particular investment, and we do not provide tax, legal, accounting, investment, or other professional advice. Please know that investing in any assets involves risk and you should therefore consult tax, legal and financial experts before investing as individual results may vary.

How do professional investors create consistent passive income without owning rental properties? In this episode, host Athena Paquette sits down with Nathan Turner, a nationally recognized expert in mortgage note investing and founder of Earnest Investing, to discuss how buying and selling mortgage notes can generate long-term cash flow while helping homeowners stay in their homes. Nathan shares his journey from seller financing his own properties to building a business around performing and non-performing mortgage notes. He explains how investors can purchase mortgage debt, collect monthly payments like a bank, reduce many of the headaches associated with rental properties, and build wealth through predictable cash flow. Whether you're a real estate investor, mortgage professional, financial advisor, or simply looking for alternative investment strategies, this conversation provides practical insights into one of real estate's lesser-known wealth-building opportunities. In this episode you'll learn: What mortgage note investing is and how it worksThe difference between performing and non-performing notesWhy many investors choose notes instead of rental propertiesHow seller financing creates investment opportunitiesRisk management strategies used by experienced note investorsHow note investors can help borrowers while earning attractive returnsThe role of bank statement loans, DSCR loans, and refinancing in the note businessWhy diversification is essential for long-term financial successCommon misconceptions about note investingCurrent trends and opportunities in today's real estate finance marketNathan also discusses the importance of education, due diligence, and building systems that create sustainable wealth rather than chasing short-term gains. If you're interested in passive income, real estate investing, seller financing, mortgage notes, private lending, financial freedom, cash flow investing, or alternative investments, this episode is packed with valuable information you won't want to miss. Athena Paquette, 310-218-6855, [email protected] Nathan Turner 312-860-3747 https://earnestinvesting.com/consulta... EarnestInvesting.com DiversifiedMortgageExpo.com 👍 If you enjoyed this episode, please subscribe, leave a review, and share it with someone interested in building wealth through real estate investing. Connect with Athena Paquette for more interviews with leading experts in real estate, investing, lending, and financial education. #MortgageNotes #NoteInvesting #PassiveIncome #RealEstateInvesting #SellerFinancing #CashFlow #PrivateLending #AlternativeInvestments #FinancialFreedom #MortgageInvesting #DSCRLoans #RealEstateFinance #WealthBuilding #InvestmentStrategies #AthenaPaquette #NathanTurner Disclaimer: Athena Paquette offers educational information so you can make an informed investment decision. We do not endorse any particular investment, and we do not provide tax, legal, accounting, investment, or other professional advice. Please know that investing in any assets involves risk and you should therefore consult tax, legal and financial experts before investing as individual results may very.

In this episode of Women in Investing, host Athena Paquette welcomes back author, educator, and financial literacy advocate Dr. Paris Woods to discuss her newest book, The Student’s Guide to Financial Freedom: A Real-World Money Guide to Help Young People Build Wealth, Avoid Traps, and Plan for Freedom. About Dr. Paris Woods Dr. Woods shares her inspiring journey from growing up in poverty in St. Louis, Missouri, to becoming a first-generation college graduate. Through academic excellence, determination, and a powerful vision for her future, she earned admission to both Harvard and Yale and ultimately graduated from Harvard without student loan debt. She later earned advanced degrees and dedicated her career to helping others achieve educational and financial success. Key Themes Discussed 1. The Power of Dreaming and Vision Dr. Woods emphasizes that financial success begins with having a vision for your life. As a young person growing up with limited resources, she surrounded herself with positive influences, inspirational books, and goals that seemed impossible at the time. She believes that young people must first imagine the life they want before they can create a financial plan to achieve it. Key takeaway: Money should support your dreams—not become the dream itself. 2. Education as a Pathway to Opportunity Raised by a mother who stressed the importance of education despite financial hardships, Dr. Woods viewed school as her pathway out of poverty. She discusses how curiosity, persistence, and a willingness to pursue opportunities helped her navigate a challenging educational journey. She encourages students and parents not to self-eliminate from opportunities based on assumptions about cost, background, or competitiveness. Key takeaway: Apply for opportunities even when they seem out of reach. You never know what doors may open. 3. The Three Biggest Financial Mistakes Young People Make Mistake #1: Taking on Too Much Debt Dr. Woods explains that many young adults accumulate significant debt shortly after turning 18 because borrowing money has become normalized. Student loans, credit cards, and car loans often feel like the default option. Her advice: Pause before signing financial agreements.Explore alternatives.Research scholarships, grants, work-study programs, and other funding sources.Consider whether debt is truly necessary.Key takeaway: Just because debt is common doesn't mean it's the best choice. Mistake #2: Making Money the Goal Instead of Life Satisfaction Many young people choose careers solely based on income potential. Dr. Woods warns that tying self-worth to income can create a never-ending pursuit where success never feels sufficient. Instead, she encourages people to focus on: Personal fulfillmentPurposeStrengths and interestsQuality of lifeKey takeaway: A meaningful life should drive financial decisions—not the other way around. Mistake #3: Failing to Create a Financial Plan Early Although not discussed as a formal third point in the early portion of the interview, both Athena and Dr. Woods stress the importance of planning ahead, saving intentionally, and understanding how today's financial decisions affect future freedom. Key takeaway: Financial freedom comes from thoughtful planning, not impulsive spending. Discussion on Social Mobility and Opportunity Dr. Woods reflects on how luck, hard work, supportive mentors, and educational opportunities all contributed to her success. She acknowledges that many talented students never receive the same opportunities and believes society should do more to simplify pathways to success for future generations. Lessons for Parents and Young Adults The conversation repeatedly returns to one central idea: Young people need financial education before they begin making major money decisions.Dr. Woods wrote The Student’s Guide to Financial Freedom to provide practical guidance that many students never receive in school, including: Avoiding financial trapsUnderstanding debtBuilding wealth earlyMaking intentional career decisionsCreating a vision for the futureMajor Takeaways Financial freedom starts with a clear vision for your life.Education remains one of the most powerful tools for upward mobility.Debt should be approached carefully and strategically.Don't let money become the sole measure of success.Curiosity and persistence often open unexpected opportunities.Young adults benefit tremendously from financial education before entering adulthood.Building wealth is about creating options and freedom—not simply accumulating money.Overall Message Dr. Paris Woods delivers a powerful message of hope, intentionality, and empowerment. Her story demonstrates that background does not determine destiny, and that with education, planning, and the right mindset, young people can build lives of both financial stability and personal fulfillment. This interview serves as both an inspirational success story and a practical roadmap for students, parents, and anyone seeking long-term financial freedom.

Podcast Summary:  In this insightful conversation, host Athena Paquette sits down with renowned hypnotherapist, author, and educator Dr. Shelly Stockwell-Nicholas to explore the mental and emotional barriers that prevent people from creating the wealth, abundance, and life they truly desire. Drawing on decades of experience in hypnosis, psychology, and personal development, Dr. Stockwell-Nicholas explains how many people unknowingly operate from limiting stories rooted in past experiences. These outdated beliefs often become invisible obstacles that affect financial success, relationships, confidence, and personal fulfillment. Key topics discussed include: How subconscious beliefs shape financial outcomesThe connection between personal identity and abundanceWhy focusing on what you want is more powerful than focusing on what you don't wantThe role of imagination, intention, and sensory perception in creating resultsHow to release old narratives that no longer serve your futureThe importance of developing a compelling vision for your lifeDr. Stockwell-Nicholas also shares her remarkable personal journey—from working as a flight attendant to becoming a nationally recognized author, television personality, educator, and leader in the field of hypnosis. Her story serves as a powerful example of how clarity of purpose and belief can transform a dream into reality. Athena contributes her own experiences with visualization and manifestation, illustrating how intentional focus helped her achieve important goals in her life. Together, they emphasize that abundance is not merely about money—it is about aligning your thoughts, beliefs, and actions with the future you want to create. This episode offers practical wisdom and inspiration for anyone seeking greater prosperity, personal growth, and a deeper understanding of the mind's role in shaping success. Guest: Dr. Shelly Stockwell-Nicholas Host: Athena Paquette Main Takeaway: The stories you tell yourself become the reality you experience. When you consciously choose a vision of possibility rather than limitation, you create the conditions for abundance to emerge. https://www.hypnosisfederation.com/   [email protected] [email protected] 310-218-6855

A thought-provoking conversation with Rabbi Deborah Schuldenfrei and host Athena Paquette exploring the deeper relationship between money, abundance, and spiritual principles.  This episode moves beyond spreadsheets and traditional financial advice to examine how beliefs, energy, values, and mindset can shape wealth and financial outcomes.  They discuss why some high earners struggle financially while others create lasting stability, the role of community and purpose, and how ancient wisdom can still guide modern money decisions.  A meaningful listen for anyone interested in personal growth, investing, and creating a healthier relationship with money.

Athena Interviews Sean Boatman, owner of Boatman Insurance. Sean discusses how Mortgage Insurance Protection can be used as a powerful financial planning tool. Sean Boatman can be reached at: www.boatmanagency.com LICENSED IN: WA, CA, LA, NY, OH, TN, TX, VA, DE, NM, ID, MD, KY, WV, SC, RI, PA, NH, NC, MI, FL [email protected] 253.691-6151  https://calendly.com/boatmanagency/quote

Dr Paris Woods EdD grew up in a single parent low income household and knew from a young age that education was her way out of poverty. What she didn't learn was about how money works.   Hear her story of getting buried in debt at 18 and  thinking this is normal, to many other poor choices following poor advice, to her sharing her  tips on how she got out of $70k in debt, to living mortgage payment free, to becoming a Doctor while staying debt free and now making a life she chooses to live instead of being trapped in a life she has to live. She believes in the FIRE movement and encourages you to #unshackle yourself from debt and live FREE.  She has a mission and life purpose of showing black women that they too can be FREE.  Be sure to check out her book A Black Girl's Guide to Financial Freedom #blackwomen #FIRE #debtfree #househack #womenshistorymonth #unshackled

Create massive cash flow with your home with this new law Women in Investing Network (WiIN)  Gloria is a partner in Riechers Engineering. They help homeowners create more housing and more profit through Additional Dwelling Unit, ADU’s and lot splitting to create more affordable housing allowed as part of California Senate Bill #SB9 with 25 lot splits under their belt, they can tell you the pros and cons, and just how it gets done! Gloria Riechers is the CEO of Riechers Engineering, a unique Civil Engineering firm that has created its own niche in the residential development landscape of California. Gloria and her father started this business in 2021 as soon as California passed a new state law, Senate Bill 9. With this revolutionary new state law, homeowners are now allowed to subdivide their properties, gaining access to incredible opportunities and value that was not accessible before. Gloria has been an entrepreneur for most of her life, previously specializing in the health and wellness industry. email: [email protected] #SB9 #gloriariechers #athenapaquette

Eileen Kendall, Esq. and founder of Kendall Law, is a highly experienced California real estate attorney with a proven track record of success. She is the proud owner of a thriving law firm that started with just her in October of 2016. Eileen’s dedication and commitment to her clients are evident in the time and effort she puts into every aspect of their legal needs. Since being admitted to practice law in California, Eileen has focused her practice on litigation, with an emphasis on real property and business matters. Kendall Law represents a variety of clients ranging from property management companies to individuals, and real estate professionals. Key Topics We Will Cover -Avoiding Million Dollar Lawsuits -Doing It Right -Top 5 Lawsuit Triggers https://www.kendalllaw.net/ #realestateinvesting #problemsinrealestate #realestatedisputes #tenantlaw #passiveinvesting #landlords #californiarealestate #larealestate

Build Your Affordable #prefab #tinyhouse home in 4 Hours with Robotics! Go green and catch the affordable housing wave! Build a factory built 1 bed 1 bath home in 8 hours! Join me as I chat with Joe Basel CEO of Practical Revolution, a tiny home builder, and village developer. A new movement is dawning out of the success and observed shortcomings of the Housing First approach. He is designing communities that lift people up toward a life of hope, purpose, and happiness. Practical Revolution brings vulnerable individuals who are coming thru and out of serious trauma into the embrace of wraparound support services and healing housing. They also help facilitate intentional healthy community and relationships. All for a fraction of the cost of current permanent supportive housing, in a rapidly scalable platform. Radical Affordability  These homes are radically affordable. We are budgeting for rents as low as $300/month all in non-subsidized for an SRO unit. The current developments are coming online for between $50,000 and $70,000 per door all in even after purchasing land and full infrastructure build-out.  With sponsored land, cooperative utility companies, and helpful planning and zoning authorities, they can do even better. At this cost, they are able to quickly scale to a meaningful number of homes in a short time frame. Hundreds or even thousands of units built in months, not decades.  #ADU #communityfirst #modularhome #prefab #realestate #AI #realestateAI  #threeDrealestate #factoryhomes #transitionalhousing #homeless #affordablehousing

How to Become RentAble to 4.5 Million Untapped STR Guests Join me as I chat with the founder of becomingrentable.com, Lorraine Woodward, who will share how her company is turning the short-term rental market on its head. Lorraine left a successful long-term career in the corporate and nonprofit world to create the solution she and families like hers needed. You see Lorraine is living with MS and has 2 children with muscular dystrophy, MD. So it was a challenge, and let's be honest, a stress on her husband, for them to find the right place to stay when traveling. She bought a second home and made it wheelchair friendly. Then when they weren't using it they put it out as a short-term rental. She had people drive from Texas to NC because there is such a need. That was the spark. She is going to be the Expedia Group/VRBO for special needs accommodation. And she is growing like gang busters. The growth of Becoming rentABLE in just 2 years has been staggering, during this time Lorraine’s teams' accomplishments include:     Having over 1200 accessible short-term, rental properties on their listing map, which makes them have more accessible short-term, rental listings than Air BnB and VRBO combined. Listings in all 50 states in over 685 cities across the United States. In August, International Hospitality Media Limited out of the UK listed Lorraine Woodward and Becoming rentABLE in the top 20 influencers across travel, hospitality, and real estate. The team has built the first and only fully accessible short-term rental property for individuals with mobility, vision, hearing, and/or Autism/IDD in the United States. Becoming rentABLE is 1 of 12 startups selected for Expedia Group's new Open World Accelerator program. Each startup has created technology to improve accessibility for underserved travelers.  Come hear her story AND how you can stand out as a vacation home provider for those who have been ignored until Lorraine came along that is.  What do you need to stand out and how can her company help you serve this part of the vacationing public profitably? https://www.becomingrentable.com https://www.becomingrentable.com/the-little-yellow-house #investmentproperty #handicapstr #lorrainewoodward #athenapaquette

Multifamily ADUs top floor, bottom floor and garage ADUs Join us as we chat with Cameron Crockett of UltraUnit a company that specializes in creating ADUs in multifamily dwellings, specifically in Long Beach CA. He will take us through the process from visioning the ADU space layout and feel, to minimizing cost and disturbance to the existing structure and tenants and maximizing property value, to getting permits to completion. He will share how he also minimizes the time for permitting. He has created ADUs on top floors of buildings, in parking lots, on the side of existing buildings, and his favorite: converting garages into living spaces. He will give us guidance on what makes an ADU expensive and how to circumvent the top 5 killer mistakes investors make when creating an ADU. Why did I choose him as a guest? Because he is helping us with our ADU after false starts with another architect who it turns out was not familiar enough with the process or the city. Even if you are in a different city, his approach and dos and don'ts are universal, and worth the investment of time to learn. www.ultra-unit.com   Cameron Crockett (562) 997-0971 #cameroncrockett   #ultra-unit.com  #athenapaquette

You have heard of GOFundME, Fund that flip, and Fundrise, but now there is a woman-founded crowdfunding platform specifically for real estate projects that were created by minority founders or that serves a minority community.    Seeing a need to be hyper-focused to build neighborhoods back up, create opportunities for underserved entrepreneurs and communities, and just be creative to lift everyone up. From Baltimore to Portland, from garageADUs, to tiny homes, to rehab of multi-families, to co-work spaces for creatives, they are helping create change and helping you be a part of it.    Join me as CEO Eve Picker, Lover of cities, Architect, Urban Designer, Real estate developer, FinTech pioneer, and Urban change agent shares her story, which is the spark that created this idea, and how she brought SmallChange to life, and her vision for SmallChange.co and the people it serves. #crowdfundingrealestate #minoritylending #adufunding  #evepicker #athenapaquette email: [email protected]

Meet Rebecca Moller, founder and creator of SYmbiHom, the garage ADU kit! Cities need to meet RHNA mandates. Institutions and corporations need to ensure that workforce housing is available to attract and retain young talent and to grow. Homeownership is unaffordable for the average earner. An aging population needs to age in place with income to assist them. In California, one in three homeowners and renters are cost-burdened, spending > 50% of their income on housing. 3.5 million market rate and affordable housing units are needed in California alone. New multi-family construction cannot meet demand. Workers cannot afford to live near work and half of our aging population needs an income subsidy.  Increased land cost, land use laws, permitting, development processes, and rising construction costs have slowed the rate at which traditional new residential density can be built. In short, demand outweighs supply—most notably in metro areas where a lack of affordable housing has forced workers far away from their employers.  The Solution: convert existing garages into living spaces. and have an easy-to-implement kit to do it. That's SYmbiHom! An efficient, green housing solution and fast track to creating workforce housing in the neighborhoods they serve.   Rebecca is passionate about creating housing and in scaling this solution from the 80 kits that have been sold in 2022 to 4,000 kits in 2026. https://www.symbihom.com/ Phone: (510) 930-8900 Email: [email protected] #affordablehousing #investmentproperty #Rebecca Moller #athenapaquette

Reverse 1031 Exchanges With Bill Exeter, CEO of Exeter Companies You want to upgrade your property and get better cash flow BUT you don’t want to sell your current building before finding your up-leg property . This is the constant dilemma of what comes first.  Why you want to find the property first: ·         Your departing property is easy to sell but the new one is not as easy to find and buy. ·         You don’t want to buy under the pressure of the 45-day time clock ticking on the identification period. ·         You don’t want to pick something just because time ran out.  ·         Sellers don’t want contingent offers even in the commercial area.   Sometimes the great deal shows up when you least expect it and you have to move FAST to get it – no time to market and sell the old property. How do you buy that one first and still qualify for a 1031 exchange? Enter the Reverse 1031 Exchange!  And there are 2 ways to do them. Join us as we discuss the 2 ways to BUY NOW and SELL Later using the Reverse Exchange, unless you have a ton of cash, you will be glad to know that we will also discuss how to finance the whole thing.  Bill Exeter has been in the financial services industry for over 40 years.  He has administered, in excess of, 125,000 1031 Exchange transactions, is one of the founding members of the 1031 Exchange industry’s trade association, the Federation of Exchange Accommodators, and has administered thousands of Self-Directed IRAs and Individual 401(k) Plans and Custody/Investment Accounts during his extensive career. #reverse1031exchange   #billexeter    #athenapaquette