Advertise on podcast: Bankadelic: The colorful side of finance

It’s one thing to look at customers as individuals and quite another to view them in the context of a full household. Tim Keith, CEO of OptimaFI , explains how “householding” works, what differentiates financial institutions that put relationships first, and how to tell rate shoppers from loyal customers seeking to deepen their ties

Who needs a Great Pumpkin sighting when you’ve got the 2026 Bankadelic Halloween Spooktacular? Join our all-star guest lineup as they sort out this year’s banking tricks and treats (which one is AI?), chase fintech ghosts out from under the bed, and look ahead to what the rest of 2026 has in store. Our guests: Aaron Coleman, CRO, ZSuite Theresa Freas, Executive Director - Marketing, CheckAlt Ronald Herman, CEO, Sionic EJ Sieracki, CEO, Member Loyalty Group (MLG)

series of podcasts taped live at 2026’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world.  On this episode, Lou Carlozo speaks with Ivan Arnaudov, CEO (left) and Velko Kamenov, Chief Risk Officer of Access Finance, about how the company has taken its successful European operations to the US—and how Access makes it possible to get a working credit card in just 15 minutes.

In a series of podcasts taped live at 2026’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world.  On this episode, Lou Carlozo speaks with Poulomi Damany, Chief Product Officer at DailyPay, about how her company impacts workers’ financial wellness, especially for those who live paycheck to paycheck.

In a series of podcasts taped live at 2026’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world.  On this episode, Lou Carlozo speaks with Personetics CEO Udi Ziv about the company's remarkable year and how AI continues to change the face of fintech at large--and at a faster pace than ever.

In a series of podcasts taped live at 2026’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world.  On this episode, Lou Carlozo speaks with Imran Bhatti, Chief Revenue Officer North America, Omnisient after his fintech won a Money20/20 award for its work on promoting financial inclusion among African consumers.

In a series of podcasts taped live at 2026’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world.  On this episode, Anthony Vassallo, Director of Crypto at First Citizen’s Innovation Banking (formerly Silicon Valley Bank), discusses the ascendancy of stablecoin — including what’s changed with the passage of the GENIUS Act, its links to tokenization and much more.

In a series of podcasts taped live at 2026’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. On this episode, Gareth Gaston, Chief Product Officer of Candescent, discusses the company's new intelligent banking service, Votiv, and its adoption by PSECU. The tech-savvy credit union mailed floppy discs to its customers in 1995 so they could bank at home.--long before anyone hear of the term "fintech."

In a series of podcasts taped live at 2026’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world.  On this episode, Rob Rooney, CEO and Co-Founder of Hyperlayer, discusses a wide range of topics from the growth of the agentic AI economy to the ascendancy of Gen Alpha as part of the broader social banking phenomenon.

In a series of podcasts taped live at 2026’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world.  On this episode, John Gordon, CEO of ValidiFI, discusses the risk landscape at a time when AI in financial services continues to make super-sized strides forward.

In a series of podcasts taped live at 2026’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. On this episode, Saris CEO and Co-Founder Danial Jameel discusses the agentic AI landscape, including the ways humans and AI can team up to make the best banking gains possible.

On this episode of Bankadelic, Amanda Licona-Crocker of SWIVEL tackles a host of subjects ranging from best practices for training employees in AI to handling customers in a way that reduces delinquencies and ensures top-of-wallet status. Sharp, engaged and energized throughout, SWIVEL’s president and CEO covers more ground than we usually address in a handful of shows. Licona-Crocker also touches on security as a competitive differentiator and vendor due diligence.

Happy Money CEO Matt Potere stops by the Bankadelic Bunker to discuss the findings of the second annual Credit Check-In survey. Yes, respondents show a keen desire to adopt AI and pay down debt, but not without reservations. Matt also reflects on what the survey results mean for financial institutions that are savvy enough to get past a pure product emphasis and embrace consumer empathy.

While old-school attacks such as "jackpotting" are still used by crooks to empty out ATMs, the sophistication and cyber-savvy of today's criminals continues to climb at a harrowing pace. Jodi Neiding, Vice President, Global Banking Solutions at Diebold Nixdorf, discusses how financial institutions and ATM operators can best defend themselves, while looking to the rise of quantum computing and entirely new challenges to face.

o mark the publication of “The Intelligent Ledger,” co-authors Lou Carlozo and Dharmesh Mistry have just appeared on a special episode of Bankadelic’s sister podcast, “Dave and Dharm Demystify.” They’re interviewed by host Dave Wallace to explore why the convergence of AI, tokenization, digital twins and quantum computing will fundamentally reshape banking. Drawing on decades of experience in banking, technology and financial journalism, Dharmesh and Lou explore why the industry may be approaching a far more significant shift than previous waves of digital transformation. The conversation examines the concept of the intelligent ledger – a new model where banks move beyond simply managing transactions and selling traditional products, towards intelligent platforms that use data and technology to better understand and support customers. They also discuss why this transformation is happening now, the growing impact of agentic AI and tokenised money, the potential role of quantum computing, and why banks that move too slowly risk being overtaken by more agile competitors. With The Intelligent Ledger designed as both an explanation of technological convergence and a practical guide for banking leaders, the episode explores what banks need to do today to prepare for the financial services landscape of 2032.