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What if the investments you’ve built are making you money… but still aren’t giving you the freedom you actually wanted? On this Not Your Average Investor Show, Ryan joins Gregg and Pablo to break down a different way of thinking about investing: start with the outcome you want, put a timeline around it, and then build the system backward. They’ll break down: - Why more income does not always mean more freedom - What changes when you put a real timeline around your financial goals - How real estate, liquidity, and the right system can work together - Why turnkey rental properties may play a bigger role than investors realize If you’ve been thinking about financial freedom only in terms of returns, this conversation will help you ask a bigger question: Are your investments actually building the income, time, flexibility, and options you want? Listen NOW! Chapters: 00:00 Retire in 10 Years 02:22 Defining Retirement 04:11 Time Ownership Mindset 04:55 Desire and Vision 07:21 10X Focus Psychology 09:29 Corporate Wake Up Call 12:58 2008 Reality Check 19:23 Hospital Turning Point 22:40 Quitting with Cash Flow 26:15 Three Gear System 28:37 Build Your Capital Vault 32:07 Real Estate Lessons 34:20 Own Not Operate 36:32 Leverage to Collapse Time 37:37 Leverage Collapses Time 39:13 Why Housing Wins 42:26 Turning Equity Into Income 44:02 The Equity Mill Cycle 47:41 Vault As Roth Alternative 50:59 Proof And Peanut Butter 52:59 Why JWB Works 58:19 Vault Funding Basics 01:01:32 Balancing Risk With Vault 01:05:13 Stay In The Cycle 01:07:06 Closing Thoughts And Farewell Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

You can build a rental portfolio and grow your wealth. But how do you turn what you’ve learned into something your family understands, and can eventually build on too? On this Not Your Average Investor Show, Pablo sits down with longtime JWB investor Laura Kolbe, who has grown her portfolio to 11 rental properties since she started investing in 2020. But this conversation goes beyond how many properties she owns. They’ll unpack: ✅ What changed as Laura went from her first rental to 11 properties ✅ Why she has used both cash and financing along the way ✅ What building a real rental portfolio has taught her about long-term wealth ✅ How she’s educating her family about investing and bringing them into the conversation ✅ Why her goals have grown beyond simply building wealth for herself If you’re thinking about what you’re really building your portfolio for, and how the people closest to you fit into that picture, Laura’s story gives you a real investor’s perspective on taking the next step beyond simply owning more properties. Listen NOW! Chapters: 00:00 Meet Laura Kolbe 02:23 Why Real Estate 03:47 First Rental Lessons 05:14 From Local to Remote 08:08 Macro Learning Shift 10:12 Tuition Cash Flow Plan 14:02 Refi and Equity Harvesting 17:45 Selling and 1031 Leap 20:30 Lifestyle Design Motivation 22:46 Jacksonville Growth Pivot 26:18 Acquisition Sprint Breakdown 29:18 1031 Mechanics and Inflation 33:39 JWB Ownership Explained 34:53 Diversifying Across Jacksonville 36:07 When a Rental Burns Down 39:20 Insurance and Rebuild Lessons 41:09 Reserves and Risk Buffer 43:24 Breaking Down Total Returns 46:20 Pac Man Profit Centers 48:04 Jacksonville Outlook Ahead 50:47 Family Investing Playbook 55:22 Teaching Kids the Business 58:36 Family Retreats and Wrap Up Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

Where is Jacksonville’s real estate market now, and where could it be going next? National headlines do not always reflect what is happening in Jacksonville. In this Q4 Jacksonville Real Estate Market Outlook, Gregg and Pablo will break down the latest local housing, rental, and property management data. They’ll examine what has changed since last quarter, what the current numbers say about Jacksonville, and what investors should watch heading into Q1 2027. They’ll cover: - Home prices and appreciation trends - Housing inventory and days on market - Foreclosures, interest rates, and financing conditions - Rent growth and rental demand - Occupancy, lease renewals, and resident stays - Property turns, maintenance, and management trends - The signals that could shape the next quarter Are Jacksonville prices holding up better than expected? Is rental demand changing? And do current conditions point to more risk or more opportunity for long-term investors? Listen NOW! Chapters: 00:00 Welcome and Setup 01:57 Show Format and Disclaimer 03:03 Jacksonville Sales Snapshot 04:17 Inventory and Foreclosure Reality 09:52 Why Foreclosures Stay Low 12:33 Normalization Price History 15:49 Rent Market and JWB Portfolio 18:56 Workforce Housing Advantage 21:42 Rates vs Prices Deep Dive 28:32 Demand Drivers Migration and Life Events 34:11 Supply Squeeze Lock In and Builders 37:23 Supply Crunch Prices Up 37:34 Builders Falling Behind 39:37 Inventory Keeps Dropping 40:40 Sales Rising Despite Rates 42:38 Jacksonville Market Wrap 44:50 Coil Effect Explained 46:29 Rate Drop Cycle Data 49:10 Why Buy Now Incentives 51:41 Downtown Revitalization Trigger 53:05 10K Residents Flywheel 55:10 Austin Tampa Nashville Deep Dive 58:42 Extra Appreciation Math 01:02:05 Predictions Scorecard 01:05:06 Client Wins and Proof 01:07:08 Q&A Hurricanes Evictions ARMs 01:15:00 Closing & Next Episode Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

Buying a rental property without knowing how to check the market data yourself may mean trusting assumptions you’ve never verified. On this Not Your Average Investor Show, Pablo and Gregg break down three free tools every rental property investor can use to research a market for themselves without expensive software or relying entirely on someone else's assumptions. They’ll break down: 🏠 Current home prices with Redfin: What are homes actually selling for today, and how does the market compare nationally? 📈 Home price appreciation with FHFA: How has the market performed over the long term, and does the appreciation assumption you're using have historical support? 💰 Rent prices and rent growth with Zillow: What are homes renting for today, and how have rents changed over time? If you're evaluating a new rental market, reviewing a pro forma, or simply want to become a more informed investor, these are three tools you'll want to know how to use. Listen NOW! Chapters: 02:24 Quarterly Market Events 04:26 Jacksonville Boom Town Data 06:06 Downtown Revitalization Thesis 10:17 Why Appreciation Beats Cash Flow 11:55 JWB Cares Golf Recap 13:32 Free Tools Overview 14:37 Why Redfin Not Zillow 17:08 Redfin Data Center Walkthrough 22:13 Reading The Excel Report 26:16 Avoiding Seasonality Traps 29:35 Interpreting Market Speed Signals 29:58 Redfin Data Reality Check 30:45 US Report Benchmarking 32:40 Cash Flow First Framework 34:03 Inventory Signals Using Redfin 36:46 FHFA HPI Tool Walkthrough 39:40 Normalize Appreciation Rates 42:30 CAGR Calculator Method 46:23 National HPI Baseline 48:32 Zillow Rent Data Setup 54:29 Rent Growth Discounting 57:24 Community Wrap Up Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

Sitting on a rental property with a mortgage rate around 4% may be holding you back from asking the most important question... "What's the best financial outcome I can create?" On this next Not Your Average Investor Show, Gregg Cohen and Pablo Gonzalez break down a real portfolio decision Gregg recently modeled for a longtime JWB client with roughly $2 million in equity. Does it make sense to keep several sub-4% mortgages in place, or refinance at a higher rate, unlock equity, and use it to buy more rental properties? They’ll break down: ✅ Why a low mortgage rate shouldn’t be evaluated by itself ✅ How Gregg compared keeping the existing loans versus refinancing and buying more properties ✅ Why the higher-rate strategy projected nearly $1 million more over 10 years in this specific client scenario ✅ How an investor’s timeline can change whether unlocking equity makes sense If you’ve built significant equity in your rental properties but aren’t sure whether you should leave it alone or put it back to work, this episode will give you a better framework for thinking through the decision. Listen NOW! Chapters: 00:00 Beware Rate Trap 01:33 Show Welcome Banter 02:18 Justine Rent Update 05:22 Quarterly JAX Events 09:11 Dormant Equity Explained 16:22 Mortgage Rate Trap Setup 18:56 Client Case Study Intro 20:43 Portfolio Returns Breakdown 22:22 Equity Snapshot Reality 29:12 Refi Plan Framework 35:25 Equity Pull Decision 36:43 Risk And Cash Flow 37:24 Running It Back 39:18 Redeployment Plan 41:36 Year One Snapshot 42:50 Reserves And Tradeoffs 46:40 Ten-Year Outcome 50:46 Rates And Retirement 52:50 Scenario Planning Tools 56:01 Q And A Financing 01:01:11 Rentals For Stability 01:04:59 Next Week And Wrap Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

Thinking about house flipping or passive rental investing? One can help you build capital faster. The other can help you build wealth without adding another job to your life. But do you really have to choose just one? On this Not Your Average Investor Show, Gregg sits down with JWB investor Justine Herrera, who has experienced both sides of real estate investing. She completed three successful flips before using that capital to buy her first long-term JWB rental and she still sees a place for both strategies. They’ll break down: ✅ How active and passive real estate can work together ✅ When flipping can help fund a long-term rental strategy ✅ How to own rentals without creating another job for yourself ✅ Why the highest possible rent may not always be the best financial decision ✅ How to build a real estate strategy around your long-term goals They’ll also look at a real decision from Justine’s JWB property: Should you accept lower rent to keep a good resident or hold out for more and risk vacancy and turn costs? Gregg will break down the numbers so you can see why “prioritizing occupancy” can sometimes be the smarter move. Listen NOW! Chapters: 00:00 Meet Justine Herrera 02:22 Quarterly Market Outlook 03:35 Justine’s Real Estate Why 06:42 From Flips to Turnkey 07:44 Renewal Win Win Story 10:02 Property Management Reality 14:44 Helping Friends Invest 22:32 Active vs Passive Strategy 24:58 Flipping Risks Today 28:19 Active Funds Passive Goals 29:08 Solo Flipping Stress 29:42 Finding a True Partner 30:20 Flips to Passive Wealth 31:52 Justine Numbers Disclaimer 33:08 First Turnkey Purchase 34:00 Why This One Worked 35:47 Year One Performance 37:40 Incentives Boost Cashflow 38:47 Pac Man Principle Explained 40:20 Reverse Pac Man Market 44:56 Rent Comps Q and A 48:35 Justine Advice and Next Steps 53:06 Community Wrap and Call 54:32 Next Week Rate Trap 55:02 Final Sign Off Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

There are plenty of reasons investors may feel cautious about Florida real estate right now. Insurance costs went up. Home prices hit all-time highs. And the 2023–2025 slowdown has people asking if we are seeing the beginnings of a major correction.  On this Not Your Average Investor Show, Gregg and Pablo are joined by Dr. Alex Stewart of The Market Distillery to look at those concerns through the data.  Dr. Alex will share parts of his market analysis, then Gregg and Pablo will dig into what they could mean for long-term rental property investors.   They’ll break down: ✅ Why Florida insurance costs went up and what the data says now ✅ Jacksonville’s worst-case vs. best-case home price appreciation over time ✅ Whether 2023–2025 is a sign of things to come, or a part of the cycle ✅ And more! If you’re asking whether today’s headlines are reasons to stay away from Florida real estate, this conversation will help you look past the headline and understand what the data is actually showing.  Listen NOW! Chapters: 00:00 Florida Myths Setup 01:40 Introducing Dr Alex 02:58 Origin Story Market Distillery 03:57 Why Independent Market Data 07:59 JWB Connection And Education 13:28 Florida Insurance Reality Check 14:56 Litigation And Carrier Comeback 19:01 Premiums Stabilizing In Florida 25:56 Market Cycle Crash Talk 28:06 Fear Headlines And Investor Psychology 31:55 2008 Vs Today Correction Data 36:21 Modern Housing Cycle Framework 37:16 Market Cycle Framework 38:15 Testing the Model 2004-2012 40:45 Signals Sales vs Prices 41:18 Post-2014 Cycle to 2026 43:26 What Should You Do 44:09 Months of Inventory Link 47:52 Buy and Hold Strategy 49:26 Time in Market Proof 50:47 Risk Odds and 13 Years 53:19 Upside vs Downside Visual 56:01 Money Supply Cheat Code 58:54 Personal Investing Moves 01:01:11 Black Swan and Fear 01:05:24 Optimism Investing Mindset 01:06:47 Wrap Up and Next Episode Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

Data came out saying Florida renters need about $77,500 a year to afford a modest two-bedroom rental. That sounds like bad news for Florida real estate investors. But is it really? Jacksonville, Miami, Tampa, Orlando, and South Florida all tell very different stories when you compare rents, prices, and investment economics. After signaling a potential rate increase in September, rates dropped in August. Should investors wait, or act now while options like JWB’s 3.9% financing are still available? These are the topics that JWB's cofounder, Gregg Cohen, and host, Pablo Gonzalez will tackle on this week's edition of the Not Your Average Investor Show. They’ll break down: ✅ What the $77,500 Florida renter number is really signaling ✅ Why Jacksonville may not move like Miami, Tampa, Orlando, or South Florida ✅ Why rates dropped when a possible September rate hike was what was predicted ✅ How JWB’s limited 3.9% financing offer could change the math on a rental property today What does it all actually mean for investors right now? And is waiting the smarter move… or the riskier one?  Listen NOW! Chapters: 00:00 Florida Rent Shock 02:04 Renters Boost Credit 03:34 How Rent Reporting Works 05:26 Affordable Housing Groundbreaking 05:51 LIHTC Explained 08:00 Why This Deal Matters 11:02 JWB Cares Fundraising Update 12:05 Is Florida Unaffordable? 14:16 Florida Markets Compared 17:09 Jacksonville Rent Advantage 18:39 Income vs Rent Burden 24:53 Home Prices and Cost of Living 26:22 Miami Cost Shock 26:44 Population Growth Runway 30:21 Jacksonville Bubble Explained 31:55 Separating Headlines From Data 34:14 Why Big Markets Only 36:00 Fed Dot Plot Reset 38:52 Rate Probabilities Whiplash 41:43 Stop Sitting On Sidelines 43:58 Boring Buy And Hold Wins 46:16 Deal Breakdown Ottawa Avenue 50:54 Wrap Up Community Q And A Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

A rental property pro forma can show cash flow, appreciation, tax savings, and long-term profit. But only if you know where to look and what the numbers actually mean. On this Not Your Average Investor Show, Gregg and Pablo break down how to read a rental property pro forma through the five profit centers. They’ll explain why some returns show up in year one while others build over time, where tax savings fit into the projection, and how investors can use the numbers to make a better buying decision. They’ll break down: ✅ How to tell where a rental property’s returns are actually coming from ✅ Which numbers matter now versus what builds over time ✅ Where the five profit centers show up on a pro forma ✅ What to look for on a deal sheet before making a buying decision  Knowing where the returns come from, when they happen, and which assumptions drive them can help you evaluate a rental property more clearly. Listen NOW! Chapters: 00:00 Why Pro Formas Matter 01:56 Five Million Distributed 04:08 Rental Market Strength 06:52 Webinar Dates Announced 08:40 Meetup Shoutout 10:44 Juiced Pro Forma Example 13:24 Cap Rate and NOI Basics 15:01 Seven Pro Forma Red Flags 19:07 Appreciation and Reserves Scam 24:48 Selling Costs Reality Check 26:27 Using AI to Audit Numbers 30:20 Recasting to Real Returns 33:00 JWB Pro Forma Preview 33:35 Unlocking 3.99% Loans 34:59 Deal Sheet Overview 37:29 Assumptions Behind Returns 43:19 Vacancy Turn Timing 49:24 Cashflow Swings Reserves 51:31 Tax Savings Done Right 01:00:49 Audience Q&A Rapid Fire 01:11:08 Wrap Up Next Week Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

Trump Accounts have created a new way to set your family up for a solid financial future at a time when 401(k)s are reaching record highs. But have you ever asked yourself this: If your kids inherited it tomorrow, would they know what to do with it? In this week's Not Your Average Investor Show, Gregg and Pablo discuss retirement, 401(k)s, Trump Accounts, and what it really means to leave wealth to the next generation. They’ll break down: ✅ How Trump Accounts don't just help children invest earlier, but also teach a valuable lesson ✅ Why people can have a large 401(k) and still feel unsure about retirement ✅ What your kids actually inherit when they inherit rental properties Leaving your children assets is one thing. Leaving them with the knowledge and confidence to make good decisions is another. Listen NOW! Chapters: 00:00 Hot Topic Preview 02:00 HomeStep Fundraiser Win 05:09 JWB Property Management Ranking 07:21 What Are Trump Accounts 09:43 Why Compounding Matters 12:43 Community Gifting Mindset 18:54 Case Study Numbers Breakdown 21:50 From $5K to $500K Future 24:16 Retirement Reality Check Setup 24:27 Retirement Confidence Paradox 25:11 Vanguard Data Bright Spots 26:06 Auto Enrollment and Autopilot Investing 27:32 Hardship Withdrawals Surge 30:01 Gallup Poll Confidence Drop 31:11 Why the Model Feels Broken 32:43 Education and Community Fix 34:45 Passing Rentals to Heirs 38:32 Step Up Basis Explained 42:03 Next Episode and Closing Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

The housing bill passed. But will it actually lead to more homes in Jacksonville? That is the part no headline can answer yet. In this week's Not Your Average Investor Show, Gregg and Pablo are breaking down what made it into the final law, including manufactured housing, office-to-apartment conversions, renovation programs, zoning reform, and the 350-home provision. They’ll walk through the bill through JWB’s operational lens, explaining which ideas could realistically work, what could stand in the way, and what it would take for experienced builders to bring them to market. You’ll learn: ✅ Will any of this actually increase housing supply? ✅ Could manufactured housing make homes cheaper and faster to build? ✅ Why does density matter so much? ✅ And how much depends on what local governments decide to allow? The law may create new opportunities, but it does not build homes on its own. Listen NOW! Chapters: 00:00 Housing Bill Headlines 01:37 Welcome Home Fund Mission 02:45 How the Fund Works 06:56 Donation Levels Perks 08:02 Golf Tournament Access 11:00 Live Ticker and Roll Call 14:35 Bill Overview: Supply Reforms 19:08 Key Provisions Breakdown 20:24 Institutional Investor Rules 23:56 Exceptions Build Renovate 27:34 Qualified Homeownership Programs 28:45 Fundraiser Momentum 29:09 Institutions As Partners 33:11 Local Zoning Reality 36:35 Nimbyism Explained 41:15 Modular Housing Shift 49:43 JWB Experiments Lessons 52:42 Homeownership Incentives 54:32 Community Giving Rollcall 58:08 Bill Takeaways Wrap 59:50 Next Week Preview Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

It is too easy to fudge a rental property deal sheet, sell the property to an investor, and blame the property manager when the property doesn't perform as expected. But the person that loses most in that scenario is the investor!   That's why we'll be breaking down real deal sheets in this week's Not Your Average Investor Show! JWB Co-Founder Gregg Cohen and host Pablo Gonzalez are breaking down a Memphis rental property deal and comparing it with how JWB looks at rental opportunities in Jacksonville. They’ll walk through the numbers, point out what may or may not be included, and show you why monthly cash flow is only one part of the picture. You’ll learn: ✅ How to compare rental property deals across two different markets ✅ Why two deal sheets may show expenses differently ✅ Which numbers and assumptions deserve a closer look ✅ How financing and property management can affect the deal ✅ Why the biggest cash flow number does not always tell the whole story  A good deal is not just about the city or the biggest number on the page. Listen NOW! Chapters: 00:00 Deal Sheet Showdown 02:04 Resident Testimonial Story 03:51 Why Great PM Matters 07:24 Show Origin and Disclaimers 08:17 Seven Pro Forma Red Flags 13:38 Memphis Deal Sheet Overview 15:00 New Construction Appreciation Trick 18:23 Rent Growth and PM Fee Incentives 24:12 Cash Flow Table and Lease Assumptions 28:14 Renewals vs Turnover Maintenance Reality 31:22 Maintenance Reality Check 32:30 2.5% Assumption Exposed 34:30 Vacancy and Management Fees 36:01 Occupancy and Renewals Matter 37:06 Tax Savings Math Errors 39:11 Property Tax Fact Checking 40:48 Loan Payoff Confusion 43:05 Appreciation and Selling Costs 48:39 Right Sizing the Pro Forma 50:35 Memphis vs Jacksonville Returns 53:22 Equity Harvesting Strategy 56:11 JWB Pro Forma Q&A 01:02:58 Jacksonville Downtown Catalyst 01:05:54 Community Wrap Up Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

Berkshire Hathaway has agreed to acquire Taylor Morrison, one of the nation’s largest public homebuilders, in a deal valued around $8.5 billion including debt. The interesting part is the timing: homebuilder sentiment, new home sales, affordability, and buyer confidence are still challenged, but Fannie May has recently released a slow-and-steady housing recovery forecast.   We'll dive into why Berkshire is making this bet now, and what Fannie sees in our latest edition of Not Your Average Insights! This is where JWB Co-founder, Gregg Cohen, and show host, Pablo Gonzalez, pick recent news stories and add the perspective real estate investors aren't getting from the media. This week they'll talk about: - Does Berkshire think we're at the bottom of the market? - Why Berkshire is paying a premium price to get into the housing market under these economic conditions? - What happens if Fannie May is right (or wrong)? - and more! Come be a part of the conversation, and help us dig into the non-obvious insights that investors can use to make smart decisions. Listen NOW! Chapters: 00:00 Headlines And Housing Bottom 01:29 Show Welcome And Banter 02:04 3.99% Mortgage Program 04:29 Berkshire’s $8.5B Housing Bet 05:25 Why Buffett Buys Builders 13:34 Global Builder Consolidation 16:05 Fannie Mae Market Forecast 18:53 Jacksonville Data Deep Dive 24:29 Investor Mindset And Q&A 29:12 Policy Hopes vs Reality 29:47 Build to Rent Impact 30:43 Builders and Cycles 32:32 JWB Recession Playbook 37:16 Deep Pockets Advantage 39:40 Rents for Retirement 40:12 Real Estate Cycle Myth 42:23 Home Prices Rarely Fall 45:45 Rates vs High Floor 47:07 Deferred Maintenance Rules 49:56 3.99 Rate and Lenders 51:24 Stop Waiting to Buy 53:00 Community and Next Week Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

Bank of America is now predicting three Fed rate hikes, and that raises a big question for rental property investors: Can rental properties still cash flow if rates stay high or move even higher? This week on the Not Your Average Insights Show, Gregg Cohen and Pablo Gonzalez are breaking down what cash flow looks like for rental property investors in 2026. They’ll look at how today’s rates affect the numbers, what could change if rates rise, and how JWB’s limited 3.99% loan product could change the cash flow picture for investors. You'll learn: - what higher rates could mean for rental property cash flow - what “cash flow positive” actually looks like in 2026 - how financing changes the monthly numbers - why the right financing structure matters Listen NOW! Chapters: 00:00 Rates Narrative Shifts 01:46 Why Hikes Matter 06:04 Mortgage Rates Explained 09:59 BPS and Fed Funds 12:16 Impact on Owners 15:26 Coil Effect and Data 21:37 Buying in High Rates 28:33 JWB Strategy and 3.99 Rate 32:31 Case Study Setup 34:31 Market Noise Immunity 34:58 Live Deal Breakdown 36:01 Why Negative Cashflow Hurts 38:43 3.99 Rate Game Changer 41:04 Limited Slots Explained 42:14 Vertical Integration Advantage 46:09 Community Q&A Basics 47:00 After Year Seven Plan 54:34 Ten-Year Wealth Outlook 56:25 More Q&A DSCR And Risk 59:18 How To Get Started 01:00:53 Wrap Up And Next Week Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

A major project to raise power lines over the St. Johns River is set to finish by the end of this year.  When it is done, Jacksonville will be able to handle even larger container ships and join a short list of U.S. ports capable of receiving vessels at that scale. That's why this week on the Not Your Average Investor Show, JWB Co-Founder Gregg Cohen and host Pablo Gonzalez are sitting down with Nick Primrose of the Jacksonville Port Authority to share what the next chapter of port growth means for the people who own rental property here. You'll learn: ✅ Why the power line project changes the scale of what Jacksonville can handle, and why that matters for jobs ✅ How the economic impact of port growth shows up in housing demand, not just cargo numbers ✅ What the port's forward-looking 10-year projection tells investors about where Jacksonville is heading ✅ Why Nick believes Jacksonville's best economic chapter is still ahead If you own rental property in Jacksonville or are thinking about buying here, this episode gives you the economic foundation to guide you. Listen NOW! Chapters: 00:00 Jacksonville Growth Market 01:20 Meet JaxPort Leadership 02:54 Port Jobs And Purpose 03:48 Workforce Housing Connection 05:30 Economic Impact Numbers 07:13 Why Ports Matter Investors 11:35 JaxPort 101 Terminals 15:12 Neighborhoods And Rent Math 18:34 Rail Road Advantage 20:17 One Day Truck Reach 21:25 Migration Shifts Cargo 25:28 Deepening The Harbor 28:43 Raising Power Lines 30:52 Bigger Ships Bigger Stakes 31:31 Jobs Math And TEUs 33:55 Landing Major Brands 38:57 Public Private Playbook 43:00 How Other Ports See Us 46:49 Workforce Veterans Advantage 49:08 Path Of Progress Investing 51:11 Closing Thanks And Next Week Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies