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If a property keeps showing higher maintenance costs, is it still the best place to keep your capital? This week on the Not Your Average Investor Show, Gregg Cohen and Pablo Gonzalez welcome back Michael Santorios to explore how to think through operational intensity, property performance, and whether a move like a 1031 exchange into newer construction may make sense. You’ll Learn: 🔁 The 1031 question: What investors should think through before exchanging into newer construction. 📊 Looking beyond surface frustration: How experienced investors evaluate property performance through a bigger portfolio lens. 🏠 Business-minded property decisions: Why costs like tenant upgrades or repairs sometimes need to be weighed against turnover and long-term value. 📈 Portfolio stage matters: How your strategy changes when you move from simply buying properties to optimizing the ones you already own. This is a helpful episode for investors who want to make more thoughtful portfolio decisions with clarity and confidence. Listen NOW! Chapters: 00:00 Sell or Hold Big Questions 01:28 Meet the Hosts and Guest 02:13 Breaking Rent Payout Milestone 03:47 Michael Portfolio Snapshot 05:31 Pacman Profit Centers Explained 07:22 Rebalancing and 1031 Idea 11:00 Maintenance Emotion vs Math 18:03 Greg Numbers Based Reality Check 23:08 Long Term Investing Mindset 28:47 Portfolio Cashflow Scorecard 31:26 Sky Drive Case Study Setup 32:28 Pro Forma vs Actual Returns 35:00 Market Value and ROI Reports 38:12 Tax Savings Explained 38:50 Appreciation And Rent Growth 41:25 Maintenance Surprise Breakdown 45:20 Paying For Big Repairs 47:43 Sell Or Hold Framework 50:51 Cap Rate Comparison 55:04 True Cost Of Selling 01:01:23 Decision To Keep Property 01:04:11 Rapid Fire Q&A Wrap 01:09:27 Final Takeaways And Thanks Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

We’re hearing Detroit come up in real estate conversations because of low prices and promises of cash flow. So we’re here to ask the question, “How does it compare to Jacksonville?” This week on the Not Your Average Investor Show, Gregg Cohen and Pablo Gonzalez dig beyond surface level stats to do a deep market vs market comparison. We’ll talk about: ✅ Short-Term Cash vs Long-Term Appreciation: how both markets compare over time ✅ Population Demographics and Growth: How long-term population trends affect risk and upside between both markets ✅ Neighborhood Class Comparisons: The sneaky tactic we see in most Detroit performas and how to see through it ✅ And Much More!!! Listen NOW! Chapters: 00:00 Detroit Hype Setup 01:36 Show Intro and Welcome 02:03 Spring Break Catch Up 03:10 Correcting Population Stats 04:49 Why Detroit Keeps Coming Up 07:37 Cash Flow vs Real Growth 10:25 Zooming Out on Appreciation 15:19 Long Term Data Mindset 17:36 Population Growth Drives Prices 22:21 Downtown Jacksonville Upside 28:05 Eight to Sixteen Hour Downtown 28:51 Downtown Flywheel Effect 29:47 Detroit Growth Reality Check 31:27 Jacksonville Sustainable Tailwinds 33:24 Zip Codes And Turnkey Ratings 36:23 Why Workforce Housing Wins 42:35 Risk Mitigation And Cash Flow 45:00 Workforce Housing Quick Test 49:13 Team First Then Property 51:57 Wrap Up And Next Week Preview Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

With the US-Iran conflict dominating headlines, real estate investors are asking the same question: Should I be worried? We have a small update on it in last week’s market update, but in this episode of the Not Your Average Investor Show, Gregg Cohen and Pablo Gonzalez we are taking a closer look at how global conflict, especially involving Iran, can affect the economy, inflation, interest rates, and the housing market. We’re also answering the questions everyone had in the market update that we didn’t get to! You'll learn: ✅ Wartime Headlines: How global uncertainty can affect the housing market without changing the core principles of long-term investing. 📊 Historical Perspective: What past periods of war and uncertainty can teach us about how housing markets actually behave over time. 📍 Local Market Update Questions: How Jacksonville's growth and demand trends continue to support the bigger picture. 💡 Your next move: How to make thoughtful decisions as a long-term investor when the market feels uncertain. Join us LIVE if you’ve been watching the news and wondering what it may mean for your portfolio, this episode will help bring clarity. Listen NOW! Chapters: 00:00 War and Housing Outlook 01:42 April Incentive Package 04:01 Roll Call and Q&A Setup 04:49 Multifamily vs Single Family Rents 08:06 Sharing the Market Slides 08:29 Military Deployments and Rental Risk 12:14 Taxes and Insurance vs Rent Growth 15:41 Florida Property Tax Relief Buzz 18:21 Cash Flow With 25% Down 21:33 Co-Living and Buying Plans 23:17 ADUs Bill 48 Impact 27:36 ADU Numbers That Work 29:38 Can JWB Manage ADUs 30:45 Lot Value Upside 31:22 Property Tax Cut Debate 33:42 Oil Prices Hit Housing 37:36 Supply Side Self Regulation 40:21 War Data Deep Dive Setup 42:35 Conflict Case Studies 50:25 Key Takeaways And Wrap 55:35 Community Thanks Next Topic Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

Join us for the Q2 2026 Jacksonville Real Estate Market Outlook by JWB. We'll be joined by Gregg Cohen, Co-Founder of JWB Real Estate Capital. The headlines say home sales are falling. But is that actually what's happening in Jacksonville? Here's what we'll cover: ✅ What's actually happening with Jacksonville home prices, inventory, and rents right now ✅ Why the headlines may be misleading and how to read the data the right way ✅ What rising mortgage applications could mean for buyers in 2026 ✅ Where the market stands compared to JWB's earlier 2026 outlook You won't want to miss this opportunity to get a clear, data-driven view of the Jacksonville real estate market straight from one of JWB's owners. Listen NOW! Chapters: 00:00 Q2 Outlook Kickoff 01:55 Why This Report Matters 05:00 Housekeeping And Disclaimers 05:57 Jacksonville Market Snapshot 06:40 Home Prices Normalizing 10:17 Rent Trends And PM Metrics 12:38 Multifamily Overbuild Q&A 14:18 Home Price Data Debate 16:20 Iran War And Rates 20:35 Demand Vs Supply Coil Effect 23:54 Investor Strength In Inflation 30:27 Military Deployment Concerns 32:05 Road To Housing Act Intro 33:54 Bill Status Overview 34:29 What’s Inside the Bill 35:39 Investor Limits Explained 36:32 Seven Year Sell Rule 37:58 Why Capital Won’t Fit 40:04 Build to Rent Fallout 44:30 Seasonal Doom Headlines 45:48 Month vs Year Data 49:10 Seasonality EKG Effect 51:13 2026 Predictions Check In 53:31 Three Investor Takeaways 55:24 Stay the Course Closing Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

Maintenance costs can feel unpredictable for real estate investors. And when you do not know who is making the decisions, how pricing is being managed, or what work really needs to be done, it can create stress fast. That’s why this week on the Not Your Average Investor Show, Gregg Cohen and JWB’s New Construction Senior Superintendent, Tom Leon, are taking you behind the scenes to show how JWB works to control maintenance costs before they turn into bigger problems. You’ll learn: ✅ How JWB Helps Control Maintenance Costs Early: Why the biggest cost-saving decisions often happen before a repair is ever needed. ✅ In-House Project Management Changes: How JWB’s construction team helps guide the work from start to finish, instead of leaving investors to manage the process. ✅ Better Pricing Happens: Why having the right team and process in place helps create stronger pricing for clients. ✅ Scope Management Matters: How clear oversight helps make sure the right work gets done without adding unnecessary cost or confusion. ✅ The Vertical Integration Advantage: Why JWB’s model creates a smoother experience for investors during turns, renovations, and maintenance decisions. This episode is about the system behind the work and how it helps create a smoother, more thoughtful experience for investors. Listen NOW! Chapters: 00:00 Low Maintenance Costs 01:14 Show Intro Guest 02:06 Market Update Promo 03:25 Why Maintenance Worries 04:47 Construction By Numbers 06:49 In House Team Breakdown 13:21 Managing Many Trades 16:45 Vendor System Savings 24:07 Investor Mindset Decisions 30:10 JWB Standard Explained 34:44 Vendor Fixes and QC 36:42 Turn Payments and Holdbacks 38:09 Renovation vs Turn Mindset 43:23 Accountability in Vertical Model 45:31 Live Q&A Vendor Onboarding 49:35 Standardization and Materials 50:25 Carpet vs Vinyl Decision 53:53 Owner Approval on Turns 56:33 Wrap Up and Next Steps Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

The real estate industry just got a new label for 2026: “The Great Reset.” That phrase alone is enough to make investors uneasy. But here’s the real question: Does reset mean retreat? This week on Not Your Average Investor Show, Gregg Cohen and Pablo Gonzalez unpack the 2026 Emerging Trends in Real Estate Report from ULI and PwC and explain how this permanent recalibration changes the game for long-term investors. You’ll learn: ✅ The Great Reset vs. Crisis: Why this moment is a strategic recalibration rather than a repeat of 2008. ✅ The Affordability Megatrend: Why providing workforce housing is the smartest market play for 2026. ✅ Suppressed Demand: How higher rates kept buyers on the sidelines and why that pent-up demand is coming back as rates adjust. ✅ Asset Adaptability: Why single-family rentals perform in both good times and bad and why that's your unfair advantage in 2026. Smart, patient, fundamentals-first investors may have more leverage today than they realize. Listen NOW! Chapters: 00:00 ULI Report Preview 01:14 Show Welcome and Hosts 01:32 Q2 2026 Outlook Promo 03:10 Why ULI Matters 05:03 Trend One Great Reset 07:59 Back to Basics Operations 12:50 Bonus Why Next Decade 13:17 Return of Yield 19:33 Supply Shortage Worsens 23:51 Institutions Flood Housing 29:21 Distressed CRE Deals 30:12 Debt Maturity Opportunities 31:58 Demographics Drive Demand 35:02 Buy and Hold Wins 35:51 Smart Money Era 36:29 Interest Rate Fog 40:33 Affordability and Policy Risk 45:41 Resilient Asset Classes 49:24 Operations Beat Engineering 54:32 Wrap Up and Next Episodes Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

Are rentals still delivering what you invested for? Are they stronger today than yesterday, or are the tradeoffs getting bigger? On the Not Your Average Investor Show, Gregg Cohen and Pablo Gonzalez are turning a Summit keynote into a practical conversation focused on one thing: how to make better rental property decisions right now.  ✅ The Promise of Rentals Today: What rental properties still do well in this market and what’s changed. ✅ Decision Filters That Matter Now: How to make confident buy or hold decisions without relying on predictions. ✅ Asset Class Lens: How to judge rental properties on fundamentals instead of headlines. ✅ Your Next Best Move: The clearest factors to weigh before you add your next rental property to your plan. When you step back and look at rental properties through the right lens, you stop reacting and start deciding. That’s what this episode is built for. Listen NOW! Chapters: 00:00 Are Rentals Riskier 01:43 Q2 Market Outlook 03:48 Business Journal Spotlight 08:28 Summit Theme Origins 10:38 Five Years Whiplash 14:40 Thriving Through Chaos 17:47 2010 Inflection Point 22:34 Boring Beats Chaos 25:49 Boring Gets Better 31:18 Downtown Growth Engine 35:18 Downtown Momentum Feels Real 36:52 The Warren Buffett Comparison 43:15 Boring Investing Wins 44:19 Certainty Beats Shiny Objects 46:43 Passive Income Planning Tool 48:36 Refinance for Property Babies 54:02 Why and Meaningful Impact 56:37 Homeownership Mission HomeStep 01:00:04 Audience Q&A Septic to Sewer 01:01:34 AI at JWB Today 01:03:43 Allocation and Black Swan Strategy 01:08:48 Wrap Up and Next Week Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

New York, like many great cities in the US, has high wages and even higher real estate prices.  Add a growing anti-landlord political environment and you can see why it's hard for many to invest in their local market. But investing isn't your only option. That's why we are bring on John Williams, a real estate investor from Long Island, NY,  as our next guest investor on the Not Your Average Investor Show! JWB's cofounder, Gregg Cohen, and show host, Pablo Gonzalez, will dive into John's story to uncover: - why he decided he would invest in a market 1,000 miles away (instead of somewhere he can drive to) - what made him choose Jacksonville out of all the Florida markets New Yorkers are flocking to - how he is growing his real estate portfolio to fit his goals - and much more! John is famously known in our community as "Il Maestro".  Join us live to meet him on the show for the first time, and be part of the conversation! Listen NOW! Chapters: 00:00 Meet John Williams 01:56 Early Real Estate Spark 02:54 Self Managing Mistakes 03:35 Team First Mindset 04:59 JWB Community Breakthrough 06:42 First Buys and Fast Growth 07:57 Tree Damage Trust Test 10:02 Doing the Right Thing 12:37 Remote Landlord Lessons 14:15 Legacy and Identity 17:15 Why Community Changes You 20:00 Why Not New York 24:01 Spouse Buy In Matters 27:42 Goals for Ten Properties 29:08 Legacy Planning Goals 30:04 Three Phase Wealth Plan 31:21 Debt Snowball Paydown 33:25 Family Involvement Strategy 34:39 Portfolio ROI Breakdown 37:25 Credits And Buydowns 39:39 Real Estate Language 101 40:50 Cashflow Credits Explained 44:11 Reserves And Bank Accounts 46:14 Rate Buydown And DSCR 48:44 Pac Man Profit Centers 50:42 Retirement Funds To Real Estate 52:51 Team First And Summit Wrap 55:54 Final Takeaway Dont Be Average Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

So many people who want to invest in real estate know they're not ready yet, and want to find a path to get there, but can't find an example to follow. That’s why this week on the Not Your Average Investor Show, Gregg Cohen and Pablo Gonzalez are joined by client investor, Gregory Roberts, to share what actually happens in the year between “not ready yet” and feeling confident enough to move forward. Gregory showed up to the Not Your Average Investor Summit knowing he wasn’t ready to take action. Instead of forcing a decision, he focused on learning, gaining clarity, and giving himself time. A year later, everything looked different. In this conversation, you’ll hear: ✅ Why showing up before you feel ready can be a smart move ✅ How clarity builds when pressure is removed ✅ Who you need in your corner to get over the hump Listen NOW! Chapters: 00:00 What Can Change in a Year: From Observer to Investor 01:23 Summit Week Kickoff + Meet the Panel (Pablo, Gregg, Lee, Dr. Roberts) 02:26 How Dr. Roberts Found the Summit & the JWB Community 04:06 His ‘Why’: From Poverty to Advising Students Through Real Estate 07:27 Early Investing Journey: First Townhouse, First Rental Lessons (2017–2018) 09:25 Hitting the Wall: Traditional Lending Roadblocks After Relocating 11:39 The Breakthrough: Selling, 1031 Exchange, and JWB’s Step-by-Step Support 14:11 What ‘Real Turnkey’ Means: Condensing Years into a Few Calls 26:16 1031 Exchange Explained: Deferring Taxes to Buy More Real Estate 28:24 1031 Exchange Deadlines: 45-Day ID & 180-Day Close (No Wiggle Room) 28:50 How a Coordinated Team Makes a 1031 Exchange Actually Work 29:27 From One Property to Two: Understanding Capital Gains & the Exchange Flow 31:15 Real Estate as a New Language: Learning the Vernacular Through Repetition 32:52 Meeting People Where They Are: Teaching Investing with Analogies 37:14 Dr. Roberts’ Next Chapter: Growing a Portfolio & Helping Others Start 41:23 JWB’s Home Step Program: Helping Renters Become Homeowners at Scale 45:30 Summit Lightning Round: How to Get the Most Out of Not Your Average Investor 50:04 Final Send-Off: Community Impact, Gratitude, and “Don’t Be Average”  Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

You’ve probably heard us talk about “properties having babies” when investors use a cash out refi to buy new properties with no new capital. But what does that actually look like when you’re the investor making the call? In this episode, show host Pablo Gonzalez opens up his real-life portfolio to walk through the decision to do a cash-out refinance, and whether the short-term drop in cash flow is worth the long-term growth. JWB co-founder, Gregg Cohen, will unveil a new tool he just developed that helps visualize the trade-offs investors face when they refinance like: ➕ What changes immediately in your monthly cash flow ➕ How much quicker it gets investors to their goal ➕ When it wouldn't make sense to do it If you’ve been sitting on equity and wondering what to do next, this behind-the-scenes breakdown will help you figure out if a cash out refi could work for you! Listen NOW! Chapters: 00:00 Cash-Out Refi & “Property Babies” — What We’re Building Today 01:33 Welcome to Not Your Average Investor Show + Why This Topic Matters 02:25 The Equity Fear Factor: When to Harvest Without Killing Cash Flow 03:10 Tool Tease + Live Case Study Setup (Pablo’s Portfolio) 05:02 Quick Housekeeping: Summit Update + Important Disclaimer 05:55 Pablo’s 3-Property Origin Story (2021–2022) & Funding Moves 07:07 Profit Breakdown: Appreciation, Paydown, Tax Savings & Cash Flow Reality 08:37 Eviction, Vacancy, and the Long Game: Staying Invested Through Pain Points 13:01 Pac-Man Principle: Why Appreciation Dominates the “Profit Pie” 14:48 Introducing the Passive Income Planning Tool (Beyond a Profit Snapshot) 16:15 Setting the Target: $10K/Month Net in 15 Years — Why It Matters 18:18 Phases of the Plan: Acquisitions → Debt Paydown → Distribution 20:34 Current Snapshot: $366/mo, $270K Equity, and 43% of Acquisitions Done 23:23 If You Do Nothing: 15-Year Projection for Income and Equity Growth 24:29 Delivering the Next Property Baby: How Much Cash You Need ($60–$75K) 27:55 15-Year Upside: Cashflow Growth + Massive Equity Gains 28:54 “Go Find the Money”: Cash-Out Refi Options & Portfolio Cashflow Impact 32:05 Which Properties to Refinance? Protecting Low Rates & Picking the Winner 35:49 New Passive Income Plan: 4 Properties, Small Cashflow Trade-Off, Big Long-Term Win 39:03 Is $63K Enough to Buy Another Rental? Down Payment Targets & Inventory Fit 40:00 Small vs Big Homes Debate: Appreciation, Neighborhood Cycles & Workforce Housing 45:31 Live Q&A: HELOC vs Refi, Taxes/Insurance Included, and Using Primary Home Equity 49:27 Summit Next Steps + Community Updates (C3X, Greg Roberts, Karaoke) 54:18 Final Wrap: Summit Logistics & “Don’t Be Average” Send-Off Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

It’s been years in the making, and now Jacksonville’s urban core is on the cusp of something big: 10,000 downtown residents. This week on Not Your Average Show, JWB Co-Founder Gregg Cohen and show host Pablo Gonzalez break down the newly released State of Downtown Report and explain what this milestone means for investors and the future of the city. With nearly 9,000 residents already downtown and a 31% population surge since 2020, the long-talked-about “24-hour city” is finally becoming a reality. Here’s what we’re diving into: ✅ Why 10,000 is more than just a number and how it changes a city's trajectory ✅ How JWB’s Pearl Square is helping complete the downtown puzzle ✅ The power of the density flywheel: more people means more restaurants, retail, and livability ✅ Why city leaders are setting their sights on 20,000 and how early investors benefit most When population growth turns into real, livable vibrancy, opportunity follows. Listen NOW! Chapters: 00:00 Introduction and Excitement for Jacksonville's Real Estate 01:54 Overview of Downtown Vision Report 03:55 Population Growth and Residential Development 09:57 Investment and Development Projects 15:16 Educational and Healthcare Expansions 21:41 Enhancing Livability in Downtown Jacksonville 24:17 The Shift from 8-Hour to 16-Hour Downtowns 25:30 Proven Models of Downtown Transformation 29:31 Living and Working in Downtown Jacksonville 31:32 Investor Insights and Property Appreciation 36:26 Balancing Rent Increases and Community Growth 46:28 Upcoming Summit and Community Engagement Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

The real estate market is entering 2026, and many investors are trying to make the right move. And when things feel unclear, it’s easy to get distracted by headlines or make decisions that drift away from long-term goals. That’s why this week, we’re taking you inside JWB Real Estate Capital’s annual “State of the Union.” In this special episode of the Not Your Average Investor Show, JWB Co-Founder Gregg Cohen and host Pablo Gonzalez walk you through how JWB reviews performance, filters noise from signal, and builds a strategy rooted in real data and real operations. Here’s what you’ll learn: - JWB’s 2025 performance recap: how we bought, sold, built, and managed properties - What the data says about the Jacksonville market in 2026: home price appreciation, rent growth, inventory, and demand - How JWB’s 2026 strategy aligns with these trends to help our clients invest with clarity and confidence - A preview of what’s coming at the Not Your Average Investor Summit: what’s new this year, what you’ll experience in Jacksonville, and who this event is really for If you want to make smarter, data-driven decisions in the year ahead, this is the conversation you don’t want to miss. Listen NOW! Chapters: 00:00 Introduction and Overview 01:58 Meet the Hosts 02:30 Nashville Adventures 03:42 State of the Union: JWB's 2026 Playbook 07:32 Acquisitions and Market Outlook 14:25 New Construction and Sales Strategy 20:46 Leasing and Property Management 35:22 Homestead Program and Community Impact 35:57 JWB's Vision for the Future 37:05 Introduction to the Home Step Program 37:59 Impact of the Home Step Program 39:54 JWB Cares: Charitable Initiatives 43:47 Elevate Communities: Multifamily Arm 44:52 Expanding Property Management to New Markets 52:01 Summit Preview: Celebrating 20 Years Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

Big headlines make it sound like housing is about to change overnight — but will it? In this episode of the Not Your Average Investor Show, JWB Co-Founder Gregg Cohen and host Pablo Gonzalez break down two major headlines:  President Trump’s proposed “Wall Street ban” on single-family rentals, and the historic move directing the GSEs to buy $200B of mortgage-backed securities. They’ll explore: - The real share institutional investors have in single-family homes - How a proposed ban would actually affect affordability and supply - What the $200B MBS move signals for mortgage rates and the market - Why these policies feel very different depending on where you invest If you’ve been wondering whether these headlines signal opportunity, risk, or just more noise, you won't want to miss this one. Listen NOW! Chapters: 00:00 Introduction and Headlines Overview 01:33 Welcome to the Not Your Average Investor Show 02:03 Big News: Not Your Average Investor Summit 02:23 Jacksonville's Mayor Joins the Summit 04:54 Jacksonville Population Growth vs. Home Sales 09:54 Trump's Proposal on Institutional Investors 10:58 Debunking the Institutional Investor Myth 13:14 Institutional Investors' Impact on the Housing Market 18:40 Detailed Breakdown of Housing Units and Ownership 23:29 Conclusion: Minimal Impact of Potential Ban 25:38 Institutional Investors and Housing Affordability 26:33 The Role of Institutions in the Housing Market 27:24 Challenges and Solutions in Home Building 31:02 Q&A: Jacksonville's Housing Market 32:35 Summit Preview and State of the Union 39:15 Government Policies and Mortgage Rates 53:19 Conclusion and Final Thoughts Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

One of the great things about rental properties is that they often lead to more rental properties without needing additional capital- what we call "rental property babies"- PLUS if you bought a rental property a few years ago, there’s a good chance you already have what you need to have one of these new babies! The problem is that opportunity doesn’t always show up clearly on a spreadsheet. That’s why on this episode of the Not Your Average Investor Show, we’re bringing on JWB client, Sarann Jennings, who recently used the equity in her properties to acquire a bundle of new rental homes. Join show host Pablo Gonzalez to hear about:  ✅ How she used equity to grow her portfolio with no new capital   ✅ What challenges she had to overcome to get started in real estate  ✅ How "income insurance" works to protect your retirement lifestyle If you’ve ever wondered whether the equity in your properties could do more for you, this conversation will help you see it differently. Listen NOW! Chapters: 00:00 Introduction to the Guest Investor 02:02 Sarann Jennings' Real Estate Journey Begins 03:16 Challenges of Self-Managing Properties 06:34 Transition to Passive Real Estate Investing 11:30 Comparing Management Companies 15:21 The Importance of Trust in Real Estate 18:07 Strategizing for Long-Term Goals 21:20 Expanding the Portfolio 25:00 Financial Engineering and Future Plans 33:44 The Magic of a 20-Year Business Model 34:41 Community Questions: Leveraging Equity and Debt 35:12 Aggressive Investment Strategies 36:16 The Five Profit Centers Explained 38:45 Reserve Strategies and Cash Flow Management 43:57 Refinancing and Expanding the Portfolio 53:09 The Power of Holding Properties 57:40 Final Thoughts and Community Engagement Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies

Every year, we set aside one show to turn the spotlight where it belongs: on our community. This Upcoming Show is a celebration of the people who show up week after week, tune in, ask great questions, and actually apply what they’re learning along the way. And on this show… we won’t be the ones sharing the lessons. Instead, members of our investor community will join us live to reflect on the past year and share the real takeaways that stuck with them; the ideas, conversations, and moments from the show that changed how they think about real estate. Join Gregg Cohen, co-founder of JWB, and Not Your Average Investor Show host Pablo Gonzalez as they introduce you to the faces and voices behind the names you hear every week during roll call. Throughout the live conversation, community members will share: - Their favorite lesson from the show this year - The episode or insight that shifted their perspective - How those lessons showed up in their real investing journey We’ll also take time to recognize the community itself, from our most engaged attendees to the investors who took action this year, because this show only works when people show up and participate. Whether you’ve been with us all year or you’re tuning in for the first time, this episode gives you a front-row seat to the community that makes this show what it is. Listen NOW! Chapters: 00:00 Annual Tradition and Community Appreciation 01:50 20 Years of JWB: A Milestone Celebration 03:15 Not Your Average Investor Summit Announcement 05:44 Fan Appreciation Show: A Heartfelt Tradition 08:05 Community Member Introductions and Fun Facts 17:05 The Why Behind Real Estate Investing 27:13 Favorite Episodes and Key Takeaways 32:30 Engaging with the JWB Community 32:56 Highlighting JWB Teammates 34:02 Tax Benefits and Investment Strategies 36:05 Client Journeys and Success Stories 38:58 Biggest Lessons Learned in 2025 50:03 Top 10 Attendees of 2025 52:57 Why We Watch the Show 01:02:20 Reflecting on Community and Gratitude Stay connected to us!  Join our real estate investor community LIVE:  https://jwbrealestatecapital.com/nyai/ Schedule a Turnkey strategy call:  https://jwbrealestatecapital.com/turnkey/  *Get social with us:* Subscribe to our channel  @notyouraverageinvestor   Subscribe to  @JWBRealEstateCompanies   🌐 Facebook Group - https://www.facebook.com/groups/rentalpropertyinvesting 📸 Instagram - https://www.instagram.com/nyai_community 📸 Instagram - https://www.instagram.com/jwbrealestatecompanies