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In this episode of The Crown Effect, Crown Money founder Scott Parry speaks with client Kamani about how she transformed her finances, money habits and long-term property strategy. Before joining Crown Money, Kamani was paying around $3,500 off her home loan each year. After implementing the Crown Money system, she reduced her loan by almost $30,000 in six months and approximately $60,000 within 12 months, an improvement of 1,189%. Kamani shares how she increased her savings rate from around 5% to 29%, moved away from credit cards, Afterpay and impulse spending, and built enough accessible cash flow to manage unexpected expenses without taking on more debt. They also discuss: • Why Kamani carefully researched Crown Money before joining• How prioritising savings can accelerate home loan reduction• The value of financial tracking, coaching and accountability• Her plan to pay off her home within three to five years• Her long-term strategy to own four investment properties debt-free If you have ever wondered whether it is possible to reduce debt faster without sacrificing your lifestyle or selling your investments, Kamani’s story offers a practical and inspiring example of what the right strategy and support can achieve.

Paying off your mortgage years ahead of schedule isn’t about earning more. It’s about having the right strategy and sticking to it. In this episode, Scott Parry is joined by Crown Money clients Ben and Amy, who share how they reduced their mortgage from nearly $500,000 to under $100,000 in just four years. They reflect on their initial scepticism, the mindset shifts that changed their approach to money, and why they now focus on paying off their loan faster rather than chasing the lowest interest rate. They also discuss how the Crown Money system helped them become more intentional with their spending, why they no longer worry about interest rate rises, and what life looks like as they prepare to become completely debt-free. With plans to build wealth for their family and create more financial freedom, their story is a powerful example of what's possible with the right guidance and consistency. If you've ever wondered whether paying off your mortgage sooner is really achievable, this conversation is for you.

Financial freedom doesn’t happen by accident. It happens through the right strategy, consistent action, and a willingness to do things differently. In this episode, Jessie Edge and Scott Parry are joined by Crown Money client Jackson, who shares his seven-year journey from financial stress and poor loan structures to being on track to own his home outright before the age of 38. He reflects on the challenges he faced before joining Crown Money, the mindset shifts that helped him stay focused, and the systems that have accelerated his progress. Over the past 12 months alone, Jackson has paid more than $161k off his mortgage principal. He also discusses the importance of accountability, creating additional income streams, building generational wealth for his family, and staying committed to long-term goals rather than chasing short-term appearances. If you’re looking for inspiration, practical financial lessons, and proof that a different approach can create extraordinary results, this conversation is for you.

Buying a car can be one of the biggest financial decisions people make, but too often it’s driven by emotion, pressure, and lifestyle creep rather than strategy. In this episode, Jessie Edge and Scott Parry unpack the real cost of car ownership, the financial traps people fall into, and why they believe you should “drive the cheapest car your ego can afford”. They break down practical rules around vehicle spending, the pros and cons of electric vehicles, and why buying brand new cars can seriously slow down your financial progress. They also explore smarter ways to fund a vehicle, the risks of novated leases, and how to think about major purchases without derailing your long-term goals. If you want to make better financial decisions, reduce unnecessary debt, and keep your money working toward financial freedom, this conversation is for you.

Trying to stay on top of your finances can feel like a full-time job, especially when money is spread across multiple accounts and there’s no clear system in place. In this episode, Jessie Edge and Scott Parry are joined by Crown Money clients Andrew and Katie, who share how they went from juggling bills and managing cash flow day-to-day to building a simple, structured system that gave them clarity and control. They talk through their initial scepticism, what made them choose Crown Money, and how seeing the numbers mapped out changed their perspective. Within just 12 months, they were $70,000 ahead on their mortgage, reduced financial stress through automation, and developed stronger habits around spending and decision-making. They also share how they approached a major purchase without derailing their progress, and why it was still worth it. If you’re feeling overwhelmed by your finances and want a clearer, more effective way to get ahead, this conversation is for you.

Feeling like your money is coming in and going straight back out can leave you stuck with no clear way forward. In this episode, Scott Parry is joined by Crown Money clients James and Jessie, who share how they went from feeling like they were treading water financially to taking control with a clear plan and strategy. They talk through the moment they realised something needed to change, how their mindset shifted, and the simple but powerful approach that helped them start making real progress. From paying down thousands off their mortgage in a single month to working together as a team, their journey shows what’s possible when you understand how money works and have the right support behind you. If you’re tired of feeling stuck and want a smarter way to move forward financially, this conversation is for you.

Paying more into your mortgage doesn’t always mean you’re getting ahead. In this episode, Scott Parry is joined by Crown Money clients Leanne and Peter O’Shea, who share how they went from aggressively paying down their loan to realising they were still stuck making little progress. They unpack the mindset shift that changed everything, how the right strategy helped them take control, and what it looks like to make your money work for you, not just the bank. Now paying off an average of $5,000 per month and on track to be debt-free by the end of the year, their story is a powerful reminder that it’s not just about how much you put into your mortgage, but how you manage it. If you’ve ever felt like you’re working hard but not getting ahead, this conversation is for you.

Financial advice isn’t just about investments; it’s about building confidence at every life stage. In this episode, Jessie Edge and Scott Parry are joined by financial planner David Pereira to explore how financial planning supports young families, protects income, strengthens superannuation, and prepares you for retirement. They discuss the real value of insurance, the importance of binding death benefit nominations, and why income protection is often more critical than life insurance. If you want clarity around your financial future and practical insights you can actually use, this conversation is for you.

In this episode, Jessie Edge and Scott Parry break down the basics of shares, ETFs, managed funds, property, bonds and crypto in simple, practical terms. You’ll learn how each investment works, why diversification matters, and how long-term strategies build real wealth. If you want to grow your money without “betting the house”, this is the place to start. Clear. Straightforward. Built for beginners ready to move forward financially.

In this episode, Jessie Edge and Scott Parry unpack why coaching isn’t just for elite athletes. It’s for anyone serious about financial success. They break down how accountability, structure and expert guidance can dramatically improve your results, whether you’re chasing fitness goals or working to pay off your mortgage faster. Here’s what they cover: Why going it alone with money often leads to slow progressThe real reason accountability changes behaviourHow a structured plan outperforms motivation aloneWhy expertise matters when mistakes are expensiveThe “personal trainer” approach to building wealth If you’re earning good money but still feel like you’re not getting ahead, this episode will challenge how you think about results. Because when it comes to your finances, hope isn’t a strategy. Performance is.

In this episode, Scott Parry and Jessie Edge unpack how financial blind spots in relationships can lead to serious consequences, especially during major life events like divorce or death. They highlight why it’s crucial for both partners to have visibility and access to financial information, and how a lack of financial transparency can leave individuals vulnerable in times of crisis. You’ll learn practical steps to protect yourself, the importance of having a plan in your own name, and how financial advisors can play a pivotal role in creating long-term security and peace of mind.

In this episode, Jessie Edge and Scott Parry discuss innovative strategies for making mortgages tax-deductible through a method called debt recycling. Scott explains how this strategy can help individuals create passive income while reducing their home loan debt. Here’s what they cover: How turning bad debt into good debt could change your retirement game Why borrowed money (done right) can lead to tax-deductible wins How your mortgage could become your biggest financial minion The strategy that helps clients break free from 30-year loan traps A smarter way to set up your future, one that banks hope you never discover If you're feeling like you earn good money but still aren’t getting ahead, this episode is for you. It’s not just theory, it’s a blueprint for real progress, tailored to hardworking Australians who are tired of spinning their wheels.

So you’re thinking about buying an investment property -congrats! But before you sign on the dotted line, this episode is a must-listen. We unpack: The biggest traps that catch new investors off guard.How to spot slick sales tactics and too-good-to-be-true promises.Smart ways to research areas, deals, and developers.The difference between buying for hype vs. buying for strategy. We’ll help you dodge the duds and make confident, informed property decisions, without losing your sense of humour (or your savings).

Jessie Edge and Scott Parry unpack the 7 Levels of Financial Freedom, from debt stress to living off passive income. Discover where you sit, what it means, and how to level up using simple, proven money strategies. Freedom starts here.

AI is changing everything - how we work, live, and even how we spend money (yep, robots might be better budgeters than some of us!). In this episode, we chat about: What the rise of AI really means for your finances and job security. Simple ways to make your money “future-proof.” How to stay financially flexible when the world feels unpredictable. Why being smart with your cash today can set you up for an AI-powered tomorrow. Think of it as your cheat sheet for surviving — and thriving — in the age of algorithms.