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If you don't have any goal.  So your success is questionable.  If you don't know where you want to reach, you can't get anywhere.  Like before going on a trip you should know where you want to go.  Similarly, you should also know where you want to reach in the financial field.  Then you can reach there.  If you have only one destination, how will you plan to reach there and walk in that direction?  If you want to do something in life, then know that without a goal, work will not work.

The first principle of the best use of time. Keep a book of time.

How much is your time worth?

How much time do you actually have?

Why do you feel sach a shortage of time now a days?

Time management