
Advertise on podcast: No BS With Birchy
This podcast has
97 episodes
Language
EnglishPublisher
Nathan BirchExplicit
Yes
Date created
2021/02/11
Latest episode
2026/10/21
Average duration
25 min.
Release period
8 days
Description
Welcome to the No BS With Birchy Podcast, I'm your host, Nathan Birch, and this is the show unravelling the truth to the façade of the 21st century, we're now exiting the matrix and waking up to motherf*cking reality.
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Check latest episodes from No BS With Birchy podcast
The Market Is Falling and I Have Never Been More Excited | No BS With Birchy | EP 260
2026/10/21
While everyone else is watching the news and waiting for the crash, Nathan is out actively buying. In this episode he breaks down what is actually happening across Australian property markets right now, why the panic is creating the best opportunities he has seen in years, and the distressed stock networks that most buyers agents have never even heard of.
00:00 - Intro
01:00 - What the news is getting wrong about the market
03:00 - Where prices are falling and where they are not
05:00 - Investors throwing in the towel and what that means for renters
07:00 - Distressed stock: 160 properties sold in 36 hours
09:30 - The Melbourne opportunity nobody wants to talk about
11:30 - Why every "crash" prediction has been wrong
13:00 - Disposal agents, liquidators and how to get on the list
13:45 - Final word
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
***DISCLAIMER***
The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.
Why Buying in a Trust Could Be Killing Your Portfolio | No BS With Birchy | EP 260
2026/10/14
In this episode, Nathan breaks down the trust structure debate that has taken over social media. Why the big four banks are quietly pulling back from trust lending, what happened to investors who chased the infinite borrowing loophole, and why the answer to trust vs personal name is almost never what the TikTok gurus are telling you.
00:00 - Intro
01:30 - Why the big four banks are exiting trust lending
04:00 - The client with 20 properties who got stuck because of a trust
06:30 - The infinite borrowing loophole and why the banks closed it
09:00 - Land tax: why a trust could cost you $32K a year on the same property
11:30 - Where negative gearing losses get trapped inside a trust
13:30 - When trusts actually make sense in a portfolio
15:30 - Who is pushing trusts and what is their agenda
16:30 - Final word: align the structure to the strategy not the other way around
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
***DISCLAIMER***
The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.
The Part of Property Investing Nobody Talks About | No BS With Birchy | EP 259
2026/10/07
In this episode, Nathan breaks down what financial freedom actually looks like when the portfolio has to pay the bills. Why having ten properties does not automatically mean you are retired, how to transition a portfolio built for growth into one that generates cash flow, and what Nathan was not prepared for when he quit his job at 24.
00:00 - Intro
02:00 - The difference between looking wealthy and being financially free
05:00 - Why liquidity matters more than most investors realise
08:00 - The accumulation trap: collecting assets without a transition plan
11:00 - How to turn a growth portfolio into a cash flow portfolio
14:00 - How Nathan quit his job during the GFC and what made it possible
18:00 - The identity shift nobody prepares you for when you stop working
21:00 - Why retirement is not great for everyone and what to watch out for
23:00 - Each phase of the journey needs a different version of you
24:00 - Final word: what financial freedom actually looks like
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
***DISCLAIMER***
The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.
The Most Expensive Mistake You Can Make in Property Right Now | No BS With Birchy | EP 258
2026/09/30
In this episode, Nathan breaks down why taking property advice from social media could be the most expensive mistake you ever make. Who is actually getting paid when an influencer recommends a suburb, why the markets everyone is hyping right now are the ones Nathan is selling out of, and what three decades of investing looks like compared to three years of ring light content.
00:00 - Intro
02:00 - Why anyone can look like an expert with a phone and a ring light
05:00 - The difference between building wealth and building a brand
08:00 - How large buying groups skew data and create fake boom towns
12:00 - Lost decades: Perth 2010, Melbourne 2016 and who is talking about that on TikTok
16:00 - The fad cycle: granny flats, NRAS, NDIS, rooming houses and what comes next
20:00 - Why growth is never guaranteed and what Nathan actually buys on
23:00 - Strategy vs hope: why some investors get to 50 properties and some get stuck at two
25:00 - How to cut through the noise and find advice you can actually trust
27:00 - Final word: numbers don't lie, emotions do
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
***DISCLAIMER***
The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.
How Waiting One Year Costs You $104K in Borrowing Power | No BS With Birchy | EP 257
2026/09/23
In this episode, Nathan sits down with Sumit from Zinger Finance for an impromptu podcast after Sumit walks in with a presentation nobody asked for but everyone needed to see. The real cost of waiting. What happens to your borrowing capacity while you sit on the fence, why the lower end of the market is getting squeezed from both sides, and why the investors who act now will look back on 2026 the same way people look back on 2012.
00:00 - Intro
02:00 - The cost of waiting: what happened to people who said they'd buy after rates went up
05:00 - Same client, 2021 vs 2026: borrowing capacity down $104K with the same numbers
09:00 - One client, three lenders: CBA vs Firstmac vs Liberty and the $378K difference
14:00 - Why a 30-year loan contract does not mean you are stuck for 30 years
17:00 - The two-tier market: why the lower end is getting sandwiched and prices are rising
21:00 - What happens to your portfolio when rates drop and everyone can borrow again
24:00 - Ten properties doubling vs one property doubling
26:00 - Which parachute do you want to pull: having options vs having regrets
27:00 - Final word: what is the opportunity cost of waiting
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
***DISCLAIMER***
The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.
How an $80K Salary Gets You 15 Properties | No BS With Birchy | EP 256
2026/09/16
In this episode, Nathan sits down with Sumit from Zinger Finance to talk about why they're rebranding after nearly 20 years. Where the name Zinger came from, why they can't just hire brokers off the street, why they operate more like a charity than a mortgage business, and what the new look and direction means for investors.
00:00 - Intro
02:00 - The origin of the Zinger name: a chicken deal, a sweating Indian banker and a KFC ad
07:00 - Why Zinger operates like a charity and writes $90K loans while other brokers chase $900K ones
12:00 - Why the average Zinger client has 15 properties on an $80-100K salary
16:00 - Why existing brokers never last and why Zinger trains everyone from scratch
21:00 - The internal career path: customer service to credit analyst to broker
25:00 - What changes with the rebrand and what stays exactly the same
28:00 - The new logo, the percentage symbol and what it stands for
31:00 - Final word: finance that keeps you moving
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
***DISCLAIMER***
The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.
The 18-Year Cycle That Predicts Every Property Crash | No BS With Birchy | EP 255
2026/09/09
In this episode, Nathan sits down with Geordie from Williams Real Estate to unpack one of the most powerful frameworks in property investing: the 18-year land cycle. Where we are right now in the cycle, which markets are about to get hurt, which ones are set up for the next boom, and why the people buying in Perth and Brisbane today could be the surrogate parents of the next decade.
00:00 - Intro: Nathan and Geordie's story and how they connected
04:00 - Geordie's background: construction, corporate, Rich Dad Poor Dad, and going all in
09:00 - The 18-year land cycle explained: 14 years of expansion, 4 years of downturn
15:00 - Tracing the cycle back: GFC, 1990 recession, Great Depression
21:00 - Where we sit today: equivalent to mid 2007 or late 1989
27:00 - How money flows through cities: Sydney, Melbourne to Brisbane, Perth and back again
33:00 - The mining boom bust and why those towns will roll over again
39:00 - Why Nathan is buying in Melbourne and Geordie is following
45:00 - The surrogate parent: buying what someone held for 12 years and sold at a loss
50:00 - Two key mistakes buyers agents make and why two big ones went under
55:00 - Cash vs debt, LVR strategy and when Nathan stopped using banks
01:01:00 - Motels, ten thousand properties, and the lazy investor philosophy
01:07:00 - When to sell, when to hold and the ten-year lost decade trap
01:13:00 - Final word: it's a banker's game with houses thrown in the middle
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
***DISCLAIMER***
The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.
The Off the Plan Property Trap | No BS With Birchy | EP 254
2026/09/02
In this episode, Nathan breaks down why he has bought zero brand new properties in 23 years of investing. Who is really making money when you buy off the plan, why the government incentives are not there for your benefit, and why some of the best deals Nathan has ever done were picking up new properties from people who got burnt a decade earlier.
00:00 - Intro
01:30 - How off the plan has been sold to Australians for 30 years
03:30 - The commissions nobody tells you about
06:00 - Why brand new properties are often overvalued from day one
08:30 - The NRAS disaster and who cleaned up the mess
11:00 - The mortgage broker strategy and the one bedroom Melbourne trap
13:30 - Zero brand new properties in 23 years and 25,000 deals
15:00 - NDIS housing and rooming houses: the newest traps
17:00 - Why buying into a 500 unit block creates its own competition
18:30 - Builder liquidations and the risk no one talks about
19:30 - Why government incentives are about their housing numbers, not your wealth
21:00 - Final word
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
***DISCLAIMER***
The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.
Why Australia's New Tax Changes Could Favour Property Investors
2026/08/19
In this episode, Nathan breaks down a viral ten-page white paper on Australia's proposed capital gains tax reforms, and why the shift to inflation indexation could actually hand leveraged property investors a bigger advantage, not a smaller one. Using a side-by-side example of a $100K property deposit vs. a $100K equity investment in a growing business, Nathan unpacks why property could need to grow by just 40% while shares may need to grow by nearly 720% to produce the same after-tax profit, and what that means for the next generation of investors.
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
***DISCLAIMER*** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.
Here's How My Investors Are Retiring | No BS With Birchy | EP 251
2026/08/12
In this episode, Nathan shares real conversations he's been having with investors right now. People who bought five, eight, thirteen properties years ago and are now converting those portfolios into retirement income. Real names, real numbers, real decisions.
01:00 - The retail worker with 13 properties
03:00 - Buying a block of units cash to cut debt
04:30 - The investor with 23 properties retiring this year
06:30 - The security swap strategy
08:30 - How $600K in sales adds $50K a year
10:00 - Selling three, buying eight
12:00 - How to hit $130K passive and retire in 2026
13:30 - The mines worker replacing a $200K salary
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
***DISCLAIMER***
The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.
Watch This Before Property Investing In 2026 | No BS With Birchy | EP 250
2026/08/05
In this episode, Nathan reflects on what he would do differently if he was starting out today. From his first deal on the Gold Coast with no internet and no real estate portals, to how the fundamentals of property investing have stayed the same while everything around them has changed.
00:00 - Intro: if you could start again, what would you do differently
01:30 - The Gold Coast in the early 2000s
03:00 - What happened to Sydney, Brisbane and the Gold Coast through the GFC cycle
05:00 - Where to start: setting an income goal and working backwards 07:00 - The noise problem
09:00 - Positive cashflow vs negative gearing
11:00 - How demographics and lifestyle have changed what good asset selection looks like
13:00 - Why there is actually more access to cashflow positive property today than in 2005
15:00 - Final word: be fluid, keep moving, and inflation is your biggest asset if you use it right
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
***DISCLAIMER***
The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.
The Right Way To Navigate The Next Property Cycle | No BS With Birchy | EP 249
2026/07/29
In this episode, Nathan brings three decades and roughly 25,000 properties worth of experience to break down what the media is getting wrong about the current market, which markets are flashing danger signs right now, and exactly how he spots the bottom of a falling market before everyone else does.
01:30 - Why Nathan is buying in Melbourne and Sydney right now
03:00 - The markets he's most concerned about
04:00 - The boom bust cycle and what the chart is really telling you
06:30 - The Gladstone collapse
09:00 - What makes this cycle different
10:30 - Why rates are heading down in the medium term
12:00 - How to spot bubble territory
13:30 - What Nathan looks for before entering a falling market
15:00 - How real estate agents signal everything
17:00 - Final word
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
***DISCLAIMER***
The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.
Good Debt vs Bad Debt | No BS With Birchy | EP 248
2026/07/22
In this episode, Nathan breaks down the one concept that separates the wealthy from everyone else: how they think about debt. Why the advice you got growing up is keeping you poor, how to use debt as a tool to multiply your capital, and why Nathan's goal is to hit a billion dollars in debt.
00:00 - Intro: the two camps on debt and why Nathan wants a billion dollars of it
02:00 - Why saving is a losing strategy when inflation is outrunning everything
04:30 - Breaking down the real return on a $50K deposit when a property triples in value
07:00 - The equity multiplier: how one property becomes three, then eight
09:30 - Who are you taking financial advice from, and what have they actually built?
11:00 - Why the bank is actually the one taking the risk, not you
13:00 - Good debt vs bad debt: what qualifies and what doesn't
15:00 - Why cash flow compounds over time even when it's neutral on day one
17:00 - Final word: which side of the equation do you want to be on?
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
***DISCLAIMER***
The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.
Don't Buy Property Until You Watch This | No BS With Birchy | EP 247
2026/07/15
In this episode, Nathan unpacks the market crash no one is talking about. Why the markets everyone is running to might be the riskiest, why the markets the media is writing off might be the biggest opportunity right now, and how to read the real signals before the data catches up.
01:30 - Why Nathan is settling seven units in Melbourne while the media says it's crashing
03:30 - Melbourne vs Townsville: why Nathan sees value in one and risk in the other
06:00 - Perth, Gold Coast and Brisbane: why Nathan thinks these markets are cooked
10:30 - Counter-cyclical markets: why two opposite things can be true at the same time
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
***DISCLAIMER***
The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.
The Market Is About To Change Forever | No BS With Birchy | EP 246
2026/07/08
In this episode, Nathan breaks down the three biggest things shaking the property market right now. The government's shock SMSF lending ban, what the negative gearing and capital gains changes actually mean for investors, and why Nathan believes interest rates are heading to zero while everyone else is still talking about them going up.
00:00 - Intro
02:00 - The 45-day SMSF lending ban
07:00 - Off-the-plan buyers about to lose their deposits
10:00 - What the negative gearing and capital gains changes actually mean
15:00 - Why the fundamentals haven't changed
18:00 - Something big is coming in global markets
22:00 - Why Nathan thinks rates are heading to zero
26:00 - What happens to your borrowing capacity when rates drop
29:00 - The Iran hyperinflation story
33:00 - Final word: have a plan and take educated action
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
***DISCLAIMER***
The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.
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