Advertise on podcast: Divorce at Altitude: A Podcast on Colorado Family Law

Trusts are often described as “bulletproof” in divorce—but that assumption can be misleading. In this episode of Divorce at Altitude, co-host Ryan Kalamaya is joined by associate attorney Makenzie Ralston to discuss how discretionary trusts are treated in a Colorado divorce. Ryan and McKenzie explain when a trust may truly be protected, when it can be considered property, and when it may still affect property division, spousal maintenance, or child support—even if it is not divisible. Using common divorce scenarios and Colorado case law, they break down how trust language, trustee discretion, and distribution history can dramatically impact divorce outcomes. Guest Information: McKenzie Ralston McKenzie Ralston is an associate attorney at Kalamaya | Goscha with a background in estate planning and tax law. She earned her law degree and Master of Laws in Taxation from the University of Denver Sturm College of Law and focuses on the intersection of trusts, estate planning, and domestic relations. Episode Outline What Is a Discretionary Trust? An overview of trust roles—settlor, trustee, and beneficiary—and how discretionary distribution standards such as health, education, maintenance, and support operate. Revocable vs. Irrevocable Trusts Why revocable trusts generally are not property interests for beneficiaries, how irrevocable trusts differ, and when a trust may become relevant in divorce proceedings. Colorado Case Law on Trusts A discussion of In re Marriage of Jones and In re Marriage of Balanson, and how courts analyze enforceable rights versus discretionary interests. Economic Circumstances vs. Property How a trust may not be property—but still influence property division as an economic circumstance in a divorce. Trustee Control and Distribution Patterns Why consistent distributions, beneficiary control, and trustee appointment powers can undermine claims that a trust is fully discretionary. Trust Distributions as Income How regular and dependable trust distributions may be included as gross income for spousal maintenance and child support calculations. Drafting Trusts With Divorce in Mind How thoughtful trust drafting—spendthrift provisions, independent trustees, divorce-triggered protections, and prenuptial requirements—can prov What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected]. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

Colorado has implemented the most significant child support statute updates in over a decade. In this episode of Divorce at Altitude, co-host Amy Goscha is joined by associate attorney Kate Mulh for a clear, practical breakdown of House Bill 25-1159 and upcoming guideline changes that will impact parents across the state. From medical expense reimbursement rules to IRS-driven tax credit requirements, retroactive child support factors, and revised parenting-time calculations, this episode explains what has changed, what’s coming next, and how these updates affect real families navigating divorce, child support orders, and post-decree modifications in Colorado. Guest Information: Kate Mulh Kate Mulh is a family law attorney at Kalamaya | Goscha, where she focuses on divorce, child support, parenting time, and post-decree matters. She regularly works with clients on complex child support calculations and statutory updates, helping families navigate changing legal and financial circumstances with clarity. Episode Outline Major Overhaul of Colorado’s Child Support Statute An overview of House Bill 25-1159, the largest update to Colorado’s child support framework in more than ten years, and why changes were needed to reflect modern families and economic realities.Medical Expense Updates (Effective May 31, 2025) How the statute eliminated the $250 reimbursement threshold, clarified ordinary versus extraordinary medical expenses, and established clearer reimbursement timelines.Child Support and Tax Credits Under IRS Rules What parents need to know about dependency claims, the IRS definition of “custodial parent,” equal parenting time scenarios, and the required use of IRS Form 8332.Retroactive Child Support Changes (Effective February 1, 2026) An explanation of retroactive child support, newly revised statutory factors, and how courts may now evaluate parental conduct, communication, and financial agreements.New Child Support Guidelines and Overnight Credits (Effective March 1, 2026) How updated child support schedules, expanded income ranges, self-support reserve adjustments, and a graduated overnight credit system address the “cliff effect” and better reflect real parenting costs.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected]. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

In this episode of Divorce at Altitude, Amy Goscha introduces associate attorney Kate Mulh and explores how her background in both family law and criminal defense informs her approach to divorce, parenting disputes, and protection order cases in Colorado. Kate shares insight into managing high-conflict cases, setting realistic expectations, and navigating situations where criminal allegations intersect with family court. Episode Outline Family Law and Criminal Defense Overlap How criminal cases, protection orders, and mandatory no-contact orders impact divorce and parenting cases.Managing Client Expectations Why early intervention, clear communication, and realistic goals are critical in family law cases.Team-Based Legal Strategy How a collaborative partner-associate approach benefits clients in complex divorce and co-parenting matters.Key Takeaways Family and criminal law often intersect in divorce casesEarly intervention can prevent escalation and conflictClear communication improves co-parenting outcomesA team-based approach leads to better long-term resultsRelated Episodes & Resources Spousal Maintenance and Domestic Violence in Colorado – How abuse allegations affect spousal maintenance in divorces in Colorado. What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected]. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

This week, Ryan and co-host Amy Goscha explore how youth sports intersect with co-parenting and divorce. From intense schedules to rising costs, sports can offer structure and joy—or spark serious conflict between separated parents. Whether your child is just starting out or already in competitive leagues, this episode helps parents navigate decisions with clarity and focus on the child’s best interests. 🔹 Episode Highlights Why Youth Sports Matter • How sports build resilience, discipline, and identity—especially during divorce • The mental and physical benefits for kids navigating change The Pressure on Parents • Specialization, private coaching, and travel teams: where do you draw the line? • Why the ride home might be hurting your child’s love of the game Co-Parenting Conflicts • Disputes over coaching, gear, scheduling, and attendance • When one parent is all-in and the other isn’t—how to avoid loyalty traps Legal Planning for Sports • Including gear exchanges, coaching roles, and attendance rules in parenting plans • Why “Unified Sports Philosophy” clauses may prevent future battles 🔹 Key Takeaways • Sports can be a stabilizing force for kids during divorce—when managed mindfully  • The focus should stay on the child’s development and enjoyment, not parental agendas  • Clear communication and legal planning can minimize conflict 📞 Connect with Kalamaya | Goscha • Facebook: Kalamaya | Goscha • LinkedIn: Kalamaya | Goscha • Phone: 970.315.2365 • Email: [email protected] What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected]. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

In this episode, Ryan and co-host Amy Goscha unpack a topic many divorced or separated parents face: how to navigate sleepaway summer camps. With limited summer weeks, emotional attachments, and high costs, these camps can offer both enriching experiences—and major co-parenting challenges. 🔹 Episode Highlights Why Sleepaway Camps Spark Conflict • Time lost with kids during a parent's summer break • High costs and disagreements over scheduling, location, and tradition Legal & Logistical Considerations • Should it be in your parenting plan? • Who pays, who travels, and who decides? • Why early planning matters more than you think When Camps Become Courtroom Issues • Unilateral sign-ups, relocation concerns, and gatekeeping behavior • Why judges rarely treat this as an emergency—and how to avoid that road Creating a Co-Parenting Strategy • Including clear protocols, dispute resolution, and decision timelines • How a “Unified Camp Philosophy” can reduce conflict 🔹 Key Takeaways • Sleepaway camps can benefit kids—if both parents are aligned  • Co-parenting plans should cover summer planning with clarity and fairness  • A proactive strategy prevents stress (and legal fights) later 📞 Connect with Kalamaya | Goscha • Facebook: Kalamaya | Goscha • LinkedIn: Kalamaya | Goscha • Phone: 970.315.2365 • Email: [email protected] What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected]. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

The holiday season can amplify both the joy and the stress for divorced or separated parents. In this re-broadcasted episode of Divorce at Altitude, Ryan and Amy revisit one of the most common challenges families face this time of year: creating a holiday parenting plan that works for everyone—especially your kids. We break down the key differences between regular parenting schedules and holiday-specific schedules, and why courts often treat them separately. Ryan and Amy also walk through important considerations such as your child’s age, travel logistics, extended family involvement, and how your existing custody arrangement interacts with holiday time. You’ll also learn practical strategies for minimizing holiday conflict, including when a parenting coordinator may help, how to approach scheduling conversations proactively, and ways to reduce last-minute surprises. Because every family is unique, the episode highlights an online tool designed to help you thoughtfully plan both regular and holiday parenting schedules. What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected]. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

Welcome back to Divorce at Altitude with Ryan Kalamaya and Amy Goscha. This week, Ryan and Amy unpack Colorado’s evolving spousal maintenance (alimony) landscape—specifically how coercive control, domestic violence, and litigation abuse now factor into maintenance decisions under §14-10-114. They lay the groundwork for when maintenance is considered, how the advisory guideline interacts with income, duration, and tax changes, and what judges are being asked to weigh beyond the traditional factors. Episode Highlights Maintenance 101 • When spousal maintenance is on the table after property division • How Colorado’s advisory guideline works (income, duration, caps) New DV/Coercive Control Factor • How emotional/financial abuse, coercive control, and protection orders can affect awards • Why courts may look at access to money, debt in one party’s name, and “litigation abuse” Practice & Proof • Evidence that helps: texts, photos, financial records, counseling history • The credibility challenge in DV cases—and why expert testimony can matter Judicial Reality & Open Questions • How judges may balance lifestyle history with abuse factors • Potential impacts on modifications and on payor/payee outcomes Key Takeaways • Maintenance decisions remain case-specific—now with explicit attention to abuse and control. • Early, thorough evidence gathering is crucial. • DV/coercive control issues may change whether maintenance is awarded, the amount, or duration. What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected]. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

Welcome back to Divorce at Altitude with Ryan Kalamaya and Amy Goscha! After a short break, Ryan and Amy return to unpack one of the most complicated aspects of modern divorce: how to value and divide complex assets like restricted stock units (RSUs), stock options, and other forms of deferred compensation. From tech employees with performance-based RSUs to professionals with future bonuses or stock grants, these assets can significantly impact property division — but are often misunderstood or overlooked. Drawing from Amy’s recent presentation at the Family Law Institute in Vail, this episode breaks down how these assets are classified, valued, and divided under Colorado law. Episode Highlights Understanding RSUs & Stock Options • How restricted stock units (RSUs) differ from stock options • What “vesting” really means and why timing matters during divorce Valuation & Expert Roles • When to bring in valuation experts or use the “time rule” formula • How constructive trusts help divide assets that aren’t yet liquid • The difference between joint, shadow, and rebuttal experts Legal & Tax Complexities • How courts determine marital vs. separate property for RSUs • The role of employment agreements and performance-based vesting • Common pitfalls when ignoring tax implications and timing Key Takeaways • Complex assets require both legal and financial expertise — don’t try to DIY. • Early identification and documentation can prevent major disputes later. • Work with your attorney and valuation expert to build a clear, fair strategy. What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected]. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

 Welcome back to Divorce at Altitude with Ryan Kalamaya! In this episode, Ryan and co-host Amy Goscha tackle one of the most frequently asked questions in divorce and separation: Should I move out of the house—or make my spouse move out? Whether you're early in the separation process or navigating a high-conflict breakup, this conversation breaks down the legal, emotional, and financial implications of moving out while cohabitating with a spouse.  Episode Highlights Safety First • Why safety concerns should be the first consideration in any cohabitation decision • The risks of domestic violence, alcohol use, and toxic environments—especially with children in the home Parenting & Emotional Impact • How kids are affected by continued cohabitation during conflict • The role of emotional regulation and which parent can maintain a stable environment Financial & Legal Considerations • When moving out could hurt your case—or your finances • Why some parents choose to "nest" and how studio apartments may limit parenting time • The truth about “losing rights” to a home just by moving out Exclusive Possession & Legal Process • What motions (like exclusive possession or temporary orders) are available • Why using protection orders as a workaround can backfire legally • How interest rates, mortgages, and refinancing influence housing decisions Nesting & Creative Solutions • What nesting looks like and how Colorado's housing landscape (like lock-offs) can support it • Pros and cons of continuing to live under the same roof—even post-divorce Key Takeaways  •  There’s no one-size-fits-all answer—every decision depends on safety, finances, housing options, and parenting logistics.  •  Moving out does not automatically mean losing legal rights to the home or children.   •  Always consult a family law attorney before making this decision—strategy matters. 📞 Connect with Kalamaya | Goscha  • Facebook: Kalamaya | Goscha  • LinkedIn: Kalamaya | Goscha  • Phone: 970.315.2365  • Email: [email protected] What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected]. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

Welcome back to Divorce at Altitude with Ryan Kalamaya and Amy Goscha! In this episode, Ryan and co-host Amy Goscha are recording from their brand-new office near Cherry Creek—and reflecting on the mindsets that shape how clients experience divorce and custody disputes. Drawing from both their professional and personal experiences, Ryan and Amy unpack what it means to manage emotions, expectations, and communication through one of life’s most difficult transitions. Whether you're an attorney or someone navigating a family law matter, this episode offers valuable insights into the human side of the legal process.  Episode Highlights Client Mindset & Overwhelm • Why some clients want their lawyer to “drive the train” • Recognizing when you're in fight-or-flight mode • How attorneys can meet clients where they are emotionally The Reality of ‘Divorce Fog’ • Why trauma and anxiety affect task execution • Tips for taking small steps forward, even when overwhelmed • The importance of responsive communication during crisis Entrenchment & Reactivity • What happens when clients feel the need to “fight back” • Why doing nothing can sometimes be the best strategy • The plane analogy: understanding the quiet middle phase of litigation When Lawyers Are Clients • Why attorneys are often the toughest clients • Balancing legal knowledge with emotional vulnerability • Letting go of control and trusting your counsel Managing Expectations & Hope • Setting realistic timelines and legal outcomes • How judges weigh custody and parenting disputes • Reframing conflict to prioritize children’s wellbeing  Key Takeaways  • Divorce is more emotional than logical—give yourself grace.  • Clear, frequent communication helps prevent reactivity and fear.  • Shifting your mindset from “me vs. them” to “what’s best for the kids” is essential. 📞 Connect with Kalamaya | Goscha:  • Facebook: Kalamaya | Goscha  • LinkedIn: Kalamaya | Goscha  • Phone: 970.315.2365  • Email: [email protected] What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected]. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

Welcome back to Divorce at Altitude with Ryan Kalamaya! In this episode, Ryan is joined by co-host and family law attorney Amy Goscha to explore how property division impacts spousal maintenance in Colorado divorce cases. Whether you're a high-net-worth individual or navigating a more modest estate, understanding the relationship between property distribution and support obligations is critical. Ryan and Amy unpack how Colorado law approaches these issues and the strategic implications for both parties in a divorce. Episode Highlights Property First, Then Maintenance Learn why Colorado courts divide property before considering spousal maintenance—and how the type, value, and liquidity of assets can affect support awards. High-Net-Worth Divorce Scenarios Does $10 million mean no spousal maintenance? Ryan and Amy explain why wealth doesn’t always eliminate support obligations. Asset Composition Matters From businesses to brokerage accounts to homes, not all assets are created equal when calculating income and support. Lifestyle & Location How lifestyle differences between Aspen and Grand Junction might impact maintenance—and why judges consider reasonable needs and cost of living. Disproportionate Property Awards Why courts may prefer awarding a greater share of property to avoid ongoing maintenance obligations—and how that plays into long-term financial planning. Key Takeaways Colorado is an equitable—not equal—distribution state. Property division isn't always 50/50.The more property a party receives, the less likely they are to qualify for spousal maintenance.Maintenance is based on both need and ability to pay, and judges often consider the type of asset, lifestyle, and long-term earning capacity.Financial experts can play a key role in helping determine reasonable needs, passive income potential, and net spendable income.📞 Connect with Kalamaya | Goscha  • Facebook: Kalamaya | Goscha  • LinkedIn: Kalamaya | Goscha  • Phone: 970.315.2365  • Email: [email protected] What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected]. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

Welcome back to another episode of Divorce at Altitude! This week, host Ryan Kalamaya is joined by Certified Divorce Lending Professional (CDLP) Karla Kyte to explore the critical intersection of divorce and real estate. With mortgage rates and home prices rising, understanding how divorce impacts homeownership, refinancing, and mortgage qualifications is more important than ever. With 27 years of lending experience in Colorado, Karla helps divorcing individuals navigate property division and mortgage financing. This episode unpacks common real estate pitfalls and smart planning strategies to help homeowners make informed decisions. Episode Highlights: • Why real estate is central to most divorces—and the financial stakes involved • How child/spousal support affects mortgage approval and temporary orders matter • The truth about refinancing and mortgage assumptions • Buying a home before the divorce is final—yes, it’s possible • Why working with a CDLP can prevent costly settlement mistakes Key Takeaways: 💡 Mortgage misconceptions in divorce cases—and how to avoid them 💡 Why early, court-ordered support improves loan eligibility 💡 Smart financial planning is key when keeping or buying a home 📍 Connect with Ryan & Divorce at Altitude: Phone: (970) 315-2365 Facebook + LinkedIn: Kalamaya Goscha Email: [email protected] What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected]. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

Welcome back to Divorce at Altitude with Ryan Kalamaya! In this episode, Ryan is joined by co-host and family law attorney Amy Goscha to explore how property division impacts spousal maintenance in Colorado divorce cases. Whether you're a high-net-worth individual or navigating a more modest estate, understanding the relationship between property distribution and support obligations is critical. Ryan and Amy unpack how Colorado law approaches these issues and the strategic implications for both parties in a divorce. Episode Highlights Property First, Then Maintenance Learn why Colorado courts divide property before considering spousal maintenance—and how the type, value, and liquidity of assets can affect support awards. High-Net-Worth Divorce Scenarios Does $10 million mean no spousal maintenance? Ryan and Amy explain why wealth doesn’t always eliminate support obligations. Asset Composition Matters From businesses to brokerage accounts to homes, not all assets are created equal when calculating income and support. Lifestyle & Location How lifestyle differences between Aspen and Grand Junction might impact maintenance—and why judges consider reasonable needs and cost of living. Disproportionate Property Awards Why courts may prefer awarding a greater share of property to avoid ongoing maintenance obligations—and how that plays into long-term financial planning. Key Takeaways • Colorado is an equitable—not equal—distribution state. Property division isn't always 50/50. • The more property a party receives, the less likely they are to qualify for spousal maintenance.  • Maintenance is based on both need and ability to pay, and judges often consider the type of asset, lifestyle, and long-term earning capacity. •  Financial experts can play a key role in helping determine reasonable needs, passive income potential, and net spendable income. 📞 Connect with Kalamaya | Goscha  • Facebook: Kalamaya | Goscha  • LinkedIn: Kalamaya | Goscha  • Phone: 970.315.2365  • Email: [email protected] What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected]. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

 Welcome back to Divorce at Altitude with host Ryan Kalamaya! In this episode, Ryan is joined by co-host and seasoned family law attorney Amy Goscha to break down the most significant proposed changes to Colorado’s family law rules in over a decade. After spending two years working on the Colorado Supreme Court's Family Issues Committee, Amy offers a behind-the-scenes look at how these reforms aim to modernize and streamline the family law process.  Whether you're a legal professional or navigating a family law matter in Colorado, this episode provides essential insight into what’s changing, why it matters, and how you can submit your feedback before the rules are finalized.  Episode Highlights Why Change Was Needed: • How family law differs from other civil disputes • Addressing Colorado’s growing pro se population and increasing court efficiency Key Rule Updates: • Streamlined disclosures (pay stubs, trusts, real estate, etc.) • Merging and simplifying Rule 16.2 and Rule 26 for clarity • Clearer standards for expert disclosures and procedures Contempt & Attorney Fees: • Expanded scenarios for awarding attorney’s fees • New guidance for enforcing court orders more effectively Special Topics Covered: • Updates on Guardian ad Litem (GAL) appointments and expectations • Proposed informal trial process for pro se parties • Clarified procedures for CFIs and PREs, including virtual appearances and depositions  Key Takeaways • Simplified, Transparent Rules: Less duplication, clearer expectations, and better access for all parties • Modernized Processes: Improved rules for GALs, experts, and contempt proceedings • Call for Public Input: Comment deadline is April 25, 2025, with a public hearing on May 1, 2025 📞 Connect with Us Facebook: Kalamaya | Goscha LinkedIn: Kalamaya | Goscha Phone: 970.315.2365 Email: [email protected] What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected]. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

Navigating a high-conflict divorce can feel like an overwhelming and unrelenting storm, especially when emotions run high and communication breaks down. In this episode of Divorce at Altitude, we revisit our sitdown with Liz Merrill, a seasoned mediator, divorce coach, and someone who has personally navigated the challenges of a high-conflict divorce. Liz offers invaluable insights into how to cope with the complexities of high-conflict divorces and maintain your mental and emotional wellbeing throughout the process. In this episode, Liz and Amy delve into: What is a High-Conflict Divorce?: Liz breaks down the defining characteristics of high-conflict divorces and the scenarios that can arise when you’re dealing with an individual who exhibits high-conflict behaviors. Recognizing the Red Flags: Liz shares practical tips on how to identify the signs that you may be dealing with a high-conflict individual—someone who thrives on chaos and emotional escalation. Strategies for Maintaining Mental and Emotional Wellbeing: Drawing from her own experiences, Liz offers powerful advice on how to take care of yourself emotionally and psychologically during a high-conflict divorce. From setting realistic expectations to managing your stress, she provides a roadmap for prioritizing your mental health.The Role of a Mediator in High-Conflict Divorce: Liz explains how mediators can be a vital ally in these situations, helping both parties reach a fair resolution despite the intense emotions at play. Techniques for Diffusing Conflict: Liz discusses an array of techniques aimed at diffusing volatile situations, including how to establish and maintain healthy boundaries, communicate effectively under pressure, and manage conflict without losing your composure.Supporting Children Through High-Conflict Divorce: Liz highlights the importance of protecting children from the emotional fallout of a high-conflict divorce. She provides guidance on how parents can shield their kids from conflict and support their emotional needs during the process.If you're interested in learning more or working with Liz on mediation, divorce coaching, or other divorce-related resources, you can find her at Open Space Mediation. What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected]. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.