Advertise on podcast: Lowenstein Sandler's Insurance Recovery Podcast: Don't Take No For An Answer

In this episode of Don't Take No For An Answer, host Eric Jesse sits down with Matthew Kerman, a broker at ARC Excess & Surplus, to discuss the current state and trends on directors and officers (D&O) insurance. Kerman notes that D&O insurance is moving into a more balanced, softening environment. The conversation addresses new capacity in the D&O liability marketplace, increased competition among insurance companies, and emerging coverage for AI concerns.  Speakers: Eric Jesse, Partner, Insurance Recovery Matthew Kerman, Broker, ARC Excess & Surplus Headquarters

As 2025 comes to a close, Lynda A. Bennett recaps the year through the lens of Don't Take No for an Answer episodes, noting milestone viewership, recurring trends, and what's next for the podcast in 2026. Bennett highlights leverage as a key theme across almost all of the year's episodes, emphasizing the importance of documentation and preparedness to policyholders. Don't Take No for an Answer is excited to debut new voices, cover new topics, and reach new listeners in 2026.  Speakers: Lynda A. Bennett, Partner and Chair, Insurance Recovery

In this episode of Don't Take No For an Answer, partner Jeremy M. King and Sandra Halbing cover how employer transparency statutes are impacting the employment risk landscape. The statutes require employers to disclose pay ranges and benefits in job postings, putting employers at risk of substantial legal damages if they fail to comply.   King and Halbing discuss how employment practices liability insurance policies may provide coverage for such risks, noting that policyholders should ensure full comprehension of the policy coverage. They advise policyholders to establish a response playbook and provide notice of potential pay transparency actions as soon as possible to avoid navigating a lawsuit blindly. Speakers: Jeremy M. King, Partner, Insurance Recovery Sandra Halbing, Associate, Litigation

In this episode of Don't Take No For An Answer, new Lowenstein partner Jeremy M. King joins host Lynda A. Bennett to discuss AI cybersecurity risks and how to insure them. They discuss the plethora of security risks associated with AI usage and the urgency for organizations to review their insurance policy language before a claim is presented to avoid surprises later. King and Bennett encourage listeners to make sure their patchwork quilt of coverage does not have any holes from crime to standalone cyber to professional liability to media policies. The episode concludes by discussing the rise of regulatory actions being taken by states to address AI usage and how that impacts coverage rights. Speakers: Lynda A. Bennett, Partner and Chair, Insurance Recovery Jeremy M. King, Partner, Insurance Recovery

In this episode of "Don't Take No For An Answer," Jennifer Fiorica Delgado, partner in Lowenstein's Business Litigation group, joins host Heather Weaver for a deep dive into how commercial litigators can turn insurance into a powerful tool in their litigation strategy. The discussion explores practical, high impact tactics—from identifying the applicable policies and satisfying notice requirements to establishing the duty to defend and securing indemnity. They also share insights on avoiding common pitfalls and maximizing coverage opportunities. The conversation wraps up with actionable advice for litigators, including why it's critical to bring coverage counsel into the process early and keep insurers informed at every stage, among other key considerations. Speakers: Jennifer Fiorica Delgado, Partner, Business Litigation Heather Weaver, Counsel, Insurance Recovery

In this episode of Don't Take No For an Answer, Eric Jesse and Alexander B. Corson review an update in the 3M self-insured retention decision after the Delaware Supreme Court closely ruled in favor of the insurer. The majority ruling enforced unusual language in a legacy CGL policy despite the dissent's view that the ruling elevated form over substance. Jesse and Corson advise policyholders to pay close attention to policy language and to be on the lookout for traps, even those that seem like a "pointless formality." Listen to the previous episode on this matter here. Speakers: Eric Jesse, Partner, Insurance Recovery Alexander B. Corson, Associate, Insurance Recovery

In this episode of Don't Take No For An Answer, Lynda A. Bennett and Eric Jesse discuss two New York cases that mark a turning point in allowing policyholders to pursue bad faith claims against their insurers. The cases shift New York law in favor of policyholders by lowering the bar for policyholders to bring bad faith claims and holding insurers to higher accountability standards. Bennett and Jesse advise policyholders to document all communication with their insurers to establish a strong record of bad faith in these complex cases.  Speakers: Lynda A. Bennett, Partner and Chair, Insurance Recovery Eric Jesse, Partner, Insurance Recovery

In this episode of "Don't Take No For An Answer," host Eric Jesse and Heather Weaver from Lowenstein's Insurance Recovery Group invite guest Michael Young, partner at Reichardt Noce and Young, to discuss an insurer's duty to indemnify, a lesser discussed but equally important coverage obligation as the duty to defend. The conversation notes key differences between the insurer's duty to indemnify and duty to defend, emerging approaches that courts have adopted to determine whether an insurer must pay in whole or in part for a judgment entered against or settlement reached with its insured, and ways insurers and policyholders can work together to encourage settlement of a lawsuit with duty to indemnify strategies and considerations.  Speakers: Eric Jesse, Partner, Insurance Recovery Heather Weaver, Counsel, Insurance Recovery Michael Young, Partner, Reichardt Noce & Young LLC

In this episode of "Don't Take No For An Answer," hosts Lynda A. Bennett and Eric Jesse discuss how the current claims environment is taking a toll on policyholders as insurance claims take years to resolve and insurers deny or limit coverage for clearly covered claims. Our hosts theorize causes for the increasing challenges in the claims environment in recent years, suggest industry reforms, and offer advice to policyholders seeking coverage.  Speakers: Lynda A. Bennett, Partner and Chair, Insurance Recovery Eric Jesse, Partner, Insurance Recovery

In this special crossover episode of "Terra Firma: Conversations on Commercial Real Estate" and "Don't Take No for an Answer," Lowenstein's Stacey C. Tyler and Heather Weaver speak with Brad Dubler, Managing Partner and Executive Vice President of SterlingRisk Insurance, about the latest developments in business interruption insurance, which continues to become increasingly important for businesses, landlords, and tenants alike. The conversation covers the scope and limitations of traditional business interruption insurance, new legislation that allows insurance companies to issue standalone business interruption insurance policies without a physical loss or damage requirement, and the types of policyholders that have the most to gain from this expanded form of authorized coverage. Speakers: Stacey C. Tyler, Senior Counsel, Real Estate Heather Weaver, Counsel, Insurance Recovery Brad Dubler, Managing Partner and Executive Vice President, SterlingRisk

In this episode, Lynda A. Bennett continues her conversation with Matt Sabino and John McKenna, managing partners at ARC Excess and Surplus; Justin Kudler, senior vice president and senior claims counsel for ARC Excess and Surplus; and Scott H. Moss, Co-chair of Lowenstein's Investment Management Group, about the new regulatory environment in the second Trump Presidency and how the D&O insurance market is reacting.  The panel discusses risks and concerns from an underwriter and policyholder standpoint; they also assess the state of existing regulatory claims, the potential change in risk profile that may impact future claims, and the prospective decrease in regulatory claims. Speakers: Lynda A. Bennett, Partner and Chair, Insurance Recovery Scott H. Moss, Partner and Co-chair, Investment Management Group Matthew Sabino, Managing Partner, ARC Excess & Surplus John McKenna Jr., Managing Partner, ARC Excess & Surplus Justin Kudler, Senior Vice President/Senior Claims Counsel, ARC Excess & Surplus

In the first of two episodes, Lynda A. Bennett talks with Matt Sabino and John McKenna, managing partners at ARC Excess and Surplus; Justin Kudler, senior vice president and senior claims counsel for ARC Excess and Surplus, and Scott H. Moss, co-chair of Lowenstein's Investment Management Group, about the new regulatory environment in the second Trump Presidency and how the D&O insurance market is reacting. In episode one, the panel discusses anticipated risk changes for financial line companies and how they will intersect with premium pricing, underwriting processes and policy terms and conditions.  The guests discuss how fund managers may be less of a focus for regulatory enforcement, how the underwriting industry handles the back-and-forth of federal policies over time, and the impact of Trumps initial policy initiatives.  Speakers: Lynda A. Bennett, Partner and Chair, Insurance Recovery Scott H. Moss, Partner and Co-chair, Investment Management Group Matthew Sabino, Managing Partner, ARC Excess & Surplus John McKenna Jr., Managing Partner, ARC Excess & Surplus Justin Kudler, Senior Vice President/Senior Claims Counsel, ARC Excess & Surplus

Host Lynda A. Bennett, chair of the Insurance Recovery Practice at Lowenstein Sandler, introduces the100th episode of Don't Take No For An Answer. Since its launch, the podcast has interviewed guests from all corners of the insurance ecosystem to offer market insights, different perspectives, and practical tips to understand how insurance works and how to maximize recovery when claims are presented. Lynda describes the feedback from listeners, including clients, competitors, and adversaries across the country; she also lists the topics that sparked special interest, such as D&O risks, how to implement better risk management hygiene, and the intersection of insurance and bankruptcy.  In case you missed any, just click on the links below to listen again! Finding the Right Fit: The Duty to Defend vs. the Duty to Reimburse (Part II) Insurance Needs in the Biden Administration Protecting Against Environmental Risks Reps & Warranties Insurance: Sealing The Deal The ABCs of D&O Insurance The Brave New Frontier of Securing D&O Insurance for SPACs and deSPACs The Intersection of Insurance and Bankruptcy – Part 1 The Intersection of Insurance and Bankruptcy – Part 2 Wait, that's covered? Insurability of Fines and Penalties Flowing From a Cybersecurity Breach Wearing Multiple Hats: Making Sure You Are Covered in All Capacities Speakers: Lynda A. Bennett, Partner and Chair, Insurance Recovery

Lynda A. Bennett, Heather Weaver, and Josh Weisberg of SterlingRisk continue their year-end conversation about what changed in the insurance recovery space in 2024 and what to expect in 2025.  Lynda, Heather, and Josh anticipate rate relief and broader coverage in cyber insurance, provided that companies can show that they have good risk control measures in place. They also expect this year's Crowdstrike event to affect the availability of contingent business income coverage, high jury verdicts in personal injury cases to result in continued rate pressures and potentially more restrictive coverage in the excess casualty insurance market, and the new administration in Washington, DC, to have an impact on the insurance space generally. Speakers: Lynda A. Bennett, Partner and Chair, Insurance Recovery Heather Weaver, Counsel, Insurance Recovery Josh Weisberg, Chief Risk Officer, SterlingRisk

In this episode of "Don't Take No for An Answer," Lynda A. Bennett, Chair of Lowenstein's Insurance Recovery Group, joins Lowenstein's Heather Weaver and Josh Weisberg, Chief Risk Officer at SterlingRisk to recap changes in the insurance industry over the past year, particularly in the property and casualty sectors. They discuss areas in which insurance companies are increasingly looking to restrict coverage so businesses know what to look out for during the renewal process, and they share some steps that businesses can and should take internally to make sure that they're presenting themselves as an attractive risk as they go through the underwriting process. Lynda, Heather, and Josh also address extreme weather, drones, and AI, and emphasize the importance of preparedness while navigating events that are out of one's control. Speakers: Lynda A. Bennett, Partner and Chair, Insurance Recovery Heather Weaver, Counsel, Insurance Recovery Josh Weisberg, Chief Risk Officer, SterlingRisk