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Marika discusses the importance of diversifying your income streams and with millionaires having on average seven different streams of income it’s a proven pathway to securing your wealth and ensuring you can continue to live the life you want even if one income stream stops If you want to live a comfortable life then this is an episode with great advice on different streams of income and how to get started.   KEY TAKEAWAYS When you have multiple streams of income if one stops you can still live a comfortable life Things can change and multiple streams of income are key in the journey to wealth You should diversify to have a combination of traditional and online businesses along with investment strategies You can have an online business and sell things without holding stock yourself Look at diversifying into different products Always have a backup plan especially in property in case the main plan doesn’t work out In property use a range of different strategies If you are entrepreneurial then you can purchase existing businesses There are many established businesses available to purchase and you can then add value An average millionaire has seven income streams It’s worth diversifying into precious metals and this can preserve your wealth   BEST MOMENTS ‘Various things can happen in life’ ‘You need to make sure you have money coming in from different sources’ ‘We are entrepreneurial and can make it work   VALUABLE RESOURCES Investing Earning Living Podcast - https://omny.fm/shows/investing-earning-living   ABOUT THE HOSTS Marika and Marek are experienced investors and owners of multiple successful businesses. The hosts went from having nothing to becoming multimillionaires in their early 30’s through hard work, dedication and desire to change lives. They have battled unforeseen life’s circumstances and challenges which made them realise that they do not want to be in the same rat race as others. Valuing diverse investment strategies, business avenues and multiple income streams, they are passionate about helping others to succeed in life. Listen and learn. CONTACT METHOD Email-  [email protected]    Phone - 0333 050 9443 Facebook - https://www.facebook.com/Investing-Earning-Living-1669019896663211                               See omnystudio.com/listener for privacy information.

Marek talks to Mark Lloyd, a professional entrepreneur about his journey into property investment and mentoring. Mark discusses the importance of networking and finding a mentor who can help you develop and grow and explains why educating yourself is an important step as an entrepreneur. As co-founder of the Property Master Academy Mark now mentors others on their journeys and this is a great opportunity to hear about what it takes to be a successful entrepreneur   KEY TAKEAWAYS The most important thing is your network. Network as much as possible and mirror and follow those you aspire to be If you are starting out with no money at some point you are going to need money There are plenty of people out there with money in the bank you just need to find them You can always, if you want to and need to, find money somewhere The biggest challenge in business is trust, it can be both an advantage and a challenge I’ve diversified from just property and now have stocks and crypto as part of my portfolio and I’m always looking at potential opportunities to invest As an investor it’s important not to rush in, there will always be another deal Getting educated can really make a difference There are a wide range of strategies available when you are investing in property Within everyone is a business mind it may just not be being used yet You need to be in the right environment mixing with other entrepreneurs The barriers are lack of knowledge and lack of confidence and these can both be overcome You need to build relationships with people so if  something sounds too good to be true it probably is A crowdfunding project matches the project requiring finance with an investor You need to continually work on your mindset and not give up. If a deal goes wrong you learn from it and make sure it doesn’t happen again I want my legacy to be making a difference to enough people   BEST MOMENTS ‘We’ve mentored a lot of investors’ ‘Mindset is everything ‘In property, you need to learn about it and then find a mentor who can guide you’ ‘Most people give up too soon in business’   VALUABLE RESOURCES Investing Earning Living Podcast - https://omny.fm/shows/investing-earning-living Max Crowdfund Property Master Academy   ABOUT THE HOSTS Marika and Marek are experienced investors and owners of multiple successful businesses. The hosts went from having nothing to becoming multimillionaires in their early 30’s through hard work, dedication and desire to change lives. They have battled unforeseen life’s circumstances and challenges which made them realise that they do not want to be in the same rat race as others. Valuing diverse investment strategies, business avenues and multiple income streams, they are passionate about helping others to succeed in life. Listen and learn. CONTACT METHOD Email-  [email protected]    Phone - 0333 050 9443 Facebook - https://www.facebook.com/Investing-Earning-Living-1669019896663211                                       See omnystudio.com/listener for privacy information.

Marika goes solo this week and explains in detail how your credit score and credit report are calculated. Knowing how the reports are compiled and what affects a score is vital if you want to make sure that when you apply for a loan your credit score and report are positive and this episode has great content on how lenders use credit scores and credit reports along with what you can do to be in the best position   KEY TAKEAWAYS Your credit score is used for many different financial products including loans, credit cards and mortgages It’s a score that is assigned to you and is based on how you  have managed your payments in the past Anything that has happened in the last six years will be seen by the lender thing You need to be on the electoral roll and registered to vote How long you have lived at a particular address, are you traceable? Lenders don’t want to see high levels of borrowing The closer you are to your limits on current credit cards the less creditworthy you are The report details how you have been managing your payments Lenders are looking at a combination of your score and report to decide on lending When you are applying for a mortgage check both Experian and Equifax Try and find out what credit report the mortgage lender will be using.   BEST MOMENTS ‘The longer you have lived at a particular address the better’ ‘They like low levels of personal borrowing’ ‘If you are an investor check across all the credit score companies’   VALUABLE RESOURCES Investing Earning Living Podcast - https://omny.fm/shows/investing-earning-living   ABOUT THE HOSTS Marika and Marek are experienced investors and owners of multiple successful businesses. The hosts went from having nothing to becoming multimillionaires in their early 30’s through hard work, dedication and desire to change lives. They have battled unforeseen life’s circumstances and challenges which made them realise that they do not want to be in the same rat race as others. Valuing diverse investment strategies, business avenues and multiple income streams, they are passionate about helping others to succeed in life. Listen and learn. CONTACT METHOD Email-  [email protected]    Phone - 0333 050 9443 Facebook - https://www.facebook.com/Investing-Earning-Living-1669019896663211                                         See omnystudio.com/listener for privacy information.

Marika and Marek discuss Property Sourcing

Marek is joined by Marika to talk about their speciality – Serviced Accommodation. In this informative episode, they take us through what to look for when you are starting out including great tips on finding the right area through to the policies procedures and systems you need to have in place. They share invaluable information gained from their own extensive experience in Serviced Accommodation about the practicalities and systems that really make a difference if you are building a SA business.   KEY TAKEAWAYS Serviced Accommodation can be anything from a treehouse, a room in an HMO to a penthouse. If you want to work in Serviced Accommodation you need to enjoy property and hospitality. Eviction law doesn’t apply in serviced accommodation You need to educate yourself and research carefully to find an area where Serviced Accommodation will work. When you are starting out you need to take a gentle approach with agents and vendors As you grow your business you will need to have a team to ensure that you are able to maintain and service your properties. A channel manager will help you to manage your bookings and there are free options. When you choose a payment merchant you need to review the percentage they take for each transaction You should have at least two payment merchants in case there is a dispute. To protect yourself you should have good policies and video the accommodation. To advertise your properties you need to focus on having a high profile across a variety of platforms. If you are running Serviced Accommodation in a block, house or building the safety rules and regulations are the same as a hotel Working closely with the fire service can help you to have the right processes and procedures in place Serviced accommodation is 24 hours a day, 7 days a week and you need to have a good procedure in place for emergencies.   BEST MOMENTS ‘We love being in property and providing really good accommodation’ ‘We take our own payments so we can stay in control of the money’ ‘You need to always fight your own corner’ ‘You need to apply the same rules and regulations as a hotel’   VALUABLE RESOURCES Investing Earning Living Podcast - https://omny.fm/shows/investing-earning-living   ABOUT THE HOSTS Marika and Marek are experienced investors and owners of multiple successful businesses. The hosts went from having nothing to becoming multimillionaires in their early 30’s through hard work, dedication and desire to change lives. They have battled unforeseen life’s circumstances and challenges which made them realise that they do not want to be in the same rat race as others. Valuing diverse investment strategies, business avenues and multiple income streams, they are passionate about helping others to succeed in life. Listen and learn. CONTACT METHOD Email-  [email protected]    Phone - 0333 050 9443 Facebook - https://www.facebook.com/Investing-Earning-Living-1669019896663211                                   See omnystudio.com/listener for privacy information.

Marek is in conversation with James Gough who following an illness pivoted from being a full-time athlete invested in an Olympic journey to entrepreneur and founder of JG Physique who are number one in the UK for helping business owners and entrepreneurs discover their mental and physical peak He discusses his journey and experiences along with his passion for helping others and creating a legacy that will provide opportunities for many across the world. He discusses why the starting point has to be investing in yourself and how optimising is the key to a more successful business that can scale to the highest level and change the world.   KEY TAKEAWAYS Everything happens for a reason and one door closing can lead to other opportunities Being in adverse situations has helped shape me and made me You need to fail forward and have a growth mindset Challenges do not define you and pivoting quickly is the key to success I have never worked a day in my life because I’m passionate about what I do You need to have certainty about who you are and what you are doing and nurture momentum to get where you want to be Investing in yourself is a vital starting point if you don’t invest in yourself how can you expect others to invest in you. I learned something and took something from each mentor I had. Knowing who to surround yourself with to accelerate your growth is key. Being in a headspace to support your employees to be the best they can be are challenges to face every day. You need to understand exactly where the bottlenecks are in your business You need to understand that bringing in other people with expertise is about creating balance for you. Are you servicing  and supporting yourself as part of your business It’s about who you are and if you want to create your own legacy   BEST MOMENTS ‘My ambition is to shorten my learning curve’ ‘It was a defining chapter in my life when I realised it all needs to start with investing in yourself’ ‘Can you optimise yourself any further?’   VALUABLE RESOURCES Investing Earning Living Podcast - https://omny.fm/shows/investing-earning-living JG Physique   ABOUT THE HOSTS Marika and Marek are experienced investors and owners of multiple successful businesses. The hosts went from having nothing to becoming multimillionaires in their early 30’s through hard work, dedication and desire to change lives. They have battled unforeseen life’s circumstances and challenges which made them realise that they do not want to be in the same rat race as others. Valuing diverse investment strategies, business avenues and multiple income streams, they are passionate about helping others to succeed in life. Listen and learn. CONTACT METHOD Email-  [email protected]    Phone - 0333 050 9443 Facebook - https://www.facebook.com/Investing-Earning-Living-1669019896663211                                             See omnystudio.com/listener for privacy information.

Vix Munro is an economist and professional money saving strategist who specialises in helping women entrepreneurs become financially free and wealthy and in this episode she talks about how she got started and why she is an entrepreneur. As someone who has successfully built a diverse portfolio, she discusses what she invests in and why being a mentor and empowering women is so important. This is a great insight into the life of someone who has built their own wealth and is now inspiring others to take their first steps towards building wealth and financial freedom..   KEY TAKEAWAYS If you love what you do you want to keep going I want to create a business that is doing what I want and supporting the life I want to live. My investment journey started when I bought my first property and I later diversified into other investment areas including precious metals such as gold Now I have a diverse portfolio including investments in crypto There are now ways to invest in property now with no money down. If you are new to the property space a good course can be really helpful You have to deal with your mindset and the overwhelm as you move forward Not everyone wants to be an entrepreneur and not everyone has the makeup to be an entrepreneur, you need to understand who you are Being an entrepreneur is a lifestyle, you are always working at it It’s about finding out what you want to be I believe in business for the long term and my investments are for the long term The best financial strategies will only take you so far, you need to combine your knowledge with the right mindset. There are many different ways to create wealth. I want to financially empower women and see more financial wealth in their hands globally.    BEST MOMENTS ‘Saving money is sexy and fun, it’s about having a good time’ ‘As you become more wealthy you diversify more’ ‘You need to invest money that you don’t need’     VALUABLE RESOURCES Investing Earning Living Podcast - https://omny.fm/shows/investing-earning-living   ABOUT THE HOSTS Marika and Marek are experienced investors and owners of multiple successful businesses. The hosts went from having nothing to becoming multimillionaires in their early 30’s through hard work, dedication and desire to change lives. They have battled unforeseen life’s circumstances and challenges which made them realise that they do not want to be in the same rat race as others. Valuing diverse investment strategies, business avenues and multiple income streams, they are passionate about helping others to succeed in life. Listen and learn. CONTACT METHOD Email-  [email protected]    Phone - 0333 050 9443 Facebook - https://www.facebook.com/Investing-Earning-Living-1669019896663211                                   See omnystudio.com/listener for privacy information.

In todays episode, your hosts Marika and Marek are interviewed by Progressive Properties No Money Down Expert Kevin McDonnell Kevin discusses with Marika and Marek their Success Story and the journey they’ve taken in property investing! Marika and Marek share their inspiring scale up and build up of their property business. They talk from Carpenter and sparkie, to property investor and beyond   BEST MOMENTS “I think if you are working for money, then you will never be free” “We always knew we wanted to go towards property & investment strategies” “We always have mentors and coaches” “Most people think they can’t do, but they can… Keep looking forward”   VALUABLE RESOURCES Investing Earning Living Podcast - https://omny.fm/shows/investing-earning-living   ABOUT THE HOSTS Marika and Marek are experienced investors and owners of multiple successful businesses. The hosts went from having nothing to becoming multimillionaires in their early 30’s through hard work, dedication and desire to change lives. They have battled unforeseen life’s circumstances and challenges which made them realise that they do not want to be in the same rat race as others. Valuing diverse investment strategies, business avenues and multiple income streams, they are passionate about helping others to succeed in life. Listen and learn. CONTACT METHOD Email-  [email protected]    Phone - 0333 050 9443 Facebook - https://www.facebook.com/Investing-Earning-Living-1669019896663211     See omnystudio.com/listener for privacy information.

This is an episode with great content about trading in Forex and Crypto with David Duranti of Crypto Wealth Capital. He shares his own journey and explains why  a do or die approach can be the driver that opens everything up. With extensive knowledge and expertise in Forex and Crypto, David explains his current strategies and how he works to help people become financially free and businesses Crypto ready along with great tips on how to get started.   KEY TAKEAWAYS Having the right mindset the way you approach the world is key When you understand it’s down to you, you work harder and have more drive than those around you No one is going to come to your rescue when you shift your mindset to this and treat everything with a do or die approach everything opens up When you approach life thinking no one is going to help me, I’ve got to make it on my own that’s what shifts you from a consumer to a producer The world you create on the inside is the world you show on the outside You have to become a consumer of information this is what puts you in the position of leader in the room Your brain is trained to look for opportunities when you invest in yourself and your mindset People have lost trust in Governments and it’s Governments that control money so the rise of Crypto is people saying they don’t agree with what’s happening Cryptocurrency is currently my focus and we are helping businesses to get Crypto ready We want to help people to become financially free and be  able to enjoy their lives with a system that is earning them money Markets are designed to go up and come down, when it goes up take your profits when it comes down put your money back in You need to make sure you get your risk assessments right always look for a 1:1 reward ratio Always only risk 1% of your account and go for a long term strategy with forex   BEST MOMENTS ‘When you have this mindset you are so much more driven’ ‘It’s thinking about it asking what does the world need right now’ ‘Choose a direction and follow the trend and then you will win’   VALUABLE RESOURCES Investing Earning Living Podcast - https://omny.fm/shows/investing-earning-living   ABOUT THE HOSTS Marika and Marek are experienced investors and owners of multiple successful businesses. The hosts went from having nothing to becoming multimillionaires in their early 30’s through hard work, dedication and desire to change lives. They have battled unforeseen life’s circumstances and challenges which made them realise that they do not want to be in the same rat race as others. Valuing diverse investment strategies, business avenues and multiple income streams, they are passionate about helping others to succeed in life. Listen and learn. CONTACT METHOD Email-  [email protected]    Phone - 0333 050 9443 Facebook - https://www.facebook.com/Investing-Earning-Living-1669019896663211                             See omnystudio.com/listener for privacy information.

Marek talks to Damien, who has built his wealth through specialist trading in Forex and Cryptocurrency, about why he pivoted from property investment to crypto as his primary strategy and what it really takes to succeed as an entrepreneur. They discuss the opportunities that are out there and why you should learn and invest in yourself before you begin to earn along with great information about how cryptocurrency works and the goals Damien has set for himself moving forward. This is a great episode that highlights the opportunities that are out there right now and how creative entrepreneurs are taking action and growing their wealth.   KEY TAKEAWAYS There are lots of opportunities in the futures market and you can make a lot of money in a short amount of time You need to learn before you earn and it’s important to invest in yourself Property is a long term gain but in the cryptocurrency market, you can make huge gains in a short amount of time. Bitcoin is decentralised so it can’t be shut down. The more people who have coins the more decentralised it becomes When you invest in any project you need to look into who is behind it what problem are they solving? The more hash power you have the more of the market you control The most important thing is to learn before you begin and only invest what you can afford to lose. Networking is vital and you can grow your network through attending events I did whatever it takes to get to know people, I was out every day networking because your network is your net worth. Diversifying is important to make sure that you are not vulnerable to market changes. This is the best time to be alive, we have the biggest wealth transfer in history taking place.   BEST MOMENTS ‘You have to do what you need to do to get where you want to be’ ‘Even those who bought crypto at the most challenging times are still in profit’ ‘I have made more money in the last two years than I have in my lifetime’   VALUABLE RESOURCES Investing Earning Living Podcast - https://omny.fm/shows/investing-earning-living   ABOUT THE HOSTS Marika and Marek are experienced investors and owners of multiple successful businesses. The hosts went from having nothing to becoming multimillionaires in their early 30’s through hard work, dedication and desire to change lives. They have battled unforeseen life’s circumstances and challenges which made them realise that they do not want to be in the same rat race as others. Valuing diverse investment strategies, business avenues and multiple income streams, they are passionate about helping others to succeed in life. Listen and learn. CONTACT METHOD Email- [email protected]  Phone - 0333 050 9443 Facebook - https://www.facebook.com/Investing-Earning-Living-1669019896663211                 See omnystudio.com/listener for privacy information.

In this episode hear about the journey of Matt, multi-millionaire, multiple business owner and successful entrepreneur. In a hugely informative insight into what it takes to be successful Matt shares his journey and why the right mindset is crucial in overcoming the challenges and moving forward every day. If you are not afraid to fail, are always ready to learn and are clear about what you want to achieve and why then you have the right mindset to move forward to where you want to be.   KEY TAKEAWAYS You always need a good ‘why’ and for me, it’s been about leaving a legacy. Whatever you do you need to do it for the right reason. There is nothing wrong with making mistakes, it’s the mistakes that you learn from Sourcing is a fundamental in property and you must understand the numbers You need to have a knowledge of different strategies because this means you can offer options and be the problem solver Lease options are a blank canvas that can be tailored to a specific deal. With a lease option, you are agreeing to buy the property at a later date There are many different reasons why the vendor and purchaser may want to consider a lease option. There are risks with anything but there is also a risk if you do nothing Network marketing is a blueprint, you can start a business without having to put in a lot upfront. I get more from helping someone than doing something for myself You have to learn to value your time because if you don’t value it others won’t either. Mindset is key and every day I work on my mindset, I’m addicted to improving myself and being the best I can possibly be. It’s important to take time for yourself every day and build positive habits.   BEST MOMENTS ‘I love lease options because there is so much you can do with them’ ‘I’m enjoying the journey; I have a lot of freedom and my investments continue to work for me’ ‘It’s spreading the wealth so that even if there isn’t a monthly return there is a return later on’     VALUABLE RESOURCES Investing Earning Living Podcast - https://omny.fm/shows/investing-earning-living       ABOUT THE HOSTS Marika and Marek are experienced investors and owners of multiple successful businesses. The hosts went from having nothing to becoming multimillionaires in their early 30’s thorough hard work, dedication and desire to change lives. They have battled unforeseen life’s circumstances and challenges which made them realise that they do not want to be in the same rat race as others. Valuing diverse investment strategies, business avenues and multiple income streams, they are passionate about helping others to succeed in life. Listen and learn. CONTACT METHOD Email- [email protected]  Phone - 0333 050 9443 Facebook - https://www.facebook.com/Investing-Earning-Living-1669019896663211           See omnystudio.com/listener for privacy information.

The "Flip" is an incredibly popular property strategy, but how does it work, and how can we make sure it works for us? In this episode, Marika and Marek talk you through how to make the "flip" work for you.   KEY TAKEAWAYS The flip is a strategy by where a property is bought at as low a cost as possible. The investor then adds value and sells at a profit. When selecting a property to flip, choose the area carefully, considering such factors as education, transport links, and crime rates. When considering prices to pay, look at prices of houses in the same area that have sold already - not the houses that are currently on the market. You need to know how much houses have been sold for. Keep in constant touch with builders during renovation times. It's so important to make sure you don't have ownership of the flip for any longer than you have to. The longer you own it, the more money you're missing out on. BEST MOMENTS 'Flip is purely for the profit' 'It comes down to knowing your area' 'You need to agree timescales. This is very important' 'It's a true return on investment that we're looking at' VALUABLE RESOURCES Investing Earning Living Podcast - https://omny.fm/shows/investing-earning-living ABOUT THE HOSTS Marika and Marek are experienced investors and owners of multiple successful businesses. The hosts went from having nothing to becoming multimillionaires in their early 30’s thorough hard work, dedication and desire to change lives. They have battled unforeseen life’s circumstances and challenges which made them realise that they do not want to be in the same rat race as others. Valuing diverse investment strategies, business avenues and multiple income streams, they are passionate about helping others to succeed in life. Listen and learn. CONTACT METHOD Email- [email protected]  Phone - 0333 050 9443 Facebook - https://www.facebook.com/Investing-Earning-Living-1669019896663211 See omnystudio.com/listener for privacy information.