Advertise on podcast: Finance Explained by Family Finance Mom

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET. For full show notes, visit https://familyfinancemom.com/bidenomics-impact-on-election-2024/ Today’s topics included:🐷 Worried about getting out of the current negative cycle: spending less, businesses lay off people, who spend less… how does it stop?🐷 Discover/CapitalOne merger. Will this be stopped like the JetBlue/Spirit deal?🐷 Is the economy likely to rise under a second Biden term? Lots of factors, but what’s your take? ___________________ Follow Family Finance Mom everywhere... Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/familyfinancemom/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/financemom1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get the weekly newsletter here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/gblbY9⁠⁠⁠⁠⁠⁠ --- Send in a voice message: https://podcasters.spotify.com/pod/show/familyfinancemom/message

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET. For full show notes, visit https://familyfinancemom.com/term-vs-whole-life-insurance/ Today’s topics included:🐷 Insurance: do I need disability insurance? What about term life insurance if I have kids?🐷 My parents have a sizeable portfolio. Is a management fee worth it or continue to manage themselves?🐷 Is investing in a CFP certification worth it if I want to be in personal finance field as a career?🐷 I feel lost in 529 plans. Live in Texas, so no state income tax deduction. Is growth tax free?🐷 My mom says I should contribute more to my 401k now than a Roth because my income is more now than it will be in retirement. Is her thinking right? ___________________ Follow Family Finance Mom everywhere... Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/familyfinancemom/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/financemom1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get the weekly newsletter here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/gblbY9⁠⁠⁠⁠⁠⁠ --- Send in a voice message: https://podcasters.spotify.com/pod/show/familyfinancemom/message

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET. For full show notes, visit https://familyfinancemom.com/how-do-roth-iras-work/ Today’s topics included:🐷 Private equity firms are investing in accounting firms - why?🐷 How can I calculate if a pension is worth staying at my job for vs earning a higher salary and investing for myself elsewhere?🐷 My Roth account has an advisor who gets a cut. How can I switch it to one that I control?🐷 If you are “young”, do you put more money in a Roth IRA or a Traditional IRA?🐷 How do you see sustainable investing transforming the Real Estate and Energy sectors in the next decade? ___________________ Follow Family Finance Mom everywhere... Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/familyfinancemom/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/financemom1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get the weekly newsletter here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/gblbY9⁠⁠⁠⁠⁠⁠ --- Send in a voice message: https://podcasters.spotify.com/pod/show/familyfinancemom/message

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET. For full show notes, visit https://familyfinancemom.com/long-term-care-insurance/⁠ Today’s topics included:🐷 Long-term care insurance - how to know insurance provider will be around to pay policy in 20-30 years?🐷 Where to invest money for kids they will need in 7 years?🐷 Should you pre-pay and pre-plan for funeral services?🐷 Fed meeting TODAY!🐷 Big Tech earnings miss weighing on stock market ___________________ Follow Family Finance Mom everywhere... Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/familyfinancemom/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/financemom1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get the weekly newsletter here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/gblbY9⁠⁠⁠⁠⁠⁠ --- Send in a voice message: https://podcasters.spotify.com/pod/show/familyfinancemom/message

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET. For full show notes, visit https://familyfinancemom.com/is-commercial-real-estate-in-trouble/ Today’s topics included:🐷 Should you rollover your old 401ks?🐷 Any long term risks of buying a house in this market?🐷 I used Mint for years for tracking spending, budgeting - any free program to use going forward?🐷 How commercial real estate market potentially impacts economy as office leases end?🐷 Thoughts on the Magnificent Seven stocks in general ___________________ Follow Family Finance Mom everywhere... Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/familyfinancemom/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/financemom1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get the weekly newsletter here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/gblbY9⁠⁠⁠⁠⁠⁠ --- Send in a voice message: https://podcasters.spotify.com/pod/show/familyfinancemom/message

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET. For full show notes, visit https://familyfinancemom.com/antitrust-laws-soft-landings-and-savings-rates/⁠⁠ Today’s topics included:🐷 JetBlue / Spirit merger: do you think they will try for approval again under a different administration?🐷 How to understand all this talk of a soft landing vs no soft landing from the Fed?🐷 Advice on starting to teach financial skills to young kids (preschool, early elementary)🐷 What is included in a savings rate calculation? ___________________ Follow Family Finance Mom everywhere... Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/familyfinancemom/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/financemom1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get the weekly newsletter here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/gblbY9⁠⁠⁠⁠⁠⁠ --- Send in a voice message: https://podcasters.spotify.com/pod/show/familyfinancemom/message

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠⁠⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET. For full show notes, visit https://familyfinancemom.com/us-economy-2024/⁠ Today’s topics included:🐷 2023 market recap and what to look for in 2024🐷 If 2% is Fed’s inflation target, do they have a target interest rate to reach it?🐷 How much has inflation collectively impacted grocery budgets in last few years?🐷 Government budget debate, deadlines and why it matters🐷 Commercial real estate vacancy rates at all time highs - why that’s a risk for banks and broader economy ___________________ Follow Family Finance Mom everywhere... Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/familyfinancemom/⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/financemom1⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get the weekly newsletter here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/gblbY9⁠⁠⁠⁠⁠⁠ --- Send in a voice message: https://podcasters.spotify.com/pod/show/familyfinancemom/message

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET. For full show notes, visit https://familyfinancemom.com/allowance-for-kids/ Today’s topics included:🐷 Biden’s recent round of student loan forgiveness. Who? how? Is it legal?🐷 Opinions on allowance for kids🐷 What is a car tax?🐷 What is tokenization?🐷 Fed meeting today🐷 National debt and recent treasury auctions ___________________ Follow Family Finance Mom everywhere... Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/familyfinancemom/⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/financemom1⁠⁠⁠⁠⁠⁠⁠⁠ Get the weekly newsletter here: ⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/gblbY9⁠⁠⁠⁠⁠⁠ --- Send in a voice message: https://podcasters.spotify.com/pod/show/familyfinancemom/message

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET. For full show notes, visit https://familyfinancemom.com/economy-2024-and-how-to-prepare-for-a-job-loss/ Today’s topics included:🐷 My job announced layoffs in Q1 2024. What should I do to prepare?🐷 I read some finance headline the Fed will lower rate five times - is that just Clickbait? it seems off🐷 I’ve heard some are worried about what will happen when boomers pull out of the stock market, but won’t that money be using the economy so it will all work out OK?🐷 should I transfer my credit card balance and open a new card offering no interest interest for 18 months?🐷 Are rising rates from the Fed correlated to higher money market returns?🐷 Best way to track commodities?🐷 Any book recommendations for 12yo interested in learning about investing?🐷 Is there still a good chance we will go into a significant recession? ___________________ Follow Family Finance Mom everywhere... Instagram: ⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/familyfinancemom/⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠https://twitter.com/financemom1⁠⁠⁠⁠⁠⁠⁠ Get the weekly newsletter here: ⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/gblbY9⁠⁠⁠⁠⁠⁠ --- Send in a voice message: https://podcasters.spotify.com/pod/show/familyfinancemom/message

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET. For full show notes, visit https://familyfinancemom.com/teaching-kids-the-value-of-money/ Today’s topics included:🐷 What’s your favorite spreadsheet to start a budget?🐷 Can you recommend a personal finance and investing book for a young couple?🐷 What is the most important thing you feel today’s children need to learn or be prepared for?🐷 Understanding the different home price measures ___________________ Follow Family Finance Mom everywhere... Instagram: ⁠⁠⁠⁠⁠⁠https://www.instagram.com/familyfinancemom/⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠https://twitter.com/financemom1⁠⁠⁠⁠⁠⁠ Get the weekly newsletter here: ⁠⁠⁠⁠⁠⁠http://eepurl.com/gblbY9⁠⁠⁠⁠⁠⁠ --- Send in a voice message: https://podcasters.spotify.com/pod/show/familyfinancemom/message

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET. Share ⁠⁠⁠your finance stories here!⁠⁠⁠ For full show notes, visit https://familyfinancemom.com/budgeting-for-the-holidays/ Today’s topics included: Today’s topics included:🐷 When do you expect HELOC rates to go down? My payments have doubled🐷 Help with language to use this holiday season if our budget is tight to not insult others🐷 Good account to set up for kids’ savings🐷 Those spending money freely - are there stats to show it’s those with low interest or no mortgage?🐷 What does Shelter include in the CPI?🐷 How to learn more about 529 plans?🐷 How do you read news numbers on Dow, S&P, Nasdaq updates?🐷 Keep hearing about people laid off. Where are they all going to work? ___________________ Follow Family Finance Mom everywhere... Instagram: ⁠⁠⁠⁠⁠https://www.instagram.com/familyfinancemom/⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠https://twitter.com/financemom1⁠⁠⁠⁠⁠ Get the weekly newsletter here: ⁠⁠⁠⁠⁠http://eepurl.com/gblbY9⁠⁠⁠⁠⁠ --- Send in a voice message: https://podcasters.spotify.com/pod/show/familyfinancemom/message

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET. Share ⁠⁠your finance stories here!⁠⁠ For full show notes, visit https://familyfinancemom.com/us-consumer-credit-rising/ Today’s topics included:🐷 Can I use a 529 plan for a child who is not legally mine?🐷 How to save on school photos🐷 How the more you learn about finance the more you understand even in mainstream media - examples: Pain Hustlers movie on Netflix, WeWork bankruptcy this week, Trump civil trial ongoing in NY🐷 Commercial real estate concerns🐷 Difference between a financial planner and a financial advisor🐷 Consumer credit hits all time high & what 🚩 it’s showing ___________________ Follow Family Finance Mom everywhere... Instagram: ⁠⁠⁠⁠https://www.instagram.com/familyfinancemom/⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠https://twitter.com/financemom1⁠⁠⁠⁠ Get the weekly newsletter here: ⁠⁠⁠⁠http://eepurl.com/gblbY9⁠⁠⁠⁠ --- Send in a voice message: https://podcasters.spotify.com/pod/show/familyfinancemom/message