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In this Global Insight episode of the On Aon podcast, Aon leaders look beyond election outcomes to examine what political change means for business decisions. As policies diverge across markets, leaders need to understand what is likely to change, where it could affect investment, operations, workforce and supply chains and when action is required. The episode explores how identifying meaningful signals and building flexibility into strategy can help leaders make decisions with greater confidence and stay ahead. Key Takeaways:  Election outcomes are only the starting point. Leaders need to understand which policies are likely to be implemented, when they could take effect and what they could mean for investment, operations, workforce and growth.Policy divergence makes flexibility a strategic advantage. Different approaches to AI, regulation, investment and supply chains require leaders to understand where global strategies can remain consistent and where they need to adapt.Clear decision triggers can help leaders stay ahead. Separating political noise from meaningful change, scenario planning and identifying the signals that require action can help organizations deploy capital with greater confidence and position for growth.Experts in this episode:  Farheen Dam, Global Chief Client Officer and CEO of Enterprise Clients, Aon Daniel Serota, Vice President, Government and Public Affairs, Aon Andrew Myhill, Director, Public Affairs, UK and EMEA, AonKey Moments:  (1:30) Why election outcomes are only the starting point for business leaders, and how political change can reshape decisions on investment, supply chains and tariffs. (9:25) How diverging approaches to AI, data, regulation and investment are challenging global strategies and increasing the value of flexibility across markets. (21:20) How leaders can separate political noise from meaningful change, identify decision triggers and act as policy conditions evolve. Soundbites:  Farheen Dam:  “Global elections are a major source of strategic, economic, and operating risk for organizations. Elections change governments, they also change the rules under which business operates. Political risk is business risk. The organizations that outperform will be those that anticipate change, scenario plan, and are able to pivot and translate strategically into action.”  Daniel Serota:  “It's sometimes in the political world, every day is a new adventure. But I do believe that as businesses, continue to figure out their investment strategies, their workforce strategy, their supply chain strategies, your government affairs and government relations individuals are also there to help you and direct to really connect the dots.” Andrew Myhill: “It's really about digging in and separating that political noise from real change. So being really definite, really strategic, and really detailed around defining those signals and decision triggers that really matter.”

In this Industry Insight episode of the On Aon podcast, Aon experts discuss how financial institutions can turn enterprise risk management into a source of strategic advantage. Banks need to take risk to generate returns, making it critical for leaders to understand where to invest, how to allocate capital and which opportunities to pursue with confidence. The conversation examines how forward-looking analytics, stress-testing and stronger connections between risk and business strategy can give leaders clearer insight into their choices. It also explores the role AI could play in strengthening horizon-scanning, connecting risk insights across the organization and helping financial institutions stay ahead. Key Takeaways:  Better risk insight can create greater confidence to grow. Bringing risk teams into strategic conversations earlier can help leaders make better investment, transformation and capital allocation decisions.Connecting risk insight across the business can strengthen decision-making. Understanding how cyber, technology, AI, people and third-party risks interact can give leaders a clearer view of their exposures.AI could help risk teams turn insight into action. Stronger horizon-scanning and clearer communication across the business can help leaders anticipate emerging risks, make smarter decisions and stay ahead.Experts in this episode:  Daniel Butler, Head of Financial Institutions, EMEA, AonDavid Cowan, Head of Advisory, Non-Financial Risk and Credit Risk, AonKey Moments:  (1:15) Why taking risk is fundamental to generating returns, and how stronger risk insight can help leaders make decisions about growth, investment and capital with greater confidence. (8:40) How connecting enterprise risk with business strategy and insurance can give leaders a clearer view of interconnected risks and support better decision-making. (15:00) How AI could strengthen horizon scanning, connect insights across the organization and help risk teams contribute more directly to strategic decisions. Soundbites:  Daniel Butler:  “It's really important to understand that banks simply aren't trying to eliminate risk. They have to take risk to trade. They need risk in order to have returns. But also recognition that in today's environment, there's an element of risk in every business decision. And therefore what banks need to do is understand well enough to make better decisions about where to invest, where to transform, and how to grow.”   David Cowan:  “The real competitive advantage is coming from understanding your risks well enough to take better, bolder decisions than your peers. And it goes back to that confidence thing again, right? If you've got the confidence to do that and your risk department's giving you the confidence to do that. Then you're in a much better place.”

In this Human Capital Insight episode of the On Aon podcast, specialists from Aon's Global Benefits team discuss how organizations can turn benefits strategy into a workforce advantage. As healthcare costs continue to outpace inflation across many markets, employers are looking beyond cost management to make better decisions about workforce health, employee value and long-term business performance. The conversation explores how data, technology and governance can help leaders allocate resources more effectively, improve workforce outcomes and stay ahead in a rapidly evolving benefits landscape. It also examines how organizations can strengthen workforce health through prevention-focused strategies and more informed benefits investments. Key Takeaways:  Leading organizations are aligning benefits strategy, workforce insights and governance to make better investment decisions and maximize the value of every benefits dollar.AI-powered benefits experiences can help employees make better choices while giving employers greater insight into workforce needs, engagement and outcomes.As medical trend rates begin to moderate, the opportunity is not to do less but to invest more strategically in prevention, workforce health and long-term growth.Experts in this episode:  Andrew Cunningham, CCO, Human Capital, EMEA, Aon Jill Malila, SVP, Global Benefits, Aon Dennis Perales, Vice President, Global Benefits, Aon  Key Insights: 2027 Global Medical Trend Rates ReportGlobal Benefits Trends StudyKey Moments: (1:35) Why leading employers are shifting benefits strategy from cost containment to maximizing workforce value and outcomes. (5:20) What the 2027 global medical trend outlook means for leaders and why moderation should not be mistaken for relief. (9:00) How organizations are using prevention, workforce health and data-driven decision making to create long-term advantage. Soundbites:  Andrew Cunningham: “Global benefits leaders are operating in a really challenging environment at the moment. Costs remain under pressure, employee expectations are at all-time high, and different markets need to respond in different ways.” Jill Malila: “This really presents a great opportunity for organizations as they want to help employees navigate the system to get the information they need to make smart decisions around their benefits, help them understand more knowledge about what's available and give them guidance throughout that process.” Dennis Perales: “The most progressive organizations are looking beyond healthcare costs and asking how benefits can improve workforce outcomes more broadly and how they can most effectively communicate these benefits to achieve these outcomes.”

As investment in data centers and digital infrastructure accelerates, the challenge is shifting from ambition to execution. Capital and demand may drive growth, but delivering infrastructure that is resilient, bankable and built for long-term performance depends on decisions made much earlier. In this Risk Capital Insight episode of the On Aon podcast, Mary-Catherine Hamill, Head of Construction, Australia, and John Berven, Growth Director, discuss why successful digital infrastructure projects depend on connecting decisions across risk, capital, people and operations from the outset. Their conversation explores how site selection, power and utility readiness, workforce planning, governance, cyber resilience and operational readiness can influence delivery long before construction is complete. These interconnected decisions can help organizations manage execution risk, protect capital and build infrastructure that performs reliably over the long term. This directly reflects Aon’s wider Reliable by Design approach, where risk decisions move upstream and resilience, bankability and insurability are considered across the digital infrastructure lifecycle rather than addressed only once assets are operational. Aon’s published digital infrastructure material uses this same lifecycle framing. Key Takeaways:                 Reliable delivery starts before construction. Decisions around site selection, utilities, governance, workforce strategy and capital deployment establish the foundation for execution and long-term performance.Digital infrastructure risk is interconnected. Bringing together risk, finance, technology and operational priorities earlier can support better-informed decisions across the project lifecycle.Preparedness strengthens execution confidence. Anticipating dependencies, strengthening governance and acting on emerging risks can help organizations deploy capital more effectively and build stakeholder confidence. Experts in this episode:  Mary-Catherine Hamill, Head of Construction, Australia, Aon John Berven, Growth Director, Asia, Aon   Key Moments:  (2:00) Why the most significant drivers of project outcomes are often determined during planning and design, well before construction begins. (7:30) How workforce strategy has become a defining leadership priority as organizations compete for specialized talent across construction, technology and operations. (13:12) Why organizations that anticipate change, understand dependencies and make informed decisions early are better positioned to deliver with confidence and stay ahead.   Soundbites:  Mary-Catherine Hamill:  “Success does not depend solely on having the most capital, the biggest site, or the fastest program. It depends on understanding the risks and dependencies across construction, utilities, workforce, cyber, capital, and operations, and using that understanding to make better decisions throughout the life cycle.” John Berven:  “Digital infrastructure doesn't lack demand, investment or ambition. The challenge is turning those ingredients into assets that are delivered successfully and perform reliably. Reliable by Design began with the idea that risk is shaped before placement. The next step is recognizing delivery outcomes are shaped early too.”

In this Global Insight episode of the On Aon podcast, leaders from Aon’s public affairs, cyber and risk advisory teams discuss why some organizations are realizing value from AI while others struggle to keep pace. As AI becomes increasingly embedded in business operations, governance can no longer be viewed as a constraint on innovation. Instead, effective governance, cyber resilience and risk management frameworks provide the foundation for organizations to scale AI adoption with confidence. The conversation explores how leaders can navigate an evolving regulatory landscape, apply existing risk management disciplines to emerging AI challenges and prepare for the next wave of development, including agentic AI. The result is a practical discussion on how organizations can stay ahead, make better decisions and unlock AI's potential while managing risk with greater certainty. Key Takeaways:  AI governance creates confidence to move faster. Organizations that align innovation, governance and risk management can scale AI adoption with greater certainty.Leading organizations build on what already works. Many AI challenges can be addressed through established risk management practices.Staying ahead requires continuous visibility and adaptation. As AI capabilities and regulations evolve, leaders should rely on timely insights, strengthen collaboration and regularly assess governance, cyber and risk transfer strategies.Experts in this episode:  Daniel Serota, Vice President, Government and Public Affairs, Aon Kevin Kalinich, Intangible Assets Global Collaboration Leader, Aon Stephen Vina, Senior Vice President, Cyber Solutions, Aon Key Moments: (3:15) Why regulatory uncertainty should not slow AI adoption and how leaders can make informed decisions amid changing requirements.  (7:05) Building governance frameworks that support innovation by leveraging existing risk management disciplines, stakeholder alignment and workforce readiness. (11:20) Understanding predictive, generative and agentic AI and what the next generation of AI means for governance, cyber risk and accountability. Soundbites:  Daniel Serota:  “But the challenge for organizations isn't whether to embrace AI. It's how to harness its potential while managing the governance, the cyber, the regulatory and operational risk that comes with it.” Kevin Kalinich:  “Insurance can be a force for the good to benefit artificial intelligence development and both increase the return on investment for artificial intelligence and decrease the total cost of risk at the same time if implemented properly.” Stephen Vina:  “Those organizations that really adopt those governance frameworks and those risk management practices and thinking holistically about AI across their organization will really be best positioned to move forward with confidence and I think move faster safely.”

In this Industry Insight episode of the On Aon podcast, Aon’s power and energy leaders discuss why access to reliable power is becoming a defining factor in growth, investment and business strategy. As AI, digital infrastructure, electrification and manufacturing expansion accelerate demand, organizations must think beyond energy consumption and consider how power availability, infrastructure readiness and capital deployment will influence future opportunities. As these technologies mature, the industry will need to think not only about how to build them, but also how to finance them, insure them, and create confidence among investors, lenders, utilities, and end users. The conversation explores how leaders can make more informed decisions by evaluating interconnected risks earlier, strengthening confidence among investors and insurers, and aligning digital infrastructure investments with long-term business objectives. It also examines how data-driven insight, climate analytics and a diversified energy strategy can help organizations unlock growth, secure financing and stay ahead in a rapidly evolving environment. Key Takeaways:  Reliable power is now essential to growth. Before deploying capital, leaders need to assess whether infrastructure can support their ambitions.The best decisions happen earlier in the project life cycle. Climate, regulatory, supply-chain and resource risks can influence performance, insurability and investment outcomes.Insight and capital will shape the next generation of infrastructure. Advanced risk analytics can help organizations identify opportunities, build investor confidence and improve access to financing.Experts in this episode:  Charles Philpott, Global Natural Resources Leader, Enterprise Client Group, Aon  Carol Stark, North American Renewable Energy Leader, Commercial Risk, Aon Rebecca McCabe, U.S. Power and Renewables Leader, Aon Key Moments:  (1:40) Why rising demand from AI, digital infrastructure, electrification and manufacturing is turning power availability into a boardroom issue. (5:50) How leaders can balance reliability, affordability and sustainability while accounting for climate, regulatory and supply-chain considerations. (10:20) Why infrastructure investment, risk insight and a diversified energy strategy will help determine which organizations are best positioned for growth. Soundbites:  Charles Philpott:  “Power quickly becomes more than an operational issue. It becomes a strategic growth issue. Meeting that demand will take more than generating additional power. It will require resilient infrastructure, greater investor confidence, and better decisions about risk and capital.” Carol Stark:  “The forward-looking companies really are not only looking at today and their climate concerns, but the future. Because these are 25-, 30-year assets that are going to need to be resilient as the climate changes. And to only look at the picture now versus the picture over time really is short-sighted.” Rebecca McCabe:  “What we know is that organizations will be able to define their success when they really think about these interconnected risks early on and address them early on in their life cycle. And that's really important to think about in terms of addressing the broader discussion around power supply and demand.”

In this Human Capital Insight episode of the On Aon podcast, Aon leaders discuss how organizations are taking pay transparency from a regulatory requirement to a leadership priority. Drawing on findings from Aon's 2026 Pay Transparency Pulse 2 Study, they explore why trusted transparency depends on strong data foundations, clear governance and confident decision-making. The conversation examines how leaders can strengthen employee trust, equip managers for more effective conversations and create a scalable approach that supports workforce confidence and long-term growth. Key Takeaways:  Pay transparency is becoming a test of organizational leadership. Organizations are focused on demonstrating that pay decisions are consistent, explainable and supported by strong governance.Connected workforce data creates confidence and insight. Bringing together job architecture, pay programs, performance information and workforce data gives leaders a stronger foundation for decision-making .Manager capability is critical to successful execution. Organizations that stay ahead are equipping managers with the tools, guidance and confidence needed to navigate pay conversations and reinforce trust at scale.Experts in this episode:  Laura Wanlass, Governance/ESG Practice Leader, Talent Solutions, North America, Aon Steve Guyer, Partner, Head of Rewards and Workforce Advisory, AonAnthony Poole, Partner and Industry Sector Leader, Human Capital, AonKey Moments:  (3:20) How the EU Pay Transparency Directive is accelerating action globally and why leaders need a framework that balances consistency with flexibility. (7:25) Why confidence should be tested through execution, and how organizations can evaluate whether their pay transparency programs are delivering as intended. (21:35) The priorities leaders should focus on now, from strengthening data foundations and governance to improving the employee experience. Soundbites:  Laura Wanlass:  “It's clear from the second pulse survey that organizations have moved beyond debating whether to act. And the question really is now whether their data, their governance, managers, and decision processes can support transparency consistently and credibly.” Steve Guyer:  “I think at the end of the day, disclosure is the outcome, not the starting point. Trusted transparency rests on strong foundations, consistent decisions, and the evidence that the process works.” Anthony Poole: “When we talk about our phrase of trusted transparency, employees have to trust both the data and the process behind paying decisions. So the organizations need to build trust when they can provide consistent explanations supported by reliable data, good governance and manager capability.” Key Resources: 2026 Pay Transparency Pulse 2 Study

In this Risk Capital Insight episode, Aon's Mona Barnes and SCOR’s Neil Owen discuss why claims strategy has become a business and capital decision, not simply an insurance outcome. Drawing on perspectives from both Aon and SCOR, they explore how leading organizations are using claims data, carrier insight and analytics to make better placement decisions, strengthen Risk Capital strategies and improve outcomes before a claim is filed. The conversation also examines how organizations can navigate such evolving exposures as U.S. litigation, AI, data center expansion and secondary climate perils and stay ahead in a changing risk environment at the same time. Key Takeaways:  Claims capability is key. Evaluating an insurer's claims expertise can provide valuable insight into the quality of protection an organization is buying.Carriers must be aligned. As insurance programs become more layered and specialized, greater coordination, advocacy and alignment across carriers become increasingly important.Data drives better Risk Capital decisions. Organizations can use claims analytics and risk insights to inform carrier selection, understand total cost of risk and make better decisions about future growth.Experts in this episode:  Mona Barnes, Global Chief Claims Officer, Aon Neil Owen, Global Head of Claims, SCOR Key Moments:  (3:05) Why claims capability is becoming a more important consideration in carrier selection and how analytics can support stronger placement decisions. (7:10) How insurance program design can influence claims outcomes and why coordination matters when losses occur. (15:45) What emerging exposures, from litigation and AI to data centers and climate risk, mean for future claims strategies. Soundbites:  Mona Barnes:  “For those insurers who are seeing true value in their claims function, they've got a seat at their executive table and they're looking to show a value differentiation through claims. Clients are recognizing the importance of that and they're actively moving business towards those insurers.” Neil Owen:  “Claims is the product, it's the promise that you're making when you're writing the risk.”

In this Global Insight episode of the On Aon podcast, Joe Peiser is joined by Liz Henderson  to discuss why climate resilience has become a defining leadership priority. As expectations from investors, insurers, regulators and stakeholders continue to evolve, organizations are increasingly being asked to demonstrate how they can withstand disruption and sustain growth. Ahead of New York Climate Week, Peiser and Henderson explore how climate risk is shaping access to capital, influencing insurability and informing strategic business decisions. The conversation focuses on how leaders can use data, analytics and risk capital to make more confident decisions, strengthen resilience and position their organizations to stay ahead. Key Takeaways:  Climate resilience has become a business and capital priority, influencing access to insurance, investment and long-term growth.Organizations create greater value when they connect climate insights to clear action, translating analytics into resilience investments, risk financing strategies and measurable outcomes.Demonstrating resilience through data and evidence can help organizations strengthen stakeholder confidence, unlock capital and stay ahead in a rapidly changing risk environment.Experts in this episode:  Joe Peiser, CEO of Risk Capital, AonLiz Henderson, Global Head of Climate Risk Advisory, AonKey Moments:  (5:00) Why insurability is emerging as a strategic business indicator, informing investment, financing and operational decisions. (9:45) The common pitfalls that prevent organizations from turning climate insights into meaningful action and measurable business impact. (12:55) Aon's four-stage resilience framework and how organizations can move from identifying risk to delivering stronger outcomes across operations, capital and insurance programs.   Soundbites:  Joe Peiser:  “Climate resilience is increasingly becoming a business and capital issue, not simply an environmental one.” Liz Henderson:  “The conversation has really shifted from understanding risk and quantifying it to actually building out plans to manage it and build resilience within their organization.”

In this Industry Insight episode of the On Aon podcast, Steve Schell and Nancy McCarrick discuss why healthcare strategy has become a critical business priority for life sciences organizations. As healthcare costs continue to rise, leaders must make disciplined decisions that protect workforce health, support innovation and strengthen long-term growth. Schell and McCarrick explore why healthcare benefit decisions can no longer sit solely within HR, how data-driven insights can help leaders allocate resources more effectively and why closer alignment across finance, HR and the business is essential to building sustainable workforce strategies. They also examine how AI, advanced analytics and targeted investments can help organizations make smarter healthcare decisions, unlock greater value from benefits programs and position themselves to stay ahead in the competition for highly skilled talent. Key Takeaways:  Healthcare strategy is now a business issue, influencing talent outcomes, workforce performance and an organization's ability to deliver on growth objectives.Leading organizations are using data and benchmarking insights to identify where investments create the greatest value. Organizations that align finance, HR and business leaders around a long-term strategy are better-positioned to manage costs, strengthen workforce health and stay ahead of future challenges.Experts in this episode:  Steve Schell, Global Life Sciences Leader, AonNancy McCarrick, Senior Vice President, Health Solutions, AonKey Moments:  (01:40) Why healthcare costs are becoming a strategic leadership issue and what makes workforce and benefits decisions particularly consequential in the life sciences industry. (05:50) How leading organizations are using data, benchmarking and total rewards insights to align healthcare investments with talent and business priorities. (09:45) How AI, advanced analytics and targeted healthcare investments are helping organizations create more informed, future-focused workforce strategies. Soundbites:  Steve Schell: “Poor benefit decisions do not stay in the benefit budget. They show up in talent, productivity and growth. Across-the-board cuts can damage the employer proposition precisely where the life sciences industry needs hard-to-find talent.” Nancy McCarrick:   “The central message is that healthcare strategy can no longer be separated from talent strategy. Organizations that succeed won't rely on one-time cost cuts. They're going to use data to understand workforce, evaluate healthcare within the total rewards pie and build that multi-year roadmap.”

In this Human Capital Insight episode of the On Aon podcast, Sharon Egilinsky and Jeff Alpaugh explore a critical question facing organizations investing in digital infrastructure: can their leadership, workforce and operating models scale as quickly as their ambitions? As investment in AI, cloud computing and digital infrastructure accelerates, success will depend on more than just capital deployment and construction timelines. Egilinsky and Alpaugh discuss why workforce strategy, leadership capability, operational resilience and risk management have become essential drivers of execution and growth. They examine how organizations can align Human Capital and Risk Capital decisions to strengthen performance, adapt to evolving risk profiles and position themselves to stay ahead as they scale. Key Takeaways:  Organizations must build the leadership capacity, operating models and workforce capabilities needed to execute growth plans. Talent challenges have become business challenges. Workforce dependencies can influence operational resilience, customer commitments and the ability to capture growth. Organizations that align Human Capital and Risk Capital strategies can gain clearer insight into emerging risks, make more confident decisions and create long-term value. Experts in this episode:  Sharon Egilinsky, Partner, Growth Strategy, Digital Infrastructure and Enterprise Transformation, Aon  Jeff Alpaugh, President, North America, Aon  Key Moments:  (2:35) Why leadership capacity and organizational readiness may become the defining factors in successful digital infrastructure growth. (9:45) How workforce challenges can affect execution, customer outcomes and the ability to stay ahead in a rapidly expanding market. (21:50) Why operational resilience depends on connecting people, governance and risk into a cohesive growth strategy. Soundbites:  Sharon Egilinsky:  “The organizations that are in the hyperscaling business that suddenly want to power themselves are not going to need the same leaders, the same skills. And what got them to where their business is today is not necessarily what's going to get them to where they want to take their business tomorrow.” Jeff Alpaugh:  “Growth does not remove risk. In some cases, growth is what creates the next generation of risk.”

In this Risk Capital episode of the On Aon podcast, we look ahead to the re/insurance industry's annual gathering in Monte Carlo. Aon leaders Cynthia Beveridge and Anshuman Srivastava discuss the forces shaping insurance and reinsurance markets and the implications for organizations approaching year-end renewals. With capital and capacity remaining strong, organizations have an opportunity to rethink the role of insurance within their broader business strategies. Cynthia and Ansh explore how leaders can use risk and capital decisions to unlock greater confidence, strengthen resilience and support growth. They also examine how data, technology and alternative sources of capital are creating new ways to address risk and make more informed decisions in an increasingly interconnected environment. Key Takeaways: Strong capital and capacity are creating new opportunities for organizations to  secure better outcomes and align risk transfer strategies more closely with business priorities. Organizations that connect risk and capital decisions to enterprise objectives are better positioned to build confidence, support growth and stay ahead. As risks become more interconnected, data, technology and alternative capital will play a greater role in helping organizations make smarter decisions and unlock new sources of value. Experts in this episode: Cynthia Beveridge, Chief Broking Officer, Commercial Risk, Aon Anshuman Srivastava, Global Chief Broking Officer, Reinsurance, Aon Key Moments: (1:00) Why Monte Carlo Rendezvous remains a critical gathering for the industry and the issues shaping renewal discussions. (3:30) How record levels of reinsurance capital are influencing market dynamics and expanding options for organizations. (08:35) The trends expected to shape the future of insurance and reinsurance, including technology, alternative capital and greater connectivity across the risk ecosystem. Soundbites: Cynthia Beveridge: "There's a big disadvantage, I believe, in viewing insurance purely as a cost rather than a strategic enabler." Anshuman Srivastava:  "Alternative capital is playing or continues to play quite a pivotal role in being supplementary and complementary, more and more complementary actually to traditional capital."

In this Global Insight episode of the On Aon podcast, Aon experts examine how the European Union's AI Act is reshaping leadership priorities for organizations — including workforce decisions. As AI is used more and more in hiring, talent assessment and workforce management, leaders will need to understand how these tools are governed, monitored and deployed. The discussion explores why accountability cannot be delegated, how organizations can strengthen oversight of third-party solutions and the actions HR leaders can take to build confidence, unlock value and stay ahead as AI adoption accelerates. Key Takeaways: The EU AI Act raises the bar for organizations using AI in employment decisions, making governance a business priority, not just a compliance requirement. Accountability remains with employers, requiring stronger oversight of AI tools, vendors and decision-making processes. Organizations that invest in AI literacy, transparency and governance will be better positioned to build trust, deploy AI confidently and capture long-term value. Experts in this episode: Charlotte Schaller, Partner, Head of Assessment UK and EMEA, Human Capital Solutions, Aon John McLaughlin, CCO and Head of Assessment, Talent Solutions, EMEA, Aon Michael Fetzer, Associate Partner, Global Science and Analytics, Aon Key Moments: (03:10) Understanding the EU AI Act, why it was introduced and why its influence may extend beyond Europe. (08:35) Breaking down the Act's risk-based framework and what "high-risk" classification means for AI tools used in employment decisions. (12:05) Why organizations cannot outsource accountability, and the importance of AI vendor due diligence, explainability and governance. Key Insight: The Time is Now: Five Actions for HR to Consider as the EU Artificial Intelligence Act Comes into ForceSoundbites: Charlotte Schaller: “If there's one message to leave HR leaders with, it's this: The EU AI Act is not just a compliance issue. It's a trust issue, a governance issue and ultimately a business performance issue.” John McLaughlin: “You can outsource the technology, but you cannot outsource the responsibility for it, how it affects your people.” Michael Fetzer: “A lot of companies are wondering where do we start? I've always recommended the great first step you might want to start with is carry out a thorough audit of your current HR AI use.”

In this Industry Insights recap episode of the On Aon podcast, leaders revisit key conversations from the first half of the year, sharing perspectives on how organizations are making better decisions and positioning themselves to stay ahead amid rapid change across the four interconnected megatrends of Trade, Technology, Weather and Workforce. From AI-enabled decision-making in insurance to climate-informed growth strategies in food and agriculture, workforce investment in retail, infrastructure expansion in construction and talent strategies in aerospace and defense, the discussion explores how leaders are turning insight into action. The episode highlights the decisions, investments and capabilities that are helping organizations strengthen resilience, deploy capital with greater confidence and unlock opportunities for growth. Experts in this episode: Andy Marcell, CEO of Global Solutions, Aon Liz Henderson, Global Head of Climate Risk Advisory, Aon Matt Duffy, Chief Commercial Officer, Global Benefits, Aon James MacNeal, Global Industry Specialty Leader, Construction and Infrastructure, Aon Dave Carlson, Global Industrials and Manufacturing Leader, Aon Randy Ramirez, HCS Rewards Solutions Associate Partner, Aon Featured topics: Why data quality, analytics and AI are becoming critical differentiators for insurers seeking to improve decision-making, manage capital and respond to changing risk exposures. How organizations in the food, agribusiness and beverage sector are using data-driven climate insights to make more informed investment, risk and growth decisions. The role of benefits strategy in helping organizations support workforce needs while balancing cost pressures and long-term business objectives. Where construction and infrastructure leaders see opportunities across data centers, power and critical infrastructure, and how they are positioning their businesses for sustained growth. How aerospace and defense organizations are strengthening workforce, supply chain and risk strategies to build resilience and capitalize on increasing market demand. Featured Episodes Insurance Leadership at the Center of Complex Risk Climate Risk as a Strategic Driver in the Food Supply Chain Benefits Have Become a Leadership Priority for Retailers Inside the Global Construction Boom: Managing Risk and Talent Navigating Talent and Risk in Aerospace and Defense

In the final episode of our special three-part series exploring Aon's 2026 Human Capital Trends Study, Byron Beebe is joined by Max Saraví and Guy Clarkson to discuss how leaders can turn workforce investments into stronger business outcomes. As workforce and healthcare costs continue to rise, organizations are facing increasing pressure to make every people investment count. The conversation explores how leading employers are using employee value propositions, data and personalization to make more informed decisions, strengthen the employee experience and align workforce strategies with business priorities. The episode also examines how AI and emerging technologies are helping organizations deliver greater value, generate deeper insights and position themselves for long-term growth. Key Takeaways: Leading organizations measure success by outcomes, not spend, ensuring workforce investments strengthen employee experiences while advancing business goals. A strong employee value proposition provides a strategic framework for decision-making, helping leaders prioritize investments that deliver the greatest value for employees and the organization. Data, personalization and AI mean organizations can build more targeted, effective workforce strategies that improve engagement, increase return on investment and help them to stay ahead. Experts in this episode: Byron Beebe, CEO of Human Capital, Aon Max Saraví, Head of Human Capital, Latin America, Aon Guy Clarkson, Head of Online Health, UK, Aon Key Moments: (1:30) Why organizations are rethinking people investments as employee expectations and healthcare costs continue to rise, and how a strong EVP can help employers deliver greater value. (5:05)How leading organizations use data, personalization and employee insights to guide workforce investment decisions and improve employee experiences. (11:00) The future of workforce investment, including AI-powered personalization, integrated employee experiences and the growing importance of data maturity. Soundbites: Byron Beebe: “As workforce costs continue to rise, the real opportunity lies not in spending more but making every investment in your people count.” Max Saraví: “A strong employee value proposition acts as a framework for making better decisions about people investment rather than simply adding more programs or benefits." Guy Clarkson: "For me, an employee value proposition should be a decision-making framework that helps organizations decide where to invest, balancing what matters most to their employees, but also how they can then allocate limited resources."