
Advertise on podcast: FS Brew- Insurtech and insurance in the Middle East
This podcast has
74 episodes
Language
EnglishPublisher
Renjit Philip and Vidya VeerapandianExplicit
No
Date created
2021/04/13
Latest episode
2026/09/26
Average duration
29 min.
Release period
36 days
Description
Welcome to FS Brew! FS Brew is the region’s first podcast focussing on insurance and insurtech in the UAE and the broader Middle East. We are based in the startup magnet, a city of dreamers and visionaries- Dubai! In every episode, the hosts, Vidya Veerapandian and Renjit Philip, have in-depth conversations with industry experts on insurtech, insurance, venture capital, digital transformation, actuarial science, and many other topics. Renjit Philip: www.linkedin.com/in/renjit-philip www.onemorethinginai.com Vidya Veerapandian: www.linkedin.com/in/vidya-veerapandian/
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Check latest episodes from FS Brew- Insurtech and insurance in the Middle East podcast
Inside Markel's Decade in the Middle East — Max Robbie on Risk, Regulation and the Road to 2030
2026/09/26
FS Brew is the region's first podcast dedicated to insurance and insurtech across the UAE and the broader Middle East.In this episode, hosts Renjit Philip, Managing Partner at Futureu Strategy Group, and Vidya, Founder of FWD, sit down with Max Robbie, CEO of Markel International Dubai, to mark ten years of Markel's presence in the region and unpack where specialty insurance is headed next.Topics covered:Markel's ten years in the Middle East and how the market has evolvedDIFC's premium growth to 4.2 billion dollars in 2025, and how much reflects genuinely new risk versus relocated businessSaudi Arabia's RHQ mandates and local retention rules, and their effect on Dubai-brokered businessLessons from the April 2024 UAE and Oman floods and whether underwriting terms have structurally changedMarine and political risk across the Red Sea and Strait of Hormuz, and how Ports & Terminals and War & Terrorism are assessed togetherCyber insurance demand across MENA and whether it is broadening beyond financial institutions and data centresUnderwriting exposure at GCC data centre megaprojects, spanning construction, cyber and business interruption riskWhether current conflict-driven demand is a genuine tailwind for specialty insurers or an understated riskMarkel's Q2 combined ratio and the effect of Middle East conflict events on loss ratiosWhat makes a risk unacceptable, even with a strong broker relationshipEarly-stage collaboration between underwriters, brokers and engineering teams on MENA energy transition megaprojectsCompetition from Liberty, Zurich, Chubb and AIG in energy and construction, and what sets Markel apartMarkel's outlook for the GCC by 2030The episode closes with rapid fire questions on career lessons, leadership style and the innovations shaping the future of insurance in the region.00:00 – Introduction & Welcome01:10 – Max Robbie's Journey: Moving from London to Dubai04:11 – DIFC’s Premium Surge: New Risk vs. Market Relocation05:35 – Expanding Beyond Monoline: Cyber, Trade Credit & Growth06:15 – NatCAT & Flood Exposures: Rethinking Regional Risk & BI09:54 – Marine War Risk, Geopolitics & Supply Chain Disruption13:06 – How Markel Integrates AI & Data in Underwriting16:28 – The Data Center Boom: Multi-Line Risks & Sovereign AI18:19 – Energy Transition & Mega Projects in MENA20:10 – Financial Discipline: Balancing Growth, Reserves & Pricing23:34 – Specialty Capacity Influx: Acumen vs. Price Wars24:55 – Vision 2030: Why Talent is the Key Differentiator26:40 – Rapid Fire Round: Lessons, Leadership & Personal RisksSubscribe to FS Brew for more conversations with CEOs and experts shaping insurance and insurtech in the Middle East.Renjit Philip:work: https://www.futureu.coNewsletter: https://www.onemorethinginai.comSocials:Twitter / X: @renjitphilipLinkedIn: https://www.linkedin.com/in/renjit-philipVidya Veerapandian:https://www.linkedin.com/in/vidya-veerapandian/ #FSBrew #Insurtech #Insurance #Markel #DIFC #Dubai #MENA #Reinsurance #CyberInsurance #RiskManagement
From AI Regulations to Insurtech Investments: Latest Industry Buzz
2026/08/15
FS Brews News + Analysis (H1 2026): Airline-Embedded Travel Insurance, MAS AI Governance, Insurtech Funding Rebound, Data Center Risk & Cover Genius M&AIn this episode of FS Brews News with Analysis, the hosts cover key insurance and Insurtech developments across regions: UAE airlines Etihad and Emirates are embedding travel insurance to encourage travel, with Etihad auto-enrolling up to 15 days of medical cover in the UAE and Emirates offering worldwide and evacuation cover plus war-related disruption support and extensions. They discuss new AI and agentic AI risk management guidelines from Singapore’s MAS—emphasizing board oversight, lifecycle controls, and human-in-the-loop authorization—alongside emerging UAE central bank guidance, and debate the burden on smaller firms. They highlight a strong H1 2026 rebound in global Insurtech funding ($1.6B in Q1 and $2.4B in Q2) and Europe’s nearly €900M raised with fewer but larger deals, plus regional raises from SOTA Insure, Decisive, Yasmina, and Bahrain’s Sur Insurance. They also note Zurich’s $1B quota-share reinsurance capacity for a growing global data center portfolio and Cover Genius’ acquisition of Berlin-based Friendsurance to accelerate regulated market entry.
00:00 News with Analysis- AUG 13th
00:33 Travel Insurance02:18 AI Regulation
05:11 Insurtech Funding
09:47 Data Center Insurance
11:52 Cover Genius Acquires Friendsurance
Spotify show link: https://open.spotify.com/show/6GpKULINjPT895Gmx6wifV?si=f56d59375cf246a4
Renjit Philip:
work: https://www.futureu.co
Newsletter: https://www.onemorethinginai.com
Socials:
Twitter / X: @renjitphilip
LinkedIn:
https://www.linkedin.com/in/renjit-philip
Vidya Veerapandian
:https://www.linkedin.com/in/vidya-veerapandian/
Corgi raises back to back funding and becomes a $2.6 Billion company
2026/06/16
Marsh Launches Coverpro.ae for UAE SMEs + Global Insurtech Funding Surges on AIIn this episode of FS Brew: News with Analysis, the hosts discuss Marsh UAE’s launch of CoverPro.ae, a new retail website aimed at small and medium enterprises, marking a shift toward digital-first distribution and raising questions about how Marsh will market to SMEs. They then review the Global Insurtech Funding Report (Be Insure), noting insurtech funding rose 19.5% year-on-year to $5.1B, driven largely by AI-focused startups, with an average deal size of $26M and AI liability/cyber deals highlighted. Examples include Paci’s $46M Series B and Corgi’s rapid back-to-back raises and valuation jump, plus a discussion on whether the Middle East could support an AI-native full-stack insurer. The episode also covers GCC insurance growth projections to 2030 and local product launches: Orient Insurance and Allianz Partners’ Sphera global health plan for expats, and Orient’s new war-risk solutions including political violence coverage.00:00 Welcome and Agenda00:11 Marsh UAE SME Portal01:33 How Marsh Will Market01:53 Insurtech Funding Rebounds03:07 Paci and Corgi Mega Rounds04:45 Corgi Growth and Culture05:58 Can GCC Build AI Insurers08:59 GCC Market Growth Outlook10:04 Orient Sphera Health Plan10:41 War Risk Add On Covers12:37 Wrap Up and Subscribe
Renjit Philip:
Consulting: https://linktr.ee/futureustrategygroup/
Newsletter: https://www.onemorethinginai.com
Work: https://www.futureu.co
https://www.linkedin.com/in/renjit-philip
Vidya Veerapandian:
https://www.linkedin.com/in/vidya-veerapandian/
I’ve got a favour to ask! If you enjoy this conversation, please double check that you’ve liked the video and subscribed to the channel!
That's a small way you can help us carry on doing this, really appreciate you!
Breaking Barriers in Insurance: Julien Condamines' Vision for Claims with Novo AI
2026/04/17
How Novo AI Uses AI to Cut Claims Leakage: Julien Condamines on Fraud, Waste & Abuse | FS BrewRenjit and co-host Vidya welcome Julien Condamines, co-founder of Novo AI, to the FS Brew Insurtech podcast to discuss why he chose claims as the starting point for innovation and how Novo AI now focuses on reducing fraud, waste, and abuse. Julien describes insurers facing rising medical inflation, legacy claims operations that fail to capture usable data, and regulatory premium caps that worsen loss ratios, making leakage control critical to sustainability. He outlines what an ideal claims team looks like with automated data extraction and medical coding, minimal manual intervention for clean claims, and faster clinical review of flagged cases to prevent unnecessary or abusive billing. The conversation also covers the difficulty of selling to insurers, typical enterprise sales cycles and pricing tied to claim volumes, ROI from leakage reduction, and Novo AI’s expansion beyond Singapore into regional and global markets.00:00 Welcome Julian00:10 Why Claims Matter01:38 Meteorite Risks Ahead03:30 Ideal Claims Team06:42 Why Claims Lag Behind08:51 Selling Into Insurers12:07 Deal Cycles And Pricing13:32 Leakage Drives ROI14:47 Trust Speed Explainability16:45 Claims Frustration Reality16:57 Protection Beyond Payouts17:05 Thailand Injury Scenario17:32 Insurer As Trusted Guide18:59 Novo AI Claims Automation19:57 Stopping Fraud And Leakage21:30 Advice For Gulf Insurers23:45 Scaling Beyond Singapore25:28 Rapid Fire Leadership27:52 AI Trend And Big Risks29:16 Kindness And Pay It Forward31:00 Final Thanks And ShoutoutRenjit Philip:Consulting: https://linktr.ee/futureustrategygroup/Newsletter: https://www.onemorethinginai.comWork: https://www.futureu.coSocials:Twitter / X: @renjitphilipLinkedIn: https://www.linkedin.com/in/renjit-philipVidya Veerapandian:https://www.linkedin.com/in/vidya-veerapandian/I’ve got a favour to ask! If you enjoy this conversation, please double check that you’ve liked the video and subscribed to the channel! That's a small way you can help us carry on doing this, really appreciate you!
AI in Insurance and how Emirates Airlines' insurance works in Conflict Zone Operations
2026/04/06
AI in Commercial Insurance, Fully Autonomous Carriers, and Emirates’ War Risk Coverage | FS Drew’s News + AnalysisIn this episode of FS Brew's News with analysis, Renjit and Vidya discuss three insurance developments shaped by AI and geopolitical risk: insurtech Shepherd’s $42M Series B and its AI-driven commercial insurance platform that pulls real-time data from tools like Procore and Autodesk to speed underwriting for AI economy infrastructure; US firm di Primus Holdings’ launch of “Lucy,” a fully autonomous insurance carrier designed to handle underwriting, claims, and agent interactions with minimal human intervention; and a Financial Times report on Emirates Airlines’ war risk insurance, including its relatively low additional weekly war premium, a WTW-negotiated policy covering the first $2B of losses, and how scale, operational reputation, and conflict-specific policy terms help airlines keep flying during war.00:00 Welcome and Setup00:17 Breaking Alert Moment00:33 Shepherd Insurtech Funding03:09 AI Underwriting Debate04:51 Lucy Autonomous Insurer06:08 Can Insurance Be Fully AI08:47 Emirates War Risk Cover12:01 Why Emirates Gets Better Rates13:30 Wrap Up and Call to ActionRenjit Philip:Consulting: https://linktr.ee/futureustrategygroup/Newsletter: https://www.onemorethinginai.comWork: https://www.futureu.coSocials:Twitter / X: @renjitphilipLinkedIn: https://www.linkedin.com/in/renjit-philipVidya Veerapandian:https://www.linkedin.com/in/vidya-veerapandian/I’ve got a favour to ask! If you enjoy this conversation, please double check that you’ve liked the video and subscribed to the channel! That's a small way you can help us carry on doing this, really appreciate you!
FS Brew: Navigating the Iran-Israel-US Conflict's Ripple Effects on Insurance
2026/03/19
War Risk Cover Pulled in Strait of Hormuz, Hippo Turns Profitable, Aon Tests Stablecoin Premiums | FS Brew NewsVidya and Renjit discuss insurance developments amid the Iran–Israel–US conflict, noting major insurers have withdrawn war risk cover for ships in the Strait of Hormuz and Persian Gulf, pushing premiums from about 0.2–0.25% of vessel value to 1% or more and threatening fuel prices and supply chains as a major share of global oil transits the strait. They cover Hippo Insurance’s first full-year net profit ($58m) on $1.1bn gross written premium (up 24%) with 2026 guidance of $1.4–$1.5bn, and Aon’s proof of concept for paying premiums with stablecoins (USDC on Ethereum and PYUSD on Solana) to compress settlement times to minutes. They also cite S&P maintaining GCC insurers’ credit conditions as stable due to strong capital buffers, discuss war clause wording and possible cyber impacts, and highlight India’s newly licensed digital-first Kiwi Insurance backed by WestBridge and ex–Tata AIG leaders targeting motor, health, property, SME and commercial lines.00:00 Conflict Sets the Stage00:52 Hippo Turns Profitable02:35 Aon Tests Stablecoins03:57 War Risk Cover Pulled05:48 S&P Sees GCC Stability06:41 Cyber and War Exclusions08:25 India’s Kiwi Insurance10:54 Wrap Up and SubscribeRenjit Philip:Consulting: https://linktr.ee/futureustrategygroup/Newsletter: https://www.onemorethinginai.comWork: https://www.futureu.coSocials:Twitter / X: @renjitphilipLinkedIn: https://www.linkedin.com/in/renjit-philipVidya Veerapandian:https://www.linkedin.com/in/vidya-veerapandian/I’ve got a favour to ask! If you enjoy this conversation, please double check that you’ve liked the video and subscribed to the channel! That's a small way you can help us carry on doing this, really appreciate you!
GCC & Global Insurtech News with Analysis from FS Brew: Where Innovation Meets Action
2026/02/15
FS Brew January Roundup: AI InsurTech Boom & GCC Regulatory ChangesWelcome to FS Brew, the region's premier podcast for insurance enthusiasts! In this January news and analysis episode, hosts Vidya, founder of Forward, and Renjit, partner at Futureu Strategy Group, tackle the latest developments in the insurance industry. Discover how AI-native carrier Corgi secured a $108 million funding round to revolutionize insurance for startups. Dive into the impact of new GCC regulations on brokers and MGAs. Learn about Advanced Technology Assurance Limited's $50 million facility targeting AI-related risks. Finally, explore how Saudi telecom giant Zain is making waves with its embedded insurance venture. Don’t forget to support us by subscribing to our YouTube channel and following us on Spotify and Apple Podcasts. Engage with us and stay ahead in the world of insurance!00:00 Welcome to FS Brew00:29 AI Native Insurance Carrier Corgi's $108M Funding01:59 Impact of AI on Traditional Insurers02:10 Middle East InsureTech Developments03:29 GCC Licensing Framework Updates05:48 Advanced Technology Assurance's $50M Facility08:47 Saudi Market Innovations11:45 Challenges of Embedded Insurance13:01 Closing Remarks and Call to ActionRenjit Philip:Consulting: https://linktr.ee/futureustrategygroup/Newsletter: https://www.onemorethinginai.comWork: https://www.futureu.coSocials:Twitter / X: @renjitphilipLinkedIn: https://www.linkedin.com/in/renjit-philipVidya Veerapandian:https://www.linkedin.com/in/vidya-veerapandian/I’ve got a favour to ask! If you enjoy this conversation, please double check that you’ve liked the video and subscribed to the channel! That's a small way you can help us carry on doing this, really appreciate you!
Exclusive: CEO Neeraj Gupta Talks AI, Regulations, and the Future of Insurance
2026/01/26
Welcome to FS Brew, the UAE and Middle East's first podcast dedicated to all things insurance and InsureTech.
In this episode, hosts Renjit and Vidya are joined by Neeraj Gupta, CEO of Policy Bazaar UAE, for an insightful discussion on the latest innovations and challenges in the insurance landscape.
Neeraj highlights Policy Bazaar's customer-centric initiatives, including the NRI Healthcare plan and the PB Advantage program. The conversation covers regulatory updates, the role of AI in the industry, and the potential of personalized insurance.
They also explore the implications of the upcoming unified GCC travel visa. Tune in for a comprehensive look at the evolving world of insurance and InsurTech with a leading industry expert.
00:00 Introduction to FS Brew and Hosts00:28 Guest Introduction: Neeraj Gupta, CEO of Policy Bazaar UAE00:54 Policy Bazaar's Customer-Centric Innovations04:56 AI Tools and Their Impact on Policy Bazaar07:56 Regulatory Changes and Their Impacts
17:10 Unified GCC Travel Visa: Opportunities and Implications18:14 Challenges and Innovations in Health Insurance21:55 Partnerships and Future Predictions25:27 Rapid Fire Questions34:43 Conclusion and Final Thoughts
Renjit Philip:Consulting: https://linktr.ee/futureustrategygroup/Newsletter: https://www.onemorethinginai.comWork: https://www.futureu.coSocials:Twitter / X: @renjitphilipLinkedIn: https://www.linkedin.com/in/renjit-philip
Vidya Veerapandian:https://www.linkedin.com/in/vidya-veerapandian/
I’ve got a favour to ask! If you enjoy this conversation, please double check that you’ve liked the video and subscribed to the channel! That's a small way you can help us carry on doing this, really appreciate you!
At the intersection of Energy and Insurance: FS Brew x MEECON 2025 Special Episode
2025/12/02
Navigating the Future of Energy and Insurance: Insights from FS Brew Podcast and MEECON 2025In this must-listen episode of the FS Brew Podcast, co-hosted by Vidya and Renjit in collaboration with MEECON 2025, experts from the insurance and energy sectors reveal crucial insights on the evolving landscape in the Middle East. Featuring industry leaders like Sunil Machado from Lockton Insurance Brokers, Sam Foster from Lloyd Warwick, Alan Purbrick from MEECON, Julie Kimmens from Star Insurance Companies, Sean Pearson from Liberty Specialty Markets, and Heba Tabet from EDF Power Solutions, this episode delves into a diverse range of pressing topics. From innovative risk management strategies and the critical role of battery storage to the impact of emerging technologies and the importance of early risk assessment, this podcast offers a comprehensive overview of the opportunities and challenges lying ahead as the region transitions to clean energy. Key discussions also include the dynamic regulatory environment, the growing significance of parametric policies, and the necessity of integrated risk management and collaboration among stakeholders. Gain valuable perspectives that can guide your understanding and approach to the future of energy and insurance.00:00 Introduction to FS Brew Podcast00:21 Focus on MEECON and Energy Transition00:39 Interview with Sunil Machado: Risk Management in Energy01:44 Battery Storage and Risk Mitigation02:50 Emerging Alternatives in Energy Storage03:45 Role of Insurance in Power Projects06:57 Interview with Sam Foster: Challenges in Loss Adjusting10:06 Technology and Data in Loss Adjusting16:09 Future of Energy Claims Process19:05 Introduction to MEECON 2025 Conference with Alan Purbrick26:59 Interview with Julie Kimmens: Managing Technical Risk Claims27:47 Policy Wordings and Coverage in Renewable Energy28:41 Impact of Technology on Claims Processing30:56 New Risks in Hydrogen and Battery Storage33:29 Communication and Crisis Management in Claims35:19 Introduction to Sean Pearson and Liberty Specialty Markets35:53 Challenges in Underwriting Large-Scale Energy Projects38:15 Integrated Risk Management in Energy Projects46:18 Interview with Hiba Tabet on Legal Aspects of Renewable EnergyRenjit Philip:Consulting: https://www.futureu.coNewsletter: https://www.onemorethinginai.comSocials:Twitter / X: @renjitphilipLinkedIn: https://www.linkedin.com/in/renjit-philipVidya Veerapandian:https://www.linkedin.com/in/vidya-veerapandian/I’ve got a favour to ask! If you enjoy this conversation, please double check that you’ve liked the video and subscribed to the channel! That's a way you can help us carry on doing this, really appreciate you!
The Future of Employee Wellbeing: Integrating Digital Health & Insurance
2025/09/14
Integrating Digital Wellness & Insurance: The Future of Employee WellbeingIn this special episode of the FS Group podcast, we host a panel discussion on the critical topic of health, specifically focusing on integrating digital wellness and insurance. Our guests are Jasmyne Rana, a mental health practitioner and consultant, and Mirka Strano, Regional Director for Employee Benefits Consulting at Howden for the Middle East and Africa. They explore the future of employee wellbeing and personalized health, delve into the impact of COVID-19, discuss holistic employee wellbeing, and highlight the challenges and opportunities in the UAE and broader Middle East. Key points include the evolution of workplace culture, the role of digital health solutions, the importance of financial wellbeing, and the potential of AI and advanced technologies in healthcare. Tune in for an insightful discussion on how organizations can better support their employees' health and wellbeing in today's rapidly changing world.00:00 Introduction to the Panel Discussion00:22 Meet the Experts: Jasmyn and Mirka01:39 Defining Holistic Employee Wellbeing03:49 Challenges and Trends in Employee Wellbeing10:34 The Role of Health Insurance in Employee Wellbeing11:04 Digital Health Solutions and Their Impact19:25 Future Trends and Opportunities in Health Insurance22:26 Global Best Practices and Regional Adaptations33:02 Conclusion and Final Thoughts
Renjit Philip:
Newsletter: https://www.onemorethinginai.com
Socials:Twitter / X: @renjitphilip
LinkedIn: https://www.linkedin.com/in/renjit-philip
Vidya Veerapandian:https://www.linkedin.com/in/vidya-veerapandian/
I’ve got a favour to ask! If you enjoy this conversation, please double check that you’ve liked the video and subscribed to the channel!
That's a small way you can help us carry on doing this, really appreciate you!
What’s Next for Insurance? CII’s Ambitious Vision
2025/09/14
Building Trust in Insurance: CII's Vision and Pathway for the Middle East & CSAIn this episode, we are delighted to host a representative from the Chartered Insurance Institute (CII) to discuss their role in enhancing the insurance and financial planning professions across the Middle East and Central and South Asia (CSA) regions. We explore the organization's goals and priorities for the next three to five years, including increasing their regional footprint, deepening relationships, and hosting events to engage students and corporates. The discussion also covers CII's initiatives like the International Professional Partner Firm (IQPF) and Approved Professional Development Center to acknowledge corporate support for professional qualifications. The conversation touches on cultural dynamics, insurance penetration, and the importance of upskilling young talent. We also delve into various training programs and bespoke courses available through CII. Additionally, our guest shares personal insights and advice on navigating a career in insurance. Tune in for an enlightening discussion on professional development and the future of the insurance sector in these regions.00:00 Introduction and Welcome00:12 Role and Objectives at CII01:06 CII's Impact and Initiatives03:09 Regional Dynamics and Stakeholder Management04:27 Membership Statistics and Benefits06:27 Attracting Young Talent to the Insurance Sector08:07 CII Training Programs and Custom Solutions10:06 Navigating a Career in Financial Services13:18 Rapid Fire: Getting to Know the Leader15:48 Conclusion and Final Thoughts
Renjit Philip: Newsletter: https://www.onemorethinginai.com
Socials:Twitter / X: @renjitphilipLinkedIn: https://www.linkedin.com/in/renjit-philip
Vidya Veerapandian:https://www.linkedin.com/in/vidya-veerapandian/
I’ve got a favour to ask! If you enjoy this conversation, please double check that you’ve liked the video and subscribed to the channel! That's a small way you can help us carry on doing this, really appreciate you!
How to build an Insurtech with ZERO VC funding!
2025/06/30
Innovating Health Insurance with Vita Virtues – An Interview with CEO Miro Fok | FS Brew PodcastJoin us on this episode of FS Brew, the Middle East’s first podcast dedicated to the world of insurance and Insurtech in the UAE and broader Middle East. Hosts Vidya and Renjit welcome Miro Fok, the CEO and founder of Vita Virtues, a pioneering Insurtech firm specializing in digital health insurance solutions. Dive into Miro’s entrepreneurial journey, inspired by his sales background and a unique vision to streamline the sales process for health insurance through innovative technology.Discover how Vita Virtues is revolutionizing the UAE health insurance market, the challenges Miro faced in its inception, and the unique advantages of launching such a startup in the region. Miro shares invaluable insights into the evolving healthcare sector, the impact of digital transformation, and the importance of staying agile in a rapidly changing market.The discussion also covers Vita Virtues’ plans for international expansion, leveraging Gen AI for business optimization, and building scalable business models. Aspiring entrepreneurs will find Miro’s advice on sales, delegation, and organic growth particularly enlightening.Tune in for a comprehensive look at the future of Insurtech, the critical trends shaping the industry, and practical tips for navigating the entrepreneurial landscape in the Middle East.#FSBrew #Insurtech #HealthInsurance #VitaVirtues #Entrepreneurship #UAE #DigitalTransformation #AI #Sales #StartupJourneyTimestamps00:00 Introduction to FS Brew00:30 Meet Miro: CEO and Founder of Vita Virtues01:06 The Inspiration Behind Vita Virtues03:59 Challenges and Trends in the UAE Health Insurance Market05:44 Vita Virtues’ Products and Differentiation09:34 Sales Strategies and Business Metrics14:08 Advice for Aspiring Insurtech Entrepreneurs15:56 Funding and Growth Philosophy18:12 Careful Consideration of Funding18:33 Future of the Insurance Industry in the UAE19:24 Challenges and Opportunities for Insurers21:27 Company Goals for the Next 12–24 Months22:44 Embracing AI in Business24:31 Rapid Fire: Personal Interests and Hobbies30:58 Advice for Aspiring Entrepreneurs35:23 Conclusion and FarewellRenjit Philip:Newsletter: https://www.onemorethinginai.comSocials:Twitter / X: @renjitphilipLinkedIn: https://www.linkedin.com/in/renjit-philipVidya Veerapandian:https://www.linkedin.com/in/vidya-veerapandian/I’ve got a favour to ask! If you enjoy this conversation, please double check that you’ve liked the video and subscribed to the channel! That's a small way you can help us carry on doing this, really appreciate you!
Deep Dive into Protego insurtech with Koy Lee: Leadership, Strategies, and Brand building
2025/06/14
Exploring Insurance Innovation with Koy Nien Lee, CEO of Protego Insurance | FS Brew PodcastWelcome to another episode of FS Brew, the region's first podcast dedicated to insurance and Insurtech in the UAE and the Middle East. In this episode, hosts Vidya and Renjit Philip sit down with Koy Nien Lee, the CEO of Protego Insurance, backed by RAK Bank. Koy shares his captivating journey from engineering in Singapore to leading Protego Insurance in the UAE, highlighting his goals to revolutionize the insurance industry through technology and customer-centric approaches. From leveraging AI for personalized customer experiences to discussing the unique challenges and opportunities in the Middle Eastern market, this episode is packed with insights for anyone interested in the future of insurance. Additionally, Koy delves into the importance of a strong leadership approach, the role of branding and influencers, and how embedded insurance can change consumer behavior. Tune in to hear thoughts on telematics, open APIs, and what’s next for Protego Insurance. Don’t miss the Rapid Fire Segment where Koy shares his personal interests and leadership philosophies. Stay tuned!00:00 Introduction to FS Brew Podcast00:22 Guest Introduction: Koy Nien Lee of Protego Insurance00:44 Koy's Journey into Insurance04:39 Protego Insurance and RAK Bank Partnership06:14 Operating Model and Strategic Drivers07:46 Affinity Marketing in the Middle East14:03 Leveraging Technology in Insurance26:20 Future Trends and Innovations31:04 Rapid Fire Segment36:56 Conclusion and Final ThoughtsRenjit Philip:Newsletter: https://www.onemorethinginai.comSocials:Twitter / X: @renjitphilipLinkedIn: https://www.linkedin.com/in/renjit-philipVidya Veerapandian:https://www.linkedin.com/in/vidya-veerapandian/I’ve got a favour to ask! If you enjoy this conversation, please double check that you’ve liked the video and subscribed to the channel! That's a small way you can help us carry on doing this, really appreciate you!
Inside the InsurTech Revolution: Jonathan Cooper Tells All
2025/05/20
Welcome to FS Brew, the UAE and Middle East’s first podcast dedicated to insurance and Insurtech.In this episode, Renjit Philip and Vidya Veerapandian sit down with Jonathan Cooper, CEO and Founder of WIS Group (Worldwide Insurance Solutions).Jonathan shares his journey from working in claims at a local insurer to building an innovative Insurtech company offering travel, cyber, pet, and gadget insurance.We dive into: • The rise of personalized travel insurance • How AI is reshaping policy delivery • Trends in embedded insurance • Local market dynamics and expansion plans into Saudi Arabia and Europe • Building ancillary revenue streams for the travel sector • Jonathan’s personal story of transformation and entrepreneurshipWhether you’re in insurance, Insurtech, or just curious about the future of embedded coverage, this episode is full of insights.🎧 Timestamps00:00 – Intro to FS Brew and Hosts00:28 – Guest Intro: Jonathan Cooper, WIS Group00:51 – Getting Started in Insurance02:26 – Founding WIS Group03:56 – Product Focus and Company Growth04:22 – Trends in Travel Insurance08:28 – Market Challenges & Opportunities14:09 – Innovative Insurance Products17:44 – Embedded Insurance Explained24:05 – Expansion into KSA and Europe27:18 – Rapid Fire Round32:52 – Closing Thoughts🔗 Subscribe for more conversations with industry leaders in insurance and Insurtech.Include in every epsiode
Renjit Philip:
Newsletter: https://www.onemorethinginai.com
Socials:
Twitter / X: @renjitphilip
LinkedIn:
https://www.linkedin.com/in/renjit-philip
Vidya Veerapandian:
https://www.linkedin.com/in/vidya-veerapandian/
I’ve got a favour to ask! If you enjoy this conversation, please double check that you’ve liked the video and subscribed to the channel! That's a small way you can help us carry on doing this, really appreciate you!
#Insurtech #TravelInsurance #FSPodcast #EmbeddedInsurance #InsuranceInnovation #WISGroup #UAEInsurance #FSGrewPodcast
How to Lead with Courage in InsurTech: Insights from Sabine VanderLinden
2025/05/10
Exploring InsurTech and Innovation with Sabine VanderLinden | FS Brew PodcastWelcome to the FS Brew Podcast, the UAE and Middle East's first podcast dedicated to all things insurance and InsurTech. In this episode, hosts Vidya, and Renjit are joined by Sabine VanderLinden, a renowned corporate strategist and current CEO of Alchemy Crew. Sabine shares her 25-year journey in the industry and discusses her work with Alchemy Crew, a venture lab focused on accelerating innovation in the insurance sector.The conversation dives deep into various topics including the evolution of InsurTech, the challenges of integrating startups into established insurers, and the role of AI in transforming the insurance industry. Sabine also touches upon the importance of planetary resilience in combating climate risk, the regulatory landscape, and how diversity and inclusivity can be fostered within the industry.For anyone interested in the future of insurance, InsurTech, and innovative business models, this episode is a must-watch. Tune in to gain insights from Sabine’s extensive experience and her vision for the future of the insurance industry.01:24 Sabine's Journey into Insurance03:36 The Evolution of Accelerators and Alchemy Crew05:34 Corporate-Startup Collaboration Models12:11 AI in Insurance: Opportunities and Challenges16:53 Challenges in Corporate-Startup Integration19:14 Evaluating Venture Performance23:18 Climate Risk and Future Scenarios24:09 Navigating Capitalism and Sustainability24:54 Building Planetary Resilience25:30 Challenges in the Insurance Industry27:20 Public-Private Partnerships in Insurance28:00 Personal Leadership Journey30:35 Regulatory Influence on InsureTech33:55 Diversity, Equity, and Inclusion in Insurance39:14 Future-Proofing Insurance40:31 Rapid Fire QuestionsRenjit Philip:Newsletter: https://www.onemorethinginai.comSocials:Twitter / X: @renjitphilipLinkedIn: https://www.linkedin.com/in/renjit-philipVidya Veerapandian:https://www.linkedin.com/in/vidya-veerapandian/I’ve got a favour to ask! If you enjoy this conversation, please double check that you’ve liked the video and subscribed to the channel! That's a small way you can help us carry on doing this, really appreciate you!
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