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In this episode, Mel is joined by David Allinson to discuss the FCA’s proposed section 404 consumer redress scheme for vehicle finance, focusing on discretionary commission arrangements, the scheme’s scope (regulated agreements from 2007 to November 2024), rebuttable presumptions of unfairness and loss, and an estimated £8.2bn in redress averaging about £700 per file. The conversation flags contentious areas limitation via deliberate concealment under section 32 of the Limitation Act, causation, and the redress methodology—alongside the consultation’s extension to 12 December and expected final rules in the spring. We hope you enjoy this episode, please subscribe to stay up to date with the latest episode. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Mel is joined by Kim Wright and Matt Watson to discuss Employment Practices Liability (EPL) insurance, its scope, and its intersection with Directors & Officers (D&O) insurance. The episode looks at key topics in this area such as the employment claims process, awards and settlements, common policy exclusions, and the overlap between EPL and D&O policies. The episode highlights the importance of early resolution to minimise costs, the challenges of late notifications, and the potential for claims to escalate. We hope you enjoy this episode, please subscribe to stay up to date with the latest episodes   Hosted on Acast. See acast.com/privacy for more information.

In the latest episode of Money Covered, our host Melanie Redding, is joined by David Allinson and George Smith to discuss developments we expect to see in 2025 in relation to Financial Services and Accountants. We hope you enjoy this episode, please subscribe to stay up to date with the latest episodes   Hosted on Acast. See acast.com/privacy for more information.

In the latest episode of Money Covered, our host Melanie Redding, is joined by Matt Watson and Rachael Healey to discuss D&O and pension developments we expect to see in 2025. We hope you enjoy this episode, please subscribe to stay up to date with the latest episodes    Hosted on Acast. See acast.com/privacy for more information.

💬 "Systemic issues are sadly here to stay with us in the financial services world." As the new year approaches, we’re excited to introduce the new host of our Money Covered podcast, Mel Redding! In this episode, new Money Covered host, Mel Redding, sits down with our financial institutions expert and RPC Partner David Allinson to explore the top 10 risks facing the financial sector as 2024 comes to a close. Hosted on Acast. See acast.com/privacy for more information.

In August's episode of Season 3, our host Ash Daniells is joined by Matt Watson, Kim Wright and Rachael Healey to discuss management liability risks, from a D&O, EPL and PTL perspective.   Hosted on Acast. See acast.com/privacy for more information.

In June's episode of Season 3, our host Ash Daniells is joined by David Allinson to discuss the FCA's Consumer Duty. It's been almost 12 months since its implementation and with the scope expanding, are we likely to see more enforcement from the FCA?  Hosted on Acast. See acast.com/privacy for more information.

In episode 2 of Season 3, our host Ash Daniells is joined by Rachael Healey, George Smith and Rob Morris to discuss what impact ESG and AI may have on the financial services sector, in particular Pensions and Accountants.  Hosted on Acast. See acast.com/privacy for more information.

In our first episode of Season 3, our host Ash Daniells is joined by David Allinson, Rachael Healey, Matt Watson, George Smith and Rob Morris to provide their predictions for 2024. The following topics are covered in this episode:   FCA's review of later-life income - David AllinsonThe rise of 'Superfunds' - Rachael HealeyImpact on D&O claims of ESG - Matt WatsonThe potential for insolvency regulation reform - George SmithChanges to the ICAEW's minimum insurance requirements - Rob Morris Hosted on Acast. See acast.com/privacy for more information.

In our final episode of Season 2, our host Ash Daniells is joined by David Allinson, Rachael Healey, Matt Watson, George Smith and Rob Morris to provide a round up of the key developments that took place during 2023. The following topics are covered in this episode:   FCA's Consumer Duty - David AllinsonLiability Driven Investments - Rachael HealeyThe ongoing impact of LLC v. Sequana and the duties owed by directors to creditors - Matt WatsonThe increase in corporate insolvencies and their impact on the insolvency practitioners - George SmithAudit market reform – where we are and where we're likely to be - Rob Morris Hosted on Acast. See acast.com/privacy for more information.

In Season 2, Episode 6, our host Ash Daniells is joined by Rob Morris to discuss the Third Party (Rights Against Insurers) Act 2010. Recent County Court decisions suggest limitation involving this Act may not be as straightforward as previously thought. Ash and Rob provide a background to the Acts, why they were introduced and what these recent decisions may mean for claims against Insurers.  Hosted on Acast. See acast.com/privacy for more information.

Welcome to Money Covered, a monthly podcast from RPC aimed at those dealing with complaints, claims and risk management in the financial services sector.   In Season 2, Episode 5, our host Ash Daniells is joined by David Allinson to discuss claims involving Equity Release products. Originally popular in the 1980's, find out why they're making a comeback, what the FCA's view is and our predictions about potential claims going forward.  Hosted on Acast. See acast.com/privacy for more information.

Welcome to Money Covered, a monthly podcast from RPC aimed at those dealing with complaints, claims and risk management in the financial services sector.   In Season 2, Episode 4, our host Ash Daniells is joined by Matt Watson to discuss recent developments relating to D&O claims. Recent case law appears to extend the scope of duty – but is it all bad news? Hosted on Acast. See acast.com/privacy for more information.

Welcome to Money Covered, a monthly podcast from RPC aimed at those dealing with complaints, claims and risk management in the financial services sector.   In Season 2, Episode 3, our host Ash Daniells is joined by David Allinson to discuss pension drawdowns. Something that's long been available, but has become more popular in recent years – are problems likely to arise and is this the next big concern for the FCA?  Hosted on Acast. See acast.com/privacy for more information.

Welcome to Money Covered, a monthly podcast from RPC aimed at those dealing with complaints, claims and risk management in the financial services sector.   In Season 2, Episode 2, our host Ash Daniells is joined by Rachael Healey to discuss the FCA's new Consumer Duty of Care. Not due to be implemented until July 2023, the new scheme is already having a big impact on financial firms – and it looks like that impact will only increase once it's in force. Rachael Healey provides a helpful summary of the new duty, as well as the potential impact on firms and insurers.  Hosted on Acast. See acast.com/privacy for more information.