
Advertise on podcast: The Making Money Simple Podcast
This podcast has
113 episodes
Language
EnglishPublisher
Ryan KingExplicit
No
Date created
2021/04/27
Latest episode
2026/10/13
Average duration
19 min.
Release period
6 days
Description
The podcast helping you to invest and build wealth ✔️ I'm Ryan, a Chartered Accountant and investor from the UK and I share my mistakes, journey and knowledge - all whilst having a laugh - through this podcast! 💻 My website - https://makingmoneysimple.co.uk/ 📕 My book: Stop Waiting, Start Investing - https://linktr.ee/makingmoneysimple1 If you have any questions or want me to cover any specific topics, feel free to email me at: [email protected]
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How He Went From £0 to £287,884 in 9 Years - Mitch Shoesmith
2026/10/13
I met with Mitch from @MitchShoesmith in London to go through his investment portfolios, why he picked the investments he did, the mistakes he made, and more.
Sign up to Trading 212 (or use promo code 'MMS' in the app)
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply.
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📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - click here
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - click here
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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
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📥 Get in touch - click here
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⏰ Timestamps:
0:00 - Intro
0:25 - Vanguard S&S ISA
4:36 - Vanguard SIPP
6:38 - Switching to VALL?
11:30 - Trading 212 S&S ISA
19:19 - Advice to procrastinators
He's 34 With £126,399 Invested & This Is Why Being Lazy Builds Wealth - Fellas Finance
2026/10/01
I met up with Christos from FellasFinance in sunny Cambridge to go through his investing journey, past mistakes and both of his actual investment portfolios.
Sign up to Trading 212 (or use promo code 'MMS' in the app)
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply.
-----------------------------------------
📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - click here
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - click here
-----------------------------------------
⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
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📥 Get in touch - click here
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⏰ Timestamps:
0:00 - The lazy path to wealth
3:07 - Why Vanguard's ETF?
5:45 - Vanguard portfolio
15:49 - Trading 212 portfolio
VALL Holdings Revealed! (Vanguard's New 0.07% Fee Global ETF w/ 6,000+ Stocks)
2026/09/18
Video mentioned in this episode - Will I Switch To VALL? My Plan For Every Account
VALL - Vanguard's new 0.07% global ETF - underlying holdings are finally out.
That's exactly what we go through in this one!
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📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - click here
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - click here
-----------------------------------------
⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
-----------------------------------------
📥 Get in touch - click here
-----------------------------------------
⏰ Timestamps:
0:00 - VALL data is out
0:45 - Number of stocks
1:52 - The data
2:58 - Comparison to VAFTGAG
4:36 - My 3 reservations Is now the time to invest?
7:23 - If you haven’t yet switched, should you now?
8:09 - What I will do
8:50 - My VALL plan
From £24k Debt To £200k Invested, How He Did It - Sammie Up The Gains Money
2026/09/14
Sign up to Sammie's app, Gains
Sign up to Trading 212 (or use promo code 'MMS' in the app)
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply.
I met with Sammie from Up The Gains Money to go through his journey from being £24k in debt to now having over £200k invested.
Including how he financially educated himself and built an app along the way.
Plus, we got ambushed by a dog, some kids and a heard of cows... 🤣
-----------------------------------------
📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - click here
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - click here
-----------------------------------------
⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
-----------------------------------------
📥 Get in touch - click here
-----------------------------------------
⏰ Timestamps:
0:00 - Getting out of debt
5:02 - Debt payoff methods
7:34 - Financial education & investing
Will I Switch To Vanguard's New Global ETF 'VALL'? Here's My Plan For Every Account
2026/09/11
👉 List of Brokers I use (some have sign-up offers):
I currently haven't invested a single penny in Vanguard's new FTSE Global All Cap ETF, 'VALL'.
There are 3 key reasons why, and we go through them in this video.
Saying that, I might invest/switch to VALL soon...
And I've been getting quite a few questions about my plan, given that I am a global index fund investor myself.
So in this episode I go through each of my investing accounts - and each investment - to chat through which ones I probably will switch to VALL, and which ones I probably won't switch to VALL.
At the time Are you investing in VALL yet?
-----------------------------------------
📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - click here
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - click here
-----------------------------------------
⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
-----------------------------------------
📥 Get in touch - click here
-----------------------------------------
⏰ Timestamps:
0:00 - VALL growth
1:28 - Investments I won't switch
1:51 - VAFTGAG investments
4:42 - Small cap value Stocks ISA
6:23 - Business investing account
7:34 - Various GIAs
9:41 - 'Bed & ISA' Stocks ISA
10:24 - Overall strategy
11:11 - Who should switch?
Q&A: When To Invest In Gold & Bonds? Plus, Why You NEED To Ignore Billionaires
2026/09/09
👉 Looking for a hand? How I can help you
📺 Watch these next:
Bonds - Should You Invest? (And Exactly How UK Investors Can)Everyone’s Buying Gold… Should You? (The Truth)
In this podcast episode, we answer a great question from Andrew - in terms of when someone should consider investing in gold and/or bonds.
I give my current thought process - and some more useful videos on these topics are linked at the top of the description.
We then go into why it's important to ignore billionaires if you're a regular person looking to build wealth.
Thanks for the question Andrew!
If you have a question, feel free to email me: [email protected]
-----------------------------------------
📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - click here
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - click here
-----------------------------------------
⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
-----------------------------------------
📥 Get in touch - click here
Is It Too Late, Or Are You Too Old, To Start Investing? - JP's Budget
2026/09/02
JP from @jpsbudget joined me on this podcast episode to discuss a very common question - is it too late to start investing?
In this one we answer that question, as well as the reality of starting later, how to actually get started and what you need to do to make the most of your money.
Listen to the episode for the full details!
-----------------------------------------
📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - click here
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - click here
-----------------------------------------
⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
-----------------------------------------
📥 Get in touch - click here
He's 43 and Built A £180k Stocks & Shares ISA in 6 Years
2026/08/26
I met with Neil from @NeilInvests and we went through his entire Trading 212 portfolio - every investment and why.
Sign up to Trading 212 (or use promo code 'MMS' in the app)
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply.
-----------------------------------------
📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - click here
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - click here
-----------------------------------------
⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
-----------------------------------------
📥 Get in touch - click here
Vanguard's New 0.07% Global ETF (VALL): Every Question Answered
2026/08/24
📈 Get started with investing (guide, cheat sheet & course - all for free) - click here
💷 How I can help you - click here
📺 Video: Should You Switch Global ETF? (VWRP vs FWRG vs ACWI) - click here
There's been a lot of questions about Vanguard's new FTSE Global All Cap ETF - 'VALL'.
So in this video, I tried to answer them all, open and honestly.
If you have any other questions leave them in the comments below and I'll get back to you!
-----------------------------------------
📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - click here
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - click here
-----------------------------------------
⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
-----------------------------------------
📥 Get in touch - click here
-----------------------------------------
⏰ Timestamps:
0:00 - It's here!
0:57 - Which brokers have VALL?
1:45 - Is there going to be an Income version?
2:04 - What’s the difference between this and VWRP/FWRG etc?
2:44 - Will I switch?
5:50 - Should you switch?
8:11 - Should you switch all in one go?
9:37 - Could this backfire?
11:20 - Summary on platform & fund switching
12:20 - Will it have 7,000 stocks?
12:36 - How much of it is US?
13:13 - What will other fund managers do?
14:13 - Will other Vanguard fund fees be cut?
14:40 - Why did Trading 212 halt investing?
16:04 - Difference to VWRP?
16:21 - Do you need small caps?
17:15 - Could they increase the fee?
17:44 - Use a separate small cap ETF instead?
19:12 - What about the Avantis ETF?
Vanguard's New FTSE Global All Cap ETF Launched! (Should You Switch?)
2026/08/23
📈 Get started with investing (guide, cheat sheet & course - all for free) - click here
💷 Top broker offers - click here
IT'S FINALLY OUT!
The Vanguard FTSE Global All Cap ETF.
This video includes the key details, as well as when it will be available on your platform and whether you should switch to it.
Let me know your take on this in the comments down below.!
-----------------------------------------
📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - click here
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - click here
-----------------------------------------
⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
-----------------------------------------
📥 Get in touch - click here
-----------------------------------------
⏰ Timestamps:
0:00 - It's here!
1:17 - ETF details
4:18 - Which brokers offer it?
4:43 - What are the downsideS?
6:21 - Should you switch to / use this new ETF?
My Investment Portfolio Hit £200,000! - August Portfolio Update
2026/08/19
👉 Looking for a hand? How I can help you
On 6 August 2026, I crossed a £200,000 investment portfolio.
Crazy!
I'm buzzing and certainly never thought this would happen when I started investing nearly 10 years ago.
In this one, I go through all of the numbers transparently, from what I've contributed, what the gains have been, the exact investments I make, exact accounts I use, and more.
-----------------------------------------
📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - click here
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - click here
-----------------------------------------
⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
-----------------------------------------
📥 Get in touch - click here
£196, 452 Portfolio & 9 Years of Obsessively Investing - 14 Things I Learnt
2026/08/12
I've been investing for nearly 9 years - and I've invested every month for over 100 months in a row now.
Across that period I've lost money, made mistakes and learned what actually works.
In this one, I go through the most important lessons from the last 9 years.
Any questions let me know below - and I hope it helps you on your investment journey!
-----------------------------------------
📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - click here
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - click here
-----------------------------------------
⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
-----------------------------------------
📥 Get in touch - click here
-----------------------------------------
⏱️ Timestamps:
0:00 - 9 years later
1:25 - Making mistakes on small amounts
3:21 - Sticking with it
4:22 - The start is slow... but don't worry
6:11 - Automate what you can
6:56 - Your savings rate is most important
9:01 - The proof about compounding
9:47 - Own the whole haystack
11:36 - Boring works
11:53 - Fees matter
13:42 - Wrap it up
14:27 - Look into your workplace pension
15:18 - You probably don't need to do more
16:07 - Timing the market
17:30 - It's easy to get rich slow
Should You Invest at All-Time Highs? (Probably - and this is why)
2026/08/05
Most of my £196k investment portfolio (at the time of recording) is invested in global index funds and ETFs.
And right now they're all sitting at record highs - or 'all-time highs'.
As is the S&P 500, the Nasdaq, and many other broad market indices.
Which begs the obvious questions: is now a terrible time to invest? Should you just wait for a dip? Is this time different?
In this episode we go through:
What the data actually says about investing at all-time highsWhy 'this time might be different' (or might not be) Practical steps to take, given the market is at a record highAnd moreThanks for watching and let me know what you think by leaving a comment below!
-----------------------------------------
📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - click here
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - click here
-----------------------------------------
⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
-----------------------------------------
📥 Get in touch - click here
-----------------------------------------
⏱️ Timestamps:
0:00 - The current state of the market
1:32 - Timing the market doesn’t work
4:02 - The market is regularly ‘high’?
5:40 - Why is the market regularly high?
6:50 - What is you invest right at the top?
9:07 - Lump sum or drip feed?
10:50 - But… this time is different
13:26 - The reality of market crashes
15:45 - What can you do?
17:27 - So… should you invest?
Q&A: Vanguard's VWRP (FTSE All-World) or VAFTGAG (FTSE Global All Cap) - Which Is Best?
2026/07/29
Get my global index fund & ETF comparison tool: click here
Listen to this next: 'Should you switch global ETFs?'
In this podcast episode, we answer a great question from Andy:
'VWRP or VAFTGAG'
There are a few important differences:
What they invest in How much they charge in feesWhat platforms they are available onAnd the type of investment each of them is Listen to the podcast episode for the full details.
And thanks for the question Andy!
If you have a question, feel free to email me: [email protected]
-----------------------------------------
📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - click here
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - click here
-----------------------------------------
⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
-----------------------------------------
📥 Get in touch - click here
My Brand New Stocks & Shares ISA (And The 2 New ETFs I'm Buying)
2026/07/22
In this episode I share my brand new Stocks & Shares ISA, why I chose Trading 212, and exactly what I'm investing in.
You can sign up to Trading 212 here
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this above link (or use promo code 'MMS' in the app). Terms apply.
This portfolio is part of a brand new investing journey that I'll be sharing on here, including portfolio updates, lessons learned, investing mistakes to avoid, everything I've learnt along the way, and more.
If you've got any questions, let me know and I'll get back to you!
-----------------------------------------
📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - click here
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - click here
-----------------------------------------
⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
-----------------------------------------
📥 Get in touch - click here
-----------------------------------------
⏱️ Timestamps:
00:00 - My brand new Stocks ISA
00:37 - Why I chose Trading 212
03:55 - What I'm investing in
05:30 - ETF 1
08:20 - ETF 2
12:20 - My portfolio split
13:35 - my plan
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