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High performers master time, workflow, and output—yet often ignore the very engine driving their success: their health. In this episode of BT Podcasts, head of audio Claressa Monteiro sits down with Dr Sue-Anne Toh, senior consultant endocrinologist at NOVI Health, to unpack the ultimate executive blind spot. Discover why daily fatigue, brain fog, and disrupted sleep aren’t just badges of corporate honour, but early clinical signals. Learn how precision health, longitudinal tracking, and biological age metrics can transform preventative care into a true competitive edge. Synopsis: The Business Times Podcasts channel showcases niche series Money Hacks, Mark To Market, WealthBT, PropertyBT, TransportBT, Market Focus and sponsored series. This episode is produced in collaboration with NOVI Health. 01:25 Executives neglect their most critical asset 04:12 When fatigue becomes a clinical red flag 08:12 Making health data meaningful 10:19 Decoding your biological age 13:58 Precision prevention in practice 22:40 Health myths to unlearn More about: NOVI Health --- Send us your questions, thoughts, story ideas, and feedback to [email protected]. --- Written and hosted by: Claressa Monteiro With Dr Sue-Anne Toh, senior consultant endocrinologist, NOVI Health Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Claressa Monteiro Executive producer: Claressa Monteiro A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Podcasts: Channel: bt.sg/pcOM Apple Podcasts: bt.sg/pcAP Spotify: bt.sg/pcSP YouTube Music: bt.sg/giK9 Website: bt.sg/btpod Feedback to: [email protected] Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

You’ve spent years building your wealth, but what happens if you suddenly can’t manage it? In this episode of Money Hacks, correspondent Howie Lim and Vince Koh, relationship manager at PhillipCapital, dive into incapacity planning—the single biggest blind spot in personal finance. Discover how a Lasting Power of Attorney, CPF nominations, and wills protect your assets from legal limbo. Learn practical steps to ensure your hard-earned investments stay secure and accessible for those who matter most. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:37 The cost of inaction is deputyship 04:52 When wealth adds complexity 07:05 Choosing the right donee & executor 10:53 Your immediate action plan --- Send us your questions, thoughts, story ideas, and feedback to [email protected]. --- Written and hosted by: Howie Lim ([email protected]) With Vince Koh, relationship manager, PhillipCapital Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

Asian tech stocks getting hammered, Brent crude above $111 and French 10-year yields hitting 5%. Is the debt-fueled AI expansion finally hitting a wall — or just catching its breath? Correspondent Howie Lim sits down with Ray Heung, senior investment officer at Standard Chartered Bank, to dissect the growing disconnect between booming AI narratives and market reality. From hyperscaler CapEx anxiety to China's confidence crisis, oil shocks, and France's fiscal strain — the signals you need before the next FOMC. Highlights: 00:51 AI investment cycle: Boom or bubble? 03:35 Higher for longer and Asian rates 06:33 Oil above $111 and Asia's energy importers 10:59 Indonesia's MSCI warning & the free-float test 12:12 Regional tech washout  13:43 France hits 5% yields: contagion risk --- Send us your questions, thoughts, story ideas, and feedback to [email protected]. --- Written and hosted by: Howie Lim ([email protected]) With Ray Heung, senior investment strategist, Standard Chartered Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Rachna Raghu A podcast by BT Podcasts, The Business Times, SPH Media --- Follow Market Focus Weekly podcasts every Friday: Channel: bt.sg/btmktfocus Amazon: bt.sg/mfam Apple Podcasts: bt.sg/mfap Spotify: bt.sg/mfsp YouTube Music: bt.sg/mfyt Website: bt.sg/mktfocus Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

Headline news for October 23, 2026: Indonesia’s energy minister says Jakarta will review energy export contracts and could stop supplying countries that disrespect it, without naming any. A magnitude seven earthquake kills at least sixteen people in northern Tibet. Oil holds near a five-month high as Typhoon Champi shuts Taiwan’s stock exchange.  Synopsis: A round up of global headlines to start your day by The Business Times.  Written by: Claressa Monteiro ([email protected]) Produced and edited by: Claressa Monteiro or Nicole Teo Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Lens On Daily and rate us on: Channel: bt.sg/btlenson Amazon: bt.sg/lensam Apple Podcasts: bt.sg/lensap Spotify: bt.sg/lenssp YouTube Music: bt.sg/lensyt Website: bt.sg/lenson Feedback to: [email protected] Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  Discover more BT podcast series: BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btpropertybt PropertyBT at: bt.sg/btmktfocus BT Money Hacks at: bt.sg/btmoneyhacks BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

How can young workers thrive when traditional career paths are changing and AI threatens entry-level jobs? On Simon Tay’s Political Café, Simon Tay speaks with Ian Wong, former UOB managing director and group head of international, about the evolving relationship between employers and the next generation of workers. They explore how companies can create more open workplaces, adapt to AI-driven changes and develop young talent, while discussing why workers must take charge of their own development. Synopsis: The Business Times Podcast Channel presents diverse perspectives, in-depth analysis and news covering career, business, markets, investing, current affairs and tech. Highlights: 03:50 Asean's changing employment bargain with the young 07:00 Bridging the workplace generational gap 10:20 How AI is reshaping the workforce 14:30 Building future Asean leaders  -- Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to [email protected]. We’ll look into it for future episodes. --- Written and hosted by: Simon Tay, Chairman, Singapore Institute of International Affairs With Ian Wong, former managing director and group head of international, UOB Edited by: Nicole Teo & Claressa Monteiro Produced by: Nicole Teo & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Podcasts: Channel: bt.sg/pcOM Apple Podcasts: bt.sg/pcAP Spotify: bt.sg/pcSP YouTube Music: bt.sg/giK9 Website: bt.sg/btpod Feedback to: [email protected] Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

Market news for October 22 2026: Asian equities suffered a sharp tech-led selloff as soaring artificial intelligence capital expenditure concerns collided with escalating Gulf geopolitical tensions. Brent crude surged past 111 dollars per barrel near a five-month high, while regional indexes plummeted amid mounting market anxiety. Synopsis: Market Focus Daily is a closing bell roundup by The Business Times that looks at the day’s market movements and news from Singapore and the region. Written by: Howie Lim ([email protected]) Produced and edited by: Chai Pei Chieh & Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Market Focus Daily and rate us on: Channel: bt.sg/btmktfocus Amazon: bt.sg/mfam Apple Podcasts: bt.sg/mfap Spotify: bt.sg/mfsp YouTube Music: bt.sg/mfyt Website: bt.sg/mktfocus Feedback to: [email protected] Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

Headline news for October 22, 2026: Russia agrees in principle to resume trilateral peace talks with the US and Ukraine around November 10, releasing American detainee Stephen Hubbard as a goodwill gesture. The US orders diplomats out of Saudi Arabia as Houthi attacks kill three and wound eight. Singapore ranks second in the world for order and security in the World Justice Project’s most recent Rule of Law Index.  Synopsis: A round up of global headlines to start your day by The Business Times.  Written by: Claressa Monteiro ([email protected]) Produced and edited by: Claressa Monteiro or Nicole Teo Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Lens On Daily and rate us on: Channel: bt.sg/btlenson Amazon: bt.sg/lensam Apple Podcasts: bt.sg/lensap Spotify: bt.sg/lenssp YouTube Music: bt.sg/lensyt Website: bt.sg/lenson Feedback to: [email protected] Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  Discover more BT podcast series: BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btpropertybt PropertyBT at: bt.sg/btmktfocus BT Money Hacks at: bt.sg/btmoneyhacks BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

Climate change is hitting closer to home, from rising fuel prices to the return of the haze. But financing the climate transition remains a challenge. In this episode of Lens on Singapore, Claressa Monteiro speaks with Leslie Maasdorp, CEO of British International Investment (BII), about why climate funding is not reaching the projects that need it most, how development finance institutions operate, Singapore’s role in mobilising climate finance, and how AI could shape the transition. Highlights of the conversation:  02:40 Addressing the gap in climate finance 07:40 Can developing economies grow without increasing emissions? 09:36 How Singapore can drawn in more capital for climate investments 13:19 How AI is reshaping our climate 17:10 Why climate finance must focus more on resilience --- Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to [email protected]. We’ll look into it for future episodes. --- Written and presented by: Claressa Monteiro ([email protected]) With Leslie Maasdorp, CEO of British International Investment (BII) Executive producer: Claressa Monteiro Producer: Nicole Teo Coordinating producer: Chai Pei Chieh Video production: Studio +65 A podcast by BT Podcasts, The Business Times, SPH Media --- Follow Lens On and rate us on: Channel: bt.sg/btlenson Amazon: bt.sg/lensam Apple Podcasts: bt.sg/lensap Spotify: bt.sg/lenssp YouTube Music: bt.sg/lensyt Website: bt.sg/lenson Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/podcasts See omnystudio.com/listener for privacy information.

Market news for October 21 2026: Asian shares rebounded near post-selloff highs on Wall Street gains and corporate earnings optimism. Tesla-SpaceX merger talks lifted suppliers, while Brent crude rose amid Gulf conflict concerns. The dollar held steady as emerging markets navigated policy adjustments. Synopsis: Market Focus Daily is a closing bell roundup by The Business Times that looks at the day’s market movements and news from Singapore and the region. Written by: Howie Lim ([email protected]) Produced and edited by: Chai Pei Chieh & Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Market Focus Daily and rate us on: Channel: bt.sg/btmktfocus Amazon: bt.sg/mfam Apple Podcasts: bt.sg/mfap Spotify: bt.sg/mfsp YouTube Music: bt.sg/mfyt Website: bt.sg/mktfocus Feedback to: [email protected] Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

Headline news for October 21, 2026: Malaysia’s Registrar of Societies deregisters Perikatan Nasional; the main opposition coalition as the Melaka state election looms on October 31. PN has filed a High Court challenge and won a stay pending the legal outcome. South Korea’s exports surge 105 per cent in early October on AI-driven semiconductor demand. India’s Jio Platforms opens its US$3.2 billion IPO today.  Synopsis: A round up of global headlines to start your day by The Business Times.  Written by: Claressa Monteiro ([email protected]) Produced and edited by: Claressa Monteiro or Nicole Teo Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Lens On Daily and rate us on: Channel: bt.sg/btlenson Amazon: bt.sg/lensam Apple Podcasts: bt.sg/lensap Spotify: bt.sg/lenssp YouTube Music: bt.sg/lensyt Website: bt.sg/lenson Feedback to: [email protected] Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  Discover more BT podcast series: BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btpropertybt PropertyBT at: bt.sg/btmktfocus BT Money Hacks at: bt.sg/btmoneyhacks BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

Market news for October 20 2026: Asian stocks retreated and oil prices climbed as geopolitical tensions and rising energy costs rattled investor sentiment. Markets braced for crucial corporate earnings from AI bellwethers and tech giants, weighing massive capital expenditure plans against growing economic uncertainties. Synopsis: Market Focus Daily is a closing bell roundup by The Business Times that looks at the day’s market movements and news from Singapore and the region. Written by: Howie Lim ([email protected]) Produced and edited by: Chai Pei Chieh & Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Market Focus Daily and rate us on: Channel: bt.sg/btmktfocus Amazon: bt.sg/mfam Apple Podcasts: bt.sg/mfap Spotify: bt.sg/mfsp YouTube Music: bt.sg/mfyt Website: bt.sg/mktfocus Feedback to: [email protected] Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

Headline news for October 20, 2026: Singapore’s NEA issues preventive notices to three more Indonesian companies linked to the haze bringing the total to ten. South Korea’s central bank is expected to pause rate hikes on Thursday with another move forecast for November. France imposes overnight curfews in Paris, Nice and Lille after its worst urban unrest in decades.  Synopsis: A round up of global headlines to start your day by The Business Times.  Written by: Claressa Monteiro ([email protected]) Produced and edited by: Claressa Monteiro or Nicole Teo Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Lens On Daily and rate us on: Channel: bt.sg/btlenson Amazon: bt.sg/lensam Apple Podcasts: bt.sg/lensap Spotify: bt.sg/lenssp YouTube Music: bt.sg/lensyt Website: bt.sg/lenson Feedback to: [email protected] Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  Discover more BT podcast series: BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btpropertybt PropertyBT at: bt.sg/btmktfocus BT Money Hacks at: bt.sg/btmoneyhacks BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

Market news for October 19 2026: Asian equities slipped as soaring artificial intelligence funding needs and massive tech capital expenditure fueled investor caution. Despite upbeat Chinese economic data and falling oil prices, global markets remain defensive ahead of a crucial week packed with major corporate earnings. Synopsis: Market Focus Daily is a closing bell roundup by The Business Times that looks at the day’s market movements and news from Singapore and the region. Written by: Howie Lim ([email protected]) Produced and edited by: Chai Pei Chieh & Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Market Focus Daily and rate us on: Channel: bt.sg/btmktfocus Amazon: bt.sg/mfam Apple Podcasts: bt.sg/mfap Spotify: bt.sg/mfsp YouTube Music: bt.sg/mfyt Website: bt.sg/mktfocus Feedback to: [email protected] Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

Headline news for October 19, 2026: Singapore’s haze remains in the unhealthy range across four of five regions with rain forecast to bring some relief today. France suffers its worst urban violence in years with at least 2,400 arrested and 1,000 police injured as riots and looting spread across Paris, Marseille, Lyon and Bordeaux. President Donald Trump signals a possible Russia sanctions waiver but says no final decision has been made.  Synopsis: A round up of global headlines to start your day by The Business Times.  Written by: Claressa Monteiro ([email protected]) Produced and edited by: Claressa Monteiro or Nicole Teo Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Lens On Daily and rate us on: Channel: bt.sg/btlenson Amazon: bt.sg/lensam Apple Podcasts: bt.sg/lensap Spotify: bt.sg/lenssp YouTube Music: bt.sg/lensyt Website: bt.sg/lenson Feedback to: [email protected] Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  Discover more BT podcast series: BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btpropertybt PropertyBT at: bt.sg/btmktfocus BT Money Hacks at: bt.sg/btmoneyhacks BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.

We're drowning in financial data yet starving for retirement confidence. Only 28 per cent of Singaporeans feel truly on track — and as the nation hurtles toward super-aged status, the margin for error is gone. Howie Lim sits down with Samuel Rhee, co-founder and group CIO of Endowus to dissect why sitting in cash is the riskiest bet you can make, why "starting with why" beats chasing the perfect investment, and the three metrics that actually matter. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:23 Capital shortage meets analysis paralysis 03:22 When informed becomes over-informed 08:18 Cash - the riskiest asset you own 13:44 Three metrics that cut through the noise --- Send us your questions, thoughts, story ideas, and feedback to [email protected]. --- Written and hosted by: Howie Lim ([email protected]) With Samuel Rhee, co-founder, chairman, group CIO, Endowus Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlenson See omnystudio.com/listener for privacy information.