Advertise on podcast: Kosher Money

Rabbi Naftali Horowitz has spent decades helping people build and protect their wealth. But growing up as the child of Holocaust survivors, his own relationship with money was shaped by fear and financial insecurity. "I never tried to become wealthy. I just ran so far away from poverty." In this episode of Kosher Money, Rabbi Horowitz opens up about his childhood, the anxiety he still struggles with today, and why building your net worth is not the same as building your self-worth. We also get into the $56 million fortune lost in the Bernie Madoff scandal, a businessman who turned down a potential $2 million deal to finish his breakfast, why Rabbi Horowitz gave up WhatsApp and his personal smartphone, and the financial mistakes he wishes more people would avoid. It's a conversation about money, success, anxiety, family, and figuring out what actually matters. Rabbi Horowitz's new book, Foundations for Success, is available here: Artscroll: https://bit.ly/4BF8qTu Amazon: https://link.amazon/B0jjp1S22 👉 ✬ SPONSORS ✬ ► BF DESIGN: Before choosing an architect, take a look at BF Design's new website. Explore their custom homes, striking commercial buildings, schools, shuls, and community projects. With more than 20 years of experience designing for the frum community and a team of over 50 professionals, BF Design combines beautiful architecture with a real understanding of how families and communities use their spaces. BF Design. Designed for Reality. Visit https://BFDesign.com ► APPROVED FUNDING: Successful business owners don't always fit the traditional mortgage mold. Complicated tax returns, self-employment income, and legitimate business deductions can make borrowing more difficult than you'd expect. Coach Shmuel Shayowitz and Approved Funding have developed WORTH, a jumbo mortgage program in partnership with a bank, generally for loans over $1 million. The program is designed to offer a more individualized approach for qualified borrowers whose financial situations don't fit the usual boxes. Learn more at https://www.approvedfu... ► COLEL CHABAD: For more than 200 years, Colel Chabad has been helping families across Israel with food, financial assistance, and other essential resources. Your support helps them continue this important work. Visit https://ColelChabad.or... ► BITBEAN: Running a business and wish you had software that actually worked the way you need it to? BitBean builds custom software solutions tailored to your business, helping companies improve operations and solve problems that off-the-shelf software can't. Visit https://bitbean.link/4... and tell Alex that Eli from Kosher Money sent you. ✬ Helpful Resources ✬ ► KOSHER DEBT HELP – Honest, agenda-free help for people dealing with debt and financial pressure. Visit https://www.kosherdebt... ► LIVING SMARTER JEWISH – Free financial coaching and guidance for the frum community. Visit https://LivingSmarterJ... Follow Kosher Money on TikTok & Instagram: @koshermoneypod Visit our website: https://www.livinglcha... Call-in Hotline: USA: 605-477-2100 UK: 0333-366-0154 Israel: 079-579-5088 WhatsApp feedback: 1-914-222-5513 #KosherMoney #KM

Rabbi Simon Jacobson has spent decades teaching people how to live a meaningful life. But how does he think about money? We started with a question most people wouldn’t dare ask a rabbi: How much money do you make every year? To our surprise, he answered. And that opened the door to a much bigger conversation about why we’re so uncomfortable talking about money, why wealthy people sometimes go to great lengths to hide what they have, and how easily our bank accounts become tied to our sense of self-worth. In this episode of Kosher Money, Rabbi Simon Jacobson gets remarkably candid about his own finances, buying his first home with almost no money, raising funds for the Meaningful Life Center, and the fears that have sometimes held him back from growing his organization. We also explore why he calls money one of the most powerful drugs, how wealth can tear families apart, and why having more money doesn’t necessarily mean having more peace of mind. Then the conversation takes an unexpected turn: artificial intelligence, Elon Musk’s predictions about the future of wealth, and Rabbi Jacobson’s fascinating belief that technology may be preparing us for a world where earning a living is no longer the center of our lives. It’s a wide-ranging conversation about money, emunah, ambition, generosity, AI, and what makes a life truly meaningful. Learn more about Rabbi Simon Jacobson and the Meaningful Life Center at https://www.meaningfullife.com/ or explore his AI-powered resource at https://simonjacobson.ai/ ✬ SPONSORS ✬ ► COLEL CHABAD: And speaking of using money for what actually matters, we want to thank Colel Chabad for partnering with us on this episode. For more than 200 years, they’ve been helping families across Israel with much-needed resources: https://ColelChabad.org/KosherMoney ► COACH SHMUEL SHAYOWITZ: A lot of financial stress comes from making a big decision before fully understanding the numbers. Whether you’re thinking about buying a home, refinancing, an investment property, or business financing, Shmuel helps you understand your options. Visit https://CoachShmuel.com/LSJ to schedule a conversation. ► BF DESIGN: If you’re building a home, a nursing home, an assisted living facility, a development, a school, a shul, or other commercial space, the early planning matters a lot more than people realize. BF Design focuses on making projects practical, buildable, and efficient from the start, helping clients avoid expensive mistakes later on. They’ve planned over 50 million square feet and work on projects across New Jersey, Florida, and beyond. Visit https://BFDesign.com ✬ Helpful Resources ✬ ► KOSHER DEBT HELP – Honest, agenda-free help for people dealing with debt and financial pressure. Visit https://www.kosherdebthelp.com/ ► LIVING SMARTER JEWISH – Free financial coaching and guidance for the frum community. Visit https://LivingSmarterJewish.org/ Follow Kosher Money on TikTok & Instagram: @koshermoneypod Visit our website: https://www.livinglchaim.com/ Call-in Hotline:USA: 605-477-2100UK: 0333-366-0154Israel: 079-579-5088 WhatsApp feedback: 1-914-222-5513 #KosherMoney #RabbiSimonJacobson #SimonJacobson #MeaningfulLifeCenter #JewishMoney #MoneyMindset #PersonalFinance #Wealth #Happiness #Emunah #Bitachon #ArtificialIntelligence #AI #Judaism #JewishWisdom #JewishBusiness #FrumLife #JewishPodcast #EliLanger #LivingLchaim #KM

Tuvy Lemberg wasn't exactly the kid anyone expected to become a successful entrepreneur. He struggled in school, got kicked out, dropped out as a teenager, and spent years trying to figure out where he belonged. Then he built a photography products company that brought in millions of dollars in revenue. The money came. The nice cars came. The recognition came. But the happiness he thought would come with all of it? Not so much. In this episode of Kosher Money, Tuvy shares his remarkable journey from struggling student to successful business owner, why financial success left him feeling empty, how he found his way back to Yiddishkeit, and what he learned about taking risks, building businesses, finding love, and starting over. It's an honest conversation about money, happiness, bitachon, and why it's never too late to change the direction of your life. We also get into his latest business venture, Primal Crisp, and what it takes to turn an idea into a real business. His contact is [email protected] 👉 ✬ SPONSORS ✬ ► COLEL CHABAD: And speaking of using money for what actually matters, we want to thank Colel Chabad for partnering with us on this episode. For more than 200 years, they've been helping families across Israel with much-needed resources: https://ColelChabad.org/KosherMoney ► COACH SHMUEL SHAYOWITZ: A lot of financial stress comes from making a big decision before fully understanding the numbers. Whether you're thinking about buying a home, refinancing, an investment property, or business financing, Shmuel helps you understand your options. Visit https://CoachShmuel.com/LSJ to schedule a conversation. ► BF DESIGN: If you're building a home, a nursing home, an assisted living facility, a development, a school, a shul, or other commercial space, the early planning matters a lot more than people realize. BF Design focuses on making projects practical, buildable, and efficient from the start, helping clients avoid expensive mistakes later on. They've planned over 50 million square feet and work on projects across New Jersey, Florida, and beyond. Visit https://BFDesign.com ► BITBEAN: Your custom software solution with incredible talent at a fraction of the price it used to be. Please tell Alex that Eli from Kosher Money sent ya! Learn more at https://bitbean.link/4edg53 ✬ Helpful Resources ✬ ► KOSHER DEBT HELP – Honest, agenda-free help for people dealing with debt and financial pressure. Visit https://www.kosherdebthelp.com/ ► LIVING SMARTER JEWISH – Free financial coaching and guidance for the frum community. Visit https://LivingSmarterJewish.org/ Follow Kosher Money on TikTok & Instagram: @koshermoneypod Visit our website: https://www.livinglchaim.com/ Call-in Hotline:USA: 605-477-2100UK: 0333-366-0154Israel: 079-579-5088 WhatsApp feedback: 1-914-222-5513 #KosherMoney #TuvyLemberg #JewishMoney #Entrepreneurship #Business #MoneyMindset #PersonalFinance #Wealth #Happiness #Bitachon #Judaism #JewishWisdom #Yiddishkeit #JewishBusiness #FrumLife #JewishPodcast #EliLanger #LivingLchaim #KM

Five years ago, Rabbi, author, podcaster, Jewish thinker, friend - Dovid Bashevkin came on Kosher Money and gave us a lot to think about. Well, he’s back. And this time, we get into our relationship with money: why it has such a hold on us, what we’re really chasing through it, and how to build a life where money matters… without it becoming what matters most. • Get Dovid's newest book titled I Read This Over Shabbos: https://amzn.to/4yRjmuW • Here's our original episode together: https://youtu.be/V4Dy48xP7Jw • Bashevkin’s podcast at https://18forty.org/ - subscribe to it on all major podcast platforms so you can get your monthly fill of his unique brain and conversations. You can contact Dovid at: [email protected] 👉 ✬ SPONSORS ✬ ► COLEL CHABAD: And speaking of using money for what actually matters, we want to thank Colel Chabad for partnering with us on this episode. For more than 200 years, they’ve been helping families across Israel with much-needed resources: ColelChabad.org/KosherMoney. ► COACH SHMUEL SHAYOWITZ: A lot of financial stress comes from making a big decision before fully understanding the numbers. Whether you’re thinking about buying a home, refinancing, an investment property, or business financing, Shmuel helps you understand your options. Visit CoachShmuel.com/LSJ to schedule a conversation. ► BF DESIGN: If you're building a home, a nursing home, an assisted living facility, a development, a school, a shul, or other commercial space, the early planning matters a lot more than people realize. BF Design focuses on making projects practical, buildable, and efficient from the start, helping clients avoid expensive mistakes later on. They've planned over 50 million square feet and work on projects across New Jersey, Florida, and beyond. Visit https://BFDesign.com ► BITBEAN: Your custom software solution with incredible talent at a fraction of the price it used to be. Please tell Alex that Eli from Kosher Money sent ya! Learn more at https://bitbean.link/4edg53 ✬ Helpful Resources ✬ ► KOSHER DEBT HELP – Honest, agenda-free help for people dealing with debt and financial pressure. Visit https://www.kosherdebthelp.com/ ► LIVING SMARTER JEWISH – Free financial coaching and guidance for the frum community. Visit https://LivingSmarterJewish.org/ ► HACHZEK – Get your free Pele Yoetz sefer at https://www.hachzek.com/ ► PAINTBRUSH – Turn a treasured photo into a real hand-painted oil painting on canvas. Not printed. Not AI. An actual artist recreates your photo brushstroke by brushstroke. As a Kosher Money listener, you get $75 off any order with code KOSHERBRUSH. Visit https://paintbrushstudio.com/BTW, you can now also call or WhatsApp: 347-982-7850 or email [email protected] – it's run by my brother Avi, who is the BEST of the BEST. Follow Kosher Money on TikTok & Instagram: @koshermoneypod Visit our website: https://www.livinglchaim.com/ Call-in Hotline: USA: 605-477-2100 UK: 0333-366-0154 Israel: 079-579-5088 WhatsApp feedback: 1-914-222-5513 #KosherMoney #DovidBashevkin #JewishMoney #Money #MoneyMindset #PersonalFinance #Wealth #Happiness #Contentment #Desire #JewishThought #Judaism #JewishWisdom #Shabbos #FrumLife #JewishPodcast #18Forty #EliLanger #LivingLchaim #KM

There's one idea behind why anyone invests at all. Compound interest. Understand it, and the way you think about every dollar you own starts to change.The earlier you learn this, the more it's worth. Literally. That's the whole point of compound interest.That's why Kosher Money has teamed up with Collective Kindness to premiere episode one of the Newlyweds Course, the first offering from CK Academy. Your teacher is Yosef. Open a notebook. Then do the exercise at the end.GET THE FULL COURSEThe Newlyweds Course is eight videos plus your own guidance counselor, built for couples starting married life. Normally $100. Use code KOSHERMONEY for 75% off. That's the whole thing for $25.Good for the first 750 couples, so don't wait.BUY: https://collectivekindness.net/academy/newlyweds-courseNot a newlywed? Sign up anyway. The lessons don't expire.​Disclaimer: The content in this video is for informational and educational purposes only. It is not financial, investment, tax, legal, or accounting advice, and it is not a recommendation to buy, sell, or hold any security or product. Views expressed by hosts and guests are their own and do not represent any firm they work for. No advisor-client relationship is created by watching this video. Consult your own licensed financial advisor, accountant, or attorney before acting on anything discussed. All figures and examples are illustrative. Past performance does not predict future results.

DISCLAIMER: This episode discusses a challenge that some businesses and individuals have experienced when extending credit or waiting for payment. This is a widespread problem, not specific to one industry, one religion or one group of people. Also, it is vital to emphasize that these experiences should not be understood as reflecting the conduct of the community as a whole. The overwhelming majority of people strive to act with integrity, honesty, and in line with both the law and Torah values. Our goal here is not to stereotype or cast blame, but to have an honest discussion about a real issue. If anybody has specific questions that are relevant to their situation, they should speak to their local Orthodox rabbi. This show is not meant to offer specific halachic or legal guidance in any way, shape or form. Our hope is that by talking about this with care, we can encourage accountability, strengthen trust, and reinforce the values we all share.At 35, Rivka Brodsky was starting over with eight kids, no work experience, and few computer skills. Years later, she built a collections business recovering millions, while helping others become financially independent. Her story is impressive and she is a real inspiration for many. Rivka's Email: [email protected] Rivka's WhatsApp: 732-806-5726 👉 ✬ SPONSORS ✬ ► COLEL CHABAD – Supporting families across Israel with food, emergency assistance, and critical financial help. For over 200 years, Colel Chabad has helped people through some of the hardest moments of their lives. Visit https://ColelChabad.org/KosherMoney ► SHMUEL SHAYOWITZ – Sure, Shmuel is fantastic when it comes to mortgages and refinancing, but there's a lot more to Shmuel than meets the eye. People come to him to inquire about everything there is to know about real estate. Investing, investments, lending...heck, even business financing. If you're looking for clarity, check out https://CoachShmuel.com/LSJ or MoreThanJustAMortgage.com. In other words, Shmuel is someone worth speaking to. You can also visit https://ApprovedFunding.com/KosherMoney ► BF DESIGN – If you're building a home, a nursing home, an assisted living facility, a development, a school, a shul, or other commercial space, the early planning matters a lot more than people realize. BF Design focuses on making projects practical, buildable, and efficient from the start, helping clients avoid expensive mistakes later on. They've planned over 50 million square feet and work on projects across New Jersey, Florida, and beyond. Visit https://BFDesign.com ► BITBEAN – Your custom software solution with incredible talent at a fraction of the price it used to be. Please tell Alex that Eli from Kosher Money sent ya! Learn more at https://bitbean.link/4edg53 ✬ Helpful Resources ✬ ► PAINTBRUSH – Turn a treasured photo into a real hand-painted oil painting on canvas. Not printed. Not AI. An actual artist recreates your photo brushstroke by brushstroke. As a Kosher Money listener, you get $75 off any order with code KOSHERBRUSH. Visit https://paintbrushstudio.com/ or WhatsApp: 347-982-7850 or email [email protected] – it's run by my brother Avi, who is the BEST of the BEST. ► KOSHER DEBT HELP – Honest, agenda-free help for people dealing with debt and financial pressure. Visit https://www.kosherdebthelp.com/ ► LIVING SMARTER JEWISH – Free financial coaching and guidance for the frum community. Visit https://LivingSmarterJewish.org/ ► HACHZEK – Get your free Pele Yoetz sefer at https://www.hachzek.com/ Follow Kosher Money on TikTok & Instagram: @koshermoneypod Visit our website: https://www.livinglchaim.com/ Call-in Hotline: USA: 605-477-2100 UK: 0333-366-0154 Israel: 079-579-5088 WhatsApp feedback:1-914-222-5513 #KosherMoney #RivkaBrodsky #JewishMoney #Money #Debt #Collections #Entrepreneurship #Business #SingleMoms #FinancialIndependence #PersonalFinance #MoneyMindset #JewishBusiness #FrumLife #JewishPodcast #EliLanger #LivingLchaim #KM

A new government investment account is making headlines. Some people are calling it one of the biggest opportunities ever offered to parents. Others think it's being oversold. So what's actually true? In this episode, we break down the new Trump Account from top to bottom. Who qualifies, how the $1,000 government contribution works, whether it's really "free money," the tax implications, the downsides almost nobody is talking about, and whether this should be your first choice over a 529 plan or Roth IRA - don't worry I explain what those are. If you have children, grandchildren, or hope to one day, this is an episode you'll want to understand before making any decisions. Listen closely and enjoy. 👉 ✬ SPONSORS OF EPISODE 116 ✬ ► COLEL CHABAD – Supporting families across Israel with food, emergency assistance, and critical financial help. For over 200 years, Colel Chabad has helped people through some of the hardest moments of their lives. Visit https://ColelChabad.org/KosherMoney ► SHMUEL SHAYOWITZ – Sure, Shmuel is fantastic when it comes to mortgages and refinancing, but there's a lot more to Shmuel than meets the eye. People come to him to inquire about everything there is to know about real estate. Investing, investments, lending... heck, even business financing. If you're looking for clarity, visit https://CoachShmuel.com/LSJ or https://ApprovedFunding.com/KosherMoney ► BF DESIGN – If you're building a home, a development, a school, a shul, or commercial space, the early planning matters a lot more than people realize. BF Design focuses on making projects practical, buildable, and efficient from the start, helping clients avoid expensive mistakes later on. They've planned over 50 million square feet and work on projects across New Jersey, Florida, and beyond. Visit https://BFDesign.com ► LIVING SMARTER JEWISH – Free financial coaching and guidance for the frum community. Visit https://LivingSmarterJewish.org/ Follow Kosher Money on TikTok & Instagram: @koshermoneypod Visit our website: https://www.livinglchaim.com/ Call-in Hotline: USA: 605-477-2100 UK: 0333-366-0154 Israel: 079-579-5088 WhatsApp feedback:1-914-222-5513 This episode is for educational purposes only and should not be considered tax, legal, or investment advice. Everyone’s financial situation is different. Before making financial decisions, consult a qualified financial, tax, or legal professional. Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer. #KosherMoney #TrumpAccounts #TrumpAccount #Investing #PersonalFinance #529Plan #RothIRA #Parents #FinancialPlanning #CompoundInterest #MoneyTips #FamilyFinance #JewishMoney #EliLanger #LivingLchaim #KM

America is wealthier than ever. We have bigger homes, nicer cars, more technology, more convenience, and more opportunities than any generation before us. So why do so many people feel exhausted? Rabbi Noiky Roberts has spent nearly 30 years teaching, counseling, and helping people from all walks of life. Living outside the United States has given him a unique perspective on the pressures many of us have simply accepted as normal. In this conversation, we discuss the rat race, social media, financial pressure, comparison culture, happiness, family, mental health, and why so many people keep chasing things that never seem to satisfy. Some of what he says may make you uncomfortable. That may be the point. Listen closely and enjoy. Contact: [email protected] Link to Survey: https://www.livinglchaim.com/frum-finances-survey The Meister Plan book: https://amzn.to/43tXmca 👉 ✬ SPONSORS OF EPISODE 115 ✬ ► COLEL CHABAD – Supporting families across Israel with food, emergency assistance, and critical financial help. For over 200 years, Colel Chabad has helped people through some of the hardest moments of their lives. Visit https://ColelChabad.org/KosherMoney ► SHMUEL SHAYOWITZ – Sure, Shmuel is fantastic when it comes to mortgages and refinancing, but there's a lot more to Shmuel than meets the eye. People come to him to inquire about everything there is to know about real estate. Investing, investments, lending...heck, even business financing. If you're looking for clarity, check out https://CoachShmuel.com/LSJ or MoreThanJustAMortgage.com In other words, Shmuel is someone worth speaking to. You can also visit https://ApprovedFunding.com/KosherMoney ► BF DESIGN – If you're building a home, a development, a school, a shul, or commercial space, the early planning matters a lot more than people realize. BF Design focuses on making projects practical, buildable, and efficient from the start, helping clients avoid expensive mistakes later on. They've planned over 50 million square feet and work on projects across New Jersey, Florida, and beyond. Visit https://BFDesign.com ► BITBEAN – Your custom software solution with incredible talent at a fraction of the price it used to be. Please tell Alex that Eli from Koshere Money sent ya! Learn more at https://bitbean.link/4edg53✬ Helpful Resources ✬ ► PAINTBRUSH – Turn a treasured photo into a real hand-painted oil painting on canvas. Not printed. Not AI. An actual artist recreates your photo brushstroke by brushstroke. As a Kosher Money listener, you get $75 off any order with code KOSHERBRUSH. Visit https://paintbrushstudio.com/ BTW, you can now also call or WhatsApp: 347-982-7850 or email [email protected] - it's run by my brother Avi, who is the BEST of the BEST ► KOSHER DEBT HELP – Honest, agenda-free help for people dealing with debt and financial pressure. Visit https://www.kosherdebthelp.com/ ► LIVING SMARTER JEWISH – Free financial coaching and guidance for the frum community. Visit https://LivingSmarterJewish.org/ ► HACHZEK – Get your free Pele Yoetz sefer at https://www.hachzek.com/Follow Kosher Money on TikTok & Instagram: @koshermoneypodVisit our website: https://www.livinglchaim.com/Call-in Hotline:USA: 605-477-2100UK: 0333-366-0154Israel: 079-579-5088WhatsApp feedback:1-914-222-5513 Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer. #KosherMoney #RabbiNoikyRoberts #JewishMoney #RatRace #Happiness #MentalHealth #SocialMedia #JewishLife #FrumLife #PersonalFinance #MoneyMindset #FamilyLife #SelfWorth #JewishPodcast #TorahPerspective #gibraltar #EliLanger #LivingLchaim #KM

A lot of good people are struggling to find work right now. Some because of AI. Some because companies are cutting back. Some because the industry they spent 20 or 30 years in just doesn’t work the same way anymore.And in many cases, people are dealing with it alone. Keevy Fried works closely with people going through exactly this. People trying to rebuild careers while supporting families, paying tuition, covering mortgages, and figuring out what comes next after a layoff, a shutdown, or a career that suddenly stalled.Give a listen. Let's help those in need. Info: https://aim-hire.org/ Not familiar with Claude? Check this out: https://anthropic.skilljar.com/claude-101 Receive a certificate of completion. 🙂 ✬ SPONSORS OF EPISODE 114 ✬ ► COLEL CHABAD – Supporting families across Israel with food, emergency assistance, and critical financial help. For over 200 years, Colel Chabad has helped people through some of the hardest moments of their lives. Visit https://ColelChabad.org/KosherMoney ► APPROVED FUNDING – Buying a home is one of the biggest financial decisions most people will ever make. Shmuel Shayowitz of Approved Funding has spent more than 25 years helping people understand their mortgage options clearly and responsibly. Whether you're buying, refinancing, or just trying to understand what makes sense financially, Shmuel is someone worth speaking to. Visit https://ApprovedFunding.com/KosherMoney ► BF DESIGN – If you’re building a home, a development, a school, a shul, or commercial space, the early planning matters a lot more than people realize. BF Design focuses on making projects practical, buildable, and efficient from the start, helping clients avoid expensive mistakes later on. They’ve planned over 50 million square feet and work on projects across New Jersey, Florida, and beyond. Visit https://bfdesign.com/ ► BITBEAN – Your custom software solution with incredible talent at a fraction of the price it used to be. Learn more at https://bitbean.link/4edg53 ✬ Helpful Resources ✬ ► PAINTBRUSH – Turn a special photo into a real hand-painted oil painting on canvas. Not printed. Not AI. An actual artist recreates your photo brushstroke by brushstroke. It could be a Zaidy, Savta, Rebbe, parent, spouse, wedding photo, or any treasured memory. They work from almost any picture, even old, blurry, or black-and-white photos, and you approve a preview before it ships so there are no surprises. As a Kosher Money listener, you get $75 off any order with code KOSHERBRUSH. Visit https://paintbrushstudio.com/ ► KOSHER DEBT HELP – Honest, agenda-free help for people dealing with debt and financial pressure. Visit https://www.kosherdebthelp.com/ ► LIVING SMARTER JEWISH – Free financial coaching and guidance for the frum community. Whether you need help budgeting, managing debt, planning ahead, or making smarter financial decisions, their team has helped thousands of families take control of their finances. Visit https://LivingSmarterJewish.org/ ► HACHZEK – Get your free Pele Yoetz sefer at the time of this episode’s release by visiting https://www.hachzek.com/ and clicking the Pele Yoetz tab. Follow Kosher Money on TikTok & Instagram: @koshermoneypod Visit our website: https://www.livinglchaim.com/ Call-in Hotline: USA 605-477-2100 UK 0333-366-0154 Israel 079-579-5088 WhatsApp feedback: 1-914-222-5513 Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer. #KosherMoney #KeevyFried #JewishMoney #FrumLife #JewishCareers #AI #Layoffs #Unemployment #CareerAdvice #JobMarket #OrthodoxJews #FinancialPressure #JewishFamilies #PersonalFinance #Networking #CareerChange #LivingSmarterJewish #EliLanger #KM

Everybody today seems to have a house, a renovation, a driveway full of cars… and a lot of people tend to wonder: “How are they doing it?” And maybe the bigger question: “Am I supposed to be doing it too?” Rabbi Eliezer Gewertzman speaks very honestly about the pressure people feel around money, buying homes, keeping up appearances, and living within your means. There were moments during this interview where you could feel the room get quiet. I think a lot of people know exactly what he’s talking about. Listen closely and enjoy. A special thank you to the Lakewood Resource and Referral Center who put together this wonderful home-buying event. LRRC provides clear guidance, hands-on assistance, advocacy, education, and case management for thousands of households dealing with the basics of life. Visit https://www.lrrcenter.org/ to learn more. ✬ SPONSORS OF EPISODE 113 ✬ ► APPROVED FUNDING – Shmuel Shayowitz of Approved Funding is the guy you want to speak with before making a major mortgage decision. Buying, refinancing, using home equity, or trying to figure out if now is the right time to make a move? Shmuel brings 25+ years of experience and thousands of consultations, but what stands out most is his honesty and guidance. Many people he’s spoken with were actually guided to solutions that had nothing to do with him getting their mortgage. His focus is giving you the right advice, not just closing a loan. Visit https://ApprovedFunding.com/KosherMoney ► BITBEAN – Your custom software solution with incredible talent at a fraction of the price it used to be. Learn more at https://bitbean.link/4edg53 ► GOLD STAR MECHANICAL – This is a trusted HVAC company located in the Five Towns, serving Long Island, and New York City. I know because I (Eli) used them! Super service and terrific work. They do repairs, installs, and preventative maintenance for everything from rooftop units to central air systems. New preventative maintenance customers can save 10% off their first year, with custom plans and pricing based on your building, number of units, and system needs. Mention my name when you call 516-246-5252 or email [email protected]. A really great team. Visit https://goldstarmechanical.com/ to learn more. Enjoy! ► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney ► PAINTBRUSH – Turn a special photo into a real hand-painted oil painting on canvas. Not printed. Not AI. An actual artist recreates your photo brushstroke by brushstroke. They work from almost any picture, even old, blurry, or black-and-white photos, and you approve a preview before it ships so there are no surprises. These paintings make incredible gifts for birthdays, anniversaries, Yom Tov, or l’zecher nishmas. As a Kosher Money listener, you get $75 off any order with code KOSHERBRUSH. Visit https://paintbrushstudio.com/ and check out the before-and-after gallery. ► Hachzek - I've been telling everyone about Artscroll's Pele Yoeitz sefer. You can get it for free at time of episode release by visiting https://www.hachzek.com/ and clicking on the Pele Yoeitz tab. This sefer is life-changing. ► LSJ – Free financial coaching and guidance for the frum community: https://LivingSmarterJewish.org/ to learn more. ► Kosher Debt Help – Honest, agenda-free help if you’re in debt: https://www.kosherdebthelp.com/ Follow Kosher Money on TikTok & Instagram: @koshermoneypod Visit our website: https://www.livinglchaim.com/ Call-in Hotline: USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088 WhatsApp feedback: 1-914-222-5513 Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer. #KosherMoney #JewishMoney #FrumFinance #BuyingAHome #JewishHomeBuying #MortgageAdvice #FinancialPressure #LivingWithinYourMeans #DebtAwareness #JewishLife #FrumLife #Budgeting #PersonalFinance #ShalomBayis #JewishPodcast #TorahPerspective #Lakewood #EliLanger #KM

What does it really mean to be a rebbi today? In this conversation, Reb Mutty Zeiger gives a real look into his day-to-day life. From teaching in the classroom to late-night calls, bar mitzvahs, and helping students through personal challenges, you start to see how much the role really involves. We also get into money. Reb Mutty talks about how regular families end up stuck in credit card debt, and how his gemach has lent out millions of dollars to help people get back on their feet. He shares simple, practical ideas about spending, discipline, and staying in control. Along the way, we talk about what kids should be learning early on, what parents often don’t realize about their child’s rebbi, and how much a small thank-you can mean. He also speaks openly about his own experience with anxiety, what it feels like, and why more people should be comfortable talking about it. Email: [email protected]: [email protected] Rabbi Mutty's story tape named 'Just Four Words,' featuring an adventure of chessed, can be purchased here: https://mostlymusic.com/products/mutty-zeiger-just-four-words Check out the incredible Chasdei Lev here: https://chasdeilev.org/ (Not an Ad!)  ✬ SPONSORS OF EPISODE 112 ✬ ► BF DESIGN – Welcome our newest advertiser to the Kosher Money family. BF Design is a studio and architectural services firm specializing in commercial, residential, multi-family, and healthcare projects. Their approach is simple: get the early stages right. From feasibility and codes to practical, efficient design, they help make sure your project can actually be built AND built well. With 50+ professionals, 20+ years of experience, and over 50 million square feet planned, BF Design brings smart planning and beautiful execution to every project. Visit https://bfdesign.com or reach out at 732.961.1202 or [email protected] ► APPROVED FUNDING – Shmuel Shayowitz of Approved Funding is the guy you want to speak with before making a major mortgage decision. Buying, refinancing, using home equity, or trying to figure out if now is the right time to make a move? Shmuel brings 25+ years of experience and thousands of consultations, but what stands out most is his honesty and guidance. Many people he’s spoken with were actually guided to solutions that had nothing to do with him getting their mortgage. His focus is giving you the right advice, not just closing a loan. Visit https://ApprovedFunding.com/KosherMoney  ► GOLD STAR MECHANICAL – This is a trusted HVAC company located in the Five Towns, serving Long Island, and New York City. I know because I (Eli) used them! Super service and terrific work. They do repairs, installs, and preventative maintenance for everything from rooftop units to central air systems. New preventative maintenance customers can save 10% off their first year, with custom plans and pricing based on your building, number of units, and system needs. Mention my name when you call 516-246-5252 or email [email protected]. A really great team. Visit https://goldstarmechanical.com/ to learn more. Enjoy!  ► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney  ✬ Helpful Resources ✬ • Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/  • Kosher Debt Help – Honest, agenda-free help if you’re in debt: https://www.kosherdebthelp.com/ • Hachzek - I've been telling everyone about Artscroll's Pele Yoeitz sefer. You can get it for free at time of episode release by visiting https://www.hachzek.com/ and clicking on the Pele Yoeitz tab. This sefer is life-changing. Join Hachzek, with Hashem's help, and get started! • Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/  Follow Kosher Money on TikTok & Instagram: @koshermoneypod Visit our website: https://www.livinglchaim.com/  Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer.

Why does Orthodox Jewish life feel so expensive these days? In this deeply thoughtful conversation, Rabbi Chaim Zvi Senter shares his perspective on money, family pressure, entitlement, resilience, emunah, and the rising cost of Jewish life. From housing in Israel to tuition, kollel support, fundraising culture, and the pressure parents feel to keep up, Rabbi Senter offers clarity, warmth, and hard truth. Drawing on decades of life in Eretz Yisroel, he speaks candidly about what has changed, what hasn’t, & where many families are quietly struggling. Why do so many parents feel overwhelmed by the financial expectations of frum life? Are children becoming entitled or are adults simply afraid to say no? Should every child be sent to learn in Israel, even when the cost is crushing? And what happens when tzedakah starts to feel more like gambling than giving? Along the way, Rabbi Senter speaks about visiting children learning in Israel, raising emotionally healthy and resilient families, and how to strengthen emunah when money feels tight and the future feels uncertain. He also addresses the cultural messages we are sending our children through the luxuries we normalize, the prizes we offer, and even the way we fundraise. Let's not lose sight of what really matters! Email: [email protected] 👉 ✬ SPONSORS OF EPISODE 111 ✬ ► BF DESIGN – Welcome our newest advertiser to the Kosher Money family. BF Design is a studio and architectural services firm specializing in commercial, residential, multi-family, and healthcare projects. Their approach is simple: get the early stages right. From feasibility and codes to practical, efficient design, they help make sure your project can actually be built AND built well. With 50+ professionals, 20+ years of experience, and over 50 million square feet planned, BF Design brings smart planning and beautiful execution to every project. Visit https://bfdesign.com or reach out at 732.961.1202 or [email protected] ► GOLD STAR MECHANICAL – This is a trusted HVAC company located in the Five Towns, serving Long Island, and New York City. I know because I (Eli) used them! Super service and terrific work. They do repairs, installs, and preventative maintenance for everything from rooftop units to central air systems. New preventative maintenance customers can save 10% off their first year, with custom plans and pricing based on your building, number of units, and system needs. Mention my name when you call 516-246-5252 or email [email protected]. A really great team. Visit https://goldstarmechanical.com/ to learn more. Enjoy! ► BITBEAN – Your custom software solution with incredible talent at a fraction of the price it used to be. Learn more at https://bitbean.link/4edg53 ► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney ✬ Helpful Resources ✬ • Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/ • Kosher Debt Help – Honest, agenda-free help if you’re in debt: https://www.kosherdebthelp.com/ • Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/ Follow Kosher Money on TikTok & Instagram: @koshermoneypod Visit our website: https://www.livinglchaim.com/ Call-in Hotline: USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088 WhatsApp feedback: 1-914-222-5513 Hosted by Eli Langer, Kosher Money is the Jewish finance podcast from Living Lchaim that shares financial advice and a Jewish approach to money and business. #KosherMoney #RabbiChaimZviSenter #RabbiSenter #JewishMoney #FrumLife #JewishParenting #Emunah #Tzedakah #Kollel #Israel #TorahPerspective #LivingLchaim #EliLanger #km

Why do kids feel like everyone else has more? In this thoughtful and eye-opening conversation, Rabbi Ari Schonfeld shares practical insights on parenting, money, social pressure, and how children develop their sense of self in a world filled with comparisons. From growing up in a home with very little, to leading a yeshiva and running a summer camp, Rabbi Schonfeld offers a rare perspective on what kids actually notice about money — and what parents often underestimate. When do children start comparing themselves to others? Why do brands, vacations, and clothing suddenly matter so much? And how can parents raise kids who feel confident and proud of their values, even when they can’t have everything their friends have? Along the way, Rabbi Schonfeld shares powerful stories about childhood, school environments, parenting challenges, and one unforgettable moment when a teenager said something that stopped him in his tracks: “I don’t want his trips. I want him.” This is an honest conversation about money, parenting, pressure, and what kids really want from the people raising them. I’m grateful to have had this conversation with Rabbi Ari Schonfeld. R’ Ari’s podcast can be found on: Apple - https://podcasts.apple.com/us/podcast/the-learning-curve-mishpacha/id1744827367 Spotify - https://open.spotify.com/show/5ISRvKPoVS77dZqbbDNx1e?si=RnoE0DF9RLuAbHQbYAqYWA Here is Rabbi Aryeh Lebowitz’s phenomenal talk on betting: https://youtu.be/ahvN4L-fDQQ 👉 ✬ SPONSORS OF EPISODE 110 ✬ ► GOLD STAR MECHANICAL – This is a trusted HVAC company located in the Five Towns, serving Long Island, and New York City. I know because I (Eli) used them! Super service and terrific work. They do repairs, installs, and preventative maintenance for everything from rooftop units to central air systems. New preventative maintenance customers can save 10% off their first year, with custom plans and pricing based on your building, number of units, and system needs. Mention my name when you call 516-246-5252 or email [email protected]. A really great team. Visit https://goldstarmechanical.com/ to learn more. Enjoy! ► BITBEAN – Your custom software solution with incredible talent at a fraction of the price it used to be. Learn more at https://bitbean.link/4edg53 ► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney ✬ Helpful Resources to Know About ✬ ​ Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/​ Kosher Debt Help – Honest, agenda-free help if you’re in debt: https://www.kosherdebthelp.com/​ Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/ Follow Kosher Money on TikTok & Instagram: @koshermoneypod Visit our BRAND NEW Website: https://www.livinglchaim.com/ Call-in Hotline: USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088 WhatsApp feedback: 1-914-222-5513 Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer. #KosherMoney #JewishParenting #RabbiAriSchonfeld #JewishWisdom #MoneyAndParenting #TorahPerspective #LivingLchaim #EliLanger #CampAish #KosherMoneyPodcast #JewishLife #KM

What really determines how much money you make? In this wide-ranging and refreshingly honest conversation, Rabbi Reuven Feinstein shares deeply practical Torah insights on livelihood, wealth, hustle culture, Shabbos spending, charity, and the balance between hishtadlus (effort) and bitachon (trust). From growing up with very little, to teaching on a modest salary, to discussing billionaires and million-dollar questions — Rabbi Feinstein challenges the way we think about money. Is working harder the answer? Is wealth a blessing or a test? How much hishtadlus is too much? And does YOUR money even belong to YOU? Along the way, he shares personal stories about Rav Moshe Feinstein, America's leading Rabbi in the previous generation, business ethics, secular education, living within your means, and why Shabbos expenses “don’t count.” I'm so thankful to Hashem that I experienced this conversation. Thank you to Avi Feinstein for making it happen. 👉 ✬ SPONSORS OF EPISODE 109 ✬ ► NQGRG – Halachic estate planning made simple. Protect your family, legally and according to Torah law. Visit https://NQGRG.com or email Shlomo at [email protected] - it's peace of mind! ► BITBEAN – Turn big ideas into scalable, AI-powered software. Learn more at https://bitbean.link/4edg53 ► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney ✬ Helpful Efforts Out in the World ✬ • Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/ • Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/ • Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/ Follow Kosher Money on TikTok & Instagram: @koshermoneypod Visit our BRAND NEW Website: https://www.livinglchaim.com/ Call-in Hotline: USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088 WhatsApp feedback: 1-914-222-5513 Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer. #KosherMoney #JewishWisdom #TorahInsights #RabbiMosheFeinstein #MosheFeinstein #RabbiReuvenFeinstein #StatenIsland #LowerEastSide #JewishRussia #moneytalks #wealth #LivingLchaim #EliLanger #KM

This is one of those episodes that just keeps getting better as it goes. Our guest this week is a Cleveland-based entrepreneurial dentist who is as kind as he is impressive. He invited us into his home to share deep wisdom on wealth, health, and raising a family, culminating in a masterclass on how the '1%' actually get things done. Dr. Louis Malcmacher is a world-renowned educator, businessman, and a true chessed machine. Enjoy! (My thanks to David Wester for the video and audio of this episode and to Chaikel Kaufman and friends for facilitating it!) 👉 ✬ SPONSORS OF EPISODE 108 ✬ ► NQGRG – Halachic estate planning made simple. Protect your family, legally and according to Torah law. Visit https://NQGRG.com or email Shlomo at [email protected] - it's peace of mind! ► BITBEAN – Turn big ideas into scalable, AI-powered software. Learn more at https://bitbean.link/4edg53 ► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney ✬ Helpful Efforts Out in the World ✬ • Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/ • Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/ • Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/ CHAPTERS: 00:00 Intro 00:40 Growing Up in Cleveland 02:10 Going to Public School 03:40 Becoming More Orthodox 04:45 His Father’s Shoe Store 05:20 The First Job 05:57 Other Early Jobs 06:27 Learning From Every Experience 07:29 Going Into Dentistry 08:57 Starting His First Practice 10:26 Leveling Up and Taking Risk 14:27 Reliable Halachic Planning at NQGRG 17:34 His Biggest Mistake 18:25 Taking Risks in Dentistry 19:34 The Opportunity with Ancillary Revenue 22:12 Staying Within the Industry 24:21 Having Tough Conversations 27:13 A Message to Educators 28:58 BitBean Takes Your Big Ideas and Brings Them to Life 29:45 Living in a Materialistic World 35:10 The Costs of Living in Different Places 38:24 Being Involved in Community Work and Finding Time 41:57 Colel Chabad Feeds Thousands of Families in Israel 42:48 The Legacy of Mendy Klein 46:18 Working Your Way Up to Success 48:00 Children With Different Labels Can Achieve Success 49:26 Brush Your Teeth! 50:08 We Do Not Take Care of Ourselves 52:34 Get Things Done 59:02 The Many Talents of the Jewish Nation 59:29 Thank You Dr. Malcmacher 1:01:10 Outro: Takeaways, Sponsors and Giveaway Announcement Follow Kosher Money on TikTok & Instagram: @koshermoneypod Visit our BRAND NEW Website: https://www.livinglchaim.com/ Call-in Hotline: USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088 WhatsApp feedback: 1-914-222-5513 Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer. #KosherMoney #JewishWisdom #TorahInsights #Cleveland #Dentists #Malzmacher #Ohio #Advice #MendyKlein #LivingLchaim #KM