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https://www.joinwealthworkshop.com/register-a?el=videocrissain&utm_medium=yt&utm_source=yt She walked away from a six-figure Wall Street career to bet on social media, and now she’s showing creators how to stop leaving money on the table. Live from the New York Stock Exchange, Melanin Money sits down with Zareefa , a former Wall Street head of people turned creator with 2.5M+ followers. She breaks down how to turn virality into a real business. That includes why brand deals beat platform payouts, and how she negotiates affiliate commissions into paid ad deals so she gets paid on the front end, the back end, and through audience growth. She also shares why she turns down deals that don’t align. We also get into the real cost of the creator lifestyle, building a team (accountant, entertainment attorney, management), owning your audience through email, trading fees for equity, and how losing her mother in 2020 pushed her to burn down her old life and start over. In this episode: Turning a viral moment into long-term income The affiliate link clause 98% of creators never ask for Net-30 terms, ad usage rights, and contract red flags Selling out vs. finding brand alignment Building income pillars outside of social media Abundance mindset when your back is against the wall Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

https://www.joinwealthworkshop.com/register-a?el=videocrissain&utm_medium=yt&utm_source=yt You could leave your kids millions and still leave them unprepared. Mielle Organics founders Monique and Melvin Rodriguez explain what they're building IN their children, not just FOR them, and what every entrepreneur needs to know about scaling, stewardship, and exiting a business to create real generational wealth. Monique went from labor and delivery nurse to founder of one of the world's fastest-growing textured hair care brands. She started with one product in her kitchen, and the company was acquired by Procter & Gamble (P&G). In this live panel at Urban Golf Weekend, moderated by Melanin Money co-founders George Acheampong and Carter Cofield, CPA, the Rodriguezes break down what it really takes to build, scale, and sell a business, and how to protect the wealth after the exit. In this video, you'll learn: - Why the team that gets you to $1M won't get you to $10M or $100M - The profitability mistake (EBITDA) that almost caused Mielle to grow itself out of business - Why you shouldn't pull money out of your business if you want an exit - Why selling your business isn't "selling out," and how backlash hurts Black founders' access to capital - How to shift from wealth accumulation to wealth preservation after a big payday - The values they're teaching their kids so the money doesn't run out in one generation - How Monique wrote "sold to P&G" in her journal before the deal ever happened "We don't want to leave something FOR them. We want to leave something IN them." If you're a business owner, a parent, or someone building a legacy, this conversation will change how you think about wealth. Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

https://www.joinwealthworkshop.com/register-a?el=videocrissain&utm_medium=yt&utm_source=yt From his own journey of going from a broke womanizer making $20,000 a year to a multi-millionaire after committing to one woman, Tony breaks down why marriage is not a business decision, how choosing character over status changes everything, and why so many successful men fall into the same trap of chasing status instead of substance. George and Carter sit down with relationship expert and matchmaker Tony Gaskins for one of the most unfiltered conversations this show has ever had.This episode blends relationships and wealth in a way you won't hear anywhere else. What You'll Learn: Why Tony believes marriage is a love decision, not a business decision The "8th grade test" for knowing if she's really the one Why choosing a woman for her character changes your entire trajectory How redirecting energy from chasing women into entrepreneurship changed Tony's life The difference between a woman who chose you on the climb vs. after you made it Red flags and green flags for successful men navigating relationships Why being a 100% provider (not a 50/50 business partner) builds a stronger marriage What it means to be a "melanin millionaire" beyond just the money Disclaimer: This content is for educational and entertainment purposes only and reflects the personal views and experiences of the guest. It should not be considered professional relationship or financial advice. Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

Join Our Wealth Workshop : https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=yt Actor, host, and entertainment veteran Terrence J joins George and Carter for another great episode of the Melanin Money Show! From bombing his first audition for 106 & Park (and getting a second shot anyway) to almost losing his breakout role in Think Like a Man, Terrence opens up about the moments that changed his life, the financial mistakes he wishes someone had warned him about, and the strategy behind building an 8-figure real estate portfolio. This is a masterclass in resilience, financial literacy, and knowing when to bet on yourself. What You'll Learn: How Terrence turned a bombed audition into his big break on 106 & Park The real story behind almost losing his role in Think Like a Man (and the check that changed his life) A costly real estate mistake that taught him the power of due diligence Why getting audited was one of the best things that ever happened to his finances How he built an 8-figure real estate portfolio investing in properties he simply liked The 4 buckets his portfolio is broken into today (and why real estate isn't always the answer) Daymond John's advice that shaped his entire career: "Don't give up your dirty water until you have clean water" Why he made the strategic financial move from LA to Miami Disclaimer: This content is for educational purposes only and should not be considered financial or investment advice. Please consult with a licensed financial advisor before making investment decisions. Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

Join Our Wealth Workshop : https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=yt Connect with Herman : https://urlgeni.us/youtube/channel/TbhIE3 AI Is Deciding Who Gets Approved For Funding — Here's How To Beat It In this clip from the Melanin Money Show, funding expert Herman breaks down how artificial intelligence has completely changed the game when it comes to business credit, bank approvals, and even tax audits. Banks are now using AI to scan applications in real time, separating serious business owners from people just posting about money online — and if your business isn't structured the right way, you could be getting denied or approved for way less than you deserve. Herman shares his exact strategy for using AI to your advantage, including a specific ChatGPT prompt that analyzes your credit report and builds you a personalized blueprint of which banks to apply to, which cards to pay down, and which inquiries to remove before you even submit an application. He also breaks down how AI can be used to draft FCRA dispute letters to fight back against inaccurate items on your credit report — for free. If you're trying to get funding in this new environment, this conversation could save you thousands of dollars and months of wasted applications. 🔑 What you'll learn in this clip: How AI is screening business funding applications How to structure your business so AI reads you as legitimate The exact ChatGPT prompt to build your personal funding blueprint How to use AI to dispute negative items on your credit report 👉 Subscribe to Melanin Money for more real conversations on credit, funding, and building wealth in the Black community. Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

Join Our Wealth Workshop : https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=yt George and Carter get real about lifestyle upgrades — which ones actually pay for themselves, and which ones are just lifestyle creep in disguise. From house managers to first class flights to luxury vehicles, they break down the exact math behind buying back your time, plus the upgrades they regret (designer clothes, too much house too soon) so you don't have to learn the hard way. What You'll Learn: How to calculate the real ROI on hiring a house manager or personal assistant Why flying first class can pay for itself (and how to make it work for you) The "job beneath the job" strategy for getting access to high-level rooms Why buying too much house too soon can backfire, even if you can afford it How to know when you're financially ready for a lifestyle upgrade Why designer clothes are one of the worst ROI purchases you can make Disclaimer: This content is for educational purposes only and should not be considered financial advice. Please consult with a licensed financial advisor before making investment decisions. Timecodes Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

Stocks Reach ANOTHER Record High - Should You KEEP BUYING!?! Prices are climbing. Headlines are screaming. Everybody's panicking about the economy — but the wealthy aren't. In this episode, George and Carter break down how to think like an investor when the market feels unpredictable, why buying when others are fearful is the ultimate wealth move, and the one money move you need to make before the year is out. Find out : Why day-to-day news moves price, not value — and how to tell the difference How to build an "opportunity fund" without sitting on the sidelines out of fear The Peter Thiel quote that explains why market timing costs you more than crashes do Why missing the 10 best trading days can cut your portfolio in half The "buy Jordans on sale" mindset — and how to apply it to investing The one financial audit that could unlock money you didn't know you had ⚠️ Disclaimer: This content is for educational purposes only and should not be considered financial advice. Please consult with a licensed financial advisor before making investment decisions. Timecodes: 0:00] Stop Fearing the Market — Start Buying It [0:40] Should Everyday Investors Worry About the News? [7:33] How to Know When to Actually Make a Move [9:17] How to Protect Your Portfolio Right Now [11:43] Don't Wait for the Perfect Time — Here's Why [13:02] Inflation & Taxes — What You Should Actually Buy [14:31] Is There a Perfect Time to Get In? [15:56] The Truth About Timing the Market [18:06] Get Honest About Where Your Money Is Going [19:07] Be Greedy When Everyone Else Is Scared [20:06] You're Choosing Stuff Over Stocks — Be Honest [21:11] Your Future Self Is Counting on You Now Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

If you are not moving your money around into healthy accounts, it WILL lose its value! In this Q&A episode, we're answering your biggest money questions — from investing basics to advanced tax and real estate strategy — straight from the Melanin Money community. In this episode, you'll learn: Whether you can write off business expenses paid with a personal credit card How to start investing the right way (even if you're starting small) How to legally pay your children from your business and fund a custodial Roth IRA How to borrow against your brokerage portfolio without selling your investments How to use an old 401(k) to fund a real estate remodel without paying taxes or penalties How to structure a tax-efficient real estate strategy in retirement using cost segregation This content is for educational purposes only and is not financial, tax, or legal advice. Always consult a licensed professional before making investment decisions. Have a money question of your own? Drop it in the comments — we may answer it in a future episode. And if you want personalized strategy, join us for Wealth Week and get direct access to our team. Timecodes: Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

Join Our Wealth Workshop : https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=yt You could be actively working against your own wealth without even realizing it — and the habits that are pushing money away from you are more common than you think! In this episode, you'll learn: Why saving alone will never make you wealthy (and what to do instead) The mindset shift millionaires make between treating money as a "tool" vs. a "pool" How to identify the habits quietly sabotaging your financial growth What it actually means to make your money work for you This content is for educational purposes only and is not financial, tax, or legal advice. Always consult a licensed professional before making investment decisions. Ready to stop guessing and start building real wealth? Join us for the Multiply Your Money workshop and learn the exact strategies wealthy people use to grow and protect their money. Timecodes: 0:00 Cash Flow Over Bank Balances 1:20 Revenue Advice By Income Level 2:08 Why Wealthy Pay Less Tax 3:40 Five-Part Wealth Building Blueprint 5:08 Three Levels Of Tax Savings 7:43 Biggest Mistake High Earners Make 12:31 Cash Flow Now Vs Equity 14:06 Right Business Entity Structure 16:06 Passive Beats Active Income 19:49 Wealth Triangle And Risk Mindset 22:16 Trump's New Tax Bill 27:19 Avoid Passing Down Tax Bills Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

Most people pick stocks based on price. Smart investors pick stocks based on the business behind them. In this episode, Carter Cofield (CPA) and George Acheampong break down the 5 business principles they use to run their own company — and show you how applying those same principles to stock picking can make you a far better investor. In this episode you'll learn: 📊 Why reviewing your P&L and balance sheet tells you more about a stock than the news does 🎯 Why "hire slow, fire fast" applies directly to picking (and dropping) stocks 🚀 Why innovation is the difference between the next Apple and the next Blockbuster 💰 How diversifying revenue streams in a business mirrors diversifying your portfolio 📈 Why keeping your top-performing stocks (and avoiding unnecessary capital gains tax) builds real long-term wealth 🏢 The Warren Buffett principle behind it all: don't buy the stock, buy the business This is a must-watch if you've ever picked a stock based on price alone and wondered why it didn't perform. ⚠️ This is not financial advice. Please consult a licensed advisor for your specific situation.

Get Your Tickets To Wealth Weekend 2026 Here : http://wealthweekend2026.com/?el=yt_mms60326&utm_source=yt&utm_medium=mms080726 You're earning well and sitting on extra capital — but is day trading actually the smartest way to grow it? In this episode of the Melanin Money Show, Carter Cofield (CPA & Financial Advisor) and George Acheampong (Financial Advisor) break down why concentrating on your career or business — not chasing short-term trades — is the real wealth-building lever for high earners with surplus income. We'll also cover: Should you day trade or invest long-term with your extra income? — The "wealth triangle" framework: concentrate to get rich, diversify to stay rich. Plus how to use long-term options (LEAPS) if you still want to scratch the trading itch. Should you borrow against your whole life insurance policy to invest? — How non-direct recognition loans work, why your $100K cash value keeps earning interest while you invest it elsewhere, and the real break-even timeline most agents won't tell you. How many LLCs do you need for 3 rental properties? — The $250K equity-per-LLC rule, how a Wyoming holding company gives you full anonymity, and why Texas series LLCs can save you thousands in annual fees. Did your CPA cost you a $150K tax deduction? — Why skipping the cost segregation study on your short-term rental could mean leaving six figures on the table, and how to fix it with an amended return before the October 15 deadline. Should you still contribute to a 401K if your employer gives you a 5% match for free? — The exact order to stack your accounts: employer match → Roth IRA → HSA → brokerage → 401K. ⚠️ This is not financial advice. Please consult a licensed advisor for your specific situation. Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

Get Your Tickets To Wealth Weekend 2026 Here : http://wealthweekend2026.com/?el=yt_mms60326&utm_source=yt&utm_medium=teriijeoma Order Teri's Book " A Risk Worth Taking " Here 👇 https://www.amazon.com/exec/obidos/ASIN/163763465X What does it take to go from assistant principal to a 9-figure net worth trader? Teri Ijeoma is living proof that the biggest risk you'll ever take is the one you don't. In this episode of the Melanin Money Show, recorded live at the New York Stock Exchange, we sit down with one of the most impactful Black women in the investing and trading space. Terry Latrice built a trading empire from scratch, helped create millionaires out of everyday people, and is now releasing her debut book — The Risk Worth Taking — to reach even more people who never thought the stock market was for them. This is not your average trading conversation. This is a masterclass on risk, identity, wealth building, and what it really means to bet on yourself when everything is on the line. In this episode you'll learn: How Terri went from assistant principal to generating over a million dollars in a single trading day. Why Black women are statistically the least likely to take financial risk — and how that fear is costing them generational wealth. Why the strategies that build your wealth are completely different from the ones that will preserve it! How to think about opportunity cost so that fear stops making your financial decisions for you Why over 600,000 unemployed Black women are sitting on severance and savings that could be working for them right now! and more! Follow Teri Ijeoma on Instagram : https://www.instagram.com/teriijeoma?igsh=NTNrazh3cXdoY29w Timecodes: 0:00 - Nine Figures From Nothing 1:05 - Welcome to Melanin Money Show 1:25 - Hotel Room to New York Stock Exchange 2:13 - Why She Wrote the Book 3:32 - From Principal to Million Dollar Trader 4:14 - Granny's Bet Changed Everything 5:24 - Million Dollars in One Day 6:18 - Amazon Driver Became a Millionaire 7:28 - Your Obedience Unlocks Someone's Destiny 8:38 - Why Black Women Avoid Risk 9:09 - Sacrifice Kills Your Risk Tolerance 10:09 - How to Take Smart Risk 11:14 - The Opportunity Cost of Fear 12:22 - How Terry Diversifies Her Wealth 13:00 - Real Estate Land and Venture Capital 14:05 - SpaceX Created 4000 Millionaires Today 14:28 - Save for Opportunities Not Emergencies 15:01 - The $24K Loss That Built Her 16:14 - Elon Gave SpaceX 10% Odds 17:29 - The Biggest Risk She's Taking Now 18:46 - Four Years to Write One Book 20:19 - Penguin Random House Called. She Almost Said No. 21:30 - Why She Made It a Love Story 23:34 - There's a Cute Guy in the Book 24:00 - The Secret Romance Nobody Knew 25:48 - Book Tour Hits Four Major Cities 26:30 - This Book Tour Feels Like Class 28:09 - What Black Billionaire Really Means 29:29 - Shattering Ceilings for the Next Generation 30:19 - 600K Black Women Fear Investing 31:00 - 100K Views Equals 100 Free Books 31:43 - Full Circle Moment at the NYSE Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

Get Your Tickets To Wealth Weekend 2026 Here : http://wealthweekend2026.com/?el=yt_mms60326&utm_source=yt&utm_medium=chrisjckson Let's break down the most costly retirement and tax mistakes people are making right now — including one financial advisor who told a client two years from retirement to withdraw $900K from her IRA and dump it all into an annuity. That one recommendation would have triggered a $400K+ tax bill before she saw a single dollar of guaranteed income. We break down exactly why that advice was dead wrong and what she should have done instead. We also cover: — Whether you can contribute to a backdoor Roth IRA if you already have a Roth 401K with your employer — The difference between a self-directed IRA and a regular IRA and which one is right for you as you approach retirement — S Corp vs C Corp — which entity structure saves you more when your business is generating millions in profit — The CPA mistake that could cost you an entire year of S Corp tax savings without you even knowing — Why going 1099 instead of W2 might actually be the smartest retirement move you haven't considered yet Whether you're trying to protect your retirement savings, reduce your tax bill, or just make sure your money is working as hard as you are — this episode is exactly what you need to hear before you make another financial move. Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

Most people are one wake-up call away from building real wealth in the stock market — they just haven't had theirs yet. In this episode, filmed live at the New York Stock Exchange, we sat down with Chris, a 6-year trading veteran who spent 15 years grinding through corporate America before discovering the stock market changed everything. Chris went from making $11/hour at Citibank with a $6 raise over nine years, to trading his way to $84,000 in a single day. This conversation is raw, real, and packed with lessons you won't hear from most finance influencers — including how he almost blew up his account chasing AMD, why he compares his trading strategy to a relationship, and the powerful moment his wife's car title became the turning point that changed his family's financial future forever. Whether you're brand new to investing, curious about options trading and technical analysis, or trying to figure out how to make your money work harder than you work for it — this episode is for you. Timecodes : 00:00 — Build Wealth While Clocking In 01:02 — Welcome to the NYSE | Meet Chris Jackson 03:23 — Nine Years. Six Dollar Raise. He Snapped 06:00 — How Corporate America Keeps You Broke 08:03 — The Car Title That Changed Everything 11:11 — A Wine Tasting That Sparked His Trading Career 14:50 — The Strategy That Makes Trading Make Sense 21:33 — Behind the Numbers | His $84K Day 24:27 — The $5K Loss That Woke Him Up 26:24 — Why Faith and Finances Are Connected 33:07 — How He's Teaching Others to Trade Free 34:55 — What It Means to Be a Melanin Millionaire Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en

Get Your Tickets To Wealth Weekend 2026 Here : http://wealthweekend2026.com/?el=yt_mms60326&utm_source=yt&utm_medium=mms60326 The stock market just exposed millions of investors — and most don't even know it yet! Whether you're just getting started or you've been investing for years, these five mistakes will cost you significantly if you keep making them — and knowing them now could change the trajectory of your entire financial future! Timecodes: 00:00 – Stop Selling Gains! 01:28 – Stop Timing The Market 03:15 – Carter's Palantir Story (Real Talk) 04:36 – Missing 10 Days Cuts Returns 50% 05:18 – Base Hits Build Wealth 07:28 – Stop Chasing The Next Hot Stock 09:06 – Dollar Cost Averaging Wins 11:06 – Diversification Saves Portfolios 12:46 – The Quote That Changes Everything 14:10 – Borrow Don't Sell 15:24 – Keep Your Portfolio AND Buy More 17:14 – Flip These Mistakes Into Strategies Follow us for more value https://www.instagram.com/cofield_advisor/?hl=en https://www.instagram.com/georgeacheampongjr/?hl=en