Advertise on podcast: Talk Money To Me

What does 2026 really look like for investors? In this first episode back for 2026, Talk Money To Me hosts Felicity Thomas and Candice Bourke break down what’s actually driving markets beneath the surface using institutional insights from global strategy teams across equities, credit, derivatives and China. Markets may be broadening, but risks are shifting and in this episode we unpack what that means for portfolios. In this episode we cover: Why markets feel calmer but may actually be more fragile in 2026The rotation away from the US and why China and Europe are back in focusThe next phase of the AI trade — and why it’s moved beyond mega-cap techHow to think about copper, infrastructure and electrification as AI enablersWhy private credit and high yield could be the hidden risk this yearWhy Europe, particularly banks and credit, is quietly well positionedThe key 2026 market catalysts to watch — from China’s NPC to US midtermsHow UBS’s “10 Surprises” framework is already playing out in marketsWhat Felicity and Candice are actually doing in portfolios as a result 2025 was about chasing what worked. 2026 is about positioning for what’s coming next. ⚠️ Important Disclaimer This podcast is for general information only and does not take into account your personal objectives, financial situation or needs. While Felicity Thomas and Candice Bourke are Authorised Representatives of Shaw and Partners Limited (AFSL 236048), the information discussed in this podcast does not constitute personal financial advice or a recommendation to buy or sell any financial product. You should consider whether the information is appropriate for you and seek independent professional advice before making any financial decisions. Information is current as at the time of recording: 4th February 2026 📩 Contact & More Information If you’d like to discuss any of the themes covered in this episode or understand how they may apply to your portfolio: Visit: www.cftgroup.com.au Or get in touch with Felicity Thomas or Candice Bourke [email protected] Follow Talk Money To Me on Spotify or Apple Podcasts, and share this episode with someone who loves their markets, macros and long-term investing conversations. Hosted on Acast. See acast.com/privacy for more information.

It’s the most wonderful time of the year, and our favourite annual tradition! Candice & Felicity are joined once again by Shaw and Partners CIO, Martin Crabb, to unpack the Top 10 Investment Themes for 2026 in this festive, market-moving Christmas special.   This year, we’ve wrapped each theme in a Christmas-themed jingle, while Martin delivers deep insights on the macro landscape, AI acceleration, geopolitics, EM vs China divergences, private markets, and the big question: where should investors be positioned for 2026?   We also look back at Martin’s 2025 predictions including nuclear’s standout performance with a candid “Crystal Ball Review”, covering PDN, TLX and IDP’s 12-month results.   Finally, Martin reveals his #1 high-conviction pick for 2026, tied directly to one of his top themes for the year ahead. This episode is packed with insights, laughter, Christmas spirit… and a few questionable vocal performances from your favourite financial advisers.   IN THIS EPISODE   The 10 themes shaping global markets in 2026  Bond markets: why they’re still “shark-infested waters”  How Trump’s “3 Ds” (DOGE, Deregulation & Drugs) shape US opportunities  AI infrastructure: the second-derivative winners  Europe’s surprising revival  EM vs China: where the winds are actually turning  Private markets unlocking liquidity  IPO & M&A activity making a comeback  Martin’s 2025 “crystal ball review” — PDN, TLX, IDP  Martin’s top investment pick for 2026     This episode is for informational purposes only and does not constitute financial advice. Candice Bourke and Felicity Thomas are authorised financial advisers with Shaw and Partners Limited (AFSL 236 048). The views expressed are general in nature and do not take into account individual circumstances. Always seek professional advice before making investment decisions. Information is current as of the recording date (10 December 2025). 📧 Contact us: [email protected] [email protected] Hosted on Acast. See acast.com/privacy for more information.

Black Friday panic, Christmas chaos… and a derivatives-led global equity sell-off. In this episode of Talk Money To Me, Candice and Felicity zoom out from the noise and share six major investment themes set to shape portfolios in 2026 plus the ETFs, sectors and stocks they’re watching right now. Recorded on 25 November 2025 following a sharp but non-fundamental global equity pullback driven by CTAs, futures activity and a VIX spike, the pair break down why retail investors have been buying the dip, not selling it and why the medium-term setup for equities remains constructive. They then reveal their 2026 Playbook, covering: ⭐ Theme 1 – Mid-Duration Fixed Income & Floating Rates Why the 3–5 year part of the curve, senior bank notes, floating-rate notes and diversified bond ETFs (like MQSD) are compelling defensive anchors heading into an uncertain rate environment. 🔌 Theme 2 – The Great Energy Upgrade AI power demand, electricity grid strain and the resurgence of LNG and nuclear. Featuring WDS, uranium via URNM/ATOM, BOE, PDN and enrichment play SLX. 🤖 Theme 3 – The Critical AI Value Chain The backbone of AI: semis, cooling, power, data centres and transmission. With names including NVDA, AVGO, VRT, SMCI, ASML, TSMC, EQIX, DLR, NXT and ETFs GXAI and NDQ. 🧬 Theme 4 – Disruptive Science & Healthcare Re-Rating GLP-1s, radiopharmaceuticals and gene editing. Opportunities across CSL, TLX, Novo Nordisk, Eli Lilly and ETFs DRUG, CURE, ARKG and IXJ. ⚙️ Theme 5 – Critical Minerals & Strategic Commodities Copper shortages, rare earth dominance and long lead-time supply constraints. Ideas include ACDC, COPX, BHP, LYC and ILU. 🌍 Theme 6 – Global SMID & Quality Rotation One of the most compelling under-the-radar opportunities of 2026. Exploring valuation gaps, historical outperformance and quality SMID exposures. If you’re planning your 2026 portfolio strategy, this episode is your end-of-year roadmap across bonds, AI, energy, commodities, healthcare and global SMIDs. ⚠️ Disclaimer This content is for informational and educational purposes only and does not constitute financial advice. Candice Bourke and Felicity Thomas are authorised financial advisers with Shaw and Partners Limited (AFSL 236 048). The views expressed are general in nature and have not considered your personal circumstances. Please seek independent professional advice before making any financial decisions. Information is current as of the recording date (25 November 2025). 📧 Contact us: [email protected] [email protected] Hosted on Acast. See acast.com/privacy for more information.

In this episode of Talk Money To Me, Candice Bourke and Felicity Thomas take you through the biggest forces shaping markets right now — from renewed AI scrutiny, sticky inflation, and shifting interest-rate expectations, to Australia’s new era of resource reinvention. We break down the key macro trends, the sector winners and losers, and the commodities powering the next decade of global growth.   What we cover in this episode: Market Pulse: AI Growing Pains & Macro Cross-Currents Why “beats not rewarded” is back this earnings seasonAI infrastructure’s funding tension: $13B revenues vs $1.4T spend commitmentsLabour softness vs strong corporate earningsFed & RBA rate-cut expectations into late-2025/2026Why investors are shifting to quality, income and pricing power  The Big Commodity Themes to Watch Copper: AI, EVs and renewables doubling demand by 2035Uranium: the fuel behind decarbonisation and AI-driven energy demandRare Earths: the strategic backbone of defence, EVs and windGold: outperforming the S&P 500 as a “store of trust” ⚠️ Disclaimer: This content is for informational and educational purposes only and does not constitute financial advice. Candice Bourke and Felicity Thomas are authorised financial advisers with Shaw and Partners Limited (AFSL 236 048). The views expressed are general in nature and have not considered your personal circumstances. Please seek independent professional advice before making any financial decisions. Information is current as of the recording date (11 November 2025). 📧 Contact us: [email protected] or [email protected] for our latest research monitor Hosted on Acast. See acast.com/privacy for more information.

In this episode of Talk Money To Me, Candice Bourke sits down with Jeff Cullen, Managing Director at Schafer Cullen Capital Management, to unpack what’s really driving global equity markets right now from the resurgence of value investing to the opportunities unfolding in AI, electrification, and global income strategies. With over three decades of experience across Wall Street and global fund management, Jeff shares invaluable insights into: 🏦 The rebirth of global value investing — and what’s fuelling the rotation away from growth 💶 Europe’s trillion-euro fiscal stimulus — creating long-term structural tailwinds 🌍 Global macro shifts — the implications of Trump’s policies, U.S. dollar weakness, and trade tensions with China ⚡ Electrification leaders — how dividend-paying giants like Toyota, Siemens, and Enel are powering the energy transition 🤖 AI meets value — why artificial intelligence is no longer just a growth story 🏗️ Onshoring momentum — supply-chain shifts, protectionism, and where the next wave of opportunity lies 💰 Jeff’s best buy idea — his top conviction call in the current market environment This conversation ties directly into the Shaw and Partners Global Equity Income Strategy, managed in partnership with Schafer Cullen Capital a concentrated global value portfolio targeting above-market yield and long-term income growth. 🎧 Tune in to hear how disciplined value investing, global diversification, and sustainable dividends are shaping opportunities for income and growth in 2025 and beyond. ⚠️ Disclaimer: This content is for informational and educational purposes only and does not constitute financial advice. Candice Bourke and Felicity Thomas are authorised financial advisers with Shaw and Partners Limited (AFSL 236 048). The views expressed are general in nature and have not considered your personal circumstances. Please seek independent professional advice before making any financial decisions. Information is current as of the recording date (24 October 2025). 📧 Contact us: [email protected] or [email protected] Hosted on Acast. See acast.com/privacy for more information.

In this episode of Talk Money To Me, Candice Bourke and Felicity Thomas dive into one of the most significant financial shifts of our time — the intergenerational wealth transfer. Over the next 25 years, trillions of dollars will move from one generation to the next, and the way families plan for this transition will determine whether that wealth endures or disappears. Joining them is Glen Frost, Partner in PwC’s Private Clients team and leader of PwC’s Australian Family Office practice. With over three decades of experience advising business owners, entrepreneurs, and family offices, Glen shares invaluable insights on how to protect, structure, and pass on wealth effectively. They unpack: 💰 The staggering scale of Australia’s upcoming wealth transfer ⚖️ Why 70% of family businesses fail to make it past the second generation 🏠 Common estate and superannuation pitfalls to avoid 👩‍👧 The growing role of women in managing and inheriting wealth 🧭 How to engage and prepare the next generation for leadership and ownership 🤝 The importance of trust, communication, and early planning Whether you’re a parent, business owner, or future inheritor, this conversation will help you understand what it really takes to build a lasting legacy and why now is the time to start the conversation. ⚠️ Disclaimer: This content is for informational and educational purposes only and does not constitute financial advice. Candice Bourke and Felicity Thomas are authorised financial advisers with Shaw and Partners Limited (AFSL 236 048). The views expressed are general in nature and have not considered your personal circumstances. Please seek independent professional advice before making any financial decisions. Information is current as of the recording date (1 August 2025). Hosted on Acast. See acast.com/privacy for more information.

In this episode of Talk Money To Me, Candice Bourke and Felicity Thomas sit down with David Franklyn, Fund Manager of the Argonaut Natural Resources Fund, to explore the next resource cycle and the potential mining boom in 2025. We dive into: ✨ Gold outlook – still glittering for investors?🔋 Lithium – is the bear market finally over?⚡ Copper demand – the “metal of electrification” powering the energy transition.☢️ Uranium – nuclear’s comeback and supply/demand tailwinds.🌏 Tariffs & trade – risks vs opportunities for Australian miners. The Argonaut Natural Resources Fund has returned 24.9% p.a., outperforming the ASX 300 Resources Index. David shares his investment strategy, portfolio themes, and outlook as we head deeper into the 2025 resource cycle. 📧 Contact us: [email protected] 🔗 Learn more: argonautfundsmanagement.com ⚠️ Disclaimer: This content is for informational and educational purposes only and does not constitute financial advice. Candice Bourke and Felicity Thomas are authorised financial advisers with Shaw and Partners Limited (AFSL 236 048). The views expressed are general in nature and have not considered your personal circumstances. Please seek independent professional advice before making any financial decisions. Information is current as of the recording date (21 August 2025). Hosted on Acast. See acast.com/privacy for more information.

In this episode of Talk Money To Me, Candice Bourke and Felicity Thomas sit down with Shaw and Partners Senior Research Analyst Philip Pepe to unpack Australia’s industrial sector following the FY25 reporting season. We cover: Key reporting season takeaways across the ASX industrials sectorHow companies are navigating inflation, rising costs, and the energy transitionStrong results from Southern Cross Electrical (SXE), Tasmea (TEA), SRG, and IPD Group (IPG)The outlook for engineering services, infrastructure, and data centresEmerging clean energy opportunities across Calix (CXL) and Hazer Group (HZR)Philip’s top stock picks for 2026 and how investors should be positioning now 👉 If you want to understand how the Australian industrials sector is being reshaped by themes like engineering services, infrastructure growth, data centres, and the energy transition, this conversation is not to be missed. Reach out to us for Philip’s full research or tailored advice: [email protected] General Advice Disclaimer: The information in this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. It is not financial product advice and should not be relied upon as such. Before making any investment decision, you should consider the appropriateness of the information having regard to your personal circumstances and seek professional advice. Past performance is not a reliable indicator of future performance. Facts and opinions discussed are based on information available at the time of recording (3 September 2025). For personal advice tailored to your situation, please contact your financial adviser. The hosts of this podcast and their guests may hold positions in the companies discussed. Talk Money To Me operates under the Shaw and Partners AFSL 236048. Hosted on Acast. See acast.com/privacy for more information.

The Australian technology sector is running hot — the S&P/ASX All Technology Index has surged more than 35% over the past 12 months. In this episode of Talk Money To Me, Felicity Thomas sits down with Jules Cooper, Senior Research Analyst at Shaw and Partners, to unpack the latest reporting season and explore what’s next for Aussie tech. We cover: 📈 Key earnings highlights from Life360, Technology One, WiseTech and Nuix⚠️ Misses and risks investors should keep front of mind🧮 Jules’ research framework and “Cash EBITDA” lens🤖 Enterprise AI adoption and the $400B+ AI data centre arms race💡 Top stock ideas for 2026: Objective Corp, Gentrack, Hansen Technologies, Vista Group & Chrysos🌏 Whether Australia has another WiseTech-style global champion in the making This episode is packed with insights for anyone investing in or following Australia’s fast-evolving technology sector. 👉 To request a copy of our latest Research Monitor or details on the stocks mentioned, reach out via [email protected] or [email protected]. Here are the ASX-listed company codes (tickers) for the shares mentioned in our episode: Life360 – 360.ASXTechnology One – TNE.ASXWiseTech Global – WTC.ASXNuix – NXL.ASXHansen Technologies – HSN.ASXObjective Corporation – OCL.ASXGentrack Group – GTK.ASXVista Group – VGL.ASXChrysos Corporation – C79.ASX ⚠️ DisclaimerThis podcast is intended for education and entertainment purposes only. Any advice is general in nature and has not taken into account your personal financial circumstances, needs, or objectives. Before acting on any advice, you should consider whether it is appropriate for you and read the relevant product disclosure statement. If you are unsure, please consult a licensed financial professional. The hosts of this podcast and their guests may hold positions in the companies discussed. Talk Money To Me operates under the Shaw and Partners AFSL 236048. Hosted on Acast. See acast.com/privacy for more information.

Talk Money To Me turns 4! 🎂 In this special finance podcast episode, co-hosts and financial advisers Candice and Felicity look back on four years of money conversations, investing lessons, and stock market ideas. Inside this episode: 🎧 Flashbacks to our very first podcast recording📊 A full 4-year Order Pad performance review — including top stock picks in defence, uranium, tech, and infrastructure💡 Exclusive investing insights and best stock ideas from leading fund managers and finance experts🎁 Birthday giveaways, bonus episodes, and an Ask Us Anything month (with a free portfolio review up for grabs and the BEST beach towel!) With hundreds of thousands of downloads and a community of investors across Australia and beyond, we’re only just getting started. Whether you’re after money tips, stock market insights, or strategies to grow your portfolio, this episode is packed with value. 👉 Don’t miss out — follow Talk Money To Me on Spotify or Apple Podcasts, join the birthday celebrations, and stay invested with us. 📧 [email protected] Disclaimer This podcast is intended for education and entertainment purposes only. Any advice is general in nature and has not taken into account your personal financial circumstances, needs, or objectives. Before acting on any general advice, you should consider whether it is appropriate for your situation and read the relevant product disclosure statement. If you are unsure, please speak with a licensed financial professional. The hosts of this podcast and their guests may hold positions in the companies mentioned. Talk Money To Me operates under Shaw and Partners Australian Financial Services Licence 236048. Hosted on Acast. See acast.com/privacy for more information.

In this episode of Talk Money To Me, Felicity and Candice are joined by Caroline Gurney, CEO of Future Generation, who last year launched Future Generation Women (FGW) - an innovative investment solution run by women, for the advancement of women.   Caroline explains how FGW provides access to a high-conviction portfolio of leading fund managers all of them women – with 100% of management fees donated to support gender equality initiatives. It’s impact investing in action, with performance at its core.   At this stage, FGW is not listed like its peers Future Generation Australia (ASX: FGX) and Future Generation Global (ASX: FGG) but plans to explore listing in the future. For now, wholesale investors can invest directly or via their financial adviser, with a minimum investment of $250,000.   After the break, the spotlight turns to Annabelle, Portfolio Manager of the ECP Global Growth Fund who most recently joined the panel of extraordinary women fund managers investing for FGW, who shares: • Her global investment strategy and long-term growth philosophy • How she identifies high-quality companies • The global themes she’s excited about • Her perspective on being a woman in investment management    Whether you're passionate about the advancement of women, curious about wholesale investing, or looking for top-tier global equity ideas, this episode is a must-listen.   https://futuregeninvest.com.au/lic/future-generation-women/    Contact Caroline Gurney, Chief Executive Officer, Future Generation by emailing [email protected] if you are interested investing. Don’t forget to let her know you heard her on Talk Money To Me. Hosted on Acast. See acast.com/privacy for more information.

In this Order Pad episode of Talk Money To Me, Felicity and Candice dive deep into one of the most under-appreciated parts of the AI boom – the massive energy infrastructure buildout powering data centres, high-performance computing, and the next wave of digital transformation. Recorded: 12 August 2025 What You’ll Learn in This Episode:Why AI is driving a global energy crunch — and what policymakers and investors are missing.The investment case for Quanta Services (NYSE: PWR) – the grid-modernising compounder wiring up hyperscale data centres.Why Fluor Corporation (NYSE: FLR) is a high-risk, high-reward play on LNG expansion and the nuclear renaissance.Candice’s bullish pair trade: Vertiv Holdings (NYSE: VRT) + Equinix (NASDAQ: EQIX) – how to combine “picks & shovels” hardware with prime AI-data-centre real estate.The Energy Infrastructure Opportunity Map – from LNG leaders to uranium miners – and how they fit into the AI and electrification megatrend.Key Themes & Insights:Global electricity demand jumped 4% in 2024, outpacing total energy demand growth.Renewables are growing fast – but fossil fuels still supply 60% of new demand as AI, EVs, and electrification drive consumption higher.Why gas, LNG, and nuclear are seeing renewed momentum in policy and capital markets.How to position your portfolio for double-digit potential upside from the AI-energy convergence.Whether you’re looking for steady compounders or cyclical high-upside plays, this episode is packed with actionable ideas, real-world context, and portfolio strategy for the rest of 2025. Perfect for: Investors, traders, and anyone curious about the intersection of AI, energy, and infrastructure – and how to profit from it. Follow Talk Money To Me on Instagram, or send Candice and Felicity an email with all your thoughts here.  Felicity Thomas and Candice Bourke are Senior Advisers at Shaw and Partners, and you can find out more here.  ***** In the spirit of reconciliation, Equity Mates Media and the hosts of Talk Money To Me acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.  ***** Talk Money To Me is a product of Equity Mates Media.  This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives.  Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.  Equity Mates Media operates under Australian Financial Services Licence 540697. Talk Money To Me is part of the Acast Creator Network. Hosted on Acast. See acast.com/privacy for more information.

In this episode of Talk Money To Me, we’re joined by powerhouse sisters Gaby and Ali Rosenberg, the co-founders of Blossom the savings and investing app helping Australians grow their wealth through fixed income markets. They’ve created a platform that targets up to 6.50% p.a. returns, requires no account fees, and allows you to start with as little as $5 all while aiming to make investing simpler, smarter, and more accessible to everyone. We dive into how Blossom works, the inspiration behind the platform, and how they’re supporting first-home buyers and everyday savers take control of their financial futures. We also explore the bigger picture — what’s happening in markets, the latest RBA decision, and how interest rate shifts are influencing investor behaviour. In this episode: •How Blossom is reshaping fixed income investing for a new generation •The story behind Blossom and Gaby & Ali’s mission •What Blossom invests in and how the returns are targeted •What’s driving user behaviour in today’s economic climate •How the platform compares to savings accounts and term deposits •What’s next for Blossom — including kids’ accounts •Broader market commentary on the RBA and interest rate trends •The risks of fixed income investing, and why returns aren’t guaranteed Want to check out Blossom? Here’s the link for our listeners: https://ref.blossomapp.com/register/5dPLtiaSJwYHf63A9 We want to be clear we don’t receive any referral fees, commissions or kickbacks from this link. We’re sharing it simply as a resource for our listeners who are curious to learn more General Advice Disclaimer The information in this podcast is general in nature and does not consider your personal financial objectives, situation, or needs. You should seek appropriate financial advice before making any investment decisions. The returns mentioned are target returns only and are not guaranteed. Capital is at risk, and past performance is not a reliable indicator of future performance. Follow Talk Money To Me on Instagram, or send Candice and Felicity an email with all your thoughts here.  Felicity Thomas and Candice Bourke are Senior Advisers at Shaw and Partners, and you can find out more here.  ***** In the spirit of reconciliation, Equity Mates Media and the hosts of Talk Money To Me acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.  ***** Talk Money To Me is a product of Equity Mates Media.  This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives.  Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.  Equity Mates Media operates under Australian Financial Services Licence 540697. Talk Money To Me is part of the Acast Creator Network. Hosted on Acast. See acast.com/privacy for more information.

Forget waiting until 60 to access your super, wealthy Australians are using smarter structures to retire years earlier. In this episode, Candice and Felicity reveal the FIRE strategies high-net-worth individuals use to create tax-effective, passive income streams well before traditional retirement age. From investment bonds to family trusts with corporate trustees, the ladies explore the tools that unlock early financial freedom and protect your wealth. Tune in to learn how you can FIRE yourself create more financial freedom and live on your terms and potentially ditch the 9-5.  Follow and subscribe for more expert insights on markets, financial strategies, and investing! Follow Talk Money To Me on Instagram, or send Candice and Felicity an email with all your thoughts here.  Felicity Thomas and Candice Bourke are Senior Advisers at Shaw and Partners, and you can find out more here.  ***** In the spirit of reconciliation, Equity Mates Media and the hosts of Talk Money To Me acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.  ***** Talk Money To Me is a product of Equity Mates Media.  This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives.  Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.  Equity Mates Media operates under Australian Financial Services Licence 540697. Talk Money To Me is part of the Acast Creator Network. Hosted on Acast. See acast.com/privacy for more information.

Join Felicity & Candice for a special 4th July bonus episode. They're talking all things stars, stripes and stocks! Celebrating the investment legends, companies & capital markets that have come out of the United States. As well as an EOFY check up of your portfolio - how is your portfolio tracking? What's working? What's underperforming? And most importantly, what still aligns with your long term goals? Follow and subscribe for more expert insights on markets, financial strategies, and investing! Follow Talk Money To Me on Instagram, or send Candice and Felicity an email with all your thoughts here.  Felicity Thomas and Candice Bourke are Senior Advisers at Shaw and Partners, and you can find out more here.  ***** In the spirit of reconciliation, Equity Mates Media and the hosts of Talk Money To Me acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.  ***** Talk Money To Me is a product of Equity Mates Media.  This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives.  Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.  Equity Mates Media operates under Australian Financial Services Licence 540697. Talk Money To Me is part of the Acast Creator Network. Hosted on Acast. See acast.com/privacy for more information.