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Glen and Martin unpack questions from the Retire Right Facebook community touching on: 👉 how a bucket strategy works 👉🏼 bucket strategy with a defined benefit pension 👉🏽 is investing in super or property safer in retirement? 👉🏾 market crash, correction and bear market terms explained 👉🏿 moving from accumulation to pension phase & tax 👉🏻 selling an investment property in retirement & a tax strategy Subscribe to Retire Right on Youtube: https://www.youtube.com/@RetireRightAus If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help Sign up to the Retire Right newsletter here: https://email.retireright.com.au/ 🏡 Join the Retire Right facebook group: https://www.facebook.com/groups/retireright To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose  to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313. Hosted on Acast. See acast.com/privacy for more information.

In this community Q&A, Glen and Martin chat about: 👉 selling investment property in retirement & putting in super 👉🏼 Centrelink assets and exemptions 👉🏽 market volatility and switching to low risk 👉🏾 mortgage repayments vs super in your 50s 👉🏿 how to compare super fund performance 👉🏻 long service leave - lump sum vs taking leave over time Note: Glen mentions the RBA cash rate in this episode which was recorded before the Feb 2026 RBA rate rise. Buy tickets to the Auckland show here: https://bit.ly/4a8v4a2 Read Long Service Leave at Retirement, Lump Sum or Regular Payments: https://www.financialedgegroup.com.au/blog/long-service-leave-at-retirement-lump-sum-or-regular-payments Subscribe to Retire Right on Youtube: https://www.youtube.com/@RetireRightAus If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help Sign up to the Retire Right newsletter here: https://email.retireright.com.au/ 🏡 Join the Retire Right facebook group: https://www.facebook.com/groups/retireright To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose  to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313. Hosted on Acast. See acast.com/privacy for more information.

You can save for decades and still struggle to spend. Glen James and Vince Scully break down the concept of "dying with zero", the mental shift required in retirement and why advice fees often feel harder than they should. 👉🏼 you can save for decades and still struggle to spend 👉🏽 why switching from saving to spending feels so hard 👉🏾 real retiree case study: mindset blocks 👉🏿 why advice fees feel harder than they should 👉🏻 monthly costs vs total wealth thinking 👉 what the die with zero concept actually means Subscribe to Retire Right on Youtube: https://www.youtube.com/@RetireRightAus If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help Sign up to the Retire Right newsletter here: https://email.retireright.com.au/ 🏡 Join the Retire Right facebook group: https://www.facebook.com/groups/retireright To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose  to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313. Hosted on Acast. See acast.com/privacy for more information.

Thinking about buying property in your 50s or 60s? In this episode Glen is joined by buyer’s advocate John Pidgeon to break down what actually matters when buying property later in life. They touch on: 👉 an introduction to John Pidgeon 👉🏼 can you still buy property after 50? 👉🏽 lending for older folk 👉🏾 case study: securing an IP loan against your PPOR using equity 👉🏿 time in the market vs timing the market 👉🏻 what are your risk levels & pursuing a yield vs growth strategy 👉 should I buy property with my super? 👉🏼 John’s final tips John's book, Sort Your Property Out & Build Your Future: https://www.sortyourpropertyout.com/ this is property podcast: https://www.youtube.com/@thisisproperty John's property coaching website: https://www.solverewealth.com.au/ John's buyer's agent service: https://www.envisageproperty.com.au/ Subscribe to Retire Right on Youtube: https://www.youtube.com/@RetireRightAus If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help Sign up to the Retire Right newsletter here: https://email.retireright.com.au/ 🏡 Join the Retire Right facebook group: https://www.facebook.com/groups/retireright To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose  to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313. Hosted on Acast. See acast.com/privacy for more information.

Brett Evans, founder of Atlas Wealth, joins Glen to chat about all things expat! They touch on: 👉🏼 a little about Brett, his work in the expat space 👉🏽 how does tax work while living and working overseas? 👉🏾 moving to Malta - how does this affect my age pension + tax? 👉🏿 if moving overseas for retirement, do you need to keep an Aussie bank account? 👉🏻 living in Singapore but repatriating - sell my investment properties in Australia? 👉 returning to Australia after 25 years, what do I prepare? 👉🏼 how to prepare a will while living overseas 👉🏽 will you lose Centrelink benefits if you move overseas? 👉🏾 they address a quick listener case study 👉🏿 some quick rapid fire expat questions Check out Brett's book, The Expats Handbook: https://amzn.to/4pGmrsZ Check out Atlas Wealth: https://atlaswealth.com/au/ Subscribe to Retire Right on Youtube: https://www.youtube.com/@RetireRightAus If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help Sign up to the Retire Right newsletter here: https://email.retireright.com.au/ 🏡 Join the Retire Right facebook group: https://www.facebook.com/groups/retireright Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313. Hosted on Acast. See acast.com/privacy for more information.

In today's episode Glen and financial adviser Nathan Fradley unpack a real and confronting retirement case study about 69 year old Anne*, a recently widowed retiree whose financial and housing security was devastated through elder financial abuse by a family member. She now faces the question: rent, buy or another solution? *Name changed for privacy 👉🏾 the case study & backstory to Anne’s current circumstances 👉🏻 challenges, goals & questions 👉 Centrelink asset rules & pension impacts 👉🏼 considerations for complex situations 👉🏽 the renting scenario & numbers 👉🏾 the buying scenario & numbers 👉🏿 retirement village scenario 👉 granny flat arrangement scenario 👉🏻 projections for aged care costs at age 80 for each scenario Watch Retire Right on Youtube: https://youtube.com/playlist?list=PLQW_VRWNC0jR1KQDXi5pcXwREjc0pde9L&si=zIMg1Vow9SOhug_Z If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help Sign up to the Retire Right newsletter here: https://email.retireright.com.au/ 🏡 Join the Retire Right facebook group: https://www.facebook.com/groups/retireright To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose  to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313. Hosted on Acast. See acast.com/privacy for more information.

Glen and Martin discuss the essential ways to prepare 10 years out from retirement. 👉🏾 review and pay down debt 👉🏿 know your numbers 👉🏻 living arrangements 👉 start thinking about lifestyle goals 👉🏼 super investment options 👉🏽 review super beneficiaries & estate planning 👉🏾 mortgage strategy 👉🏿 gifting considerations Download the free ebook, 10 things to master 10 years before retirement: https://www.retireright.com.au/download Watch Retire Right on Youtube: https://youtube.com/playlist?list=PLQW_VRWNC0jR1KQDXi5pcXwREjc0pde9L&si=zIMg1Vow9SOhug_Z If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help Sign up to the Retire Right newsletter here: https://email.retireright.com.au/ 🏡 Join the Retire Right facebook group: https://www.facebook.com/groups/retireright To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313. Hosted on Acast. See acast.com/privacy for more information.

Glen & Gemma Dale answer investing questions from the Retire Right Facebook group, touching on: 👉 should I invest in listed private credit ETF for income in retirement  👉🏼 investing for kids for minimum 10 year timeframe 👉🏽 are there any tax benefits for selling shares before age 60 and putting in super? 👉🏾 is one vanguard international fund and one vanguard Australian fund enough? Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store 6 ways to invest for kids: https://www.moneypodcast.com.au/blog/investment-for-kids-6-ways-to-invest-for-your-kids Check out Gemma's podcast Your Wealth wherever you listen to podcasts. Watch Retire Right on Youtube: https://youtube.com/playlist?list=PLQW_VRWNC0jR1KQDXi5pcXwREjc0pde9L&si=zIMg1Vow9SOhug_Z If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help Sign up to the Retire Right newsletter here: https://email.retireright.com.au/ 🏡 Join the Retire Right facebook group: https://www.facebook.com/groups/retireright To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313. Hosted on Acast. See acast.com/privacy for more information.

In today's episode Glen James, Martin McGrath and Nathan Fradley answer your questions about super in retirement covering: 👉🏾 accessing super to help children buy a property 👉🏿 if I don’t spend all my compulsory pension drawdown, can I put the money back into super? 👉🏻 types of super beneficiaries explained & reversionary pension explained 👉 what actually happens to your super pension when your spouse dies? 👉🏽 can inheriting a pension push you over the transfer balance cap? 👉🏼 should you withdraw super at retirement to pay off your mortgage? 👉🏾 triggering access to the super at age 60 through change of employment 👉🏿 if you and your spouse pass at the same time how is a binding nomination handled? 👉🏻 use the downsizer contribution vs non concessional contribution via bring forward rule following the sale of your home 👉🏼 Martin and Nathan's advice around super Check out Nathan's blog here: https://www.nathanfradley.com.au/blog Watch Retire Right on Youtube: https://youtube.com/playlist?list=PLQW_VRWNC0jR1KQDXi5pcXwREjc0pde9L&si=zIMg1Vow9SOhug_Z If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help Sign up to the Retire Right newsletter here: https://email.retireright.com.au/ 🏡 Join the Retire Right facebook group: https://www.facebook.com/groups/retireright To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313. Hosted on Acast. See acast.com/privacy for more information.

Glen James, Martin McGrath and Nathan Fradley break down bucket strategies for retirement - how to build them, how to draw down from them and how your investment allocation should shift before and after you stop working. 👉🏾 bucket strategy - two different approaches to setting one up 👉🏿 rebalancing for income in pension mode using a bucket strategy 👉🏻 if you have money outside of super, do you still need cash inside super? 👉 the optimal time to setup a bucket strategy 👉🏼 asset allocation leading up to retirement 👉🏽 pros and cons of the mysuper lifestage superannuation option Martin McGrath is a financial adviser at https://www.financialedgegroup.com.au/ Nathan Fradley is a financial adviser at https://www.nathanfradley.com.au/ Watch Retire Right on Youtube: https://youtube.com/playlist?list=PLQW_VRWNC0jR1KQDXi5pcXwREjc0pde9L&si=zIMg1Vow9SOhug_Z If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help Sign up to the Retire Right newsletter here: https://email.retireright.com.au/ 🏡 Join the Retire Right facebook group: https://www.facebook.com/groups/retireright To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313. Hosted on Acast. See acast.com/privacy for more information.

Justin Bott from Services Australia returns to the show to answer your Centrelink questions: 👉🏾 can you setup work reporting online? 👉🏿 how does Centrelink assess real estate bigger than 2 hectare 👉🏻 closing a business and applying for the age pension 👉 the assets test: how to price assets like jewellery and artwork 👉🏼 paying off the mortgage vs keeping funds in account based pension 👉🏽 inherited money from mum who wants $50k shared between grandkids. How does this impact Centrelink gifting rules? 👉🏾 downsizing & the 2-year exemption for home sale proceeds 👉🏿 job seeker rules & access to super if you're forced out of work before 67 👉🏻 eligibility for rent assistance when moving into a retirement village 👉 inheriting an 800k home, will I lose the pension? 👉🏼 the nominee arrangement 👉🏽 are super returns considered income or assets? 👉🏿 own an IP which still has a mortgage on it, how is the value assessed? Watch Retire Right on Youtube: https://youtube.com/playlist?list=PLQW_VRWNC0jR1KQDXi5pcXwREjc0pde9L&si=zIMg1Vow9SOhug_Z If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help Sign up to the Retire Right newsletter here: https://email.retireright.com.au/ 🏡 Join the Retire Right facebook group: https://www.facebook.com/groups/retireright To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313. Hosted on Acast. See acast.com/privacy for more information.

Casey Beros is a health journalist and author of Next of Kin: What to Expect When You're Expecting to Care for Someone You Love. In this chat Casey sits down with Glen and shares her personal story caring for her dad through terminal illness, the emotional and practical realities families face and how early conversations can protect your loved ones during one of life’s hardest chapters. 👉 what makes for a "good death"? 👉🏼 why Casey wrote Next of Kin 👉🏽 her experience becoming the primary caregiver for her dad 👉🏾 why caregiving is often uneven 👉🏿 Casey's dad's diagnosis + the journey after it 👉🏻 how to talk about death, wishes & responsibilities with family 👉 the unexpected richness in the final years 👉🏼 keepsake ideas 👉🏽 the role of a death doula 👉🏿 voluntary assisted dying options and process Check out Next of Kin: https://amzn.to/4i84DVz Connect with Casey: https://www.instagram.com/caseyberos/ Website: https://www.caseyberos.com/ Watch Retire Right on Youtube: https://youtube.com/playlist?list=PLQW_VRWNC0jR1KQDXi5pcXwREjc0pde9L&si=zIMg1Vow9SOhug_Z If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help Sign up to the Retire Right newsletter here: https://email.retireright.com.au/ 🏡 Join the Retire Right facebook group: https://www.facebook.com/groups/retireright To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313. Hosted on Acast. See acast.com/privacy for more information.

Due to popular demand, Justin Bott from Services Australia returns to the show to chat with Glen about the major Centrelink changes, a 101 on concession cards + the work bonus. They talk about: 👉 indexation changes to pensions - what increased 👉🏼 how the assets test and income test actually work 👉🏽 what is deeming 👉🏾 the new deeming rates 👉🏿 benefits of deeming 👉🏻 Commonwealth Seniors Health Card - who’s eligible + the benefits 👉 Medicare safety net tips 👉🏼 applying for a commonwealth seniors health card 👉🏾 Seniors Card & Pensioner Concession card eligibility + benefits 👉🏿 Low Income Health Care card eligibility + benefits 👉🏻 the work bonus explained 👉 work bonus case study example Watch Retire Right on Youtube: https://youtube.com/playlist?list=PLQW_VRWNC0jR1KQDXi5pcXwREjc0pde9L&si=zIMg1Vow9SOhug_Z If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help Sign up to the Retire Right newsletter here: https://email.retireright.com.au/ 🏡 Join the Retire Right facebook group: https://www.facebook.com/groups/retireright To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313. Hosted on Acast. See acast.com/privacy for more information.

Glen and Martin break down a real case study of a couple in their mid-50s with eight investment properties, $3M in debt and tight month-to-month cashflow. They unpack how selling strategically, using super effectively and reducing debt can turn a high-complexity portfolio into a clear plan toward retiring earlier with less stress and more income. 👉 the couple's situation 👉🏼 some considerations 👉🏽 Martin's advice strategies 👉🏾 tangible outcomes from the advice 👉🏿 cost of the advice Watch Retire Right on Youtube: https://youtube.com/playlist?list=PLQW_VRWNC0jR1KQDXi5pcXwREjc0pde9L&si=zIMg1Vow9SOhug_Z Watch this is property on Youtube: https://www.youtube.com/@thisisproperty If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help Sign up to the Retire Right newsletter here: https://email.retireright.com.au/ 🏡 Join the Retire Right facebook group: https://www.facebook.com/groups/retireright To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313. Hosted on Acast. See acast.com/privacy for more information.

In today’s episode, Glen and Martin unpack a real case study of a couple who recently sold their business, were ready to retire and sought financial advice. They had wealth tied up inside their company, money in super and some big decisions to make about how to create a reliable retirement income. They cover: 👉🏾 background of the couple and the business they sold 👉🏿 why business sale proceeds often remain inside the company 👉🏻 reviewing structure: company vs trust ownership 👉 the strategies implemented 👉🏼 setting up account-based pensions to create tax-free income 👉🏽 balancing investment risk inside super vs inside the company 👉🏾 setting up a wrap account and drawing dividends from the company 👉🏿 planning concessional super contributions 👉🏻 two ways to take money out from your company 👉 planning non-concessional super contributions 👉🏼 coordinating advice between accountant + financial adviser 👉🏽 long-term strategy: running down company funds over time 👉🏿 the advice outcomes 👉🏾 why you may not want to close the company immediately 👉🏻 Martin's cost for the advice (once-off and ongoing breakdown) Watch this episode on Youtube: https://youtube.com/playlist?list=PLQW_VRWNC0jR1KQDXi5pcXwREjc0pde9L&si=zIMg1Vow9SOhug_Z If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help Sign up to the Retire Right newsletter here: https://email.retireright.com.au/ 🏡 Join the Retire Right facebook group: https://www.facebook.com/groups/retireright To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313. Hosted on Acast. See acast.com/privacy for more information.