Advertise on podcast: Say Hola Wealth

In this powerful episode of the Say Hola Wealth Podcast, Leticia Torres shares her journey from being a farm worker and DACA recipient to building a $100K wealth portfolio as a first-generation Latina investor and money coach. Leticia opens up about navigating the immigrant experience, transitioning from tech into entrepreneurship, and building financial freedom through intentional saving, investing, and mindset shifts. Whether you're a first-gen wealth builder, aspiring entrepreneur, or woman of color seeking financial independence, Leticia's story will inspire you to redefine success and pursue your dreams — without guilt. What You’ll Learn in This Episode:How Leticia built a $100K wealth portfolio as a DACA recipientThe emotional challenges of leaving corporate America for entrepreneurshipWhat a “Freedom Fund” is and how it can support your exit strategyWhy financial literacy and money coaching matter in immigrant communitiesThe importance of redefining wealth and success on your own termsTips for building generational wealth as a first-gen LatinaHow to turn guilt into growth and money shame into power Join the Cash Libre Community today and connect with like-minded Latinas building generational wealth: https://sayholawealth.com Hosted on Acast. See acast.com/privacy for more information.

Real estate isn’t just about property—it’s about power, stability, and long-term wealth. In this episode, real estate agent Diego Canedo breaks down how to buy or sell a home with confidence, especially as a first-time buyer or seller. From understanding your home’s true value with a CMA, to negotiation strategies that can save you thousands, to how AI is reshaping the industry—Diego offers practical, no-fluff guidance you can actually use. We also talk about his journey from Mexico, his mission to help Latino families become homeowners, and why redefining wealth goes far beyond money. Whether you’re dreaming about your first home or preparing to sell, this conversation will help you move smarter and more empowered. Connect with Diego on Instagram What you'll learn: 00:00 – Meet Diego Canedo: His Real Estate Journey from Mexico 02:49 – Step-by-Step Guide to Selling a Home 05:43 – How to Choose the Right Real Estate Agent 08:28 – Real Estate Negotiation Tips That Save You Thousands 11:13 – What Is a CMA? Understanding Comparative Market Analysis 14:27 – Legal Tips for Home Sellers: Closing the Deal Smoothly 17:13 – First-Time Home Buyer Advice: What You Need to Know 19:53 – Helping Latino Families Buy Homes: Diego’s Mission 22:48 – Dream Homes, Family Values, and Real Estate Goals 25:36 – How AI Is Changing the Real Estate Industry 27:55 – Redefining Wealth: More Than Just Money Ready to build wealth with intention and community? Join the CASH Libre Community today: www.sayholawealth.com This is where first-gen Latinas learn how to grow wealth without shame, confusion, or burnout. Hosted on Acast. See acast.com/privacy for more information.

Talking about money can feel uncomfortable — but avoiding the conversation keeps us stuck. In this powerful episode, Luzy King is joined by financial strategist Sainte Fanie Billings to break down how women — especially first-gen entrepreneurs — can use tax planning, cash flow strategies, and financial education to build sustainable wealth. They discuss how to align your business structure with your income goals, the importance of managing cash flow, and how to leverage debt strategically — not fearfully. If you’re a high earner or on your way to becoming one, this episode will shift how you think about wealth, taxes, and financial growth. What You’ll Learn: How tax planning helps you build and keep more wealthWhy understanding cash flow is key to business successThe mindset shift around using debt as a toolHow women can position themselves as financial leadersWhy being in the right room unlocks new opportunitiesThe value of continuous education and strategic networks Connect with Saint on Instagram on her website. 💌 Join the Cash Libre Newsletter: https://sayholawealth.com 🎓 Say Hola Wealth Academy: https://sayholawealth.com/academy 💼 Work With Luzy 1:1: https://sayholawealth.com Let's Become Cash Libres Juntas Hosted on Acast. See acast.com/privacy for more information.

In this empowering episode of the Say Hola Wealth Podcast, Luzy shares 5 essential ways to reset your money mindset for 2026. From reflecting on past financial behaviors to detoxing from limiting money beliefs, Luzy dives deep into how to realign your financial goals with confidence and clarity. You'll learn how AI tools can accelerate your wealth-building journey, why mastering negotiation and sales is non-negotiable for success, and how to take intentional action toward generational wealth. This episode is a must-listen for first-gen Latinas, ambitious professionals, and mujeres who are ready to embody a new financial identity and create abundance on their own terms. 00:00 – Introduction: Why Your Money Mindset Needs a Reset 01:33 – 5 Ways to Reset Your Money Mindset for 2026 04:53 – How AI Can Help You Grow Financially 08:22 – Detoxing from Toxic Financial Beliefs 11:26 – Why Sales & Negotiation Skills Are Key to Wealth 14:47 – Final Words: Embodying Your Wealth Identity in 2026 Want to be part of the Cash Libre community? Join here: www.sayholawealth.com/hola Ready to increase your net worth by $20K or more? Private coaching is now open for first-gen wealth builders who are ready to get focused, supported, and financially empowered. For six months, you’ll work 1:1 with me to rewrite your money story and build real, sustainable wealth through: 💼 Salary negotiations 🔁 Career pivots 🧠 Mindset coaching 📈 Smart investing strategies tailored to your goals ✨ If you’re craving a personalized path to financial freedom and want a coach who understands your journey — this is for you. Spots are limited to ensure high-touch support. Apply now to get started: https://sayholawealth.com/financial-coaching/ Hosted on Acast. See acast.com/privacy for more information.

Are you building a business but still feeling unsure about taxes and money moves? In this conversation, I sat down with Laura Zarrate, CPA, to break down what every small business owner needs to know. We talked about the truth behind LLCs, write-offs, and quarterly taxes—plus the mindset shift it takes to go from employee to entrepreneur. Laura also shared her powerful perspective on defining wealth beyond just money—because for many of us, it’s about freedom, time, and familia. Chapters: 00:00 – Meet Laura Zarrate, CPA: Latina Entrepreneur & Tax Expert 06:25 – LLCs and Taxes: What Small Business Owners Need to Know 11:52 – How Quarterly Taxes Work (and How to Stay Ready) 16:17 – Small Business Write-Offs: What You Can (and Can’t) Deduct 22:47 – Shifting Your Sales Mindset: Charge Your Worth with Confidence 26:09 – Redefining Wealth: Freedom, Family, and Time Over Money 🚀 Ready to launch your project or business idea in 90 days or less? Apply now to join the Jefas y Wealth Mastermind — a high-impact space for bold mujeres ready to turn their vision into action with strategy, support, and comunidad. Spots are limited, so don’t wait! https://sayholawealth.com/jefas-wealth/ ✨ Enjoyed this episode? Don’t forget to subscribe to the channel, leave a comment with your biggest takeaway, and share this video with another poderosa Latina ready to launch her dream. 💌 Want more behind-the-scenes insights and exclusive convos? Join our Cash Libre Newsletter at https://sayholawealth.com — where we keep it real about building wealth, purpose, and legacy. 💸 Let's Build Wealth Juntas, Luzy Hosted on Acast. See acast.com/privacy for more information.

In this engaging conversation, Hadi Mendez shares her journey as the author of 'Calladita No More,' discussing her upbringing, experiences with money, and the motivation behind her book. She emphasizes the importance of confidence, self-advocacy, and planning for career growth, particularly for women in the workplace. Hadi also reflects on her passion for street art and photography, and she redefines wealth as being about relationships and community rather than just financial success. What You'll Learn: 00:00 Introduction to Hadi Mendez and Her Journey 02:01 Growing Up and Money Experiences 06:35 The Motivation Behind Writing 'Calladita No More' 08:38 Building Confidence and Overcoming Imposter Syndrome 12:14 Navigating Workplace Challenges and Demotions 16:14 Taking Charge of Your Career and Self-Advocacy 20:49 Planning for the Future in a Challenging Workplace 24:40 The Importance of Community and Connection 28:25 Hadi's Passion for Street Art and Photography 30:13 Defining Wealth Beyond Money Buy Hadi's book using our affiliate link: https://bookshop.org/shop/sayholawealth Connect With Hady on Instagram. Ready to increase your net worth by $20K or more? Join The Say Hola Wealth Academy — our signature program where we help first-gen wealth builders grow their wealth through salary negotiations, career pivots, mindset coaching, and smart investing. ✨ If you’re ready to rewrite your money story and step into your financial power, this is for you. Join today at https://sayholawealth.com/academy ✨ Enjoyed this episode? Don’t forget to subscribe to the channel, leave a comment with your biggest takeaway, and share this video with another poderosa Latina ready to launch her dream. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Luzy breaks down the top money lessons from 2025 and the wealth-building moves she’s making in 2026. From navigating economic uncertainty to managing unexpected health scares, she shares a transparent look at how financial preparedness, intentional investing, and strategic planning shaped her year. Luzy explores why investing in your health is one of the most powerful wealth decisions you can make, how automating your finances reduces stress and overthinking, and why aligning your money with your values matters now more than ever. She also dives into the difference between good money vs. quick money, the rise of ethical investing, and the importance of diversifying your skill set to stay competitive in a changing economy. 00:00 – Introduction: Top Money Lessons from 2025 and What’s Ahead for 2026 01:08 – How to Navigate Financial Uncertainty and Personal Setbacks 02:51 – Health Scares and the Importance of Financial Preparedness 05:31 – Investing in Your Health: The Wealth Strategy Most People Ignore 07:52 – Why Automating Your Finances Reduces Stress and Builds Wealth 09:34 – Understanding Economic Challenges and Building a Resilient Money Mindset 11:11 – Good Money vs. Quick Money: How to Make Wealth-Aligned Financial Decisions 16:16 – Ethical Investing: Aligning Your Portfolio With Your Personal Values 19:05 – Skill Diversification: How Continuous Learning Increases Your Earning Power 21:42 – Wealth Goals for 2026 and How to Plan for Long-Term Financial Growth ✨ If you’re craving a personalized path to financial freedom and want a coach who understands your journey — this is for you. Spots are limited to ensure high-touch support. Apply now to get started: https://sayholawealth.com/financial-coaching/ Want to stay in the loop with wealth-building tips and behind-the-scenes insights? Join our Cash Libre Newsletter at https://sayholawealth.com — where we keep it real about building wealth, purpose, and legacy. 💸 Let’s build wealth juntas, Luzy Hosted on Acast. See acast.com/privacy for more information.

Delia Ruiz discusses the lack of representation in translated literature by non-Latine authors and emphasizes the importance of integrating culture and experiences into educational standards. She encourages individuals to take initiative in creating the content they wish to see and highlights the importance of community and diversity in these efforts. Episode Highlights 00:00 Introduction to Delia Ruiz 00:37 Inspiration Behind Delia's Books 00:40 Publishing Journey: Self-Publishing vs Traditional About our guest: Delia is a first-generation Latina author whose stories bloom from her rich Mexican heritage. Delia weaves worlds with words while keeping her heart anchored to her culture. Through her social platforms, she champions diverse literature and creates teacher resources that celebrate multicultural voices and experiences. She hopes to inspire the next generation of writers who also come from immigrant households. Connect with Delia on instagram. Ready to increase your net worth by $20K or more? Join The Say Hola Wealth Academy — our signature program where we help first-gen wealth builders grow their wealth through salary negotiations, career pivots, mindset coaching, and smart investing. ✨ If you’re ready to rewrite your money story and step into your financial power, this is for you. Join today at https://sayholawealth.com/academy ✨ Enjoyed this episode? Don’t forget to subscribe to the channel, leave a comment with your biggest takeaway, and share this video with another poderosa Latina ready to launch her dream. 💌 Want more behind-the-scenes insights and exclusive convos? Join our Cash Libre Newsletter at https://sayholawealth.com — where we keep it real about building wealth, purpose, and legacy. 💸 Let's Build Wealth Juntas, Luzy Hosted on Acast. See acast.com/privacy for more information.

En este episodio, converso con Vanessa Franco de Franco Financial Coaching sobre cómo hablar de dinero en pareja sin miedo, sin drama y con claridad. Aprenderás estrategias reales para mejorar la comunicación financiera, crear metas en conjunto, pagar deudas, y construir la libertad que toda pareja necesita. Episode HighlightsCómo iniciar conversaciones de dinero con tu pareja sin miedo ni conflicto.La importancia de los money dates para crear claridad y metas en conjunto.Estrategias reales para pagar deudas, mejorar el crédito y tomar decisiones financieras juntos.Cómo la crianza, la migración y las heridas emocionales influyen en nuestra relación con el dinero.Por qué la libertad financiera te da opciones, presencia y un futuro con intención. Connecta con Vanesa en Instagram ¿Lista para crear tu libertad financiera? Unete a nuestra communidad www.sayholawealth.com/hola Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Say Hola Wealth Podcast, Luzy sits down with Dr. Christina, a first-generation Latina scientist, veteran, and creator of Running on Science, to discuss how she broke into STEM against all odds. From growing up in La Puente, CA, navigating grief and financial struggles, to joining the military, returning to school with the GI Bill, and cold-emailing her way into a research lab, Dr. Christina shares what it really looks like to pursue a STEM career as a Latina. She also opens up about her work studying traumatic brain injuries, her love for running and travel, and why her definition of wealth is deeply tied to freedom and time. If you’re a first-gen Latina thinking about STEM, career pivots, or redefining what’s possible for you, this conversation will give you both inspiration and permission to dream bigger. If this episode reminded you that you deserve more options with your money and your career, make sure you’re on the Cash Libre newsletter. Join the Cash Libre newsletter to get weekly, culture-centered money tips, and wealth-building tools . www.sayholawealth.com/hola Hosted on Acast. See acast.com/privacy for more information.

In this conversation, Luzy discusses the significance of high yield savings accounts as a financial cushion during uncertain times. She emphasizes their role in providing access to funds when regular income is disrupted and highlights their importance in building a foundation for generational wealth. What you'll learn: 00:00 Introduction to High Yield Savings Accounts 00:08 Building Financial Safety with Savings 00:43 Factors Influencing High Yield Savings Rates If you want to open a HYSA with my favorite bank feel free to use my affiliate link: https://www.ally.com/referral?code=7S4J6Y5M5Z&CP=MobileAppReferFriend Subscribe to the Cash Libre Newsletter today: www.sayholawealth.com/hola Hosted on Acast. See acast.com/privacy for more information.

n this episode, Luzy shares her journey of writing her upcoming book, 'Cash Libre.' She discusses the challenges she faced in the writing process, her decision to explore different publishing options, and the importance of community and cultural impact in her work. Luzy also talks about her preparations for the book launch, including finding advanced readers and working with a voice coach to enhance her narration skills. Episode Highlights: 00:00 Introduction to Cash Libre 04:49 The Writing Process and Challenges 09:33 Publishing Options Explored 14:01 Choosing the Right Publishing Model 18:46 Preparing for Launch and Voice Coaching Ready to become Cash Libre? Join our newsletter or more about our programs here: www.sayholawealth.com/hola Hosted on Acast. See acast.com/privacy for more information.

It’s spooky season, and we’re exposing the scary habits haunting small business owners’ bank accounts — from comparison traps to confusing social media with real strategy. If you’ve ever thought, “If Susanna has a website, I need one too,” this episode is your reminder to stop comparing and start building your business with intention. Perfect for Latina entrepreneurs and small biz owners ready to ditch fear and create a 30-day plan that supports peace and profit. What You’ll LearnHow comparison keeps you stuck and drains your profits The difference between a business plan and a social media plan Why paying yourself — even $50 — is crucial from day one Creative ways to generate demand during slow seasons How to plan your business finances for the next 30, 60, and 90 days What to focus on first if you’re ready to grow your business sustainably  Join the Say Hola Wealth CommunityReady to grow your business and your wealth with confidence? Join our free email list for exclusive tools, workshops, and financial wellness tips for Latinas and first-gen entrepreneurs. 👉Sign up at sayholawealth.com/hola Let’s build wealth sin miedo — together. 💫 Hosted on Acast. See acast.com/privacy for more information.

If you've ever felt financially behind, this episode is your reminder: you're doing better than you think. Luzy shares the 3 truths about finances she wishes she knew in her 20s and how to start building wealth as a first-gen Latina. Episode Highlights: 00:00 – Intro: Why this episode matters Luzy shares why conversations about money matter, especially for Latinas navigating adulthood and finances. 02:04 – “I’m not good with money” mindset. Where this belief comes from and how to find evidence that you are actually good with money. 05:50 – Financial confidence starts with awareness. Showing up to your job, paying your bills, and thinking about money are all signs of financial capability. 08:32 – Truth #1: Education is not the key to wealth Why traditional education opens doors, but financial education is what keeps you in the room. 12:20 – Truth #2: Loyalty doesn’t build wealth A career warning: staying loyal to a company won’t protect your finances. Learn what you should be loyal to. 16:30 – Truth #3: No one is coming to save us The myth of financial rescue—and why your future success depends on you, not outside systems. 20:08 – The power of who you surround yourself with. We are the average of the five people around us. Are your friends holding you back or pushing you forward? 24:00 – Weekly challenge & closing thoughts Luzy shares one action step to help you reflect and take control of your financial journey. Ready to increase your net worth by $20K or more? Private coaching is now open for first-gen wealth builders who are ready to get focused, supported, and financially healthy.   www.sayholawealth.com/hola Hosted on Acast. See acast.com/privacy for more information.

In this enlightening conversation, Alana shares her transformative journey from feeling lost and anxious about money to embracing a wealthy mindset and making audacious financial moves. With the guidance of Luzy she learns the importance of self-care, spending, investing, and breaking free from limiting beliefs about money. Alana's story highlights the power of financial education and the impact of having open conversations about money, especially within marginalized communities.   Episode highlights: 00:00 Introduction to Alana's Journey01:48 From Existing to Thriving: Alana's Transformation03:44 Redefining the Relationship with Money06:48 Investing in Self-Care and Abundance09:35 Making Audacious Money Moves12:18 The Power of Financial Projections15:29 Breaking Money Taboos and Conversations17:13 Encouragement for Future Millionaires   Ready to start your financial freedom? Book a call with me today using the link below.   www.sayholawealth.com/hola Hosted on Acast. See acast.com/privacy for more information.