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What if mastering enterprise sales could transform your income and financial future? 💰 In this episode, Luzy King sits down with enterprise sales leader and mentor Tamiko Lowry to explore how women, especially women of color, can overcome the fear of selling, develop high-income skills, negotiate multimillion-dollar deals, and build generational wealth. Discover why sales isn't about being pushy. It's about building relationships, solving problems, and recognizing your value. WHAT YOU'LL LEARN: 00:00 – The Power of Enterprise Sales 02:53 – From Marketing to Enterprise Sales 04:52 – Overcoming the Fear of Selling 06:47 – Multimillion-Dollar Deals & Commissions 08:46 – Skills You Need to Succeed 11:44 – How Sales Can Transform Your Income 14:26 – Turning Rejection Into Opportunity 16:59 – Building Global Connections 20:00 – Three Steps to Break Into Enterprise Sales 23:27 – The True Meaning of Wealth 💜 JOIN THE CASH LIBRE COMMUNITY! Ready to increase your income, build financial confidence, and create generational wealth? 👉 Join us: https://www.sayholawealth.com 📚 Get your copy of Cash Libre, available at Barnes & Noble and other major book retailers. 🤝 Connect with Tamiko Lowry on LinkedIn. BUY THE EBOOK COPY OF CASH LIBRE TODAY! Hosted on Acast. See acast.com/privacy for more information.

What happens when two Latina storytellers come together to celebrate the women whose stories deserve more space in our history books? You get The Book of Awesome Latinas—and a conversation about representation, friendship, creativity, and the business of bringing a book into the world. In this episode, I sit down with Ashley K. Stoyanov Ojeda and Mirtle Peña-Calderón to talk about the book they created together. We go behind the scenes of choosing stories, writing across different cities, navigating a creative partnership, and investing in a project they want younger generations to grow up with. What You'll Learn: 00:05 Introduction to The Book of Awesome Latinas - 01:31 Why the book was needed 03:33 Behind the scenes of the collaboration 08:35 Selecting stories and representing different countries 10:28 Deciding who to include 13:33 Publishing and financial considerations 18:13 Working with friends and discussing agreements 19:51 Collaborating from different cities 21:32 Representation and a message to young Latinas - 24:02 Defining wealth through family, joy, and stability - 26:35 Creative habits and writing support 29:34 Feedback and continuous improvement 32:14 Bringing the book into schools and communities Full podcast episode here: https://sayholawealth.com/podcast/the-book-of-awesome-latinas-latina-representation-creative-collaboration-and-building-wealth/ Connect with Mirtle on Instagram. Connect with Ashley on Instagram. DOWNLOAD THE 3 MONEY SYSTEMS WOMEN NEED TO BUILD WEALTH TODAY! Hosted on Acast. See acast.com/privacy for more information.

The Latina pay gap isn’t just about earning less. It impacts how much money we have available to invest, save for retirement, pay off debt, and ultimately build generational wealth. In honor of Latina Equal Pay Day, we’re talking about the systemic barriers behind the pay gap—and having an uncomfortable conversation about some of the ways we may be contributing to it. From salary negotiation and discounting our expertise to accepting unpaid work and overlooking Latina-owned businesses, I’m challenging us to think differently about earning, investing, and building wealth. Because earning more is only the first step. What we do with that money matters, too. What You'll learn:00:00 How Latinas Contribute to the Latina Pay Gap 00:55 Welcome + Introducing Cash Libre 02:05 What Is the Latina Pay Gap? 03:20 The $1.34 Million Lifetime Wealth Gap 04:35 Why We Need to Talk About Earning More 05:45 Salary Negotiation: The First Step 07:00 How the Pay Gap Affects Investing and Retirement 09:00 Why Latinas Must Stop Undervaluing Their Work 10:15 Stop Discounting Your Expertise 11:40 Stop Normalizing Financial Struggle 13:00 The Hidden Cost of Unpaid Work 15:10 Why Supporting Latina Expertise Matters 16:20 How We Can Help Close the Latina Pay Gap 17:00 Grab Cash Libre and Start Building Wealth Ready to Build Wealth Differently?💰 Join the Cash Libre Collective: https://www.sayholawealth.com 📚 Get your eBook copy of Cash Libre: https://www.amazon.com/dp/B0GZR841M5 Share this episode with an amiga who needs to hear this conversation—and let’s keep talking about what it takes to close the Latina pay gap and build generational wealth. Let's Build Wealth Juntas, Luzy Hosted on Acast. See acast.com/privacy for more information.

Can you pay off debt, start investing, and build wealth without following every traditional money rule? In this episode of the Say Hola Wealth Podcast, I sit down with Mayra Garcia of Debt Free Latina to talk about budgeting, paying off debt, investing, and building wealth on your own terms. We talk about creating a simple money management system, increasing income, working with a financial planner, investing while prioritizing family goals, and why financial freedom can look different for every familia. 📕 PREORDER CASH LIBRE Ready to rethink your relationship with money and start building wealth on your own terms? Order your copy of Cash Libre and start creating your path toward financial freedom. ORDER CASH LIBRE HERE. WWW.CASHLIBRE.COM WHAT YOU WILL LEARN: 00:00 – How to Start Investing & Building Wealth 01:59 – Meet Mayra Garcia of Debt Free Latina 03:09 – How to Get Organized With Your Money 05:38 – How to Pay Off Student Loans, Credit Cards & Car Debt 06:45 – How to Create a Simple Budget That Actually Works 08:35 – Budgeting, Automating Your Money & Starting to Invest 10:32 – Investing While Paying for Your Kids’ College 12:08 – How to Build Wealth on Your Own Terms 12:53 – Building Multiple Streams of Income 13:09 – How Budgeting Can Build Financial Confidence 14:31 – Do You Need More Income to Pay Off Debt? 16:51 – Creating a Money Management System That Works 17:49 – How to Manage Your Money Like a Project 18:53 – How Much Money Do You Need for Financial Freedom? 19:56 – What Does a Financial Planner Actually Do? 22:01 – What Does Financial Freedom Really Mean? 22:55 – How to Start Building Wealth Your Way ✨ CONNECT WITH MAYRA Follow Mayra and Debt Free Latina on Instagram 🎧 LOVE THE SAY HOLA WEALTH PODCAST? Subscribe to the channel and share this episode with another mujer who is ready to get organized with her money, start investing, and build wealth her way. Join the Cash Libre Collective at: www.sayholawealth.com Hosted on Acast. See acast.com/privacy for more information.

What You’ll Learn in This EpisodeIf you’re the eldest daughter in a first-generation or immigrant family, building wealth can feel complicated when you’re balancing your financial goals with the desire to support your family. In this episode, you’ll learn: How a first-gen Latina can start investing and build confidence with money.Why saving is only one part of building generational wealth.How salary negotiation can help you create more opportunities to invest.How Jocelyn went from keeping money in a safe to building a five-figure investment portfolio.How to build wealth while navigating the expectations and responsibilities of being the eldest daughter.Why investing can help you create more freedom, choices, and financial security for your future.If you’re ready to change your relationship with money, family, and wealth, join the waitlist for my upcoming book, where I dive deeper into the money stories and cultural expectations that shape us as first-gen Latinas. Join the book waitlist here. Hosted on Acast. See acast.com/privacy for more information.

What really happens behind the scenes when you write a book about money, family, culture, and your own lived experiences? In this episode, I’m answering questions from Cash Libre advanced readers about writing my first book, navigating family expectations, overcoming writer’s block, asking for help, and deciding which personal stories were mine to tell. We also talk about why Cash Libre goes beyond traditional personal finance advice to explore how culture, identity, family, and financial trauma can shape our relationship with money. What You’ll LearnHow to overcome writer’s block when writing a bookHow to ask for help during the book writing processHow to navigate family expectations when sharing personal storiesHow to write about family while honoring different perspectives and experiences Why therapy and trusted relationships became part of my writing process How I decided which personal stories belonged in Cash Libre Why traditional personal finance advice doesn’t always address culture, identity, family dynamics, and financial trauma What inspired me to write a personal finance book for Latinas How I incorporated cultura, illustrations, and childhood memories into a book about moneyJoin the Cash Libre Waitlist 📖 Cash Libre arrives October 6, 2026, on Latina Equal Pay Day. Join the waitlist for book updates, upcoming events, and exclusive Cash Libre bonuses available to the waitlist community. CashLibre.com Missed Part 1?This is Part 2 of our conversation. 🎙️ Listen to Part 1: EP. 229: Why I Wrote Cash Libre: A Personal Finance Book for Latinas Hosted on Acast. See acast.com/privacy for more information.

What if building generational wealth also means understanding venture capital, angel investing, and who gets access to startup funding? In this episode of the Say Hola Wealth Podcast, I sit down with Lolita Taub, founder of Ganas Ventures and author of What Actually Matters: Startups, Capital, and the Rules Nobody Taught Us. We break down the investing ecosystem, the hidden “access tax,” and why more Latinas and first-gen wealth builders belong in the rooms where capital is being invested. What You’ll Learn✨ How venture capital and angel investing work ✨ Why Latina founders face barriers to accessing capital ✨ What the “access tax” means for first-gen entrepreneurs and investors ✨ How founders can navigate rejection and find the right investors ✨ Why proximity and relationships matter when building wealth ✨ How angel investing can become part of generational wealth building ✨ Why Latinas belong on both sides of the table—as founders and investors Get Lolita Taub’s Book 📚Want to better understand startups, investing, venture capital, and the rules that can be difficult to learn when you weren’t born into these networks? Pre-order Lolita Taub’s: What Actually Matters: Startups, Capital, and the Rules Nobody Taught Us Lolita created the book as a navigation guide to help readers understand the different roles within the startup and venture capital ecosystem—and the lessons she wishes she had when she was getting started. PRE-ORDER LOLITA’S BOOK. Grab Your Copy of Cash Libre 💸Building wealth as a first-gen Latina is about more than numbers. It also means understanding the money stories, cultural expectations, and systemic barriers that have shaped how we think about wealth. In Cash Libre: 10 Pillars to Help You Reclaim Your Purpose and Financial Freedom, I share my framework for healing your relationship with money, building wealth, and reclaiming more choices over your financial future. GRAB YOUR COPY OF CASH LIBRE. We belong in the rooms where capital is being raised, invested, and multiplied. We can be the founders. We can be the investors. And we can build wealth juntas. 🎧 Listen to the full episode and share it with a mujer who needs to hear this conversation. Hosted on Acast. See acast.com/privacy for more information.

What does it really take to write a personal finance book for Latinas—and invest in the dream of becoming an author? In Part 1 of this 3-part Cash Libre series, Luzy King shares the story behind Cash Libre, the financial decisions she made to bring the book to life, and why she wanted to create a different kind of money book for Latinas. From financial trauma and money mindset to investing, wealth building, and financial freedom, this conversation explores why becoming libre is about more than simply having more money. What You’ll Learn: How the idea for Cash Libre began with Luzy’s daughters Why traditional personal finance advice often misses the experiences of Latinas The financial sacrifices behind becoming a published author Why financial healing is an important part of building wealth How investing helped Luzy prepare financially to write the book Why Cash Libre uses cultura, storytelling, and illustrations to teach money What financial freedom and becoming “libre” really mean 📚 Get your copy of Cash Libre: https://www.cashlibre.com 🎉 Join us for the live Cash Libre book launch in Seattle, WA! Visit https://www.cashlibre.com for details. Stay tuned for Part 2 of this special Cash Libre podcast series. #CashLibre #PersonalFinanceForLatinas #LatinaWealth #FinancialFreedom #WealthBuilding #MoneyMindset #FinancialHealing #LatinasAndMoney #SayHolaWealth Hosted on Acast. See acast.com/privacy for more information.

What if working harder isn't the answer? In this episode of the Say Hola Wealth Podcast, Luzy King sits down with award-winning journalist and author Stefanie O'Connell to unpack the hidden systems that shape women's careers, earning potential, and long-term wealth. From workplace bias and the gender pay gap to unpaid labor and motherhood, this conversation will challenge everything you've been told about ambition and success. Episode Highlights01:36 Why Stefanie wrote The Ambition Penalty 04:18 The hidden financial cost of unpaid labor 06:24 How small workplace biases become lifetime wealth gaps 09:13 Ageism, motherhood, and career advancement 14:02 Identity, belonging, and navigating corporate America as a Latina 17:53 Do women really need another degree to get ahead? 20:34 Dealing with online criticism and speaking truth to power 28:46 Raising daughters to understand money, equality, and leadership 35:27 Stefanie's definition of wealth Featured Book: The Ambition Penalty by Stefanie O'Connell 📚 Preorder my upcoming book, Cash Libre, and learn how to make work optional, build generational wealth, and redefine financial freedom on your own terms: If you enjoyed this episode, please follow the podcast and leave a review on Apple Podcasts. Your support helps more ambitious Latinas discover the conversations that are changing how we think about money, work, and wealth. Hosted on Acast. See acast.com/privacy for more information.

Why Your Budget Isn't Working (And How to Stop Running Out of Money Before Payday) Are you tired of checking your bank account only to wonder where your money went? In this episode, Luzy sits down with Ricardo Kendrick II, co-founder of Lumi Money, to explore why traditional budgeting often falls short and how understanding your cash flow can help you make more confident spending decisions. You'll learn why your bank balance doesn't tell the whole story, how to stop living paycheck to paycheck, and why knowing your "Safe-to-Spend" number can reduce financial stress and help you stay in control of your money. Episode Highlights00:00 – Welcome and today's topic 02:05 – Ricardo's money story and the lessons he learned growing up 06:30 – Why traditional budgeting wasn't working 10:20 – The idea behind Lumi Money and the journey from spreadsheet to app 16:15 – Why your bank balance isn't the same as what you can safely spend 21:30 – How Lumi Money calculates your Safe-to-Spend number 27:10 – Building trust when connecting your bank account 31:45 – Cash flow vs. budgeting: A new way to think about managing money 36:20 – The importance of building a strong financial foundation before investing 41:00 – Ricardo's definition of wealth Resources Mentioned Check out Lumi Money and start your 14-day free trial to discover your personalized Safe-to-Spend number and make confident spending decisions. Ready to build a stronger financial foundation? Get your copy of Cash Libre and learn the mindset and money strategies to help you stop surviving and start building lasting wealth. Hosted on Acast. See acast.com/privacy for more information.

Can you build wealth without compromising your values? In this episode, Luzy King challenges one of the biggest myths keeping many first-generation Latinas from investing: the belief that ethical investing requires finding the "perfect" company. You'll learn the basics of ethical investing, ESG investing, index funds, ETFs, expense ratios, and why becoming an owner—not just a consumer—can help you align your money with your values while building long-term wealth. Whether you're just getting started or looking to become a more conscious investor, this episode will help you rethink what it truly means to invest with intention. Episode Timestamps01:18 – Why ethical investing feels overwhelming for many Latinas 06:10 – Conscious investing vs. the pursuit of perfection 12:45 – Why you're already participating in the economy 17:32 – The difference between consumers and owners 22:08 – Investing 101: Ethical investing, ESG funds, ETFs, and index funds explained 28:54 – What are expense ratios and why do they matter? 34:20 – How shareholder ownership creates influence 41:18 – Practical ways to align your investments with your values 47:10 – Why waiting for the "perfect" investment delays wealth building 53:02 – Final thoughts: Ownership, legacy, and building generational wealth Resources Mentioned💜 Join the Cash Libre Collective at www.sayholawealth.com Continue your financial education alongside a community of women committed to building long-term wealth. 📖 Join the Cash Libre Waitlist for book launch bonuses 📚 Preorder the ebook Copy of Cash Libre Reserve your copy today and join thousands of women redefining their relationship with money. ⭐ Read Cash Libre Before Launch on NetGalley Create a free account on NetGalley and request a Digital Advance Reader Copy (DARC) of Cash Libre before its official release. Your early review helps more readers discover the book. Hosted on Acast. See acast.com/privacy for more information.

Want to grow your career, negotiate a higher salary, and take control of your finances? Leadership coach and author Diana Bernal shares how becoming the CFO of your household can help you build wealth, create financial confidence, and make intentional career decisions. Learn practical strategies for career growth, salary negotiation, and managing your household finances so you can create more options for your future. Episode Timestamps: 00:00 Introduction 01:05 Diana's money story 07:20 How to grow your career with intention 11:40 Becoming the CFO of your household 15:30 Salary negotiation strategies for women 17:00 Becoming an author 22:45 What wealth really means 💌 Join the Cash Libre Collective Get weekly money tips, investing strategies, and exclusive resources to help you make work optional. 👉 Join here: www.sayholawealth.com 📖 Get a copy of my book: Cash Libre. Connect with Diana Bernal on her website. Hosted on Acast. See acast.com/privacy for more information.

What does it really take to build a successful career at Microsoft as a Latina? In this inspiring episode, Luzy sits down with Microsoft HR Business Partner Cynthia Vargas Hernandez to discuss breaking into tech, navigating career pivots, negotiating your worth, finding mentors, and building a career with purpose. Whether you're an aspiring HR professional, a first-generation Latina, or someone dreaming of working in tech, this episode offers practical advice and inspiration for your next career move. Episode Timestamps00:00 – Meet Cynthia: From Mexico City to MicrosoftHow Cynthia immigrated to the United States and rebuilt her career from the ground up. 05:45 – Why She Left Accounting for Human ResourcesHow changing careers opened the door to new opportunities in HR and, eventually, at Microsoft. 09:15 – Salary Negotiation Lessons Every Latina Should HearCynthia shares what she learned as a recruiter and why women often underestimate their value. 13:00 – How an MBA Helped Her Get Into MicrosoftThe strategic career decisions that helped her land a competitive HR internship and a full-time role. 17:00 – Finding Mentors and Building Career ConfidenceWhy asking for mentorship changed everything—and how you can do the same. 21:30 – The Power of Having a Global MindsetHow living in Mexico, the UK, and the United States shaped her leadership style. 25:00 – Setting Healthy Boundaries While Working at MicrosoftHow Cynthia manages networking requests, LinkedIn messages, and protects her time. 29:00 – What Wealth Means Beyond MoneyCynthia shares her definitions of wealth, family, financial freedom, and the creation of opportunities for future generations. Connect with Cynthia on Instagram. Get a copy of Cash Libre. Book a 60 Minute strategy session with Luzy. Hosted on Acast. See acast.com/privacy for more information.

What if building wealth wasn't just about growing your bank account—but also about creating lasting impact in your community? In this inspiring episode of the Say Hola Wealth Podcast, Luzy King sits down with Dr. Andrea Ortega, founder of PhiloFund, to discuss how she's disrupting philanthropy through technology while empowering donors to give with intention. From overcoming imposter syndrome and navigating startup life as a Latina founder to redefining wealth beyond money, this conversation is packed with actionable insights for entrepreneurs, nonprofit leaders, and purpose-driven mujeres ready to create generational impact. In This Episode:00:00 Meet Dr. Andrea Ortega and her journey from nonprofit leader to tech founder03:00 Why PhiloFund is transforming the future of charitable giving07:10 How donors can build giving into their wealth strategy10:45 How PhiloFund matches donors with nonprofits that align with their values13:10 How PhiloFund makes money and the realities of building a tech startup15:00 Overcoming imposter syndrome, fundraising, and finding confidence as a Latina founder19:30 How the Say Hola Wealth community can support PhiloFund23:00 Why supporting Latina-owned businesses creates generational wealth25:10 Dr. Andrea Ortega's definition of true wealth and financial freedomConnect with Dr. Andrea OrtegaFollow Dr. Andrea Ortega on LinkedIn to stay updated on PhiloFund, philanthropy, nonprofit leadership, and her journey as a Latina tech founder: https://www.linkedin.com/in/andreaortega/ Download PhiloFundLearn more about PhiloFund and join the movement to make intentional giving part of your wealth strategy: https://philofund.com Get Your Copy of my book: Cash Libre: 10 Pillars to Help You Reclaim Your Purpose and Financial FreedomReady to redefine your relationship with money and build wealth on your own terms? Get your copy today and begin your Cash Libre journey. If this episode inspired you, be sure to follow the Say Hola Wealth Podcast, leave a review, and share it with another mujer who's ready to build wealth, create impact, and lead with purpose. Hosted on Acast. See acast.com/privacy for more information.

Episode DescriptionWhat if the biggest debt you're carrying isn't on your balance sheet—it's the money beliefs you inherited? In this episode of the Debt Beyond Dollars™ series, we're unpacking Legacy Debt, one of the six hidden debt types in the FISCAL Framework™. We'll explore how many first-generation professionals were taught that all debt is bad, why that belief exists, and how it can keep us from building wealth. You'll also learn the difference between debt that diminishes your financial future and debt that can be used strategically as leverage to create opportunities, grow a business, or increase your earning potential. If you've ever believed you had to be completely debt-free before investing in yourself, this episode will challenge the way you think about money—and help you make more intentional financial decisions. In This EpisodeWhat Legacy Debt is and why it goes beyond student loansThe money beliefs many first-generation professionals inheritWhy "all debt is bad" may be limiting your financial growthThe difference between debt that diminishes, protects, and leveragesHow to evaluate whether taking on debt is a strategic investment or an emotional decisionApply for Wealth LatónReady to move from financial overwhelm to financial ownership? Wealth Latón is my 7-day voice coaching experience designed to help ambitious Latinas transform the way they think about money, make confident financial decisions, and build wealth with intention. Together, we'll identify what's keeping you stuck, create a personalized action plan, and provide daily coaching and accountability to help you take meaningful steps. Grab your seat now! Grab a copy of my book Cash Libre: 10 Pillars to Help You Reclaim Your Purpose and Financial Freedom Today. Hosted on Acast. See acast.com/privacy for more information.