Advertise on podcast: Paul Lanfear's Freedom-Driven Founder Podcast

What happens when life reminds you just how precious your time really is? In this episode of the Freedom-Driven Founder Podcast, I'm joined by Niraj Shah, an entrepreneur, real estate investor and M&A advisor whose journey has taken some remarkable turns. After losing his father suddenly at just 47, Niraj developed a determination to create independence and see more of the world. Then, at 30, he suffered a serious stroke. He had to learn to walk properly again, but within 11 months he was back snowboarding. We talk about how experiences like these change your perspective on business, success, health and what actually matters. Niraj's entrepreneurial journey is equally interesting. From recruitment and executive search to real estate investing, meditation, wellbeing and eventually buying and selling businesses in the health and longevity sector. One idea that particularly resonated with me was his approach to building a business: Build like you'll never sell. Structure like you could. Be ready when you should. In other words, build something you genuinely enjoy running, but put the right systems and structures in place so you have choices. Because ultimately, that's what freedom is about. We also get into longevity, daily habits, the importance of useful beliefs, AI, critical thinking and why building a successful business should never come at the expense of your health or happiness. A fascinating conversation about resilience, entrepreneurship and creating a life on your own terms. 🎙️ Freedom-Driven Founder Podcast Helping founders build calm, profitable businesses that support their lives — rather than take them over. Chapters: Introduction – Meet Niraj Losing his father at 47 and rethinking life Surviving a stroke at just 30 Recovery, mindset and getting back to snowboarding Health, balance and longevity habits From corporate recruitment to entrepreneurship Property investing, HMOs and knowing when to sell Moving into meditation, wellbeing and longevity Why Niraj founded DKZ Equity Build like you'll never sell, structure like you could AI, critical thinking and the future of business Building businesses and a life without regrets Connect with Niraj: https://www.linkedin.com/in/niraj5hah/ https://www.nirajs.com/ https://www.dkzequity.com/ And please join me at the FREE Strategy Session: https://www.paullanfear.com/events/paul-lanfears-breakfast-strategy-sessions A Freedom Lifestyle Business Breakfast FREE Strategy Session over Zoom. Stop being busy. Start being free. Let's build your One-Page Freedom Plan, live. If you're a property investor or business owner chasing financial freedom, you already know the feeling: full days, moving deals, real effort — and somehow often no closer to the number or the life you're actually building toward. Goals scattered across notebooks, spreadsheets, and your head. Strategy that changes every few months because nothing's had time to compound. That's what this session is for. This is a live Strategy Session, not a lecture. We'll work through the same process I use on One on One calls with clients — pinpointing exactly what's keeping you stuck in the "busy but not free" loop, whether that's your numbers, your priorities, or your execution — and turn it into the start of your own One-Page Freedom Plan: the assets, income targets, strategy and milestones that let you follow one clear path instead of twenty half-started ideas. It's a practical working session on the plan that actually gets you free — property and/or business, whichever you're building. By the end, you'll leave with the first draft of your own One-Page Freedom Plan, and total clarity on the one or two moves that actually matter next. https://www.paullanfear.com/events/paul-lanfears-breakfast-strategy-sessions If you want to stop spinning your wheels and actually build a Freedom Lifestyle Business — health, wealth and happiness, without the stress of a huge portfolio — this is where you start. Please connect with me on social media: Facebook, Insta, Twitter and Linked In. https://www.paullanfear.com/ https://www.facebook.com/paul.lanfear.3 https://www.linkedin.com/in/paullanfear/ https://www.instagram.com/paul_lanfear/ https://x.com/Paul_Lanfear

In this episode of the Freedom-Driven Founder Podcast, I'm joined by Ellie Cockbain, a property entrepreneur from the North East whose route into business has been anything but conventional. Ellie went straight from school into the police, working as a response officer dealing with 999 calls. A chance encounter through her other great passion — horses and show jumping — planted a seed: could you build a business that gave you your time back? What I particularly enjoyed about this conversation is how refreshingly practical Ellie is. We talk about the reality of being a founder when you're still very much in the business as well as working on the business, including long days, imposter syndrome and the responsibility that comes with making all the decisions. But there's a bigger theme running through this conversation: don't spend your whole life waiting for some future point when you're finally allowed to enjoy it. Ellie's life lesson is a powerful one. Build wealth, absolutely — but don't reach the end with plenty of money and no experiences. Her aim is to create a business that allows her to travel, ride horses, experience the world and enjoy her life along the way. That's very much what being a Freedom-Driven Founder means to me too. We also get into property investing, rent-to-rent, purchase lease options, landlord relationships, financial freedom, travel, burnout, exercise, silence, getting outdoors — and why £3.60 worth of Sainsbury's doughnuts might be one of Ellie's best investments ever. And, as always, I finish with the question: What does freedom mean to you? For Ellie, it's being able to do what you want, when you want — and, importantly, having the ability to say no. A great conversation with someone right at the beginning of what I think will be a fascinating entrepreneurial journey. 00:00 – Introduction: Meet Ellie Cockbain 01:03 – From school to frontline police officer 02:27 – The reality of policing & having no freedom 04:21 – The encounter that changed Ellie's direction  05:28 – Discovering property & a different way of living 08:46 – Horses, passion & financial freedom 09:51 – Working IN the business and ON the business 10:51 – Building Ellie's property management business 12:36 – Doughnuts, hard hats & guerrilla marketing 14:42 – Building great relationships with landlords 16:09 – From rent-to-rent to owning the properties 18:33 – Growth, responsibility & imposter syndrome 20:33 – Ellie's biggest life lesson: live now, not at retirement 24:59 – What's next for Ellie & the business? 26:40 – Health, burnout, training & the power of silence 30:05 – What does freedom mean to Ellie? Follow Ellie: https://www.instagram.com/elliecockbain/ https://www.facebook.com/ellie.cockbain.3 And please join me at the FREE Strategy Session: https://www.paullanfear.com/events/paul-lanfears-breakfast-strategy-sessions ----------------------------------------------------------------------------------------------------------- A Freedom Lifestyle Business Breakfast FREE Strategy Session over Zoom. Stop being busy. Start being free. Let's build your One-Page Freedom Plan, live. If you're a property investor or business owner chasing financial freedom, you already know the feeling: full days, moving deals, real effort — and somehow often no closer to the number or the life you're actually building toward. Goals scattered across notebooks, spreadsheets, and your head. Strategy that changes every few months because nothing's had time to compound. That's what this session is for. This is a live Strategy Session, not a lecture. We'll work through the same process I use on One on One calls with clients — pinpointing exactly what's keeping you stuck in the "busy but not free" loop, whether that's your numbers, your priorities, or your execution — and turn it into the start of your own One-Page Freedom Plan: the assets, income targets, strategy and milestones that let you follow one clear path instead of twenty half-started ideas. It's a practical working session on the plan that actually gets you free — property and/or business, whichever you're building. By the end, you'll leave with the first draft of your own One-Page Freedom Plan, and total clarity on the one or two moves that actually matter next. https://www.paullanfear.com/events/paul-lanfears-breakfast-strategy-sessions If you want to stop spinning your wheels and actually build a Freedom Lifestyle Business — health, wealth and happiness, without the stress of a huge portfolio — this is where you start. -------------------------------------------------------------------------------------------------------------------- Please connect with me on social media: Facebook, Insta, Twitter and Linked In. https://www.paullanfear.com/ https://www.facebook.com/paul.lanfear.3 https://www.linkedin.com/in/paullanfear/ https://www.instagram.com/paul_lanfear/ https://x.com/Paul_Lanfear

In this episode of the Freedom-Driven Founder Podcast, I'm joined by Sarah Poynton — entrepreneur, property investor, author of Money Mechanics and someone who has experienced some serious highs and lows on the entrepreneurial journey. Sarah shares the story behind her move from recruitment into business, the personal crisis that pushed her to create more freedom, and the painful lessons that came with building her first businesses. We talk about the £60,000 debt she found herself in, what she learned about tax, cash flow and financial management, and how she went on to build a high-cash-flow property business through rent-to-rent HMOs and portfolio building. Then came COVID — when her events business went from around £80k a month to zero. Rather than giving up, Sarah completely restructured the business and went on to triple its growth. We also get into: Why financial problems are often an awareness problem rather than a maths problem Sarah's simple "pot" system for managing business cash  Why she believes normal people can create financial stability The lessons behind her book Money Mechanics Property, investing and diversification Using AI to create leverage and buy back your time Why Sarah is interested in buying "boring" businesses such as MOT garages and laundrettes The importance of building resilience into your wealth Sleep, health and having the energy to make good decisions And perhaps most importantly, why Sarah has shifted from chasing visibility and wealth towards peace, time and health This is a very honest conversation about money, business, resilience and freedom — and what it actually means to build a life that works for you. 00:00 – Introduction 03:00 – Sarah's journey into entrepreneurship 07:00 – The £60k debt lesson 11:00 – Property, HMOs & building cash flow 15:00 – When the business went from £80k to zero 19:00 – The comeback: restructuring & growth 23:00 – Why financial problems are often awareness problems 27:00 – Sarah's "pot" system for managing money 31:00 – Money Mechanics & teaching financial freedom 35:00 – AI, leverage & buying back your time 39:00 – Why "boring" businesses are becoming interesting 42:00 – Diversification, risk & building resilience 44:00 – Health, sleep & high-level decision making 46:00 – From wealth and visibility to peace, time & health 47:30 – Final thoughts & Sarah's message Links: www.sarahpoynton.com/freebook https://www.instagram.com/iamsarahpoynton/ https://www.facebook.com/sarahpoyntonryan And please join me at the FREE Strategy Session Friday 2 Oct 2026: https://www.paullanfear.com/events/p/paul-lanfears-breakfast-zoom-free-strategy-session-l3765 ----------------------------------------------------------------------------------------------------------- A Freedom Lifestyle Business Breakfast FREE Strategy Session over Zoom. Stop being busy. Start being free. Let's build your One-Page Freedom Plan, live. If you're a property investor or business owner chasing financial freedom, you already know the feeling: full days, moving deals, real effort — and somehow often no closer to the number or the life you're actually building toward. Goals scattered across notebooks, spreadsheets, and your head. Strategy that changes every few months because nothing's had time to compound. That's what this session is for. This is a live Strategy Session, not a lecture. We'll work through the same process I use on One on One calls with clients — pinpointing exactly what's keeping you stuck in the "busy but not free" loop, whether that's your numbers, your priorities, or your execution — and turn it into the start of your own One-Page Freedom Plan: the assets, income targets, strategy and milestones that let you follow one clear path instead of twenty half-started ideas. No slides. No sales pitch.  Just a straight, practical working session on the plan that actually gets you free — property and/or business, whichever you're building. By the end, you'll leave with the first draft of your own One-Page Freedom Plan, and total clarity on the one or two moves that actually matter next. 10:00am, Friday 2nd October · Over Zoom · 2 hours including Q&A · FREE Zoom link: https://us02web.zoom.us/j/2700844710?pwd=L3hFWEpMbDRjUm55T0xOUWF0MTlZQT09 If you want to stop spinning your wheels and actually build a Freedom Lifestyle Business — health, wealth and happiness, without the stress of a huge portfolio — this is where you start. --------------------------------------------------------------------------------------------------------------------   Please connect with me on social media: Facebook, Insta, Twitter and Linked In. https://www.paullanfear.com/ https://www.paullanfear.com/ https://www.facebook.com/paul.lanfear.3  https://www.linkedin.com/in/paullanfear/ https://www.instagram.com/paul_lanfear/  https://x.com/Paul_Lanfear

We talk about the ups and downs of entrepreneurship, four property deals that nearly broke her, the importance of resilience, knowing when to push forward — and when to step back. We also get into some of the things I think are often overlooked when people talk about financial freedom: Your health. Your network. Your reputation. Your headspace. And ultimately, what you actually want your life to look like. Michelle shares why she believes "discipline is freedom", how she thinks about economic resilience and diversification, and why building a bigger property portfolio isn't necessarily the same thing as building more freedom. We also talk about AI, automation, her new Key Club and what the next stage of her journey looks like. And right at the end, I ask Michelle a question I ask every guest: What does freedom mean to you? No fairy tales.  No overnight success stories. Just real people, real experiences and lessons learned along the way. If you enjoy the conversation, please like, subscribe and let me know in the comments what stood out for you. And if you'd like to connect with Michelle, you'll find her details below. 00:00 – Introduction 03:49 – Michelle's journey: from teaching to property 08:00 – Travel, teaching and discovering what's possible 14:33 – Why teaching became restrictive 16:44 – Discovering Rich Dad Poor Dad 24:08 – Taking the leap into property 29:47 – The reality of entrepreneurship 31:55 – Creating headspace and avoiding overwhelm 35:42 – The disciplined pursuit of less 37:19 – Economic resilience, diversification & your network 42:43 – "Discipline is freedom" 47:38 – Building multiple streams of income 50:18 – What freedom looks like today 54:29 – Health, burnout and going back to basics 57:56 – AI, the future & Michelle's definition of freedom 01:00:10 – Final thoughts Please follow Michelle at: https://www.linkedin.com/in/michellecairns/  https://www.instagram.com/michellecairns01/  https://www.instagram.com/michellecairns01/   And please join me at the FREE Strategy Session Friday 25 Sept 2026 https://www.paullanfear.com/events/p/...   ----------------------------------------------------------------------------------------------------------------------------------------------- Please join me at the FREE Strategy Session Friday 25 Sept 2026 A Freedom Lifestyle Business Breakfast FREE Strategy Session over Zoom. Stop being busy. Start being free. Let's build your One-Page Freedom Plan, live. If you're a property investor or business owner chasing financial freedom, you already know the feeling: full days, moving deals, real effort — and somehow often no closer to the number or the life you're actually building toward. Goals scattered across notebooks, spreadsheets, and your head. Strategy that changes every few months because nothing's had time to compound. That's what this session is for. This is a live Strategy Session, not a lecture. We'll work through the same process I use on One on One calls with clients — pinpointing exactly what's keeping you stuck in the "busy but not free" loop, whether that's your numbers, your priorities, or your execution — and turn it into the start of your own One-Page Freedom Plan: the assets, income targets, strategy and milestones that let you follow one clear path instead of twenty half-started ideas. No slides. No sales pitch. Just a straight, practical working session on the plan that actually gets you free — property and/or business, whichever you're building. By the end, you'll leave with the first draft of your own One-Page Freedom Plan, and total clarity on the one or two moves that actually matter next. 10:00am, Friday 25 September 2026 · Over Zoom · 2 hours including Q&A · FREE https://www.paullanfear.com/events/p/paul-lanfears-breakfast-zoom-free-strategy-session If you want to stop spinning your wheels and actually build a Freedom Lifestyle Business — health, wealth and happiness, without the stress of a huge portfolio — this is where you start. -------------------------------------------------------------------------------------------------------------------- To discuss property, investing, resilience and much more … please join me at the next Property & Investor Breakfast: https://www.paullanfear.com/property-investor-breakfast Please subscribe/follow, give it a 5 star rating and review the podcast if you can. It really helps people find the podcast. And of course share it with a friend. With thanks to the Exclusive Sponsor of the Property & Investor Breakfast: https://way-more.co.uk/ Please connect with me on social media: Facebook, Insta, Twitter and Linked In. https://www.paullanfear.com/ #compassionateentrepreneur #propertyinvestorbreakfast #essentialism #Propertyinvestor #propertyentrepreneur #allweatherportfolio #investor #lifestyleentrepreneur #coliving #property #propertyinvesting #essentialism #Propertyinvestor #propertyentrepreneur #allweatherportfolio #investor #lifestyleentrepreneur #coliving #property #propertyinvesting #lifebydesign

Victoria McCulloch ... Co Founder of Nestia Vicky McCulloch (Victoria Cooper) — co-founder of Nestia, serviced accommodation and holiday-let management across the North East and Yorkshire, and host of Hard Hats to Heels in Leeds. A first-class marketing graduate who spent a decade in PR and comms before an "entrepreneurial seizure" with her husband James pulled them into property. Mentorship, a stint as editor of Blue Bricks, ten months of rent-to-rent getting almost nothing — then a pivot into management. A year later they have around 50 properties under management, a cash-flowing trading business, a growing portfolio, and a clear plan to build something that doesn't need them. No fairy tales of instant riches. Just how a couple actually got out of full-time jobs, split the work, survived the grind, and designed for time freedom. Key timestamps 0:05 – Welcome 1:12 – Pre-property life.  4:21 – The entrepreneurial seizure.  6:24 – Leaving the marketing job; Blue Bricks 8:27 – Working with your life partner 13:49 – How they split the work 16:27 – Nestia today 17:08 – Rent-to-rent from a standing start 18:21 – The 2025 pivot 20:13 – The flat line, then the hockey stick; rejection and why sane people quit 23:33 – What kept them going through the slog  26:46 – Shared vision: time freedom, choice, a business that can run without them  28:31 – Life lesson: confidence often follows action— saying yes to Hard Hats to Heels 31:05 – Learning to say no; Essentialism and the hell-yes filter 32:23 – Direction of travel: scale the SA business, team, systems, collaborations, own portfolio 35:00 – Why a cash-flow trading business plus a separate investment portfolio is the resilient model 38:43 – Resilience, overwhelm, and the quiet epidemic of burnout 40:30 – Health: learning to switch off, rest without guilt, look back and be proud 45:31 – What freedom means to Vicky: choice, not doing nothing — school runs and family holidays 47:30 – Close and where to find Vick Please follow Vicky at: https://www.linkedin.com/in/victoria-cooper22/ https://www.instagram.com/victoria_nestia/   And please join me at the FREE Strategy Session Friday 25 Sept 2026 https://www.paullanfear.com/events/p/...   ----------------------------------------------------------------------------------------------------------------------------------------------- Please join me at the FREE Strategy Session Friday 25 Sept 2026 A Freedom Lifestyle Business Breakfast FREE Strategy Session over Zoom. Stop being busy. Start being free. Let's build your One-Page Freedom Plan, live. If you're a property investor or business owner chasing financial freedom, you already know the feeling: full days, moving deals, real effort — and somehow often no closer to the number or the life you're actually building toward. Goals scattered across notebooks, spreadsheets, and your head. Strategy that changes every few months because nothing's had time to compound. That's what this session is for. This is a live Strategy Session, not a lecture. We'll work through the same process I use on One on One calls with clients — pinpointing exactly what's keeping you stuck in the "busy but not free" loop, whether that's your numbers, your priorities, or your execution — and turn it into the start of your own One-Page Freedom Plan: the assets, income targets, strategy and milestones that let you follow one clear path instead of twenty half-started ideas. No slides. No sales pitch. Just a straight, practical working session on the plan that actually gets you free — property and/or business, whichever you're building. By the end, you'll leave with the first draft of your own One-Page Freedom Plan, and total clarity on the one or two moves that actually matter next. 10:00am, Friday 25 September 2026 · Over Zoom · 2 hours including Q&A · FREE https://www.paullanfear.com/events/p/paul-lanfears-breakfast-zoom-free-strategy-session If you want to stop spinning your wheels and actually build a Freedom Lifestyle Business — health, wealth and happiness, without the stress of a huge portfolio — this is where you start. -------------------------------------------------------------------------------------------------------------------- To discuss property, investing, resilience and much more … please join me at the next Property & Investor Breakfast: https://www.paullanfear.com/property-investor-breakfast Please subscribe/follow, give it a 5 star rating and review the podcast if you can. It really helps people find the podcast. And of course share it with a friend. With thanks to the Exclusive Sponsor of the Property & Investor Breakfast: https://way-more.co.uk/ Please connect with me on social media: Facebook, Insta, Twitter and Linked In. https://www.paullanfear.com/ #compassionateentrepreneur #propertyinvestorbreakfast #essentialism #Propertyinvestor #propertyentrepreneur #allweatherportfolio #investor #lifestyleentrepreneur #coliving #property #propertyinvesting #essentialism #Propertyinvestor #propertyentrepreneur #allweatherportfolio #investor #lifestyleentrepreneur #coliving #property #propertyinvesting #lifebydesign

A fireside chat with Adam Lawrence: the half-year review, and what Andy Burnham means for your money. Adam Lawrence — one of the sharpest minds in UK property and business investing. We do the honest half-year review: what's actually happened, what it means for your portfolio or your business, and what Andy Burnham's policy direction means for your money, your strategy, and your next moves. About Adam Lawrence Adam has bought 375 properties over the past decade, using eight figures of joint venture funding across mainland UK, and co-founded Partners in Property — a community built on the same principle we hold here: no upsell, no edge, just people who genuinely help each other do business. He holds a first degree in PPE from Oxford and topped Warwick Business School's MBA Dean's List, and has turned that thinking into results across both property and business — including growing £10k seed capital into profits exceeding £1m, with risk management at the heart of every venture. Connect with Adam:   / adamglawrence      / @propenomixwithadamlawrence    ----------------------------------------------------------------------------------------------------------------------------------------------- Please join me at the FREE Strategy Session Friday 25 Sept 2026 A Freedom Lifestyle Business Breakfast FREE Strategy Session over Zoom. Stop being busy. Start being free. Let's build your One-Page Freedom Plan, live. If you're a property investor or business owner chasing financial freedom, you already know the feeling: full days, moving deals, real effort — and somehow often no closer to the number or the life you're actually building toward. Goals scattered across notebooks, spreadsheets, and your head. Strategy that changes every few months because nothing's had time to compound. That's what this session is for. This is a live Strategy Session, not a lecture. We'll work through the same process I use on One on One calls with clients — pinpointing exactly what's keeping you stuck in the "busy but not free" loop, whether that's your numbers, your priorities, or your execution — and turn it into the start of your own One-Page Freedom Plan: the assets, income targets, strategy and milestones that let you follow one clear path instead of twenty half-started ideas. No slides. No sales pitch. Just a straight, practical working session on the plan that actually gets you free — property and/or business, whichever you're building. By the end, you'll leave with the first draft of your own One-Page Freedom Plan, and total clarity on the one or two moves that actually matter next. 10:00am, Friday 25 September 2026 · Over Zoom · 2 hours including Q&A · FREE https://www.paullanfear.com/events/p/paul-lanfears-breakfast-zoom-free-strategy-session If you want to stop spinning your wheels and actually build a Freedom Lifestyle Business — health, wealth and happiness, without the stress of a huge portfolio — this is where you start. -------------------------------------------------------------------------------------------------------------------- To discuss property, investing, resilience and much more … please join me at the next Property & Investor Breakfast: https://www.paullanfear.com/property-investor-breakfast Please subscribe/follow, give it a 5 star rating and review the podcast if you can. It really helps people find the podcast. And of course share it with a friend. With thanks to the Exclusive Sponsor of the Property & Investor Breakfast: https://way-more.co.uk/ Please connect with me on social media: Facebook, Insta, Twitter and Linked In. https://www.paullanfear.com/ #compassionateentrepreneur #propertyinvestorbreakfast #essentialism #Propertyinvestor #propertyentrepreneur #allweatherportfolio #investor #lifestyleentrepreneur #coliving #property #propertyinvesting #essentialism #Propertyinvestor #propertyentrepreneur #allweatherportfolio #investor #lifestyleentrepreneur #coliving #property #propertyinvesting #lifebydesign

This podcast episode is titled "Andrew Craig ... How to Own the World By The Time You're 30". It features host Paul Lanfear interviewing Andrew Craig, a personal finance expert, author of books like How to Own the World, and advocate for smart, long-term investing. In this in-depth conversation, Andrew Craig shares practical wisdom on building wealth, especially relevant for younger people aiming for financial independence by age 30 (or sooner). Drawing from lessons observed in 2025—including persistent inflation driven by currency debasement, the strong performance of precious metals like gold and silver, and ongoing wealth inequality—he emphasises the critical need for financial literacy in an era of economic challenges and technological progress. Craig argues that traditional education falls short on money matters, leading many to miss out on owning productive assets. He promotes owning pieces of global human progress through broad equity investments (e.g., global indices like FTSE All-World), while hedging against risks with gold. The discussion covers critiques of government policies, the Cantillon effect (how money printing benefits those closest to the source first), geopolitical shifts impacting currencies, commodity opportunities (uranium, copper), warnings about overvalued markets and passive investing bubbles, the decline of the UK stock market/IPOs, angel investing, and optimism about AI, biotech, robotics, and future advancements improving lives despite short-term pessimism. Craig also offers advice for young people in an AI world: develop agency, read long-form content, learn business valuation, focus on equities over trading, build a following (e.g., "1,000 true fans"), prioritise mental/physical health through exercise, diet, community, and sunlight, and approach writing/creating with structure. Overall, it's an optimistic yet realistic guide to navigating inflation, investing wisely, and achieving a happier, healthier, wealthier future through ownership of real assets and progress. Plain English Finance was founded in 2011 by top-selling finance author, Andrew Craig. Their company mission is "…to improve the financial affairs of as many people as possible..." To find out more, please do visit their channel: https://www.youtube.com/@PlainEnglishFinance Chapters 0:00 – 5:00 Intro & background on Andrew Craig's work, books, and recent insights from 2025 (inflation realities, currency debasement, precious metals outperformance). 5:00 – 20:00 Financial illiteracy in society, wealth inequality, property affordability for youth, and the Cantillon effect. 20:00 – 40:00 Investing basics: owning global equities for human progress, hedging with gold/silver, warnings on U.S. equity overvaluation and passive flows. 40:00 – 1:00:00 Geopolitical risks, dollar system shifts, commodity plays (uranium, copper, silver demand), and UK economic policy failures (e.g., IPO market decline costing trillions). 1:00:00 – 1:20:00 Entrepreneurship and angel investing in the UK, supporting startups, post-COVID business challenges (e.g., restaurant closures). 1:20:00 – 1:35:00 Advice for young people in the AI era: agency, reading, learning valuation/business planning, building "1,000 true fans," avoiding trading pitfalls. 1:35:00 – 1:50:00 Mental health, happiness factors (exercise, diet, community, sunlight), optimism on global tech/biotech/robotics future vs. UK pessimism. 1:50:00 – End Craig's writing process, final thoughts on long-term investing, and closing. This episode is a motivational and educational listen for anyone interested in personal finance, investing strategy, and thriving amid economic uncertainty. -------------------------------------------------------------------------------------------------------------------- To discuss property, investing, resilience and much more … please join me at the next Property & Investor Breakfast:  https://www.paullanfear.com/property-investor-breakfast    Please subscribe/follow, give it a 5 star rating and review the podcast if you can. It really helps people find the podcast. And of course share it with a friend. With thanks to the Exclusive Sponsor of the Property & Investor Breakfast: https://way-more.co.uk/ Please connect with me on social media: Facebook, Insta, Twitter and Linked In. https://www.paullanfear.com/ https://www.facebook.com/paul.lanfear.3  https://www.instagram.com/paul_lanfear/ https://www.linkedin.com/in/paullanfear/  https://twitter.com/Paul_Lanfear  #compassionateentrepreneur #propertyinvestorbreakfast #essentialism #Propertyinvestor #propertyentrepreneur #allweatherportfolio #investor #lifestyleentrepreneur #coliving #property #propertyinvesting #essentialism #Propertyinvestor #propertyentrepreneur #allweatherportfolio #investor #lifestyleentrepreneur #coliving #property #propertyinvesting #lifebydesign

Inner Circle ALL STARS Neil Dawkin  https://www.linkedin.com/in/neildawkin/ [email protected]  https://www.instagram.com/neildawkin_property/     And please join me for the First Property & Investor Breakfast ... Discovery Day: Direction of Travel, Road Map & 2026 Predictions.🔥 After this FREE 2 hour online workshop you'll leave with: ✅ 2025 in perspective (including lessons learnt). ✅ A clear direction of travel for 2026. ✅ A road map to follow so you can focus on the most important task. ✅ Meaningful unique missions linked to your purpose and values.   You are guaranteed to leave with a simple focused plan for 2026. 🚀🚀🚀 And there will be an opportunity to book a FREE Strategy Call. Please use one the link to book on. 7.30 am Friday 16 January 2026: https://www.meetup.com/leeds-property-breakfast/events/312662357/ Amongst other things we'll talk about creating a £100k+ lifestyle business for those who want to create financial freedom to build a life of purpose, connection and fulfilment. ✅ Vision, Values and Mission… One page business plan … the missions. ✅ Fundamentals of Financial Freedom … Financial Independence Retire Early. 🔥 ✅ Finding Flow … Effective stress free productivity. ✅ Profile, Promotions and Privacy. ✅ Attracting Angels … attract everything you need. ✅ Thriving Tribe … Build your own high performance team.   Discovery Day testimonials: ' 'I've attended Paul's discovery day previously and found it very useful so didn't hesitate at re-attending in order to reset and re-align my goals for the coming year. The day was packed with information and useful thought processes to help us become more creative when making our plan, there were several 'aha' moments where I'd forgotten things from the previous discovery day which was a good reminder that doing this process regularly is so important. Without Paul's continuous push for creating a path and direction of travel, I fear I'd just plod through the year without any real plan. Huge thank you Paul for creating this framework and for delivering in such an engaging way.'' Ross 'Great event Paul really enjoyed the time out to focus.'' Jon ''Fun and informative meet-up... great start to the new year! Thank you very much Paul!' See you on the next one!' Andrew Recent testimonial: "The Property and Investor breakfast was a great introduction to a lovely and committed group of people who have a powerful skill set to share. Paul chairs a two hour breakfast for Property Investors where their experiences of the property market was shared and problems solved. People were passionate and knowledgeable and I was entertained and informed. When it was my turn to ask a question, the group gave excellent advice and directed me to people and services that could solve my problems. Thanks Paul! Brilliant idea!" The events support an amazing charity:  https://flourishingfamiliesleeds.com/ See you there. Paul https://www.paullanfear.com -------------------------------------------------------------------------------------------------------------------- To discuss property, investing, resilience and much more … please join me at the next Property & Investor Breakfast: https://www.meetup.com/Leeds-Property-Breakfast  Please subscribe/follow, give it a 5 star rating and review the podcast if you can. It really helps people find the podcast. And of course share it with a friend. With thanks to the Exclusive Sponsor of the Property & Investor Breakfast: https://way-more.co.uk/ Please connect with me on social media: Facebook, Insta, Twitter and Linked In. https://www.paullanfear.com/ https://www.facebook.com/paul.lanfear.3  https://www.instagram.com/paul_lanfear/ https://www.linkedin.com/in/paullanfear/  https://twitter.com/Paul_Lanfear  #compassionateentrepreneur #propertyinvestorbreakfast #essentialism #Propertyinvestor #propertyentrepreneur #allweatherportfolio #investor #lifestyleentrepreneur #coliving #property #propertyinvesting #essentialism #Propertyinvestor #propertyentrepreneur #allweatherportfolio #investor #lifestyleentrepreneur #coliving #property #propertyinvesting #lifebydesign

Adam Lawrence ... Marco View 2026 Please follow Adam at: https://www.linkedin.com/in/adamglawrence/ And please join us at the next in person Property & Investor Breakfast at the stunning Oulton Hall. ❌ No PowerPoint ❌ No sales pitch from me ❌ No fairy tales of instant riches Here is what you get: ✅ Meet some of the nicest people in property. ✅ Share a property challenge or opportunity. ✅ Sense check an idea or strategy. ✅ Promote your business. ✅ Learn what others are working on. Be connected to the resources you need to move forwards.🚀🚀🚀 And because it is IN PERSON at Oulton Hall it includes a Grade A+ breakfast. Please do book on: https://www.meetup.com/leeds-property-breakfast/events/311563605/ If you don't love it, I'll refund your ticket the same day and you can keep the breakfast. Recent testimonial: "The Property and Investor breakfast was a great introduction to a lovely and committed group of people who have a powerful skill set to share. Paul chairs a two hour breakfast for Property Investors where their experiences of the property market was shared and problems solved. People were passionate and knowledgeable and I was entertained and informed. When it was my turn to ask a question, the group gave excellent advice and directed me to people and services that could solve my problems. Thanks Paul! Brilliant idea!" See you there. Paul https://www.paullanfear.com   -------------------------------------------------------------------------------------------------------------------- To discuss property, investing, resilience and much more … please join me at the next Property & Investor Breakfast: https://www.meetup.com/Leeds-Property-Breakfast  Please subscribe/follow, give it a 5 star rating and review the podcast if you can. It really helps people find the podcast. And of course share it with a friend. With thanks to the Exclusive Sponsor of the Property & Investor Breakfast: https://way-more.co.uk/ Please connect with me on social media: Facebook, Insta, Twitter and Linked In. https://www.paullanfear.com/ https://www.facebook.com/paul.lanfear.3  https://www.instagram.com/paul_lanfear/ https://www.linkedin.com/in/paullanfear/  https://twitter.com/Paul_Lanfear  #compassionateentrepreneur #propertyinvestorbreakfast #essentialism #Propertyinvestor #propertyentrepreneur #allweatherportfolio #investor #lifestyleentrepreneur #coliving #property #propertyinvesting #essentialism #Propertyinvestor #propertyentrepreneur #allweatherportfolio #investor #lifestyleentrepreneur #coliving #property #propertyinvesting #lifebydesign

Inner Circle ALL STARS Kate Whitwam … Life by Design! https://www.linkedin.com/in/katewhitwam/ https://www.facebook.com/kate.whitwam.14 Please join me for the First Breakfast Discovery Day: Direction of Travel, Road Map & 2026 Predictions.🔥 After this 2 hour webinar you'll leave with: ✅ 2025 in perspective (including lessons learnt). ✅ A clear direction of travel for 2026. ✅ A road map to follow so you can focus on the most important task.  ✅ Meaningful unique missions linked to your purpose and values.  You are guaranteed to leave with a simple focused plan for 2026. 🚀🚀🚀 And there will be an opportunity to book a FREE Strategy Call. Please use the link to book on. https://www.meetup.com/leeds-property-breakfast/events/311563566/ Amongst other things we'll talk about creating a £100k+ lifestyle business for those who want to create financial freedom to build a life of purpose, connection and fulfilment. ✅ Vision, Values and Mission… One page business plan … the missions. ✅ Fundamentals of Financial Freedom … Financial Independence Retire Early. 🔥 ✅ Finding Flow … Effective stress free productivity. ✅ Profile, Promotions and Privacy. ✅ Attracting Angels … attract everything you need. ✅ Thriving Tribe … Build your own high performance team. Discovery Day testimonials: 'I've attended Paul's discovery day previously and found it very useful so didn't hesitate at re-attending in order to reset and re-align my goals for the coming year. The day was packed with information and useful thought processes to help us become more creative when making our plan, there were several 'aha' moments where I'd forgotten things from the previous discovery day which was a good reminder that doing this process regularly is so important. Without Paul's continuous push for creating a path and direction of travel, I fear I'd just plod through the year without any real plan. Huge thank you Paul for creating this framework and for delivering in such an engaging way.'' Ross ''Great event Paul really enjoyed the time out to focus.'' Jon ''Fun and informative meet-up... great start to the new year! Thank you very much Paul! See you on the next one!'' Andrew Recent testimonial: "The Property and Investor breakfast was a great introduction to a lovely and committed group of people who have a powerful skill set to share. Paul chairs a two hour breakfast for Property Investors where their experiences of the property market was shared and problems solved. People were passionate and knowledgeable and I was entertained and informed. When it was my turn to ask a question, the group gave excellent advice and directed me to people and services that could solve my problems. Thanks Paul! Brilliant idea!" 100% of the proceeds to charity:  https://flourishingfamiliesleeds.com/ See you there.  Paul https://www.paullanfear.com

Inner Circle ALL STARS Nyama Johnson ... Clarity! https://thekeyachievers.club/ Please join me for the First Breakfast Discovery Day: Direction of Travel, Road Map & 2026 Predictions.🔥 After this 2 hour webinar you'll leave with: ✅ 2025 in perspective (including lessons learnt). ✅ A clear direction of travel for 2026. ✅ A road map to follow so you can focus on the most important task.  ✅ Meaningful unique missions linked to your purpose and values.  You are guaranteed to leave with a simple focused plan for 2026. 🚀🚀🚀 And there will be an opportunity to book a FREE Strategy Call. Please use the link to book on. https://www.meetup.com/leeds-property-breakfast/events/311563566/ Amongst other things we'll talk about creating a £100k+ lifestyle business for those who want to create financial freedom to build a life of purpose, connection and fulfilment. ✅ Vision, Values and Mission… One page business plan … the missions. ✅ Fundamentals of Financial Freedom … Financial Independence Retire Early. 🔥 ✅ Finding Flow … Effective stress free productivity. ✅ Profile, Promotions and Privacy. ✅ Attracting Angels … attract everything you need. ✅ Thriving Tribe … Build your own high performance team. Discovery Day testimonials: 'I've attended Paul's discovery day previously and found it very useful so didn't hesitate at re-attending in order to reset and re-align my goals for the coming year. The day was packed with information and useful thought processes to help us become more creative when making our plan, there were several 'aha' moments where I'd forgotten things from the previous discovery day which was a good reminder that doing this process regularly is so important. Without Paul's continuous push for creating a path and direction of travel, I fear I'd just plod through the year without any real plan. Huge thank you Paul for creating this framework and for delivering in such an engaging way.'' Ross ''Great event Paul really enjoyed the time out to focus.'' Jon ''Fun and informative meet-up... great start to the new year! Thank you very much Paul! See you on the next one!'' Andrew Recent testimonial: "The Property and Investor breakfast was a great introduction to a lovely and committed group of people who have a powerful skill set to share. Paul chairs a two hour breakfast for Property Investors where their experiences of the property market was shared and problems solved. People were passionate and knowledgeable and I was entertained and informed. When it was my turn to ask a question, the group gave excellent advice and directed me to people and services that could solve my problems. Thanks Paul! Brilliant idea!" 100% of the proceeds to charity:  https://flourishingfamiliesleeds.com/ See you there.  Paul https://www.paullanfear.com

Inner Circle ALL STARS Vicky Howden [email protected] Please join me for the First Breakfast Discovery Day: Direction of Travel, Road Map & 2026 Predictions.🔥 After this 2 hour webinar you'll leave with: ✅ 2025 in perspective (including lessons learnt). ✅ A clear direction of travel for 2026. ✅ A road map to follow so you can focus on the most important task.  ✅ Meaningful unique missions linked to your purpose and values.  You are guaranteed to leave with a simple focused plan for 2026. 🚀🚀🚀 And there will be an opportunity to book a FREE Strategy Call. Please use the link to book on. https://www.meetup.com/leeds-property-breakfast/events/311563566/ Amongst other things we'll talk about creating a £100k+ lifestyle business for those who want to create financial freedom to build a life of purpose, connection and fulfilment. ✅ Vision, Values and Mission… One page business plan … the missions. ✅ Fundamentals of Financial Freedom … Financial Independence Retire Early. 🔥 ✅ Finding Flow … Effective stress free productivity. ✅ Profile, Promotions and Privacy. ✅ Attracting Angels … attract everything you need. ✅ Thriving Tribe … Build your own high performance team. Discovery Day testimonials: 'I've attended Paul's discovery day previously and found it very useful so didn't hesitate at re-attending in order to reset and re-align my goals for the coming year. The day was packed with information and useful thought processes to help us become more creative when making our plan, there were several 'aha' moments where I'd forgotten things from the previous discovery day which was a good reminder that doing this process regularly is so important. Without Paul's continuous push for creating a path and direction of travel, I fear I'd just plod through the year without any real plan. Huge thank you Paul for creating this framework and for delivering in such an engaging way.'' Ross ''Great event Paul really enjoyed the time out to focus.'' Jon ''Fun and informative meet-up... great start to the new year! Thank you very much Paul! See you on the next one!'' Andrew Recent testimonial: "The Property and Investor breakfast was a great introduction to a lovely and committed group of people who have a powerful skill set to share. Paul chairs a two hour breakfast for Property Investors where their experiences of the property market was shared and problems solved. People were passionate and knowledgeable and I was entertained and informed. When it was my turn to ask a question, the group gave excellent advice and directed me to people and services that could solve my problems. Thanks Paul! Brilliant idea!" 100% of the proceeds to charity:  https://flourishingfamiliesleeds.com/ See you there.  Paul https://www.paullanfear.com

Huge thanks to Tom from the Cuppa Podcast. This is an extended clip from his podcast "Surfing the Right Wave in 2026" with me. For the original video check out:  https://www.youtube.com/channel/UCPyZxmLl_t3C_y6IIZTJrzQ Please join me for the First Breakfast Property & Investor Breakfast of 2026 ... the Discovery Day: Direction of Travel, Road Map & 2026 Predictions.🔥 After this 2 hour webinar you'll leave with: ✅ 2025 in perspective (including lessons learnt). ✅ A clear direction of travel for 2026. ✅ A road map to follow so you can focus on the most important task. ✅ Meaningful unique missions linked to your purpose and values. You are guaranteed to leave with a simple focused plan for 2026. 🚀🚀🚀 And there will be an opportunity to book a FREE Strategy Call. Please use the link to book on. https://www.meetup.com/leeds-property-breakfast/events/311563566/ Amongst other things we'll talk about creating a £100k+ lifestyle business for those who want to create financial freedom to build a life of purpose, connection and fulfilment. ✅ Vision, Values and Mission… One page business plan … the missions. ✅ Fundamentals of Financial Freedom … Financial Independence Retire Early. 🔥 ✅ Finding Flow … Effective stress free productivity. ✅ Profile, Promotions and Privacy. ✅ Attracting Angels … attract everything you need. ✅ Thriving Tribe … Build your own high performance team. Discovery Day testimonials: ''I've attended Paul's discovery day previously and found it very useful so didn't hesitate at re-attending in order to reset and re-align my goals for the coming year. The day was packed with information and useful thought processes to help us become more creative when making our plan, there were several 'aha' moments where I'd forgotten things from the previous discovery day which was a good reminder that doing this process regularly is so important. Without Paul's continuous push for creating a path and direction of travel, I fear I'd just plod through the year without any real plan. Huge thank you Paul for creating this framework and for delivering in such an engaging way.'' Ross ''Great event Paul really enjoyed the time out to focus.'' Jon ''Fun and informative meet-up... great start to the new year! Thank you very much Paul!'' Andrew See you on the next one! Recent testimonial: "The Property and Investor breakfast was a great introduction to a lovely and committed group of people who have a powerful skill set to share. Paul chairs a two hour breakfast for Property Investors where their experiences of the property market was shared and problems solved. People were passionate and knowledgeable and I was entertained and informed. When it was my turn to ask a question, the group gave excellent advice and directed me to people and services that could solve my problems. Thanks Paul! Brilliant idea!" 100% of the proceeds to charity: https://flourishingfamiliesleeds.com/ See you there. Paul  https://www.paullanfear.com  -------------------------------------------------------------------------------------------------------------------- To discuss property, investing, resilience and much more … please join me at the next Property & Investor Breakfast: https://www.meetup.com/Leeds-Property-Breakfast  Please subscribe/follow, give it a 5 star rating and review the podcast if you can. It really helps people find the podcast. And of course share it with a friend. With thanks to the Exclusive Sponsor of the Property & Investor Breakfast: https://way-more.co.uk/  Please connect with me on social media: Facebook, Insta, Twitter and Linked In.  https://www.paullanfear.com/  https://www.facebook.com/paul.lanfear.3  https://www.instagram.com/paul_lanfear/  https://www.linkedin.com/in/paullanfear/  https://twitter.com/Paul_Lanfear  #compassionateentrepreneur #propertyinvestorbreakfast #essentialism #Propertyinvestor #propertyentrepreneur #allweatherportfolio #investor #lifestyleentrepreneur #coliving #property #propertyinvesting #essentialism #Propertyinvestor #propertyentrepreneur #allweatherportfolio #investor #lifestyleentrepreneur #coliving #property #propertyinvesting #lifebydesign

A warm welcome to the Property & Investor Podcast with your host Paul Lanfear. Joe Taylor - Owner of eGrowth Media | Helping Angel Investors Diversify Through UK Property Investment | Social Media Marketing Expert Joe helps small business owners and property investors grow their sales through social media. Their sole focus is to improve client's digital presence through strategic Facebook and Instagram advertising. LINKS: https://www.instagram.com/egrowthmedialtd/  https://www.linkedin.com/in/joe-taylor-entrepreneur/  https://www.facebook.com/profile.php?id=100000137689773  BOOK: Rich Dad Poor Dad By Robert Kiyosaki _________________________________________________________________________ Virtual Property & Investor Breakfast 2 hour WEBINAR (Zoom) - Online only via Zoom Please join me for the First Breakfast Discovery Day: Direction of Travel, Road Map & 2026 Predictions.🔥 After this 2 hour webinar you'll leave with: ✅ 2025 in perspective (including lessons learnt). ✅ A clear direction of travel for 2026. ✅ A road map to follow so you can focus on the most important task. ✅ Meaningful unique missions linked to your purpose and values. 100% of the proceeds to charity:  https://flourishingfamiliesleeds.com/  You are guaranteed to leave with a simple focused plan for 2026. 🚀🚀🚀 Please use the link to book on: https://www.meetup.com/leeds-property-breakfast/events/311563566/ Discovery Day testimonial: ''Without Paul's continuous push for creating a path and direction of travel, I fear I'd just plod through the year without any real plan. Huge thank you Paul for creating this framework and for delivering in such an engaging way.'' Ross See you there. 🫡 Paul -------------------------------------------------------------------------------------------------------------------- To discuss property, investing, resilience and much more … please join me at the next Property & Investor Breakfast:  https://www.meetup.com/Leeds-Property-Breakfast Please subscribe/follow, give it a 5 star rating and review the podcast if you can. It really helps people find the podcast. And of course share it with a friend. With thanks to the Exclusive Sponsor of the Property & Investor Breakfast: https://way-more.co.uk/ Please connect with me on social media: Facebook, Insta, Twitter and Linked In. https://www.facebook.com/paul.lanfear.3  https://www.instagram.com/paul_lanfear/  https://www.linkedin.com/in/paullanfear/  https://twitter.com/Paul_Lanfear #compassionateentrepreneur #propertyinvestorbreakfast #essentialism #Propertyinvestor #propertyentrepreneur #allweatherportfolio #investor #lifestyleentrepreneur #coliving #property #propertyinvesting #essentialism #Propertyinvestor #propertyentrepreneur #allweatherportfolio #investor #lifestyleentrepreneur #coliving #property #propertyinvesting #lifebydesign

Virtual Property & Investor Breakfast 2 hour WEBINAR (Zoom) - Online only via Zoom 100% of the proceeds to charity: https://flourishingfamiliesleeds.com/ First Breakfast Discovery Day: Direction of Travel, Road Map & 2026 Predictions Please join me for the First Breakfast Discovery Day: Direction of Travel, Road Map & 2026 Predictions.🔥 You are guaranteed to leave with a simple focused plan for 2026. 🚀🚀🚀 Please use the link to book on:  https://www.meetup.com/leeds-property-breakfast/events/311563566/   Amongst other things we'll talk about creating: A clear vision for the future. A simple One Page Business Plan. Optimised time. Complete confidence in your financials and how to raising private finance. A high productivity and a well structure team. Confidence in how to raise profile and attract what you need. After this 2 hour webinar you'll leave with: ✅ 2025 in perspective (including lessons learnt).  ✅ A clear direction of travel for 2026. ✅ A road map to follow so you can focus on the most important task. ✅ Meaningful unique missions linked to your purpose and values. Discovery Day testimonials: ''I've attended Paul's discovery day previously and found it very useful so didn't hesitate at re-attending in order to reset and re-align my goals for the coming year. The day was packed with information and useful thought processes to help us become more creative when making our plan, there were several 'aha' moments where I'd forgotten things from the previous discovery day which was a good reminder that doing this process regularly is so important. Without Paul's continuous push for creating a path and direction of travel, I fear I'd just plod through the year without any real plan. Huge thank you Paul for creating this framework and for delivering in such an engaging way.'' Ross ''Great event Paul really enjoyed the time out to focus.'' Jon ''Fun and informative meet-up... great start to the new year! Thank you very much Paul!'' Andrew   Recent testimonial: "The Property and Investor breakfast was a great introduction to a lovely and committed group of people who have a powerful skill set to share. Paul chairs a two hour breakfast for Property Investors where their experiences of the property market was shared and problems solved. People were passionate and knowledgeable and I was entertained and informed. When it was my turn to ask a question, the group gave excellent advice and directed me to people and services that could solve my problems. Thanks Paul! Brilliant idea!" See you there. 🫡 Paul