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What if year-end fundraising isn’t really about year-end? For many missionaries, November and December can feel like a mad dash to close a budget gap. But what if, instead of fundraising for survival, you used the end of the year to invite people into the vision God has given you for what’s next? In this episode, Coach Ben sits down with Mary Valloni and Mike Kim of Fully Funded Academy to talk about a different approach to year-end fundraising—one that starts earlier, focuses on relationships, and gives your supporters a compelling vision to partner with. Mary and Mike break down a practical 4-step strategy you can use to build a year-end campaign without scrambling at the last minute. In this episode, you’ll learn: Why waiting until December to start your year-end campaign is already too lateHow to shift from funding your current needs to casting vision for what’s aheadThe 4 steps to building an effective year-end fundraising campaignHow to communicate with supporters without making every interaction feel like an askWhy relationships are at the center of sustainable fundraisingPractical steps you can start taking right now to prepare for year-end giving Year-end fundraising doesn’t have to feel desperate or overwhelming. With a clear plan, a compelling vision, and intentional communication, it can become one of the best opportunities of the year to deepen relationships with your partners and invite them into what God is doing through your ministry. What vision are you inviting your supporters to help make possible in 2027? Subscribe for more practical conversations and resources designed to help missionaries get fully funded, stay on the field, and thrive in ministry for the long haul. Hey missionaries—how are your finances on the field? At Modern Day Missions, we make it simple for missionaries to receive donations and for donors to give. Serving 1,100+ missionaries worldwide, we free you to focus on your calling. We also offer resources like our weekly podcast, fundraising coaching, and a resource-packed newsletter. Connect with us at modernday.org Thanks for listening! Email us your questions at [email protected] Website: https://www.modernday.org/podcast YouTube: https://www.youtube.com/playlist?list=PLu3ie6N7vXvESqcHrM-SRTC7-XoPEmnv6 Facebook: https://www.facebook.com/moderndaymissions/ Instagram: https://www.instagram.com/moderndaymissions/ TikTok: https://www.tiktok.com/@moderndaymissions X: https://twitter.com/Modern_Day LinkedIn: https://www.linkedin.com/company/moderndaymissions/

What actually protects a leader for the long haul? And why do the ones who fall almost never see it coming? In this episode, Dr. Rob Hoskins, a deeply respected leadership expert and president of OneHope, joins Stephanie to talk honestly about the isolation missionary leaders face, the habits that guard against moral failure, and the powerful concept of overlapping accountability (you need this!). Rob shares personal stories about his own governance structures that have protected him as he leads for the long haul, and the daily practice of staying self-aware before it's too late. Who's actually checking in on you––not your ministry output, but you? This episode might be the wake-up call that keeps you standing.   In This Episode, You’ll Learn: Why isolation doesn't always look like being alone, and how it quietly puts even the most passionate leaders at riskWhat overlapping accountability actually looks like in practice, and why one accountability partner isn't enoughThe daily habit of self-awareness Rob credits for protecting his leadership and marriage over decades in ministry  Resources Mentioned: OneHope website Rob's video on collaborative missiology Change Your World: How Anyone, Anywhere Can Make A Difference by Rob Hoskins and John Maxwell Who Are Today’s Missionary Kids? Previous MDM episode with Rob Hoskins Thanks for listening! Email us your questions at [email protected] Website: https://www.modernday.org/podcast YouTube: https://www.youtube.com/playlist?list=PLu3ie6N7vXvESqcHrM-SRTC7-XoPEmnv6 Facebook: https://www.facebook.com/moderndaymissions/ Instagram: https://www.instagram.com/moderndaymissions/ TikTok: https://www.tiktok.com/@moderndaymissions X: https://twitter.com/Modern_Day LinkedIn: https://www.linkedin.com/company/moderndaymissions/

Do you ever feel like you're falling behind? Like everyone around you is buying houses, getting married, having kids, and finding a career while you're out here saying yes to the calling? You’re not mad about it…sometimes, you just wonder. What are you up to, God? In this episode, three single missionaries in their 20’s and 30’s, Mark, Natan, and Sierra, open up about things rarely talked about that single missionaries deal with and think about on a regular basis. Things like: the significant challenge of finding a spouse on the field, assumptions married teammates have that singleness means extra time and extra capacity, and the deep search for “home.” We also have a ton of fun in this episode, and there are some fantastic wisdom bombs that get dropped by the crew as well that will help you see things in a new light. This episode is a real look at what it takes to build a whole life on the field right now, right where you are at. Listen to the full episode and find links to connect with our guests below. In This Episode, You’ll Learn Why singleness on the field often gets read as extra capacity instead of a full life on its own, and how to set healthy boundaries around it.How three missionaries wrestle with the specific grief of watching the odds of marriage shrink, without losing hope or shutting their hearts down.What it means to search for home when your address keeps changing, and where lasting groundedness comes from.  Resources mentioned in this episode: The Holy Longing by Ronald Rolheiser Sacred Fire by Ronald Rolheiser Reaching Out by Henri Nouwen Hey missionaries—how are your finances on the field? At Modern Day Missions, we make it simple for missionaries to receive donations and for donors to give. Serving 1,100+ missionaries worldwide, we free you to focus on your calling. We also offer resources like our weekly podcast, fundraising coaching, and a resource-packed newsletter. Connect with us at modernday.org Thanks for listening! Email us your questions at [email protected] Website: https://www.modernday.org/podcast YouTube: https://www.youtube.com/playlist?list=PLu3ie6N7vXvESqcHrM-SRTC7-XoPEmnv6 Facebook: https://www.facebook.com/moderndaymissions/ Instagram: https://www.instagram.com/moderndaymissions/ TikTok: https://www.tiktok.com/@moderndaymissions X: https://twitter.com/Modern_Day LinkedIn: https://www.linkedin.com/company/moderndaymissions/

You love the people on your team. So why does working with them feel so hard sometimes? What if the tension you keep experiencing isn't a people problem, it's a culture problem? And what if the culture shaping your team was never chosen, it just happened? In this episode, Dr. Jay Raines, founder of LeadersQ Coaching, seven-year cross-cultural leader in Bangalore, India, and author of Culture Brand, gives you the language to finally name what is off, and a simple framework to do something about it. Whether you built your team culture or just inherited it, this episode will change how you show up. This is one of those episodes you will want to send to every person on your team. In This Episode You'll: Discover what kind of leader you actually are and why that matters more than you think for the health of every team you will ever be part of.Learn why missionary teams clash even when everyone loves each other, and the simple three-bucket framework that finally gives you language for what is really going on.Find out what you can do right now, whether you lead your team or serve on it, to start building something healthier on purpose. Resources Mentioned: Culture Brand by Dr. Jay Raines Your team already has a culture. The question is whether you built it on purpose. In this practical and accessible book, Dr. Jay Raines gives leaders a simple framework for designing the kind of team culture that holds up under pressure, keeps everyone rowing in the same direction, and outlasts any one personality. If you lead a team or serve on one, this book was written for you. Get your copy here →   Free Culture Brand Self-Assessment Not sure where you land on Results, Teaming, and Character? This free self-assessment by Dr. Jay Raines gives you a clear picture of where you show up strong and where you have room to grow. Take it yourself, and consider doing it with your whole team. Access the free assessment here →   Free Counseling for Missionaries with Dr. Russell Semon If you need to talk to someone but have been hesitant to reach out, Dr. Russell Semon, LPC, Ph.D., is a licensed counselor who specializes in working with cross-cultural workers and offers counseling to missionaries at no cost, made possible through funding from his church. Schedule your first session → Hey missionaries—how are your finances on the field? At Modern Day Missions, we make it simple for missionaries to receive donations and for donors to give. Serving 1,100+ missionaries worldwide, we free you to focus on your calling. We also offer resources like our weekly podcast, fundraising coaching, and a resource-packed newsletter. Connect with us at modernday.org Thanks for listening! Email us your questions at [email protected] Website: https://www.modernday.org/podcast YouTube: https://www.youtube.com/playlist?list=PLu3ie6N7vXvESqcHrM-SRTC7-XoPEmnv6 Facebook: https://www.facebook.com/moderndaymissions/ Instagram: https://www.instagram.com/moderndaymissions/ TikTok: https://www.tiktok.com/@moderndaymissions X: https://twitter.com/Modern_Day LinkedIn: https://www.linkedin.com/company/moderndaymissions/

Have you ever thought about leaving the mission field? Not just in a passing moment of frustration, but really thought about it? What would it actually cost you to stay? And how do you know the difference between a hard season and God genuinely closing a door? In this episode, Stephanie sits down with David Joannes, founder of Within Reach Global and 28-year missionary, for one of the most honest conversations we have ever had. This is not about grinding harder or believing bigger. This is about what the decision to stay looks like from the inside, and what faithfulness actually requires when nothing around you is working. In This Episode, You’ll Learn What the decision to stay actually costs and why the hardest seasons are often the ones that precede the greatest breakthroughHow to tell the difference between a hard season and a closed door when you genuinely cannot tell which one you are inWhy vulnerability with your supporters does not put your funding at risk and what 28 years on the field teaches you about letting people in Hey missionaries—how are your finances on the field? At Modern Day Missions, we make it simple for missionaries to receive donations and for donors to give. Serving 1,100+ missionaries worldwide, we free you to focus on your calling. We also offer resources like our weekly podcast, fundraising coaching, and a resource-packed newsletter. Connect with us at modernday.org Thanks for listening! Email us your questions at [email protected] Website: https://www.modernday.org/podcast YouTube: https://www.youtube.com/playlist?list=PLu3ie6N7vXvESqcHrM-SRTC7-XoPEmnv6 Facebook: https://www.facebook.com/moderndaymissions/ Instagram: https://www.instagram.com/moderndaymissions/ TikTok: https://www.tiktok.com/@moderndaymissions X: https://twitter.com/Modern_Day LinkedIn: https://www.linkedin.com/company/moderndaymissions/

What if the financial ceiling you've been living under was never actually real? Have you ever wondered if there's a limit to what your ministry can afford, and that limit was set the day you sent your first support letter? Have you ever felt stuck between cutting back again, asking supporters for more, or wondering if it's time to come home? In this episode, Stephanie sits down with Elias Reyes, President of Modern Day Missions, to talk about secondary streams of income for missionaries. They unpack what these look like in real life, how to know if one fits your calling, and how missionaries throughout history have used their skills and circumstances to stay in the work God called them to. This conversation might just open a door you haven't tried yet. You’ll be brimming with ideas by the end! In This Episode, You’ll Learn Why believing fundraising is your only option might be keeping you stuck when you don't have to beHow to know if a secondary stream of income fits your calling instead of competing with itWhat questions to ask yourself to find a secondary income idea that actually fits your skills and your field Thanks for listening! Email us your questions at [email protected] Website: https://www.modernday.org/podcast YouTube: https://www.youtube.com/playlist?list=PLu3ie6N7vXvESqcHrM-SRTC7-XoPEmnv6 Facebook: https://www.facebook.com/moderndaymissions/ Instagram: https://www.instagram.com/moderndaymissions/ TikTok: https://www.tiktok.com/@moderndaymissions X: https://twitter.com/Modern_Day LinkedIn: https://www.linkedin.com/company/moderndaymissions/

What do you do when one of you is terrified of fundraising and the other one grew up doing it like it's second nature? Danny and Stephanie Gutierrez found out the hard way, over twelve years, two daughters, and one very memorable $666 support check. In this episode, Coach Ben sits down with them for a conversation about what they'd do differently, from how they divided the work, to what a “soft no” really costs, to the season neither of them saw coming until it was almost over. If you've ever felt behind on fundraising, or married to someone who fundraises nothing like you do, this is the conversation you needed a few years ago. Listen to the full episode and find more resources for your marriage and your support raising at the link in our show notes. In This Episode, You’ll Learn Why dividing fundraising by strength, not gender or tradition, changed everything for one couple's support-raisingWhat it actually takes to fundraise beyond your needs, not just up to themHow to tell the difference between a real no and a maybe that never resolvesHey missionaries—how are your finances on the field? At Modern Day Missions, we make it simple for missionaries to receive donations and for donors to give. Serving 1,100+ missionaries worldwide, we free you to focus on your calling. We also offer resources like our weekly podcast, fundraising coaching, and a resource-packed newsletter. Connect with us at modernday.org Thanks for listening! Email us your questions at [email protected] Website: https://www.modernday.org/podcast YouTube: https://www.youtube.com/playlist?list=PLu3ie6N7vXvESqcHrM-SRTC7-XoPEmnv6 Facebook: https://www.facebook.com/moderndaymissions/ Instagram: https://www.instagram.com/moderndaymissions/ TikTok: https://www.tiktok.com/@moderndaymissions X: https://twitter.com/Modern_Day LinkedIn: https://www.linkedin.com/company/moderndaymissions/

What does your body already know that your mind hasn't caught up to yet? What if the thing most burning you out on the mission field is not the workload, the culture shock, or the lack of support, but something else? And what if the very traits that made you say yes to the field are the same ones slowly wearing you down? In this episode, Stephanie sits down with Steve and Lisa Cuss, founders of Capable Life, to talk about the Big Five false needs and what happens when the missionary calling supercharges them. Steve is a former pastor and chaplain who hosts the Being Human podcast for Christianity Today, and Lisa is a trauma therapist who brings a clinical lens to everything they teach. Together, they unpack why your body reacts before your brain does, how false needs and false beliefs are connected, and what it looks like to begin living from the gift underneath the need rather than the need itself. By the end, you will have language for something you have been carrying for a long time, and the tools to take the next right step.   In This Episode, You'll Learn: What the Big Five false needs are and how to locate yourself in them, including the physical signal that tells you which one is running the show.Why your body and your head can believe completely different things about your faith, your calling, and your capacity, and what to do when they do.How to move from living out of a false need to operating from the real gift underneath it, with practical tools you can start using this week.  Resources Mentioned: Capable Life Free Resources Being Human Podcast with Steve Cuss (Christianity Today) SIFT by Dr. Dan Siegel Hey missionaries—how are your finances on the field? At Modern Day Missions, we make it simple for missionaries to receive donations and for donors to give. Serving 1,100+ missionaries worldwide, we free you to focus on your calling. We also offer resources like our weekly podcast, fundraising coaching, and a resource-packed newsletter. Connect with us at modernday.org Thanks for listening! Email us your questions at [email protected] Website: https://www.modernday.org/podcast YouTube: https://www.youtube.com/playlist?list=PLu3ie6N7vXvESqcHrM-SRTC7-XoPEmnv6 Facebook: https://www.facebook.com/moderndaymissions/ Instagram: https://www.instagram.com/moderndaymissions/ TikTok: https://www.tiktok.com/@moderndaymissions X: https://twitter.com/Modern_Day LinkedIn: https://www.linkedin.com/company/moderndaymissions/

The missionaries burning out fastest are not the ones who stopped caring. They are the ones who cared the most. Mindy Caliguire, founder of SoulCare, joins the podcast to talk about what research with missionaries in the Global South revealed about soul health, the relational deficit nobody wants to touch, and what it actually takes to find your way back.   In This Episode, You'll Learn: Why the most devoted missionaries are often the most at risk, and how a can't-stop-won't-stop work mentality builds until the flywheel breaks.How prayer and Bible study can become fuel for the engine of service rather than practices for your own soul, and what finding your way back looks like.Why the relational deficit is the hardest to address, and what one accessible step looks like for the isolated missionary.  Links From the Episode: Free Spiritual Friendship Guide Monthly Retreat Guide Ignite Your Soul by Mindy Caliguire Lacey Mason research episode: Soul Care with Mindy, Episode 2 Soul Care with Mindy podcast SoulCare website Hey missionaries—how are your finances on the field? At Modern Day Missions, we make it simple for missionaries to receive donations and for donors to give. Serving 1,100+ missionaries worldwide, we free you to focus on your calling. We also offer resources like our weekly podcast, fundraising coaching, and a resource-packed newsletter. Connect with us at modernday.org Thanks for listening! Email us your questions at [email protected] Website: https://www.modernday.org/podcast YouTube: https://www.youtube.com/playlist?list=PLu3ie6N7vXvESqcHrM-SRTC7-XoPEmnv6 Facebook: https://www.facebook.com/moderndaymissions/ Instagram: https://www.instagram.com/moderndaymissions/ TikTok: https://www.tiktok.com/@moderndaymissions X: https://twitter.com/Modern_Day LinkedIn: https://www.linkedin.com/company/moderndaymissions/

Two-thirds of global missionaries are women. And most of them will tell you they have never heard an episode like this one. Denise Beck, Executive Director of Velvet Ashes, has spent years sitting with women in every season of missionary life, and she is not afraid to say what most people skip over. The single woman who wonders if anyone on her team actually values what she gave up. The married woman stretched between her family and her calling. The woman who has been pouring out for so long she has stopped asking what she needs. And the extraordinary strength that exists in all of them, often unrecognized, even by themselves. This conversation goes to the places most missionary care conversations do not. We look at what it specifically costs women to serve on the field, what they uniquely bring to it, and what leaders, husbands, teammates, and fellow women can do to make sure the largest group of missionaries on the planet is actually being seen and supported well. In This Episode, You'll Learn: What single and married women on the field are actually experiencing including the specific tensions around sacrifice, comparison, identity, and feeling unseen that rarely get named out loudHow to stop running on empty and start building the rhythms and community that will actually sustain you for the long haul on the fieldWhat it looks like to practically support the women on your team, whether you are a man in leadership, a husband in ministry, or a fellow woman on the field who wants to show up better for the people around you  Hey missionaries—how are your finances on the field? At Modern Day Missions, we make it simple for missionaries to receive donations and for donors to give. Serving 1,100+ missionaries worldwide, we free you to focus on your calling. We also offer resources like our weekly podcast, fundraising coaching, and a resource-packed newsletter. Connect with us at modernday.org Thanks for listening! Email us your questions at [email protected] Website: https://www.modernday.org/podcast YouTube: https://www.youtube.com/playlist?list=PLu3ie6N7vXvESqcHrM-SRTC7-XoPEmnv6 Facebook: https://www.facebook.com/moderndaymissions/ Instagram: https://www.instagram.com/moderndaymissions/ TikTok: https://www.tiktok.com/@moderndaymissions X: https://twitter.com/Modern_Day LinkedIn: https://www.linkedin.com/company/moderndaymissions/

Your MK’s are watching everything. They see how you handle the hard seasons, how you hold it together when everything is falling apart, and how much space there is in your family for the hard stuff to be said out loud. But what are they actually holding inside? And what do they wish you would ask? In this episode, three young adults who grew up on the mission field sit down to share what that life actually formed in them, what they carried silently, and what they wish their parents had known. One of them is my own daughter, and I invited them all to be very honest. They were. Whether you are a missionary parent, an MK yourself, or someone who walks alongside missionary families, this conversation has something for you. In This Episode, You’ll Learn What missionary kids are actually thinking when they go quiet, and why it is rarely what their parents assumeThe unexpected thing that shapes MKs more than the mission field itself, and what parents can do with that informationWhat it looks like when a family decides to be missionaries together, not just parents on mission with kids in tow Hey missionaries—how are your finances on the field? At Modern Day Missions, we make it simple for missionaries to receive donations and for donors to give. Serving 1,100+ missionaries worldwide, we free you to focus on your calling. We also offer resources like our weekly podcast, fundraising coaching, and a resource-packed newsletter. Connect with us at modernday.org Thanks for listening! Email us your questions at [email protected] Website: https://www.modernday.org/podcast YouTube: https://www.youtube.com/playlist?list=PLu3ie6N7vXvESqcHrM-SRTC7-XoPEmnv6 Facebook: https://www.facebook.com/moderndaymissions/ Instagram: https://www.instagram.com/moderndaymissions/ TikTok: https://www.tiktok.com/@moderndaymissions X: https://twitter.com/Modern_Day LinkedIn: https://www.linkedin.com/company/moderndaymissions/

Have you ever been in a season where everything seemed to be working against you, and you could not tell if it was spiritual warfare, burnout, or just the hard reality of missionary life? When you can tell the difference, you know how to fight. In this episode, evangelist, World Harvest founder, and Modern Day missionary Jacob Ebersole shares what spiritual warfare actually looks like on the mission field, the dramatic and the invisible, and the surprisingly practical ways missionaries can stand and fight without losing their joy in the process. You will walk away with new language for what you have already been carrying and a clearer picture of how to build the kind of team and foundation that holds when everything else is falling apart. In This Episode, You’ll Learn How to recognize the difference between overt and covert spiritual attack, and why that distinction affects how you respondWhat Jacob discovered about building the kind of team that does not crumble when the opposition gets intenseThe unexpected thing that could carry you and your team through the hardest season of your ministry Hey missionaries—how are your finances on the field? At Modern Day Missions, we make it simple for missionaries to receive donations and for donors to give. Serving 1,100+ missionaries worldwide, we free you to focus on your calling. We also offer resources like our weekly podcast, fundraising coaching, and a resource-packed newsletter. Connect with us at modernday.org Thanks for listening! Email us your questions at [email protected] Website: https://www.modernday.org/podcast YouTube: https://www.youtube.com/playlist?list=PLu3ie6N7vXvESqcHrM-SRTC7-XoPEmnv6 Facebook: https://www.facebook.com/moderndaymissions/ Instagram: https://www.instagram.com/moderndaymissions/ TikTok: https://www.tiktok.com/@moderndaymissions X: https://twitter.com/Modern_Day LinkedIn: https://www.linkedin.com/company/moderndaymissions/

What do you do when everything falls apart on the field? When the team fractures, the funding dries up, or a decision you made starts unraveling in ways you never anticipated? What if the way you respond in the first few hours determines whether your ministry survives? In this episode, Stephanie sits down with Phil Cooke, filmmaker, media producer, PhD in theology, and one of the most sought-after crisis communications experts in the Christian world. Phil has worked in over 70 countries, walked countless ministry leaders through their worst moments, and written the definitive guide for churches and ministries navigating crisis. Together they pull back the curtain on what missionaries are almost never prepared for, why cover-ups always cost more than the crisis itself, how to build guardrails before you need them, and what to do in the first critical hours when something goes wrong. This is not a theoretical conversation. This is a plan.   In This Episode, You’ll Learn How to spot red flags in your team and your own life before they become a crisis.Why how you communicate in the first hours matters more than the crisis itself.The two phone calls Phil says every missionary needs to make when a crisis hits.  Hey missionaries—how are your finances on the field? At Modern Day Missions, we make it simple for missionaries to receive donations and for donors to give. Serving 1,100+ missionaries worldwide, we free you to focus on your calling. We also offer resources like our weekly podcast, fundraising coaching, and a resource-packed newsletter. Connect with us at modernday.org Thanks for listening! Email us your questions at [email protected] Website: https://www.modernday.org/podcast YouTube: https://www.youtube.com/playlist?list=PLu3ie6N7vXvESqcHrM-SRTC7-XoPEmnv6 Facebook: https://www.facebook.com/moderndaymissions/ Instagram: https://www.instagram.com/moderndaymissions/ TikTok: https://www.tiktok.com/@moderndaymissions X: https://twitter.com/Modern_Day LinkedIn: https://www.linkedin.com/company/moderndaymissions/

Have you ever caught yourself angling the camera just right, choosing the words that make your ministry sound a little more impressive than it actually is? What if the pressure to perform is actually the thing standing between you and the life God designed you for? What if joy is closer to your insecurity than you ever imagined? In this episode, Stephanie sits down with author, speaker, and former ambassador Bob Goff for a conversation that is equal parts hilarious and deeply freeing. From Bob's own struggle with insecurity to why we should all aspire to be Roombas, to the time he walked into San Quentin dressed as Santa Claus, this episode will make you laugh, exhale, and give you full permission to stop spinning. In This Episode, You’ll Learn Why the most joyful people are often the most insecure, and what that means for the way you show up on the fieldHow to tell the difference between leading from love and leading from fear, and why one of them is slowly exhausting youWhy God delights in your small, bumbling, imperfect steps far more than you have been giving him credit for Hey missionaries—how are your finances on the field? At Modern Day Missions, we make it simple for missionaries to receive donations and for donors to give. Serving 1,100+ missionaries worldwide, we free you to focus on your calling. We also offer resources like our weekly podcast, fundraising coaching, and a resource-packed newsletter. Connect with us at modernday.org Thanks for listening! Email us your questions at [email protected] Website: https://www.modernday.org/podcast YouTube: https://www.youtube.com/playlist?list=PLu3ie6N7vXvESqcHrM-SRTC7-XoPEmnv6 Facebook: https://www.facebook.com/moderndaymissions/ Instagram: https://www.instagram.com/moderndaymissions/ TikTok: https://www.tiktok.com/@moderndaymissions X: https://twitter.com/Modern_Day LinkedIn: https://www.linkedin.com/company/moderndaymissions/

Are you preparing for your financial future, or are you hoping it takes care of itself? What does it actually look like to invest on a missionary income? And is it even possible when support fluctuates month to month? In this episode, Stephanie sits down with Elias Reyes, president of Modern Day Missions and a financial consultant with 25+ years of experience serving missionaries and nonprofit leaders. They talk about the retirement realities most missionaries are not prepared for and simple steps they can take to get on track. This is a conversation about faith, stewardship, and practical things you can do right now, no matter where you are starting from.   In This Episode You’ll Learn: Why waiting to invest is one of the costliest decisions a missionary can make, and what the numbers actually look like over timeHow to start investing on an inconsistent income, even if you can only set aside a small amount each monthThe difference between saving and investing, and why you need both working together to protect your family's future  Resources Mentioned: Modern Day Missions: modernday.orgContact Modern Day about the Guidestone retirement account: [email protected] Platforms Mentioned Fidelity: fidelity.comCharles Schwab: schwab.comTD Ameritrade: tdameritrade.comGuidestone: guidestone.org Thanks for listening! Email us your questions at [email protected] Website: https://www.modernday.org/podcast YouTube: https://www.youtube.com/playlist?list=PLu3ie6N7vXvESqcHrM-SRTC7-XoPEmnv6 Facebook: https://www.facebook.com/moderndaymissions/ Instagram: https://www.instagram.com/moderndaymissions/ TikTok: https://www.tiktok.com/@moderndaymissions X: https://twitter.com/Modern_Day LinkedIn: https://www.linkedin.com/company/moderndaymissions/