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Would you let an AI agent be your financial muse, or could it influence you more than you influence it? Ron Shevlin and Stacey Bryant debate Meta’s Muse, the warning that AI agents could accelerate bank runs, and whether anyone would pay $20 a month to move $200 from an account earning 1% to one earning 3%. They also explore how AI helped raise $2.3 million in deposits, what happens when software can open an account for you, and whether an agent can understand trust, community, and personal relationships. It is a candid, sharp, and occasionally spicy look at who could control the future of banking: the customer, the bank, or the agent in the middle. Show Notes:  Is an Agentic Bank Run Coming? | The Daily SparkRon's Substack Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfUYX Download the 2026 What's Going on in Banking Report here: https://qrco.de/bgmHtr Chapters [00:00] Would You Let an Agent Be Your Muse?  [01:30] Could AI Agents Trigger a Bank Run?  [04:45] Would You Pay $20 to Move $200?  [08:20] Stacey Pushes Back: Convenience Has Value  [11:40] Why Better Rates Do Not Always Move Money  [15:00] How AI Raised $2.3 Million in Deposits  [18:10] The Bigger Shift: AI Opens the Account  [21:20] Can an Agent Understand Trust?  [24:05] Stacey Tests an AI Banking Recommendation  [25:00] Creators: Banking’s Overlooked Customers  [28:20] What Comes Next   Send us Fan Mail Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfV82

What AI still can't do is at the center of two of the biggest debates in banking right now. Stacey shares a standout Finovate takeaway: a story about a janitorial company that uncovered a business opportunity no AI agent would have spotted. Meanwhile, new research suggests 8 in 10 businesses would consider switching to a financial institution built specifically for their industry. Maybe the future belongs to whoever asks the best questions.  Ron and Stacey debate why human curiosity may become more valuable in the AI era, whether fintech demos are solving real problems or just winning beauty contests, and why banks are increasingly focused on owning workflows instead of chasing deposits. They also break down Chime's acquisition of Stride. Is it a smart strategic move, or a case of "congratulations, now you have bank problems"? Expect candid opinions, sharp analysis, and a few spicy takes along the way.   Show Notes:  Chime Bought a Bank. Now it Has to Pay for One.Ron's Substack Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfUYX Download the 2026 "What's Going on in Banking" Report here: https://qrco.de/bgmHtr Chapters [00:00] Why AI Still Can't Replace Curiosity [08:40] The Real Question: Winning Workflows, Not Deposits [14:30] Ron's Pushback: Creativity, Context & Human Judgment [18:00] Did Finovate Deliver? [21:20] The One Demo That Stood Out [22:50] Chime Buys Stride: Smart Move or Hidden Risk? [27:00] More Money, More Problems? [32:15] Final Verdict Send us Fan Mail Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfV82

Banking’s AI adoption isn’t frozen. It’s early, uneven, and a lot more complicated than handing everyone a ChatGPT license and calling it transformation. Ron Shevlin and Stacey Bryant take apart the “frozen middle” narrative, explain why banks need to fund the less flashy stuff like APIs, data access, infrastructure, and process redesign, and warn that giving 500 employees AI tools could create 500 undocumented ways of working. Because apparently “let everyone run amok” is not an AI strategy.  Then they dig into the SoFi playbook credit unions keep overlooking, the student-lending ROI trap, and a 225-mile car-loan story that proves “apply online” does not always mean digital. Candid, sharp, and occasionally spicy, as always. Show Notes: Banking Is Very Wrong About the AI Timeline The Most Important Job Announcement in Banking SoFi Gives Checking Away Too, It Just Sells Something AfterwardRon's Substack Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfUYX Download the 2026 "What's Going on in Banking" Report here: https://qrco.de/bgmHtr Chapters [00:00] AI Isn’t Frozen [00:23] The “Frozen Middle” Claim [02:56] Why AI Adoption Is Just Early [07:45] AI Is Not One Technology [09:24] The Bigger Risk: Banks Standing Still [12:16] 500 Employees, 500 AI Workflows [14:40] Why One Person Can’t Own AI [16:10] Banking’s Most Important AI Hire [18:26] The Two AI Budget Buckets [22:17] Why Community Banks Can’t Wait [23:52] Party Like It’s 1993 [28:12] The SoFi Playbook Credit Unions Can Steal [29:59] The Student-Loan ROI Trap [31:22] Engagement Beats Rewards [34:04] The 225-Mile Car Loan Wake-Up Call Send us Fan Mail Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfV82

Is there really such a thing as a "core deposit" anymore? Ron Shevlin isn't buying it. Fresh off the African American Credit Union Coalition conference, Stacey Bryant shares insights on attracting the next generation of consumers and leaders before the conversation turns to stablecoins, tokenization, Visa's $2.4 billion BioCatch acquisition, AI-powered fraud, and why the "Great Wealth Transfer" may not be the windfall many bankers are counting on. In other words: a normal week in banking chaos. Show Notes:  The 'Great Wealth Transfer' Delusion (or Sorry Girls, But You're Not Getting Your Mom's and My Money)  Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfUYX   Download the 2026 "What's Going on in Banking" Report here: https://qrco.de/bgmHtr   Chapters [00:00] Stacey Returns from AACUC Recharged [01:06] Why Representation Still Matters in Banking [03:48] Zillennials, Growth & the Future of Credit Unions [05:41] Stablecoins, Tokenization & Real Use Cases [07:20] The Three-Day Interest Problem [10:24] Why Programmability Matters More Than FedNow [12:10] Deposit Fidgetization Has Entered the Chat [13:23] Sticky Deposits Are Dead [15:12] Visa's $2.4 Billion Fraud Bet [16:17] AI Is Fueling a Trillion-Dollar Fraud Problem [20:21] The Vendor Bundling Dilemma [24:06] The Great Wealth Transfer Delusion [26:28] Where the Money Actually Goes [28:01] The Real Opportunity Isn't the Inheritance [30:22] Parental Financial Management Send us Fan Mail Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfV82

Halfway through 2026, banking’s favorite buzzwords are still buzzing, but the numbers are starting to tell a less flattering story. Ron Shevlin and Stacey Bryant revisit the industry’s biggest predictions and dig into what’s actually happened. Fintechs are eating the checking account, stablecoins are creating awkward boardroom questions, and the much-promised “AI plumbing” has finally arrived. They also unpack why Chase’s branch expansion may have less to do with retail banking than the headlines suggest, why trust alone won’t save community institutions, and why being well-liked is a lot like being broccoli: admirable, but not necessarily anyone’s first choice. From product strategy and small business lending to the technology investments banks keep avoiding, this is a mid-year reality check packed with data, detours, and plenty of side-eye.   Show Notes:  Don't Fall for the Branch Hype: Chase Didn't Build Those Branches for Retail BankingWhat’s Going On in Banking: A Mid-Year Review2026 "What's Going on in Banking" Report Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfUYX   Download the 2026 "What's Going on in Banking" Report here: https://qrco.de/bgmHtr Chapters [00:00] Stacey Goes Back to the Banking Hood [03:25] The Mid-Year Review Ron Avoided for 11 Years [04:29] What Bank Executives Expected From 2026 [06:18] The Economy Drifts and AI Plumbing Arrives [08:07] Fintech Is Eating the Checking Account [09:42] Why Product Architecture Is Winning [10:42] Stablecoins and Mega-Bank Theater [14:03] The Real Threat Is Product Displacement [16:28] Does Every Bank Need a Chief Product Officer? [18:26] What Chase’s Branch Expansion Really Means [21:16] Trust, Broccoli and the 40% Myth [24:56] Small Business Banking: Trust vs. Speed [26:40] Why Fintechs Are Winning the Daily Relationship [29:53] Pre-Building Gets Bumped to the Next Episode Send us Fan Mail Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfV82

This week on What’s Going On in Banking, Ron Shevlin and Stacey Bryant somehow connect Knicks parade chaos, a questionable trash can decision, JPMorgan Chase, rewards gaps, and SoFi’s move into small business lending. Stacey is still on a Knicks high. Ron is trying to bring everyone back to reality. Together, they debate whether a JPMorgan Chase employee deserved to be fired, why rewards programs may be banking’s version of a gym membership, and whether SoFi’s latest move should have community banks and credit unions sweating. Trash cans were stolen. Rewards went unused. SoFi entered the chat. Just another normal week in banking! Show Notes:  Woman who emptied Knicks trashcan on street — then stole it — is fired from JPMorgan Chase, was DEI execThe Gym Membership Problem Just Ate Your Debit and Credit Card Rewards ProgramsSoFi enters small-business loan market  Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfUYX Download the 2026 "What's Going on in Banking" Report here: https://qrco.de/bgmHtr Chapters [0:00] Welcome Back to What’s Going On in Banking [2:08] The Knicks Finally Win and Stacey Is Not Over It [3:01] The Trash Can Incident That Became a Banking Story [5:20] Was JPMorgan Chase Right to Fire Her? [8:05] Stacey Puts on Her HR Hat [9:24] The Gym Membership Problem in Rewards Programs [12:46] Are Banks Profiting From Customer Inertia? [15:20] AI, 1033, and the Future of Product Recommendations [17:20] Advocacy-Based Value vs. Acquisition-Based Value [21:31] SoFi Enters Small Business Lending [23:31] The Gray Zone Between Consumers and Businesses [25:00] Stacey Pushes Back: Relationship Depth Still Matters [29:12] Can Community Banks Really Beat SoFi on Depth? [30:16] The SoFi Data Advantage [32:43] How Banks Can Use Data to Fight Back Send us Fan Mail Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfV82

The Knicks finally gave New York manners, Chase got wildly misquoted, and banks are still out here pretending branches are the main character. Stacey Bryant and Ron Shevlin break down what JPMorgan Chase’s branch expansion is actually about, why community banks should stop copy-pasting big bank strategy, and why zillennials might be the investment opportunity financial institutions keep missing while they argue about checking accounts like it’s 2009.  Also, Ron officially hates the term “white paper,” so please update your records accordingly. Show Notes:  Don't Fall for the Branch Hype: Chase Didn't Build Those Branches for Retail BankingThe Zillennial Opportunity: Credit Unions’ Traditional Investing Imperative in the Crypto Age Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfUYX Download the 2026 "What's Going on in Banking" Report here: https://qrco.de/bgmHtr  Chapters [0:00] Welcome: New Orleans, Conferences & Banker Concerns [4:37] Fiserv’s Agent OS Enters the AI Agent Race [8:07] What “Agentic AI” Actually Means [10:26] Operating System or Orchestration Layer? [12:13] Commercial Lending & AML: The First AI Agent Use Cases [15:50] How AI Could Change Commercial Lending [19:20] Bringing AI Skeptics Along [22:00] The AI Capability Continuum [23:42] When AI Should Act Autonomously [25:08] Culture, Risk & the Future Banking Workforce [27:31] Why Bank Leaders Can’t Ignore AI Decisions [31:04] OpenAI + Plaid: ChatGPT Enters Personal Finance [33:03] Why Ron Is Skeptical of AI Financial Advice [37:20] Small Business AI Adoption & Customer Behavior [40:59] Advice vs. Execution: Where AI Finance Gets Valuable Send us Fan Mail Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfV82

What are the headlines getting wrong about banking right now? In this episode of What’s Going On in Banking, Ron Shevlin and Stacey Bryant take on three big debates: whether Gen Z belongs in the boardroom, why AI executive clones may be more illusion than innovation, and why SoFi’s stablecoin story is really about Galileo’s B2B infrastructure play, not just consumer crypto hype. From credit union branding and board diversity to executive judgment, authenticity, tokenized money, and stablecoin strategy, this episode cuts through the surface-level takes and gets to what financial institutions should actually be paying attention to. Subscribe for more candid, sharp, and occasionally spicy conversations on what’s really going on in banking.    Show Notes: AI Clones in the C-Suite: A Productivity Solution to the Wrong ProblemSoFiUSD Is the Bait, Galileo Is the HookRon's Substack Account    Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfUYX   Download the 2026 "What's Going on in Banking" Report here: crnrstone.com/wgoib2026     Chapters [0:00] Intro: Knicks Energy, Boston Betrayal & Banking Banter [3:24] Stacey’s Conference Aha Moment [4:08] A Gen Z Board Member at a $2B Credit Union [5:44] Should Credit Unions Drop the “Credit Union” Name? [6:39] Ron’s Pushback: Gen Z Isn’t a Board Strategy [9:30] Representation vs. Real Board Expertise [11:46] Diversity of Thought or Market Research? [13:25] Ron’s Substack Era Begins [14:32] AI Clones in the C-Suite [16:20] Why AI Can’t Replace Executive Judgment [17:10] Authenticity, Trust & the “Real Slim Shady” Test [20:20] When AI Clones Actually Make Sense [24:20] SoFi’s Stablecoin Story: The Headlines Got It Wrong [26:20] Why Galileo Is the Real Stablecoin Play [28:21] Stablecoin Strategy: Rails, Role & Reach Send us Fan Mail Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfV82

Ron Shevlin and Stacey Bryant are back with a conversation on AI agents, vendor hype, and what banks actually need to solve before adding another layer to the tech stack. They start with Fiserv’s Agent OS and the broader AI agent race in banking, including where tools like this may fit, where the wording gets fuzzy, and why commercial lending and AML look like early proving grounds. From there, they get into the harder part: getting boards, executives, and teams comfortable with AI without pretending it is either magic or a threat to every job. The episode closes with OpenAI and Plaid’s move into personal finance inside ChatGPT, and whether AI powered advice has real value without the ability to take action for customers. Subscribe for practical, skeptical, and occasionally spicy conversations on what is actually going on in banking.   Show Notes: For Small Banks in AI, Here's How to Bring Skeptics AlongThe AI Agent Race in Banking: Fiserv Steps Up To The Starting Line With agentOSOpenAI Wants to Help With Your Finances. It Wants Your $100/Month Even More  Subscribe to the "What's Going On In Banking" podcast here:  https://qrco.de/bgfUYX   Download the 2026 "What's Going on in Banking" Report here:  crnrstone.com/wgoib2026 Chapters [0:00] Welcome: New Orleans, Conferences & Banker Concerns [4:37] Fiserv’s Agent OS Enters the AI Agent Race [8:07] What “Agentic AI” Actually Means [10:26] Operating System or Orchestration Layer? [12:13] Commercial Lending & AML: The First AI Agent Use Cases [15:50] How AI Could Change Commercial Lending [19:20] Bringing AI Skeptics Along [22:00] The AI Capability Continuum [23:42] When AI Should Act Autonomously [25:08] Culture, Risk & the Future Banking Workforce [27:31] Why Bank Leaders Can’t Ignore AI Decisions [31:04] OpenAI + Plaid: ChatGPT Enters Personal Finance [33:03] Why Ron Is Skeptical of AI Financial Advice [37:20] Small Business AI Adoption & Customer Behavior [40:59] Advice vs. Execution: Where AI Finance Gets Valuable Send us Fan Mail Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfV82

A bank CEO used an AI clone on an earnings call…and that was just the start. Ron Shevlin and Stacey Bryant get into what AI agents could actually mean for banking, from back-office automation and decision-making to governance, blockchain, and why most banks are still asking the wrong questions about AI. Real talk on where the industry is headed and what community banks should actually be paying attention to.   Show Notes: This bank CEO let his AI clone handle an earnings call — now he's signing an OpenAI dealAgents are starting to operate real systems — who’s actually in control?Ron's Substack Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfUYX Chapters [00:00] Intro + Banking Conference Talk [02:22] Bank CEO Uses AI Clone on Earnings Call [03:39] Ron’s Take on the OpenAI Deal [06:05] Governance & Compliance Concerns [07:06] The Bigger Conversation Around AI Agents [08:14] “Who’s Actually Controlling the AI?” [10:03] AI Identity, Blockchain & “Know Your Agent” [12:28] Stablecoins, Payments & AI Agents at Scale [13:43] Why Banks May Be Overthinking AI Risk [15:25] AI Agents Won’t Start With Payments [17:13] The REAL Strategic Question for Banks [18:28] AI’s Biggest Advantage: Speed [20:09] Cost, Change Management & Operational Risk [22:08] Stacey’s Argument for Blockchain in Banking [25:12] Ron: “Don’t Invest in Blockchain” Send us Fan Mail Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfV82

"Wait and see” might be the most expensive strategy in banking right now. In this episode of What’s Going On in Banking, Ron Shevlin and Stacey Bryant unpack the real implications behind Jamie Dimon’s comments and why AI, tokenization, and shifting customer behavior are forcing banks to make decisions now, not later. They break down the three battles banks are actually fighting: where to invest (branches vs. digital), who owns the customer relationship, and why deposits are becoming more volatile than ever. Along the way, they challenge the idea of “core” customers, call out the slow erosion happening to bank relationships, and explain why most personalization efforts still miss the mark. This isn’t about what’s coming next…it’s about what’s already happening. What’s Going On in Banking Post of the Month — How Selection Works: We’re watching 👀!! The WGOIB team highlights the sharpest, spiciest takes we see each month, no formal submissions needed. Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfV82 Chapters: [00:00] Intro & Financial Brand Forum recap [07:00] Are bank branches still worth it? [10:45] “Every budget is a confession” [15:00] The shift from branches to digital investment [20:30] The real deposit war begins [22:30] Fintechs are winning new accounts [24:30] Why “core deposits” are dead [26:30] The slow bleed of customer relationships [30:00] Why personalization has failed banks [31:30] AI changes the game for personalization [33:00] Trust vs. privacy in AI [34:30] From product offers to product design [36:00] What real personalization actually looks like [38:30] Where banks go wrong next Send us Fan Mail Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfV82

Jamie Dimon just said the quiet part out loud, and the rest of the industry should be paying attention. In this WGOIB episode, Ron Shevlin and Stacey Bryant break down the real implications behind the headlines: why AI is no longer a “nice to have,” how tokenization is quietly reshaping financial infrastructure, and why the wait-and-see approach in banking is officially dead. From cost-cutting vs. true differentiation, to the illusion of competitive advantage in tech, Ron and Stacey challenge how banks, especially community institutions, should be thinking about the future. Because the biggest risk right now? Standing still.   Show Notes Can AI Kill Banking Bureaucracy?Jamie Dimon’s Letter To Shareholders: The Most Important Fintech Memo Of 2026 Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfV82 Chapters [00:00] Jamie Dimon’s warning to banks [02:10] Why “wait and see” is no longer an option [04:35] AI is becoming core infrastructure [07:15] The myth of competitive advantage in tech [10:05] Why every bank ends up with the same tools [12:40] AI: cost cutter or true differentiator? [15:20] Inside the “plumbing” of modern banking [18:10] Tokenization and what it really changes [21:05] Where community banks can actually win [24:30] The danger of playing catch-up [27:15] What smart banks should be doing right now Send us Fan Mail Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfV82

Stablecoins aren’t a “crypto side quest” anymore—they’re becoming core financial infrastructure.  In this episode of What’s Going On in Banking, Ron Shevlin and Stacey Bryant break down Mastercard’s $1.8B bet on stablecoin infrastructure, why deposits may be more mobile than ever, and what banks are getting completely wrong. They also dive into: Why waiting on stablecoins could be a fatal mistake How tokenization could reshape payments (and profits) The real risk behind “we’re monitoring it” strategies And what Revolut needs to do to actually win in the U.S. Bottom line: the industry is changing fast and not everyone is ready. Show Notes: Stablecoins: What Community Banks Need To Know And Do NowWhat Revolut Needs To Do To Succeed In The USMastercard us | Mastercard to acquire BVNK to connect on-chain payments and fiat rails Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfV82 Chapters 00:00] Intro + Stacey’s conference recap [02:30] Why banks are still stuck on AI adoption [04:00] Inside the On-Chain conference (what stood out) [06:00] “You can’t sit this out” — stablecoin urgency [08:30] Mastercard’s $1.8B acquisition breakdown [11:00] Stablecoins = real infrastructure, not crypto hype  [13:30] Are banks outsourcing their future to Mastercard? [16:00] Optimistic vs realistic vs pessimistic takes [18:30] $6.6T in deposits at risk (“deposits that walk”) [23:00] Revolut enters the U.S. — opportunity or overhyped? [25:30] The “Cheesecake Factory” problem in fintech [29:30] The future: do we even need banking apps anymore? Send us Fan Mail Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfV82

We’re live and in person (from the “island of New Jersey” 😆) after Credit Union GAC and ahead of the New Jersey Bankers conference. And we’re breaking down the biggest banking and fintech headlines that actually matter.  Ron Shevlin and Stacey Bryant unpack: Why the mood at GAC was optimistic… with real undercurrents of concernKraken’s banking arm getting direct access to the Fed’s payment rails, and what that signals for banksWhy “waiting for regulatory clarity” on stablecoin doesn’t fly anymore (and why it’s now do-or-die)The private credit wake-up call for public bank stocksBlock’s massive layoffs and the “AI did it” narrative (spoiler: we’re not buying it)What AI agents can do today, what they can’t, and why “human-in-the-loop” is often misunderstoodWhy bankers are uneasy about using agents for fraud, and what needs to changeThe real takeaway from a credit union CEO saying “our members aren’t asking for stablecoin”  If you’re in banking, credit unions, fintech, or payments…this episode is a fast, honest reality check on what’s coming next and how to prepare. Show Notes: Block Lays Off 40% Of Staff And Blames It On AI. Don’t Buy The Excuse.2026 What's Going On In Banking Industry Report  Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfV82 Chapters [0:00] Live from “New Jersey Island” + GAC recap [1:48] Optimism at GAC… and the regulatory undercurrent [4:19] Kraken gets Fed access: why banks should pay attention [5:10] “Crypto isn’t a threat?” The wake-up call [6:41] Stablecoin: “regulatory clarity” is no longer an excuse [7:23] Big banks, credit quality, and the private credit threat [8:19] Block layoffs: the “AI made us do it” claim [12:06] Klarna vs Affirm: a real-world agent experience [18:05] AI agents in fraud: why 40% aren’t comfortable [27:08] “Members aren’t asking for stablecoin” (and why that’s the wrong lens)   Send us Fan Mail Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfV82

Capital One buys Brex for $5B. Goldman Sachs builds AI agents with Anthropic. MrBeast acquires a fintech. This isn’t a headline mashup — it’s what’s happening in banking right now. In this episode of What’s Going On in Banking, Ron Shevlin and Stacey Bryant break down the biggest moves reshaping financial services — and what they mean for banks and credit unions without megabank budgets. Inside the conversation: What the Capital One + Brex deal signals for SMB bankingWhy Goldman’s AI “digital coworkers” change the build vs. buy debateHow AI agents may reshape back-office operationsThe emerging battle to own the checking account workflowWhy banks are no longer just competing on rates, but on softwareFrom stablecoins to autonomous AI, this episode separates strategy from hype and highlights what institutions should actually be paying attention to. Show Notes: Goldman Equips AI Agents to do Trade Accounting, OnboardingInvasion of the Job Snatchers: Digital Bank Workers Have Arrived | Bank DirectorRon's Take on Array Acquiring Chimney  The 2026 What's Going On In Banking Report is NOW LIVE!! Download the Report: https://lnkd.in/gBNhy53PWatch the recap of the Webinar: https://vimeo.com/1166796761  Subscribe to the What's Going On In Banking podcast here: https://www.crnrstone.com/gritty-insights/podcasts/whats-going-on-in-banking Chapters [0:00] Welcome + Arizona Recap & Stablecoin Talk [3:10] Capital One’s $5B Brex Deal [5:35] Why SMBs Expect Integrated Banking Tech [7:27] SMB Segmentation: Capital, Industry, Technology [10:19] Strategy Over Scale: The Real Growth Question [11:14] Goldman Sachs Builds AI “Digital Coworkers” [13:05] What AI Agents Actually Do (And Don’t Do) [17:23] AI Risks, Bias & The Human Factor [19:25] MrBeast, Grab & The Fintech Acquisition Wave [20:36] The Hidden Battle for the Checking Account Send us Fan Mail Subscribe to the What's Going On In Banking podcast here: https://qrco.de/bgfV82