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[Ep 210] Taking imperfect action is hard when you’re waiting to feel confident, have the right plan, or know exactly how things will turn out. If you’re a woman over 40 who knows something needs to change but keeps waiting for the “right time,” this episode is for you. In this conversation, Mary Dibble shares what happened when she stopped waiting for everything to feel right and started taking small, imperfect steps instead. We talk about perfectionism, self-trust, mom guilt, getting outside your comfort zone, and why the smallest action can create the evidence you need to believe you’re capable of more. This episode is for any woman who is ready to stop overthinking and start moving toward the life she wants. Check out the show notes and other resources at: https://www.elevatefinances.us/blog/how-to-build-confidence-through-action-mary-dibble Connect with Mary: Website: https://marydibblecoaching.com/ Instagram: https://www.instagram.com/marydcoaching/ Limitless Mom Free Strategy Call  What topic or question would you love answered on the podcast? Get a personalized retirement gap analysis and step-by-step plan in a Retirement Strategy Session. Book your session today. Grab the 8-Step Retirement Ready Checklist to get a better handle on your finances and prepare for retirement in the next 10–15 years.

[Ep 209] If you've been listening to podcasts, reading articles, and consuming retirement advice, but still aren't sure if you’re on track for retirement and doing the right things.  In this episode, I share about why having more information isn't necessarily going to get you closer to retirement. I'll share what I've seen with clients who spent years trying to figure it out on their own, what finally helped them get unstuck, and how a clear picture of where you are can change what you do next.  Episode Highlights 02:05 Stop Chasing Guarantees 04:12 What A Retirement Strategy Session Covers 07:17 Priorities and Where to Start 09:51 Faster With Implementation Support Full Show Notes HERE Book a Retirement Strategy Session today. What topic or question would you love answered on the podcast? Get a personalized retirement gap analysis and step-by-step plan in a Retirement Strategy Session. Book your session today. Grab the 8-Step Retirement Ready Checklist to get a better handle on your finances and prepare for retirement in the next 10–15 years.

[Ep 208] You’re panicked and fear that it’s too late to catch up on your retirement savings. Maybe you haven't saved as consistently as you'd hoped, and now you're worried about your retirement lifestyle and how much you’ll need to retire comfortably. Inside this episode, I share why it's not too late, how to shift the thinking that keeps you stuck, and how to find your next action step. Episode Highlights 01:41 Stop Chasing A Magical Fix 02:41 Define Your Gap 05:30 Three Areas For Retirement Progress  10:03 Choose Your Next Action Step Full Show Notes HERE Book a CALL to see if the Retirement Strategy Session is the best next step for you. What topic or question would you love answered on the podcast? Get a personalized retirement gap analysis and step-by-step plan in a Retirement Strategy Session. Book your session today. Grab the 8-Step Retirement Ready Checklist to get a better handle on your finances and prepare for retirement in the next 10–15 years.

[Ep 207] If you’ve been searching “how much do I need to retire at 40” and every online calculator gives you a different answer, this episode shows you how to find a number built from your own spending. You’ll know where you stand and what to do next, without panicking over a figure you can’t explain. I walk through the rule of 25 step by step: take your current monthly expenses, multiply by 12, then multiply by 25, which is based on the 4% rule for retirement withdrawals. You’ll hear how one client’s calculator told her she needed $4 million when her actual number was nearly half that, and how another client discovered her retirement gap was only $20,000 and finally felt free to spend on projects she’d been putting off. I also explain why recalculating every 90 days keeps your plan honest as the market and your spending change. 02:10 – Are Online Retirement Calculators Trustworthy? 04:26 – Why “Retirement Savings by Age” Isn’t Accurate 05:42 – Using the Rule of 25 to Estimate Retirement Needs 08:08 – How Much Do I Need to Retire? Multiplying by 25 12:07 – Key Takeaway: It’s Not Too Late to Start Now Book a free call at elevatefinances.us/call to spend 30 minutes finding out where you are in the retirement planning process and what your next money move should be. Check out the show notes and other resources at https://www.elevatefinances.us/blog/am-i-behind-on-retirement-savings-how-to-calculate-your-number What topic or question would you love answered on the podcast? Get a personalized retirement gap analysis and step-by-step plan in a Retirement Strategy Session. Book your session today. Grab the 8-Step Retirement Ready Checklist to get a better handle on your finances and prepare for retirement in the next 10–15 years.

[Ep 206] Finding yourself after 40 can feel difficult when you’ve spent years building a career, caring for others, meeting expectations, and doing what you thought you were “supposed” to do. If you’re entering a new season of life and wondering, “What do I want now?”, this episode is for you. In this conversation, I’m joined by Dani Muniz of Sacred CEO, and we explore what happens when the life you’ve built no longer feels fully aligned. You’ll discover why getting quiet, noticing the “clouds” that shape your thinking, and changing the meaning you give to change can help you see your next chapter more clearly. This episode is for women over 40 who are ready to stop living by everyone else’s expectations and start creating a next chapter that actually feels like theirs. Episode Highlights 03:30 Getting Quiet to Hear Yourself 05:52 Emotions as Information 11:50 Finding Clarity Through Opposites 16:41 Why Change Feels Hard Connect with Danie Muniz Website Instagram YouTube Podcast Be sure to grab her Daily Reset guide. Find the full show notes HERE What topic or question would you love answered on the podcast? Get a personalized retirement gap analysis and step-by-step plan in a Retirement Strategy Session. Book your session today. Grab the 8-Step Retirement Ready Checklist to get a better handle on your finances and prepare for retirement in the next 10–15 years.

[Ep 205] You've made the decision to finally get serious about budgeting and tracking for retirement. You know tracking is something you should be doing, yet being consistent is where you fall short. Inside this episode, I share 3 reasons your tracking is inconsistent, and they're probably not what you think. And then I help you find a solution with 3 shifts that make tracking easier, without adding more time or stress to your day. If you're ready for a system that supports your goals instead of working against you, book a money clarity call and we'll talk about where your money is going and how you can track it better. Episode Highlights 00:00 Why Your Tracking Efforts Fais 03:00 Reason One - The Perfection Trap 07:16 Fix Two - Allow Broader Categories Full Show Notes HERE What topic or question would you love answered on the podcast? Get a personalized retirement gap analysis and step-by-step plan in a Retirement Strategy Session. Book your session today. Grab the 8-Step Retirement Ready Checklist to get a better handle on your finances and prepare for retirement in the next 10–15 years.

[Ep 204] Gen X, when you think about retirement, the excitement fades fast once you remember everything you still need and want to do before then. Your retirement mindset immediately gets stuck in "I can't do it all," and that thinking is exactly what keeps you frozen instead of moving forward. Inside this episode, I share why that overwhelm shows up in the first place and how knowing your numbers can help you shift from feeling to facts.  If you're ready to stop guessing and start moving toward your goals, book a money clarity call where we'll dive into where your money is going and how a system can help you reach your goals. Episode Highlights 00:29 Break All Or Nothing Mindset 04:27 Evaluate And Know Your Numbers 09:59 Prioritize Your Goals For Action Full Show Notes HERE What topic or question would you love answered on the podcast? Get a personalized retirement gap analysis and step-by-step plan in a Retirement Strategy Session. Book your session today. Grab the 8-Step Retirement Ready Checklist to get a better handle on your finances and prepare for retirement in the next 10–15 years.

[Ep 203] You’re paying off debt to get retirement ready. The extra you are able to pay each month is making a difference, but occasionally you still find yourself adding to the balance instead of paying it down. In this episode, I share how debt competes with your ability to save for retirement, three risks debt poses to your retirement, and how to break the cycle of relying on credit cards to cover expenses. If you're being responsible with your money but still find yourself adding to the credit card balance more often than you'd like, this episode is for you. Episode Highlights 00:00 Debt Cycle Stress 03:53 Three Retirement Ready Risks 08:41 Build A Cash Flow Management System 09:32 Break the Cycle of Credit Card Reliance Related Episode(s): Episode 182 Read full show notes HERE Book your free money clarity call to get a clear plan for tackling debt and getting retirement ready. What topic or question would you love answered on the podcast? Get a personalized retirement gap analysis and step-by-step plan in a Retirement Strategy Session. Book your session today. Grab the 8-Step Retirement Ready Checklist to get a better handle on your finances and prepare for retirement in the next 10–15 years.

[Ep 202] Your retirement health might be the single biggest wildcard in your plan, and most pre-retirees are quietly terrified it'll drain everything they've worked for.  So what actually protects you here: more savings, better habits, or something you haven't thought of yet?  In this episode, I’m joined by Jenny Smith, and we break down how to protect your health, the habits to start now (before you need them), and why stress might be damaging your nest egg more than you realize. Episode Highlights [02:10] Protect Your Retirement Health  [05:00] Why Prevention Matters [10:20] High Impact Health Habits [20:10] Save Money With Meal Planning & Prep [27:00] Quick Stress Reduction Practices Connect with Guest Jenny Smith: Website Instagram Download her Protein Guide Full show notes can be found HERE What topic or question would you love answered on the podcast? Get a personalized retirement gap analysis and step-by-step plan in a Retirement Strategy Session. Book your session today. Grab the 8-Step Retirement Ready Checklist to get a better handle on your finances and prepare for retirement in the next 10–15 years.

The quiet excuse underneath all the others. In this mini episode, Dalene shows what "later" actually means and what to do instead. Are You On Track To Retire? 5-day event to get you on track to retire in 5 years Register today to begin creating your roadmap to retirement What topic or question would you love answered on the podcast? Get a personalized retirement gap analysis and step-by-step plan in a Retirement Strategy Session. Book your session today. Grab the 8-Step Retirement Ready Checklist to get a better handle on your finances and prepare for retirement in the next 10–15 years.

Organizing your money and building a retirement plan aren't the same thing. In this mini episode, Dalene explains the difference and why one of them keeps you stuck.  Are You On Track To Retire? 5-day event to get you on track to retire in 5 years Register today to begin creating your roadmap to retirement What topic or question would you love answered on the podcast? Get a personalized retirement gap analysis and step-by-step plan in a Retirement Strategy Session. Book your session today. Grab the 8-Step Retirement Ready Checklist to get a better handle on your finances and prepare for retirement in the next 10–15 years.

Saving is only one piece of the puzzle and it's usually not the one with the most room to move. In this mini episode, Dalene shares what else you can control to boost your savings. Are You On Track To Retire? 5-day event to get you on track to retire in 5 years Register today to begin creating your roadmap to retirement   What topic or question would you love answered on the podcast? Get a personalized retirement gap analysis and step-by-step plan in a Retirement Strategy Session. Book your session today. Grab the 8-Step Retirement Ready Checklist to get a better handle on your finances and prepare for retirement in the next 10–15 years.

Why you feel overwhelmed and what to do instead. Overwhelmed isn't the same as stuck. In this mini episode, Dalene walks you through what you should do to start taking action. Are You On Track To Retire? 5-day event to get you on track to retire in 5 years Register today to begin creating your roadmap to retirement What topic or question would you love answered on the podcast? Get a personalized retirement gap analysis and step-by-step plan in a Retirement Strategy Session. Book your session today. Grab the 8-Step Retirement Ready Checklist to get a better handle on your finances and prepare for retirement in the next 10–15 years.

You're not behind! You just don't have a plan yet.  In this episode, Dalene breaks down why "behind" is a feeling, not a fact, and what it actually takes to close the gap.  Are You On Track To Retire? 5-day event to get you on track to retire in 5 years Register today to begin creating your roadmap to retirement What topic or question would you love answered on the podcast? Get a personalized retirement gap analysis and step-by-step plan in a Retirement Strategy Session. Book your session today. Grab the 8-Step Retirement Ready Checklist to get a better handle on your finances and prepare for retirement in the next 10–15 years.

[Ep 201] Budgeting for retirement can feel impossible when you’re already watching every dollar. You’ve cut back on eating out, you’re not shopping as much, and you still wonder, Where am I supposed to find extra money to save for retirement? If you keep waiting for “extra money” to save for retirement, you may be missing opportunities you have right now. In this episode, we’ll shift how you think about “extra” money and uncover where your savings potential may already exist without simply telling you to cut more from your life. If you’re a Gen Xer who wants to save more for retirement and you’re tired of waiting, book Your Retirement Strategy Session now. Episode Highlights 00:00 Stop Waiting to Save for Retirement at 40 03:52 How to Budget to Find Savings 04:46 A Real Client's Savings Wins 07:13 Find Savings Within Your Expenses 09:43 Shift Your Retirement Mindset For Potential Savings Read Full Show Notes HERE What topic or question would you love answered on the podcast? Get a personalized retirement gap analysis and step-by-step plan in a Retirement Strategy Session. Book your session today. Grab the 8-Step Retirement Ready Checklist to get a better handle on your finances and prepare for retirement in the next 10–15 years.