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Brennen Thomas and Steven Thomas break down the 2026 U.S. housing market trends and provide insights for buyers and investors. From winter market activity to mortgage rates, inventory changes, and the Federal Reserve’s impact, this video explains the real story behind current headlines. Learn why purchasing a home today can still be a strong long-term investment and how market timing affects your buying power. Stay informed with expert analysis you won’t see anywhere else. Time Stamps: 00:00-Introduction 01:01-Personal Updates 01:25-Winter Market Trends 03:00-Best Time To List Homes 04:28-Interest Rates and Buying Power 06:18-Home Inventory Trends 07:07-Federal Reserve Insights 10:56-Kevin Warsh and Fed Leadership 12:09-Government Shutdown and Data Delays 13:53-Housing Crash Narrative Explained 15:42-Buying Vs Renting 18:08-Historical Home Values 20:51-San Diego Market Context 22:01-Hunkering Down Trend Update 24:47-Conclusion

In this episode of Let’s Talk Housing, Brennen Thomas and Steven Thomas break down the early winter housing market shift and why demand is about to change. They explain what’s happening with mortgage rates, inflation, and job data, and how affordability is impacting buyers. The conversation also tackles starter homes and the truth behind institutional investors. Data-driven insights from Reports On Housing help cut through the noise. Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode! Time Stamps: 00:00-Intro 01:25-Supply & Demand Overview 03:05-Market Slowdown And Winter Kickoff 06:00-Winter Market Trends And Timing 07:07-Jobs Data, Unemployment, & CPI 09:27-Inflation & Fed perspective 11:25-Mortgage Rate Trends & Spreads 16:25-Interest Rate Analysis & Outlook 18:41-Potential For Mortgage Rates In The Fives 20:29-Starter Homes & Affordability 24:56-Institutional Investors & Housing Policy 30:27-Conclusion

2026 Housing Market Outlook Buyer Market Mortgage Rates Steven Thomas Reports On Housing Is the housing market finally shifting in 2026? In this episode of Let’s Talk Housing, Brennen Thomas and Steven Thomas of Reports On Housing break down inventory growth, buyer demand, mortgage rates, and what 2025 taught us about market normalization. Using national data and real-world insights, they explain why the market feels sluggish now and what could change if rates move closer to 6%. This is a must-watch for buyers, sellers, and real estate professionals preparing for 2026. Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode! Time Stamps: 0:00-Intro 1:27-Housing Supply and Demand Overview 3:28-When the Housing Market Heats Up 4:32-Recent Economic Data Overview 5:37-Jobs Report and Labor Market Outlook 8:04-How Jobs Data Impacts the Fed 11:28-2025 Housing Market Normalization 12:53-Locked-In Mortgage Myth Explained 15:38-Inventory Growth vs Buyer Demand 18:02-Is 2026 a Buyer’s Market 19:14-Why 6% Mortgage Rates Matter 22:46-Supply and Demand Pendulum Explained 24:44-Pending Home Sales Surge Explained 26:27-Final Thoughts and Subscribe

Housing Headlines vs Reality: No Crash in 2026 Real Estate Forecast Explained Housing headlines are everywhere, but most miss the real story. In this episode of Let's Talk Housing, Steven Thomas of Reports On Housing breaks down why click-driven crash narratives do not align with the data and what is actually happening with supply, demand, mortgage rates, and home prices. We explain Expected Market Time, why the housing market is slowing, not crashing, and what needs to happen for a true crash. This episode also covers the 2026 real estate forecast, mortgage rates, and which markets may improve next year. Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode! Time Stamps: 00:00-Welcome to Let's Talk Housing 00:14-Housing Headlines vs Reality Explained 01:49-Expected Market Time vs Days on Market 04:10-December Supply and Demand Slowdown 05:35-Economic Data, Mortgage Rates, and the Fed 09:04-Why Housing Crash Headlines Are Misleading 14:43-Fear of a 2026 Housing Crash Explained 17:07-What Causes a Real Housing Market Crash 21:40-2026 US Housing Market Forecast 23:56-Mortgage Bankers Association Price Outlook 28:45-Google Testing Home Listing Search 30:36-Final Thoughts and Where to Learn More

Dive into the latest housing market trends and economic updates in this episode! We’ll break down housing crash hysteria, delistings rising, concerns for 2026, how the struggling states will perform next year, and much more.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps: 00:00-Introduction 03:23-Real Estate Update 07:23-Economic & Federal Reserve Update 14:47-Housing Crash Calls 23:55-Delistings Are Rising At The "Fastest Pace" 30:57-Concerns For 2026 & How Struggling Areas Will Perform 36:00-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down the government reopening, mortgage rates, NAR forecast, economic concerns, and much more.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction 03:56-Real Estate Update 06:39-Latest Economic Update (Post-Government Reopening) 11:48-How Low Will Mortgage Rates Go? Are We Stuck Above 5% Permanently? 17:01-NAR Forecasting Double-Digit Growth In 2026 19:12-Portable Mortgage Talks Have Returned… 24:31-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down concerns over investors, homebuying now vs. later, AI in real estate, the future of housing, 50-year mortgages, and much more.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps: 00:00-Introduction 03:49-Real Estate Update, Economics Update, and Government Shutdown Update 09:49-Are Investors A Problem? 14:10-Purchasing Now Or In The Spring 18:51-First-time Home Buyers Metrics Worsening 20:28-AI In Real Estate 22:16-50-Year Mortgage… 25:03-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down the Government shutdown, some signs the market is healing, Guess That Market, and much more.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps: 00:00-Introduction 02:12-Government Shutdown Update 03:11-What Does The Fed Do Without All The Data? 06:20-Real Estate Could Heal From Lower Rates 09:56-How The Real Estate Industry Is Healing 11:52-If Rates Continue To Fall, What Could Happen 13:52-Sellers Outnumbering Buyers 500,000… 16:57-What The 3 Signs Home Prices Can Plunge Are 19:03-Guess That Market 20:43-Guess That Market Answer & Explanation 26:00-Recession Calls Returned 30:03-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down purchasing with friends, market dynamics, private listings, investors, and much more.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps: 00:00-Introduction 02:24-Real Estate Market Update 05:48-Is The Government Shutdown Having Any Impacts? 07:15-Economic Update (If Anything…) 09:11-Purchasing With Friends Or Relatives 10:46-Are We Back In A Balanced Market? 13:52-Will Private Listings Rise With The Compass Acquisition 17:09-Can We Sustain With Our Mortgage Rates 19:37-Credit Scores Dropping Fast 22:51-Context Is Key 25:05-Investors Purchasing 1/3 Of All Properties In Q2 2025 27:46-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down recent topics on the Federal Reserve, Compass's recent acquisition, fertility rates in the US, mortgage rates, and much more.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps: 00:00-Introduction 03:07-Real Estate Market Update 06:35-Federal Reserve Meeting 13:25-What Is The Importance Of Fed Independence 19:01-Fannie Mae's Mortgage Prediction 20:56-Downside Stickiness In Housing 24:48-Compass Recent Acquisition 26:59-Declining Fertility Rates' Impact On Housing 29:57-No Crash In The Commercial Market 31:08-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down whether purchasing a home is a worthy investment, national housing emergency, housing bubble, and much more.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps: 00:00-Introduction 02:37-Real Estate Market Update 04:00-No Price Crash! 04:50-Latest Economic News 10:08-Why Is Housing An Investment? 14:29-Younger People Investing Rather Than Purchasing A Home 17:51-National Housing Emergency, Is It Real? 19:51-14 High-Risk Markets In California? 22:22-Is Housing In A Bubble? 24:13-Message To Sellers In Today's Market 30:28-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down whether history is repeating itself for the housing market, buyers on the sidelines, the Federal Reserve potentially cutting rates, and much more.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps: 00:00-Introduction 02:32-Real Estate Market Update 04:30-Is the Market Picking Up Unlike Recent Years? 06:10-Latest Economic News 08:44-What Are The Odds The Fed Will Cut? 10:55-Is History Repeating Itself? 13:47-What Happens When Rates Reach 6% 16:12-Will Prices Or Rates Cave First? 20:17-Home Prices In Metros Falling And Rising 23:10-Sellers Removing Their Homes Off The Market 27:15-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down if it's beneficial to purchase in today's buyer's market, a tariff update, Capital Gains Tax, Gen Z & buying trends, and much more.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps: 00:00-Introduction 03:25-Real EstateMarket Update 05:27-Latest Economic News 12:57-Normal Inventory Peak? 14:24-Is It Still A Good Time To Buy? 19:28-Capital Gains Tax Update? 22:50-Tariff Update 27:15-Gen Z Homeowners Are Unhappy 29:31-Will Gen Z Rent For Longer? 30:53-1-Year After Real Estate Commission Changes 34:28-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down the Federal Reserve and if they can fix housing, is there still a housing shortage?, more on home prices, and much more.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode! Time Stamps: 00:00-Introduction 03:31-Current Market Update 06:22-Latest Economic News 12:17-Is The Fed Stuck Behind? 15:57-Are We Stuck Above 6% For Mortgage Rates? 20:55-Is There Still A Housing Shortage? 23:51-4 States Where Prices Are Expected To Crash 26:20-What Is The Tipping Point For Buyers? 30:43-Does The Federal Reserve Have The Tools To Fix Housing? 37:00-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down home cancellations on the rise, affordability concerns, the Federal Reserve, more news on tariffs, and much more.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction 02:05-Current Market Update 05:35-Slowing Housing and Home Prices 12:11-Latest Economic News 14:24-Did The Latest Data Impact Future Fed Meetings? 15:43-Jerome Powell's Position At Risk? 20:59-Home Cancellations Rising 23:43-Will Falling Prices Help With Unaffordability? 27:47-Updates on Tariffs 30:23-Conclusion