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Fixed or variable mortgage in Canada in 2026? With the Bank of Canada raising interest rates again, Toronto homebuyers and homeowners are facing some big decisions. Should you lock into a fixed mortgage rate, take your chances with a variable rate, or wait to see what happens next?In this episode of the Toronto Real Estate Podcast, Ralph Fox sits down with Jason Friesen, Managing Partner & Mortgage Broker at Outline Financial, to unpack Canada's latest interest rate hike, the Toronto housing market, mortgage renewals, inflation & what could be coming in 2027.And yes, Ralph puts Jason on the spot. Fixed or variable? If you were choosing a mortgage today, which would you pick? ____________________________________________________ Speakers: Ralph Fox (Co-Founder and Broker of Record at Fox Marin) Jason Friesen (Managing Partner & Mortgage Broker at Outline Financial)

Is Toronto's real estate market finally approaching the bottom, or could the housing downturn continue through 2027 and beyond?Toronto home prices have fallen, condo inventory remains elevated, and buyers have more negotiating power than they've had in years. So why is nobody buying?In this episode of the Toronto Real Estate Podcast, Ralph Fox of Fox Marin welcomes back Zhen Liang of Prime Properties TO for a candid conversation about the Toronto housing market in late 2026, what's keeping buyers on the sidelines, and what might happen next.When they last spoke in January, both saw reasons for cautious optimism. Ten months later, economic uncertainty, interest rate pressures, declining consumer confidence and a widening divide between Toronto neighbourhoods have dramatically changed the conversation. Are we witnessing a temporary correction, a prolonged housing downturn, or a fundamental shift in how Canadians think about owning real estate? ____________________________________________________ Speakers: Ralph Fox (Co-Founder and Broker of Record at Fox Marin) Zhen Liang (Founder at Prime Properties TO)

The Toronto real estate market in fall 2026 is caught in a standoff. Buyers want bargains. Sellers aren't budging. And despite higher inventory levels, desirable Toronto homes are still attracting multiple offers. So what's really happening?Is Toronto finally a buyer's market, or are the headlines telling only half the story?In this Boots on the Ground edition of the Toronto Real Estate Podcast, Ralph Fox, Kori Marin and the Fox Marin sales leadership team unpack what they're seeing firsthand across downtown Toronto, central Toronto and the city's east end. ____________________________________________________ Speakers: Ralph Fox (Co-Founder and Broker of Record at Fox Marin) Kori Marin (Co-Founder and Broker at Fox Marin) Jessica Spillas (Broker and VP of Sales at Fox Marin) Ian Busher (Broker and VP of Sales at Fox Marin) Reuben Labovitz (Broker and Sales Director at Fox Marin) Jerome Werniuk (Sales Rep and Sales Director at Fox Marin)

Toronto mayoral election 2026: Olivia Chow vs. Brad Bradford on property taxes, the land transfer tax and housing. What it means for homeowners and buyers.Ralph Fox and Kori Marin, co-founders of Fox Marin, compare the platforms of incumbent mayor Olivia Chow (mayor since 2023) and councillor Brad Bradford (councillor since 2018) through a Toronto real estate lens. Election day is Monday, October 26, with polls open 10 a.m. to 8 p.m. Early voting topped 222,000 ballots, up 72% from last time. ____________________________________________________ Speakers: Ralph Fox (Co-Founder and Broker of Record at Fox Marin) Kori Marin (Co-Founder and Broker at Fox Marin)

Toronto Real Estate market update, September 2026: the TRREB numbers, explained in plain English. The City of Toronto average price is back above $1M at $1,034,320, but it's 5.1% below last September; sales are down 6.1%, and buyers are in a holding pattern. Ralph Fox and Kori Marin of Fox Marin Associates break down what actually happened in Toronto's housing market in September, why it felt so quiet, and what it means if you're buying or selling a condo, semi or detached house this fall. ____________________________________________________ Speakers: Ralph Fox (Co-Founder and Broker of Record at Fox Marin) Kori Marin (Co-Founder and Broker at Fox Marin)

When will the Toronto real estate market recover? Ralph Fox, co-founder and Broker of Record at Fox Marin, asks Ben Myers, President and Founder of Bullpen Research & Consulting, who has more than 20 years of experience researching GTA housing. They look past monthly sales numbers to the bigger trends shaping Toronto condo prices, rents, and new housing supply through 2028 and beyond. ____________________________________________________ Speakers: Ralph Fox (Co-Founder and Broker of Record at Fox Marin) Ben Myers (President and Founder of Bullpen Research & Consulting Inc.)

Is Toronto affordable in 2026? GTA home prices are down 26% from the 2022 peak, the Bank of Canada rate has dropped from 5% to 2.25%, and the monthly mortgage payment on an average home has fallen from roughly $7,100 to $4,200. So why does everyone in Toronto still feel like they're treading water?In this episode of the Toronto Real Estate Podcast, Fox Marin co-founders Ralph Fox and Kori Marin break down the Toronto affordability crisis with real numbers: the $236,000 household income needed to qualify for an average home versus a median household income of $98,000, groceries up 29% since 2021, gas at $1.83 per litre, 4.1 million food bank visits a year, and a full monthly budget for a couple renting a one bedroom condo in Toronto that hits $4,000 before adding a car. ____________________________________________________ Speakers: Ralph Fox (Co-Founder and Broker of Record at Fox Marin) Kori Marin (Co-Founder and Broker at Fox Marin)

What can $1 million actually buy you in Toronto real estate in fall 2026? We analyzed all 3,240 homes that SOLD under $1M in the City of Toronto since July 1, 2026 (sold prices, not asking prices) to show you where they are, what they are, and what they really cost to carry.In this episode of the Fox Marin Toronto Real Estate Podcast, Ralph Fox (Broker of Record) and Kori Marin (Broker) break down the September 2026 Toronto housing market for first-time buyers, move-up buyers and anyone relocating to Toronto. ____________________________________________________ Speakers: Ralph Fox (Co-Founder and Broker of Record at Fox Marin) Kori Marin (Co-Founder and Broker at Fox Marin)

Is the Toronto real estate market finally bottoming out? In this episode, Fox Marin co-founder and broker of record Ralph Fox sits down with Jessica Spilis (VP, Fox Marin, aka the "Queen of Acquisitions") and Kori Marin (co-founder, broker) to break down what's actually happening in the fall 2026 Toronto housing market, beyond the headlines. ____________________________________________________ Speakers: Ralph Fox (Co-Founder and Broker of Record at Fox Marin) Kori Marin (Co-Founder and Broker at Fox Marin) Jessica Spillas (Broker & VP of Sales at Fox Marin)

Toronto's average home price has dropped below $1 million for the second time in 2026. In this August 2026 Toronto real estate market update, Fox Marin co-founders Ralph Fox and Kori Marin break down the City of Toronto (416) numbers you won't see in the headlines: average sale price, new listings, active inventory, months of supply, the sales-to-new-listings ratio, and what it all means for the fall 2026 market. ____________________________________________________ Speakers: Ralph Fox (Co-Founder and Broker of Record at Fox Marin) Kori Marin (Co-Founder and Broker at Fox Marin)

Is late August the best time to buy a home in Toronto? The numbers say it is one of only three windows all year where buyers hold the leverage. Last year the average City of Toronto price dropped $52,000 from July to August, then jumped $97,000 from August to September. Just one in three listings is finding a buyer, and the average home is sitting 45 days.In this episode, Fox Marin co-founders Ralph Fox and Kori Marin walk through a slide by slide look at the summer slump: what the July 2026 GTA numbers show, why half of Toronto's agents are on vacation right now, and why a seller staring at a silent phone in the last week of August is far more receptive to a conversation than they will be on September 8. ____________________________________________________ Speakers: Ralph Fox (Co-Founder and Broker of Record at Fox Marin) Kori Marin (Co-Founder and Broker at Fox Marin)

Toronto’s West End real estate market has changed dramatically since the 2022 peak, but not every neighbourhood or property type has performed the same way.In this episode of The Toronto Real Estate Podcast, Fox Marin co-founders Kori Marin and Ralph Fox take a detailed look at the Toronto West End real estate market in 2026, comparing home and condo prices across Trinity Bellwoods, Roncesvalles, The Junction, Liberty Village, Niagara and the C01 Waterfront, including CityPlace, Fort York and parts of King West. ____________________________________________________ Speakers: Ralph Fox (Co-Founder and Broker of Record at Fox Marin) Kori Marin (Co-Founder and Broker at Fox Marin)

The Toronto Real Estate market may finally be showing the first signs of stabilization.In this episode of The Toronto Real Estate Podcast, Kori Marin and Ralph Fox break down the July 2026 numbers and look beyond the headlines to understand what is actually happening across the 416 and GTA.Sales in Toronto edged higher, new listings dropped sharply, active inventory continued to tighten, and Toronto condos posted their highest average price of 2026 at roughly $672,000. At the same time, the 905 continues to lag behind the city, creating a very different market depending on location and property type. ____________________________________________________ Speakers: Ralph Fox (Co-Founder and Broker of Record at Fox Marin) Kori Marin (Co-Founder and Broker at Fox Marin)

Toronto’s East End has changed dramatically, but which neighbourhoods have delivered the strongest returns, and where could buyers still find opportunity?In Part One of our East versus West Toronto real estate debate, Kori Marin and Ralph Fox examine the numbers, neighbourhoods and major infrastructure projects shaping the city’s Lower East Side.We compare 10-year price appreciation and post-2022 market performance across Leslieville, North Riverdale, Greenwood-Coxwell, Corktown, the Distillery District and the Canary District. The results reveal a significant divide between Toronto freehold homes and condos, including one East End condo market that has appreciated more than 100 percent over the past decade while also experiencing one of the sharpest corrections from its peak. ____________________________________________________ Speakers: Ralph Fox (Co-Founder and Broker of Record at Fox Marin) Kori Marin (Co-Founder and Broker at Fox Marin)

Renovating a Toronto home can transform how you live, but it can also consume far more money, time and patience than expected.In this episode of The Toronto Real Estate Podcast, Ralph Fox and Kori Marin are joined by Fox Marin’s Jerome Werniuk and Ian Busher to examine the biggest renovation mistakes Toronto homeowners, buyers and sellers make. Ian brings the perspective of a Red Seal carpenter and licensed contractor, while Jerome shares what he has learned midway through a major renovation of his own Victorian home. ____________________________________________________ Speakers: Ralph Fox (Co-Founder and Broker of Record at Fox Marin) Kori Marin (Co-Founder and Broker at Fox Marin) Jerome Werniuk (Sales Representative & Sales Director at Fox Marin) Ian Busher (Broker & VP of Sales at Fox Marin)