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Is buying property in the UK still worth it in 2026? Prices have stayed flat, interest rates are up, there's talk of a wealth tax and a new 2.5% deposit scheme for first-time buyers. So we sat down to answer the questions you keep asking us, with Tayo bringing the property investor's view and Eman the financial adviser's. We get into why you should buy your own home if you're not investing or building a business, why borrowing the maximum the bank offers can cripple you, new builds vs older homes, pivoting from buy-to-let to Airbnb and rent to rent, property vs stocks, and why some financial advisers will always rubbish property. And the big question: when the income stops, what will you actually have to show for it? WORK WITH US 📈 Eman's free Financial Freedom Masterclass: https://masterclass.financialfreedomaccelerator.co.uk/?utm_source=youtube&utm_medium=podcast&utm_campaign=ep137 🏠 Book a property strategy call with Tayo: https://book.bwtestates.com/call?src=youtube 🛏️ Tayo's free Airbnb & serviced accommodation masterclass: https://lp.servicedaccommodationsuccess.com/sas-masterclass?utm_source=youtube&utm_medium=podcast&utm_campaign=ep137 00:00 — Welcome Back & Introducing The Table 10:06 — Should You Still Buy Your Own Home in 2026? 14:40 — Is Investing in UK Property Still Worth It? 17:40 — Switching to Rent to Rent 20:10 — The New 2.5% Deposit Scheme: Help or Harm? 26:36 — New Build vs Older Home: Know Why You're Buying 31:47 — Property vs Stocks: Why Not Do Both? 34:02 — Why Your Financial Adviser Rubbishes Property 39:24 — What Have You Got to Show for Your P60? --------------------------------------------------------------------- 🍞 Join The Table, the Bread & Butter community on Telegram. Go behind the scenes with Eman and Tayo, keep the conversation going after every episode, and make moves with people like you. First week free, then £9.99 a month. 👉 https://table.breadandbutterpod.com 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Is buying property in the UK still worth it in 2026? Prices have stayed flat, interest rates are up, there's talk of a wealth tax and a new 2.5% deposit scheme for first-time buyers. So we sat down to answer the questions you keep asking us, with Tayo bringing the property investor's view and Eman the financial adviser's. We get into why you should buy your own home if you're not investing or building a business, why borrowing the maximum the bank offers can cripple you, new builds vs older homes, pivoting from buy-to-let to Airbnb and rent to rent, property vs stocks, and why some financial advisers will always rubbish property. And the big question: when the income stops, what will you actually have to show for it? WORK WITH US 📈 Eman's free Financial Freedom Masterclass: https://masterclass.financialfreedomaccelerator.co.uk/?utm_source=youtube&utm_medium=podcast&utm_campaign=ep137 🏠 Book a property strategy call with Tayo: https://book.bwtestates.com/call?src=youtube 🛏️ Tayo's free Airbnb & serviced accommodation masterclass: https://lp.servicedaccommodationsuccess.com/sas-masterclass?utm_source=youtube&utm_medium=podcast&utm_campaign=ep137 00:00 — Welcome Back & Introducing The Table 10:06 — Should You Still Buy Your Own Home in 2026? 14:40 — Is Investing in UK Property Still Worth It? 17:40 — Switching to Rent to Rent 20:10 — The New 2.5% Deposit Scheme: Help or Harm? 26:36 — New Build vs Older Home: Know Why You're Buying 31:47 — Property vs Stocks: Why Not Do Both? 34:02 — Why Your Financial Adviser Rubbishes Property 39:24 — What Have You Got to Show for Your P60? --------------------------------------------------------------------- 🍞 Join The Table, the Bread & Butter community on Telegram. Go behind the scenes with Eman and Tayo, keep the conversation going after every episode, and make moves with people like you. First week free, then £9.99 a month. 👉 https://table.breadandbutterpod.com 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Is the money from content creation actually real or just for the top 1%? After a comment accused us of telling people to drop out of school and chase social media, Eman and Tayo set the record straight. Both are professionally qualified, both built careers, and both started making content while working their jobs. The point was never to quit, but to marry the two. The conversation covers the science creator who bought a Urus off content, why your potential market is anyone with a phone, how one brand deal can match the average UK salary, and how Eman made over £250K from content in a year without even having 50,000 followers. We also break down how brand deals really pay, from stories and usage rights to ad spend, and why you shouldn't wait until redundancy is announced to start building another income. And if you've been sitting on the idea for ages, what's actually stopping you from posting your first video? 00:00 — Intro 03:59 — The Science Creator Who Bought a Urus From Content 06:09 — Your Market Is Anyone With a Phone 09:49 — Earning the Average UK Salary in One Brand Deal 13:06 — £250K From Content With Under 50K Followers 16:16 — How Brand Deals Actually Pay: Usage, Stories & Ads 18:14 — Stop Feeling Guilty for Wanting More Money 20:11 — Don't Wait Until It Starts Raining 22:48 — Pick One Platform That Actually Pays You --------------------------------------------------------------------- 🍞 Join The Table, the Bread & Butter community on Telegram. Go behind the scenes with Eman and Tayo, keep the conversation going after every episode, and make moves with people like you. First week free, then £9.99 a month. 👉 https://table.breadandbutterpod.com 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices

was handed a closed-down practice, why the NHS said no in four hours, going two and a half years without paying himself, why staff and culture are the hardest part of business, and why he prays ringside for a boxer he mentored from 15. A conversation about hunger, faith, proximity and refusing to let one setback write your story. Which part hits home for you? 00:00 — Why Dr Dapaah Is Part of the Family 07:46 — Dentist, Clinic Owner and Bringing Diamond Teeth to the UK 15:54 — Praying Ringside: From Church Youth Group to Pro Boxing 20:41 — Growing Up on the Roads and Choosing an Exam Over Beef 33:10 — Failing His A-Levels and Taking the Long Way Round 37:23 — Why He Moved to Scotland to Learn Business 49:36 — How He Was Handed a Closed-Down Dental Practice 56:42 — 2.5 Years Without Paying Himself and the £500K Startup Cost 59:40 — Why Staff and Culture Are the Hardest Part of Business --------------------------------------------------------------------- 🍞 Join The Table, the Bread & Butter community on Telegram. Go behind the scenes with Eman and Tayo, keep the conversation going after every episode, and make moves with people like you. First week free, then £9.99 a month. 👉 https://table.breadandbutterpod.com 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Why are more wealthy people looking beyond the UK? From taxes and cost of living to safety, convenience, family, and lifestyle, this conversation asks a bigger question: are we actually building the life we want or simply working harder to maintain the life we have? The discussion goes from UK vs Dubai, wealth migration, and rising taxes to why people are relocating, the value of time, and whether paying more can actually give you a better quality of life. And perhaps the biggest question of all: Would you rather pay less for a life you don’t want or pay more for the life you actually do? Watch, think, and let us know what you would choose. 06:38 — Why Are People Leaving the UK? 11:43 — What Happens When the UK Loses £330M in Tax Revenue? 15:42 — Why Countries Are Competing for Wealthy People 22:39 — Why People Earn More but Feel Poorer 28:08 — Why Making More Money Is Really About Having Choices 31:30 — £4.5K for a Life You Don’t Want vs £8K for the Life You Do 35:43 — We Haven’t Been Taught to Value Our Time --------------------------------------------------------------------- 🍞 Join The Table, the Bread & Butter community on Telegram. Go behind the scenes with Eman and Tayo, keep the conversation going after every episode, and make moves with people like you. First week free, then £9.99 a month. 👉 https://table.breadandbutterpod.com 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices

From starting with a camera and free music videos to building a full production studio, this is a story about taking risks, rebuilding after losing almost everything, and knowing when to bet on yourself. After losing nearly £20,000 worth of equipment, he had to start again. Today, he’s running a growing studio built without loans or debt and helping podcasts turn consistent content into serious output. A conversation about resilience, business, creative entrepreneurship, risk, and what it really takes to build something from scratch. 04:46 — The True Cost of Building a Studio 10:03 — How He Got His First Clients for Free 14:12 — His Studio Was Broken Into 20:10 — Building the New Studio With No Debt 22:32 — Why Consistency Matters More Than Numbers 30:20 — How Faith Shapes His Business 34:35 — Should You Start a Podcast With Just Your Phone? --------------------------------------------------------------------- 🍞 Join The Table, the Bread & Butter community on Telegram. Go behind the scenes with Eman and Tayo, keep the conversation going after every episode, and make moves with people like you. First week free, then £9.99 a month. 👉 https://table.breadandbutterpod.com 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices

What if the job you think is “beneath you” is actually preparing you for the biggest opportunity of your life? Joey arrived in the UK from Ghana with just £100, a scholarship, and big ambitions. He went from working in McDonald’s cleaning tables and toilets while studying for his Master’s degree, to building a career in banking and consulting—and eventually returning to McDonald’s as a franchisee. Today, he runs multiple McDonald’s restaurants, employs around 300 people, and has built a business generating millions in revenue. But the numbers are only part of the story. This conversation is about humility, sacrifice, faith, resilience, relationships, and refusing to let your current situation define your future. A powerful reminder that sometimes you have to go down before you can go up. Watch the full conversation and hear the journey behind the success. 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices

A brother-sister duo. £40,000. Zero food industry experience. And a LinkedIn message that changed everything. In this episode, they pull back the curtain on the real story: the £20,000 factory quote that nearly killed the idea before it started, the cold DM to a Sainsbury's buyer that got a "yes" before the product even existed, the near-breakdown when scaling from 140 to 400 stores almost broke the business, and the lawsuit that hit at the worst possible time. A real conversation about entrepreneurship, culture, money, faith, resilience and betting on yourself. 10:47 – How the idea for Mejifoods came together 25:02 – Why it took 3 years to bring the idea to life (and the £20K factory quote) 32:28 – The LinkedIn cold-message that got Sainsbury's to say "yes" before they had a product 44:51 – No investors, no crowdfunding — just £40K and faith 50:40 – Scaling from 140 to 400 stores nearly broke the business 58:03 – The breaking point: "I was going to check into a mental hospital" 1:04:58 – Their biggest W and biggest L in the journey 1:12:42 – Why supporting Black-owned businesses matters #Entrepreneurship #BlackOwnedBusiness #UKBusiness #FMCG #breadandbutter --------------------------------------------------------------------- Subscribe, share, and join the Patreon for ad-free episodes, early drops and live sessions with Tayo & Eman: https://www.patreon.com/BreadButterPod?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_fan&utm_content=copyLink 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The rules are changing. The job market is tough, the cost of living keeps rising, and waiting for the “perfect opportunity” could leave you behind. From building multiple income streams and taking calculated risks to finding high-paying niches, documenting your journey, and learning why asking for more can change your life, this conversation is a wake-up call for anyone feeling stuck. If the traditional path isn't getting you where you want to be, maybe it's time to colour outside the lines. 03:10 – Why your idea can still succeed even if others are doing it 08:55 – The reality of the UK job market 10:23 – Don't quit your job—build your income first 15:29 – The government isn't coming to save you 19:10 – Why having a safety net can change your mindset 28:42 – Sometimes success requires audacity 31:42 – The power of finding a high-paying niche 43:47 – Why documenting your journey could change everything --------------------------------------------------------------------- Subscribe, share, and join the Patreon for ad-free episodes, early drops and live sessions with Tayo & Eman: https://www.patreon.com/BreadButterPod?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_fan&utm_content=copyLink 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices

What happens when you stop waiting for the “perfect” business idea and simply start solving problems? From growing up between Ethiopia and the Netherlands, to leaving medical school, building businesses, securing a €1.3M exit, and turning one unconventional marketing campaign into nearly $10M in revenue, this is a story of relentless entrepreneurship, calculated risk, and seeing opportunities where others don't. The conversation goes deeper into investing in Africa, the diaspora returning home, building businesses across emerging markets, money, family, failure, and why the right people around you can completely change your trajectory. If you've ever wondered how entrepreneurs spot opportunities before everyone else or whether Africa is becoming the next major frontier for business and investment, this one is worth watching. 03:19 — From Entrepreneur to Investor 10:54 — The Opportunity She Discovered in Africa 18:09 — Starting Her First Business 23:30 — The €1.3M Business Exit 27:50 — Turning Problems Into Businesses 35:47 — The Business That Made $10M in 48 Hours 49:18 — Investing Across Africa 53:05 — What Makes a Good Investment? -------------------------------------------------------------------- Subscribe, share, and join the Patreon for ad-free episodes, early drops and live sessions with Tayo & Eman: https://www.patreon.com/BreadButterPod?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_fan&utm_content=copyLink 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices

What if a simple idea could become a $30M business? It started with a love for travel, a few side hustles, and a simple problem: finding people who wanted to experience the world in the same way. From there came community, group trips, Bali, rapid growth, major risks, costly mistakes, and eventually a business that expanded far beyond travel packages. The biggest lessons? You don't always need everything figured out before you start. Build the community. Solve a real problem. Move quickly. Learn from the mistakes. And know when it's time to take the next step. Because sometimes the opportunity you're looking for is hidden inside a problem you've already experienced. And the difference between an idea and a real business? Someone actually decides to start. 01:59 — From travel companies to building luxury hotels 13:23 — The Instagram post that changed everything 14:51 — From group trips to a $30M+ business 16:01 — Why you should build an audience BEFORE your business 22:06 — Why speed beats perfection 26:07 — How to recognise the signals telling you it's time to move 31:06 — Why reputation is everything 36:17 — How travel businesses actually make money -------------------------------------------------------------------- Subscribe, share, and join the Patreon for ad-free episodes, early drops and live sessions with Tayo & Eman: https://www.patreon.com/BreadButterPod?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_fan&utm_content=copyLink 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices

What happens when you have the Oxford & Cambridge credentials, a PhD, and a successful corporate career… but still decide to walk away? This is the story of turning an unconventional career path into a full-time content business — from moving to the UK at 17, completing a PhD at Cambridge, and working in consulting in Dubai, to building a podcast that eventually went viral and opened doors to opportunities most people never see coming. We get into career pivots, networking, Dubai, content creation, entrepreneurship, money, personal branding, and knowing when to take the leap. And the biggest lesson? You don't always need to have it all figured out. Sometimes you just need to start. 02:46 — What is the bread and butter today? 06:42 — Oxford → Cambridge: The unexpected PhD journey 15:35 — From Cambridge PhD to content creation 19:23 — Loving Dubai but hating the job 21:21 — Why perfection is the enemy of progress 35:33 — The viral moment that changed everything 46:00 — How to quit your job without destroying your finances 48:22 — Why quitting isn't always the answer Subscribe, share, and join the Patreon for ad-free episodes, early drops and live sessions with Tayo & Eman: https://www.patreon.com/BreadButterPod?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_fan&utm_content=copyLink 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Making money changes your life but it also changes the people, opportunities, temptations and risks around you. The more money, influence and access you gain, the more you have to protect. From social media and fame to relationships, discipline, marriage and generational wealth, this conversation explores what happens AFTER the money starts coming in and why success without discipline can disappear just as quickly as it arrived. Because making the money is one thing. Keeping it is another. Watch until the end and ask yourself: If success came tomorrow, would you have the discipline to handle it? 05:24 — What happens when you finally make the money? 11:44 — The more successful you become, the more you have to lose 18:25 — Money gives you access—but access can become your downfall 19:33 — Can marriage protect your money and focus? 24:33 — Why self-discipline comes before marriage 33:24 — Big money requires big discipline 37:10 — The lessons you need BEFORE the money comes Subscribe, share, and join the Patreon for ad-free episodes, early drops and live sessions with Tayo & Eman: https://www.patreon.com/BreadButterPod?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_fan&utm_content=copyLink 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices

What would you do if you arrived in a new country with just $300, no job, no experience, and no one to rely on? In this inspiring episode of the Bread & Butter Podcast, Gift Solomon shares the incredible story of how she left Nigeria, struggled for months without work, slept on a mattress on the floor, worked as a phone operator, became the UAE's first female delivery rider, and eventually built a multi-million-dollar real estate company in Dubai. This conversation goes far beyond real estate. It's about resilience, faith, personal branding, serving before selling, and the mindset required to create opportunities when life gives you none. 02:43 Arriving in Dubai with only $300 08:56 The heartbreaking moment she discovered there was NO job 12:01 Landing her first job after 6 months of rejection 18:21 How becoming a tour guide changed everything 28:05 Why serving people led her into real estate 33:10 The secret that helped her stand out in a saturated market 37:10 The challenges of being a Nigerian woman in Dubai business 45:45 Her unbelievable first real estate sale worth millions Subscribe, share, and join the Patreon for ad-free episodes, early drops and live sessions with Tayo & Eman: https://www.patreon.com/BreadButterPod?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_fan&utm_content=copyLink 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The UK is changing... but does that mean you should leave? With rising taxes, political uncertainty, inflation, and shifting opportunities, more people are asking whether it's still worth building a future in the UK or if it's time to look elsewhere. But is moving abroad really the answer? Discover practical insights on navigating economic change, building wealth, protecting your finances, investing smarter, and why sometimes your money should move before you do. Question: Do you think the UK is still the best place to build wealth? 01:46 – Why Politics Affects Your Wallet 06:00 – Is the UK Really Finished? 13:44 – Government Policies: What's Actually Helping? 16:36 – Should Social Media Be Banned for Under-16s? 25:28 – New Property Rules Every Landlord Should Know 30:01 – Should You Leave the UK or Stay? 35:24 – Why Africa & Emerging Markets Are Full of Opportunity 40:11 – The Biggest Financial Lesson Everyone Should Learn Subscribe, share, and join the Patreon for ad-free episodes, early drops and live sessions with Tayo & Eman: https://www.patreon.com/BreadButterPod?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_fan&utm_content=copyLink 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices