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59: I want my money back! End of story. See you in the show! ⭐️⭐️Most streamed 'Ching@ Tu Money' episodes⭐️⭐️ 💸My Partner Makes 2x More Than Me. Here's How We Split Expenses 💸How to Stop Underearning And Make More Money 💸If You’re A Latina, It’s Time To Invest. No More Excuses. 💸How to Break Free from the Money Story Holding You Back ⭐️RESOURCES⭐️ 💸Work 1:1 With Mariel 💸Subscribe to my monthly Newsletter where I share money chisme, events, and more  💸Follow Mariel on Instagram Want more personal finance for Latinas? Request the next episode topic by emailing [email protected] Please leave a review to help me keep spreading the financial literacy word. Ciao! Hosted on Acast. See acast.com/privacy for more information.

58: In the dating world, we ask all types of questions to make sure values our aligned. We talk religion, politics, kids... so, why not talk money? Tune in to hear the types of questions I asked potential boyfriends to ensure money values were aligned. After living in scarcity for 28 years, I was no longer willing to just *HOPE* it all worked out. See you in the show! ⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️ My Partner Makes 2x More Than Me. Here's How We Split ExpensesAm I Financially Abusing My Boyfriend? A Conversation With The Man HimselfIf You've Found Every Reason Not To Open Your IRA, Listen To This EpisodeHigh Yield Savings Accounts: 3 Reasons To Open One Today ⭐️RESOURCES⭐️ Work 1:1 With MarielSubscribe to my monthly Newsletter where I share money chisme, events, and more Follow Mariel on Instagram Want more personal finance for Latinas? Request the next episode topic by emailing [email protected] Hosted on Acast. See acast.com/privacy for more information.

57: I'm credit card debt free BUT I had a leg up getting there. Tune in to hear how the COVID pandemic boosted my financial goals. TQ, amiga! ⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️ 💸How To Strategically Pay Off Debt In a Way That is Best For Your Financial Situation 💸Car Loan Regret: My Biggest Money Mistake 💸I Closed a 10 Year Old JcPenney Credit Card ⭐️RESOURCES⭐️ 💸Vertex Debt Payoff Calculator 💸Work 1:1 With Mariel 💸Follow Mariel on Instagram Want more personal finance for Latinas? Request the next episode topic by emailing [email protected] Hosted on Acast. See acast.com/privacy for more information.

56: I am a business owner and I teach women how to build wealth..so.. why is my networth 'only' 9k? (September 2026) In this episode, i share my raw networth number. While I've never lied about or omitted my networth, I've never publicly shared this particular number! Spoiler Alert: I carried a negative networth for so long, so being in the POSITIVE is something I'm celebrating. And friend, it's been painfully tedious to get here. See you in the show! ⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️ 💸Savings First, Retirement Second, Debt Third 💸Money Confessions: I don't know how to cook and its cost me thousands 💸If You’re A Latina, It’s Time To Invest. No More Excuses. ⭐️RESOURCES⭐️ 💸Work 1:1 With Mariel 💸Fix Your Money: 6 Episode Audio Course 💸Follow Mariel on Instagram Want more personal finance for Latinas? Request the next episode topic by emailing [email protected] Please leave a review to help me keep spreading the financial literacy word. Ciao! Hosted on Acast. See acast.com/privacy for more information.

#55: I believe that most servers should receive a 20% tip. And if you don't tip MOST of your servers that, I'm low key judging you. Tune in to find out why! ⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️ 💸How to Break Free from the Money Story Holding You Back 💸How to Stop Underearning And Make More Money 💸If You’re A Latina, It’s Time To Invest. No More Excuses. ⭐️RESOURCES⭐️ 💸Work 1:1 With Mariel 💸Fix Your Money: 6 Episode Audio Course 💸Subscribe to my monthly Newsletter where I share money chisme, events, and more  💸Follow Mariel on Instagram Want more personal finance for Latinas? Request the next episode topic by emailing [email protected] Hosted on Acast. See acast.com/privacy for more information.

#54: Cooking is a BASIC life skill. So like, why aren't you doing it? In this episode, I confess that my 'not knowing how to cook' has cost me thousands. I also share how it negatively impacts my relationship. Housing, food, and car costs are the top 3 expenses for most people. If like me, you aren't cooking yet, you may want to listen to this episode. See ya in the show! ⭐️Recommended Podcast Episodes⭐️ 💸Money Confession: I used to scoff at small biz prices 💸How I Saved Money On Housing By Renting A Room for 4 Years 💸3 Ways to ACTUALLY Save Money ⭐️RESOURCES⭐️ 💸Work 1:1 With Mariel 💸Subscribe to my monthly Newsletter where I share money chisme, events, and more  💸Follow Mariel on Instagram Want more personal finance for Latinas? Request the next episode topic by emailing [email protected] Please leave a review to help me keep spreading the financial literacy word. Ciao! Hosted on Acast. See acast.com/privacy for more information.

#53: Let's be real. Sometimes things are priced WAAAAAY higher than we thought they would be. I used to scoff and say, 'I can make that myself'. (and honestly, sometimes I still do **side eye emoji**) Is this you too, amiga? Tune in to hear the reason why I no longer scoff at prices set by a business. (However, I do still decide whether I'm willing to prioritize it). See you in the show! ⭐️FREE Investing Resources⭐️ 💸5 Reasons To Invest Even If You Have Little Money 💸If You’re A Latina, It’s Time To Invest. No More Excuses. 💸Free 60 minute 'Investing for Beginners' Workshop 💸Free 'Retire on Time' Workshop Replay ⭐️RESOURCES⭐️ 💸Work 1:1 With Mariel 💸Subscribe to my monthly Newsletter where I share money chisme, events, and more  💸Follow Mariel on Instagram Want more personal finance for Latinas? Request the next episode topic by emailing [email protected] Please leave a review to help me keep spreading the financial literacy word. Ciao! Hosted on Acast. See acast.com/privacy for more information.

#52: Is your friend group right for you? If not, I've got some serious recommendations. Tune into this episode to: Learn WHY your circle is your ceiling and where to go if you need a virtual oneHear life updatesLearn what to expect from Ching@ Tu Money® for the next 2 months See you in the episode! ⭐️RESOURCES⭐️ 💸SAN ANTONIO: Money Happy Hour TOMORROW 8/5. 💸Work 1:1 With Mariel 💸Subscribe to my monthly Newsletter where I share money chisme, events, and more  💸New Dimes Network: Substack 💸Kara Explores Money Patreon ⭐️⭐️Most Streamed Ching@ Tu Money Episodes⭐️⭐️ 💸My Partner Makes 2x More Than Me. Here's How We Split Expenses 💸If You’re A Latina, It’s Time To Invest. No More Excuses. 💸How to Break Free from the Money Story Holding You Back 💸How I Saved Money On Rent By Renting A Room for 4 Years Want more personal finance for Latinas? Request the next episode topic by emailing [email protected] Please leave a review to help me keep spreading the financial literacy word. Ciao! Hosted on Acast. See acast.com/privacy for more information.

#51: With limited money and a ton of money goals, what do we target first? In this episode, Andrea Ramos of Building Generational Wealth shares her framework for creating your financial safety net. Tune in to hear why paying an extra $6,000 of interest may just be the greatest decision you ever made. ⭐️RESOURCES⭐️ 💸Follow Andrea on Instagram 💸Latina Investors Podcast 💸Retire on Time REPLAY and PDF of Resources 💸60 minute 'IRA' Kickstart 💸Subscribe to the monthly Newsletter to hear about upcoming money events ⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️ 💸If You’re A Latina, It’s Time To Invest. No More Excuses. 💸5 Reasons To Invest, Even If You Have Little Money Want more personal finance for Latinas? Request the next episode topic by emailing [email protected] Hosted on Acast. See acast.com/privacy for more information.

#50: Get in loser, we're investing in the stock market. It's time. ⭐️RESOURCES⭐️ 💸Retire on Time Workshop Replay 💸Follow Mariel on Instagram ⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️ 💸5 Reasons to Invest Even If You Have Little Money 💸If You're a Latina, It's Time to Invest. No More Excuses. Want more personal finance for Latinas? Request the next episode topic by emailing [email protected] Hosted on Acast. See acast.com/privacy for more information.

#49: Student Loan Planner just came out with a new podcast episode called 'RAP Strategies 2.0' and I want you to go listen to it. DISCLAIMER: Only YOU know what's best for you. Trust but ALWAYS verify. See you in the episode! ⭐️Student Loan Resources⭐️ 💸Rap Strategies 2.0 by Student Loan Planner 💸Repayment Assistance Plan by Student Loan Planner 💸Student Loans Post - July 1 by Student Loan Planner 💸3 Reasons I didn't enroll in RAP by Mariel Amador 💸Student Loan Planner:Book A Call with my friend Taylor of @socialworktowealth 💸Debt Free Gonna Be: Book A Call with Nika Booth @debtfreegonnabe ⭐️Work with Mariel⭐️ 💸FREE: 7/28 Retire on Time Workshop 💸1:1 Money Coaching 💸Follow Mariel on Instagram Want more personal finance for Latinas? Request the next episode topic by emailing [email protected] Please leave a review to help me keep spreading the financial literacy word. Ciao! Hosted on Acast. See acast.com/privacy for more information.

#48: The new student loan repayment plan is OUT! But, it may not be all its cracked up to be. In this episode I break down why the Repayment Assistance Plan was NOT for me. DISCLAIMER: I am not a student loan expert and this is not advice. 'RAP' can be a solid plan for some people, but it was not for me. Always do your due diligence when making personal financial decisions. In this episode I discuss: Student Loan Updates3 Reasons I did not enroll in 'RAP'Things for you to consider in order to make a decision that serves your life holistically. Feeling overwhelmed or want clarification on something I shared? Send me a DM on Instagram! Mariel Amador ⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️ 💸Repayment Assistance Plan by Student Loan Planner 💸Student Loans Post - July 1 by Student Loan Planner 💸Pinche student loans: IDK what to do about my student loan debt ⭐️⭐️RESOURCES⭐️⭐️ 💸Compare options: Student Aid repayment calculator 💸Learn about recent changes: Student Aid Big Updates Webpage 💸Student Loan Planner:Book A Call with my friend Taylor of @socialworktowealth 💸Debt Free Gonna Be: Book A Call with Nika Booth ⭐️⭐️Podcast Episodes Mentioned in the show⭐️⭐️ 💸If You’re a Latina, It’s Time To Invest. No More Excuses. 3 Reasons To Invest Now 💸Underearning Journey: 10 Years Later, I Finally Stopped Underearning ACRONYMS used in this Episode: AGI: Adjusted Gross Income IDR: Income Driven Repayment SAVE: Biden-era Saving on a Valuable Education student loan repayment plan (no longer exists) RAP: Repayment Assistance Plan (one of the available income driven repayment plans) IBR: Income Based Repayment (one of the available income driven repayment plans) PAYE: (one of the available income driven repayment plans-expires mid 2028) ICR: (one of the available income driven repayment plans-expires mid 2028) Hosted on Acast. See acast.com/privacy for more information.

#47: Do you have a 'regular' savings account? Earning pennies on your savings? OR do you have a high yield savings account? Where you get the most bang for your buck? Opening a 'high yield savings account' was step #1 in my journey to financial peace. Don't ignore this foundational account. In this episode I share: What a 'HYSA' even is.3 tactical reasons you need one tooThe 1099-INT form most people forget to tell you about regarding HYSAs Opening an High Yield Savings accounts takes 5 minutes. Instead of scrolling for 2 hours, open yours and change yo life today. ⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️ 💸Stop trying to be good with money. Do these 3 things instead 💸I closed My WF Accounts After 16 Years ⭐️RESOURCES⭐️ 💸1:1 Money Coaching 💸Subscribe to the Money Newsletter 💸Follow Mariel on Instagram Want more personal finance for Latinas? Request the next episode topic by emailing [email protected] Hosted on Acast. See acast.com/privacy for more information.

#46: Stop getting off the stage before others have a chance to see you perform. A lot of times we tell ourselves NO before even bothering to ask for what we want. (pinche miedosa) In this episode, we talk about the importance of COMMITTING to something with your chest, even when you're scared. Commit to the process, not just the outcome, and you will win.We talk about shaking things off EVEN when it feels like the loss is too big to come back from. The fact is, we don't know the future. Shake it off and keep it moving.Finally, we talk about putting in the reps. The painful, embarrassing, never ending reps. Success doesn't start at the championship game. It starts way before. Every step you take is vital to getting that win.Amiga, stop letting your ego getting in the way of you achieving your dreams. Listen to this episode, then join me inside of the REJECTION challenge happening July 1-31. It's time to ask for what we want. No more getting in our own way. ⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️ 💸The Compound Effect of Possiblity 💸Why You Aren't Taking Action 💸Your Impatience Is Blocking Your Success. Quit Being A Baby And Keep Going ⭐️⭐️RESOURCES:⭐️⭐️ 💸1:1 Money Coaching 💸Fix Your Money: 6 Episode Audio Course 💸Subscribe to my Newsletter where I share my scarcity thoughts and how I walk myself out of them 💸Follow Mariel on Instagram Want more personal finance for Latinas? Request the next episode topic by emailing [email protected] Hosted on Acast. See acast.com/privacy for more information.

#45: When's the last time you thought about menopause? 💸 For me, it was 'I don't really think about it'. Until, I met the founder of a community organization called 'Menopause Mijas'. In this episode, founder Kristy Ward breaks down perimenopause, menopuase, and post menopause - including symptoms and emotional impactThen, we talk personal experience, advocating for yourself, community support y mas!Finally, we round out the episode by visiting one of my favorite websites: Reddit. In a forum with the question, 'I am terrified of perimenopause/ menopause. Can someone please convince me that life isn’t over?', Moonflower_77 explains to us why for her, 'menopause is a bridge to strength and wholeness'.Have/had a uterus? This episode is one you DON'T want to miss. See you in the show! ⭐️RESOURCES⭐️ 💸Menopause Symptoms Checklist 💸6/20: Mental Wellness in Midlife event (in person San Antonio) 💸Menopause Mijas on Instagram 💸REDDIT: I am terrified of perimenopause/ menopause. Can someone please convince me that life isn’t over? 💸Mariel Amador on Instagram Want more personal finance for Latinas? Request the next episode topic by emailing [email protected] Hosted on Acast. See acast.com/privacy for more information.