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Welcome to the latest episode of the business leadership podcast Banking on Success — featuring Martin Galstyan, Governor of the Central Bank of Armenia. The interview covers how leadership is learned, the resilience of the Armenian people, and what central banks have to offer. TOPICS: ⏳00:00 – Opening & introduction ⏳01:41 – The experiences that shaped him ⏳05:53 – Armenia’s current society ⏳07:03 – From research to decision-making ⏳08:22 – How Armenia is changing ⏳11:25 – The development of AI ⏳13:50 – Managing risk and volatility ⏳18:45 – Europe and Armenia ⏳20:01 – The future of Armenia ⏳22:02 – What are young professionals looking for ⏳24:35 – Finding meaning in books ⏳27:45 – The topics of the future 📌 Browse all Banking on Success conversations here: https://www.rbinternational.com/en/raiffeisen/blog/business-leadership-podcast.html 📲 Follow us on social media for more updates: 🔹 LinkedIn: https://www.linkedin.com/company/raiffeisen-bank-international 🔹 Facebook: https://⁠www.facebook.com/bankingonsuccess⁠ #BankingOnSuccess⁠ ⁠#BusinessLeadershipPodcast⁠ ⁠#SuccessStory

Welcome to the latest episode of the business leadership podcast Banking on Success — featuring Wilbert Verheijen, managing director of Canon Central & East Region. The interview covers leadership through coaching, the reality of digitalization, and bridging cultural differences. TOPICS: ⏳00:00 – Opening & introduction ⏳02:23 – Wilbert’s path to leadership and coaching ⏳05:23 – About different markets and fast-changing regions ⏳09:44 – What makes CEE so special as a region ⏳12:18 – Digitalization as a leader’s hot topic ⏳14:09 – Local opportunities & Vienna as a gateway to CEE ⏳17:21 – Current leadership challenges & the future with AI ⏳22:19 – Coaching as a management tool ⏳26:21 – Recharging & outlook 📌 Browse all Banking on Success conversations here: ⁠https://www.rbinternational.com/en/raiffeisen/blog/business-leadership-podcast.html⁠ 🔗 Full episode article: https://www.rbinternational.com/en/raiffeisen/blog/success-stories/wilbert-verheijen-on-leadership-across-borders.html 📲 Follow us on social media for more updates: 🔹LinkedIn: ⁠www.linkedin.com/company/raiffeisen-bank-international⁠ 🔹Facebook: ⁠⁠www.facebook.com/bankingonsuccess⁠⁠ #BankingOnSuccess⁠ ⁠#BusinessLeadershipPodcast⁠ ⁠#SuccessStory

"Banking on Success" is a monthly podcast featuring experts and business leaders from CEE and beyond. Host Elitza Kavrakova from Raiffeisen Bank International dives into compelling corporate stories, uncovering secrets to success and strategies for navigating market challenges. 📌 Browse all Banking on Success conversations here: ⁠⁠https://www.rbinternational.com/en/raiffeisen/blog/business-leadership-podcast.html⁠⁠ 📲 Follow us on social media for more updates: 🔹LinkedIn: ⁠⁠www.linkedin.com/company/raiffeisen-bank-international⁠⁠ 🔹Facebook: ⁠⁠⁠www.facebook.com/bankingonsuccess⁠⁠⁠ #BankingOnSuccess⁠ ⁠#BusinessLeadershipPodcast⁠ ⁠#SuccessStory

Welcome to the latest episode of the business leadership podcast Banking on Success — featuring Florian Gschwandtner, serial entrepreneur, business angel and co-founder of Runtastic. The interview covers entrepreneurship, the necessary mindset for success, and trends in the future generation. TOPICS: ⏳00:00 – Opening & introduction ⏳01:48 – Entrepreneurship: Innate drive or learned path? ⏳05:28 – Defining success ⏳06:57 – The mindset of a successful entrepreneur ⏳09:24 – Discipline is the key to success ⏳16:35 – The future of fitness ⏳19:12 – The experiences that shaped his journey ⏳26:07 – Advice for people in corporate ⏳29:05 – Why leaders need a support system ⏳34:47 – Is networking overhyped? ⏳38:48 – Gender ratio in startups ⏳44:14 – What he’d be proud of ⏳45:52 – Ending 📌 Browse all Banking on Success conversations here: https://www.rbinternational.com/en/raiffeisen/blog/business-leadership-podcast.html 🔗 Full episode article: https://www.rbinternational.com/en/raiffeisen/blog/success-stories/florian-gschwandtner-entrepreneurial-spirit.html 📲 Follow us on social media for more updates: 🔹LinkedIn: www.linkedin.com/company/raiffeisen-bank-international 🔹Facebook: ⁠www.facebook.com/bankingonsuccess⁠ #BankingOnSuccess⁠ ⁠#BusinessLeadershipPodcast⁠ ⁠#SuccessStory

Welcome to the latest episode of the business leadership podcast Banking on Success — featuring Rainer Schnabl, Corporate and Investment Banking Board Member for Products and Solutions at Raiffeisen Bank International. The interview covers adaptive leadership, Western Balkans opportunities, and technology-driven banking.   TOPICS: ⏳00:00 - Opening & introduction ⏳01:25 – Journey through banking ⏳03:45 – Leadership style & needed skills ⏳08:05 – Adapting leadership in diverse markets ⏳12:24 – Challenging perceptions of SE/CEE ⏳16:22 – Regional momentum & RBI’s role ⏳18:32 – On switching from subsidiary to head office ⏳22:41 – Staying connected across markets ⏳25:10 – What are the biggest business risks nowadays? ⏳28:00 – Opportunities in banking technology ⏳34:07 – How to take decisions ⏳36:06 – Dealing with setbacks & reenergizing ⏳37:54 – The significance of sports   📌 Browse all Banking on Success conversations here: https://www.rbinternational.com/en/raiffeisen/blog/business-leadership-podcast.html🔗 Full episode article: https://www.rbinternational.com/en/raiffeisen/blog/success-stories/rainer-schnabl-on-opportunities-in-banking.html 📲 Follow us on social media for more updates: 🔹LinkedIn: www.linkedin.com/company/raiffeisen-bank-international 🔹Facebook: ⁠www.facebook.com/bankingonsuccess⁠ #BankingOnSuccess⁠ ⁠#BusinessLeadershipPodcast⁠ ⁠#SuccessStory

Welcome to the latest episode of the business leadership podcast Banking on Success — featuring Kurt Svoboda, CFO and CRO at UNIQA Insurance Group. The interview covers Svoboda’s career development, insights from the insurance industry, and digitization across CEE.   TOPICS: ⏳00:00 - Opening & introduction ⏳01:31 – Why insurance? ⏳03:54 – People to look up to ⏳06:51 – What football & business have in common ⏳13:11 – Developments in the insurance industry ⏳18:33 – CEE’s transformation ⏳21:14 – Digitization & AI ⏳30:43 – Sustainable insurance ⏳36:07 – Predicting the biggest risk factor ⏳39:03 – Advice for the next generations   📌 Browse all Banking on Success conversations here: https://www.rbinternational.com/en/raiffeisen/blog/business-leadership-podcast.html 🔗 Full episode article: https://www.rbinternational.com/en/raiffeisen/blog/success-stories/banking-on-success-with-kurt-svobodas-playbook.html 📲 Follow us on social media for more updates: 🔹 LinkedIn: www.linkedin.com/company/raiffeisen-bank-international 🔹 Facebook: ⁠www.facebook.com/bankingonsuccess⁠⁠ ⁠#BankingOnSuccess⁠ ⁠#BusinessLeadershipPodcast⁠ ⁠#SuccessStory

Welcome to the latest episode of the business leadership podcast Banking on Success — featuring Marianne Janik, Vice President EMEA North at Google Cloud. The interview covers Janik’s early fascination with technology, her approach to leadership, and AI adoption across Europe.   TOPICS: ⏳00:00 - Opening & introduction ⏳02:00 – Early childhood, studying law, and working for Big Tech ⏳03:43 – Microsoft vs Google ⏳05:32 – The benefit of a law degree ⏳06:51 – Leadership, pressure & communication ⏳15:32 – Google’s position in the cloud market  ⏳21:22 – Who’s in the lead of AI adoption? ⏳25:55 – When does AI become disruptive? ⏳28:03 – Which jobs will survive AI? ⏳32:12 – Sources of inspiration   📌 Browse all Banking on Success conversations here: https://www.rbinternational.com/en/raiffeisen/blog/business-leadership-podcast.html 🔗 Full episode article: not yet available. 📲 Follow us on social media for more updates: 🔹 LinkedIn: www.linkedin.com/company/raiffeisen-bank-international 🔹 Facebook: ⁠www.facebook.com/bankingonsuccess⁠ ⁠ #BankingOnSuccess⁠ ⁠#BusinessLeadershipPodcast⁠ ⁠#SuccessStory

🎙️ Welcome to the latest episode of the Business Leadership Podcast – Banking on Success, featuring Macar Stoianov, CFO of MAIB, Moldova’s largest commercial bank. The interview covers Stoianov’s leadership during Moldova’s turbulent times, the bank’s digital transformation, and the country’s promising economic outlook amid EU integration. Highlights: ⏳00:00 - Opening & introduction ⏳02:35 - Why banking, leadership & values ⏳14:22 - Moldova’s economy, EU path & strategy ⏳29:20 - Future of banking: digital & AI ⏳37:50 - ESG & sustainability ⏳42:01 - Confidence in Moldova & Europe ⏳54:09 - Personal motivation & closing 📌 Watch the full episode and explore more insights - then browse all Banking on Success conversations here: https://www.rbinternational.com/en/raiffeisen/blog/business-leadership-podcast.html Full Episode Page: upcoming 📲 Follow us on Social Media for More Updates: 🔹 LinkedIn: www.linkedin.com/company/raiffeisen-bank-international 🔹 Facebook: ⁠www.facebook.com/bankingonsuccess⁠ ⁠ #BankingOnSuccess⁠ ⁠#BusinessLeadershipPodcast⁠ ⁠#SuccessStory

🎙️ Welcome to episode number 9 of the Business Leadership Podcast – Banking on Success, featuring Samir Mane, founder and president of BALFIN Group. The conversation outlines the entrepreneurial achievements of Samir Mane, who began by reselling Western consumer electronics from Vienna to post-communist Albania and ultimately developed a billion-euro investment group named BALFIN Group. He discusses his insights and success philosophy. Highlights: ⏳ 05:37– 07:14 | The reality of life under a dictatorship ⏳ ⁠10:37 ⁠ – ⁠13:20 ⁠ | Defying expectations by going for it ⏳ ⁠22:40  - 24:20 | Building a future proof business ⏳ ⁠24:21  - 25:46 ⁠| Owning a bank ⏳ ⁠25:50  - 29:30 ⁠| Being part of the green transition ⏳ ⁠30:36  - 32:48 ⁠| Expanding to the US and beyond 📌 Watch the full episode and explore more insights—then browse all Banking on Success conversations here: 🔗 Full Episode Page: Upcoming 📲 Follow us on Social Media for more updates: 🔹 LinkedIn:www.linkedin.com/company/raiffeisen-bank-international 🔹 Facebook: ⁠www.facebook.com/bankingonsuccess⁠ ⁠#BankingOnSuccess⁠ ⁠#BusinessLeadershipPodcast⁠ ⁠#SuccessStory

🎙️ Welcome to episode number 8 of the Business Leadership Podcast – Banking on Success, featuring Henry Murray, co-founder of waterdrop® . Their conversation traces waterdrop®’s journey from its inception as a simple concept to its rise as a groundbreaking and profitable brand for more sustainable and sugar-free hydration solutions. The discussion also explores how innovation, community engagement, and smart financing have helped the company navigate and scale within the fiercely competitive $600 billion beverage market. Highlights: ⏳ 01:14 – 03:32 | What is waterdrop®? ⏳ 10:26 – 11:41 | Creating a new “microdrinks” product category ⏳ 15:25 - 16:57 | Building a community driven brand as the basis for success ⏳ 19:55 - 22:37 | Going omnichannel and adapting to retail ⏳ 26:10 - 30:25 | Background of Henry Murray 📌 Watch the full episode and explore more insights—then browse all Banking on Success conversations here: 🔗 Podcast Overview Page: https://www.rbinternational.com/en/ra...🔗 Full Episode Page: https://www.rbinternational.com/en/raiffeisen/blog/success-stories/banking-on-success-episode-8-henry-murray-on-disrupting-the-hydration-market-with-waterdrop.html 📲 Follow us on Social Media for More Updates: 🔹 LinkedIn: www.linkedin.com/company/raiffeisen-bank-international 🔹 Facebook: ⁠www.facebook.com/bankingonsuccess⁠ #BankingOnSuccess #BusinessLeadershipPodcast #SuccessStory

🎙️ Welcome to the seventh episode of the Business Leadership Podcast – Banking on Success, featuring superstar snowboarder Anna Gasser. Join us as we talk with Anna Gasser—a two-time Olympic gold medalist in big air, multiple X Games gold medalist, two-time world big air champion, three-time Austrian athlete of the year—about her late start in snowboarding, the right mindset for success, support for young female talents and upcoming sporting challenges. Highlights: ⏳ 03:04 – 09:34 | The beginnings ⏳ 09:41 – 14:10 | Believing in yourself ⏳ 14:10-16:30 | Backing each other to succeed ⏳ 16:30-21:04 | Snowboarding in a competitive setup ⏳ 16:30-21:04 | Giving back to the community ⏳ 21:08-24:39 | Business & Sponsorships for pro snowboarders ⏳ 24:39 - 25:50 | Future plans 📌 Watch the full episode and explore more insights—then browse all Banking on Success conversations here: - 🔗 Podcast Overview Page: https://www.rbinternational.com/en/raiffeisen/blog/business-leadership-podcast.html - 🔗 Full Episode Page: upcoming 📲 Follow us on Social Media for More Updates: 🔹 LinkedIn: www.linkedin.com/company/raiffeisen-bank-international 🔹 Facebook: ⁠www.facebook.com/bankingonsuccess⁠ #BankingOnSuccess #BusinessLeadershipPodcast #SuccessStory

🎙️ Welcome to the sixth episode of the Business Leadership Podcast – Banking on Success, featuring trailblazer Marianne Heiß. Join us as we talk with Marianne Heiß—former BBDO CEO/CFO and multi-board director at Audi, Porsche, Palfinger, and Paysafe, advisor to Ritter Sport, and UNICEF Austria representative—about Europe’s competitiveness, capital markets union, culture-led innovation, diverse leadership, ESG as strategy, crisis resilience, and the routines and purpose that sustain high performance.   Key Topics Covered: ✅ Cross-industry insights ✅ Europe’s growth agenda ✅ Customer-centric strategy ✅ Diverse leadership impact ✅ Culture-led innovation ✅ Crisis resilience & risk ✅ ESG embedded in strategy ✅ Purpose and philanthropy ✅ Career advice & self-care   Timestamped Highlights: ⏳ 01:33 – 05:23 | Career path & board roles ⏳ 05:23 – 07:18 | Cross-industry superpower ⏳ 07:30 – 10:10 | Europe’s competitiveness ⏳ 10:24 – 11:23 | Org patterns for success ⏳ 11:36 – 13:38 | Diverse leadership matters ⏳ 14:43 – 16:17 | Culture for innovation ⏳ 16:30 – 18:24 | Crisis decisions & resilience ⏳ 18:47 – 20:06 | ESG as core strategy ⏳ 20:14 – 21:15 | UNICEF: purpose in action ⏳ 21:18 – 23:33 | Advice for young pros ⏳ 23:40 – 25:21 | Self-care routines that work ⏳ 25:37 – 27:32 | Hopes & dream podcast guests   📌 Watch the full episode and explore more insights—then browse all Banking on Success conversations here: - 🔗 Podcast Overview Page: https://www.rbinternational.com/en/raiffeisen/blog/business-leadership-podcast.html - 🔗 Full Episode Page: upcoming   📲 Follow us on Social Media for More Updates: 🔹 LinkedIn: www.linkedin.com/company/raiffeisen-bank-international 🔹 Facebook: www.facebook.com/bankingonsuccess #BankingOnSuccess #BusinessLeadershipPodcast #SuccessStory

🎙️ Welcome to the 5th episode of the Business Leadership Podcast – Banking on Success! Join us as we talk with Johann Strobl, CEO of Raiffeisen Bank International, about his career journey, RBI’s strategy in Central and Eastern Europe, the future of European banking, navigating regulation, the rise of fintechs, and leadership in changing times. Key Topics Covered: ✅ RBI’s strategy in CEE markets ✅ The impact of regulation in Europe ✅ Adapting to fintech disruption ✅ Leadership lessons for modern banking ✅ Attracting and retaining young talent Timestamped Highlights: ⏳ 01:34 – 04:54 | Professional milestones ⏳ 05:02 – 11:01 | Focus on home markets ⏳ 11:33 – 16:14 | Market development & Europe’s prospects⏳ 16:27 – 17:56 | Russia: Challenges & the future ⏳ 18:10 – 22:45 | Increasing regulation in banking⏳ 22:48 – 25:42 | The rise of neobanks & fintechs ⏳ 25:53 – 29:24 | Leadership style & evolution ⏳ 29:25 – 31:12 | Staying informed as a CEO⏳ 32:38 – 34:25 | Attracting young talent ⏳ 38:13 – 39:55 | Leadership in challenging times 📌 Watch the full episode & explore more insights here: 🔗 Podcast Overview Page: https://www.rbinternational.com/en/raiffeisen/blog/business-leadership-podcast.html🔗 Full Episode Page: https://www.rbinternational.com/en/raiffeisen/blog/success-stories/banking-on-success-episode5-johann-strobl-vision-for-the-future-of-banking.html 📲 Follow us on Social Media forMore Updates:🔹 LinkedIn: https://at.linkedin.com/company/raiffeisen-bank-international #BankingOnSuccess #BusinessLeadershipPodcast #SuccessStory

🎙️ Welcome to the fourth episode of the Business Leadership Podcast – Banking on Success! Discover leadership insights from top banking executives. Join us as we talk with Blaž Brodnjak, CEO of NLB d.d. and president of the management board of the NLB group, about his career journey, NLB’s transformation from state-owned bank to regional leader, the power of digital innovation, and the importance of resilience and local roots in Southeast European banking. Timestamped Highlights: ⏳ 01:55 – 08:03 | From Stockbroker to CEO: A Journey of Serendipity ⏳ 08:06 – 11:16 | Revolutionizing Corporate Banking in Slovenia ⏳ 11:17 – 26:44 | Leadership Lessons from the Trenches ⏳ 30:01 – 37:04 | NLB's Ambitious 2030 Strategy: The Road Ahead ⏳ 37:57 – 43:39 | Embracing Digital Transformation in Banking ⏳ 43:50 – 50:05 | Balancing ESG Responsibilities in Banking Call to Action: 📌 Watch the full episode & explore more insights here: 🔗 Podcast Overview Page: www.rbinternational.com/en/raiffeisen/blog/business-leadership-podcast.html 🔗 Full Episode Page:Not yet available📲 Follow us on LinkedIn for more updates: https://at.linkedin.com/company/raiffeisen-bank-international ⁠#BankingOnSuccess⁠ ⁠#BusinessLeadershipPodcast⁠ ⁠#SuccessStory

Welcome to the third episode of the Business Leadership Podcast – Banking on Success!🎙️ Join us as we talk with Walter Oblin, CEO of Österreichische Post, about his transition from CFO to CEO, how he drives transformation in a legacy organization, and what it means to lead with sustainability, innovation, and international growth in mind. Jump directly to the different parts: ⁠⏳⁠ 00:58 – 03:00 | Transition from CFO to CEO ⏳ 03:02 – 10:29 | Global strategy & market expansion ⏳ 12:59 – 18:14 | Innovation in logistics & operations ⏳ 20:52 – 25:09 | Sustainability & green delivery ⏳ 25:21 – 28:03 | Launching Bank99 & business diversification 📌 Watch the full episode & explore more insights here: 🔗 Podcast Overview Page: www.rbinternational.com/en/raiffeisen/blog/business-leadership-podcast.html 🔗 Full Episode Page:https://www.rbinternational.com/en/raiffeisen/blog/success-stories/banking-on-success-walter-oblin-visionary-leadership.html📲 Follow us on LinkedIn for more updates: https://at.linkedin.com/company/raiffeisen-bank-international #BankingOnSuccess #BusinessLeadershipPodcast #SuccessStory #WalterOblin