Advertise on podcast: Beyond the Portfolio

Host Mike Miranda, President, BMO Family Office and Head of Investments, BMO Private Wealth, invites Dan Phillips, Chief Investment Officer at BMO Wealth Management to discuss how current events are impacting market realities. We continue to see a relatively resilient economy and strong corporate earnings, while at the same time, investors are navigating higher rates, persistent inflation concerns, significant geopolitical uncertainty and, increasingly, the approaching midterm elections. This podcast is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, or accounting advice and should not be relied upon in that regard. Individual circumstances and current events are critical factors in determining the best strategies to execute. All opinions expressed in this podcast are those of the participants only as of the date of the recording, they do not necessarily reflect the opinions of any organization or company and may change as economic and market conditions dictate. The participants and Bank of Montreal and its affiliates and/or their respective officers, directors or employees may maintain positions in any securities referenced in the presentation. The information presented does not constitute an offer to sell or a solicitation to buy any security or other product to anyone by anyone, including in any jurisdiction in which an offer or solicitation is not authorized or cannot be legally made or to any person to whom it is unlawful to make an offer of solicitation. Any products or services mentioned are made available only in accordance with local law (including applicable securities laws) and only where they may be lawfully offered for sale. BMO Private Wealth does not accept responsibility for the content of this presentation and makes no representation or warranty, express or implied, as to the accuracy, completeness or reliability of the content and disclaim responsibility for any errors or omissions or for any loss or damage suffered arising from any use of or reliance on the presentation. If investment advice or other assistance is needed, the services of a qualified professional should be obtained to consider your own circumstances before making any investment decisions. BMO Private Wealth is a brand name for a business group consisting of Bank of Montreal and certain of its affiliates, in providing private wealth management products and services. Not all products and services are offered by all legal entities within BMO Private Wealth. In the United States, BMO Private Wealth is represented by “BMO Wealth Management”, a brand name that refers to BMO Bank N.A. and certain of its affiliates that provide certain investment, investment advisory, trust, banking, and securities products and services. “BMO” is a registered trademark of Bank of Montreal, used under license.

On this episode of Beyond the Portfolio, host Pratik Patel, Head of Wealth Planning at BMO Wealth Management, is joined by Amy Takeuchi Wanlass, Senior Wealth Strategist from BMO Family Office, to walk through a topic that’s easy to put off. No one wants to think about what happens if a trip goes wrong. But whether you’re heading out on vacation, sending a kid abroad for a semester, or splitting time between two homes, there’s a short list of things worth locking down before you go, not after. More than just a passport is required. This podcast is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, or accounting advice and should not be relied upon in that regard. Individual circumstances and current events are critical factors in determining the best strategies to execute. All opinions expressed in this podcast are those of the participants only as of the date of the recording, they do not necessarily reflect the opinions of any organization or company and may change as economic and market conditions dictate. The participants and Bank of Montreal and its affiliates and/or their respective officers, directors or employees may maintain positions in any securities referenced in the presentation. The information presented does not constitute an offer to sell or a solicitation to buy any security or other product to anyone by anyone, including in any jurisdiction in which an offer or solicitation is not authorized or cannot be legally made or to any person to whom it is unlawful to make an offer of solicitation. Any products or services mentioned are made available only in accordance with local law (including applicable securities laws) and only where they may be lawfully offered for sale. BMO Private Wealth does not accept responsibility for the content of this presentation and makes no representation or warranty, express or implied, as to the accuracy, completeness or reliability of the content and disclaim responsibility for any errors or omissions or for any loss or damage suffered arising from any use of or reliance on the presentation. If investment advice or other assistance is needed, the services of a qualified professional should be obtained to consider your own circumstances before making any investment decisions. BMO Private Wealth is a brand name for a business group consisting of Bank of Montreal and certain of its affiliates, in providing private wealth management products and services. Not all products and services are offered by all legal entities within BMO Private Wealth. In the United States, BMO Private Wealth is represented by “BMO Wealth Management”, a brand name that refers to BMO Bank N.A. and certain of its affiliates that provide certain investment, investment advisory, trust, banking, and securities products and services. “BMO” is a registered trademark of Bank of Montreal, used under license.

Where are we headed on growth, what happens to the job market in an age of automation, and to what extent inflation really behind us? On this episode of Beyond the Portfolio, host Henray Cohen, US Head of Investments at BMO Wealth Management, is joined by Doug Porter, Chief Economist at BMO, to have a conversation that steps back from the markets to focus on the bigger picture of the current economy. The discussion covers the state of the US economy, the future of the jobs market, and the outlook for inflation. This podcast is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, or accounting advice and should not be relied upon in that regard. Individual circumstances and current events are critical factors in determining the best strategies to execute. All opinions expressed in this podcast are those of the participants only as of the date of the recording, they do not necessarily reflect the opinions of any organization or company and may change as economic and market conditions dictate. The participants and Bank of Montreal and its affiliates and/or their respective officers, directors or employees may maintain positions in any securities referenced in the presentation. The information presented does not constitute an offer to sell or a solicitation to buy any security or other product to anyone by anyone, including in any jurisdiction in which an offer or solicitation is not authorized or cannot be legally made or to any person to whom it is unlawful to make an offer of solicitation. Any products or services mentioned are made available only in accordance with local law (including applicable securities laws) and only where they may be lawfully offered for sale. BMO Private Wealth does not accept responsibility for the content of this presentation and makes no representation or warranty, express or implied, as to the accuracy, completeness or reliability of the content and disclaim responsibility for any errors or omissions or for any loss or damage suffered arising from any use of or reliance on the presentation. If investment advice or other assistance is needed, the services of a qualified professional should be obtained to consider your own circumstances before making any investment decisions. BMO Private Wealth is a brand name for a business group consisting of Bank of Montreal and certain of its affiliates, in providing private wealth management products and services. Not all products and services are offered by all legal entities within BMO Private Wealth. In the United States, BMO Private Wealth is represented by “BMO Wealth Management”, a brand name that refers to BMO Bank N.A. and certain of its affiliates that provide certain investment, investment advisory, trust, banking, and securities products and services. “BMO” is a registered trademark of Bank of Montreal, used under license.

On this episode of Beyond the Portfolio, host Pratik Patel, Head of Wealth Planning at BMO Wealth Management, is joined by Jay Gleason, Head of BMO's Family Wealth Strategies, to discuss what is for many families that common yet deeply significant transition of a child's life: going off to college. Leaving home can be both exciting and terrifying for child and parent alike, so to help parents with what lies ahead from a planning and financial perspective, we are here to discuss resources to be used, as well as documents to get in order for your graduate leaving the nest.This podcast is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, or accounting advice and should not be relied upon in that regard. Individual circumstances and current events are critical factors in determining the best strategies to execute. All opinions expressed in this podcast are those of the participants only as of the date of the recording, they do not necessarily reflect the opinions of any organization or company and may change as economic and market conditions dictate. The participants and Bank of Montreal and its affiliates and/or their respective officers, directors or employees may maintain positions in any securities referenced in the presentation. The information presented does not constitute an offer to sell or a solicitation to buy any security or other product to anyone by anyone, including in any jurisdiction in which an offer or solicitation is not authorized or cannot be legally made or to any person to whom it is unlawful to make an offer of solicitation. Any products or services mentioned are made available only in accordance with local law (including applicable securities laws) and only where they may be lawfully offered for sale. BMO Private Wealth does not accept responsibility for the content of this presentation and makes no representation or warranty, express or implied, as to the accuracy, completeness or reliability of the content and disclaim responsibility for any errors or omissions or for any loss or damage suffered arising from any use of or reliance on the presentation. If investment advice or other assistance is needed, the services of a qualified professional should be obtained to consider your own circumstances before making any investment decisions. BMO Private Wealth is a brand name for a business group consisting of Bank of Montreal and certain of its affiliates, in providing private wealth management products and services. Not all products and services are offered by all legal entities within BMO Private Wealth. In the United States, BMO Private Wealth is represented by “BMO Wealth Management”, a brand name that refers to BMO Bank N.A. and certain of its affiliates that provide certain investment, investment advisory, trust, banking, and securities products and services. “BMO” is a registered trademark of Bank of Montreal, used under license.

Host Mike Miranda, President, BMO Family Office and Head of Investments, BMO Private Wealth, invites Dan Phillips, Chief Investment Officer at BMO Wealth Management to discuss one of the most important—and most talked about—themes in markets right now: Artificial Intelligence. They discuss were we are in the cycle, where the investment opportunity really sits, and what risks investors should be thinking about. Also, please look for an upcoming piece on AI at BMO Wealth that takes a step back from the headlines and looks at what this actually means for the economy and for investors. This podcast is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, or accounting advice and should not be relied upon in that regard. Individual circumstances and current events are critical factors in determining the best strategies to execute. All opinions expressed in this podcast are those of the participants only as of the date of the recording, they do not necessarily reflect the opinions of any organization or company and may change as economic and market conditions dictate. The participants and Bank of Montreal and its affiliates and/or their respective officers, directors or employees may maintain positions in any securities referenced in the presentation. The information presented does not constitute an offer to sell or a solicitation to buy any security or other product to anyone by anyone, including in any jurisdiction in which an offer or solicitation is not authorized or cannot be legally made or to any person to whom it is unlawful to make an offer of solicitation. Any products or services mentioned are made available only in accordance with local law (including applicable securities laws) and only where they may be lawfully offered for sale. BMO Private Wealth does not accept responsibility for the content of this presentation and makes no representation or warranty, express or implied, as to the accuracy, completeness or reliability of the content and disclaim responsibility for any errors or omissions or for any loss or damage suffered arising from any use of or reliance on the presentation. If investment advice or other assistance is needed, the services of a qualified professional should be obtained to consider your own circumstances before making any investment decisions. BMO Private Wealth is a brand name for a business group consisting of Bank of Montreal and certain of its affiliates, in providing private wealth management products and services. Not all products and services are offered by all legal entities within BMO Private Wealth. In the United States, BMO Private Wealth is represented by “BMO Wealth Management”, a brand name that refers to BMO Bank N.A. and certain of its affiliates that provide certain investment, investment advisory, trust, banking, and securities products and services. “BMO” is a registered trademark of Bank of Montreal, used under license.

Host Henray Cohen, Head of Investments, BMO Wealth Management U.S., sits down with Dan Phillips, Chief Investment Officer for BMO U.S. Wealth Management, to examine the sustainability of the current market rally and the key drivers behind recent momentum. The discussion addresses investor concerns about market resilience amid uncertainty and identifies opportunities across sectors and asset classes. This podcast is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, or accounting advice and should not be relied upon in that regard. Individual circumstances and current events are critical factors in determining the best strategies to execute. All opinions expressed in this podcast are those of the participants only as of the date of the recording, they do not necessarily reflect the opinions of any organization or company and may change as economic and market conditions dictate. The participants and Bank of Montreal and its affiliates and/or their respective officers, directors or employees may maintain positions in any securities referenced in the presentation. The information presented does not constitute an offer to sell or a solicitation to buy any security or other product to anyone by anyone, including in any jurisdiction in which an offer or solicitation is not authorized or cannot be legally made or to any person to whom it is unlawful to make an offer of solicitation. Any products or services mentioned are made available only in accordance with local law (including applicable securities laws) and only where they may be lawfully offered for sale. BMO Private Wealth does not accept responsibility for the content of this presentation and makes no representation or warranty, express or implied, as to the accuracy, completeness or reliability of the content and disclaim responsibility for any errors or omissions or for any loss or damage suffered arising from any use of or reliance on the presentation. If investment advice or other assistance is needed, the services of a qualified professional should be obtained to consider your own circumstances before making any investment decisions. BMO Private Wealth is a brand name for a business group consisting of Bank of Montreal and certain of its affiliates, in providing private wealth management products and services. Not all products and services are offered by all legal entities within BMO Private Wealth. In the United States, BMO Private Wealth is represented by “BMO Wealth Management”, a brand name that refers to BMO Bank N.A. and certain of its affiliates that provide certain investment, investment advisory, trust, banking, and securities products and services. “BMO” is a registered trademark of Bank of Montreal, used under license.

On this episode of Beyond the Portfolio, host Pratik Patel, Head of Wealth Planning at BMO Wealth Management, is joined by Bill Kavanaugh, a Regional Director of Planning at BMO Private Bank, to discuss how artificial intelligence is beginning to shape wealth management broadly—-and what you as clients may start to see and experience as advisors thoughtfully incorporate this technology into their work. Bill works closely with clients and advisors on complex planning decisions and has spent a lot of time thinking about how AI can be used responsibly to improve client outcomes. This podcast is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, or accounting advice and should not be relied upon in that regard. Individual circumstances and current events are critical factors in determining the best strategies to execute. All opinions expressed in this podcast are those of the participants only as of the date of the recording, they do not necessarily reflect the opinions of any organization or company and may change as economic and market conditions dictate. The participants and Bank of Montreal and its affiliates and/or their respective officers, directors or employees may maintain positions in any securities referenced in the presentation. The information presented does not constitute an offer to sell or a solicitation to buy any security or other product to anyone by anyone, including in any jurisdiction in which an offer or solicitation is not authorized or cannot be legally made or to any person to whom it is unlawful to make an offer of solicitation. Any products or services mentioned are made available only in accordance with local law (including applicable securities laws) and only where they may be lawfully offered for sale. BMO Private Wealth does not accept responsibility for the content of this presentation and makes no representation or warranty, express or implied, as to the accuracy, completeness or reliability of the content and disclaim responsibility for any errors or omissions or for any loss or damage suffered arising from any use of or reliance on the presentation. If investment advice or other assistance is needed, the services of a qualified professional should be obtained to consider your own circumstances before making any investment decisions. BMO Private Wealth is a brand name for a business group consisting of Bank of Montreal and certain of its affiliates, in providing private wealth management products and services. Not all products and services are offered by all legal entities within BMO Private Wealth. In the United States, BMO Private Wealth is represented by “BMO Wealth Management”, a brand name that refers to BMO Bank N.A. and certain of its affiliates that provide certain investment, investment advisory, trust, banking, and securities products and services. “BMO” is a registered trademark of Bank of Montreal, used under license.

As part of a continuing effort to help clients navigate geopolitical risks, BMO hosted a digital event on April 1st to explore the short, medium, and long-term implications for North American economies, and how the conflict is altering risk dynamics across asset classes.

Henray Cohen, Head of Investments, BMO Wealth Management U.S., is joined by Carol Schleif, Chief Market Strategist at BMO Private Wealth to discuss the stormy discourse around the private credit market. Their conversation addresses the question on every investor's mind: How worried should we actually be about private credit? Carol brings her expertise to bear on what's really driving the headlines, what the risks look like up close, and what investors already participating in private credit investing should be thinking about right now. This podcast is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, or accounting advice and should not be relied upon in that regard. Individual circumstances and current events are critical factors in determining the best strategies to execute. All opinions expressed in this podcast are those of the participants only as of the date of the recording, they do not necessarily reflect the opinions of any organization or company and may change as economic and market conditions dictate. The participants and Bank of Montreal and its affiliates and/or their respective officers, directors or employees may maintain positions in any securities referenced in the presentation. The information presented does not constitute an offer to sell or a solicitation to buy any security or other product to anyone by anyone, including in any jurisdiction in which an offer or solicitation is not authorized or cannot be legally made or to any person to whom it is unlawful to make an offer of solicitation. Any products or services mentioned are made available only in accordance with local law (including applicable securities laws) and only where they may be lawfully offered for sale. BMO Private Wealth does not accept responsibility for the content of this presentation and makes no representation or warranty, express or implied, as to the accuracy, completeness or reliability of the content and disclaim responsibility for any errors or omissions or for any loss or damage suffered arising from any use of or reliance on the presentation. If investment advice or other assistance is needed, the services of a qualified professional should be obtained to consider your own circumstances before making any investment decisions. BMO Private Wealth is a brand name for a business group consisting of Bank of Montreal and certain of its affiliates, in providing private wealth management products and services. Not all products and services are offered by all legal entities within BMO Private Wealth. In the United States, BMO Private Wealth is represented by “BMO Wealth Management”, a brand name that refers to BMO Bank N.A. and certain of its affiliates that provide certain investment, investment advisory, trust, banking, and securities products and services. “BMO” is a registered trademark of Bank of Montreal, used under license.

Pratik Patel, BMO's U.S. Head of Planning, is joined by Leila Francis, National Head of Fiduciary Advisory Services at BMO, for a practical conversation on why estate planning matters so much for women. As women live longer and increasingly become the recipients of inherited wealth, Pratik and Leila discuss the foundational documents every woman should have in place, what can happen when no plan exists, and how thoughtful planning can protect children, spouses, and family dynamics. They also highlight common pitfalls, like account titling and beneficiary designations, that can unintentionally override even well-designed plans. The conversation closes with clear, actionable takeaways to help women move from awareness to action and plan with confidence. This podcast is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, or accounting advice and should not be relied upon in that regard. Individual circumstances and current events are critical factors in determining the best strategies to execute. All opinions expressed in this podcast are those of the participants only as of the date of the recording, they do not necessarily reflect the opinions of any organization or company and may change as economic and market conditions dictate. The participants and Bank of Montreal and its affiliates and/or their respective officers, directors or employees may maintain positions in any securities referenced in the presentation. The information presented does not constitute an offer to sell or a solicitation to buy any security or other product to anyone by anyone, including in any jurisdiction in which an offer or solicitation is not authorized or cannot be legally made or to any person to whom it is unlawful to make an offer of solicitation. Any products or services mentioned are made available only in accordance with local law (including applicable securities laws) and only where they may be lawfully offered for sale. BMO Private Wealth does not accept responsibility for the content of this presentation and makes no representation or warranty, express or implied, as to the accuracy, completeness or reliability of the content and disclaim responsibility for any errors or omissions or for any loss or damage suffered arising from any use of or reliance on the presentation. If investment advice or other assistance is needed, the services of a qualified professional should be obtained to consider your own circumstances before making any investment decisions. BMO Private Wealth is a brand name for a business group consisting of Bank of Montreal and certain of its affiliates, in providing private wealth management products and services. Not all products and services are offered by all legal entities within BMO Private Wealth. In the United States, BMO Private Wealth is represented by “BMO Wealth Management”, a brand name that refers to BMO Bank N.A. and certain of its affiliates that provide certain investment, investment advisory, trust, banking, and securities products and services. “BMO” is a registered trademark of Bank of Montreal, used under license.

Host Mike Miranda, President, BMO Family Office and Head of Investments, BMO Private Wealth, is joined by  Brent Joyce, Chief Investment Strategist at BMO Private Wealth, Carol Schief, Chief Market Strategist at BMO Private Wealth and Dan Phillips, Chief Investment Officer at BMO Wealth Management, U.S. They discuss the rapidly escalating conflict in the Middle East, its impact on the global economy, and what investors should be watching across macro conditions, energy markets, and portfolio positioning.This podcast is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, or accounting advice and should not be relied upon in that regard. Individual circumstances and current events are critical factors in determining the best strategies to execute. All opinions expressed in this podcast are those of the participants only as of the date of the recording, they do not necessarily reflect the opinions of any organization or company and may change as economic and market conditions dictate. The participants and Bank of Montreal and its affiliates and/or their respective officers, directors or employees may maintain positions in any securities referenced in the presentation. The information presented does not constitute an offer to sell or a solicitation to buy any security or other product to anyone by anyone, including in any jurisdiction in which an offer or solicitation is not authorized or cannot be legally made or to any person to whom it is unlawful to make an offer of solicitation. Any products or services mentioned are made available only in accordance with local law (including applicable securities laws) and only where they may be lawfully offered for sale.] BMO Private Wealth does not accept responsibility for the content of this presentation and makes no representation or warranty, express or implied, as to the accuracy, completeness or reliability of the content and disclaim responsibility for any errors or omissions or for any loss or damage suffered arising from any use of or reliance on the presentation. If investment advice or other assistance is needed, the services of a qualified professional should be obtained to consider your own circumstances before making any investment decisions. BMO Private Wealth is a brand name for a business group consisting of Bank of Montreal and certain of its affiliates, in providing private wealth management products and services. Not all products and services are offered by all legal entities within BMO Private Wealth. In the United States, BMO Private Wealth is represented by “BMO Wealth Management”, a brand name that refers to BMO Bank N.A. and certain of its affiliates that provide certain investment, investment advisory, trust, banking, and securities products and services. “BMO” is a registered trademark of Bank of Montreal, used under license.

Host Mike Miranda, President, BMO Family Office and Head of Investments, BMO Private Wealth, invited Henray Cohen, Head of Investments, BMO Wealth Management U.S., to take the role of guest host on a panel discussion featuring Richard Belley, Fixed Income Strategist, BMO Private Wealth, and Dan Phillips, Chief Investment Officer, BMO Wealth Management, U.S. The panelists examine the Federal Reserve leadership transition, analyzing Kevin Warsh's nomination as Fed Chair, his monetary policy framework, and more. They also discuss comparisons to Powell and Greenspan’s leadership styles, and implications for interest rate trajectory, term premiums, and portfolio positioning amid evolving inflation dynamics and technological productivity gains. This podcast is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, or accounting advice and should not be relied upon in that regard. Individual circumstances and current events are critical factors in determining the best strategies to execute. All opinions expressed in this podcast are those of the participants only as of the date of the recording, they do not necessarily reflect the opinions of any organization or company and may change as economic and market conditions dictate. The participants and Bank of Montreal and its affiliates and/or their respective officers, directors or employees may maintain positions in any securities referenced in the presentation. The information presented does not constitute an offer to sell or a solicitation to buy any security or other product to anyone by anyone, including in any jurisdiction in which an offer or solicitation is not authorized or cannot be legally made or to any person to whom it is unlawful to make an offer of solicitation. Any products or services mentioned are made available only in accordance with local law (including applicable securities laws) and only where they may be lawfully offered for sale.] BMO Private Wealth does not accept responsibility for the content of this presentation and makes no representation or warranty, express or implied, as to the accuracy, completeness or reliability of the content and disclaim responsibility for any errors or omissions or for any loss or damage suffered arising from any use of or reliance on the presentation. If investment advice or other assistance is needed, the services of a qualified professional should be obtained to consider your own circumstances before making any investment decisions. BMO Private Wealth is a brand name for a business group consisting of Bank of Montreal and certain of its affiliates, in providing private wealth management products and services. Not all products and services are offered by all legal entities within BMO Private Wealth. In the United States, BMO Private Wealth is represented by “BMO Wealth Management”, a brand name that refers to BMO Bank N.A. and certain of its affiliates that provide certain investment, investment advisory, trust, banking, and securities products and services. “BMO” is a registered trademark of Bank of Montreal, used under license.

Host Mike Miranda, President, BMO Family Office and Head of Investments, BMO Private Wealth, invites Pratik Patel, Head of U.S. Wealth Planning for BMO Wealth Management, to take on the role of guest moderator in a conversation with Michelle Mieras, a wealth strategist on BMO's planning team supporting the Colorado and New Mexico markets. They discuss key takeaways from the 60th Annual Heckerling Institute on Estate Planning.This podcast is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, or accounting advice and should not be relied upon in that regard. Individual circumstances and current events are critical factors in determining the best strategies to execute. All opinions expressed in this podcast are those of the participants only as of the date of the recording, they do not necessarily reflect the opinions of any organization or company and may change as economic and market conditions dictate. The participants and Bank of Montreal and its affiliates and/or their respective officers, directors or employees may maintain positions in any securities referenced in the presentation. The information presented does not constitute an offer to sell or a solicitation to buy any security or other product to anyone by anyone, including in any jurisdiction in which an offer or solicitation is not authorized or cannot be legally made or to any person to whom it is unlawful to make an offer of solicitation. Any products or services mentioned are made available only in accordance with local law (including applicable securities laws) and only where they may be lawfully offered for sale.] BMO Private Wealth does not accept responsibility for the content of this presentation and makes no representation or warranty, express or implied, as to the accuracy, completeness or reliability of the content and disclaim responsibility for any errors or omissions or for any loss or damage suffered arising from any use of or reliance on the presentation. If investment advice or other assistance is needed, the services of a qualified professional should be obtained to consider your own circumstances before making any investment decisions. BMO Private Wealth is a brand name for a business group consisting of Bank of Montreal and certain of its affiliates, in providing private wealth management products and services. Not all products and services are offered by all legal entities within BMO Private Wealth. In the United States, BMO Private Wealth is represented by “BMO Wealth Management”, a brand name that refers to BMO Bank N.A. and certain of its affiliates that provide certain investment, investment advisory, trust, banking, and securities products and services. “BMO” is a registered trademark of Bank of Montreal, used under license.

Host Mike Miranda, President, BMO Family Office and Head of Investments, BMO Private Wealth, sits down with Dan Phillips, Chief Investment Officer for BMO U.S. Wealth Management, and Carol Schleif, Chief Market Strategist at BMO Private Wealth, to examine capital markets in 2026, as part of the ongoing Outlook Series. So far in this series, we've covered: equities — how earnings, innovation, and valuations are shaping the stock market; fixed income — how rates, inflation, and credit are redefining portfolio construction; and private markets — how capital formation, exits, and liquidity are evolving. Today, we're stepping back from the individual asset classes and focusing on the big structural forces, the deep currents underneath markets that don't change in months or quarters, but over years and decades. These are the forces that drive where capital flows, where growth comes from, and where risk hides. This podcast is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, or accounting advice and should not be relied upon in that regard. Individual circumstances and current events are critical factors in determining the best strategies to execute. All opinions expressed in this podcast are those of the participants only as of the date of the recording, they do not necessarily reflect the opinions of any organization or company and may change as economic and market conditions dictate. The participants and Bank of Montreal and its affiliates and/or their respective officers, directors or employees may maintain positions in any securities referenced in the presentation. The information presented does not constitute an offer to sell or a solicitation to buy any security or other product to anyone by anyone, including in any jurisdiction in which an offer or solicitation is not authorized or cannot be legally made or to any person to whom it is unlawful to make an offer of solicitation. Any products or services mentioned are made available only in accordance with local law (including applicable securities laws) and only where they may be lawfully offered for sale.] BMO Private Wealth does not accept responsibility for the content of this presentation and makes no representation or warranty, express or implied, as to the accuracy, completeness or reliability of the content and disclaim responsibility for any errors or omissions or for any loss or damage suffered arising from any use of or reliance on the presentation. If investment advice or other assistance is needed, the services of a qualified professional should be obtained to consider your own circumstances before making any investment decisions. BMO Private Wealth is a brand name for a business group consisting of Bank of Montreal and certain of its affiliates, in providing private wealth management products and services. Not all products and services are offered by all legal entities within BMO Private Wealth. In the United States, BMO Private Wealth is represented by “BMO Wealth Management”, a brand name that refers to BMO Bank N.A. and certain of its affiliates that provide certain investment, investment advisory, trust, banking, and securities products and services. “BMO” is a registered trademark of Bank of Montreal, used under license.

Host Mike Miranda, President, BMO Family Office and Head of Investments, BMO Private Wealth, sits down with Dan Phillips, Chief Investment Officer for BMO U.S. Wealth Management, Brent Joyce, Chief Investment Strategist at BMO Private Wealth, and Carol Schleif, Chief Market Strategist at BMO Private Wealth, to examine the outlook for equity markets in 2026, as part of the ongoing Outlook Series. The conversation explores where opportunities may emerge across sectors and geographies, how valuation and earnings dynamics are shaping the investment landscape, and key considerations for portfolio positioning as market leadership evolves. Together, Dan, Brent, and Carol provide strategic insights to help investors cut through market noise and focus on what matters most for equity portfolios in the year ahead. This podcast is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, or accounting advice and should not be relied upon in that regard. Individual circumstances and current events are critical factors in determining the best strategies to execute. All opinions expressed in this podcast are those of the participants only as of the date of the recording, they do not necessarily reflect the opinions of any organization or company and may change as economic and market conditions dictate. The participants and Bank of Montreal and its affiliates and/or their respective officers, directors or employees may maintain positions in any securities referenced in the presentation. The information presented does not constitute an offer to sell or a solicitation to buy any security or other product to anyone by anyone, including in any jurisdiction in which an offer or solicitation is not authorized or cannot be legally made or to any person to whom it is unlawful to make an offer of solicitation. Any products or services mentioned are made available only in accordance with local law (including applicable securities laws) and only where they may be lawfully offered for sale.] BMO Private Wealth does not accept responsibility for the content of this presentation and makes no representation or warranty, express or implied, as to the accuracy, completeness or reliability of the content and disclaim responsibility for any errors or omissions or for any loss or damage suffered arising from any use of or reliance on the presentation. If investment advice or other assistance is needed, the services of a qualified professional should be obtained to consider your own circumstances before making any investment decisions. BMO Private Wealth is a brand name for a business group consisting of Bank of Montreal and certain of its affiliates, in providing private wealth management products and services. Not all products and services are offered by all legal entities within BMO Private Wealth. In the United States, BMO Private Wealth is represented by “BMO Wealth Management”, a brand name that refers to BMO Bank N.A. and certain of its affiliates that provide certain investment, investment advisory, trust, banking, and securities products and services. “BMO” is a registered trademark of Bank of Montreal, used under license.