Advertise on podcast: Wealth on Your Terms

[Wealth on Your Terms Podcast with Tobi Adekeye]What if building wealth wasn’t just about making more money but creating a life you don’t need to escape from?In this episode, I sat down with Danica Nelson, investor, finance educator and founder of Liberty Leave, to discuss her journey from corporate burnout to pursuing financial freedom on her own terms. From buying her first condo at 24 to taking a sabbatical, navigating a layoff and working towards becoming work-optional by 45, Danica shares how she’s rethinking what wealth should make possible.We discuss her freedom formula, investing, career breaks, salary and burnout, why women need their own financial plans and how money can give you the freedom to walk away from situations that no longer serve you.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact; in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.📧 For partnerships and business inquiries: [email protected] 📲 Follow us on Instagram: wealthonyourtermshub Subscribe & tap the 🔔 so you don't miss the next episode.To allow us post more episodes,Hit the like button to support this podcast andWrite a review and Rate us 5-stars on Spotify and Apple Podcasts🔗 Listen on Your Favourite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9 - Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199 - Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw 🏡For real estate inquires,I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, OntarioConnect with me: https://forms.gle/pKZkRfnnGqvKsPks6 Follow my real estate page: @tobi.realestate ✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/ 🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en 👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/ 🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Danica Nelson📷 Instagram: https://www.instagram.com/danicasnelson/?hl=en👩🏾‍💻 LinkedIn: https://ca.linkedin.com/in/danicasnelson🗞️Website: https://www.libertyleave.com/press📌 Timestamps04:05 Her Journey to Financial Freedom09:36 The Freedom Formula13:14 Buying Her First Property at 2417:51 Growing Her Career Without Burning Out31:30 Should You Take a Career Break and How Can You Fund It?35:55 Building Wealth While Enjoying Life38:20 Her Plan to Become Work-Optional by 4539:03 How She Approaches ETF Investing46:05 Why You Should Discuss Money Before Marriage⚠️ DisclaimerThis content is for education and entertainment only and is not financial or business advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with father-daughter finance duo Bode Odetoyinbo (The Finance Dad) and Reni to unpack what it actually takes to build wealth that lasts across generations.The Finance Dad has nearly three decades of experience investing in the stock market and real estate, while Reni is a finance educator and investor who has built an investment portfolio of over $500,000.We unpack how to build wealth from the ground up, the five stocks they would hold for the next five years, and where they believe the next major investment opportunities could be. But we also go beyond investing: how do you build generational wealth without raising entitled children? How many children can you actually afford? Should you give your children their inheritance while you're still alive? And what conversations about money, debt, wills and assets should families be having before it's too late?Whether you’re building wealth for yourself or thinking about the generations coming after you, this episode is about building the financial foundation, knowledge and habits that can outlive you.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact; in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.📧 For partnerships and business inquiries: [email protected] 📲 Follow us on Instagram: wealthonyourtermshub Subscribe & tap the 🔔 so you don't miss the next episode.To allow us post more episodes,Hit the like button to support this podcast andWrite a review and Rate us 5-stars on Spotify and Apple Podcasts🔗 Listen on Your Favourite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9 - Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199 - Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw 🏡For real estate inquires,I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, OntarioConnect with me: https://forms.gle/pKZkRfnnGqvKsPks6 Follow my real estate page: @tobi.realestate ✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/ 🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en 👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/ 🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With The Finance Duo1) Reni- IG: @xoreni- YouTube: https://www.youtube.com/c/xoreni- Podcast: https://www.youtube.com/@dontgobroketrying/videos- Website: https://renitheresource.com/about/2) The Finance Dad- IG: https://www.instagram.com/bode.thefinancedad/📌 Timestamps0:00 – The 3 Wealth-Building Levers You Need to Know14:58 – How Reni Grew Her Portfolio From $300K to $500K+22:10 – The Next Wealth Opportunity Is Being Built Right Now29:02 – 5 Stocks That Could Create the Next Millionaires49:28 – The Mistake That Can Destroy Generational Wealth58:02 – The Money Lessons Wealthy Families Teach Their Children Early1:03:43 – The Financial Decision Most People Never Consider Before Having Kids1:08:52 – What You Need Financially in Place Before Marriage & Children1:14:56 – The Family Money Conversation You Don't Want to Have Too Late1:20:07 – The Wealth Preservation Strategy Most Families MissEpisode 25⚠️ DisclaimerThis content is for education and entertainment only and is not financial or business advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Mo Rafi, a former banker who worked across four major Canadian banks: Scotia, TD, RBC and CIBC and managed over $40M in assets for wealthy clients.We talk about what working inside the banking system taught him about how money and wealth really work, why he believes the banking system is designed to keep people financially dependent, and what wealthy clients were doing differently to build their fortunes.We also break down how to negotiate better rates with your bank, escape high-interest debt, use debt strategically to build wealth, rethink home ownership, prepare financially before leaving a 9–5, and why the traditional formula for building wealth may no longer work in today’s economy.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact; in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.📧 For partnerships and business inquiries: [email protected] 📲 Follow us on Instagram: wealthonyourtermshub Subscribe & tap the 🔔 so you don't miss the next episode.To allow us post more episodes,Hit the like button to support this podcast andWrite a review and Rate us 5-stars on Spotify and Apple Podcasts🔗 Listen on Your Favourite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9 - Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199 - Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw 🏡For real estate inquires,I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, OntarioConnect with me: https://forms.gle/pKZkRfnnGqvKsPks6 Follow my real estate page: @tobi.realestate ✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/ 🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en 👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/ 🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Mo Rafi📷 Instagram: https://www.instagram.com/raficredit.ca/👩🏾‍💻 LinkedIn: https://ca.linkedin.com/in/morafiWebsite: https://raficredit.ca/ Connect with Mo through his social platforms and website.Episod 24 ⚠️ DisclaimerThis content is for education and entertainment only and is not financial or business advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Lianne Hannaway, a former Managing Director at the Toronto Stock Exchange who spent over 20 years working in finance and helping build wealth from the inside.We talk about what she learned from being in rooms where wealthy people make financial decisions, why earning more money doesn't automatically make you financially secure, how she paid off $47,000 of debt in 20 months, the importance of negotiating your worth, building generational wealth without “wealthing in reverse,” and how she built a $2M retirement portfolio while also buying her mother a house.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.📧 For partnerships and business inquiries: [email protected] 📲 Follow us on Instagram: @https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode.To allow us post more episodes,Hit the like button to support this podcast and Write a review and Rate us 5-stars on Spotify and Apple Podcasts🔗 Listen on Your Favourite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9 - Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199 - Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw 🏡For real estate inquires,I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, OntarioConnect with me: https://forms.gle/pKZkRfnnGqvKsPks6 Follow my real estate page: @tobi.realestate ✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/ 🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en 👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/ 🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Lianne Hannaway LinkedIn: https://ca.linkedin.com/in/liannehannaway Instagram: https://www.instagram.com/emotionsplusmath ---📌 Timestamps 00:00 – How Growing Up Without Wealth Shaped Her Approach to Building It 11:46 – The Wealth Lessons Learned in Rooms You’re Not In 30:01 – Why Your 9–5 Is Still One of the Best Ways to Build Wealth 33:03 – The Salary Negotiation Rules Most People Never Learn 42:16 – The 5 Things That Actually Determine Financial Security 51:43 – How to Build Wealth Without Abandoning Your Family 58:05 – How to Make Generational Wealth Actually Last 1:04:34 – How to Know When You Have Enough Money 1:08:42 – How to Actually Enjoy the Wealth You’ve Built⚠️ DisclaimerThis content is for education and entertainment only and is not financial or business advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye] In this episode, I sat down with Fred and Bimpe, a couple who have built wealth through business, investing and entrepreneurship after moving from Nigeria to Canada. We talk about how they built a seven-figure portfolio in a relatively short period, how they acquired their first business just three months after moving to Canada, the realities of starting over in a new country, the next major wealth transfer through business acquisitions, and how to think about generational wealth and putting your children in a stronger financial position. 🎙️ About Wealth on Your Terms Wealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: [email protected]  📲 Follow us on Instagram: wealthonyourtermshub  Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, 1) Hit the like button to support this podcast and 2) Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favourite Platform - Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9  - Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199  - Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw  🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6  Follow my real estate page: @tobi.realestate  ✨ Connect with me, Tobi: 📷 Instagram: https://www.instagram.com/tobi.adekeye/  🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en  👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/  🗞️ Newsletter: https://tobiderin.substack.com 📲 Connect With Fred & Bimpe Fred: https://ca.linkedin.com/in/frederick-obodozie-tep-a754174a  Bimpe: https://www.instagram.com/bimzhair  Email: [email protected]  --- 📌 Timestamps 00:00 – Building a 7-Figure Portfolio After Starting Over in Canada 12:58 – How They Discovered a Million-Dollar Business 26:20 – How Expanding Your Network Creates New Opportunities 31:59 – The Next Big Wealth Transfer Is Through Business Acquisitions 39:45 – How They Bought a Business Just 3 Months After Moving to Canada 51:43 – What Made Them Take the Risk on a $2.5M Business 1:09:17 – Why Generational Wealth Can Disappear 1:12:10 – Why Owning Real Estate Doesn’t Automatically Build Wealth 1:27:09 – How to Build Long-Term Wealth for Your Children ⚠️ Disclaimer This content is for education and entertainment only and is not financial or business advice. Do your own research and consider speaking with a licensed pro

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Rachel Wong, co-founder of Monday Girl, one of the largest career-networking platforms for women in North America, and a former 8-year Uber employee who helped launch Uber Eats from the ground up and climbed the ranks to manage teams of up to 30 people.We talk about the overlooked asset class that matters just as much as money when it comes to building wealth, how to network effectively without it feeling transactional, the $80K loss Monday Girl took expanding into the US market, why she turned down raising VC money, how she bootstrapped a business for nine years while working full-time, how to climb the corporate ladder and get promoted, what it actually costs to run a community-based or events business, and how to know when to cut a revenue stream that isn't working.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.📧 For partnerships and business inquiries: [email protected]📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/Subscribe & tap the 🔔 so you don't miss the next episode.To allow us post more episodes,Hit the like button to support this podcast andWrite a review and Rate us 5-stars on Spotify and Apple Podcasts🔗 Listen on Your Favourite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw🏡For real estate inquires,I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, OntarioConnect with me: https://forms.gle/pKZkRfnnGqvKsPks6Follow my real estate page: @tobi.realestate✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Rachel Wong- Instagram: https://www.instagram.com/_rachelwong/- LinkedIn: https://ca.linkedin.com/in/rachelwongto-------------------------📌 Timestamps00:00 – The Chinese Proverb Her Parents Taught Her After Losing Everything4:40 – She Got Fired From Her Job9:29 – The Equity Play 9-to-5 Employees Can Use to Build Wealth13:57 – The Asset That Builds More Wealth Than Money — And How to Build It20:43 – How She Actually Built a Million Dollar Business From Scratch21:07 – Losing $80,000 Taught Her This About Business35:54 – Why Chasing Multiple Income Streams Can Actually Hurt You44:01 – How She Leveraged Her 9-to-5 to Build a Million Dollar Business47:14 – Why Turning Down Investors Was the Smarter Move56:06 – The Promotion Advice Your Manager Hopes You Never Learn (From Someone Who Climbed the Corporate Ladder Herself and Became a Manager)⚠️ DisclaimerThis content is for education and entertainment only and is not financial or business advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Tobi Oluwole, founder of Magnet Ventures and The Founders Blueprint, and an angel investor who has built a multi-million dollar business while helping thousands of people turn their skills into profitable businesses. We get into how AI is set to wipe out 300-800 million jobs and what people should be doing right now to position themselves, why he believes freedom matters more than being rich, the pricing strategy he used to help clients charge multiples more for the same offer, the exact 3-stage formula he used to scale from $0 to $200K/month, the $88,000 tax bill that changed how he manages money forever, and the simple LinkedIn content formula that has generated him multiple six-figure brand deals and quietly built a business that prints money. Whether you're an aspiring entrepreneur, someone stuck in corporate wondering how to build leverage outside your job, or just trying to figure out how to build wealth and freedom on your own terms, this conversation is packed with honest, practical insights from someone who has actually done it.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: [email protected]📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect with Tobi Oluwole: - LinkedIn: https://www.linkedin.com/in/thetobioluwole/- https://www.tobioluwole.com- https://www.instagram.com/thetobioluwole/-------------------------📌 Timestamps00:00 – AI Is Coming for 300–800 Million Jobs — Here's How to Not Be One of Them05:04 – Forget Rich, Get Free: The 4 Types of Freedom Nobody Talks About12:01 – Why You're Scared to Charge What You're Worth (And How to Fix It)13:02 – The Emirates First Class Trick That Lets You Charge 10x More for the Same Product21:10 – The Exact 3-Stage Formula to Scale From $0 to $200K/Month25:26 – "Boring Business, Exciting Life": The Mindset Behind Predictable Wealth33:19 – How He Mixes Faith and Business Without Losing Customers39:21 – "The World Gets the Best of You, I Get the Rest" — What His Wife Taught Him43:03 – The $88,000 Tax Bill That Nearly Broke Him49:16 – Steal His Exact LinkedIn Formula: The 5-Day Content Plan That Prints Money1:03:52 – Posting on LinkedIn While Still Employed — How to Do It Without Getting Fired1:19:03 – 3 Books That'll Rewire How You Think About Money and Freedom⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Shradha Chopra, a serial entrepreneur, licensed realtor, and real estate investor who has built a multimillion dollar portfolio generating over $15K in monthly passive income across 17 units and 10 properties, while also owning and operating two Second Cup franchise locations.We get into how she built her passive income from scratch working three jobs in her early twenties, why she believes buying your own home first is a mistake, how she thinks about worst case scenario investing, the strategy behind scaling from one property to ten, why she went from real estate into franchises, the truth about investing in US real estate, and the simple repeatable formula she uses to build wealth across multiple income streams and businesses.Whether you're an aspiring investor, entrepreneur, or someone trying to figure out how to build real wealth on your own terms, this conversation is packed with honest, practical insights from someone who has actually done it.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: [email protected]📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect with Shradha- Instagram: https://www.instagram.com/choprarealestate/-------------------------📌 Timestamps00:00 - Why she built passive income before ever buying her own home03:51 - The three job grind that started it all and what it actually taught her07:41 - What South Asian dinner table conversations taught her about real estate09:12 - Why her dad told her buying your own house is a mistake13:12 - How she closed her first property with no mortgage and 12% interest15:00 - The exact formula she used to scale from one property to ten17:00 - Why she stopped buying properties and bought a franchise instead21:04 - The repeatable system behind building wealth across multiple income streams29:44 - Why she lives in a $3M house and still pays rent40:30 - How she manages a multi-million dollar real estate portfolio, two brick and mortar businesses and a real estate business⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Ken, tax strategy and wealth advisor, author of Tax Efficient Wealth, and founder of GMS Professional Corporation, to unpack how the wealthy legally use the tax system to build and preserve more wealth — while many middle-class earners end up paying the highest percentage of their income in taxes.We break down why employment income is taxed differently, how corporations, real estate, capital gains, and business structures create tax advantages, and the mindset shift from simply earning more money to actually keeping and growing more of it. We also dive into practical concepts like the velocity of money, leverage, RRSPs vs TFSAs, tax-efficient retirement planning, generational wealth structures, and how real estate can become a powerful wealth-building and tax strategy tool when used intentionally.Whether you’re an employee, entrepreneur, investor, or someone trying to better understand how money and taxes actually work, this conversation will completely change the way you think about wealth building in Canada. 🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: [email protected]📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Ken Green - Book: taxefficientwealth.ca/book- Summit: taxefficientwealth.ca/summit-------------------------📌 Timestamps00:00 - Why the middle class pays the highest taxes (and how the wealthy legally avoid it)05:34 - The biggest mistake employees make with money and taxes10:34 - How wealthy families legally use their children to reduce taxes14:48 - The “velocity of money” concept wealthy people use to grow assets faster20:56 - The 3 most tax-efficient types of income in Canada24:20 - Why real estate is one of the best wealth-building tools in Canada30:33 - RRSP vs TFSA: What ambitious high earners need to know35:21 - How to turn your primary home into a wealth-building asset41:08 - How wealthy families pass down real estate without massive tax bills51:34 - Why getting a big tax refund might actually be hurting you⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Anderson — a professional trader, long-term investor, and real estate-focused wealth builder who transitioned from being a chef and DoorDash driver into the world of finance — to break down how the stock market actually works and how it fits into building real, long-term wealth.This conversation goes far beyond trading. We talk about how to think about money holistically — balancing short-term income (like trading) with long-term wealth strategies like stocks and real estate. We also get into discipline, risk management, and the psychology behind how people make (and lose) money in the market.We shift into a deeper conversation around generational wealth - including why waiting to pass down assets later in life might actually limit their impact, and how wealth should be taught and transferred intentionally.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: [email protected]📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Anderson:- [email protected]📌 Timestamps00:00 – How to Actually Win in the Stock Market. The stock market just logical, it’s psychological. 06:00 – A tool wealthy people use to fast-track their wealth 13:28 – From Chef → Food delivery driver → Professional Trader: The unconventional path into wealth22:29 – Trading vs Investing: One builds wealth, the other accelerates it33:37 – Who should stay away from this wealth acceleration tool? Is just gambling? The truth no one explains44:07 - Why this wealth acceleration method isn't for everyone 52:00 - What smart investors do when everyone else is panicking. What you should do in this season!1:04:32 - Real estate investments (generational wealth passed down) 1:05:14 - The biggest mistake in generational wealth (most people miss this)1:18:56 - Invest in these stocks to grow your wealth long-term (not financial advice) His long-term stock picks 1:28:53 - He made $91 passively during our conversation and I made $0 ⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional. Credits:Music: Violation by Soundridemusic

Featuring Tobi Oluwole | Retired at 28 | 7-Figure Business Owner | 350K+ LinkedIn Followers)🎙️ Full Episode: https://open.spotify.com/episode/1DSIE93mAZsmvqdIxFuJkR?si=HdzkrgBvQXeo8g07Q_7tQg&t=0&pi=yQfw8LXDTHurPMost people spend years building a life they didn't actually choose. Tobi Oluwole retired from corporate at 28, works 3 days a week, takes every summer off, and built a 7-figure business doing it. In this clip, he breaks down exactly how he designed his life before he built his business and why most people get that order completely backwards.This is a clip from my full conversation with Tobi on the Wealth on Your Terms podcast. If you want the full episode, link below. 👇📲 Connect With Tobi Oluwole- LinkedIn: https://www.linkedin.com/in/thetobioluwole/- Website: https://www.tobioluwole.com🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Hosted by Tobi Adekeye.📧 Partnerships & inquiries: [email protected]📲 Instagram: @wealthonyourtermshub🔗 Listen to the Full Podcast- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- All Episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw✨ Connect with me, Tobi Adekeye- 📷 Instagram: @tobi.adekeye- 🎥 TikTok: @tobiadekeye_- 👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/0 🗞️ Newsletter: https://tobiderin.substack.com🏡 Real Estate InquiriesLicensed Realtor | On The Block Realty, Brokerage – Vaughan, Ontario- Connect: https://forms.gle/pKZkRfnnGqvKsPks6- Follow: @tobi.realestateNOTE: The information in this clip is for educational purposes only and does not constitute financial or legal advice.

[Wealth on Your Terms Podcast with Tobi Adekeye] In this episode, I sat down with Eduek — a financial educator and coach who has helped her clients save and invest over $2 million -- to break down what actually keeps people stuck financially and how to build real, sustainable wealth.Eduek also shares her personal journey of paying off $47,000 in debt, the exact strategies she used, and how she transitioned into investing with confidence. We go deep into practical frameworks for getting out of debt, building better money habits, and starting to invest — even if you feel overwhelmed or behind.If you’ve ever felt stuck financially, struggled with debt, or don’t know where to start with investing, this episode will give you both the mindset and the strategy to move forward.You’ll learn:- Why mindset is the foundation of wealth (and how it holds people back)- The biggest mistake people make when trying to get out of debt- How to actually pay off debt (without relying on cookie-cutter methods)- The role income plays in building wealth (and why it matters more than you think)- How to build a simple investment strategy as a beginner- ETFs vs stocks — and where to start- How to structure your portfolio for long-term growth🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: [email protected]📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: @tobi.adekeye https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Eduek:📷 Instagram: @twosidesofadimehttps://www.instagram.com/twosidesofadime/- Surplus Stack Society: https://www.surplusstacksociety.com/?utm_source=ig&utm_medium=social&utm_content=link_in_bio&fbclid=PAZXh0bgNhZW0CMTEAc3J0YwZhcHBfaWQMMjU2MjgxMDQwNTU4AAGndj52owACbFRo0cyofEp9YZdwrifN1ioK7uuU026MnqOjpnJ0pChfwg-LLBc_aem_AXDtqRFShh09IgIh6u6p1A-------------------------📌 Timestamps00:00 – Scarcity mindset & money scripts that quietly sabotage your wealth09:47 – How she actually got into $47,000 of debt (and didn’t realize it)17:50 – How she paid off $47K without following generic advice22:45 – The uncomfortable truth: why most people stay stuck in debt30:08 – The system she used to get out of debt and turn her financial future around 34:43 – Investing explained simply (without the confusion)44:12 – Focus on this before trying to pick stocks54:36 – How to build a real portfolio: foundation, income & growth1:01:16 – How to make this your richest year (practical framework)⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye] In this episode, I sat down with Nike and Carine — investors and co-founders of NCTL Group, a real estate development and investment firm to unpack what it really looks like to build wealth beyond a salary, while still working full-time, raising families, and taking on ambitious real estate projects.We talked about how both of them got started in real estate from very different turning points, the mindset shift from thinking you’re “rich” to realizing you’re not yet truly wealthy, and why building assets matters so much when your income depends on showing up to work. We also get into partnership, marriage, courage, risk, faith, and what it actually takes to go from smaller real estate strategies into a 24-unit development project.What I love about this conversation is that it’s not just about real estate.It’s about ownership, long-term thinking, and having the courage to build something bigger than the life your 9-to-5 can fund on its own.Whether you’re interested in investing, building generational wealth, or just trying to think differently about money and your future, this episode will challenge and inspire you.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: [email protected]📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Nike & Carine: 📷 Instagram (NCTL Group): https://www.instagram.com/thenctlgroup/🎥 Youtube: https://www.youtube.com/@UCxBlyDrTa7a6szaETMtUIXA -------------------------📌 Timestamps00:00 – The turning points that changed how they approached money and wealth12:17 – This wrong decision could keep you broke forever21:37 – The different real estate investing strategies they've done 32:35 - The moment they realized they were playing a much bigger game42:21 - How do you get people to believe in your vision when you’re just starting?48:05 - How they're building generational wealth and still do good at the same time?50:27 - Why they kept their 9-to-5 even and how to use it to build generational wealth 54:04 - What it takes to build generational wealth for your family 1:01:30 - Advice to moms/women trying to build generational wealth ⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Dr. Wesley, Group CEO of Springs Wealth Consultant and a wealth creation and preservation expert with 25+ years of experience, to unpack the “money is a game” framework and why most people aren’t taught how to play it.We break down the “money is a game” framework and examine the structural difference between earning income and building long-term wealth. The conversation covers the five types of money players, why most people remain spectators, and the distinction between being rich and being wealthy. We explore the four quarters of the money game, asymmetric risk, the transition from high income to asset ownership, and the role of mentorship in accelerating wealth building. The episode also outlines the five forms of capital required to preserve generational wealth and why most inherited wealth disappears within three generations. This discussion focuses on financial freedom, wealth architecture, and long-term ownership strategy rather than short-term income growth.Whether you’re early in your journey or planning for legacy, this conversation will help you see money, strategy, and freedom in a new way.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: [email protected]📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts ----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Dr Wesley - Website: http://www.highincometowealth.com - Link To Buy The Book: - Link To Buy The Book: https://geni.us/tGI21 -------------------------📌 Timestamps00:00 – The 5 Types of Money Players (Most People Are Stuck on #2)06:00 – The Mentorship Rule the Wealthy Quietly Follow17:12 – The wealth switch: from paycheck dependency to financial control22:56 – The 4 quarters of the money game (and how to avoid “injury time”)37:53 – The money belief that keeps people stuck. Rewiring your money paradigm48:29 – Why being rich is a trap. You Shouldn’t Aspire to Be Rich57:05– 7 People You Must Be Smarter Than to Build Wealth1:06:40 – Is it too late to win the money game?! How to get back on track 1:09:18 – Faith, Money, and Building Wealth⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye] 🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. ------------ In this episode, I sit down with Mo and Debbie, a husband-and-wife founder duo behind SkillHat / SkillHat Founder Studio, to talk about building wealth through high income, ownership, and business systems.We unpack how they scaled SkillHat to a million-dollar business, what it’s really like building with your spouse (vision vs. risk management), and the frameworks they use to make bold moves without gambling their future. They break down why “entrepreneurship is the new safety net,” how to think about building a system that makes money beyond your labor and the underrated discipline behind growth—boundaries, reinvesting, coaching, and decision-making with data.If you’re in a 9–5 but thinking about ownership, building something on the side, or creating income that isn’t capped by your time, this conversation will help you see the path more clearly. 📧 For partnerships and business inquiries: [email protected] 📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform - Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9 - Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199 - Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw ---------------------- 🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario - Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate ------------------------ ✨ Connect with me, Tobi: 📷 Instagram: https://www.instagram.com/tobi.adekeye/ 🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en 👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/ 🗞️ Newsletter: https://tobiderin.substack.com 📲 Connect With SkillHat/Mo & Debbie - Skillhat - https://www.skillhat.ca - Mo's LinkedIn - https://www.linkedin.com/in/mobola/ - Mo's IG - https://www.instagram.com/moballer_banks/?hl=en - Deebie's LinkedIn - https://www.linkedin.com/in/deborahadeboyejo/ - Debbie's IG - https://www.instagram.com/debbieadeboyejo/?hl=en ------------------------- 📌 Timestamps 00:00 - How they built a Million-Dollar Business as partners 09:42 - Dual income thinking + When quitting your job actually makes sense: proof, stability, and timing 16:08 - Why ownership matters now 25:07 - Why 9–5 is no longer the safe path and what actually is in today’s market 28:58 - Turning your skills into a business 44:21 - Canada vs US: risk, capital, and why entrepreneurship scales differently 53:44 - The 3 income paths and why you need to know what path you're on 59:12 - How to make a million dollars even if you have a 9-5 1:04:40 - The REAL Business Secret ⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.