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Knowing what not to do is only half the battle—the other half is actually avoiding those missteps. In part two of our conversation, Barry Ritholtz of Ritholtz Wealth Management gets practical: how to safeguard your portfolio against panic, minimize regret when making high-stakes decisions and think about wealth in terms of decades, not days. All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Most investing advice focuses on what to do. Barry Ritholtz, co-founder and CIO of Ritholtz Wealth Management and author of How Not to Invest, argues the more important question is what to stop doing. In the first of a two-part conversation, he unpacks the behavioral mistakes that quietly erode long-term returns—and why a little humility might be the most powerful edge an investor can have. All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Retirement isn’t a finish line. It’s a process. For Christine Benz, Director of Personal Finance and Retirement Planning at Morningstar, getting it right means looking beyond the numbers, whether it’s the 4% rule or the psychology of spending. She makes the case that a successful plan is about something far more personal: purpose. All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Not all alternatives are created equal. Roger Aliaga-Díaz, Vanguard’s Global Head of Portfolio Construction and Chief Economist for the Americas, and Del Stafford, Head of Advice and Wealth Solutions, bring a portfolio-driven lens to gold, cryptocurrency and private markets—separating genuine benefits from hype. The goal: helping investors ask the right questions before venturing beyond the core. All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Women are on track to control most U.S. financial assets by 2050, yet the advisory space has been slow to catch up. Vanguard’s Fiona Greig and Janel Jackson unpack what the historic wealth transfer means for women investors, families and the advisors who serve them. All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Most investors diversify internationally with stocks, but stop short when it comes to bonds. Dan Shaykevich, lead portfolio manager for emerging market debt and head of multi-sector strategy at Vanguard, makes the case for why international bonds deserve a place in your portfolio, and how to think about currency risk as a feature, not a flaw. All investing is subject to risk, including the possible loss of the money you invest. Investments in bonds issued by non-U.S. companies are subject to risks including country/regional risk and currency risk. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

With trillions of dollars flowing into index funds, has active management had its day? Wellington Management CEO Jean Hynes makes the case for a renaissance, exploring how AI, private markets and other forces of change could shift the odds back in active's favor. All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

From AI-driven market volatility to the rise of private markets, the investment landscape is changing fast. Vanguard President and Chief Investment Officer Greg Davis breaks down what’s hype, what’s real and how investors should respond. All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is the time-tested mix of 60% stocks and 40% bonds still the default? Vanguard’s Head of Investment Strategy Group, Europe, and Chief European Economist Jumana Saleheen shares how investors may want to approach building a portfolio in today’s market environment. All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Vanguard’s Global Chief Economist Joe Davis discusses what advisors and investors need to know about private equity with HarbourVest’s Scott Voss—and how this asset class might fit in a diversified portfolio. All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

For investors, behavioral tendencies can sometimes get in the way of potential gains. Knowing how our brains lead us to make bad decisions can help us make better ones. All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After a decade lagging behind U.S. stocks, international equities may finally be getting their time in the spotlight. Listen to Vanguard experts discuss why investors may want to consider adding more international flavor to their equity holdings. All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss. Investments in stocks or bonds issued by non-U.S. companies are subject to risks including country/regional risk and currency risk. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When it comes to investing, the best course of action is to focus on things you can control—including taxes. No matter what kind of investor you are, leveraging tax-savvy strategies can help you maximize your returns and wealth. All investing is subject to risk, including the possible loss of the money you invest. Diversification does not einsure a profit or protect against a loss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Being ready for retirement is the product of many decisions. A strategy that covers all stages of the process, from saving to drawing down in retirement while generating income, can help investors achieve their retirement goals. All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Bonds are back. After a decade of delivering weak returns, today’s bond market offers attractive yields to help deliver more value to investors’ portfolios. All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.