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In today's episode of Clocking Off with Clouds, we are covering personal finance basics! I go through the 3 basic money lessons we should've all learnt growing up, and how to actually start taking control of our money. If money and investing are intimidating topics to you, this is the perfect episode to get you started on your finance journey. We are approaching the topic from a neutral lens, leaving all shame and embarrassment behind. We are breaking down the basics (without the jargon and the acronyms) on how to FINALLY start building your wealth and taking care of your future self. This episode covers: What money CAN buy for usThe emotional weight of moneyMonthly habits to implement in your routineThe first step to building wealthHow to pay yourself firstThe magic of compound interest 🎙️Follow the podcast on Spotify: https://open.spotify.com/show/72cJhqwBoGuJnwd3BF1qdd?si=OseKun1qQ66dLooskszFRA Instagram: https://www.instagram.com/clockingoffwithclouds/ TikTok: https://www.tiktok.com/@clockingoffwithclouds

Work Q&A, AITA Work Edition, Reacting to your work dilemmas In this episode of Clocking Off with Clouds, I am going to be reacting to the internet's work dilemmas, problems, stories and more! I also go through some of the questions you guys have personally shared with me, and share some of my honest opinions. This episode covers stories like: Should I pick up my co-workers tasks just because she's sad?How to deal with work pressure and unrealistic expectations at workHow to politely tell a co-worker to F offMy MAGA co-worker snapped at me for showing Mulan to her daughter🎙️Follow the podcast on Spotify: https://open.spotify.com/show/72cJhqwBoGuJnwd3BF1qdd?si=OseKun1qQ66dLooskszFRA Instagram: https://www.instagram.com/clockingoffwithclouds/ TikTok: https://www.tiktok.com/@clockingoffwithclouds

In this episode of Clocking Off With Clouds, we are talking about Habits to stop to glow up in all aspects of your life. Quitting these habits has enabled me to become a richer, smatter, hotter and happier person - and who doesn't want that? Timestamps:00:00 Introduction1:28 Habit 13:59 Habit 26:57 Habit 310:18 Habit 412:41 Habit 515:38 Habit 6🎙️Follow the podcast on Spotify: https://open.spotify.com/show/72cJhqwBoGuJnwd3BF1qdd?si=OseKun1qQ66dLooskszFRAInstagram: https://www.instagram.com/clockingoffwithclouds/TikTok: https://www.tiktok.com/@clockingoffwithclouds

Welcome to the big sister hotline! In this episode of Clocking Off With Clouds, we are addressing your work concerns, dilemmas and problems. This episode covers: How to get a UK work visa How to deal with toxic co-workers What to do in your first week in a new job How to reject extra work How to negotiate higher salary and benefits How to navigate work pressure and high expectations 🎙️Follow the podcast on Spotify: https://open.spotify.com/show/72cJhqwBoGuJnwd3BF1qdd?si=OseKun1qQ66dLooskszFRA Instagram: https://www.instagram.com/clockingoffwithclouds/ TikTok: https://www.tiktok.com/@clockingoffwithclouds

Walking you through my CV: from non-target school to management consulting to big techIn this episode of Clocking Off with Clouds, I am breaking down my full career path so far. I cover exactly what I did to build my CV to help me break into management consulting, and eventually big tech! This episode covers: How my career startedWhat I did to build up my CVHow I got into London Business SchoolMost pivotal moments of my career journeyHow I gained advantage after going to business schoolHow I knew I wanted to work in ConsultingHow I knew I wanted to leave ConsultingHow I knew I wanted to transition to Tech🎙️Follow the podcast on Spotify: https://open.spotify.com/show/72cJhqwBoGuJnwd3BF1qdd?si=OseKun1qQ66dLooskszFRA Instagram: https://www.instagram.com/clockingoffwithclouds/ TikTok: https://www.tiktok.com/@clockingoffwithclouds

In this episode of Clocking Off with Clouds, we are breaking down common mistakes to avoid in your job applications! As an ex-recruiter for graduate jobs at an investment bank, I'm spilling the tea on mistakes I saw applicants make - so you can avoid them! This episode covers: CV/resume formats to avoid and how to optimize your CV/resumeHow to make your CV/resume ATS-friendlyHow to pass the video interviewWhat you should avoid doing in the video interviewBest questions to ask at the end of the interview (and which ones to avoid)Tips on how to maximize your chances of hearing back 🎙️Follow the podcast on Spotify: https://open.spotify.com/show/72cJhqwBoGuJnwd3BF1qdd?si=OseKun1qQ66dLooskszFRAInstagram: https://www.instagram.com/clockingoffwithclouds/TikTok: https://www.tiktok.com/@clockingoffwithclouds

Feeling lost with your career? Listen to this episode! This week, we are asking the right questions to help you choose a career when you have no idea what you want to pursue. In this episode we cover: Why "follow your passion" is terrible career adviceHow I decided the career I wanted to pursueThe 3 myths regarding passionThe sh*t sandwhich, and how to find yoursWhat questions to ask yourself instead to find your career🎙️Follow the podcast on Spotify: https://open.spotify.com/show/72cJhqwBoGuJnwd3BF1qdd?si=OseKun1qQ66dLooskszFRAInstagram: https://www.instagram.com/clockingoffwithclouds/TikTok: https://www.tiktok.com/@clockingoffwithclouds

Is the path to becoming a Doctor still worth it in the UK? This week, my friend Maika is in the studio to reveal the honest truth about a career in medicine. This episode covers: What the post-graduate route to medicine looks likeThe highs and lows of med schoolBalancing med school and personal lifeWhat foundation training is actually likeThe less glamorous sides of medicine no one talks aboutSurviving deanery allocationsWhat NHS Doctor salaries look likeStruggling with work life balance as a DoctorCareer regrets as a current Doctor in the UKWhether or not the path to medicine is recommend todayFollow Dr Maika on her socials for more about Doctor life and Medicine! Instagram: https://www.instagram.com/maikamendoza/TikTok: https://www.tiktok.com/@maikammendoza?lang=en

Today we are going through 4 unspoken corporate rules I wish I learnt earlier! These are the things they don't teach you but make the biggest difference when it comes to your career progression. Highly recommend listening to this if you're just starting out your career OR if you're starting a new job! I had to learn most of these tips the hard way, so want to help you guys avoid making the same mistakes as me. This week we cover: How to vouch for yourself at workWhy overcommunication is always the best routeHow to actually progress faster in your careerMyths about working hard 🎙️Follow the podcast on Spotify: https://open.spotify.com/show/72cJhqwBoGuJnwd3BF1qdd?si=OseKun1qQ66dLooskszFRAInstagram: https://www.instagram.com/clockingoffwithclouds/ TikTok: https://www.tiktok.com/@clockingoffwithclouds

This week we are tackling the topic of diversity and inclusion in the workplace, and why it's so important to feel like you belong. Note: There are some audio issues throughout the episode, the audio file was damaged so there are parts where you hear some pop sounds. I'm so sorry for this! Will try to fix this moving forward. This week we cover: Inclusion and belonging in the workplaceWhy I used to hate work drinksNavigating the corporate world as a woman of colourWhat it's like being a minority in consulting and in techWorking in white male dominated industriesHow I tackled imposter syndromeMisconceptions I had about myself because of lack of inclusion If you've ever felt like an outsider at work, or simply felt like you don't fit in - then this is a safe space for us to have an honest chat about it! 🎙️Follow the podcast onSpotify: https://open.spotify.com/show/72cJhqwBoGuJnwd3BF1qdd?si=OseKun1qQ66dLooskszFRAInstagram: https://www.instagram.com/clockingoffwithclouds/ TikTok: https://www.tiktok.com/@clockingoffwithclouds

In this week's Valentine's special, I brought in my best friend Carmen and we react to the internet's dating dilemmas! We add our 2 cents on relationship problems and share our own perspectives on dating. We read through reddit threads, AITA stories, your personal questions, and more! This episode covers: How to meet people outside of dating appsOur thoughts on office relationshipsBreaking no contact with exDynamic between relationships and friendshipsWhy girls don't approach firstWhen is it appropriate to ghost someoneFeeling unattracted to your partner Note: This Valentines episode is slightly late as I was away in China and Bali, and the dodgy hotel internet wasn't allowing me to upload. Lesson learnt! Thanks for being patient with me as I navigate the podcast. 🎙️Follow the podcast onSpotify: https://open.spotify.com/show/72cJhqwBoGuJnwd3BF1qdd?si=OseKun1qQ66dLooskszFRAApple Podcasts: https://podcasts.apple.com/us/podcast/clocking-off-with-clouds/id1865275135Amazon Music: https://music.amazon.co.uk/podcasts/4573eb07-58b7-4159-8d5c-31483ad6a869/clocking-off-with-clouds🙋🏻‍♀️Socials:Instagram: https://www.instagram.com/cloudsjoo/TikTok: https://vm.tiktok.com/ZMJr2gy72/

How to build your wealth in your 20s? How to start investing? Beginner tips to personal finance Mia McGrath is a personal finance creator who is known for the term Frugal Chic. Frugal Chic is all about living luxuriously while spending intentionally. Alongside Mia, in this episode we break down personal finance tips for Gen-Zs and young adults. This episode covers 2:46 What Frugal Chic means6:18 Our first memories about money10:32 From 9-to-5 to full-time creator18:46 Is it too late to start content creation?23:38 Common money mistakes people make25:36 YOLO mindset28:10 How to save in a cost of living crises32:10 Side hustle culture36:36 How to start investing40:34 What age should I start investing?42:00 How to manage risks of investing? 45:43 Things that aren't worth buying49:04 Budgeting tips and hacks51:28 Things worth splurging54:56 Quick fire round1:04:50 What is Mia clocking off from1:05:38 Weekly challenge for our listeners This content is for educational and informational purposes only and does not constitute financial advice. We are not licensed or regulated financial advisers. Investing involves risk, including the potential loss of capital. Any investment decisions you make are your own responsibility. Past performance doesn't guarantee future results.

If your vision board is the destination, then your systems are your roads. The reason why you your goals fail isn't because they're too big, it's because your systems aren't working. In this episode, we are breaking down EXACTLY how to build a sustainable roadmap to reach your goals. Spoiler alert: It's all about consistency over perfection. We cover: Why a vision board alone isn't enough to transform your lifeHow to think of your goals as a destination, and systems as the roadsBreaking big annual goals into clear quarterly signpostsThe underrated power of weekly planningHow small daily habits compound into unrecognizable change3 simple rules for building habits that actually stickIf you've ever felt motivated at the start of the year but stuck a few weeks later, this episode will help you last past January. Your new me should last the whole year, not just the first 2 weeks. Press play to start living your best life!

An ex-Bain and ex-Deloitte consultant talk about what it takes to break into consulting, what consulting companies look for, how they prepared for the application process, and their overall experience in the Management Consulting industry. We have Jack Kim (@koreanconsultant) as the first guest of Clocking Off with Clouds! Jack is an Ex-Bain consultant who now helps students break into the industry with 1:1 personalized application support. Check out Casebuddy below if you are interested in bespoke application support https://www.casebuddy.org Topics we talk about: ​How we prepared for the application process​What were the best resources we found to prepare us for consulting interviews​What it's ACTUALLY like to work in consulting​What kind of person thrives and what kind of person struggles in consulting​What kinds of traits do consulting companies look for in their applicants​What are the common traits in applicants who get the offer, and those that don't get the offer​Does prestige actually matter​Work and identityDon't forget to follow Jack on all socials: ​www.instagram.com/koreanconsultant​www.tiktok.com/@koreanconsultant

This episode is for everyone who wants to make their wildest dreams come true, in a non-woowoo and pragmatic way. Today we are covering how to make a vision board that doesn't rely on magic. I've gone through so many vision boards that DIDN'T do anything because I wasn't creating them with intention or making my goals clear. This isn't about casting wishes or asking the universe to make our dreams come true, and more about using a helpful tool to visualize our goals. Step-by-step guide: Categorize and write down your goalsMake them specificGather your picturesCreate your vision boardMake it visibleIf you make your vision board and are comfortable with sharing it, please tag me on your stories or posts! I'd love to see them. Wishing you all a FANTASTIC 2026, and may all your goals come true.