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In this episode, Tim and Mark break down five things that quietly show up for a lot of successful men in midlife, from why the wins never feel like enough to what it takes to feel present and full again. Mark's take: fulfillment isn't a finish line, it's something you get to create over and over. If you've been feeling off lately, this one's worth a listen, and a reminder that you don't have to figure it out alone. Follow the show wherever you listen and leave a five-star review if you're getting value, it helps more people find us. You can follow Tim at @timbratz and Mark at @markevansdm on social. See you next week.

You made the money. Now what? That's the question Tim and Mark keep circling in this one. They talk about the framework of building wealth, and more importantly, what comes after you've built it. Because making money and knowing what to do with it are two very different things, and most people never stop to figure out the second one. It's an honest conversation about what actually matters once the money is handled, and how to build a life that fits what you really want instead of what you were told to chase. Follow the show wherever you listen and leave a five star review if you're getting value, it helps more people find us. You can follow Tim at @timbratz and Mark at @markevansdm on social. See you next week!

This week, Mark and Tim are taking the show outside on Mark's farm in Ohio to get into something they're both fired up about: staying plugged in for the work that pays you, then actually unplugging for the life that matters. They talk about using tech hard during business hours and shutting it off after, about being the director of your own day instead of letting it run you, and about the conversation every parent needs to have before a screen starts raising their kids. There's also the reset that comes from getting outside, and why you almost certainly have more time than you think. If you got something out of this episode, subscribe so you don't miss the next one and please leave us a 5-star review. Follow Tim at @timbratz and Mark at @markevansdm for more. See you next week!

You'd think 30 years in and a few businesses deep, the fear of losing it all would finally quiet down. It doesn't. But Tim and Mark argue you don't actually want it to. This episode's about the voice that whispers "today could be the day," and why it might be the exact thing keeping you sharp. They get into the side of wealth nobody posts about, the anxiety that shows up right next to the success. Along the way they talk about Jim Rohn's idea of being both ambitious and content, why sitting on a beach is a trap, and the real moves (building a financial moat, keeping a reserve, thinking in decades) that actually let you sleep at night. If you got something out of this episode, subscribe so you don't miss the next one and drop a comment below. Follow Tim at @timbratz and Mark at @markevansdm for more. See you next week!

Everybody swears they need more time. Tim and Mark think you've probably got too much of it, you're just doom-scrolling a good chunk of it away. This week they crack open their actual calendars. The pre-5am wake-ups, the push-ups before they've even brushed their teeth, a day that looks nothing like the yacht-and-champagne fantasy running in your head. No guru nonsense, no highlight reel. Just two guys who've made real money walking through where the hours actually go and why they stopped chasing "work-life balance." Worth a watch before you map out your next week. You might rethink how you're spending yours. In this episode of I'm Rich. Now What?, Tim Bratz and Mark Evans DM break down the daily routines and time-management habits behind building real wealth — morning routines, calendar discipline, why work-life balance is a myth, and how self-made entrepreneurs actually spend their day. If you got something out of this episode, subscribe so you don't miss the next one and drop a comment below. Follow Tim at @timbratz and Mark at @markevansdm for more. See you next week.

Getting rich and staying rich are not the same. Most people never realize they need a completely different mindset once the money actually shows up. In this episode, Tim and Mark dig into the wealth psychology and money mindset shifts that separate people who make a pile of cash once from people who keep it and grow it for decades. This is the kind of stuff you don't learn from a finance course, only from watching it play out in real deals, real markets, and real mistakes. They cover risk versus luck, how to build financial cushion before a downturn instead of during one, why comparing yourself to other people's wealth quietly wrecks your happiness, and what it actually takes to stay financially unbreakable once you've made it. If you're a business owner, real estate investor, or first-generation millionaire trying to figure out what comes after the money, this is the mindset shift conversation you need. (Quick heads up: Tim and Mark call this episode 20 in the recording, but a couple of time-sensitive market updates got bumped ahead of it — so technically you're watching episode 22. Close enough, right?) If you got something out of this episode, subscribe so you don't miss the next one and drop a comment below. Follow Tim at @timbratz and Mark at @markevansdm for more. See you next week! 00:00 Intro 01:47 Money is attracted to speed 11:33 Luck and Risk 16:42 Boom & Bust are Inevitable 32:06 All wealth is relative 39:47 What it takes 49:51 Buying stuff vs Buying time 53:58 Planning 58:35 Results

The stock market's trading at double its historical valuation. Crypto's down. So where are Tim and Mark putting their money? They get into exactly where it's sitting right now, what they're holding, what they're watching, and what they're staying away from. From performing notes to private equity to alternative assets like cars and watches, this is what two multi-millionaires are actually doing with their money right now. Follow the show wherever you listen and leave a five-star review if you're getting value — it helps more people find us. You can follow Tim at @timbratz and Mark at @markevansdm on social. See you next week.

Elon Musk just became the world's first trillionaire, and Tim and Mark have thoughts -- but not the ones you'd expect. This episode is really about what rich actually looks like up close: how wealthy people dress, talk, think, and move versus everyone else. Spoiler: it has a lot more to do with your mindset and your conversations than your bank account. Follow the show wherever you listen and leave a five-star review if you're getting value. It helps more people find us. You can follow Tim at @timbratz and Mark at @markevansdm on social. See you next week!

You can have a great business and still be the bottleneck, the liability, and the target all at once. Tim and Mark break down the 7 people you need on the business side of your life: the ones keeping your books tight, your taxes low, your assets protected, and your deals moving. Last week was the personal side. This week Tim and Mark get into the seven people you need running your business — the ones who keep money from slipping through the cracks, protect what you've built, and open doors you didn't even know existed. This is the stuff that separates a real business from a job disguised as one. If the people you're taking advice from don't have these people on their team, that's your answer right there. In this episode: Controller vs. CFO — why you need financial oversight that goes way beyond what's in the bank account (and how Mark's controller tracked down a $29,000 check he'd completely forgotten about)The case for an in-house attorney: Tim's lawyer found a single word in a Fannie Mae loan doc and knocked $1.8 million off a prepayment penalty — more than 12 years of salary in one dealTax advisors vs. CPAs — why your CPA is technically working for the government, not you, and what it actually costs you not to have a real tax strategist in your cornerInsurance: the story of Tim's apartment building that burned to the ground and a policy that capped out at $10,000 when it should have paid out $3 millionPrivate banker — the most underrated relationship on this list and why Mark and Tim both swear by itSocial media, marketing, and PR: why Tim closed a $500K investment from someone he'd never spoken to, just because they'd been watching him online for eight yearsReal estate connections — how Tim's mortgage guy helped him turn a $30M exit into a potential $38M one with a single phone call If you got something out of this episode, subscribe so you don't miss the next one and drop a comment below. We love hearing from you! Follow Tim at @timbratz and Mark at @markevansdm for more. See you next week. 0:00 Intro 1:57 Controller/CFO 13:25 Attorney 25:39 Tax Advisor 36:15 Insurance Agent 48:09 Private Banker 48:18 Marketing/PR Person 55:32 Real Estate Expert

You can have all the money in the world and still have the wrong people around you. That gap will cost you more than any bad investment. Tim and Mark break down the 7 people every wealthy person needs on the personal side of their life: the ones protecting your time, your health, your family, and your legacy. Simple stuff that nobody really talks about until you need it. This episode is part one of a two-parter — next week they're covering the business side. In this episode: - Why an executive assistant is the single most important hire - The case for a private doctor on retainer - Travel connections: the one relationship that matters most when you get that call and you need to be somewhere in four hours - What a fiduciary actually does and why you need one before you think you need one (shoutout to @garrettbgunderson, @jim.dew_, and @jeffsocha — guys who have them and can point you in the right direction) - Personal trainers and nutrition coaches — including Tim's buddy @gunnarmade, who keeps the Bratz household moving - Spiritual guidance as a personal and marriage resource, and why Mark thinks you don't have to be in an organized religion to benefit from it - Charitable connections: how to find the grassroots organizations actually doing the work (not the ones spending 98% of donations on marketing) If you got something out of this episode, subscribe and follow the show so you don't miss the next one. And please leave us a comment! We love to hear from you. Follow Tim at @timbratz and Mark at @markevansdm for more. See you next week. 0:00 Intro 10:53 Personal Assistant 27:02 Private Doctor 31:16 Travel Connections 36:45 Fiduciary 43:46 Personal Trainer 46:52 Spiritual Coach 53:13 Charitable Connection

Most people are saving their best words for the funeral post. Mark and Tim want you to stop doing that. This episode landed on Mark's 30th year as an entrepreneur, and instead of a victory lap, he turned it into a question worth sitting with: how many more real shots do you have left? Not at the million-dollar thing. At the hundred million dollar thing. At the dream trip. At the letter you keep meaning to write. At the phone call you've been putting off for three years. Tim opens up about pulling the trigger on a year of international travel with his family, and Mark gets into the daily habit of sending messages, letters, and videos that most people say they'll do someday — and never do. Follow the show wherever you listen and leave a five-star review if you're getting value — it helps more people find us. You can follow Tim at @timbratz and Mark at @markevansdm on social. See you next week.

Every bad deal, bad partnership, and bad investment has one thing in common: no filter. Tim and Mark break down the TORSCE™ Method (Time, Opportunity Cost, Risk, Skill, Cash Flow, Enterprise Value) a framework for cutting through decisions faster and saying no without guilt. Get the free PDF at imrichpodcast.com/free. Follow the show wherever you listen and please leave a five-star review if you're getting value. It helps more people find us. You can follow Tim at @timbratz and Mark at @markevansdm on social. See you next week.

The gap between rich and poor isn't just money. It's mindset, conversations, and who you're in the room with. Tim and Mark break down the real reasons wealth compounds for some people and stagnates for others. If you've ever looked around and wondered why nothing's changing, this one's for you. In this episode: Why the conversations you're having are the clearest signal of where you're headed financiallyHow borrowed belief works — and why proximity to the right people is the fastest shortcutThe failure mindset shift Tim started using with his kids (and why most parents never do this)Why taking extreme ownership is the entry point to any real successThe difference between buying assets and buying liabilities — and how poor mindset shows up in spendingWhy getting out of the wrong rooms matters more than any tactical business adviceHow to build your own table when you can't get invited to one Follow the show wherever you listen and leave a five-star review if you're getting value — it helps more people find us. You can follow Tim at @timbratz and Mark at @markevansdm on social. See you next week.

Tim and Mark take on one of the most common beliefs that quietly keeps people from pursuing wealth: the idea that getting rich means becoming someone you hate. They break down where that myth comes from, why the loudest "jerks" are usually people pretending to be rich, and what it actually looks like when genuine wealthy people show up in the room. Along the way, they get into the broke millionaire trap, the confidence-building habits that separate those who make it from those who plateau, and why the story you tell about rich people might be the thing holding you back. Follow the show wherever you listen and leave a five-star review if you're getting value — it helps more people find us. You can follow Tim at @timbratz and Mark at @markevansdm on social. See you next week!

Bobby Castro built a fintech company from scratch — no investors, no outside capital — and sold it three times: $250M, $600M, then $1 billion. And when that final wire hit? Nothing. No fireworks. In the first-ever guest episode of I'm Rich. Now What?, Bobby gets real with Tim and Mark about what actually happens after the big exit — the disappointment, the near-bankruptcy five years before the billion, the missed moments with his kids, and why he walked away at the top to build something he calls a 100-year legacy plan. In this episode: why the exit fell flat, the "nonrefundable minutes" framework, when to sell, raising kids around money without ruining them, and why transparency is the whole game. Bobby Castro is a fintech exit veteran ($1.85B+), real estate investor ($800M portfolio), co-founder of R360, and author of Outsider.