Advertise on podcast: Ringgit and Sense

This week on Ringgit & Sense, producer Jake Lim speaks to Yap Ming Hui, founder of Whitman Holdings - he’s also a licensed financial planner - about the profession. What makes a licensed financial planner different from the ‘wealth coaches’ and ‘investment consultants’ out there, how to tell whether they’re a good job, how much you can expect to pay, and more. Whitman was also recently listed on the LEAP Market Image Credit: Shutterstock See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim speaks to Michelle Chin, co-founder of Oyen, Malaysia’s first pet insurance company about the costs of owning a pet - especially some of the hidden costs most people might miss, like pet boarding whenever you go out of town, differences in prices vet for different breeds and even gender of pets, and of course, how much pet insurance will cost you every month. Image Credit: Shutterstock See omnystudio.com/listener for privacy information.

On Ringgit & Sense this week, producer Jake Lim speaks to Chua How Kiat, Leader for Deloitte Private Southeast Asia about family businesses- a little bit on trends in the region but more importantly they’ll be discussing what the differences are between family enterprises that thrive, and those which merely survive. Image Credit: Shutterstock See omnystudio.com/listener for privacy information.

On Ringgit & Sense this week, producer Jake Lim will be speaking to Idham Idris, Director of Corporate Treasury Investment Services at Wealth Vantage Advisory about the “post-Raya financial whiplash” - when all the unplanned spending during the festivities catches up with your wallet and bank account. See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim is joined by Ku Sim Ling - she’s better known as AuntyHR on various social media platforms - to talk about career road bumps, biggest mistakes you can make, and take a look at some case studies. See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim speaks to Hann Liew, a licensed fund manager and co-founder of Halogen Capital about whether cryptocurrencies still have a place in our portfolio amidst global volatility. See omnystudio.com/listener for privacy information.

This week, Producer Jake Lim sits down with Harvindar Singh, Managing Partner of Harvey & Associates to talk about individual tax reliefs, common mistakes that people make when filing their taxes, as well as tips for the tax season. See omnystudio.com/listener for privacy information.

On Ringgit & Sense this week, producer Jake Lim speaks to Farhana Roslan, Head of the Research Team at PNB Research Institute about wages in Malaysia - why growth has been so slow, whether it’s still worth pursuing tertiary education, and what the government and society can do to remedy this issue. See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim zooms into ‘Pig Butchering’ scams - where scammers build up trust over a long period of time with their victims - in light of recent news, and he will be joined by Yuvarajan Periyan, licensed financial planner and co-founder of Uno Advisers to talk about a case he’s seen about this. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim speaks to  Dr. Mohaini Ahmad Basri, licensed financial planner with Wealth Vantage Advisory about his recent article commenting on the anticipated EPF dividend for 2025 - who do the high returns truly benefit, and what should younger Malaysians be thinking about in terms of passion vs income. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, we have a very special episode waiting for you - it’s the Feng Shui edition that comes on every Lunar New Year - producer Jake Lim will be sitting down with Dr Cheng, Feng Shui Master to talk about the sectors that might do well this year according to Feng Shui principles, and which Zodiacs might need some help in the months ahead. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim is joined by Ian Wong, Founder & CEO of Uno Advisers - he’s also a licensed financial planner - they’ll be talking about financial mistakes that you DON’T want to make in 2026. Spoiler - the chat will involve overspending during CNY, and paying too much for medical insurance. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, love is in the air - producer Jake Lim sits down with Linnet Lee, licensed financial planner at Resolute Planning to talk about how much you should spend on Valentine’s Day, the ‘money talk’ that couples should have, and there’s even two case studies where couples are having difficulties with in terms of finances. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, Jake Lim will be talking about the implementation of the Retirement Income Adequacy or RIA framework by EPF. He’ll be asking Rajen Devadason, licensed financial planner with Manulife Investment Management (Malaysia) Bhd whether the saving thresholds under the framework is actually achievable, what you can do on the income and spending side to try to reach this benchmark, and more. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.

This week on Ringgit & Sense, producer Jake Lim sits down with Kevin Neoh, licensed financial planner with VKA Wealth Planners to talk about new year resolutions concerning personal finance. Jake will be asking Kevin why some people seem to lose steam at some point during the year, how to stick to your money goals, and more through a series of case studies. Image Credit: Shutterstock.com See omnystudio.com/listener for privacy information.