
Advertise on podcast: The Money To The Masses Podcast
Rating
3.8from
This podcast has
791 episodes
Language
EnglishPublisher
Damien FahyExplicit
No
Date created
2014/06/02
Latest episode
2026/10/28
Average duration
25 min.
Release period
5 days
Description
Join Damien and Andy as they break down personal finance topics including investing, saving, budgeting and more, giving you the tools and knowledge to achieve your financial goals Each week, they cover three topics, cutting through unnecessary financial jargon, providing practical tips and actionable advice to help you make the most of your money. To provide feedback or ideas for future shows, contact: [email protected] or visit https://moneytothemasses.com
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Podcast episodes
Check latest episodes from The Money To The Masses Podcast podcast
Money Vault - How to get your mortgage approved
2026/10/28
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives.
In this week's episode of The Money Vault, Damien revisits episode 494 from February 2025, where he shares tips to improve your chances of getting a mortgage. He also shares a crucial update on the current mortgage market as of October 2026, including a recent Bank of England rule change that gives lenders more flexibility to offer higher income multiples.
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Resources:
Sign up to our weekly newsletter80-20 Investor (Free trial available)Bank of England scraps mortgage lending caps - What it means for youHow much can you borrow for a mortgage?Mortgage broker
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
Money Vault - Work-life balance tips that can improve your finances
2026/10/21
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives.
In this episode of The Money Vault, Damien revisits episode 141 from August 2017 where he discusses the parallels between achieving a healthy work-life balance and developing a better relationship with money.
He also provides a modern update, looking at how the landscape has changed with the rapid advancement of artificial intelligence and how it presents both challenges and opportunities for our productivity and spending habits.
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Resources:
Sign up to the weekly newsletter80-20 Investor (Free trial available)
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
Ep 567 - Mortgage help if you’re struggling & using the Eisenhower Matrix
2026/10/18
On this week’s episode, Damien discusses the steps you can take if you are struggling with rising mortgage costs or are worried about future repayments. With fixed-rate deals increasing, he outlines the support available from lenders under the Mortgage Charter, explains how government schemes like Support for Mortgage Interest (SMI) operate, and highlightswhere to find free, independent debt advice if you get into financial difficulty.
Damien also discusses the 'Money Matrix', his adaptation of the Eisenhower Matrix designed to help you organise and prioritise your money tasks.
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.
Support the show by visiting and bookmarking our dedicated podcast page:
Money to the Masses Dedicated Podcast Page - Click to support the show
Links referred to in the podcast:
Sign up to our weekly newsletterSupport for Mortgage Interest - What is it and do you qualify?Where to get free debt adviceSpeak to an expert - Best Mortgage Brokers in the UK
Money Vault - Two investment strategies for a falling market
2026/10/14
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives.
In this episode of The Money Vault, Damien revisits episode 364 from April 2022 where he discusses two distinct investment strategies for navigating a falling stock market: averaging down and pound cost averaging.
Damien also examines the psychological pitfalls that can trap investors during a downturn, such as consistency bias, and the dangers of compounding losses by chasing falling share prices.
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Resources:
Sign up to the weekly newsletter80-20 Investor (Free trial available)
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
Ep 566 - Damien’s best money insights & the most expensive home appliances to run
2026/10/11
On this week’s episode, Damien shares ten of his favourite money insights, which he has recently shared on Threads & X. Andy and Damien discuss the psychology behind their financial decisions, why spending isn't the same as wealth, and how small changes to the way you think about money can improve your finances.
Finally, Damien and Andy reveal the 15 most expensive household electrical appliances to run, based on the latest energy price cap, including some surprising results that could help you cut your electricity bills.
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.
Support the show by visiting and bookmarking our dedicated podcast page:
Money to the Masses Dedicated Podcast Page - Click to support the show
Links referred to in the podcast:
Sign up to the weekly newsletterTake out a FREE TRIAL of 80-20 investorMost expensive appliances to run in 2026
Money Vault - The six hats for better decision making
2026/10/07
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives.
In this episode of The Money Vault, Damien and Andy revisit episode 424 from July 2023 where Damien explains how you can make better financial decisions by focusing on the evaluation process rather than just the final outcome.
Drawing on the famous "Six Thinking Hats" concept created by Edward de Bono, Damien explains how viewing a complex money problem from six distinct perspectives can help you reach a more balanced, informed conclusion.
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Resources:
Sign up to our weekly newsletter80-20 Investor (Free trial available)Edward de Bono - Six Thinking Hats reference guide
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
Money Vault - How to make better money decisions
2026/09/30
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives.
In this episode of The Money Vault, Damien and Andy revisit a 2019 episode where Damien explains how to make better financial decisions by focusing on the process rather than the outcome.
He explains the psychological concept of 'outcome bias' and how judging a decision solely by its result can lead to loss aversion and poor investment choices. Using clear examples, he shows why a robust, objective process is essential for long-term financial success, even amid short-term market uncertainty.
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Resources:
Sign up to our weekly newsletter
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
Ep 565 - How to build a cash ladder & discovering your money script
2026/09/27
On this week’s episode, Damien takes Andy through a financial personality test to uncover his 'money script'. He discusses the four main types of money beliefs, how they influence your financial behaviour, and the practical steps you can take to manage them.
Finally, he explains how current interest rate expectations make it the perfect time to build a cash savings ladder and how you can use the strategy to boost the interest you earn on your savings without locking all your money away long term.
[AD] Thank you to our sponsor, Interactive Investor
New customers can receive £150 in free trades when they open an Interactive Investor Trading Account before 30th September 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.
Support the show by visiting and bookmarking our dedicated podcast page:
Money to the Masses Dedicated Podcast Page - Click to support the show
Links referred to in the podcast:
Sign up to our weekly newsletterHow to use a cash savings ladderBest cash savings platforms in the UK
Money Vault - Warren Buffett investing lessons
2026/09/23
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives.
In this episode of The Money Vault, Damien revisits Episode 271 from 2020 where he takes a look at the investing lessons you can learn from Billionaire investor Warren Buffett.
He also provides an update on Berkshire Hathaway's latest portfolio shifts, including its substantial holdings in Apple and Alphabet. It demonstrates how even the most successful investors must acknowledge mistakes, adapt to market changes, and trust a repeatable process to preserve and grow wealth.
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Resources:
Sign up to our weekly newsletter
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
Ep 564 - The trading card boom & the new mortgage rate shock
2026/09/20
In this week's episode, Andy and Damien explore the world of sports and trading cards. They discuss the current boom, how it works, the money involved and the tax implications if you trade them. Andy also gives viewers a peek at his own collection.
Finally, Damien explains how the market has raised the number of rate hikes it believes the Bank of England will make and the impact this is having on mortgage rates.
[AD] Thank you to our sponsor, Interactive Investor
New customers can receive £150 in free trades when they open an Interactive Investor Trading Account before 30th September 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.
Support the show by visiting and bookmarking our dedicated podcast page:
Money to the Masses Dedicated Podcast Page - Click to support the show
Links referred to in the podcast:
Sign up to our weekly newsletterCapital Gains Tax rules on ChattelsTrading Allowance explainedHow to find a Mortgage Broker you can trustBest Mortgage Rates in the UK
Money Vault - New Pension & IHT rules explained
2026/09/16
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives.
In this episode of The Money Vault, we revisit Episode 509 from June 2025 where we discussed the changes to how defined contribution pensions are treated for inheritance tax.
Now that the Finance Act 2026 has confirmed the rules, I explore practical financial planning strategies to consider ahead of the 2027 implementation date, including why you should consider speaking to an independent financial adviser.
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Resources:
Sign up to our weekly newsletterFind a financial adviser you can trust
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
Ep 563 - The optimum investment portfolio & the start of Project 60
2026/09/13
In this week's episode, I reveal the optimum medium-risk investment portfolio according to Efficient Frontier analysis. I break down exactly which assets make the cut (and which don't), plus how this ideal mix has shifted over the last two years.
Finally, I explain the theory and execution behind "Project 60"- my personal plan to travel the world at age 60.
[AD] Thank you to our sponsor, Interactive Investor
New customers can receive £150 in free trades when they open an Interactive Investor Trading Account before 30th September 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.
Support the show by visiting and bookmarking our dedicated podcast page:
Money to the Masses Dedicated Podcast Page - Click to support the show
Links referred to in the podcast:
Sign up to our weekly newsletterThe Efficient Frontier Risk vs. Return Chart80-20 Investor (Free trial available)MTTM Money Vault Episode: How to Build Good Money HabitsAtomic Habits by James ClearFour Thousand Weeks by Oliver Burkeman
Money Vault - The link between money and sleep
2026/09/09
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives.
In this episode of The Money Vault, Damien explores the connection between your financial habits and your physical well-being. He discusses a ten-year study from Bristol University which reveals that saving even a small amount regularly can dramatically improve your sleep, reduce anxiety, and boost overall life satisfaction.
Don't forget, you can still sponsor MTTM listener Ben here - Ben Molyneux (Alzheimer's Society)
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Resources:
Sign up to our weekly newsletterPlease consider sponsoring MTTM listener Ben who is raising money for the Alzheimer's Society
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
Ep 562 - Why rising bond yields matter & are plug-in solar panels worth it
2026/09/06
In this week's episode, Damien explains why government bond yields are surging globally, why it matters to everyone and how it will impact your finances.
Andy then discusses the legalisation of plug-in solar panels, the pros and cons and whether they are worth it.
[AD] Thank you to our sponsor, Interactive Investor
New customers can receive £150 in free trades when they open an Interactive Investor Trading Account before 30th September 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.
Support the show by visiting and bookmarking our dedicated podcast page:
Money to the Masses Dedicated Podcast Page - Click to support the show
Links referred to in the podcast:
Sign up to the weekly newsletterPlug-in solar explained
Money Vault - Why you need to build a black book
2026/09/02
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives.
In this episode of The Money Vault, we combine two classic episodes to explain the concept of the "Black Book" - a vital document containing all your essential financial information for your partner or next of kin.
We then welcome long-time listener Ben Molyneux, who shares his personal experience of creating a Black Book and the unexpected benefits it brought to his relationship.
You can sponsor Ben here - Ben Molyneux (Alzheimer's Society)
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Resources:
Sign up to our weekly newsletterPlease consider sponsoring Ben who is raising money for the Alzheimer's Society
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
Podcast reviews
Read The Money To The Masses Podcast podcast reviews
DMTobisk 2018/09/27
Well done!
As a US listener, a fair amount of the content of the podcast is not applicable to me, due to the differences in businesses and policy between the US ...
LaurelinAnn 2016/03/13
Writing review for free ebook
I’ve only listened to one episode and seems good. Only writing this review to get a free ebook. Thought i’d be 100% transparent
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