Advertise on podcast: More Than Money with Gene Dickison

Gene and Alyssa answered questions and explored important topics: He asks what’s the best approach to liquidating EE and I Bonds? He asks how to know when it makes sense to refinance a 6.75% mortgage? She asks how to handle cash gifts to her daughter so she doesn’t make big mistakes? She asks if her husband’s vacation pay can be invested in an IRA? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor?  Call today (610-746-7007) or email ([email protected]) to schedule your time with us.

Gene and Alyssa answered questions and explored important topics: He asks how to handle his mom’s estate when it’s only $10,000? He asks how to report to the IRS that he received an insurance reimbursement check? She asks how to handle a lump sum retirement? She asks how she can regain her ‘identity’ after retiring? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor?  Call today (610-746-7007) or email ([email protected]) to schedule your time with us.

Gene answered questions and explored important topics: She asks how to plan her estate without risking that the funeral home won’t be there? He asks how at age 73 he can invest $300,000 without serious risk? He asks how to deal with his son who wants to buy his business, but will run it into the ground? She asks about how she might be able to take advantage of this dip in the stock markets? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor?  Call today (610-746-7007) or email ([email protected]) to schedule your time with us.

Gene answered questions and explored important topics: He asks how taxes will be computed on the buy-out of his home in a divorce? He asks why his 1099-R from his IRA does not show his QCDs? He asks if he should invest his retirement savings into an annuity or mutual funds? She asks about the mechanics of using QCDs for gifts to her church? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor?  Call today (610-746-7007) or email ([email protected]) to schedule your time with us.

Gene answered questions and explored important topics: He is very concerned that his ‘wealth manager’ invested in over 100 stocks!?! He wants to know if tax-free bonds are a ‘good’ investment? He asks if MtM Financial Group is a better advisor than Thrivent? She wants my opinion on a law Congress passed, but doesn't say what the law is . . . Suze Orman says ‘aging in place’ can cost you money (alert – she’s way off base here) Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor?  Call today (610-746-7007) or email ([email protected]) to schedule your time with us.

Gene and Alyssa answered questions and explored important topics: She asks how she might open a 529 plan for a grandson in California? She wants to understand how to gift $20,000 to her son without paying income taxes? He asks if car lease payments are tax deductible? She attended the PBS Live Event with her husband and had some pretty nice things to say . . . He asks if he should use the traditional 401(k) option while his wife using the roth option? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor?  Call today (610-746-7007) or email ([email protected]) to schedule your time with us.

Gene and Alyssa answered questions and explored important topics: He asks if it is permitted to make gifts to a 3 year old child?  (spoiler alert – yes!) She asks the safest way to share financial information with her advisor? She asks us to outline the basics of Medicare coverage, choices, and requirements? He is a ‘financial advisor/stock broker’ and says most people can’t save for retirement? Gene’s solution to the first time home buyer challenge – skip paying for college!  (Hint – there’s more to it than that, but you’ll see) Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor?  Call today (610-746-7007) or email ([email protected]) to schedule your time with us.

Gene and Alyssa answered questions and explored important topics: He offers his 47 years of experience to the car leasing discussion? She wants to explore if Roth IRAs would work for her at age 71? His employer plan is an annuity.  Can he convert that to a Roth? He’s trying to figure out how his Social Security benefits will impact his taxes this year? She asks if leaving money in a 403(b) is better for his kids than a Roth IRA? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor?  Call today (610-746-7007) or email ([email protected]) to schedule your time with us.

Gene and Alyssa answered questions and explored important topics: He asks what options his wife has when inheriting his IRAs? He asks how to determine the payout from a trust intended for his grandchildren? She wants to give her grandson $25,000 for a house downpayment. Gift restrictions? He is 78 and retiring in March.  Does he have to take RMDs this year? She asks if our More than Money advisors will sell some stock for her? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor?  Call today (610-746-7007) or email ([email protected]) to schedule your time with us.

Gene and Alyssa answered questions and explored important topics: She asks if she needs an attorney to make changes to her will? He asks if a neighbor living at the poverty line could benefit from filing an income tax return? She inherited her grandmother’s estate and her brother’s ex wants some cash.  Should she? He says his wife isn’t good with money.  Should his life insurance go to his niece? She asks for clarification on the mechanics of a trust paying out portions at ages 25, 30, and 35? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor?  Call today (610-746-7007) or email ([email protected]) to schedule your time with us.

Gene and Alyssa answered questions and explored important topics: She is 28 and asks why the schools don’t teach financial fundamentals? (Excellent question!) He asks how to handle IRAs when the named beneficiary is the estate? She wants to understand how to take advantage of the Trump Accounts for children? He asks if gold and silver are dropping in price because of the individual investor?  (No!) He asks if he can still take the $6,000 senior deduction if he itemizes his deductions? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor?  Call today (610-746-7007) or email ([email protected]) to schedule your time with us.

Gene and Alyssa answered questions and explored important topics: He asks if using a HELOC to pay off high interest student loans is a good move? She asks what the mechanics are of setting up Qualified Charitable Distributions (QCDs)? She wants to help a young woman who lost her car and needs to get to work.  Go Fund Me? She believes she needs to complete an extensive questionnaire to meet with an advisor.  True? He is 73, still working, and getting advice on RMDs for his IRA and 401(k).  But is it good advice? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor?  Call today (610-746-7007) or email ([email protected]) to schedule your time with us.

Gene and Alyssa answered questions and explored important topics: She wants to know if her self-employment income qualifies for a Roth IRA? She asks how to figure the taxable gain on a property that is her home and business? He needs help calculating the tax on the sale of his home after his divorce? His CD rates are dropping from over 5% to under 4%.  What alternatives does he have? He observes that Venezuelan oil could help cut inflation in America? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor?  Call today (610-746-7007) or email ([email protected]) to schedule your time with us.

Gene and Alyssa answered questions and explored important topics: He asks how he can leave a legacy for his grandchildren when he has very little money? She is reluctant to confront her current advisor with the news she is leaving.  What to do? She asks how to go about Roth conversions from her (2) 402(b) plans? They want to know if they can afford to construct an addition to their home? He asks if he can deposit $20,000 of stock into his wife’s Roth IRA? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor?  Call today (610-746-7007) or email ([email protected]) to schedule your time with us.