Advertise on podcast: Real Estate from the Rooftops

This episode will surely open your eyes and provide you with a great perspective on the future of senior care. Join us as we pick Therese Southwell’s brain on the specifics of creating residential elderly spaces, including architectural, regulatory, and logistical considerations. Learn more about how you can be part of this advocacy by tuning in! Key takeaways to listen for What does the Fair Housing Act states in relation to residential homes for senior citizens? Steps to follow to make community residential facilities possible Planning process for creating group homes for elderly How much space should be designed for an elderly home? Effective strategies to educate the neighborhood and the public regarding the de-institutionalization of elderly care Resources mentioned in this episode Fair Housing Act Fair Housing Month   About Therese Farrow Southwell Therese Southwell is the co-owner of Rosette Residential Senior Living. Senior care has always been near to Therese’s heart.  Her father worked in a nursing home in Chester County where she enjoyed spending time with residents as a child.  Her father eventually opened a visiting-nurse service that he operated while also caring for family members in their home. As an adult, Therese would eventually care for her beloved Aunt Kay for many years.  Though most of her professional career has been in real estate finance, she is also a licensed Personal Care Home Administrator. Therese looks forward to combining both disciplines with her lifelong love of seniors to continue making Rosette the premier senior home on the mainline. Connect with Therese Website: Rosette Residential Senior Living Email: Theresesouthwell@icloud.com   Connect with Leigh Please subscribe to “Real Estate from the Rooftops” in Apple Podcast, or your favorite Podcast App, and on YouTube and Rumble—and never miss a beat from Leigh by following her on Instagram. As always, if you need a rockstar REALTOR® who is involved in political advocacy, homeownership rights, and is always in the know, call on this girl at leigh@leighbrown.com. Click Here to Subscribe to Leigh's other podcast Crazy Sh*t in Real Estate!

You may be receiving email solicitations as a Realtor®, offering you a chance to earn some extra side hustle money helping desktop appraisals. Before you say yes, here's what you need to consider. We openly discuss the liabilities, landmines, and pitfalls that impact smart Realtors® everywhere to protect the best independent appraisers among us - many of them are Realtors®, too. Key takeaways to listen for Why is there so much liability with the desktop appraisal programs? Possible pitfalls to watch out for when a property is being appraised What are the steps to follow before starting a real estate business? The value of appraisers in real estate  Resources mentioned in this episode Asteroom Matterport  Errors & Omissions (E & O) YouTube Link: https://youtu.be/EXtx9AupQBs    Connect with Leigh Please subscribe to “Real Estate from the Rooftops” in Apple Podcast, or your favorite Podcast App, and on YouTube and Rumble—and never miss a beat from Leigh by following her on Instagram. As always, if you need a rockstar REALTOR® who is involved in political advocacy, homeownership rights, and is always in the know, call on this girl at leigh@leighbrown.com. Click Here to Subscribe to Leigh's other podcast Crazy Sh*t in Real Estate!

Today, we have an extra special episode since the Chief Appraiser from the Veteran Administration James Heaslet is here to share the information that REALTORS need to take proper care of their veterans. Dial in to learn the importance of good communication between agents, appraisers, and lenders to help veterans get their homes and the best ways to identify military markets. Key takeaways to listen for A solid way to start your appraisal adjustment How to manage the timelines of VA loans and appraisals 7 tips for communicating with appraisers efficiently One thing REALTORS need to know about VA loans What REALTORS can do to help veterans in financial distress Resources mentioned in this episode Veterans Benefits Administration About James Heaslet James Heaslet is the Chief Appraiser for the Department of Veterans Affairs. As a retired Gunnery Sergeant of the U.S. Marines, he has an aggressive track in the Appraisal industry. James has just 10 years as an appraiser, he was appointed to the Arizona State Board of Appraisals by the Governor and served for 6 years. He had served as Chairperson of application, personnel and was Vice Chair of the board. Adjudicated over 2500 cases est., both residential and commercial.  During this time, he maintained his business as an independent Fee Appraiser, and earned his Executive Masters in Business Administration (MBA) degree from the University of Arizona. James now oversees an appraisal panel with over 6500 Appraisers Nationwide, and over 6000 Staff Appraisal Reviewers. While serving on the Appraisal Board, took Level I and II Investigator training, and is a member of the Mortgage Fraud Task Force overseen by the FBI. James is also an associate member of the Certified Fraud Examiners Association. Volunteers as an Assistant Scoutmaster with the Boy Scouts of America. Connect with James LinkedIn: James Heaslet MBA   Connect with Leigh Please subscribe to “Real Estate from the Rooftops” in Apple Podcast, or your favorite Podcast App, and on YouTube and Rumble—and never miss a beat from Leigh by following her on Instagram. As always, if you need a rockstar REALTOR® who is involved in political advocacy, homeownership rights, and is always in the know, call on this girl at leigh@leighbrown.com. Click Here to Subscribe to Leigh's other podcast Crazy Sh*t in Real Estate!

Local, State and Federal laws are changing rapidly, especially with the impact of the global pandemic. Protecting our rental housing industry needs to be a priority. Listen to this episode with Stacey Johnson-Cosby and learn the devastating long-term effects of extended eviction moratoriums and how to protect your hard-earned legacy while serving your community and its people. Key takeaways to listen for Why the eviction moratorium doesn’t help anyone Issues brought by eviction moratorium The socialist nature of tenant groups The importance of creating generational wealth A great way of empowering people How to protect your community from negative policies About Stacey Johnson-Cosby Stacey is a real estate agent at ReeceNichols and uses her 32+ years of experience as a Kansas City REALTOR to represent her residential real estate clients in the Kansas City metropolitan area, both in Missouri & Kansas. She successfully guides buyers and sellers through negotiations to purchase and sell primary and investment homes. She’s also the president of KC Regional Housing Alliance, a diverse group of Kansas City Metro organizations that represent every sector of the housing industry for sale and for rent: Investors, Landlords, Property Managers, and Realtors.  Connect with Stacey Phone: 816-591-5921 E-mail: kcregionalhousingalliance@gmail.com Website: www.kcregionalhousingalliance.org; www.nhpc.org Facebook: National Housing Provider Coalition; KC Regional Housing Alliance   Connect with Leigh Please subscribe to “Real Estate from the Rooftops” in Apple Podcast, or your favorite Podcast App, and on YouTube and Rumble—and never miss a beat from Leigh by following her on Instagram. As always, if you need a rockstar REALTOR® who is involved in political advocacy, homeownership rights, and is always in the know, call on this girl at leigh@leighbrown.com. Click Here to Subscribe to Leigh's other podcast Crazy Sh*t in Real Estate!

Failure to make student loan payments can have a variety of negative consequences. That’s why in this episode, Catalina Kaiyoorawongs explains why you should seek advice about student loan debts and what you should do about them. Key Takeaways To Listen For How LoanSense works for student loans Benefits of consulting with loan advisors Actions you need to take to  What they don’t tell you when you get your loan Letting go of the fear of student debt About Catalina Kaiyoorawongs Catalina Kaiyoorawongs, CEO and Founder is a student loan expert and executive who has worked in financial inclusion in the last decade. She counseled millions of dollars on spreadsheets to build LoanSense with a top technical team that left unicorn companies to build the best technology in the lending space to help more Americans move from debt to homeownership more possible. Connect with Catalina Website: LoanSense Facebook: LoanSense Instagram: @myloansense YouTube: Catalina K LinkedIn: Catalina Kaiyoorawongs Twitter: LoanSense Email: sales@myloansense.com   Connect With Leigh Please subscribe to “Real Estate from the Rooftops” in Apple Podcast, or your favorite Podcast App, and on YouTube and Rumble—and never miss a beat from Leigh by following her on Instagram. As always, if you need a rockstar REALTOR® who is involved in political advocacy, homeownership rights, and is always in the know, call on this girl at leigh@leighbrown.com.  Click Here to Subscribe to Leigh's other podcast Crazy Sh*t in Real Estate!

Agents and sellers may not know that VA loans aren’t as difficult as they used to be. Active duty veterans, National Guard and Reserve are all eligible. Listen along as we discuss the required repairs, inspections, if gifts are allowed and how realtors can explain things to their sellers that is fair and current. Learn how a veteran buyer financially sets themselves up more successfully in a competitive market. Key Takeaways To Listen For Brian shares why he loves VA loans Who is eligible for VA financing on residential real estate? What is the current situation with required repairs and inspections Getting a gift depending on type of loan Does the VA use the same standard as the rest of the state How does a veteran buyer financially set themselves up more successfully in a competitive market Can local lender use local appraiser when doing VA appraisal About Brian Floyd Brian Floyd with Fairway Mortgage of Concord, North Carolina Lenders who happen to be a veteran himself.   Connect With Leigh Please subscribe to “Real Estate from the Rooftops” in Apple Podcast, or your favorite Podcast App, and on YouTube and Rumble—and never miss a beat from Leigh by following her on Instagram. As always, if you need a rockstar REALTOR® who is involved in political advocacy, homeownership rights, and is always in the know, call on this girl at leigh@leighbrown.com.  Click Here to Subscribe to Leigh's other podcast Crazy Sh*t in Real Estate!

It can be challenging for people to buy or sell properties as the Covid-19 pandemic continues impacting the market. This crisis has weighed heavily on both commercial and residential real estate. Listen to this episode as I dive into Mike's market data points about the real estate market outlook in 2021, and learn more about the benefits of using Altos Research for your real estate business. Stay tuned for more episodes! Key Takeaways To Listen For: Introduction to Altos Research and What It's About Information from Market Data Points Vs What People Heard from Social Media Data and Trends About Real Estate Market During Covid  Why Millenials are Late in Household Formation Impacts of Low-Interest Rate on Housing Market Supply and Demand Interesting Data Reports that Public Can See in Altos Research Benefits of Market Action Research (from Altos Research) for Both Sellers and Buyers Interesting Trends in Commercial Real Estate How Altos Research Helps to Overcome Fears in Buying or Selling Property   About Michael Simonsen: Mike Simonsen is the CEO and owner of Altos Research which is a California-based company that dives into real estate data. Website:  https://altos.re/ or https://altosresearch.com/ To sign up for Altos go to AltosResearch.com and click Get Started Use Promo Code LEIGH21 to get $30 off! Mike’s Ebook:  How to Use Market Data to Build Your Real Estate Business Youtube Channel: Altos Research Twitter:  @AltosResearch LinkedIn:  Michael Simonsen   Connect With Leigh Please subscribe to “Real Estate from the Rooftops” in Apple Podcast, or your favorite Podcast App, and on YouTube and Rumble—and never miss a beat from Leigh by following her on Instagram. As always, if you need a rockstar REALTOR® who is involved in political advocacy, homeownership rights, and is always in the know, call on this girl at leigh@leighbrown.com. Click Here to Subscribe to Crazy Sh*t in Real Estate Podcast!

Did you know that Accessory Dwelling Units are a great investment and an affordable housing solution? There are talks about them happening around the country...if you’re listening. Tune in as Rogelio Martinez, the ADU Loan Guy and founder of Vvelcome, explains what qualifies as an ADU, why they’re an excellent option to make use of that extra space, and how financing works — and learn why Rogelio is so passionate about what he does.  Please subscribe to “Real Estate from the Rooftops” in Apple Podcast, or your favorite Podcast App, and on Youtube and Rumble—and never miss a beat from Leigh by following her on Instagram @LeighThomasBrown. As always, if you need a rockstar REALTOR® who is involved in political advocacy, homeownership rights, and is always in the know, call on this girl at leigh@leighbrown.com.  00:40 - Today’s topic: Accessory Dwelling Units.  01:15 - The definition of an ADU and the square footage requirements.  04:00 - About Rogelio, what he does, and how he started his company, VVelcome. 07:15 - People want to be real estate investors, but they’re looking in the wrong place.  08:50 - They’re a great option for aging parents or older children in a post-COVID era.  09:55 - Public policy with ADUs and updates on statewide ordinances.  12:45 - Two things will sunset after 5 years on Dec. 31, 2020 - owner occupancy and the 5-year amnesty for unpermitted dwellings. 14:25 - You need to know your local elected officials in order to stay abreast of these issues.  16:05 - Your state or city may be talking about this, even if you’re not in CA or OR. 17:35 - Shipping containers are allowed as an ADU as long as they meet the requirements.  20:05 - How financing works for an ADU and the options Rogelio’s company offers.  20:50 - Using an FHA 203K loan to convert an attached or detached garage.  22:25 - The four Fannie Mae and Freddie Mac loan options and others.  23:55 - Assisted living and aging in place with ADUs.  24:50 - What Rogelio is against and why.  26:35 - Talk to your Government Affairs Director. 27:05 - How to reach Rogelio: DM him on Instagram. 29:00 - What he does and why it’s important. 3 Key Points 1.) ADUs are a great way to build an investment and save money.  2.) ADUs are an affordable and attractive solution for housing.  3.) Don’t forget our seniors, veterans, and single parents.  References Vvelcome Instagram Vvelcome Facebook

Today we're going to talk about the housing market low inventory scenario we're seeing throughout the country. The housing supply is crazy low, and demand is crazy high. Buyer Love Letters are a tactic used by some buyers in an attempt to stand out to a seller, especially in hot markets with low inventory and bidding wars. While this may seem harmless, these letters can actually pose fair housing risks because they often contain personal information and reveal characteristics of the buyer, such as race, religion, or familial status, which could then be used, knowingly or through unconscious bias, as an unlawful basis for a seller’s decision to accept or reject an offer. Listen to this episode and consider the best practices to protect yourselves and your clients from fair housing liability. Please subscribe to “Real Estate from the Rooftops” in your favorite Podcast App, and on Rumble—and never miss a beat from Leigh by following me on Instagram @LeighThomasBrown. As always, if you need a rockstar REALTOR® who is involved in political advocacy, homeownership rights, and is always in the know, call on this girl at leigh@leighbrown.com.

As the COVID-19 pandemic presses on, we’re continuing to see big shifts to both residential and commercial real estate markets. To learn more, come along with me as I dive into NAR’s new January 2021 analysis about what hot trends may be sweeping the real estate industry next. With more people working remote, a stock market that’s increasingly unstable, and the like, new opportunities are now emerging in terms of what consumers now need and want in their new home. The time is now to take a proactive approach to learning how to meet clients’ needs. Let’s explore together what the new future of real estate amidst a rapidly evolving world may look like in the coming months. What to pay attention to this year: 1:06: The health of the commercial market impacts the residential market 4:05 Pay attention to legislative activity, especially Q4 2020 cannabis expansion. 5:17 Purchasing land. 7:05 The benefits of low-risk investing. 11:10 Local municipality impact and increased regulation costs. 12:13 Consumer shopping habit. 14:17 The multi-family segment. 3 Key Points 1.)  “There’s always a need for great rooftops and great property owners who can provide good housing to all segments of our economy.” 2.) Late payments occurred because the economy was shut down. Opening the economy is a must to revive the market. 3.) Non-profits tend to look at land as reactive. But it’s perhaps to think proactively about land. References: For more information on NARS’ Commercial Real Estate Trends and Outlook report for January 2021, read their full research here: https://cdn.nar.realtor/sites/default/files/documents/2020-q4-commercial-real-estate-trends-and-outlook-survey-01-21-2021.pdf  Please subscribe to “Real Estate from the Rooftops” in your favorite Podcast App, and on Youtube and Rumble—and never miss a beat from Leigh by following her on Instagram @LeighThomasBrown. As always, if you need a rockstar REALTOR® who is involved in political advocacy, homeownership rights, and is always in the know, call on this girl at leigh@leighbrown.com. 

Fannie Mae and Freddie Mac have tightened their rules, and with 80% of the residential market backed by them, you’re gonna want to pay attention! After all, they play a BIG role in the overall health of our housing and financial markets. There are efforts to reduce the footprint of backing mortgages in vacation areas, but the problem is that these areas aren’t exclusively for vacationers and second homes. Listen in as Leigh Brown explains why the new rule could damage many areas in the country by negatively impacting permanent workers, workforce housing, and primary owners — and even contribute to a bump in the cost of credit.    Please subscribe to “Real Estate from the Rooftops” in Apple Podcast, or your favorite Podcast App, and on Youtube and Rumble—and never miss a beat from Leigh by following her on Instagram @LeighThomasBrown. As always, if you need a rockstar REALTOR® who is involved in political advocacy, homeownership rights, and is always in the know, call on this girl at leigh@leighbrown.com.    Time Stamped Show Notes: Today’s topic is Fannie Mae and Freddie Mac (GSEs) and how they relate to the health of our housing and financial markets. Nearly 80% of the residential market is backed by Fannie Mae and Freddie Mac, which were taken under government guidance during the Great Recession. The question: Should they become privatized, should the government keep them, or should there be a public-private partnership? If you’re a REALTOR®, attend this webinar on January 14th to learn more about the future of Frannie and Freddie. What to be aware of when it comes to Fannie Mae and Freddie Mac: Even vacation and investor mortgages can be underwritten by Fannie Mae and Freddie Mac. There is a proposal for Fannie and Freddie to tighten the rules on condos and buildings on vacation locales, especially ones with short-term rentals.  In December 2020, Fannie Mae changed its rules to state that it won’t back certain loans in high rent vacation areas and Freddie Mac followed suit.  There’s an effort to shrink the footprint of backing mortgages in vacation areas, but REALTORS® argue that not only investors invest there.  There is also workforce housing, permanent workers, and primary owners; in 2020 many people chose to move into their vacation home to work from home.  If you take away the ability for someone to get backed financing, you’ll have limited credit which means an increased cost of credit. This could damage many areas across the country; if you clamp down on second-home areas, you clamp-down on those who work in those areas, too.  Primary residence owners also sometimes like to rent out their home while they’re on vacation, which they should be able to do with their own property.  If you’re a REALTOR®, stay posted here and keep in touch with your elected officials; if you're not a REALTOR®, talk to one to stay in the loop.    3 Key Points 1.)  The new Fannie and Freddie rules can damage many areas in the country.  2.) If you clamp down on second-home areas, you clamp down on those who work in those areas, too.  3.) A good REALTOR® wants to protect and preserve homeownership and increase opportunities.    References Fannie, Freddie Tighten Rules for Condos in Vacation Locales (The Wall Street Journal)  The Future of the GSEs Webinar: Readying Frannie and Freddie for the Next Chapter

A deal has FINALLY been struck for the new stimulus package and it’s about time, folks! There are some golden nuggets in there, especially for the world of real estate and those who are self-employed. From rental assistance to an extension of unemployment benefits, tax extenders to improved tax credits, you’ll want to hear how this new stimulus package helps tenants, homeowners, and investors alike. Listen in as I simplify the most important bullet points of the stimulus—and learn how our political advocacy work has paid off to support our communities during this crazy time.  Please subscribe to “Real Estate from the Rooftops” in Apple Podcast, or your favorite Podcast App, and on Youtube and Rumble—and never miss a beat from Leigh by following her on Instagram @LeighThomasBrown. As always, if you need a rockstar REALTOR® who is involved in political advocacy, homeownership rights, and is always in the know, call on this girl at leigh@leighbrown.com.  A deal has (finally) been struck for the new stimulus package! Some bulleted key points: $600 of stimulus checks for those who qualify (including dependents) An extension of unemployment benefits until April 19th An extension of the PUA for an additional $300/week through March 14th The unemployment benefits are extended to the self-employed The PPP has an additional $284B and there’s $20B in the EIDL Deductibility of business expenses paid for with the PPP $25B provided to the state through September 30th, 2022 for rental and utility assistance, which allows landlords to apply for funds on behalf of tenants The supply chain allows banks to get the money they need to lend BIG NEWS: Tenants can apply and the funds will be directly sent to the landlord; landlords can also apply but must notify the tenant and get their consent This protects all sides of the supply chain There’s money for schools and vaccine distribution, too $7B in the states for broadband expansion, including $300M for rural broadband This is happening alongside a $1.4T spending bill to fund the government through September 2021  This includes tax extenders, an increase in Fair Housing founding, and a 2-year expansion of the business meals deduction It includes an extension/expansion of the employee retention tax credit and a permanent extension of the section 79D deduction for energy-efficient commercial buildings It includes mortgage debt forgiveness exclusion extended for 5 years The low-income housing tax credit is expanded and improved; which is great news for building affordable housing  3 Key Points The new stimulus has some great assistance programs for those who need it. The new stimulus better protects the supply chain.  The new tax extenders and tax credits are great!