Advertise on podcast: Financial Safari with Coach Pete

What is each part of your retirement savings meant to do? Coach Pete, Thomas Lipscomb, Denise Reyes and Jackie Selby discuss building a monthly income strategy, assigning money different roles for income and risk, and considering taxes before making retirement decisions. They explore income riders and Coach Pete’s color-coded approach to organizing savings around the retiree, a spouse and what may pass to family. To connect with the team, text PLAN to 600-700 or explore retirement resources at CoachPete.com. Information is provided for educational purposes only and does not constitute investment, tax or legal advice. Consult a qualified professional before taking action. Annuity guarantees depend on the financial strength and claims-paying ability of the issuing company. See omnystudio.com/listener for privacy information.

What needs to be in place before you leave a paycheck—or a business—behind? Coach Pete, Thomas Lipscomb, Jackie Selby, and Denise Reyes discuss business succession, buy-sell agreements, key-person insurance, and the questions to ask about how a financial advisor is paid. The conversation connects those decisions with retirement income, market risk, estate planning, and the lifestyle changes that can catch couples by surprise. Hear why a written plan should address both the money you need each month and the life you want to live. Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team. See omnystudio.com/listener for privacy information.

Coach Pete welcomes retirement-income expert and author Tom Hegna to explore the difference between paychecks for essential expenses and playchecks for the travel, hobbies, and experiences that make retirement rewarding. The discussion covers the shift from saving to spending, lifetime income annuities, Roth conversions, long-term care, and the role of life insurance in a legacy plan. Coach Pete also explains why the years around retirement deserve a written strategy. Listen for ways to connect your savings with the lifestyle you want—and questions to take to your own planning conversation. Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team. See omnystudio.com/listener for privacy information.

In this episode of Financial Safari, Coach Pete and the team discuss why retirement planning should focus on the life you want to live—not simply reaching a certain account balance. The conversation covers market volatility, long-term investing, diversification, inflation, and the importance of creating multiple income streams that can support both essential expenses and the experiences you hope to enjoy.The team also explains how a written retirement plan can balance growth and protection, provide dependable income, and help retirees spend with greater confidence. From planning for travel and rising costs to addressing long-term care and creating a family legacy, the episode offers a broader look at turning accumulated savings into a retirement built around freedom, flexibility, and purpose. Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team. See omnystudio.com/listener for privacy information.

In this episode of Financial Safari, Coach Pete and the team discuss why the investment strategy that builds wealth during your working years may not be the same strategy that protects your income in retirement. From concentrated company stock and cryptocurrency swings to the traditional 4% withdrawal rule, the conversation explores how market losses can have a much greater impact once regular withdrawals begin.The episode breaks down sequence-of-returns risk, the importance of the financial “red zone,” and how separating money by purpose may help protect essential expenses while allowing other assets to pursue growth. Coach Pete also addresses longevity, inflation, hidden fees, spousal income, and the value of creating a written plan designed to provide dependable income through both strong and challenging markets. Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team. See omnystudio.com/listener for privacy information.

In this episode of Financial Safari, Coach Pete is joined by Mike Milligan, founder of One Oak Financial and host of the One-of-a-Kind Financial Show, for a conversation about why dependable income may be the most valuable asset in retirement. They discuss the importance of giving every dollar a purpose, creating a written income plan, and replacing uncertainty with a reliable monthly paycheck.The conversation also examines hidden advisory fees, “financial termites,” taxes, inflation, annuities, and the limitations of relying on investment accounts and Monte Carlo projections alone. Mike and Coach Pete explain why retirement planning should begin with the life you want to live—and then build an income strategy designed to support it regardless of what happens in the market. Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team. See omnystudio.com/listener for privacy information.

When was the last time you checked your beneficiary forms or calculated what you pay in investment fees? Coach Pete and Thomas Lipscomb welcome financial strategist Phil Graham to examine the details that can quietly change a family’s retirement and legacy plans. The discussion covers beneficiary designations, payable-on-death and transfer-on-death accounts, life insurance, and why a will may not control every asset. They also explore market losses near retirement, the cumulative effect of fees, Medicare income-related premiums, Social Security taxation, and Roth conversion planning. Use the conversation to build a list of questions for your next retirement review. Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team. See omnystudio.com/listener for privacy information.

A market decline or unexpected job loss can arrive just as you are ready to retire. Coach Pete and the Financial Safari team discuss how to prepare for that transition with a written income plan, a clear understanding of risk, and a strategy for meeting monthly expenses. The conversation explores market timing, AI-driven changes in the workforce, income annuities, and the value of multiple income streams. Coach Pete also explains his color-coded approach to separating growth money, protected money, and retirement income. Listen for practical questions about how your savings can support both necessities and the things you enjoy. Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team. See omnystudio.com/listener for privacy information.

What is each part of your retirement savings supposed to do? Coach Pete and the team explain his green, yellow, and red approach to separating lifetime income, protected savings, and money exposed to market risk. They discuss income riders, the difference between safety and income, and why a retirement plan needs more than an account balance. The episode also explores year-round tax planning, generational wealth, and lessons from families that preserved—or spent—their fortunes. Listener questions bring the discussion to appreciated stock, capital gains, and old 401(k) accounts. Hear how clearer goals can guide decisions about what to keep, move, spend, and leave to loved ones. Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team. See omnystudio.com/listener for privacy information.

In this episode of Financial Safari, Coach Pete and the team reveal how seemingly small investment fees can quietly compound into significant losses over time. They explain why understanding what you are paying—and balancing growth with protection—becomes increasingly important as retirement approaches.The conversation also explores when it may make sense to lock in market gains, how to turn savings into dependable lifetime income, and why a successful retirement plan should provide enough confidence to enjoy life, support your family, and leave a meaningful legacy. Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team. See omnystudio.com/listener for privacy information.

In this episode of Financial Safari, Coach Pete and the team discuss how a thoughtful retirement plan can help turn savings into dependable income while still allowing room for growth and a future legacy. They explain the “spend and leave” approach, the importance of separating income-producing assets from long-term investments, and how a core-and-explore strategy may help retirees spend with greater confidence.The conversation also explores why some family fortunes last for generations while others disappear, using well-known families as examples. From educating children and grandchildren to succession planning, powers of attorney, family communication, and regular plan reviews, the episode highlights the value of having a written strategy for enjoying, protecting, and eventually passing on your wealth. Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team. See omnystudio.com/listener for privacy information.

In this episode of Financial Safari, Coach Pete is joined by former U.S. Comptroller General David Walker for a wide-ranging conversation about the nation’s growing debt, government spending, rising interest costs, and the difficult decisions facing Congress. They discuss potential reforms to Social Security, Medicare, and the healthcare system, along with why fiscal responsibility and long-term stewardship matter to future generations.The conversation also brings these national concerns down to the individual level, exploring how changing tax rates and uncertainty surrounding government programs could affect retirement planning. From Roth conversions and tax diversification to protecting income and preparing for future healthcare costs, the episode highlights the importance of building a personal retirement strategy that does not depend entirely on Washington finding a solution. Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team. See omnystudio.com/listener for privacy information.

How could an annuity fit into a retirement income plan? Coach Pete, Jackie Selby, and Thomas Lipscomb discuss the history of annuities, the differences among retirement accounts and income strategies, and the importance of understanding the terms of any product before committing money. The conversation explores income for a surviving spouse, the balance between spending and leaving a legacy, and preparing for long-term care costs. Coach Pete also walks through the role of his 22-step Total Retirement Plan. Listen for questions to ask about risk, income, liquidity, and how your plan supports the people who depend on you. Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team. See omnystudio.com/listener for privacy information.

In this episode of Financial Safari, Coach Pete is joined by retirement-income expert and bestselling author Tom Hegna for a conversation about building a retirement designed to provide both security and enjoyment. Tom explains the difference between “paychecks” for essential expenses and “playchecks” for travel, hobbies, and other experiences—and why retirement planning requires a different approach than simply accumulating investments.The discussion explores guaranteed lifetime income, Roth conversions, future tax risk, cash-value life insurance, long-term-care protection, and transferring wealth to future generations. Tom also explains the “retirement smile,” why spending often changes throughout retirement, and how a dependable income strategy may give lifelong savers the confidence to enjoy the money they worked so hard to build. Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team. See omnystudio.com/listener for privacy information.

In this episode of Financial Safari, Coach Pete discusses how to prepare for retirement with a written plan instead of relying on market performance and guesswork. The conversation explores the dangers of concentrated company stock, excessive risk, hidden fees, non-traded REITs, and other “financial termites” that can quietly weaken a retirement portfolio.Coach Pete also introduces his 90-day approach to preparing for Retirement Day and explains how a “core and explore” strategy can balance protected income with opportunities for continued growth. From preparing for an unexpected early retirement to accounting for inflation and creating a dependable monthly paycheck, this episode offers practical ideas for reaching retirement with greater confidence, clarity, and financial freedom. Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team. See omnystudio.com/listener for privacy information.