Advertise on podcast: On The Money with Jerry and Nick Royer Podcast

A couple walks into our office with over $1.7 million saved for retirement… …and yet they were still terrified to retire. Why? Because nobody had ever shown them where the cracks were hiding. In this powerful episode of the On The Money Podcast, Nick Royer breaks down the dangerous difference between investment planning and actual retirement planning, and why so many successful savers still feel uncertain about their future. You’ll discover: Why having a million dollars may not mean what it used toThe hidden retirement risks most portfolios never addressWhy “good investments” don’t automatically equal a good retirement planThe real purpose of stress testing your retirementThe difference between accumulation planning and income planningAnd the one question you should ask your advisor before the next downturn asks it for youIf you’ve ever wondered: “Am I actually ready to retire?” “Will my money last?” “What happens if taxes, inflation, or healthcare costs rise?” …this episode is for you. Because retirement isn’t just about growing money anymore. It’s about creating income, confidence, and a plan strong enough to survive real life. ━━━━━━━━━━━━━━ 📍 Learn More About Group 10 Financial: https://Group10Financial.com 📲 Schedule Your On The Money 15-Minute TeleWEALTH Review: Text RETIRE to 800-691-3372 ━━━━━━━━━━━━━━ #RetirementPlanning #Retirement #FinancialPlanning #Investing #RetirementIncome #WealthManagement #401k #IRA #Taxes #SocialSecurity #OnTheMoney #NickRoyer

This podcast is the second in the series called the Royer/Kennedy Tapes where Nick Royer and Emmy Award Winning TV News Anchor Erin Kennedy will explore everything financial and everything retirement. In this episode, they discuss what you should do with your old 401k.  41% of people, from 2014-2016, cashed out at least part of their 401k when leaving a job, and 85% of those people drained the balance entirely! And since most people will change jobs several times before retiring, Nick with Group 10 Financial and Erin Kennedy are breaking down the best (and worst!) options when it comes to your old 401(k):  1. Cash it out  2. Leave it with your old employer.  3. Roll your old 401k into your new employer's plan  4. Roll your 401k into an IRA Cashing out your old 401(k) is rarely the best option. Not only will you be hit with a heavy tax penalty, you're also greatly reducing any future compound interest.   Listen now to find out what you should and shouldn’t do with your 401k!

This podcast is the first in the series called the Royer/Kennedy Tapes where Nick Royer and Emmy Award Winning TV News Anchor Erin Kennedy will explore everything financial and everything retirement. In this episode, they explore the ins and outs of early retirement planning, answering the pivotal question: "Can I Retire Early?" With advanced tips and advice on maximizing savings, investing wisely, and crafting a lifestyle that supports a Work Optional Lifestyle.  A recent survey of 2,000 retired Americans found that they'd expected to retire at 63.2 years old, but instead retired at 61.5, and one in three said they would have retired earlier if they'd had the chance! But before you tell your boss goodbye, Nick and Erin walk through these important questions:  How much money do I need to retire early? What's the first step to figuring out what will get me to and through retirement? When should I claim Social Security? What about health insurance?

While the holiday season is upon us, new challenges are hitting your pocketbook beyond having to just buy those presents. There’s inflation that’s gone higher than it has in decades and then there’s also the challenges of getting those gifts due to supply shortages. What’s this all mean to you? What can you do about it? Find that out on this episode! Take the On The Money Checklist Challenge and discover once and for all if you are On-Track for a rock solid retirement…or not. Click here to find out how to get the 35-point checklist shipped directly to your door at no cost. https://group10financial.lpages.co/checklist-challenge/ - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar  - Check out our website: Group 10 Financial/ - Follow us on Facebook - Follow us on Twitter Disclaimer

So many retirees are getting to retirement and they come to find out there are some things happening in their financial life that’s causing them unnecessary problems. Things that are causing their retirements to potentially be “Off-Track”. During this podcast, we go into 5 quick tips to help get you back “On-Track” and confident about your financial future.   Here’s what we talk about: - Where are you potentially wasting money each and every month? - Does your Net Worth really matter? And what is “Net Worth” anyway? - What kind of debt can kill even the best retirement plan? - What should you do with your income as it grows? FREE GIVE: Take the On The Money Checklist Challenge and discover once and for all if you are On-Track for a rock solid retirement…or not. Click here to find out how to get the 35-point checklist shipped directly to your door at no cost. https://group10financial.lpages.co/checklist-challenge/ - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar  - Check out our website: Group 10 Financial/ - Follow us on Facebook - Follow us on Twitter Disclaimer

What keeps you up at night? What’s on your mind at 2 in the morning? Well, after doing our radio show for close to 9 years now, we get lots of phone calls from our listeners, and the same 5 questions keep coming up. The same 5 questions that keep people up at 2AM. What are those questions and what can you do about it? FREE GIVE: Take the On The Money Checklist Challenge and discover once and for all if you are On-Track for a rock solid retirement…or not. Click here to find out how to get the 35-point checklist shipped directly to your door at no cost. https://group10financial.lpages.co/checklist-challenge/ - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar  - Check out our website: Group 10 Financial/ - Follow us on Facebook - Follow us on Twitter Disclaimer

There’s a lot changing in the world! New government proposals that are circulating the rumor mill could dramatically change the future of retirement. And many people (even celebrities) are making some adjustments that’s getting a little attention.  On this Podcast Jerry and Nick talk about:     - Some new Government proposals that could dramatically change the future of your retirement plan.     - What could happen to those RMD’s in the future? Could it move up to age 75? What’s that mean to you? - There might be changes coming that allows some people to not have to take RMD’s in the future if they qualify. Who might that effect? - Why is Gene Simmons from the rock band KISS (after 36 years) leaving his 16,000 square foot estate in California? Enjoy the show!   FREE GIVE: Book- Defuse: The 7 Steps To Saving Your 401k from the IRS. https://group10financial.com/book/ - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar  - Check out our website: Group 10 Financial/ - Follow us on Facebook - Follow us on Twitter Disclaimer

It’s the holiday season, buying gifts and eating food. On this weeks podcast, Jerry and Nick talk about how much all of this stuff cost back in 1965 when Jerry first entered the financial planning world.  - Discover how much of an impact inflation has had on just a simple Thanksgiving meal.  - What the real inflation rate is that you should use when planning for retirement.  - How to make sure you are factoring in enough so that your income keeps pace with you throughout your entire retirement.   Enjoy the show!   FREE GIVE: Take the On The Money Checklist Challenge and discover once and for all if you are On-Track for a rock solid retirement…or not. Click here to find out how to get the 35-point checklist shipped directly to your door at no cost. https://group10financial.lpages.co/checklist-challenge/ - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar  - Check out our website: Group 10 Financial/ - Follow us on Facebook - Follow us on Twitter Disclaimer

Elections, pandemics, market volatility, and future uncertainty seems to be the talk of all of the 24/7 news networks. But what does this really mean to you and your money? What plans should you have in place? Jerry and Nick share their outlook and tips on what you can do during this exclusive interview on the Mary Flynn Show.  During this interview you’ll learn about:  What to do if you’ve been laid off and why if you aren’t at your job your 401k shouldn’t be either. Why trying to time the market around election time can be a bad idea. What we are seeing in the Dividend World, Real Estate World, and what the outlook may be over the next 10 years.Enjoy the Show! FREE GIVE: "Will the Election Rattle Your Retirement?" Whitepaper  - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar  - Check out our website: Group 10 Financial/ - Follow us on Facebook - Follow us on Twitter Disclaimer

What’s on everyone's mind right now? The Elections and how it could affect the economy and your finances. What’s it mean to your pocketbook?    Jerry and Nick bring the stats and the historical point of view with about 100 years of MATH backing it up. They help bring some certainty to an uncertain world.  On this Podcast you’ll discover:  - What we can learn from other elections over the past century  - How stock market returns vary between election years and non-election years  - The 2 plans that are VITAL to have in place regardless of what happens in Washington or Wall Street   Enjoy the Show! FREE GIVE: "Will the Election Rattle Your Retirement?" Whitepaper  - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar  - Check out our website: Group 10 Financial/ - Follow us on Facebook - Follow us on Twitter Disclaimer

What’s a Robo-Advisor anyway? A good guy or a bad guy? Friend or Foe? Jerry and Nick talk about the pro’s, con’s and strings attached of technology in the financial planning and retirement planning arena.   On this Podcast you’ll discover: The good, bad and ugly of technology handling your money. What we can learn from movies like 2001 A Space Odyssey, Star Trek and the Terminator. What technologies you should be using when it comes to planning for retirement.Enjoy the show!   FREE GIVE: Take the On The Money Checklist Challenge and discover once and for all if you are On-Track for a rock solid retirement…or not. Click here to find out how to get the 35-point checklist shipped directly to your door at no cost. https://group10financial.lpages.co/checklist-challenge/ - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar  - Check out our website: Group 10 Financial/ - Follow us on Facebook - Follow us on Twitter Disclaimer

On this episode, Jerry and Nick talk about the future of taxes in retirement and they provide some pro-tips that are direct from their book Defuse - The 7 Steps To Saving Your 401k from the IRS. On this podcast you’ll discover: - What taxes will likely be in the future and how it could affect your retirement. - The 3 types of tax buckets and which one is the most advantageous for you. - The concept of paying taxes on the Seed vs. The Harvest and how to make it work for you. - One unique strategy that can help you still give to your charity and still get a tax benefit from doing so. Enjoy the show!   FREE GIVE: Book- Defuse: The 7 Steps To Saving Your 401k from the IRS. https://group10financial.com/book/   - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar  - Check out our website: Group 10 Financial/ - Follow us on Facebook - Follow us on Twitter Disclaimer

On this episode Jerry and Nick talk about the crazy things they’ve seen in 2020. From t-shirts to cruise ships to dividends being cut out and companies closing down, what’s all of this mean to your pocket book? What can you do about it? On this Podcast you’ll discover: The 5 likely scenarios that could affect your retirement.What could happen to commercial real estate.Will social security run out sooner than originally expected?How the FED’s actions will change the retirement picture for a long time.The things you should be doing now to prepare!Enjoy the show!   Take the On The Money Checklist Challenge and discover once and for all if you are On-Track for a rock solid retirement…or not. Click here to find out how to get the 35-point checklist shipped directly to your door at no cost. https://group10financial.lpages.co/checklist-challenge/ - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar  - Check out our website: Group 10 Financial/ - Follow us on Facebook - Follow us on Twitter Disclaimer

On this episode Jerry and Nick get in their On The Money Time Machine and they go Back To The Future to 1985.   A time when:  Ronald Reagan was PresidentThe San Francisco 49ers defeated the Miami Dolphins during Super Bowl XIXThe song We Are the World was recordedLegendary basketball coach Bobby Knight throws a chair across the courtBoxer Mike Tyson makes his professional debut with a 1st round knockoutCoca-Cola debuts New Coke which turned into an epic failureThe movie Back to the Future opens and is the highest-grossing film that year.   What can we learn from 1985? What financial mistakes can we get into if we try to solve 2020 problems with 1985 solutions? You’ll discover this and more on this weeks Podcast. Enjoy the show!   CLICK HERE...To get your FREE copy of the On The Money Retirement Toolkit - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar  - Check out our website: Group 10 Financial/ - Follow us on Facebook - Follow us on Twitter Disclaimer

On this episode, Jerry and Nick talk about the lessons that you can learn from some of the greats like Ben Franklin, Yogi Berra, and Mark Twain. You’ll hear about how some of their wisdom from years past can tie into helping you achieve a solid financial future.   You’ll find out: How your retirement may be more than just the size of your bank account.Where many retirees are inadvertently wasting money that’s potentially costing them thousands.If inflation is really a factor to be concerned about and what you can learn from the Big Mac Index.Enjoy the show!   CLICK HERE...To get your FREE copy of the On The Money Retirement Toolkit - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar  - Check out our website: Group 10 Financial/ - Follow us on Facebook - Follow us on Twitter Disclaimer