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For decades, earning six figures was considered the ultimate financial milestone. If you made $100,000 a year, people assumed you had “made it.” Today? Not so much. In this episode, Shaun and Matt explore why a six-figure income no longer guarantees financial security, homeownership, or even peace of mind. Between rising housing costs, childcare, college tuition, taxes, healthcare, and lifestyle inflation, many Americans earning $100,000 to $250,000 a year are still feeling financially stressed. Support this show http://supporter.acast.com/2bg. Hosted on Acast. See acast.com/privacy for more information.

This week on Two Black Guys with Good Credit, Shaun and Matt tackle one of the most controversial topics affecting families today: entitlement, financial dependency, and why so many parents feel trapped supporting adult children. Are young people entitled… or simply surviving a broken economy? Are parents helping their children… or unintentionally preventing growth? The guys dive into social media culture, instant gratification, rising living costs, parenting guilt, and the dangerous line between support and enabling. Most importantly, they offer real world solutions for parents trying to teach financial responsibility without abandoning their kids. This episode is honest, uncomfortable, funny, and necessary, pod'up good people. Support this show http://supporter.acast.com/2bg. Hosted on Acast. See acast.com/privacy for more information.

Everybody talks about becoming a millionaire but nobody talks about how hard it is to make the first $10,000. In this episode, Shaun and Matt break down why the journey from $0 to $10K is one of the toughest, most emotional, and most important stages of building wealth. From self-doubt and failed hustles to learning how to sell, survive, and stay consistent, the guys share real stories and hard-earned lessons from their own entrepreneurial journeys. They discuss: Why most people quit before they ever gain momentumThe mindset shift required to go from broke to profitableHow trial and error builds real business skillsWhy social media has distorted people’s view of successActionable steps to make your first real money This episode is for anyone trying to level up financially, start a business, escape paycheck-to-paycheck living, or simply prove to themselves that they can do more. Because once you make your first $10K… you realize your future might be a whole lot bigger than you thought. Support this show http://supporter.acast.com/2bg. Hosted on Acast. See acast.com/privacy for more information.

It's Throwback Monday good people and we felt now more than ever, it's a perfect time for....'It's Time to Bond'. We loved this show because not only did we get to hang out with our main man Arlington again but it was also an opportunity to dig into that investment vehicle that may not be so sexy but should not be overlooked when building your portfolio ---BONDS! Don't sleep! Pod'up and It's a Time to Bond! Support this show http://supporter.acast.com/2bg. Hosted on Acast. See acast.com/privacy for more information.

AI isn’t coming it’s already here, and it’s quietly changing how people earn, grow, and build wealth. In this episode, Shaun and Mat break down how Artificial Intelligence is impacting jobs, shrinking incomes, and reshaping entire industries. But this isn’t about fear it’s about strategy. From stacking skills and using AI to your advantage, to why ownership matters more than ever, they lay out a blueprint for staying ahead in a rapidly changing world. If you’ve been feeling the pressure but can’t quite explain it… this episode connects the dots and shows you how to move smarter, not harder. Po'd up people and let's get with it!! Support this show http://supporter.acast.com/2bg. Hosted on Acast. See acast.com/privacy for more information.

This episode of Two Black Guys with Good Credit is your no-nonsense crash course in what it really takes to build a business from the ground up. No fluff just the fundamentals every entrepreneur needs to survive and scale. Shaun and Matt break down the core pillars of entrepreneurship: commitment, identifying the real problem you’re solving, understanding cash flow, and knowing your break-even point. They also dig into market size, scalability, and why having a great idea isn’t enough if the numbers don’t make sense. Whether you’re thinking about starting a business or already in the trenches, this episode gives you the blueprint and the reality check you need to move forward with clarity and confidence. If you’re serious about building something real, pod'up this is your boot camp! Support this show http://supporter.acast.com/2bg. Hosted on Acast. See acast.com/privacy for more information.

Everyone wants to make a million but few understand what it really means. In this episode, Mat and Shaun break down the difference between looking rich and actually being wealthy, exposing how income, debt, and lifestyle can create a false picture of success. Because it’s not about what you make… it’s about what you keep. Pod'up good people we about to discuss The Million Dollar Illusion. Support this show http://supporter.acast.com/2bg. Hosted on Acast. See acast.com/privacy for more information.

This episode is a throwback and a tribute to my brother, Arlington Forbes (RIP), and his mother, Ellaine “Mamma” Forbes, who recently passed. Are you the hunter or the hunted? In this episode, we take aim at the deceptive and often dangerous practices of predatory lending. Shaun is fired up, and Two Black Guys with Good Credit is here to make sure you stay informed, protected, and out of the line of predatory fire. Tap in because we’re going hunting! Support this show http://supporter.acast.com/2bg. Hosted on Acast. See acast.com/privacy for more information.

The U.S. dollar runs the world… but what if that changes? Shaun and Matt dive into the real consequences of losing reserve currency status, higher prices, rising interest rates, and a shift in global power. More importantly, they break down what it means for your money and how to stay ahead in a changing financial landscape. Pod'up people you don't want to miss this one! Support this show http://supporter.acast.com/2bg. Hosted on Acast. See acast.com/privacy for more information.

While many entrepreneurs focus only on the U.S., massive opportunities exist across the globe. In this episode, Mat and Shaun explore how business owners are building wealth internationally from logistics and e-commerce to digital services and real estate. If you’ve ever wondered how to expand your hustle beyond America, this conversation will open your mind to the power of global opportunity. Let's go people pod'up because it's time to get your global hustle on! Support this show http://supporter.acast.com/2bg. Hosted on Acast. See acast.com/privacy for more information.

Entrepreneurship looks glamorous online but nobody talks about the anxiety, decision fatigue, and silent pressure behind the scenes. In this episode, Matt and Shaun unpack the real cost of hustle culture, scaling too fast, and carrying responsibility for everyone around you. If you’re building, grinding, and feeling the weight of it all this episode is for you. Pod’up and let’s figure out how to grind with caution because wealth shouldn’t cost your peace of mind. Support this show http://supporter.acast.com/2bg. Hosted on Acast. See acast.com/privacy for more information.

Most people think banking means saving money. The wealthy think differently. In this episode, Shaun and Matt break down how to leverage real estate, business income, and investment portfolios to access capital and build wealth strategically. Learn how smart debt, equity, and banking relationships create generational wealth. Pod'up people let's get to banking! Support this show http://supporter.acast.com/2bg. Hosted on Acast. See acast.com/privacy for more information.

Are you building wealth… or just carrying everyone else’s financial stress? In this episode, Matt and Shaun dive into the real conversation about being the “successful one,” setting money boundaries, helping family without hurting your future, and turning pressure into power. If you’ve ever felt like the family ATM or struggled to say no, this one’s for you. This isn’t just about money it’s about legacy, pod'up good people and let's get to talking! 💰 Support this show http://supporter.acast.com/2bg. Hosted on Acast. See acast.com/privacy for more information.

Buckle up. On the brink of the 2025 NYC mayoral election and just steps away from exiting the race Mayor Eric Adams sits down with Two Black Guys with Good Credit for a raw, no-holds-barred conversation right inside City Hall. This isn’t your typical political puff piece. Adams gets candid about the state of NYC politics, media takedowns, the silent weight of race, and the hard truth behind walking away from a fight he was born for. He also drops a few stark warnings and surprising advice for whoever dares to step into his shoes next. This is the interview they’ll be quoting after the ballots are cast. Pod up—it’s Eric Adams uncensored! Support this show http://supporter.acast.com/2bg. Hosted on Acast. See acast.com/privacy for more information.

In this episode of Two Black Guys with Good Credit, hosts Shaun Lynda and Matt Smith sit down with visionary media executive and entrepreneur Keith Clinkscales to unpack the undeniable power of culture. From shaping global narratives to creating generational wealth, culture isn’t just influence it’s currency. Keith shares his incredible journey as a trailblazer in media and business, offering insight into how culture has driven innovation, inspired movements, and created opportunities for communities of color. Shaun and Matt dig into the intersections of finance, entrepreneurship, and cultural impact asking the tough questions and uncovering lessons listeners can use to level up in their own lives. Whether you’re an aspiring entrepreneur, a culture-shaper, or just someone looking to better understand how influence and economics collide, this episode is packed with wisdom, laughter, and game-changing takeaways. Support this show http://supporter.acast.com/2bg. Hosted on Acast. See acast.com/privacy for more information.