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Resources: Meet with us: https://bit.ly/4tfEV6e  Education center: https://bit.ly/4vKzaPE  Retirement Plan Checklist: https://bit.ly/3QkPmXp  Retiring as a single individual in 2026 is mathematically more challenging than for married couples because single filers reach the 22% ordinary income tax bracket at roughly half the income level of those filing married-jointly ($100,000 vs. $200,000) . Without a "built-in" support system or caregiver, single retirees must prioritize a "Power Package" of legal documents—specifically Financial and Medical Powers of Attorney—to ensure their healthcare and financial wishes are executed should they become incapacitated. Video Chapters 0:00 Introduction: Why Financial Planning for Singles is Different  1:06 Personal Story: Navigating Independence After Loss  3:37 The Independence Factor: Building Your Own Support System  5:33 Tax Headwinds: Single vs. Married Filing Jointly  7:04 The Widow's Penalty: Transitioning to a Single Tax Filer  8:58 The Planning Window: RMDs at Age 75 and Roth Conversions  10:01 Capital Gains Levers: Capturing the 0% Tax Bracket  11:55 Long-Term Care for Singles: Stress-Testing "Solo Aging"  14:19 Modern Housing: Remodeling for Forever vs. Community Living  16:15 Legacy and End-of-Life Planning Without Heirs  17:41 DON'T DO THAT: The Single Person's Power of Attorney Mistake 20:12 Starting the Journey: The Freedom of the Planning Process Sources: https://youtu.be/Cd3As3HjCMg  https://youtu.be/N8MiXAKTbmc  https://youtu.be/C7_GdgN502Q   https://youtu.be/lSy5ggQWmn8  https://www.modwm.com/catch-up-contributions-for-your-retirement-plan/  __________ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser. The views expressed represent the opinion of Modern Wealth Management a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

In this episode, Logan DeGraeve, CFP®, and Corey Hulstein, CPA, distinguish between reactive tax preparation and proactive forward-looking tax planning . We analyze the IRC §408 implications of the SECURE Act's 10-year rule, which requires non-spouse beneficiaries to liquidate inherited IRAs within a decade, often creating a significant tax burden for heirs in their peak earning years. The discussion covers the "Silo Effect"—the financial danger that occurs when a CPA, attorney, and advisor fail to coordinate—exemplified by families who draft complex trusts but fail to properly title and fund them, leading to unnecessary probate. _____________________ Educational Tool: Access the Retirement Plan Checklist to benchmark your current 401(k) and Social Security strategy against 2026 inflation. Topical Deep-Dive: Visit the Modern Wealth Education Center for informative content on withdrawal strategies and tax-efficient retirement planning. Fiduciary Consultation: To move from education to a personalized financial plan, you can schedule a meeting with our CFP® and CPA team._____________________ Chapters: 00:00 Proactive Tax Planning vs. Reactive Tax Prep  2:40 Relocation and Asset Access in Financial Planning  4:07 2026 Estate Tax Limits: $15M and $30M Exemptions  5:07 The Emotional Side of Inheritance: Helping Heirs Now vs. Later  6:15 Generational Wealth Accounts: Brokerage, Roth IRAs, and 529s  8:00 The Airplane Analogy: Putting Your Own Oxygen Mask On First  11:23 2026 Annual Gift Exclusion Rules: How to Gift Correctly  13:23 Strategic Gifting: How to Transfer $300k+ Annually Tax-Free  17:03 Gifting In-Kind: Leveraging 0% Capital Gains for Grandkids  19:26 Step-up in Basis: The Best Wealth Transfer Strategy?  21:54 The SECURE Act 10-Year Rule and Roth Conversions  23:24 Why Charitable Heirs Should Avoid Roth Conversions  26:11 The Silo Effect: Why Your Professionals Must Coordinate  28:12 Trust Funding Failure: Avoiding the Probate Trap ____________________ Sources: Presented by Corey Holstein, CPA, and Logan DeGraeve of Modern Wealth Management®. https://www.irs.gov/businesses/small-businesses-self-employed/frequently-asked-questions-on-gift-taxes    https://www.irs.gov/newsroom/irs-releases-tax-inflation-adjustments-for-tax-year-2026-including-amendments-from-the-one-big-beautiful-bill     https://www.irs.gov/taxtopics/tc703    https://youtu.be/YiI7qjR0fXQ?si=c46LfHzc-cEhGe8b  https://www.americanbar.org/groups/real_property_trust_estate/resources/estate-planning/revocable-trusts/  https://youtu.be/bubZLJUdIlI?si=SEZYhTN5iaI_EmR-  https://youtu.be/ze1sYnh_VR8?si=Xjvd2ycXS-dO0IUp  https://youtu.be/B4mTbCUuFGE?si=tC2B0j6HZggOk45r  https://youtu.be/BdM-15mxEDM?si=0jFMRTao3Gbg1dG_  https://youtu.be/n_uePPhiZPE?si=25LMA21TmUe0UyFH  https://youtu.be/RmiJyyuhmj0?si=ovZe-AWqhyBjx9yp  ______________ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser. The views expressed represent the opinion of Modern Wealth Management a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Educational Tool: Access the Retirement Plan Checklist to benchmark your current 401(k) and Social Security strategy against 2026 inflation. Topical Deep-Dive: Visit the Modern Wealth Education Center for informative content on withdrawal strategies and tax-efficient retirement planning. Fiduciary Consultation: To move from education to a personalized financial plan, you can schedule a meeting with our CFP® and CPA team. The 2026 conflict in Iran and the closure of the Straits of Hormuz—a chokepoint for approximately 40% of the world's oil—have pushed energy prices above $100 per barrel, leading the Nasdaq and S&P 500 into correction territory. While the U.S. remains net energy independent, global pricing interconnectedness has triggered a 10% market pullback, requiring retirees to focus on portfolio rebalancing rather than emotional liquidations. This analysis features Dean Barber, Managing Director at Modern Wealth Management and David Mitchell, Managing Director at AllianceBernstein. We examine potential outcomes of the Iranian conflict, noting that Iran's population of 92 million and its control over global commodity inputs like helium and fertilizer make this vastly different from previous Middle Eastern conflicts. We also discuss the 2026 bear market in tech, citing Microsoft's 27% decline despite stable earnings, and the emergence of tax-exempt municipal bonds with taxable equivalent yields reaching the 7% range. Sources: Insights provided by David Mitchell of AllianceBernstein and Dean Barber of Modern Wealth Management. This session emphasizes the fiduciary duty to manage portfolios based on stick-to-itiveness and mathematical probability. https://www.gspublishing.com/content/research/en/reports/2023/09/05/d33a1656-f37e-4661-9111-f6fe593ffa8a.html  https://en.wikipedia.org/wiki/Demographics_of_Iran  https://www.eia.gov/outlooks/steo/  https://www.investopedia.com/terms/c/correction.asp  https://www.eia.gov/international/analysis/special-topics/World_Oil_Transit_Chokepoints  https://www.marketwatch.com/investing/index/dxy  https://www.morganstanley.com/im/en-us/institutional-investor/insights/articles/potential-gains-in-2026.html  https://www.marketplace.org/story/2026/03/30/oil-passed-100-a-barrel-prices-are-expected-to-keep-rising  https://www.macrotrends.net/1369/crude-oil-price-history-chart  https://www.cnbc.com/2026/03/30/powell-sees-inflation-outlook-in-check-no-wider-crisis-yet-in-private-credit.html  https://youtu.be/c7t_H6k2GW8?si=aGiID1fgUpzQ97wl  https://www.nasdaq.com/articles/1970s-flashback%3A-history-is-starting-to-rhyme-offering-a-road-map-of-how-to-profit  https://finance.yahoo.com/markets/stocks/articles/microsoft-just-had-worst-quarter-113000733.html?guccounter=1  https://www.pewresearch.org/politics/2026/03/25/americans-broadly-disapprove-of-u-s-military-action-in-iran/  https://www.wsj.com/world/middle-east/trump-iran-war-strait-of-hormuz-ee950ad4  https://www.youtube.com/watch?v=y3M7jdSxNY8  https://finance.yahoo.com/news/consumer-spending-has-powered-us-economic-growth-the-iran-war-is-testing-its-resilience-090043647.html?guccounter=1   ______________ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser. The views expressed represent the opinion of Modern Wealth Management a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Educational Tool: Access the Retirement Plan Checklist to benchmark your current 401(k) and Social Security strategy against 2026 inflation. Topical Deep-Dive: Visit the Modern Wealth Education Center for peer-reviewed instructional content on withdrawal strategies and tax-efficient portfolio design. Fiduciary Consultation: To move from education to a personalized Financial Independence plan, you can Schedule a Meeting with our CFP® and CPA team. A sustainable retirement income strategy for 2026 involves calculating the "post-retirement cash flow" deficit—the difference between total desired spending and guaranteed income sources like Social Security or pensions . To bridge this gap, retirees should consider utilizing a "three-bucket" framework that organizes assets into safe (1–2 years), moderate (3–7 years), and growth (10+ years) categories to ensure immediate liquidity while protecting against sequence of return risk. This analysis, featuring Dean Barber and Neal Falkenberry, CFA, details the shift from the near-zero interest rate environment of the previous decade to the 2026 landscape where taxable bonds yield 4–5% and tax-free municipal bonds offer approximately 3.5%. We explore the impact of the One Big Beautiful Bill Act, specifically the senior deduction that allows married couples over 65 with a gross income of $140,000 to qualify for a 0% capital gains rate. Furthermore, we address Medicare IRMAA (Income Related Monthly Adjustment Amount) surcharges, which increase premiums for those with a Modified Adjusted Gross Income (MAGI) exceeding $210,000. Sources: Presented by Dean Barber and Neal Falkenberry, a Chartered Financial Analyst (CFA) and Managing Director at Modern Wealth Management. This presentation emphasizes the fiduciary standard, providing objective education to combat high-commission financial sales tactics. This content was reviewed by internally to ensure compliance with tax law changes and fiduciary standards. How Americans are feeling about their finances as they age https://www.pewresearch.org/social-trends/2025/11/06/how-americans-are-feeling-about-their-finances-as-they-age/  Three Major U.S. Stock Indices (1990 -2000): https://www.researchgate.net/figure/Three-Major-US-Stock-Indices-1990-2000_fig2_272661669  Sequence of Returns Risk and Why Timing Matters: https://www.modwm.com/sequence-of-returns-risk-and-why-timing-matters/  2026 Tax Brackets: https://taxfoundation.org/data/all/federal/2026-tax-brackets/  The Great Recession - December 2007-June 2009 https://www.federalreservehistory.org/essays/great-recession-of-200709 

Education center: https://bit.ly/4boCDv9 Retirement Plan Checklist: https://bit.ly/47JolTm Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1  https://youtu.be/KN5tIHSo3sY?si=I8fyj_cp_uz8sw_o  Sources:   https://www.irs.gov/forms-pubs/about-schedule-c-form-1040  https://www.modwm.com/how-filing-for-a-tax-extension-works/   https://www.irs.gov/payments/failure-to-file-penalty  https://www.irs.gov/payments/underpayment-of-estimated-tax-by-individuals-penalty  https://www.fidelity.com/learning-center/smart-money/hsa-contribution-limits  https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-required-minimum-distributions-rmds  #retirementplanning #taxplanning  _______________ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Education center: https://bit.ly/4sVDeu9 Retirement Plan Checklist: https://bit.ly/4rEy3O9 Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1 https://youtu.be/ze1sYnh_VR8?si=rss9H5ct9zwmE8Zo  https://youtu.be/KN5tIHSo3sY?si=N7w_n2iERZyl-FPy  https://youtu.be/sACQi2RIEvQ?si=rL90bf2mKSr4cA00  Sources: https://www.irs.gov/newsroom/check-your-eligibility-for-the-new-enhanced-deduction-for-seniors    https://v/learn/story/using-tax-brackets-to-manage-your-taxable-income  https://www.irs.gov/newsroom/questions-and-answers-on-the-net-investment-income-tax  https://bipartisanpolicy.org/issue-brief/how-the-new-charitable-deduction-floors-work/  https://www.irs.gov/newsroom/irs-marks-70th-anniversary-of-april-15-tax-filing-deadline  https://www.modwm.com/how-filing-for-a-tax-extension-works/    #retirementplanning #taxplanning  _______________ Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Education Center: https://bit.ly/3N0r4kt Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1  https://youtu.be/pHV0kG9xOdc?si=U-p06vNu8QyS1MO1  https://youtu.be/JVOnl_AKQoQ?si=LP8rD2UezYFbjHim  https://youtu.be/N8MiXAKTbmc?si=TQSl1xktZ7aHAvLT  https://youtu.be/bubZLJUdIlI?si=DEpuC8Hgv-ilMIJh  https://youtu.be/pFH4T8TA8WI?si=rYGAB7sPMYuWY9Sj  https://youtu.be/SJJGFC-0vkA?si=CYS5fLvCGzHNzhkn  https://youtu.be/KN5tIHSo3sY?si=F3l_olMQr9kREH6q  https://youtu.be/eEKbnn8svQ8?si=amJI8ppOjB-Jyjls  https://youtu.be/ze1sYnh_VR8?si=PN1z6EzJ1HLEU4a-  Sources: How much do I need to retire? https://www.fidelity.com/viewpoints/retirement/how-much-do-i-need-to-retire  Rightsizing vs. Downsizing: What Are the Differences? https://www.modwm.com/rightsizing-vs-downsizing/  How does medical inflation compare to inflation in the rest of the economy? https://www.healthsystemtracker.org/brief/how-does-medical-inflation-compare-to-inflation-in-the-rest-of-the-economy/    #retirementplanning #retirementgoals  _______________ Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Education center: https://bit.ly/3ONy04K Subscribe on YouTube to Catch our Videos:  https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1    https://youtu.be/SJJGFC-0vkA?si=BYerfilxAOPKkmJc  Sources: https://www.cfp.net/-/media/files/cfp-board/knowledge/reports-and-research/womens-initiative/cfp-board_win_web.pdf  https://www.cfp.net/-/media/files/cfp-board/knowledge/reports-and-rese arch/advancing-women-in-financial-planning-cfp-board-2025.pdf  https://www.cfp.net/industry-insights/reports-and-statistics/professional-demographics  #womeninfinance #financialplanning #jobopportunities  _______________ Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Meet with us: https://bit.ly/4rpVwU1 Education center: https://bit.ly/4aDBfDb Retirement Plan Checklist: https://bit.ly/40jmYGQ Subscribe on YouTube to Catch our Videos:  https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1    https://youtu.be/RkUQah73S_Q?si=-TVrmVdsQyKDTeax  https://youtu.be/bubZLJUdIlI?si=iCwt6KFZ9IFLruMa  https://youtu.be/Ll3G37cCZMI?si=wwmst7BNE2UGSlyi  https://youtu.be/uUL3Q1VbkRc?si=qJSM4Cv2keUmcvwm  https://youtu.be/6UcLAmM6wtI?si=AmkJSYPLLMlqoPhL  Sources: https://www.modwm.com/gray-divorce-and-its-financial-impact/  https://pmc.ncbi.nlm.nih.gov/articles/PMC5279946/  https://newsroom.fidelity.com/pressreleases/love---money--most-couples-give-themselves-high-marks-in-communication--yet-fidelity-study-reveals-h/s/c15df94d-f289-4d2d-bb10-85424c803f8e  https://www.bgsu.edu/ncfmr/resources/data/family-profiles/allred-gray-divorce-rate-geo-var-2017-fp-19-20.html  https://www.modwm.com/retirement-plan-checklist/  #Investments #FinancialPlanning #WealthManagement  _______________ Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Meet with us: https://bit.ly/4tjvl2m Ed center: https://bit.ly/4rxbQlt Retirement checklist: https://bit.ly/46vMaNM Subscribe on YouTube to Catch our Videos:  https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1  https://youtu.be/3Yn_m-k9Rk0  https://youtu.be/lSy5ggQWmn8  https://youtu.be/2eU3mv_rmr0  https://youtu.be/hN42aRqv-1g  Sources: https://www.ada.gov/topics/intro-to-ada/  https://www.westernsouthern.com/life-insurance/what-is-a-critical-illness-rider  https://www.cancer.gov/publications/dictionaries/cancer-terms/def/medical-power-of-attorney  https://www.aarp.org/caregiving/basics/memory-care-alzheimers-dementia/  https://www.investopedia.com/terms/s/sequence-risk.asp  https://www.modwm.com/sequence-of-returns-risk-and-why-timing-matters/  #Investments #FinancialPlanning #WealthManagement  _______________ Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Education Center: https://bit.ly/4aQZv6x  Meet with Us: https://bit.ly/3LDIMtb  Retirement Checklist: https://bit.ly/3NadURD  Subscribe on YouTube to Catch our Videos:  https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1  5 Stealth Taxes To Watch Out For https://youtu.be/RCr6BLuG3qY  What Are The Tax Benefits of Charitable Donations? https://youtu.be/RmiJyyuhmj0  Roth Conversion Strategies Under the Big Beautiful Bill https://youtu.be/hQRWwtbY_dE    IRA RMD Requirements https://youtu.be/DF13FV4EhCU   The Impact of the One Big Beautiful Bill on Your Retirement https://youtu.be/ze1sYnh_VR8  Sources: https://www.modwm.com/catch-up-contributions-for-your-retirement-plan/  https://www.modwm.com/2026-401k-and-ira-contribution-limits/  https://www.ssa.gov/forms/ssa-44.pdf  https://www.modwm.com/donor-advised-funds/   https://www.modwm.com/2026-tax-brackets/  _______________ Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Education Center: https://bit.ly/3LccpSl  Meet with Us: https://bit.ly/49krWIZ  Retirement Checklist: https://bit.ly/4b1DoKR  Subscribe on YouTube to Catch our Videos:  https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1  https://youtu.be/5CHb7BAAI2Q?si=iCDymwGcVQAMlwI5  https://youtu.be/N8MiXAKTbmc?si=-e8KTbg4aTDHFPJ7  https://youtu.be/ZmYxM_xBmmw?si=DwdU_5ElW_VCiuRy  https://youtu.be/uUL3Q1VbkRc?si=VuzAFZ4m6iA8ip7V  https://youtu.be/ze1sYnh_VR8?si=HZ1KHcxeOfhLbTey  https://youtu.be/uUL3Q1VbkRc?si=FThlCk2GzO4QUzO8  https://youtu.be/bubZLJUdIlI?si=tTZBHWt9rNeBf_7V  https://youtu.be/C7_GdgN502Q?si=VEGqXcL3tbePwobW  Sources: https://youtu.be/5CHb7BAAI2Q  https://youtu.be/N8MiXAKTbmc  https://youtu.be/ZmYxM_xBmmw  https://youtu.be/uUL3Q1VbkRc  https://www.modwm.com/donor-advised-funds/  https://youtu.be/C7_GdgN502Q  #Investments #FinancialPlanning #WealthManagement  _______________ Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Education Center: https://bit.ly/4jyY8M2  Meet with Us: https://bit.ly/3N9FzCd  Retirement Checklist: https://bit.ly/49PHqVk  Subscribe on YouTube to Catch our Videos:  https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1  https://youtu.be/PmfNAwK6B9s  https://youtu.be/oPanexiISYE   https://youtu.be/RCr6BLuG3qY Sources: https://www.modwm.com/2026-tax-brackets/.     https://www.modwm.com/new-tax-provisions-one-big-beautiful-bill-act/    https://www.modwm.com/2026-401k-and-ira-contribution-limits/    https://www.modwm.com/social-security-cola-increase-for-2026/    https://www.cms.gov/newsroom/fact-sheets/2026-medicare-parts-b-premiums-deductibles    https://www.whitehouse.gov/articles/2025/12/landmark-dell-gift-supercharges-trump-accounts-for-americas-kids/  #Investments #FinancialPlanning #WealthManagement  _______________ Investment advisory services offered through Modern Wealth Management, LLC, a investment adviser registered. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Tax Tips in 10 Ep 50 Education Center: https://bit.ly/48Outta  Meet with Us: https://bit.ly/48S9F5D  Retirement Checklist: https://bit.ly/4j1cFzP  Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1   https://youtu.be/ze1sYnh_VR8  https://youtu.be/KifcDu_6UAI  Sources: https://www.irs.gov/newsroom/historical-highlights-of-the-irs  https://files.taxfoundation.org/legacy/docs/fed_individual_rate_history_nominal.pdf  #TaxTips #Income #Tax Planning   _______________________________________________________________ Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Education Center: https://bit.ly/4qccGTM  Meet with Us: https://bit.ly/4q8ISri  Retirement Checklist: https://bit.ly/4shrp1U  Subscribe on YouTube to Catch our Videos:  https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1  https://youtu.be/C7_GdgN502Q?si=GU3T-nIemsTmh8K1   https://youtu.be/ze1sYnh_VR8?si=nRvqUbJbtNiL6onU  https://youtu.be/ze1sYnh_VR8  https://youtu.be/V23VSDjDkYw  https://youtube.com/shorts/PcYSYF9SZeA  https://youtube.com/shorts/p9wub7m2TI8  https://youtube.com/shorts/jcG6tmi8Epc  https://youtu.be/uUL3Q1VbkRc  https://youtu.be/2eU3mv_rmr0?si=HbiLmB1mqwxl-aTL  Sources:  Goldman Sachs, Morgan Stanley warn of a market correction: 'Things run and then they pull back'  https://www.cnbc.com/2025/11/04/goldman-sachs-morgan-stanley-warn-of-a-market-correction.html  #Investments #FinancialPlanning #WealthManagement  _______________ Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.